Home > Ready Bank of Walton Florida > Income and Expense

Ready Bank of Walton Florida, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$5,703,0005,178
Total interest expense$2,786,0004,982
Net interest income$2,917,0005,238
Provision for loan and lease losses$407,0002,034
Total noninterest income$309,0006,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,435
Trading account gains and feesNANA
Additional Noninterest Income$55,0007,990
Total noninterest expense$1,918,0005,755
Salaries and employee benefits$1,104,0005,387
Premises and equipment expense$313,0005,257
Additional noninterest expense$501,0006,428
Pre-tax net operating income$901,0005,728
Securities gains (losses)$04,449
Applicable income taxes$377,0004,573
Income before extraordinary items$524,0006,466
Extraordinary gains, net$032
Net income$524,0006,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,061
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$524,0006,357
1997-12-31 (YTD Data)Rank
Total interest income$4,786,0005,961
Total interest expense$2,256,0005,787
Net interest income$2,530,0006,006
Provision for loan and lease losses$455,0001,917
Total noninterest income$290,0006,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$259,0004,534
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,280
Total noninterest expense$1,392,0007,055
Salaries and employee benefits$828,0006,643
Premises and equipment expense$192,0006,989
Additional noninterest expense$372,0007,603
Pre-tax net operating income$973,0005,918
Securities gains (losses)$03,944
Applicable income taxes$391,0004,942
Income before extraordinary items$582,0006,467
Extraordinary gains, net$044
Net income$582,0006,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,617
Cash dividends$4,0007,833
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$582,0006,410
1996-12-31 (YTD Data)Rank
Total interest income$3,969,0006,898
Total interest expense$1,721,0007,029
Net interest income$2,248,0006,664
Provision for loan and lease losses$55,0006,421
Total noninterest income$343,0006,493
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,304
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,849
Total noninterest expense$1,159,0008,120
Salaries and employee benefits$635,0007,926
Premises and equipment expense$145,0008,181
Additional noninterest expense$379,0008,059
Pre-tax net operating income$1,377,0004,637
Securities gains (losses)$04,148
Applicable income taxes$539,0003,906
Income before extraordinary items$838,0005,127
Extraordinary gains, net$053
Net income$838,0005,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$265,0004,823
Sale, conversion, retirement of capital stock, net$0953
Net operating income$838,0005,067
1995-12-31 (YTD Data)Rank
Total interest income$3,530,0007,519
Total interest expense$1,606,0007,399
Net interest income$1,924,0007,478
Provision for loan and lease losses$60,0005,704
Total noninterest income$231,0007,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,753
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,970
Total noninterest expense$1,075,0008,673
Salaries and employee benefits$515,0008,977
Premises and equipment expense$166,0007,897
Additional noninterest expense$394,0008,248
Pre-tax net operating income$1,020,0005,912
Securities gains (losses)$03,831
Applicable income taxes$388,0005,050
Income before extraordinary items$632,0006,419
Extraordinary gains, net$065
Net income$632,0006,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,445
Cash dividends$107,0006,659
Sale, conversion, retirement of capital stock, net$0809
Net operating income$632,0006,409
1994-12-31 (YTD Data)Rank
Total interest income$2,360,0009,150
Total interest expense$783,0009,685
Net interest income$1,577,0008,652
Provision for loan and lease losses$146,0003,670
Total noninterest income$224,0008,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,136
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,350
Total noninterest expense$821,00010,135
Salaries and employee benefits$396,00010,325
Premises and equipment expense$107,0009,803
Additional noninterest expense$318,0009,739
Pre-tax net operating income$834,0006,704
Securities gains (losses)$03,600
Applicable income taxes$336,0005,437
Income before extraordinary items$498,0007,338
Extraordinary gains, net$0249
Net income$498,0007,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$498,0007,362
1993-12-31 (YTD Data)Rank
Total interest income$1,864,00010,465
Total interest expense$694,00010,622
Net interest income$1,170,00010,167
Provision for loan and lease losses$50,0007,415
Total noninterest income$214,0008,947
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0006,280
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,374
Total noninterest expense$702,00011,155
Salaries and employee benefits$342,00011,224
Premises and equipment expense$88,00010,858
Additional noninterest expense$272,00010,796
Pre-tax net operating income$632,0007,736
Securities gains (losses)$07,477
Applicable income taxes$223,0007,210
Income before extraordinary items$409,0008,338
Extraordinary gains, net$03,149
Net income$409,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$100,000885
Net operating income$409,0008,061
1992-12-31 (YTD Data)Rank
Total interest income$1,776,00011,360
Total interest expense$831,00011,185
Net interest income$945,00011,319
Provision for loan and lease losses$122,0006,674
Total noninterest income$171,00010,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0007,026
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,735
Total noninterest expense$601,00012,059
Salaries and employee benefits$278,00012,266
Premises and equipment expense$82,00011,425
Additional noninterest expense$241,00011,657
Pre-tax net operating income$393,0009,309
Securities gains (losses)$08,369
Applicable income taxes$144,0008,775
Income before extraordinary items$249,0009,934
Extraordinary gains, net$01,422
Net income$249,00010,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0006,766
Cash dividends$1,0008,899
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$249,0009,567

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.