Home > Red River Bank > Net charge- offs to loans
Red River Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1616% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9343% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8522% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2217% | 4,600 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8999% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0122% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7710% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3334% | 4,630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8209% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5669% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3366% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5773% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 4,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4017% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4370% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4001% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5320% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7341% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5684% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5001% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1108% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5181% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4012% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7319% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5043% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 678 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 3,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6273% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6990% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8197% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 3,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2225% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6300% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5501% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6335% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5441% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6307% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5404% | 613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1379% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4721% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6300% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5684% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7077% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0570% | 1,055 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4996% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6360% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1550% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6628% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0708% | 1,043 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6724% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4860% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5018% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0407% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5466% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9281% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5925% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 2,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.0751% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1088% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5422% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8606% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.1035% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7057% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5472% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.1385% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4191% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7864% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4096% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.2876% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3940% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5391% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3901% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2116% | 3,920 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6724% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6846% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 4,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0528% | 4,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6800% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6908% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 4,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 4,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7894% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9375% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7872% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0142% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.1286% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6406% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3198% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3897% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3256% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.1749% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0409% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5938% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0366% | 3,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.2671% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0271% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0273% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.5275% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2395% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0282% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.2819% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1489% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0256% | 3,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1758% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.3812% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0342% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 3,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1656% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.5856% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2984% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0075% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0075% | 2,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1101% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5973% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0301% | 4,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0301% | 4,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1083% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 5,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 4,259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 5,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0501% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1129% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1129% | 2,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2415% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 5,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 5,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0919% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0919% | 2,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2448% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 5,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1172% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1172% | 2,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2279% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 5,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0759% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0759% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2195% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0162% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0162% | 3,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4912% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 3,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 5,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1213% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0387% | 5,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0387% | 5,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5094% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 5,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 5,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2934% | 5,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3929% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0173% | 5,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0173% | 5,165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2828% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 1,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 2,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 3,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 4,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 3,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2323% | 2,862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5580% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 2,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 5,932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1486% | 2,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5354% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 3,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0632% | 3,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4287% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0731% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3901% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 4,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 2,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 6,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 4,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3813% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0684% | 3,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7212% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 2,173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 6,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 4,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5151% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0600% | 3,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0600% | 3,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7273% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 6,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 5,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1904% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5799% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0937% | 3,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7428% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 6,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0386% | 6,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 6,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0721% | 6,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 5,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 6,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 5,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2638% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4206% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 6,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 5,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 2,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 3,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 5,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 4,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0642% | 4,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9174% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 6,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 2,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 6,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 6,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 5,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 5,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 4,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0907% | 3,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8574% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 6,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 7,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0509% | 7,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 6,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 5,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 5,856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0311% | 6,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0285% | 6,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5981% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0407% | 6,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 7,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1048% | 7,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 6,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0828% | 5,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 5,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1018% | 6,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0899% | 6,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2642% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 5,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 3,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1330% | 1,731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2939% | 3,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5652% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8254% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 4,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 5,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 2,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5776% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5427% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6846% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 4,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0708% | 2,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 3,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7559% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6309% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 3,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 6,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5124% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2899% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 6,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 5,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1346% | 4,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2166% | 5,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3849% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 5,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 4,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0853% | 3,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1854% | 4,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1931% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 3,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 3,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1969% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3810% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0923% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0932% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4919% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 5,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0671% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 3,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6050% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1651% | 4,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5572% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9139% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2130% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2184% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3929% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9457% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0140% | 3,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3650% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8837% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3607% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7980% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0578% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7902% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4510% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0385% | 3,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2279% | 4,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7130% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2407% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6898% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1630% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5996% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2198% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8800% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0049% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 4,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0821% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2964% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2673% | 4,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4175% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5062% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1552% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9728% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2039% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2121% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3797% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1353% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 6,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 7,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3984% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0167% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 6,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 7,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2114% | 5,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 6,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 7,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 5,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 6,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 7,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 5,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 7,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 6,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0348% | 7,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 7,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1312% | 6,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 7,204 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 7,682 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |