Home > Ready Bank of Walton Florida > Assets and Liabilities
Ready Bank of Walton Florida, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $72,942,000 | 5,569 |
| Cash and due from depository institutions | $3,520,000 | 5,204 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,249,000 | 8,680 |
| Federal funds sold & reverse repurchase agreements | $12,325,000 | 1,391 |
| Net loans & leases | $48,678,000 | 5,021 |
| Loan loss allowance | $562,000 | 5,197 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,290,000 | 3,474 |
| Other real estate owned | $50,000 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $830,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,942,000 | 5,569 |
| Total liabilities | $66,391,000 | 5,496 |
| Total deposits | $65,990,000 | 5,290 |
| Interest-bearing deposits | $54,848,000 | 5,382 |
| Deposits held in domestic offices | $65,990,000 | 5,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $401,000 | 6,522 |
| Total equity capital | $6,551,000 | 6,029 |
| Total bank equity capital | $6,551,000 | 6,029 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,326,000 | 2,589 |
| Surplus | $1,326,000 | 6,532 |
| Undivided profits | $3,899,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $623,000 | 3,736 |
| Earning assets | $66,252,000 | 5,587 |
| Long-term assets (5+ years) | $1,470,000 | 8,074 |
| Average Assets, year-to-date | $68,466,400 | 5,590 |
| Average Assets, quarterly | $72,826,000 | 5,478 |
| Volatile liabilities | $11,593,000 | 4,553 |
| Insider loans | $127,000 | 7,809 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,010,000 | 3,073 |
| Tier 1 (core) risk-based capital | $6,554,000 | 5,874 |
| Tier 2 risk-based capital | $562,000 | 4,801 |
| Total risk weighted assets | $55,384,200 | 4,701 |
| Total unused commitments | $13,010,000 | 3,079 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $66,273,000 | 5,942 |
| Cash and due from depository institutions | $2,848,000 | 6,730 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,992,000 | 9,254 |
| Federal funds sold & reverse repurchase agreements | $13,775,000 | 953 |
| Net loans & leases | $42,599,000 | 5,579 |
| Loan loss allowance | $775,000 | 4,157 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,490,000 | 4,731 |
| Other real estate owned | $28,000 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $541,000 | 8,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,273,000 | 5,942 |
| Total liabilities | $60,489,000 | 5,853 |
| Total deposits | $60,074,000 | 5,654 |
| Interest-bearing deposits | $51,784,000 | 5,644 |
| Deposits held in domestic offices | $60,074,000 | 5,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $415,000 | 6,610 |
| Total equity capital | $5,784,000 | 6,551 |
| Total bank equity capital | $5,784,000 | 6,551 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,326,000 | 2,624 |
| Surplus | $1,326,000 | 6,645 |
| Undivided profits | $3,132,000 | 5,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $496,000 | 4,759 |
| Earning assets | $61,366,000 | 5,905 |
| Long-term assets (5+ years) | $1,381,000 | 8,170 |
| Average Assets, year-to-date | $57,247,600 | 6,352 |
| Average Assets, quarterly | $64,612,500 | 5,985 |
| Volatile liabilities | $12,557,000 | 4,275 |
| Insider loans | $129,000 | 8,108 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,352,000 | 2,980 |
| Tier 1 (core) risk-based capital | $5,790,000 | 6,419 |
| Tier 2 risk-based capital | $576,870 | 4,658 |
| Total risk weighted assets | $45,951,670 | 5,396 |
| Total unused commitments | $12,352,000 | 2,982 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $51,221,000 | 7,158 |
| Cash and due from depository institutions | $3,191,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,986,000 | 9,784 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,500 |
| Net loans & leases | $33,067,000 | 6,580 |
| Loan loss allowance | $357,000 | 7,229 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,053,000 | 5,835 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $349,000 | 9,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,221,000 | 7,158 |
| Total liabilities | $46,009,000 | 7,141 |
| Total deposits | $45,222,000 | 7,037 |
| Interest-bearing deposits | $37,804,000 | 7,127 |
| Deposits held in domestic offices | $45,222,000 | 7,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $787,000 | 4,246 |
| Total equity capital | $5,212,000 | 7,066 |
| Total bank equity capital | $5,212,000 | 7,066 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,326,000 | 2,804 |
| Surplus | $1,326,000 | 6,837 |
| Undivided profits | $2,560,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $313,000 | 6,717 |
| Earning assets | $46,628,000 | 7,184 |
| Long-term assets (5+ years) | $1,061,000 | 8,709 |
| Average Assets, year-to-date | $47,547,000 | 7,301 |
| Average Assets, quarterly | $48,107,500 | 7,367 |
| Volatile liabilities | $7,769,000 | 5,707 |
| Insider loans | $1,298,000 | 2,978 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,028,000 | 3,169 |
| Tier 1 (core) risk-based capital | $5,213,000 | 6,964 |
| Tier 2 risk-based capital | $357,000 | 6,556 |
| Total risk weighted assets | $36,441,700 | 6,371 |
| Total unused commitments | $11,028,000 | 3,185 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $48,114,000 | 7,569 |
| Cash and due from depository institutions | $4,112,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,983,000 | 10,221 |
| Federal funds sold & reverse repurchase agreements | $8,550,000 | 1,702 |
| Net loans & leases | $28,995,000 | 7,138 |
| Loan loss allowance | $305,000 | 8,012 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,102,000 | 5,711 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $372,000 | 10,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,114,000 | 7,569 |
| Total liabilities | $43,455,000 | 7,532 |
| Total deposits | $43,055,000 | 7,389 |
| Interest-bearing deposits | $34,649,000 | 7,659 |
| Deposits held in domestic offices | $43,055,000 | 7,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $400,000 | 7,144 |
| Total equity capital | $4,659,000 | 7,664 |
| Total bank equity capital | $4,659,000 | 7,664 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,326,000 | 2,892 |
| Surplus | $1,326,000 | 6,941 |
| Undivided profits | $2,007,000 | 7,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 10,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $337,000 | 6,589 |
| Earning assets | $42,528,000 | 7,718 |
| Long-term assets (5+ years) | $1,153,000 | 8,801 |
| Average Assets, year-to-date | $40,495,800 | 8,149 |
| Average Assets, quarterly | $45,289,000 | 7,791 |
| Volatile liabilities | $8,138,000 | 5,236 |
| Insider loans | $776,000 | 4,398 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,466,000 | 3,963 |
| Tier 1 (core) risk-based capital | $4,640,000 | 7,562 |
| Tier 2 risk-based capital | $305,000 | 7,261 |
| Total risk weighted assets | $32,266,400 | 6,889 |
| Total unused commitments | $7,466,000 | 3,975 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $32,913,000 | 9,407 |
| Cash and due from depository institutions | $2,459,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,991,000 | 12,056 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 3,292 |
| Net loans & leases | $24,737,000 | 7,868 |
| Loan loss allowance | $268,000 | 8,831 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $891,000 | 6,498 |
| Other real estate owned | $98,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $287,000 | 11,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,913,000 | 9,407 |
| Total liabilities | $28,798,000 | 9,518 |
| Total deposits | $28,598,000 | 9,374 |
| Interest-bearing deposits | $24,041,000 | 9,410 |
| Deposits held in domestic offices | $28,598,000 | 9,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $200,000 | 9,010 |
| Total equity capital | $4,115,000 | 8,050 |
| Total bank equity capital | $4,115,000 | 8,050 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,279,000 | 3,066 |
| Surplus | $1,245,000 | 7,296 |
| Undivided profits | $1,591,000 | 7,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $274,000 | 7,026 |
| Earning assets | $29,178,000 | 9,501 |
| Long-term assets (5+ years) | $963,000 | 9,519 |
| Average Assets, year-to-date | $30,738,000 | 9,604 |
| Average Assets, quarterly | $31,671,000 | 9,537 |
| Volatile liabilities | $4,705,000 | 6,968 |
| Insider loans | $756,000 | 4,453 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,478,000 | 4,651 |
| Tier 1 (core) risk-based capital | $4,115,000 | 8,143 |
| Tier 2 risk-based capital | $268,000 | 7,958 |
| Total risk weighted assets | $26,543,500 | 7,777 |
| Total unused commitments | $5,478,000 | 4,659 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $28,674,000 | 10,370 |
| Cash and due from depository institutions | $1,853,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,977,000 | 11,743 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $19,939,000 | 8,848 |
| Loan loss allowance | $221,000 | 9,848 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $555,000 | 8,378 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $150,000 | 12,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,674,000 | 10,370 |
| Total liabilities | $25,058,000 | 10,483 |
| Total deposits | $24,960,000 | 10,373 |
| Interest-bearing deposits | $20,708,000 | 10,467 |
| Deposits held in domestic offices | $24,960,000 | 10,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $98,000 | 11,614 |
| Total equity capital | $3,616,000 | 8,893 |
| Total bank equity capital | $3,616,000 | 8,893 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,237,000 | 3,262 |
| Surplus | $1,033,000 | 7,966 |
| Undivided profits | $1,346,000 | 8,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 8,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $145,000 | 9,642 |
| Earning assets | $26,116,000 | 10,354 |
| Long-term assets (5+ years) | $2,184,000 | 8,576 |
| Average Assets, year-to-date | $27,212,000 | 10,450 |
| Average Assets, quarterly | $28,323,500 | 10,367 |
| Volatile liabilities | $3,752,000 | 7,568 |
| Insider loans | $630,000 | 5,026 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,627,000 | 5,109 |
| Tier 1 (core) risk-based capital | $3,616,000 | 8,816 |
| Tier 2 risk-based capital | $221,000 | 8,917 |
| Total risk weighted assets | $21,906,200 | 8,748 |
| Total unused commitments | $4,627,000 | 5,129 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $25,263,000 | 11,147 |
| Cash and due from depository institutions | $1,456,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,896,000 | 13,105 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,663 |
| Net loans & leases | $16,786,000 | 9,691 |
| Loan loss allowance | $180,000 | 10,920 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $560,000 | 8,495 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $165,000 | 13,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,263,000 | 11,147 |
| Total liabilities | $22,156,000 | 11,282 |
| Total deposits | $22,080,000 | 11,187 |
| Interest-bearing deposits | $18,125,000 | 11,326 |
| Deposits held in domestic offices | $22,080,000 | 11,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $76,000 | 12,912 |
| Total equity capital | $3,107,000 | 9,552 |
| Total bank equity capital | $3,107,000 | 9,552 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,166,000 | 3,602 |
| Surplus | $931,000 | 8,672 |
| Undivided profits | $1,010,000 | 9,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 9,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $143,000 | 10,228 |
| Earning assets | $23,082,000 | 11,105 |
| Long-term assets (5+ years) | $1,127,000 | 10,074 |
| Average Assets, year-to-date | $23,446,600 | 11,324 |
| Average Assets, quarterly | $24,791,000 | 11,188 |
| Volatile liabilities | $3,000,000 | 8,562 |
| Insider loans | $901,000 | 943 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,448,000 | 6,723 |
| Tier 1 (core) risk-based capital | $3,107,000 | 9,486 |
| Tier 2 risk-based capital | $180,000 | 9,912 |
| Total risk weighted assets | $17,697,900 | 9,925 |
| Total unused commitments | $2,448,000 | 6,752 |
| Derivatives | $0 | 651 |