Home > Realty Finance, Inc. > Income and Expense

Realty Finance, Inc., Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,598,0009,165
Total interest expense$637,0009,380
Net interest income$961,0008,889
Provision for loan and lease losses$319,0002,484
Total noninterest income$41,0009,961
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$41,0008,487
Total noninterest expense$1,003,0008,107
Salaries and employee benefits$344,0009,330
Premises and equipment expense$225,0006,341
Additional noninterest expense$434,0006,943
Pre-tax net operating income$-320,00010,085
Securities gains (losses)$45,0001,821
Applicable income taxes$09,340
Income before extraordinary items$-275,00010,097
Extraordinary gains, net$032
Net income$-275,00010,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,000862
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-320,00010,102
1997-12-31 (YTD Data)Rank
Total interest income$2,027,0008,979
Total interest expense$782,0009,309
Net interest income$1,245,0008,589
Provision for loan and lease losses$456,0001,912
Total noninterest income$53,00010,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,302
Total noninterest expense$1,025,0008,256
Salaries and employee benefits$381,0009,381
Premises and equipment expense$217,0006,538
Additional noninterest expense$427,0007,136
Pre-tax net operating income$-183,00010,551
Securities gains (losses)$03,944
Applicable income taxes$-64,00010,657
Income before extraordinary items$-119,00010,546
Extraordinary gains, net$044
Net income$-119,00010,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,211
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-119,00010,520
1996-12-31 (YTD Data)Rank
Total interest income$2,069,0009,292
Total interest expense$822,0009,578
Net interest income$1,247,0008,907
Provision for loan and lease losses$1,130,000939
Total noninterest income$81,00010,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$81,0007,707
Total noninterest expense$1,251,0007,826
Salaries and employee benefits$372,0009,797
Premises and equipment expense$218,0006,718
Additional noninterest expense$661,0005,970
Pre-tax net operating income$-1,053,00011,344
Securities gains (losses)$04,148
Applicable income taxes$-434,00011,342
Income before extraordinary items$-619,00011,300
Extraordinary gains, net$053
Net income$-619,00011,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,397
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-619,00011,276
1995-12-31 (YTD Data)Rank
Total interest income$1,905,0009,877
Total interest expense$667,00010,425
Net interest income$1,238,0009,231
Provision for loan and lease losses$176,0003,326
Total noninterest income$72,00010,907
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,274
Total noninterest expense$986,0009,008
Salaries and employee benefits$350,00010,338
Premises and equipment expense$220,0006,832
Additional noninterest expense$416,0008,038
Pre-tax net operating income$148,00010,784
Securities gains (losses)$03,831
Applicable income taxes$58,00010,021
Income before extraordinary items$90,00011,016
Extraordinary gains, net$065
Net income$90,00011,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,571
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$90,00010,993
1994-12-31 (YTD Data)Rank
Total interest income$1,798,00010,176
Total interest expense$512,00011,051
Net interest income$1,286,0009,502
Provision for loan and lease losses$43,0006,473
Total noninterest income$62,00011,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$951,0009,547
Salaries and employee benefits$345,00010,788
Premises and equipment expense$205,0007,319
Additional noninterest expense$401,0008,824
Pre-tax net operating income$354,0009,701
Securities gains (losses)$03,600
Applicable income taxes$149,0008,321
Income before extraordinary items$205,00010,214
Extraordinary gains, net$0249
Net income$205,00010,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$205,00010,263
1993-12-31 (YTD Data)Rank
Total interest income$1,952,00010,277
Total interest expense$621,00011,019
Net interest income$1,331,0009,640
Provision for loan and lease losses$367,0002,604
Total noninterest income$68,00012,120
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$68,0009,182
Total noninterest expense$932,00010,047
Salaries and employee benefits$308,00011,565
Premises and equipment expense$217,0007,346
Additional noninterest expense$407,0009,191
Pre-tax net operating income$100,00011,866
Securities gains (losses)$54,0003,285
Applicable income taxes$57,00010,777
Income before extraordinary items$97,00011,833
Extraordinary gains, net$143,0001,275
Net income$240,00010,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0002,337
Cash dividends$50,0007,918
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$62,44012,010
1992-12-31 (YTD Data)Rank
Total interest income$2,282,00010,316
Total interest expense$933,00010,698
Net interest income$1,349,0009,803
Provision for loan and lease losses$236,0004,790
Total noninterest income$430,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$430,0003,534
Total noninterest expense$985,00010,046
Salaries and employee benefits$309,00011,906
Premises and equipment expense$210,0007,616
Additional noninterest expense$466,0008,795
Pre-tax net operating income$558,0008,004
Securities gains (losses)$8,0006,653
Applicable income taxes$226,0007,072
Income before extraordinary items$340,0008,821
Extraordinary gains, net$159,000533
Net income$499,0007,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,683
Cash dividends$90,0006,821
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$334,8808,515

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.