Home > Red River Valley Bank > Income and Expense
Red River Valley Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,376 |
| Total interest expense | $3,326,000 | 3,763 |
| Net interest income | $5,788,000 | 3,131 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,069,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $835,000 | 1,643 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $3,983,000 | 3,506 |
| Salaries and employee benefits | $2,016,000 | 3,262 |
| Premises and equipment expense | $714,000 | 2,829 |
| Additional noninterest expense | $1,253,000 | 4,041 |
| Pre-tax net operating income | $2,874,000 | 2,390 |
| Securities gains (losses) | $82,000 | 2,771 |
| Applicable income taxes | $930,000 | 2,441 |
| Income before extraordinary items | $2,026,000 | 2,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,026,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $406,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,969,420 | 2,411 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,248,000 | 3,406 |
| Total interest expense | $4,102,000 | 3,988 |
| Net interest income | $6,146,000 | 2,967 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $1,081,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $823,000 | 1,660 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $258,000 | 4,866 |
| Total noninterest expense | $4,344,000 | 3,268 |
| Salaries and employee benefits | $1,967,000 | 3,255 |
| Premises and equipment expense | $667,000 | 3,056 |
| Additional noninterest expense | $1,710,000 | 3,197 |
| Pre-tax net operating income | $2,653,000 | 2,328 |
| Securities gains (losses) | $184,000 | 2,125 |
| Applicable income taxes | $882,000 | 2,365 |
| Income before extraordinary items | $1,955,000 | 2,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,955,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 3,133 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,828,040 | 2,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.