Home > RBS National Bank > Income and Expense
RBS National Bank, Income and Expense
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,735,000 | 4,598 |
Total interest expense | $1,344,000 | 5,097 |
Net interest income | $2,391,000 | 4,175 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $81,449,000 | 108 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $0 | 7,560 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $81,449,000 | 81 |
Total noninterest expense | $78,090,000 | 163 |
Salaries and employee benefits | $23,902,000 | 219 |
Premises and equipment expense | $4,978,000 | 284 |
Additional noninterest expense | $49,210,000 | 118 |
Pre-tax net operating income | $5,750,000 | 836 |
Securities gains (losses) | $80,000 | 450 |
Applicable income taxes | $2,151,000 | 694 |
Income before extraordinary items | $3,679,000 | 972 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,679,000 | 971 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $3,627,800 | 980 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,853,000 | 4,619 |
Total interest expense | $668,000 | 5,103 |
Net interest income | $1,185,000 | 4,205 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $36,855,000 | 110 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $0 | 7,573 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $36,855,000 | 81 |
Total noninterest expense | $37,010,000 | 165 |
Salaries and employee benefits | $12,001,000 | 219 |
Premises and equipment expense | $2,540,000 | 274 |
Additional noninterest expense | $22,469,000 | 119 |
Pre-tax net operating income | $1,030,000 | 2,112 |
Securities gains (losses) | $80,000 | 342 |
Applicable income taxes | $411,000 | 1,494 |
Income before extraordinary items | $699,000 | 2,333 |
Extraordinary gains, net | $0 | 22 |
Net income | $699,000 | 2,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $647,800 | 2,459 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $6,133,000 | 4,933 |
Total interest expense | $2,636,000 | 4,684 |
Net interest income | $3,497,000 | 5,057 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $155,148,000 | 104 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $0 | 7,634 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $155,148,000 | 80 |
Total noninterest expense | $148,505,000 | 159 |
Salaries and employee benefits | $42,532,000 | 230 |
Premises and equipment expense | $8,872,000 | 296 |
Additional noninterest expense | $97,101,000 | 116 |
Pre-tax net operating income | $10,140,000 | 963 |
Securities gains (losses) | $148,000 | 452 |
Applicable income taxes | $3,928,000 | 768 |
Income before extraordinary items | $6,360,000 | 1,157 |
Extraordinary gains, net | $0 | 51 |
Net income | $6,360,000 | 1,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $6,265,280 | 1,169 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $4,391,000 | 5,081 |
Total interest expense | $1,953,000 | 4,610 |
Net interest income | $2,438,000 | 5,334 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $120,259,000 | 111 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $0 | 7,682 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $120,259,000 | 87 |
Total noninterest expense | $113,012,000 | 171 |
Salaries and employee benefits | $31,579,000 | 240 |
Premises and equipment expense | $6,470,000 | 317 |
Additional noninterest expense | $74,963,000 | 123 |
Pre-tax net operating income | $9,685,000 | 800 |
Securities gains (losses) | $93,000 | 453 |
Applicable income taxes | $3,539,000 | 695 |
Income before extraordinary items | $6,239,000 | 935 |
Extraordinary gains, net | $0 | 45 |
Net income | $6,239,000 | 935 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $6,179,480 | 930 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,689,000 | 5,312 |
Total interest expense | $1,271,000 | 4,549 |
Net interest income | $1,418,000 | 5,766 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $80,547,000 | 113 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $0 | 7,707 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $80,547,000 | 91 |
Total noninterest expense | $76,139,000 | 171 |
Salaries and employee benefits | $21,039,000 | 248 |
Premises and equipment expense | $4,202,000 | 325 |
Additional noninterest expense | $50,898,000 | 126 |
Pre-tax net operating income | $5,826,000 | 890 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $2,107,000 | 766 |
Income before extraordinary items | $3,719,000 | 1,030 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,719,000 | 1,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $3,719,000 | 1,015 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,227,000 | 5,541 |
Total interest expense | $595,000 | 4,600 |
Net interest income | $632,000 | 6,098 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $37,504,000 | 115 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $0 | 7,698 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $37,504,000 | 91 |
Total noninterest expense | $36,045,000 | 179 |
Salaries and employee benefits | $11,681,000 | 227 |
Premises and equipment expense | $2,071,000 | 332 |
Additional noninterest expense | $22,293,000 | 135 |
Pre-tax net operating income | $2,091,000 | 1,180 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $757,000 | 979 |
Income before extraordinary items | $1,334,000 | 1,377 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,334,000 | 1,376 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $1,334,000 | 1,353 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $1,370,000 | 8,020 |
Total interest expense | $28,000 | 8,729 |
Net interest income | $1,342,000 | 7,507 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $108,890,000 | 141 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $0 | 7,759 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $108,890,000 | 106 |
Total noninterest expense | $103,584,000 | 220 |
Salaries and employee benefits | $28,952,000 | 330 |
Premises and equipment expense | $6,459,000 | 393 |
Additional noninterest expense | $68,173,000 | 156 |
Pre-tax net operating income | $6,648,000 | 1,440 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $2,393,000 | 1,176 |
Income before extraordinary items | $4,255,000 | 1,647 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,255,000 | 1,646 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $4,255,000 | 1,627 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $938,000 | 8,162 |
Total interest expense | $13,000 | 8,776 |
Net interest income | $925,000 | 7,689 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $76,337,000 | 146 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $0 | 7,794 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $76,337,000 | 114 |
Total noninterest expense | $70,568,000 | 231 |
Salaries and employee benefits | $18,206,000 | 390 |
Premises and equipment expense | $3,804,000 | 480 |
Additional noninterest expense | $48,558,000 | 161 |
Pre-tax net operating income | $6,694,000 | 1,077 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $2,404,000 | 935 |
Income before extraordinary items | $4,290,000 | 1,256 |
Extraordinary gains, net | $0 | 35 |
Net income | $4,290,000 | 1,256 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $4,290,000 | 1,230 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $434,000 | 8,485 |
Total interest expense | $8,000 | 8,797 |
Net interest income | $426,000 | 8,214 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $6,441,000 | 520 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $0 | 7,790 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $6,441,000 | 365 |
Total noninterest expense | $10,263,000 | 814 |
Salaries and employee benefits | $2,739,000 | 1,675 |
Premises and equipment expense | $918,000 | 1,310 |
Additional noninterest expense | $6,606,000 | 442 |
Pre-tax net operating income | $-3,396,000 | 8,855 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-2,159,000 | 8,858 |
Income before extraordinary items | $-1,237,000 | 8,822 |
Extraordinary gains, net | $0 | 30 |
Net income | $-1,237,000 | 8,822 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $-1,237,000 | 8,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.