Home > Ready State Bank > Assets and Liabilities
Ready State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 285 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $564,427,000 | 845 |
| Cash and due from depository institutions | $22,146,000 | 624 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $219,294,000 | 569 |
| Federal funds sold & reverse repurchase agreements | $26,600,000 | 507 |
| Net loans & leases | $283,838,000 | 1,052 |
| Loan loss allowance | $4,200,000 | 939 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,733,000 | 1,356 |
| Other real estate owned | $478,000 | 624 |
| Goodwill and other intangibles | $176,000 | 2,333 |
| All other assets | $6,162,000 | 1,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,427,000 | 845 |
| Total liabilities | $514,417,000 | 840 |
| Total deposits | $509,932,000 | 728 |
| Interest-bearing deposits | $414,607,000 | 777 |
| Deposits held in domestic offices | $509,932,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,660,000 | 2,282 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,825,000 | 1,529 |
| Total equity capital | $50,010,000 | 915 |
| Total bank equity capital | $50,010,000 | 915 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,992,000 | 938 |
| Surplus | $30,000,000 | 631 |
| Undivided profits | $16,018,000 | 1,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,232,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,569,000 | 1,388 |
| Earning assets | $529,732,000 | 829 |
| Long-term assets (5+ years) | $49,281,000 | 1,382 |
| Average Assets, year-to-date | $514,583,800 | 885 |
| Average Assets, quarterly | $543,888,000 | 862 |
| Volatile liabilities | $148,516,000 | 653 |
| Insider loans | $24,279,000 | 175 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $109,036,000 | 608 |
| Tier 1 (core) risk-based capital | $49,745,000 | 855 |
| Tier 2 risk-based capital | $4,150,140 | 833 |
| Total risk weighted assets | $331,960,940 | 901 |
| Total unused commitments | $109,036,000 | 612 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 249 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $477,113,000 | 1,027 |
| Cash and due from depository institutions | $22,852,000 | 756 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $183,230,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,433 |
| Net loans & leases | $251,056,000 | 1,216 |
| Loan loss allowance | $4,093,000 | 1,039 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,931,000 | 1,609 |
| Other real estate owned | $349,000 | 756 |
| Goodwill and other intangibles | $226,000 | 2,076 |
| All other assets | $5,469,000 | 1,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,113,000 | 1,027 |
| Total liabilities | $434,851,000 | 1,023 |
| Total deposits | $428,751,000 | 915 |
| Interest-bearing deposits | $343,721,000 | 983 |
| Deposits held in domestic offices | $428,751,000 | 908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,733,000 | 1,801 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,367,000 | 1,775 |
| Total equity capital | $42,262,000 | 1,071 |
| Total bank equity capital | $42,262,000 | 1,071 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,992,000 | 993 |
| Surplus | $20,000,000 | 916 |
| Undivided profits | $18,270,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,568,000 | 1,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,439,000 | 1,514 |
| Earning assets | $443,286,000 | 1,014 |
| Long-term assets (5+ years) | $26,129,000 | 2,200 |
| Average Assets, year-to-date | $432,209,400 | 1,087 |
| Average Assets, quarterly | $463,622,000 | 1,050 |
| Volatile liabilities | $125,622,000 | 758 |
| Insider loans | $29,449,000 | 180 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $112,904,000 | 612 |
| Tier 1 (core) risk-based capital | $41,919,000 | 1,023 |
| Tier 2 risk-based capital | $3,600,360 | 964 |
| Total risk weighted assets | $287,536,360 | 1,048 |
| Total unused commitments | $112,904,000 | 616 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 245 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $386,750,000 | 1,246 |
| Cash and due from depository institutions | $20,656,000 | 788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $111,826,000 | 1,116 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,004 |
| Net loans & leases | $230,650,000 | 1,274 |
| Loan loss allowance | $3,519,000 | 1,212 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,023,000 | 1,540 |
| Other real estate owned | $0 | 788 |
| Goodwill and other intangibles | $275,000 | 1,866 |
| All other assets | $4,120,000 | 1,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,750,000 | 1,246 |
| Total liabilities | $352,212,000 | 1,245 |
| Total deposits | $348,871,000 | 1,145 |
| Interest-bearing deposits | $275,189,000 | 1,242 |
| Deposits held in domestic offices | $348,871,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,123,000 | 2,802 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,218,000 | 1,933 |
| Total equity capital | $34,538,000 | 1,315 |
| Total bank equity capital | $34,538,000 | 1,315 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,992,000 | 1,005 |
| Surplus | $10,000,000 | 1,580 |
| Undivided profits | $20,546,000 | 1,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,859,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,509,000 | 1,480 |
| Earning assets | $356,676,000 | 1,237 |
| Long-term assets (5+ years) | $9,350,000 | 4,206 |
| Average Assets, year-to-date | $349,861,800 | 1,311 |
| Average Assets, quarterly | $373,911,000 | 1,268 |
| Volatile liabilities | $97,241,000 | 840 |
| Insider loans | $15,395,000 | 314 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $89,724,000 | 734 |
| Tier 1 (core) risk-based capital | $34,049,000 | 1,271 |
| Tier 2 risk-based capital | $3,115,240 | 1,103 |
| Total risk weighted assets | $248,815,740 | 1,188 |
| Total unused commitments | $89,724,000 | 739 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 223 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $314,004,000 | 1,468 |
| Cash and due from depository institutions | $17,861,000 | 886 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $80,085,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,146 |
| Net loans & leases | $198,845,000 | 1,417 |
| Loan loss allowance | $2,982,000 | 1,406 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,873,000 | 1,524 |
| Other real estate owned | $330,000 | 886 |
| Goodwill and other intangibles | $325,000 | 1,683 |
| All other assets | $3,685,000 | 2,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,004,000 | 1,468 |
| Total liabilities | $286,997,000 | 1,468 |
| Total deposits | $284,624,000 | 1,341 |
| Interest-bearing deposits | $215,527,000 | 1,539 |
| Deposits held in domestic offices | $284,624,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,135,000 | 3,027 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,238,000 | 2,592 |
| Total equity capital | $27,007,000 | 1,536 |
| Total bank equity capital | $27,007,000 | 1,536 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,992,000 | 994 |
| Surplus | $7,000,000 | 2,098 |
| Undivided profits | $16,015,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,224,000 | 1,598 |
| Earning assets | $286,930,000 | 1,472 |
| Long-term assets (5+ years) | $9,469,000 | 4,257 |
| Average Assets, year-to-date | $297,475,800 | 1,514 |
| Average Assets, quarterly | $308,113,500 | 1,482 |
| Volatile liabilities | $64,368,000 | 1,067 |
| Insider loans | $10,461,000 | 421 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $60,297,000 | 870 |
| Tier 1 (core) risk-based capital | $26,867,000 | 1,537 |
| Tier 2 risk-based capital | $2,636,980 | 1,236 |
| Total risk weighted assets | $210,613,280 | 1,333 |
| Total unused commitments | $60,297,000 | 879 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 250 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $288,408,000 | 1,612 |
| Cash and due from depository institutions | $17,059,000 | 834 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $103,323,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $3,724,000 | 3,679 |
| Net loans & leases | $155,237,000 | 1,762 |
| Loan loss allowance | $2,450,000 | 1,767 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,901,000 | 1,494 |
| Other real estate owned | $1,151,000 | 834 |
| Goodwill and other intangibles | $375,000 | 1,511 |
| All other assets | $2,638,000 | 2,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,408,000 | 1,612 |
| Total liabilities | $266,828,000 | 1,607 |
| Total deposits | $264,708,000 | 1,502 |
| Interest-bearing deposits | $193,978,000 | 1,794 |
| Deposits held in domestic offices | $264,708,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,147,000 | 2,583 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $973,000 | 3,197 |
| Total equity capital | $21,580,000 | 1,900 |
| Total bank equity capital | $21,580,000 | 1,900 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,992,000 | 992 |
| Surplus | $5,060,000 | 2,639 |
| Undivided profits | $12,528,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 4,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $721,000 | 2,486 |
| Earning assets | $262,284,000 | 1,631 |
| Long-term assets (5+ years) | $10,787,000 | 4,154 |
| Average Assets, year-to-date | $278,341,200 | 1,640 |
| Average Assets, quarterly | $279,963,500 | 1,655 |
| Volatile liabilities | $52,261,000 | 1,157 |
| Insider loans | $5,426,000 | 762 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,961,000 | 1,074 |
| Tier 1 (core) risk-based capital | $21,127,000 | 1,890 |
| Tier 2 risk-based capital | $2,061,520 | 1,529 |
| Total risk weighted assets | $164,533,320 | 1,671 |
| Total unused commitments | $43,961,000 | 1,098 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 218 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $278,078,000 | 1,726 |
| Cash and due from depository institutions | $16,591,000 | 980 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $115,357,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 805 |
| Net loans & leases | $114,650,000 | 2,374 |
| Loan loss allowance | $2,057,000 | 2,071 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,022,000 | 1,444 |
| Other real estate owned | $1,743,000 | 980 |
| Goodwill and other intangibles | $424,000 | 1,440 |
| All other assets | $3,291,000 | 2,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,078,000 | 1,726 |
| Total liabilities | $262,034,000 | 1,697 |
| Total deposits | $259,091,000 | 1,610 |
| Interest-bearing deposits | $182,749,000 | 1,967 |
| Deposits held in domestic offices | $259,091,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,157,000 | 2,385 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,786,000 | 2,053 |
| Total equity capital | $16,042,000 | 2,381 |
| Total bank equity capital | $16,042,000 | 2,381 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,992,000 | 999 |
| Surplus | $5,060,000 | 2,531 |
| Undivided profits | $6,992,000 | 3,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $598,000 | 3,398 |
| Earning assets | $251,007,000 | 1,753 |
| Long-term assets (5+ years) | $2,886,000 | 8,090 |
| Average Assets, year-to-date | $245,154,200 | 1,907 |
| Average Assets, quarterly | $263,095,500 | 1,812 |
| Volatile liabilities | $39,868,000 | 1,403 |
| Insider loans | $1,367,000 | 563 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $32,752,000 | 1,271 |
| Tier 1 (core) risk-based capital | $15,620,000 | 2,388 |
| Tier 2 risk-based capital | $1,617,000 | 1,939 |
| Total risk weighted assets | $128,920,200 | 2,152 |
| Total unused commitments | $32,752,000 | 1,286 |
| Derivatives | $0 | 651 |