Home > RCB Bank > Income and Expense

RCB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$148,042,000381
Total interest expense$35,708,000504
Net interest income$112,334,000339
Provision for loan and lease losses$03,275
Total noninterest income$32,938,000323
Gross Fiduciary activities income$4,463,000276
Service charges on deposit accounts$9,268,000176
Trading account gains and fees$0123
Additional Noninterest Income$19,207,000337
Total noninterest expense$99,620,000323
Salaries and employee benefits$58,821,000286
Premises and equipment expense$14,325,000223
Additional noninterest expense$19,207,000337
Pre-tax net operating income$45,652,000373
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$45,652,000307
Extraordinary gains, net$054
Net income$45,652,000311
Minority interest net income$088
Net income of bank and minority interests.$45,652,000309
Net charge-offs$354,000896
Cash dividends$13,983,000392
Sale, conversion, retirement of capital stock, net$0540
Net operating income$45,652,000319
2023-09-30 (YTD Data)Rank
Total interest income$108,775,000384
Total interest expense$23,521,000522
Net interest income$85,254,000342
Provision for loan and lease losses$03,085
Total noninterest income$24,327,000326
Gross Fiduciary activities income$3,366,000276
Service charges on deposit accounts$6,948,000176
Trading account gains and fees$0125
Additional Noninterest Income$14,013,000351
Total noninterest expense$74,580,000320
Salaries and employee benefits$44,282,000292
Premises and equipment expense$10,729,000227
Additional noninterest expense$14,013,000351
Pre-tax net operating income$35,001,000380
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$35,001,000315
Extraordinary gains, net$052
Net income$35,001,000319
Minority interest net income$081
Net income of bank and minority interests.$35,001,000316
Net charge-offs$282,000750
Cash dividends$11,616,000341
Sale, conversion, retirement of capital stock, net$0507
Net operating income$35,001,000322
2023-06-30 (YTD Data)Rank
Total interest income$70,311,000378
Total interest expense$12,671,000569
Net interest income$57,640,000331
Provision for loan and lease losses$02,940
Total noninterest income$15,985,000322
Gross Fiduciary activities income$2,295,000266
Service charges on deposit accounts$4,604,000173
Trading account gains and fees$0112
Additional Noninterest Income$9,086,000346
Total noninterest expense$49,229,000310
Salaries and employee benefits$29,276,000287
Premises and equipment expense$6,957,000224
Additional noninterest expense$9,086,000346
Pre-tax net operating income$24,396,000369
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$24,396,000306
Extraordinary gains, net$051
Net income$24,396,000312
Minority interest net income$081
Net income of bank and minority interests.$24,396,000307
Net charge-offs$131,000828
Cash dividends$8,337,000309
Sale, conversion, retirement of capital stock, net$0486
Net operating income$24,396,000309
2023-03-31 (YTD Data)Rank
Total interest income$33,348,000393
Total interest expense$4,449,000674
Net interest income$28,899,000334
Provision for loan and lease losses$02,612
Total noninterest income$8,150,000320
Gross Fiduciary activities income$1,180,000273
Service charges on deposit accounts$2,286,000177
Trading account gains and fees$097
Additional Noninterest Income$4,684,000340
Total noninterest expense$24,541,000321
Salaries and employee benefits$14,555,000297
Premises and equipment expense$3,455,000234
Additional noninterest expense$4,684,000340
Pre-tax net operating income$12,508,000370
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$12,508,000309
Extraordinary gains, net$04
Net income$12,508,000310
Minority interest net income$048
Net income of bank and minority interests.$12,508,000310
Net charge-offs$84,000642
Cash dividends$4,344,000293
Sale, conversion, retirement of capital stock, net$0430
Net operating income$12,508,000311
2022-12-31 (YTD Data)Rank
Total interest income$119,647,000355
Total interest expense$8,915,000500
Net interest income$110,732,000334
Provision for loan and lease losses$03,012
Total noninterest income$29,792,000357
Gross Fiduciary activities income$4,490,000284
Service charges on deposit accounts$9,958,000173
Trading account gains and fees$0116
Additional Noninterest Income$15,344,000420
Total noninterest expense$95,261,000315
Salaries and employee benefits$55,169,000301
Premises and equipment expense$13,868,000227
Additional noninterest expense$15,344,000420
Pre-tax net operating income$45,263,000411
Securities gains (losses)$-143,0004,020
Applicable income taxes$03,596
Income before extraordinary items$45,120,000349
Extraordinary gains, net$05
Net income$45,120,000348
Minority interest net income$063
Net income of bank and minority interests.$45,120,000349
Net charge-offs$138,0001,087
Cash dividends$17,724,000312
Sale, conversion, retirement of capital stock, net$0568
Net operating income$45,263,000354
2022-09-30 (YTD Data)Rank
Total interest income$86,132,000346
Total interest expense$5,297,000441
Net interest income$80,835,000334
Provision for loan and lease losses$02,835
Total noninterest income$22,316,000367
Gross Fiduciary activities income$3,355,000281
Service charges on deposit accounts$7,429,000175
Trading account gains and fees$0111
Additional Noninterest Income$11,532,000427
Total noninterest expense$70,535,000323
Salaries and employee benefits$41,427,000308
Premises and equipment expense$10,437,000226
Additional noninterest expense$11,532,000427
Pre-tax net operating income$32,616,000416
Securities gains (losses)$-143,0004,293
Applicable income taxes$1,006,0001,340
Income before extraordinary items$31,467,000360
Extraordinary gains, net$04
Net income$31,467,000360
Minority interest net income$057
Net income of bank and minority interests.$31,467,000360
Net charge-offs$57,0001,157
Cash dividends$12,748,000292
Sale, conversion, retirement of capital stock, net$0519
Net operating income$31,605,710368
2022-06-30 (YTD Data)Rank
Total interest income$54,235,000346
Total interest expense$3,066,000388
Net interest income$51,169,000342
Provision for loan and lease losses$02,599
Total noninterest income$15,243,000350
Gross Fiduciary activities income$2,309,000246
Service charges on deposit accounts$4,855,000173
Trading account gains and fees$0108
Additional Noninterest Income$8,079,000425
Total noninterest expense$45,920,000326
Salaries and employee benefits$26,909,000308
Premises and equipment expense$6,862,000224
Additional noninterest expense$12,149,000373
Pre-tax net operating income$20,492,000422
Securities gains (losses)$-174,0004,446
Applicable income taxes$680,0001,260
Income before extraordinary items$19,638,000363
Extraordinary gains, net$04
Net income$19,638,000363
Minority interest net income$060
Net income of bank and minority interests.$19,638,000363
Net charge-offs$52,000944
Cash dividends$10,618,000253
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,806,780371
2022-03-31 (YTD Data)Rank
Total interest income$25,642,000349
Total interest expense$1,496,000373
Net interest income$24,146,000349
Provision for loan and lease losses$02,285
Total noninterest income$7,722,000361
Gross Fiduciary activities income$1,166,000248
Service charges on deposit accounts$2,416,000171
Trading account gains and fees$0103
Additional Noninterest Income$4,140,000431
Total noninterest expense$22,772,000325
Salaries and employee benefits$13,249,000313
Premises and equipment expense$3,472,000225
Additional noninterest expense$6,051,000369
Pre-tax net operating income$9,096,000452
Securities gains (losses)$0623
Applicable income taxes$354,0001,182
Income before extraordinary items$8,742,000395
Extraordinary gains, net$04
Net income$8,742,000395
Minority interest net income$050
Net income of bank and minority interests.$8,742,000395
Net charge-offs$29,000840
Cash dividends$2,345,000424
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,742,000398
2021-12-31 (YTD Data)Rank
Total interest income$105,830,000349
Total interest expense$7,747,000362
Net interest income$98,083,000343
Provision for loan and lease losses$1,269,000466
Total noninterest income$29,162,000400
Gross Fiduciary activities income$4,568,000246
Service charges on deposit accounts$7,944,000191
Trading account gains and fees$0132
Additional Noninterest Income$16,650,000478
Total noninterest expense$87,065,000338
Salaries and employee benefits$51,205,000319
Premises and equipment expense$13,014,000236
Additional noninterest expense$22,846,000381
Pre-tax net operating income$38,911,000453
Securities gains (losses)$2,433,000119
Applicable income taxes$1,731,0001,198
Income before extraordinary items$39,613,000389
Extraordinary gains, net$010
Net income$39,613,000388
Minority interest net income$074
Net income of bank and minority interests.$39,613,000389
Net charge-offs$199,0001,025
Cash dividends$65,094,000149
Sale, conversion, retirement of capital stock, net$0582
Net operating income$37,277,320407
2021-09-30 (YTD Data)Rank
Total interest income$80,231,000349
Total interest expense$6,148,000360
Net interest income$74,083,000339
Provision for loan and lease losses$1,085,000399
Total noninterest income$20,436,000424
Gross Fiduciary activities income$3,304,000250
Service charges on deposit accounts$5,495,000205
Trading account gains and fees$0132
Additional Noninterest Income$11,637,000522
Total noninterest expense$64,411,000342
Salaries and employee benefits$38,684,000318
Premises and equipment expense$9,640,000242
Additional noninterest expense$16,087,000398
Pre-tax net operating income$29,023,000468
Securities gains (losses)$2,321,000104
Applicable income taxes$1,062,0001,420
Income before extraordinary items$30,282,000397
Extraordinary gains, net$08
Net income$30,282,000395
Minority interest net income$069
Net income of bank and minority interests.$30,282,000397
Net charge-offs$61,0001,284
Cash dividends$21,117,000220
Sale, conversion, retirement of capital stock, net$0543
Net operating income$28,030,630414
2021-06-30 (YTD Data)Rank
Total interest income$55,892,000329
Total interest expense$4,441,000347
Net interest income$51,451,000325
Provision for loan and lease losses$900,000344
Total noninterest income$13,627,000424
Gross Fiduciary activities income$2,209,000246
Service charges on deposit accounts$3,321,000213
Trading account gains and fees$0133
Additional Noninterest Income$8,097,000511
Total noninterest expense$42,711,000341
Salaries and employee benefits$26,203,000313
Premises and equipment expense$6,317,000243
Additional noninterest expense$10,191,000408
Pre-tax net operating income$21,467,000436
Securities gains (losses)$496,000271
Applicable income taxes$633,0001,491
Income before extraordinary items$21,330,000382
Extraordinary gains, net$06
Net income$21,330,000380
Minority interest net income$067
Net income of bank and minority interests.$21,330,000382
Net charge-offs$70,0001,047
Cash dividends$14,948,000210
Sale, conversion, retirement of capital stock, net$0517
Net operating income$20,848,880382
2021-03-31 (YTD Data)Rank
Total interest income$29,822,000310
Total interest expense$2,278,000353
Net interest income$27,544,000304
Provision for loan and lease losses$450,000401
Total noninterest income$6,827,000430
Gross Fiduciary activities income$1,116,000246
Service charges on deposit accounts$1,655,000211
Trading account gains and fees$0127
Additional Noninterest Income$4,056,000520
Total noninterest expense$21,491,000339
Salaries and employee benefits$13,298,000312
Premises and equipment expense$3,178,000244
Additional noninterest expense$5,015,000401
Pre-tax net operating income$12,430,000394
Securities gains (losses)$16,000931
Applicable income taxes$181,0001,874
Income before extraordinary items$12,265,000339
Extraordinary gains, net$03
Net income$12,265,000337
Minority interest net income$055
Net income of bank and minority interests.$12,265,000339
Net charge-offs$56,000789
Cash dividends$3,363,000320
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,249,160331
2020-12-31 (YTD Data)Rank
Total interest income$115,408,000320
Total interest expense$12,868,000395
Net interest income$102,540,000311
Provision for loan and lease losses$4,900,000582
Total noninterest income$26,632,000407
Gross Fiduciary activities income$3,914,000248
Service charges on deposit accounts$7,012,000206
Trading account gains and fees$0133
Additional Noninterest Income$15,706,000477
Total noninterest expense$86,521,000334
Salaries and employee benefits$53,137,000303
Premises and equipment expense$11,206,000269
Additional noninterest expense$22,178,000387
Pre-tax net operating income$37,751,000368
Securities gains (losses)$776,000449
Applicable income taxes$03,697
Income before extraordinary items$38,527,000307
Extraordinary gains, net$04
Net income$38,527,000305
Minority interest net income$072
Net income of bank and minority interests.$38,527,000307
Net charge-offs$1,396,000532
Cash dividends$28,212,000225
Sale, conversion, retirement of capital stock, net$0566
Net operating income$37,751,000307
2020-09-30 (YTD Data)Rank
Total interest income$88,370,000313
Total interest expense$10,366,000399
Net interest income$78,004,000306
Provision for loan and lease losses$3,400,000650
Total noninterest income$19,510,000400
Gross Fiduciary activities income$2,879,000247
Service charges on deposit accounts$5,159,000209
Trading account gains and fees$0125
Additional Noninterest Income$11,472,000467
Total noninterest expense$65,843,000319
Salaries and employee benefits$40,664,000291
Premises and equipment expense$8,374,000268
Additional noninterest expense$16,805,000367
Pre-tax net operating income$28,271,000342
Securities gains (losses)$32,0001,739
Applicable income taxes$03,696
Income before extraordinary items$28,303,000287
Extraordinary gains, net$04
Net income$28,303,000286
Minority interest net income$065
Net income of bank and minority interests.$28,303,000287
Net charge-offs$1,192,000461
Cash dividends$22,507,000208
Sale, conversion, retirement of capital stock, net$0532
Net operating income$28,271,000280
2020-06-30 (YTD Data)Rank
Total interest income$60,996,000312
Total interest expense$7,545,000409
Net interest income$53,451,000300
Provision for loan and lease losses$1,900,000743
Total noninterest income$12,368,000382
Gross Fiduciary activities income$1,930,000245
Service charges on deposit accounts$3,393,000208
Trading account gains and fees$0123
Additional Noninterest Income$7,045,000458
Total noninterest expense$43,987,000311
Salaries and employee benefits$27,193,000285
Premises and equipment expense$5,469,000273
Additional noninterest expense$11,325,000360
Pre-tax net operating income$19,932,000285
Securities gains (losses)$33,0001,488
Applicable income taxes$03,655
Income before extraordinary items$19,965,000244
Extraordinary gains, net$04
Net income$19,965,000244
Minority interest net income$065
Net income of bank and minority interests.$19,965,000244
Net charge-offs$1,114,000372
Cash dividends$17,113,000190
Sale, conversion, retirement of capital stock, net$0504
Net operating income$19,932,000241
2020-03-31 (YTD Data)Rank
Total interest income$29,148,000325
Total interest expense$4,336,000410
Net interest income$24,812,000321
Provision for loan and lease losses$400,0001,004
Total noninterest income$6,219,000361
Gross Fiduciary activities income$980,000245
Service charges on deposit accounts$2,120,000197
Trading account gains and fees$0106
Additional Noninterest Income$3,119,000447
Total noninterest expense$22,030,000311
Salaries and employee benefits$13,489,000280
Premises and equipment expense$2,725,000279
Additional noninterest expense$5,816,000354
Pre-tax net operating income$8,601,000300
Securities gains (losses)$14,0001,229
Applicable income taxes$03,513
Income before extraordinary items$8,615,000254
Extraordinary gains, net$04
Net income$8,615,000254
Minority interest net income$056
Net income of bank and minority interests.$8,615,000254
Net charge-offs$111,000834
Cash dividends$4,245,000324
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,601,000247
2019-12-31 (YTD Data)Rank
Total interest income$121,529,000319
Total interest expense$20,981,000371
Net interest income$100,548,000311
Provision for loan and lease losses$1,800,000571
Total noninterest income$26,254,000349
Gross Fiduciary activities income$3,313,000266
Service charges on deposit accounts$8,945,000190
Trading account gains and fees$0135
Additional Noninterest Income$13,996,000414
Total noninterest expense$85,005,000316
Salaries and employee benefits$52,117,000284
Premises and equipment expense$11,843,000250
Additional noninterest expense$21,045,000365
Pre-tax net operating income$39,997,000358
Securities gains (losses)$121,000830
Applicable income taxes$24,0003,503
Income before extraordinary items$40,094,000320
Extraordinary gains, net$011
Net income$40,094,000321
Minority interest net income$076
Net income of bank and minority interests.$40,094,000321
Net charge-offs$1,271,000561
Cash dividends$17,532,000332
Sale, conversion, retirement of capital stock, net$0626
Net operating income$39,973,000317
2019-09-30 (YTD Data)Rank
Total interest income$92,135,000324
Total interest expense$16,242,000366
Net interest income$75,893,000316
Provision for loan and lease losses$1,500,000500
Total noninterest income$18,912,000358
Gross Fiduciary activities income$2,528,000267
Service charges on deposit accounts$6,585,000192
Trading account gains and fees$0129
Additional Noninterest Income$9,799,000434
Total noninterest expense$64,963,000310
Salaries and employee benefits$39,681,000282
Premises and equipment expense$8,787,000252
Additional noninterest expense$16,495,000361
Pre-tax net operating income$28,342,000384
Securities gains (losses)$121,000703
Applicable income taxes$24,0003,510
Income before extraordinary items$28,439,000331
Extraordinary gains, net$011
Net income$28,439,000332
Minority interest net income$072
Net income of bank and minority interests.$28,439,000332
Net charge-offs$1,031,000490
Cash dividends$13,304,000306
Sale, conversion, retirement of capital stock, net$0590
Net operating income$28,318,000329
2019-06-30 (YTD Data)Rank
Total interest income$61,658,000319
Total interest expense$10,886,000357
Net interest income$50,772,000315
Provision for loan and lease losses$1,050,000468
Total noninterest income$12,264,000352
Gross Fiduciary activities income$1,744,000260
Service charges on deposit accounts$4,246,000195
Trading account gains and fees$0131
Additional Noninterest Income$6,274,000437
Total noninterest expense$43,385,000309
Salaries and employee benefits$26,330,000284
Premises and equipment expense$5,689,000260
Additional noninterest expense$11,366,000353
Pre-tax net operating income$18,601,000382
Securities gains (losses)$17,0001,082
Applicable income taxes$24,0003,386
Income before extraordinary items$18,594,000336
Extraordinary gains, net$011
Net income$18,594,000338
Minority interest net income$069
Net income of bank and minority interests.$18,594,000338
Net charge-offs$868,000380
Cash dividends$9,127,000288
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,577,000331
2019-03-31 (YTD Data)Rank
Total interest income$26,718,000357
Total interest expense$4,707,000402
Net interest income$22,011,000348
Provision for loan and lease losses$450,000501
Total noninterest income$5,408,000378
Gross Fiduciary activities income$574,000319
Service charges on deposit accounts$1,973,000203
Trading account gains and fees$0126
Additional Noninterest Income$2,861,000457
Total noninterest expense$19,649,000330
Salaries and employee benefits$11,911,000303
Premises and equipment expense$2,600,000286
Additional noninterest expense$5,138,000378
Pre-tax net operating income$7,320,000447
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$7,320,000380
Extraordinary gains, net$05
Net income$7,320,000380
Minority interest net income$052
Net income of bank and minority interests.$7,320,000381
Net charge-offs$172,000677
Cash dividends$3,055,000369
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,320,000374
2018-12-31 (YTD Data)Rank
Total interest income$103,351,000348
Total interest expense$14,166,000395
Net interest income$89,185,000345
Provision for loan and lease losses$2,580,000421
Total noninterest income$23,612,000371
Gross Fiduciary activities income$2,225,000326
Service charges on deposit accounts$8,971,000183
Trading account gains and fees$0126
Additional Noninterest Income$12,416,000437
Total noninterest expense$76,783,000334
Salaries and employee benefits$48,001,000293
Premises and equipment expense$10,015,000288
Additional noninterest expense$18,767,000405
Pre-tax net operating income$33,434,000408
Securities gains (losses)$132,000266
Applicable income taxes$03,978
Income before extraordinary items$33,566,000357
Extraordinary gains, net$06
Net income$33,566,000357
Minority interest net income$072
Net income of bank and minority interests.$33,566,000357
Net charge-offs$969,000602
Cash dividends$44,116,000166
Sale, conversion, retirement of capital stock, net$0671
Net operating income$33,434,000359
2018-09-30 (YTD Data)Rank
Total interest income$76,937,000349
Total interest expense$9,877,000394
Net interest income$67,060,000347
Provision for loan and lease losses$1,920,000406
Total noninterest income$16,981,000377
Gross Fiduciary activities income$1,682,000325
Service charges on deposit accounts$6,634,000183
Trading account gains and fees$0138
Additional Noninterest Income$8,665,000462
Total noninterest expense$57,692,000334
Salaries and employee benefits$36,264,000292
Premises and equipment expense$7,367,000294
Additional noninterest expense$14,061,000397
Pre-tax net operating income$24,429,000418
Securities gains (losses)$46,000435
Applicable income taxes$04,032
Income before extraordinary items$24,475,000361
Extraordinary gains, net$05
Net income$24,475,000361
Minority interest net income$066
Net income of bank and minority interests.$24,475,000361
Net charge-offs$405,000822
Cash dividends$43,216,000131
Sale, conversion, retirement of capital stock, net$0633
Net operating income$24,429,000360
2018-06-30 (YTD Data)Rank
Total interest income$50,403,000350
Total interest expense$6,010,000398
Net interest income$44,393,000351
Provision for loan and lease losses$1,260,000397
Total noninterest income$11,368,000381
Gross Fiduciary activities income$1,101,000331
Service charges on deposit accounts$4,304,000184
Trading account gains and fees$0130
Additional Noninterest Income$5,963,000452
Total noninterest expense$38,365,000337
Salaries and employee benefits$24,202,000293
Premises and equipment expense$4,794,000298
Additional noninterest expense$9,369,000401
Pre-tax net operating income$16,136,000417
Securities gains (losses)$46,000350
Applicable income taxes$04,018
Income before extraordinary items$16,182,000354
Extraordinary gains, net$06
Net income$16,182,000354
Minority interest net income$065
Net income of bank and minority interests.$16,182,000354
Net charge-offs$371,000638
Cash dividends$40,945,000100
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,136,000353
2018-03-31 (YTD Data)Rank
Total interest income$24,801,000350
Total interest expense$2,770,000407
Net interest income$22,031,000350
Provision for loan and lease losses$600,000396
Total noninterest income$5,677,000376
Gross Fiduciary activities income$566,000327
Service charges on deposit accounts$2,138,000181
Trading account gains and fees$0123
Additional Noninterest Income$2,973,000440
Total noninterest expense$19,197,000336
Salaries and employee benefits$12,221,000291
Premises and equipment expense$2,207,000329
Additional noninterest expense$4,769,000389
Pre-tax net operating income$7,911,000413
Securities gains (losses)$46,000239
Applicable income taxes$03,948
Income before extraordinary items$7,957,000355
Extraordinary gains, net$07
Net income$7,957,000355
Minority interest net income$052
Net income of bank and minority interests.$7,957,000355
Net charge-offs$213,000556
Cash dividends$2,870,000324
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,911,000355
2017-12-31 (YTD Data)Rank
Total interest income$96,297,000339
Total interest expense$8,865,000410
Net interest income$87,432,000332
Provision for loan and lease losses$2,416,000447
Total noninterest income$24,540,000360
Gross Fiduciary activities income$1,982,000342
Service charges on deposit accounts$9,319,000171
Trading account gains and fees$0151
Additional Noninterest Income$13,239,000421
Total noninterest expense$76,011,000324
Salaries and employee benefits$48,157,000281
Premises and equipment expense$12,203,000236
Additional noninterest expense$15,651,000448
Pre-tax net operating income$33,545,000372
Securities gains (losses)$877,000154
Applicable income taxes$04,135
Income before extraordinary items$34,422,000274
Extraordinary gains, net$09
Net income$34,422,000274
Minority interest net income$076
Net income of bank and minority interests.$34,422,000274
Net charge-offs$797,000814
Cash dividends$14,944,000287
Sale, conversion, retirement of capital stock, net$0711
Net operating income$33,545,000276
2017-09-30 (YTD Data)Rank
Total interest income$72,052,000343
Total interest expense$6,387,000414
Net interest income$65,665,000333
Provision for loan and lease losses$1,891,000416
Total noninterest income$19,089,000354
Gross Fiduciary activities income$1,459,000345
Service charges on deposit accounts$6,963,000174
Trading account gains and fees$0145
Additional Noninterest Income$10,667,000406
Total noninterest expense$57,135,000321
Salaries and employee benefits$35,997,000283
Premises and equipment expense$8,799,000249
Additional noninterest expense$12,339,000434
Pre-tax net operating income$25,728,000380
Securities gains (losses)$790,000154
Applicable income taxes$04,172
Income before extraordinary items$26,518,000288
Extraordinary gains, net$09
Net income$26,518,000288
Minority interest net income$071
Net income of bank and minority interests.$26,518,000288
Net charge-offs$632,000683
Cash dividends$11,499,000264
Sale, conversion, retirement of capital stock, net$0677
Net operating income$25,728,000290
2017-06-30 (YTD Data)Rank
Total interest income$47,690,000343
Total interest expense$4,014,000423
Net interest income$43,676,000335
Provision for loan and lease losses$1,166,000455
Total noninterest income$12,405,000361
Gross Fiduciary activities income$948,000349
Service charges on deposit accounts$4,556,000175
Trading account gains and fees$0139
Additional Noninterest Income$6,901,000408
Total noninterest expense$37,698,000327
Salaries and employee benefits$23,823,000279
Premises and equipment expense$5,788,000251
Additional noninterest expense$8,087,000437
Pre-tax net operating income$17,217,000376
Securities gains (losses)$308,000210
Applicable income taxes$04,189
Income before extraordinary items$17,525,000290
Extraordinary gains, net$011
Net income$17,525,000290
Minority interest net income$071
Net income of bank and minority interests.$17,525,000290
Net charge-offs$278,000872
Cash dividends$7,217,000263
Sale, conversion, retirement of capital stock, net$0659
Net operating income$17,217,000287
2017-03-31 (YTD Data)Rank
Total interest income$23,580,000341
Total interest expense$1,940,000423
Net interest income$21,640,000336
Provision for loan and lease losses$578,000415
Total noninterest income$6,041,000363
Gross Fiduciary activities income$431,000367
Service charges on deposit accounts$2,250,000176
Trading account gains and fees$0142
Additional Noninterest Income$3,360,000417
Total noninterest expense$18,598,000330
Salaries and employee benefits$11,770,000289
Premises and equipment expense$2,863,000254
Additional noninterest expense$3,965,000448
Pre-tax net operating income$8,505,000373
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$8,505,000287
Extraordinary gains, net$08
Net income$8,505,000288
Minority interest net income$055
Net income of bank and minority interests.$8,505,000288
Net charge-offs$160,000686
Cash dividends$4,006,000229
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,505,000282
2016-12-31 (YTD Data)Rank
Total interest income$85,863,000354
Total interest expense$7,455,000403
Net interest income$78,408,000349
Provision for loan and lease losses$1,687,000591
Total noninterest income$21,726,000402
Gross Fiduciary activities income$1,614,000373
Service charges on deposit accounts$9,064,000170
Trading account gains and fees$0170
Additional Noninterest Income$11,048,000478
Total noninterest expense$68,854,000355
Salaries and employee benefits$42,475,000312
Premises and equipment expense$10,489,000268
Additional noninterest expense$15,890,000444
Pre-tax net operating income$29,593,000377
Securities gains (losses)$687,000327
Applicable income taxes$04,278
Income before extraordinary items$30,280,000294
Extraordinary gains, net$05
Net income$30,280,000293
Minority interest net income$082
Net income of bank and minority interests.$30,280,000293
Net charge-offs$583,000978
Cash dividends$42,223,000134
Sale, conversion, retirement of capital stock, net$0759
Net operating income$29,593,000289
2016-09-30 (YTD Data)Rank
Total interest income$63,305,000358
Total interest expense$5,512,000404
Net interest income$57,793,000349
Provision for loan and lease losses$1,250,000591
Total noninterest income$15,700,000409
Gross Fiduciary activities income$1,110,000387
Service charges on deposit accounts$6,583,000176
Trading account gains and fees$0169
Additional Noninterest Income$8,007,000492
Total noninterest expense$50,521,000354
Salaries and employee benefits$31,178,000315
Premises and equipment expense$7,614,000272
Additional noninterest expense$11,729,000445
Pre-tax net operating income$21,722,000385
Securities gains (losses)$668,000299
Applicable income taxes$04,325
Income before extraordinary items$22,390,000296
Extraordinary gains, net$05
Net income$22,390,000297
Minority interest net income$071
Net income of bank and minority interests.$22,390,000297
Net charge-offs$391,000943
Cash dividends$39,407,000115
Sale, conversion, retirement of capital stock, net$0719
Net operating income$21,722,000296
2016-06-30 (YTD Data)Rank
Total interest income$41,266,000362
Total interest expense$3,638,000405
Net interest income$37,628,000354
Provision for loan and lease losses$950,000526
Total noninterest income$9,914,000420
Gross Fiduciary activities income$696,000401
Service charges on deposit accounts$4,093,000187
Trading account gains and fees$0157
Additional Noninterest Income$5,125,000500
Total noninterest expense$32,321,000366
Salaries and employee benefits$20,130,000326
Premises and equipment expense$4,785,000287
Additional noninterest expense$7,406,000470
Pre-tax net operating income$14,271,000386
Securities gains (losses)$676,000212
Applicable income taxes$04,338
Income before extraordinary items$14,947,000295
Extraordinary gains, net$016
Net income$14,947,000295
Minority interest net income$071
Net income of bank and minority interests.$14,947,000295
Net charge-offs$202,0001,120
Cash dividends$5,697,000328
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,271,000299
2016-03-31 (YTD Data)Rank
Total interest income$20,699,000360
Total interest expense$1,830,000396
Net interest income$18,869,000352
Provision for loan and lease losses$500,000456
Total noninterest income$4,759,000417
Gross Fiduciary activities income$337,000408
Service charges on deposit accounts$2,017,000186
Trading account gains and fees$0142
Additional Noninterest Income$2,405,000502
Total noninterest expense$16,013,000365
Salaries and employee benefits$9,964,000329
Premises and equipment expense$2,363,000291
Additional noninterest expense$3,686,000463
Pre-tax net operating income$7,115,000372
Securities gains (losses)$4,0001,767
Applicable income taxes$04,259
Income before extraordinary items$7,119,000299
Extraordinary gains, net$012
Net income$7,119,000299
Minority interest net income$062
Net income of bank and minority interests.$7,119,000299
Net charge-offs$94,0001,057
Cash dividends$2,827,000330
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,115,000296
2015-12-31 (YTD Data)Rank
Total interest income$82,537,000341
Total interest expense$8,271,000335
Net interest income$74,266,000344
Provision for loan and lease losses$1,425,000597
Total noninterest income$21,277,000394
Gross Fiduciary activities income$1,534,000383
Service charges on deposit accounts$8,895,000173
Trading account gains and fees$0159
Additional Noninterest Income$10,848,000460
Total noninterest expense$64,349,000357
Salaries and employee benefits$40,352,000304
Premises and equipment expense$9,712,000277
Additional noninterest expense$14,285,000481
Pre-tax net operating income$29,769,000358
Securities gains (losses)$720,000267
Applicable income taxes$04,402
Income before extraordinary items$30,489,000277
Extraordinary gains, net$023
Net income$30,489,000277
Minority interest net income$081
Net income of bank and minority interests.$30,489,000277
Net charge-offs$742,000859
Cash dividends$11,975,000335
Sale, conversion, retirement of capital stock, net$0804
Net operating income$29,769,000283
2015-09-30 (YTD Data)Rank
Total interest income$61,514,000347
Total interest expense$6,370,000327
Net interest income$55,144,000351
Provision for loan and lease losses$1,215,000500
Total noninterest income$16,016,000400
Gross Fiduciary activities income$1,185,000379
Service charges on deposit accounts$6,510,000184
Trading account gains and fees$0153
Additional Noninterest Income$8,321,000466
Total noninterest expense$48,228,000362
Salaries and employee benefits$30,206,000314
Premises and equipment expense$7,258,000284
Additional noninterest expense$10,764,000480
Pre-tax net operating income$21,717,000375
Securities gains (losses)$518,000300
Applicable income taxes$04,489
Income before extraordinary items$22,235,000285
Extraordinary gains, net$021
Net income$22,235,000285
Minority interest net income$078
Net income of bank and minority interests.$22,235,000285
Net charge-offs$482,000881
Cash dividends$8,891,000310
Sale, conversion, retirement of capital stock, net$0773
Net operating income$21,717,000291
2015-06-30 (YTD Data)Rank
Total interest income$40,852,000347
Total interest expense$4,311,000318
Net interest income$36,541,000351
Provision for loan and lease losses$1,005,000429
Total noninterest income$10,298,000414
Gross Fiduciary activities income$813,000379
Service charges on deposit accounts$4,087,000188
Trading account gains and fees$0157
Additional Noninterest Income$5,398,000478
Total noninterest expense$31,986,000364
Salaries and employee benefits$19,929,000314
Premises and equipment expense$4,823,000281
Additional noninterest expense$7,234,000476
Pre-tax net operating income$13,848,000383
Securities gains (losses)$486,000262
Applicable income taxes$04,497
Income before extraordinary items$14,334,000299
Extraordinary gains, net$022
Net income$14,334,000299
Minority interest net income$075
Net income of bank and minority interests.$14,334,000299
Net charge-offs$408,000755
Cash dividends$5,691,000325
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,848,000299
2015-03-31 (YTD Data)Rank
Total interest income$20,455,000344
Total interest expense$2,171,000318
Net interest income$18,284,000356
Provision for loan and lease losses$495,000422
Total noninterest income$4,838,000418
Gross Fiduciary activities income$386,000390
Service charges on deposit accounts$1,979,000194
Trading account gains and fees$0152
Additional Noninterest Income$2,473,000493
Total noninterest expense$15,775,000373
Salaries and employee benefits$9,839,000324
Premises and equipment expense$2,426,000281
Additional noninterest expense$3,510,000482
Pre-tax net operating income$6,852,000379
Securities gains (losses)$-10,0006,254
Applicable income taxes$04,400
Income before extraordinary items$6,842,000303
Extraordinary gains, net$013
Net income$6,842,000302
Minority interest net income$064
Net income of bank and minority interests.$6,842,000302
Net charge-offs$219,000678
Cash dividends$2,790,000286
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,852,000297
2014-12-31 (YTD Data)Rank
Total interest income$79,300,000344
Total interest expense$8,953,000316
Net interest income$70,347,000348
Provision for loan and lease losses$1,449,000641
Total noninterest income$21,149,000372
Gross Fiduciary activities income$1,594,000378
Service charges on deposit accounts$8,841,000191
Trading account gains and fees$0180
Additional Noninterest Income$10,714,000430
Total noninterest expense$60,724,000369
Salaries and employee benefits$38,034,000314
Premises and equipment expense$9,018,000294
Additional noninterest expense$13,672,000500
Pre-tax net operating income$29,323,000343
Securities gains (losses)$411,000481
Applicable income taxes$04,531
Income before extraordinary items$29,734,000278
Extraordinary gains, net$017
Net income$29,734,000277
Minority interest net income$084
Net income of bank and minority interests.$29,734,000277
Net charge-offs$420,0001,663
Cash dividends$12,300,000289
Sale, conversion, retirement of capital stock, net$0862
Net operating income$29,323,000274
2014-09-30 (YTD Data)Rank
Total interest income$58,698,000343
Total interest expense$6,739,000312
Net interest income$51,959,000350
Provision for loan and lease losses$995,000672
Total noninterest income$15,978,000365
Gross Fiduciary activities income$1,220,000372
Service charges on deposit accounts$6,545,000190
Trading account gains and fees$0174
Additional Noninterest Income$8,213,000418
Total noninterest expense$45,045,000367
Salaries and employee benefits$28,243,000312
Premises and equipment expense$6,589,000300
Additional noninterest expense$10,213,000497
Pre-tax net operating income$21,897,000341
Securities gains (losses)$123,000870
Applicable income taxes$04,583
Income before extraordinary items$22,020,000280
Extraordinary gains, net$015
Net income$22,020,000280
Minority interest net income$081
Net income of bank and minority interests.$22,020,000280
Net charge-offs$227,0001,868
Cash dividends$9,214,000271
Sale, conversion, retirement of capital stock, net$0819
Net operating income$21,897,000275
2014-06-30 (YTD Data)Rank
Total interest income$38,076,000349
Total interest expense$4,457,000312
Net interest income$33,619,000359
Provision for loan and lease losses$630,000693
Total noninterest income$9,904,000380
Gross Fiduciary activities income$829,000370
Service charges on deposit accounts$4,108,000199
Trading account gains and fees$0172
Additional Noninterest Income$4,967,000450
Total noninterest expense$29,163,000378
Salaries and employee benefits$18,452,000316
Premises and equipment expense$4,198,000318
Additional noninterest expense$6,513,000518
Pre-tax net operating income$13,730,000351
Securities gains (losses)$-260,0006,597
Applicable income taxes$04,568
Income before extraordinary items$13,470,000290
Extraordinary gains, net$020
Net income$13,470,000290
Minority interest net income$080
Net income of bank and minority interests.$13,470,000290
Net charge-offs$63,0002,589
Cash dividends$5,367,000292
Sale, conversion, retirement of capital stock, net$0794
Net operating income$13,730,000277
2014-03-31 (YTD Data)Rank
Total interest income$18,389,000361
Total interest expense$2,180,000316
Net interest income$16,209,000372
Provision for loan and lease losses$300,000685
Total noninterest income$4,631,000393
Gross Fiduciary activities income$412,000368
Service charges on deposit accounts$1,897,000209
Trading account gains and fees$0147
Additional Noninterest Income$2,322,000448
Total noninterest expense$14,206,000390
Salaries and employee benefits$9,110,000317
Premises and equipment expense$2,037,000338
Additional noninterest expense$3,059,000546
Pre-tax net operating income$6,334,000360
Securities gains (losses)$1,0001,605
Applicable income taxes$04,445
Income before extraordinary items$6,335,000289
Extraordinary gains, net$016
Net income$6,335,000289
Minority interest net income$066
Net income of bank and minority interests.$6,335,000289
Net charge-offs$26,0002,321
Cash dividends$2,449,000292
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,334,000283
2013-12-31 (YTD Data)Rank
Total interest income$72,077,000364
Total interest expense$9,310,000335
Net interest income$62,767,000370
Provision for loan and lease losses$618,0001,603
Total noninterest income$18,608,000434
Gross Fiduciary activities income$1,858,000334
Service charges on deposit accounts$8,511,000198
Trading account gains and fees$0184
Additional Noninterest Income$8,239,000556
Total noninterest expense$54,016,000414
Salaries and employee benefits$34,659,000329
Premises and equipment expense$7,693,000337
Additional noninterest expense$11,664,000594
Pre-tax net operating income$26,741,000343
Securities gains (losses)$593,000387
Applicable income taxes$04,631
Income before extraordinary items$27,334,000279
Extraordinary gains, net$029
Net income$27,334,000279
Minority interest net income$090
Net income of bank and minority interests.$27,334,000279
Net charge-offs$670,0001,689
Cash dividends$10,388,000325
Sale, conversion, retirement of capital stock, net$0924
Net operating income$26,741,000283
2013-09-30 (YTD Data)Rank
Total interest income$53,781,000368
Total interest expense$7,100,000337
Net interest income$46,681,000371
Provision for loan and lease losses$450,0001,622
Total noninterest income$14,012,000440
Gross Fiduciary activities income$1,438,000327
Service charges on deposit accounts$6,294,000201
Trading account gains and fees$0180
Additional Noninterest Income$6,280,000561
Total noninterest expense$40,186,000411
Salaries and employee benefits$25,926,000329
Premises and equipment expense$5,698,000338
Additional noninterest expense$8,562,000611
Pre-tax net operating income$20,057,000351
Securities gains (losses)$9,0002,535
Applicable income taxes$04,713
Income before extraordinary items$20,066,000285
Extraordinary gains, net$025
Net income$20,066,000286
Minority interest net income$084
Net income of bank and minority interests.$20,066,000286
Net charge-offs$378,0001,881
Cash dividends$7,689,000311
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,057,000283
2013-06-30 (YTD Data)Rank
Total interest income$35,647,000367
Total interest expense$4,804,000342
Net interest income$30,843,000372
Provision for loan and lease losses$300,0001,629
Total noninterest income$9,044,000457
Gross Fiduciary activities income$917,000338
Service charges on deposit accounts$4,020,000203
Trading account gains and fees$0157
Additional Noninterest Income$4,107,000569
Total noninterest expense$26,479,000414
Salaries and employee benefits$17,203,000330
Premises and equipment expense$3,671,000355
Additional noninterest expense$5,605,000612
Pre-tax net operating income$13,108,000351
Securities gains (losses)$7,0002,393
Applicable income taxes$04,679
Income before extraordinary items$13,115,000291
Extraordinary gains, net$022
Net income$13,115,000291
Minority interest net income$082
Net income of bank and minority interests.$13,115,000291
Net charge-offs$292,0001,721
Cash dividends$5,163,000291
Sale, conversion, retirement of capital stock, net$0838
Net operating income$13,108,000280
2013-03-31 (YTD Data)Rank
Total interest income$17,720,000368
Total interest expense$2,428,000347
Net interest income$15,292,000371
Provision for loan and lease losses$150,0001,610
Total noninterest income$4,313,000475
Gross Fiduciary activities income$476,000326
Service charges on deposit accounts$1,965,000203
Trading account gains and fees$0148
Additional Noninterest Income$1,872,000622
Total noninterest expense$13,029,000423
Salaries and employee benefits$8,574,000339
Premises and equipment expense$1,817,000358
Additional noninterest expense$2,638,000652
Pre-tax net operating income$6,426,000362
Securities gains (losses)$37,0001,049
Applicable income taxes$04,602
Income before extraordinary items$6,463,000289
Extraordinary gains, net$010
Net income$6,463,000290
Minority interest net income$076
Net income of bank and minority interests.$6,463,000290
Net charge-offs$257,0001,178
Cash dividends$2,565,000245
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,426,000280
2012-12-31 (YTD Data)Rank
Total interest income$73,999,000368
Total interest expense$12,430,000326
Net interest income$61,569,000372
Provision for loan and lease losses$1,860,0001,131
Total noninterest income$20,819,000412
Gross Fiduciary activities income$1,992,000309
Service charges on deposit accounts$8,666,000192
Trading account gains and fees$0166
Additional Noninterest Income$10,161,000487
Total noninterest expense$52,701,000421
Salaries and employee benefits$33,849,000322
Premises and equipment expense$7,494,000337
Additional noninterest expense$11,358,000627
Pre-tax net operating income$27,827,000330
Securities gains (losses)$374,0001,177
Applicable income taxes$04,751
Income before extraordinary items$28,201,000271
Extraordinary gains, net$029
Net income$28,201,000271
Minority interest net income$093
Net income of bank and minority interests.$28,201,000271
Net charge-offs$961,0001,862
Cash dividends$12,218,000274
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$27,827,000262
2012-09-30 (YTD Data)Rank
Total interest income$56,161,000367
Total interest expense$9,583,000332
Net interest income$46,578,000374
Provision for loan and lease losses$1,560,0001,044
Total noninterest income$14,887,000427
Gross Fiduciary activities income$1,575,000301
Service charges on deposit accounts$6,403,000194
Trading account gains and fees$0157
Additional Noninterest Income$6,909,000511
Total noninterest expense$39,900,000409
Salaries and employee benefits$24,245,000337
Premises and equipment expense$4,908,000383
Additional noninterest expense$10,747,000520
Pre-tax net operating income$20,005,000340
Securities gains (losses)$335,0001,018
Applicable income taxes$04,802
Income before extraordinary items$20,340,000277
Extraordinary gains, net$020
Net income$20,340,000277
Minority interest net income$086
Net income of bank and minority interests.$20,340,000277
Net charge-offs$472,0002,268
Cash dividends$9,309,000221
Sale, conversion, retirement of capital stock, net$0952
Net operating income$20,005,000268
2012-06-30 (YTD Data)Rank
Total interest income$37,698,000368
Total interest expense$6,540,000337
Net interest income$31,158,000374
Provision for loan and lease losses$1,260,000909
Total noninterest income$9,415,000429
Gross Fiduciary activities income$889,000325
Service charges on deposit accounts$4,170,000200
Trading account gains and fees$0153
Additional Noninterest Income$4,356,000523
Total noninterest expense$25,772,000420
Salaries and employee benefits$16,640,000329
Premises and equipment expense$3,497,000361
Additional noninterest expense$5,635,000631
Pre-tax net operating income$13,541,000328
Securities gains (losses)$11,0002,698
Applicable income taxes$04,770
Income before extraordinary items$13,552,000274
Extraordinary gains, net$019
Net income$13,552,000274
Minority interest net income$084
Net income of bank and minority interests.$13,552,000274
Net charge-offs$350,0002,146
Cash dividends$6,319,000211
Sale, conversion, retirement of capital stock, net$0928
Net operating income$13,541,000262
2012-03-31 (YTD Data)Rank
Total interest income$18,852,000367
Total interest expense$3,380,000333
Net interest income$15,472,000374
Provision for loan and lease losses$660,000859
Total noninterest income$4,804,000412
Gross Fiduciary activities income$459,000322
Service charges on deposit accounts$2,052,000201
Trading account gains and fees$0148
Additional Noninterest Income$2,293,000493
Total noninterest expense$12,929,000407
Salaries and employee benefits$8,318,000323
Premises and equipment expense$1,748,000363
Additional noninterest expense$2,863,000611
Pre-tax net operating income$6,687,000329
Securities gains (losses)$11,0001,753
Applicable income taxes$04,704
Income before extraordinary items$6,698,000265
Extraordinary gains, net$019
Net income$6,698,000266
Minority interest net income$078
Net income of bank and minority interests.$6,698,000266
Net charge-offs$245,0001,667
Cash dividends$3,078,000181
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,687,000256
2011-12-31 (YTD Data)Rank
Total interest income$78,474,000365
Total interest expense$16,513,000336
Net interest income$61,961,000367
Provision for loan and lease losses$4,497,000855
Total noninterest income$19,918,000374
Gross Fiduciary activities income$1,775,000288
Service charges on deposit accounts$9,159,000193
Trading account gains and fees$0146
Additional Noninterest Income$8,984,000466
Total noninterest expense$52,129,000406
Salaries and employee benefits$32,132,000314
Premises and equipment expense$7,109,000369
Additional noninterest expense$12,888,000564
Pre-tax net operating income$25,253,000306
Securities gains (losses)$665,000631
Applicable income taxes$04,719
Income before extraordinary items$25,918,000257
Extraordinary gains, net$029
Net income$25,918,000258
Minority interest net income$096
Net income of bank and minority interests.$25,918,000258
Net charge-offs$2,963,0001,209
Cash dividends$17,092,000161
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$25,253,000254
2011-09-30 (YTD Data)Rank
Total interest income$59,244,000366
Total interest expense$12,779,000339
Net interest income$46,465,000370
Provision for loan and lease losses$3,265,000871
Total noninterest income$15,101,000366
Gross Fiduciary activities income$1,353,000281
Service charges on deposit accounts$6,892,000191
Trading account gains and fees$0145
Additional Noninterest Income$6,856,000461
Total noninterest expense$39,858,000400
Salaries and employee benefits$24,140,000311
Premises and equipment expense$5,390,000364
Additional noninterest expense$10,328,000530
Pre-tax net operating income$18,443,000312
Securities gains (losses)$665,000507
Applicable income taxes$04,740
Income before extraordinary items$19,108,000256
Extraordinary gains, net$021
Net income$19,108,000257
Minority interest net income$087
Net income of bank and minority interests.$19,108,000257
Net charge-offs$1,775,0001,321
Cash dividends$15,060,000113
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$18,443,000256
2011-06-30 (YTD Data)Rank
Total interest income$39,265,000369
Total interest expense$8,749,000350
Net interest income$30,516,000374
Provision for loan and lease losses$2,132,000880
Total noninterest income$9,423,000391
Gross Fiduciary activities income$838,000302
Service charges on deposit accounts$4,463,000198
Trading account gains and fees$0153
Additional Noninterest Income$4,122,000495
Total noninterest expense$25,953,000408
Salaries and employee benefits$15,929,000314
Premises and equipment expense$3,547,000376
Additional noninterest expense$6,477,000563
Pre-tax net operating income$11,854,000316
Securities gains (losses)$101,0001,139
Applicable income taxes$04,697
Income before extraordinary items$11,955,000261
Extraordinary gains, net$015
Net income$11,955,000260
Minority interest net income$089
Net income of bank and minority interests.$11,955,000261
Net charge-offs$1,299,0001,247
Cash dividends$5,342,000177
Sale, conversion, retirement of capital stock, net$0986
Net operating income$11,854,000257
2011-03-31 (YTD Data)Rank
Total interest income$19,704,000371
Total interest expense$4,472,000355
Net interest income$15,232,000377
Provision for loan and lease losses$924,000917
Total noninterest income$4,375,000411
Gross Fiduciary activities income$388,000318
Service charges on deposit accounts$2,154,000201
Trading account gains and fees$0158
Additional Noninterest Income$1,833,000545
Total noninterest expense$12,787,000418
Salaries and employee benefits$7,912,000318
Premises and equipment expense$1,768,000383
Additional noninterest expense$3,107,000579
Pre-tax net operating income$5,896,000316
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$5,896,000259
Extraordinary gains, net$09
Net income$5,896,000258
Minority interest net income$086
Net income of bank and minority interests.$5,896,000259
Net charge-offs$605,0001,182
Cash dividends$2,672,000162
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,896,000254
2010-12-31 (YTD Data)Rank
Total interest income$69,670,000433
Total interest expense$16,011,000496
Net interest income$53,659,000411
Provision for loan and lease losses$3,868,0001,367
Total noninterest income$28,202,000304
Gross Fiduciary activities income$1,177,000359
Service charges on deposit accounts$9,447,000183
Trading account gains and fees$0175
Additional Noninterest Income$17,578,000305
Total noninterest expense$47,203,000451
Salaries and employee benefits$28,077,000349
Premises and equipment expense$6,519,000397
Additional noninterest expense$12,607,000602
Pre-tax net operating income$30,790,000224
Securities gains (losses)$165,0001,750
Applicable income taxes$04,655
Income before extraordinary items$30,955,000189
Extraordinary gains, net$029
Net income$30,955,000189
Minority interest net income$0111
Net income of bank and minority interests.$30,955,000189
Net charge-offs$3,331,0001,376
Cash dividends$14,706,000128
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$30,790,000180
2010-09-30 (YTD Data)Rank
Total interest income$50,570,000444
Total interest expense$11,766,000520
Net interest income$38,804,000425
Provision for loan and lease losses$2,945,0001,282
Total noninterest income$22,542,000286
Gross Fiduciary activities income$769,000390
Service charges on deposit accounts$6,882,000188
Trading account gains and fees$0165
Additional Noninterest Income$14,891,000272
Total noninterest expense$32,505,000466
Salaries and employee benefits$19,938,000366
Premises and equipment expense$4,912,000394
Additional noninterest expense$7,655,000716
Pre-tax net operating income$25,896,000201
Securities gains (losses)$157,0001,564
Applicable income taxes$04,726
Income before extraordinary items$26,053,000175
Extraordinary gains, net$023
Net income$26,053,000175
Minority interest net income$0110
Net income of bank and minority interests.$26,053,000176
Net charge-offs$1,722,0001,655
Cash dividends$7,723,000149
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$25,896,000171
2010-06-30 (YTD Data)Rank
Total interest income$31,434,000473
Total interest expense$7,069,000600
Net interest income$24,365,000451
Provision for loan and lease losses$2,022,0001,269
Total noninterest income$7,672,000456
Gross Fiduciary activities income$224,000576
Service charges on deposit accounts$4,175,000201
Trading account gains and fees$0152
Additional Noninterest Income$3,273,000561
Total noninterest expense$19,527,000522
Salaries and employee benefits$12,310,000386
Premises and equipment expense$2,739,000473
Additional noninterest expense$4,478,000802
Pre-tax net operating income$10,488,000280
Securities gains (losses)$150,0001,135
Applicable income taxes$04,691
Income before extraordinary items$10,638,000225
Extraordinary gains, net$019
Net income$10,638,000225
Minority interest net income$0105
Net income of bank and minority interests.$10,638,000225
Net charge-offs$1,384,0001,438
Cash dividends$4,503,000158
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$10,488,000223
2010-03-31 (YTD Data)Rank
Total interest income$15,501,000494
Total interest expense$3,608,000633
Net interest income$11,893,000467
Provision for loan and lease losses$923,0001,230
Total noninterest income$3,395,000485
Gross Fiduciary activities income$80,000655
Service charges on deposit accounts$1,821,000232
Trading account gains and fees$0175
Additional Noninterest Income$1,494,000596
Total noninterest expense$9,514,000537
Salaries and employee benefits$6,036,000401
Premises and equipment expense$1,378,000485
Additional noninterest expense$2,100,000849
Pre-tax net operating income$4,851,000287
Securities gains (losses)$152,000618
Applicable income taxes$04,611
Income before extraordinary items$5,003,000223
Extraordinary gains, net$016
Net income$5,003,000224
Minority interest net income$091
Net income of bank and minority interests.$5,003,000225
Net charge-offs$188,0002,501
Cash dividends$2,200,000159
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,851,000224
2009-12-31 (YTD Data)Rank
Total interest income$63,796,000515
Total interest expense$17,671,000652
Net interest income$46,125,000466
Provision for loan and lease losses$2,951,0002,008
Total noninterest income$13,726,000510
Gross Fiduciary activities income$507,000546
Service charges on deposit accounts$7,940,000234
Trading account gains and fees$0211
Additional Noninterest Income$5,279,000681
Total noninterest expense$38,156,000559
Salaries and employee benefits$23,280,000414
Premises and equipment expense$5,472,000486
Additional noninterest expense$9,404,000852
Pre-tax net operating income$18,744,000232
Securities gains (losses)$211,0001,514
Applicable income taxes$04,388
Income before extraordinary items$18,955,000191
Extraordinary gains, net$034
Net income$18,955,000192
Minority interest net income$0115
Net income of bank and minority interests.$18,955,000192
Net charge-offs$1,382,0002,480
Cash dividends$7,803,000235
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$18,744,000192
2009-09-30 (YTD Data)Rank
Total interest income$47,688,000537
Total interest expense$13,475,000679
Net interest income$34,213,000478
Provision for loan and lease losses$2,028,0001,881
Total noninterest income$9,984,000531
Gross Fiduciary activities income$380,000542
Service charges on deposit accounts$5,823,000236
Trading account gains and fees$0212
Additional Noninterest Income$3,781,000724
Total noninterest expense$28,437,000565
Salaries and employee benefits$17,363,000423
Premises and equipment expense$3,937,000518
Additional noninterest expense$7,137,000796
Pre-tax net operating income$13,732,000245
Securities gains (losses)$15,0002,847
Applicable income taxes$04,592
Income before extraordinary items$13,747,000200
Extraordinary gains, net$027
Net income$13,747,000200
Minority interest net income$0118
Net income of bank and minority interests.$13,747,000200
Net charge-offs$1,300,0001,920
Cash dividends$5,916,000219
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,732,000205
2009-06-30 (YTD Data)Rank
Total interest income$31,772,000553
Total interest expense$9,079,000711
Net interest income$22,693,000482
Provision for loan and lease losses$1,199,0001,876
Total noninterest income$6,574,000542
Gross Fiduciary activities income$244,000558
Service charges on deposit accounts$3,746,000243
Trading account gains and fees$0193
Additional Noninterest Income$2,584,000713
Total noninterest expense$18,912,000572
Salaries and employee benefits$11,500,000434
Premises and equipment expense$2,566,000539
Additional noninterest expense$4,846,000802
Pre-tax net operating income$9,156,000244
Securities gains (losses)$6,0002,720
Applicable income taxes$04,657
Income before extraordinary items$9,162,000202
Extraordinary gains, net$021
Net income$9,162,000202
Minority interest net income$0112
Net income of bank and minority interests.$9,162,000202
Net charge-offs$773,0001,875
Cash dividends$3,900,000228
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$9,156,000194
2009-03-31 (YTD Data)Rank
Total interest income$15,945,000557
Total interest expense$4,605,000723
Net interest income$11,340,000477
Provision for loan and lease losses$600,0001,587
Total noninterest income$3,173,000525
Gross Fiduciary activities income$97,000608
Service charges on deposit accounts$1,802,000245
Trading account gains and fees$0171
Additional Noninterest Income$1,274,000702
Total noninterest expense$9,237,000554
Salaries and employee benefits$5,687,000439
Premises and equipment expense$1,303,000535
Additional noninterest expense$2,247,000755
Pre-tax net operating income$4,676,000266
Securities gains (losses)$-1,0007,699
Applicable income taxes$04,835
Income before extraordinary items$4,675,000225
Extraordinary gains, net$015
Net income$4,675,000224
Minority interest net income$0102
Net income of bank and minority interests.$4,675,000226
Net charge-offs$237,0002,003
Cash dividends$2,000,000212
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,676,000209
2008-12-31 (YTD Data)Rank
Total interest income$65,681,000569
Total interest expense$23,819,000667
Net interest income$41,862,000523
Provision for loan and lease losses$2,140,0001,716
Total noninterest income$13,818,000469
Gross Fiduciary activities income$529,000562
Service charges on deposit accounts$7,833,000235
Trading account gains and fees$0154
Additional Noninterest Income$5,456,000611
Total noninterest expense$34,227,000578
Salaries and employee benefits$22,728,000424
Premises and equipment expense$4,980,000550
Additional noninterest expense$6,519,000984
Pre-tax net operating income$19,313,000299
Securities gains (losses)$215,000687
Applicable income taxes$04,979
Income before extraordinary items$19,528,000202
Extraordinary gains, net$039
Net income$19,528,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0002,735
Cash dividends$8,610,000335
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$19,313,000223
2008-09-30 (YTD Data)Rank
Total interest income$49,472,000590
Total interest expense$18,365,000677
Net interest income$31,107,000544
Provision for loan and lease losses$940,0001,898
Total noninterest income$10,324,000494
Gross Fiduciary activities income$407,000564
Service charges on deposit accounts$5,808,000245
Trading account gains and fees$0148
Additional Noninterest Income$4,109,000643
Total noninterest expense$25,799,000568
Salaries and employee benefits$17,121,000439
Premises and equipment expense$3,701,000562
Additional noninterest expense$4,977,000915
Pre-tax net operating income$14,692,000362
Securities gains (losses)$214,000587
Applicable income taxes$05,372
Income before extraordinary items$14,906,000253
Extraordinary gains, net$031
Net income$14,906,000253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0002,211
Cash dividends$6,562,000347
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$14,692,000278
2008-06-30 (YTD Data)Rank
Total interest income$33,044,000599
Total interest expense$12,652,000678
Net interest income$20,392,000549
Provision for loan and lease losses$490,0001,943
Total noninterest income$6,867,000511
Gross Fiduciary activities income$250,000589
Service charges on deposit accounts$3,750,000248
Trading account gains and fees$0149
Additional Noninterest Income$2,867,000634
Total noninterest expense$17,174,000573
Salaries and employee benefits$11,443,000444
Premises and equipment expense$2,418,000575
Additional noninterest expense$3,313,000899
Pre-tax net operating income$9,595,000386
Securities gains (losses)$185,000651
Applicable income taxes$05,627
Income before extraordinary items$9,780,000295
Extraordinary gains, net$021
Net income$9,780,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,875
Cash dividends$3,862,000437
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,595,000294
2008-03-31 (YTD Data)Rank
Total interest income$16,666,000610
Total interest expense$6,852,000674
Net interest income$9,814,000567
Provision for loan and lease losses$140,0002,266
Total noninterest income$3,248,000532
Gross Fiduciary activities income$91,000666
Service charges on deposit accounts$1,789,000256
Trading account gains and fees$0158
Additional Noninterest Income$1,368,000656
Total noninterest expense$8,347,000580
Salaries and employee benefits$5,541,000462
Premises and equipment expense$1,249,000556
Additional noninterest expense$1,557,000925
Pre-tax net operating income$4,575,000442
Securities gains (losses)$44,0001,153
Applicable income taxes$05,622
Income before extraordinary items$4,619,000339
Extraordinary gains, net$015
Net income$4,619,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,627
Cash dividends$1,862,000468
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,575,000324
2007-12-31 (YTD Data)Rank
Total interest income$65,911,000637
Total interest expense$28,620,000685
Net interest income$37,291,000600
Provision for loan and lease losses$655,0001,936
Total noninterest income$12,845,000520
Gross Fiduciary activities income$337,000676
Service charges on deposit accounts$7,621,000248
Trading account gains and fees$0178
Additional Noninterest Income$4,887,000692
Total noninterest expense$32,142,000587
Salaries and employee benefits$21,087,000457
Premises and equipment expense$4,857,000543
Additional noninterest expense$6,198,000908
Pre-tax net operating income$17,339,000515
Securities gains (losses)$7,0001,467
Applicable income taxes$06,070
Income before extraordinary items$17,346,000400
Extraordinary gains, net$039
Net income$17,346,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,375
Cash dividends$12,416,000357
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,339,000393
2007-09-30 (YTD Data)Rank
Total interest income$48,957,000641
Total interest expense$21,250,000690
Net interest income$27,707,000602
Provision for loan and lease losses$493,0001,595
Total noninterest income$9,502,000525
Gross Fiduciary activities income$255,000672
Service charges on deposit accounts$5,603,000242
Trading account gains and fees$0184
Additional Noninterest Income$3,644,000711
Total noninterest expense$24,099,000575
Salaries and employee benefits$15,737,000471
Premises and equipment expense$3,703,000538
Additional noninterest expense$4,659,000877
Pre-tax net operating income$12,617,000575
Securities gains (losses)$1,0001,492
Applicable income taxes$06,220
Income before extraordinary items$12,618,000445
Extraordinary gains, net$033
Net income$12,618,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,715
Cash dividends$10,766,000315
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$12,617,000436
2007-06-30 (YTD Data)Rank
Total interest income$31,972,000665
Total interest expense$13,728,000721
Net interest income$18,244,000627
Provision for loan and lease losses$348,0001,373
Total noninterest income$6,220,000549
Gross Fiduciary activities income$163,000690
Service charges on deposit accounts$3,690,000245
Trading account gains and fees$0168
Additional Noninterest Income$2,367,000742
Total noninterest expense$15,832,000591
Salaries and employee benefits$10,344,000495
Premises and equipment expense$2,373,000573
Additional noninterest expense$3,115,000895
Pre-tax net operating income$8,284,000608
Securities gains (losses)$3,0001,133
Applicable income taxes$06,265
Income before extraordinary items$8,287,000484
Extraordinary gains, net$029
Net income$8,287,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,214
Cash dividends$5,941,000358
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,284,000475
2007-03-31 (YTD Data)Rank
Total interest income$15,569,000673
Total interest expense$6,670,000732
Net interest income$8,899,000637
Provision for loan and lease losses$166,0001,329
Total noninterest income$3,119,000534
Gross Fiduciary activities income$77,000715
Service charges on deposit accounts$1,808,000236
Trading account gains and fees$0195
Additional Noninterest Income$1,234,000693
Total noninterest expense$7,867,000594
Salaries and employee benefits$5,126,000496
Premises and equipment expense$1,205,000566
Additional noninterest expense$1,536,000891
Pre-tax net operating income$3,985,000618
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,985,000490
Extraordinary gains, net$022
Net income$3,985,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,000953
Cash dividends$1,414,000617
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,985,000480
2006-12-31 (YTD Data)Rank
Total interest income$45,897,000838
Total interest expense$18,303,000914
Net interest income$27,594,000804
Provision for loan and lease losses$371,0002,407
Total noninterest income$9,634,000630
Gross Fiduciary activities income$111,000913
Service charges on deposit accounts$6,543,000262
Trading account gains and fees$0130
Additional Noninterest Income$2,980,0001,000
Total noninterest expense$22,941,000772
Salaries and employee benefits$14,802,000634
Premises and equipment expense$3,603,000712
Additional noninterest expense$4,536,0001,181
Pre-tax net operating income$13,916,000732
Securities gains (losses)$23,000872
Applicable income taxes$3,841,000782
Income before extraordinary items$10,098,000736
Extraordinary gains, net$-1,476,0008,669
Net income$8,622,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,000897
Cash dividends$51,500,000135
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,081,440727
2006-09-30 (YTD Data)Rank
Total interest income$29,503,000997
Total interest expense$11,572,0001,053
Net interest income$17,931,000955
Provision for loan and lease losses$256,0002,420
Total noninterest income$6,834,000679
Gross Fiduciary activities income$58,000970
Service charges on deposit accounts$4,671,000283
Trading account gains and fees$0126
Additional Noninterest Income$2,105,0001,053
Total noninterest expense$15,262,000874
Salaries and employee benefits$9,994,000710
Premises and equipment expense$2,403,000800
Additional noninterest expense$2,865,0001,389
Pre-tax net operating income$9,247,000840
Securities gains (losses)$3,0001,123
Applicable income taxes$2,460,000916
Income before extraordinary items$6,790,000850
Extraordinary gains, net$045
Net income$6,790,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,079
Cash dividends$45,500,000115
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,787,810842
2006-06-30 (YTD Data)Rank
Total interest income$19,420,000986
Total interest expense$7,346,0001,036
Net interest income$12,074,000941
Provision for loan and lease losses$171,0002,390
Total noninterest income$4,474,000686
Gross Fiduciary activities income$32,0001,009
Service charges on deposit accounts$3,019,000288
Trading account gains and fees$0126
Additional Noninterest Income$1,423,0001,052
Total noninterest expense$10,069,000888
Salaries and employee benefits$6,648,000715
Premises and equipment expense$1,522,000842
Additional noninterest expense$1,899,0001,400
Pre-tax net operating income$6,308,000826
Securities gains (losses)$2,000970
Applicable income taxes$1,724,000885
Income before extraordinary items$4,586,000849
Extraordinary gains, net$039
Net income$4,586,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,000940
Cash dividends$45,500,00089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,584,540833
2006-03-31 (YTD Data)Rank
Total interest income$9,654,000969
Total interest expense$3,459,0001,048
Net interest income$6,195,000912
Provision for loan and lease losses$83,0002,300
Total noninterest income$2,151,000693
Gross Fiduciary activities income$21,000981
Service charges on deposit accounts$1,418,000298
Trading account gains and fees$0115
Additional Noninterest Income$712,0001,033
Total noninterest expense$5,003,000897
Salaries and employee benefits$3,332,000713
Premises and equipment expense$758,000840
Additional noninterest expense$913,0001,443
Pre-tax net operating income$3,260,000795
Securities gains (losses)$2,000793
Applicable income taxes$901,000854
Income before extraordinary items$2,361,000808
Extraordinary gains, net$021
Net income$2,361,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,000521
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,359,560795
2005-12-31 (YTD Data)Rank
Total interest income$36,385,000907
Total interest expense$11,282,000992
Net interest income$25,103,000853
Provision for loan and lease losses$12,0006,720
Total noninterest income$8,693,000690
Gross Fiduciary activities income$38,0001,082
Service charges on deposit accounts$6,162,000277
Trading account gains and fees$0138
Additional Noninterest Income$2,493,0001,165
Total noninterest expense$18,803,000907
Salaries and employee benefits$12,469,000717
Premises and equipment expense$2,782,000850
Additional noninterest expense$3,552,0001,445
Pre-tax net operating income$14,981,000676
Securities gains (losses)$144,000591
Applicable income taxes$4,379,000713
Income before extraordinary items$10,746,000682
Extraordinary gains, net$046
Net income$10,746,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,452
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,643,760674
2005-09-30 (YTD Data)Rank
Total interest income$26,904,000893
Total interest expense$8,034,000980
Net interest income$18,870,000836
Provision for loan and lease losses$3,0006,812
Total noninterest income$6,459,000697
Gross Fiduciary activities income$18,0001,134
Service charges on deposit accounts$4,593,000275
Trading account gains and fees$0126
Additional Noninterest Income$1,848,0001,184
Total noninterest expense$14,180,000889
Salaries and employee benefits$9,385,000711
Premises and equipment expense$2,120,000830
Additional noninterest expense$2,675,0001,420
Pre-tax net operating income$11,146,000672
Securities gains (losses)$144,000549
Applicable income taxes$3,392,000701
Income before extraordinary items$7,898,000692
Extraordinary gains, net$035
Net income$7,898,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,325
Cash dividends$500,0002,773
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,797,200680
2005-06-30 (YTD Data)Rank
Total interest income$17,692,000881
Total interest expense$5,093,000961
Net interest income$12,599,000833
Provision for loan and lease losses$06,626
Total noninterest income$4,168,000710
Gross Fiduciary activities income$10,0001,165
Service charges on deposit accounts$2,953,000276
Trading account gains and fees$0116
Additional Noninterest Income$1,205,0001,176
Total noninterest expense$9,403,000886
Salaries and employee benefits$6,260,000705
Premises and equipment expense$1,394,000835
Additional noninterest expense$1,749,0001,429
Pre-tax net operating income$7,364,000666
Securities gains (losses)$93,000594
Applicable income taxes$2,258,000695
Income before extraordinary items$5,199,000693
Extraordinary gains, net$030
Net income$5,199,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,543
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,133,900681
2005-03-31 (YTD Data)Rank
Total interest income$8,699,000872
Total interest expense$2,447,000957
Net interest income$6,252,000831
Provision for loan and lease losses$06,226
Total noninterest income$2,014,000710
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,425,000271
Trading account gains and fees$0115
Additional Noninterest Income$589,0001,182
Total noninterest expense$4,626,000899
Salaries and employee benefits$3,108,000710
Premises and equipment expense$715,000826
Additional noninterest expense$803,0001,546
Pre-tax net operating income$3,640,000673
Securities gains (losses)$51,000542
Applicable income taxes$1,151,000682
Income before extraordinary items$2,540,000703
Extraordinary gains, net$024
Net income$2,540,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,673
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,504,810691
2004-12-31 (YTD Data)Rank
Total interest income$33,912,000814
Total interest expense$8,746,000934
Net interest income$25,166,000785
Provision for loan and lease losses$252,0003,227
Total noninterest income$8,426,000692
Gross Fiduciary activities income$3,0001,452
Service charges on deposit accounts$6,092,000281
Trading account gains and fees$0138
Additional Noninterest Income$2,331,0001,194
Total noninterest expense$18,441,000888
Salaries and employee benefits$12,234,000697
Premises and equipment expense$2,715,000833
Additional noninterest expense$3,492,0001,421
Pre-tax net operating income$14,899,000619
Securities gains (losses)$210,000804
Applicable income taxes$4,789,000621
Income before extraordinary items$10,320,000653
Extraordinary gains, net$034
Net income$10,320,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0001,547
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,177,200630
2004-09-30 (YTD Data)Rank
Total interest income$25,191,000819
Total interest expense$6,419,000928
Net interest income$18,772,000779
Provision for loan and lease losses$159,0003,435
Total noninterest income$6,276,000704
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,508,000291
Trading account gains and fees$0134
Additional Noninterest Income$1,768,0001,191
Total noninterest expense$13,947,000869
Salaries and employee benefits$9,156,000696
Premises and equipment expense$2,179,000780
Additional noninterest expense$2,612,0001,413
Pre-tax net operating income$10,942,000631
Securities gains (losses)$162,000888
Applicable income taxes$3,520,000642
Income before extraordinary items$7,584,000672
Extraordinary gains, net$026
Net income$7,584,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,333
Cash dividends$500,0002,672
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,473,840652
2004-06-30 (YTD Data)Rank
Total interest income$16,506,000828
Total interest expense$4,199,000938
Net interest income$12,307,000787
Provision for loan and lease losses$96,0003,565
Total noninterest income$4,107,000719
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,905,000297
Trading account gains and fees$0130
Additional Noninterest Income$1,202,0001,173
Total noninterest expense$9,272,000882
Salaries and employee benefits$6,102,000689
Premises and equipment expense$1,466,000778
Additional noninterest expense$1,704,0001,424
Pre-tax net operating income$7,046,000647
Securities gains (losses)$123,000913
Applicable income taxes$2,244,000660
Income before extraordinary items$4,925,000682
Extraordinary gains, net$021
Net income$4,925,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0001,763
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,840,130661
2004-03-31 (YTD Data)Rank
Total interest income$8,187,000852
Total interest expense$2,110,000952
Net interest income$6,077,000805
Provision for loan and lease losses$48,0003,379
Total noninterest income$1,962,000725
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,388,000308
Trading account gains and fees$0121
Additional Noninterest Income$574,0001,185
Total noninterest expense$4,533,000906
Salaries and employee benefits$3,012,000715
Premises and equipment expense$726,000793
Additional noninterest expense$795,0001,514
Pre-tax net operating income$3,458,000646
Securities gains (losses)$59,0001,102
Applicable income taxes$1,085,000689
Income before extraordinary items$2,432,000690
Extraordinary gains, net$016
Net income$2,432,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,385
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,391,290647
2003-12-31 (YTD Data)Rank
Total interest income$32,533,000862
Total interest expense$9,858,000899
Net interest income$22,675,000853
Provision for loan and lease losses$435,0002,424
Total noninterest income$8,697,000736
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,241,000278
Trading account gains and fees$0160
Additional Noninterest Income$2,456,0001,244
Total noninterest expense$17,936,000896
Salaries and employee benefits$11,664,000732
Premises and equipment expense$2,831,000796
Additional noninterest expense$3,441,0001,421
Pre-tax net operating income$13,001,000677
Securities gains (losses)$81,0002,082
Applicable income taxes$3,645,000796
Income before extraordinary items$9,437,000693
Extraordinary gains, net$054
Net income$9,437,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,567
Cash dividends$4,681,000691
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,378,680649
2003-09-30 (YTD Data)Rank
Total interest income$24,552,000873
Total interest expense$7,647,000908
Net interest income$16,905,000862
Provision for loan and lease losses$372,0002,139
Total noninterest income$6,722,000739
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$4,746,000292
Trading account gains and fees$0153
Additional Noninterest Income$1,976,0001,243
Total noninterest expense$13,531,000905
Salaries and employee benefits$8,786,000743
Premises and equipment expense$2,177,000789
Additional noninterest expense$2,568,0001,434
Pre-tax net operating income$9,724,000705
Securities gains (losses)$04,204
Applicable income taxes$2,727,000844
Income before extraordinary items$6,997,000733
Extraordinary gains, net$040
Net income$6,997,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,319
Cash dividends$4,182,000553
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,997,000680
2003-06-30 (YTD Data)Rank
Total interest income$16,847,000865
Total interest expense$5,313,000903
Net interest income$11,534,000847
Provision for loan and lease losses$252,0002,108
Total noninterest income$4,417,000737
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,125,000293
Trading account gains and fees$0150
Additional Noninterest Income$1,292,0001,263
Total noninterest expense$9,089,000894
Salaries and employee benefits$5,950,000736
Premises and equipment expense$1,437,000797
Additional noninterest expense$1,702,0001,448
Pre-tax net operating income$6,610,000694
Securities gains (losses)$03,782
Applicable income taxes$1,959,000781
Income before extraordinary items$4,651,000743
Extraordinary gains, net$030
Net income$4,651,000744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,328
Cash dividends$4,182,000413
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,651,000684
2003-03-31 (YTD Data)Rank
Total interest income$8,481,000868
Total interest expense$2,749,000893
Net interest income$5,732,000852
Provision for loan and lease losses$132,0001,943
Total noninterest income$2,117,000745
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,500,000300
Trading account gains and fees$0134
Additional Noninterest Income$617,0001,271
Total noninterest expense$4,520,000901
Salaries and employee benefits$2,972,000732
Premises and equipment expense$757,000773
Additional noninterest expense$791,0001,497
Pre-tax net operating income$3,197,000716
Securities gains (losses)$-6,0009,121
Applicable income taxes$957,000830
Income before extraordinary items$2,234,000759
Extraordinary gains, net$021
Net income$2,234,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,238,200697
2002-12-31 (YTD Data)Rank
Total interest income$36,208,000836
Total interest expense$13,086,000869
Net interest income$23,122,000832
Provision for loan and lease losses$526,0002,304
Total noninterest income$8,680,000687
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,540,000270
Trading account gains and fees$0153
Additional Noninterest Income$2,140,0001,248
Total noninterest expense$17,219,000907
Salaries and employee benefits$11,424,000714
Premises and equipment expense$2,412,000900
Additional noninterest expense$3,383,0001,404
Pre-tax net operating income$14,057,000624
Securities gains (losses)$204,0001,156
Applicable income taxes$4,718,000623
Income before extraordinary items$9,543,000661
Extraordinary gains, net$070
Net income$9,543,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,304
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,406,320639
2001-12-31 (YTD Data)Rank
Total interest income$38,609,000884
Total interest expense$17,855,000919
Net interest income$20,754,000848
Provision for loan and lease losses$484,0002,263
Total noninterest income$8,177,000690
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,253,000263
Trading account gains and fees$0177
Additional Noninterest Income$1,924,0001,280
Total noninterest expense$16,646,000894
Salaries and employee benefits$10,488,000716
Premises and equipment expense$2,288,000911
Additional noninterest expense$3,870,0001,225
Pre-tax net operating income$11,801,000664
Securities gains (losses)$38,0002,612
Applicable income taxes$3,776,000686
Income before extraordinary items$8,063,000695
Extraordinary gains, net$0105
Net income$8,063,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,083
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,037,160674
2000-12-31 (YTD Data)Rank
Total interest income$38,269,000922
Total interest expense$17,929,000988
Net interest income$20,340,000855
Provision for loan and lease losses$873,0001,194
Total noninterest income$7,403,000704
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$5,974,000254
Trading account gains and fees$0180
Additional Noninterest Income$1,429,0001,433
Total noninterest expense$15,700,000904
Salaries and employee benefits$9,839,000717
Premises and equipment expense$2,150,000931
Additional noninterest expense$3,711,0001,229
Pre-tax net operating income$11,170,000705
Securities gains (losses)$01,956
Applicable income taxes$3,598,000706
Income before extraordinary items$7,572,000723
Extraordinary gains, net$038
Net income$7,572,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,104
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,572,000717
1999-12-31 (YTD Data)Rank
Total interest income$32,546,0001,013
Total interest expense$13,841,0001,096
Net interest income$18,705,000940
Provision for loan and lease losses$923,0001,042
Total noninterest income$5,184,000922
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,956,000357
Trading account gains and fees$0173
Additional Noninterest Income$1,228,0001,610
Total noninterest expense$13,863,0001,005
Salaries and employee benefits$8,534,000814
Premises and equipment expense$1,809,0001,107
Additional noninterest expense$3,520,0001,307
Pre-tax net operating income$9,103,000904
Securities gains (losses)$-1,0008,592
Applicable income taxes$2,910,000905
Income before extraordinary items$6,192,000910
Extraordinary gains, net$035
Net income$6,192,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,692
Cash dividends$2,125,0001,292
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,192,680895
1998-12-31 (YTD Data)Rank
Total interest income$30,954,0001,056
Total interest expense$13,107,0001,187
Net interest income$17,847,000945
Provision for loan and lease losses$1,357,000756
Total noninterest income$4,494,0001,015
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,466,000382
Trading account gains and fees$0224
Additional Noninterest Income$1,028,0001,815
Total noninterest expense$12,645,0001,050
Salaries and employee benefits$7,545,000872
Premises and equipment expense$1,678,0001,144
Additional noninterest expense$3,422,0001,297
Pre-tax net operating income$8,339,000937
Securities gains (losses)$11,0002,878
Applicable income taxes$2,767,000934
Income before extraordinary items$5,583,000966
Extraordinary gains, net$032
Net income$5,583,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$482,0001,295
Cash dividends$875,0002,447
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,575,630938
1997-12-31 (YTD Data)Rank
Total interest income$26,498,0001,269
Total interest expense$11,415,0001,381
Net interest income$15,083,0001,168
Provision for loan and lease losses$279,0002,772
Total noninterest income$4,033,0001,068
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,152,000417
Trading account gains and fees$0239
Additional Noninterest Income$881,0001,899
Total noninterest expense$10,641,0001,249
Salaries and employee benefits$6,592,0001,007
Premises and equipment expense$1,540,0001,275
Additional noninterest expense$2,509,0001,690
Pre-tax net operating income$8,196,0001,004
Securities gains (losses)$12,0002,240
Applicable income taxes$2,748,0001,003
Income before extraordinary items$5,460,0001,016
Extraordinary gains, net$044
Net income$5,460,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,575
Cash dividends$5,200,000605
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,451,960992
1996-12-31 (YTD Data)Rank
Total interest income$20,281,0001,651
Total interest expense$8,899,0001,764
Net interest income$11,382,0001,564
Provision for loan and lease losses$09,041
Total noninterest income$3,433,0001,235
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,536,000540
Trading account gains and fees$0262
Additional Noninterest Income$897,0001,952
Total noninterest expense$8,747,0001,618
Salaries and employee benefits$5,271,0001,275
Premises and equipment expense$1,290,0001,577
Additional noninterest expense$2,186,0002,265
Pre-tax net operating income$6,068,0001,195
Securities gains (losses)$9,0002,573
Applicable income taxes$2,083,0001,183
Income before extraordinary items$3,994,0001,257
Extraordinary gains, net$053
Net income$3,994,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,405
Cash dividends$350,0004,182
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,988,0601,228
1995-12-31 (YTD Data)Rank
Total interest income$16,417,0002,047
Total interest expense$7,552,0002,078
Net interest income$8,865,0002,026
Provision for loan and lease losses$08,958
Total noninterest income$2,891,0001,386
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,081,000655
Trading account gains and fees$0522
Additional Noninterest Income$810,0002,084
Total noninterest expense$7,771,0001,802
Salaries and employee benefits$4,306,0001,548
Premises and equipment expense$1,395,0001,473
Additional noninterest expense$2,070,0002,337
Pre-tax net operating income$3,985,0001,860
Securities gains (losses)$03,831
Applicable income taxes$1,341,0001,820
Income before extraordinary items$2,644,0001,894
Extraordinary gains, net$065
Net income$2,644,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,621
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,644,0001,879
1994-12-31 (YTD Data)Rank
Total interest income$14,626,0002,100
Total interest expense$6,264,0002,000
Net interest income$8,362,0002,161
Provision for loan and lease losses$09,146
Total noninterest income$2,790,0001,442
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,852,000723
Trading account gains and fees$0475
Additional Noninterest Income$938,0001,916
Total noninterest expense$7,867,0001,842
Salaries and employee benefits$4,171,0001,600
Premises and equipment expense$1,253,0001,653
Additional noninterest expense$2,443,0002,175
Pre-tax net operating income$3,285,0002,169
Securities gains (losses)$03,600
Applicable income taxes$926,0002,405
Income before extraordinary items$2,359,0002,071
Extraordinary gains, net$0249
Net income$2,359,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,652
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,359,0002,088
1993-12-31 (YTD Data)Rank
Total interest income$10,595,0002,928
Total interest expense$4,848,0002,645
Net interest income$5,747,0003,150
Provision for loan and lease losses$10,0009,731
Total noninterest income$1,760,0002,154
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,182,0001,136
Trading account gains and fees$0532
Additional Noninterest Income$578,0002,955
Total noninterest expense$4,967,0002,874
Salaries and employee benefits$2,793,0002,387
Premises and equipment expense$834,0002,452
Additional noninterest expense$1,340,0003,840
Pre-tax net operating income$2,530,0002,680
Securities gains (losses)$07,477
Applicable income taxes$625,0003,467
Income before extraordinary items$1,905,0002,645
Extraordinary gains, net$03,149
Net income$1,905,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,800
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,905,0002,481
1992-12-31 (YTD Data)Rank
Total interest income$11,712,0002,998
Total interest expense$5,919,0002,812
Net interest income$5,793,0003,170
Provision for loan and lease losses$120,0006,707
Total noninterest income$1,445,0002,471
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$984,0001,356
Trading account gains and fees$0504
Additional Noninterest Income$461,0003,367
Total noninterest expense$4,628,0003,083
Salaries and employee benefits$2,596,0002,487
Premises and equipment expense$486,0004,066
Additional noninterest expense$1,546,0003,506
Pre-tax net operating income$2,490,0002,502
Securities gains (losses)$7,0006,774
Applicable income taxes$516,0003,901
Income before extraordinary items$1,981,0002,312
Extraordinary gains, net$01,422
Net income$1,981,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0003,619
Cash dividends$140,0005,918
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,975,4702,150

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.