Home > Ready State Bank > Net Loans and Leases
Ready State Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $283,838,000 | 1,052 |
| Loan loss allowance | $4,200,000 | 939 |
| Total loans and leases | $288,038,000 | 1,050 |
| Unearned income | $1,510,000 | 360 |
| Loans and leases, gross | $289,548,000 | 1,049 |
| All real estate loans | $238,988,000 | 861 |
| Real estate loans in domestic offices | $238,988,000 | 861 |
| Construction and development loans | $64,297,000 | 230 |
| Commercial RE | $95,751,000 | 557 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $37,091,000 | 298 |
| 1-4 family residential loans | $41,849,000 | 2,572 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $37,414,000 | 1,026 |
| To non-U.S. addressees | $738,000 | 164 |
| Loans to individuals | $11,656,000 | 2,511 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,656,000 | 2,337 |
| All other loans & leases | $1,490,000 | 1,969 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $1,490,000 | 838 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $91,000 | 1,846 |
| Non 1-4 family restructured loans & leases | $91,000 | 1,846 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $251,056,000 | 1,216 |
| Loan loss allowance | $4,093,000 | 1,039 |
| Total loans and leases | $255,149,000 | 1,211 |
| Unearned income | $1,606,000 | 971 |
| Loans and leases, gross | $255,149,000 | 1,219 |
| All real estate loans | $198,760,000 | 1,035 |
| Real estate loans in domestic offices | $198,760,000 | 1,035 |
| Construction and development loans | $52,182,000 | 322 |
| Commercial RE | $68,887,000 | 769 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $34,138,000 | 346 |
| 1-4 family residential loans | $43,553,000 | 2,569 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $42,276,000 | 930 |
| To non-U.S. addressees | $220,000 | 199 |
| Loans to individuals | $14,275,000 | 2,242 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,275,000 | 2,072 |
| All other loans & leases | $1,444,000 | 2,103 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $1,429,000 | 945 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $15,000 | 715 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $63,000 | 2,318 |
| Non 1-4 family restructured loans & leases | $63,000 | 2,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $230,650,000 | 1,274 |
| Loan loss allowance | $3,519,000 | 1,212 |
| Total loans and leases | $234,169,000 | 1,274 |
| Unearned income | $1,560,000 | 1,068 |
| Loans and leases, gross | $234,169,000 | 1,281 |
| All real estate loans | $178,191,000 | 1,143 |
| Real estate loans in domestic offices | $178,191,000 | 1,143 |
| Construction and development loans | $57,369,000 | 277 |
| Commercial RE | $53,025,000 | 942 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $24,328,000 | 484 |
| 1-4 family residential loans | $43,469,000 | 2,534 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $43,070,000 | 876 |
| To non-U.S. addressees | $290,000 | 188 |
| Loans to individuals | $12,677,000 | 2,480 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,677,000 | 2,303 |
| All other loans & leases | $1,791,000 | 1,829 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $1,767,000 | 857 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $24,000 | 765 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $73,000 | 2,467 |
| Non 1-4 family restructured loans & leases | $73,000 | 2,467 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $198,845,000 | 1,417 |
| Loan loss allowance | $2,982,000 | 1,406 |
| Total loans and leases | $201,828,000 | 1,415 |
| Unearned income | $1,323,000 | 1,338 |
| Loans and leases, gross | $201,828,000 | 1,428 |
| All real estate loans | $153,804,000 | 1,282 |
| Real estate loans in domestic offices | $153,804,000 | 1,281 |
| Construction and development loans | $49,881,000 | 296 |
| Commercial RE | $50,591,000 | 958 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $16,371,000 | 632 |
| 1-4 family residential loans | $36,961,000 | 2,884 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $37,967,000 | 912 |
| To non-U.S. addressees | $231,000 | 196 |
| Loans to individuals | $10,296,000 | 2,923 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,296,000 | 2,710 |
| All other loans & leases | $1,084,000 | 2,601 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $1,084,000 | 1,183 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $64,000 | 3,036 |
| Non 1-4 family restructured loans & leases | $64,000 | 3,036 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $155,237,000 | 1,762 |
| Loan loss allowance | $2,450,000 | 1,767 |
| Total loans and leases | $157,687,000 | 1,763 |
| Unearned income | $1,133,000 | 1,574 |
| Loans and leases, gross | $157,687,000 | 1,770 |
| All real estate loans | $115,369,000 | 1,647 |
| Real estate loans in domestic offices | $115,369,000 | 1,646 |
| Construction and development loans | $30,856,000 | 433 |
| Commercial RE | $35,730,000 | 1,317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,318,000 | 679 |
| 1-4 family residential loans | $33,465,000 | 3,129 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $31,614,000 | 1,088 |
| To non-U.S. addressees | $201,000 | 201 |
| Loans to individuals | $11,217,000 | 2,639 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,217,000 | 2,448 |
| All other loans & leases | $620,000 | 3,735 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $589,000 | 1,774 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $31,000 | 988 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $22,000 | 4,173 |
| Non 1-4 family restructured loans & leases | $22,000 | 4,173 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $114,650,000 | 2,374 |
| Loan loss allowance | $2,057,000 | 2,071 |
| Total loans and leases | $116,707,000 | 2,371 |
| Unearned income | $758,000 | 2,318 |
| Loans and leases, gross | $116,707,000 | 2,382 |
| All real estate loans | $80,529,000 | 2,368 |
| Real estate loans in domestic offices | $80,529,000 | 2,368 |
| Construction and development loans | $15,938,000 | 830 |
| Commercial RE | $31,861,000 | 1,480 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,140,000 | 1,075 |
| 1-4 family residential loans | $24,590,000 | 4,012 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $26,197,000 | 1,358 |
| To non-U.S. addressees | $157,000 | 217 |
| Loans to individuals | $9,852,000 | 3,064 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,852,000 | 2,848 |
| All other loans & leases | $887,000 | 3,300 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $765,000 | 1,595 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $122,000 | 1,124 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $20,000 | 4,692 |
| Non 1-4 family restructured loans & leases | $20,000 | 4,692 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |