Home > Red Cedar Bank > Income and Expense
Red Cedar Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 8,018 |
| Total interest expense | $289,000 | 7,766 |
| Net interest income | $782,000 | 7,987 |
| Provision for loan and lease losses | $169,000 | 3,347 |
| Total noninterest income | $245,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 5,710 |
| Total noninterest expense | $797,000 | 7,648 |
| Salaries and employee benefits | $350,000 | 8,068 |
| Premises and equipment expense | $97,000 | 7,587 |
| Additional noninterest expense | $350,000 | 6,724 |
| Pre-tax net operating income | $61,000 | 8,271 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $60,000 | 8,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $60,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $57,180 | 8,247 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,039 |
| Total interest expense | $196,000 | 7,801 |
| Net interest income | $522,000 | 8,037 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $167,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $528,000 | 7,714 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $231,000 | 6,774 |
| Pre-tax net operating income | $152,000 | 7,527 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $108,840 | 7,634 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,152 |
| Total interest expense | $102,000 | 7,816 |
| Net interest income | $245,000 | 8,157 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $266,000 | 7,752 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $115,000 | 6,800 |
| Pre-tax net operating income | $53,000 | 7,880 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $42,000 | 7,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,750 | 7,916 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 8,150 |
| Total interest expense | $489,000 | 7,777 |
| Net interest income | $935,000 | 8,204 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $428,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $258,000 | 4,795 |
| Total noninterest expense | $1,178,000 | 7,513 |
| Salaries and employee benefits | $524,000 | 8,000 |
| Premises and equipment expense | $138,000 | 7,567 |
| Additional noninterest expense | $516,000 | 6,456 |
| Pre-tax net operating income | $173,000 | 7,916 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $34,000 | 6,523 |
| Income before extraordinary items | $150,000 | 8,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $150,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $140,980 | 7,931 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,243 |
| Total interest expense | $377,000 | 7,870 |
| Net interest income | $683,000 | 8,321 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $351,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,590 |
| Total noninterest expense | $904,000 | 7,452 |
| Salaries and employee benefits | $397,000 | 7,946 |
| Premises and equipment expense | $109,000 | 7,481 |
| Additional noninterest expense | $398,000 | 6,354 |
| Pre-tax net operating income | $121,000 | 8,124 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $25,000 | 6,689 |
| Income before extraordinary items | $107,000 | 8,172 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $107,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $98,090 | 8,104 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,291 |
| Total interest expense | $259,000 | 7,937 |
| Net interest income | $453,000 | 8,363 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $235,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $583,000 | 7,542 |
| Salaries and employee benefits | $255,000 | 8,049 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $99,000 | 8,017 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $83,000 | 8,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $83,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $74,750 | 8,036 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,295 |
| Total interest expense | $131,000 | 8,023 |
| Net interest income | $238,000 | 8,320 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $319,000 | 7,369 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $148,000 | 5,988 |
| Pre-tax net operating income | $27,000 | 8,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $20,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,000 | 8,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 8,223 |
| Total interest expense | $547,000 | 8,255 |
| Net interest income | $1,092,000 | 8,125 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $341,000 | 6,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $169,000 | 5,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,314 |
| Total noninterest expense | $1,169,000 | 7,540 |
| Salaries and employee benefits | $520,000 | 8,062 |
| Premises and equipment expense | $169,000 | 7,182 |
| Additional noninterest expense | $480,000 | 6,620 |
| Pre-tax net operating income | $252,000 | 7,741 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $65,000 | 6,348 |
| Income before extraordinary items | $194,000 | 7,867 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $194,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $188,750 | 7,797 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 8,377 |
| Total interest expense | $791,000 | 8,447 |
| Net interest income | $1,053,000 | 8,180 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $228,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $148,000 | 5,823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $80,000 | 6,875 |
| Total noninterest expense | $1,009,000 | 7,934 |
| Salaries and employee benefits | $477,000 | 8,279 |
| Premises and equipment expense | $155,000 | 7,436 |
| Additional noninterest expense | $377,000 | 7,316 |
| Pre-tax net operating income | $250,000 | 7,634 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $196,000 | 7,770 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $196,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $196,000 | 7,655 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 8,343 |
| Total interest expense | $1,037,000 | 8,152 |
| Net interest income | $1,023,000 | 8,429 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $184,000 | 7,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $1,027,000 | 7,939 |
| Salaries and employee benefits | $515,000 | 8,173 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $337,000 | 7,651 |
| Pre-tax net operating income | $162,000 | 8,539 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $128,000 | 8,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $128,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $12,000 | 6,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $132,920 | 8,508 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 8,653 |
| Total interest expense | $871,000 | 8,519 |
| Net interest income | $993,000 | 8,651 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $214,000 | 7,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,135,000 | 7,738 |
| Salaries and employee benefits | $561,000 | 7,967 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $391,000 | 7,347 |
| Pre-tax net operating income | $67,000 | 9,187 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $55,000 | 9,219 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $55,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $53,400 | 9,198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 9,192 |
| Total interest expense | $736,000 | 9,100 |
| Net interest income | $838,000 | 9,163 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $113,000 | 8,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $950,000 | 8,273 |
| Salaries and employee benefits | $465,000 | 8,570 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $328,000 | 7,862 |
| Pre-tax net operating income | $1,000 | 9,779 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $-24,000 | 10,069 |
| Income before extraordinary items | $49,000 | 9,629 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $49,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,000 | 9,684 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 9,702 |
| Total interest expense | $672,000 | 9,615 |
| Net interest income | $802,000 | 9,666 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $137,000 | 8,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $781,000 | 9,099 |
| Salaries and employee benefits | $400,000 | 9,260 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $257,000 | 8,764 |
| Pre-tax net operating income | $158,000 | 9,801 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $-5,000 | 10,496 |
| Income before extraordinary items | $164,000 | 9,460 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $164,000 | 9,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $13,000 | 7,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $163,000 | 9,430 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 10,179 |
| Total interest expense | $686,000 | 10,006 |
| Net interest income | $768,000 | 10,199 |
| Provision for loan and lease losses | $182,000 | 3,615 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $819,000 | 9,363 |
| Salaries and employee benefits | $398,000 | 9,615 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $310,000 | 8,768 |
| Pre-tax net operating income | $-113,000 | 10,975 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $-45,000 | 11,061 |
| Income before extraordinary items | $-67,000 | 10,950 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-67,000 | 10,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,829 |
| Cash dividends | $25,000 | 7,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-67,640 | 10,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 10,406 |
| Total interest expense | $720,000 | 10,234 |
| Net interest income | $845,000 | 10,400 |
| Provision for loan and lease losses | $168,000 | 3,414 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $708,000 | 10,150 |
| Salaries and employee benefits | $333,000 | 10,472 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $266,000 | 9,649 |
| Pre-tax net operating income | $104,000 | 11,060 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $27,000 | 10,638 |
| Income before extraordinary items | $80,000 | 11,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $80,000 | 11,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $77,750 | 11,098 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 10,574 |
| Total interest expense | $616,000 | 10,525 |
| Net interest income | $959,000 | 10,523 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $128,000 | 10,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $690,000 | 10,739 |
| Salaries and employee benefits | $336,000 | 10,888 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $253,000 | 10,490 |
| Pre-tax net operating income | $302,000 | 10,135 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $96,000 | 9,458 |
| Income before extraordinary items | $200,000 | 10,275 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $200,000 | 10,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $38,000 | 8,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $204,080 | 10,273 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 10,989 |
| Total interest expense | $673,000 | 10,744 |
| Net interest income | $931,000 | 11,030 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $800,000 | 10,669 |
| Salaries and employee benefits | $394,000 | 10,699 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $152,000 | 11,177 |
| Extraordinary gains, net | $-43,000 | 12,678 |
| Net income | $109,000 | 11,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $31,000 | 8,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $148,300 | 11,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 11,580 |
| Total interest expense | $792,000 | 11,369 |
| Net interest income | $875,000 | 11,610 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $761,000 | 11,199 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $266,000 | 11,332 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $115,000 | 11,737 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $115,000 | 11,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,340 | 11,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.