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RBS National Bank, Assets and Liabilities

2007-06-30Rank
# of Employees:581282
Assets and Liabilities
Total Assets:$513,520,0001,297
Cash and due from depository institutions$1,076,000282
Interest-bearing balances$105,0004,585
Securities$98,544,0001,233
Federal funds sold & reverse repurchase agreements$47,000,000335
Net loans & leases$08,551
Loan loss allowance$08,514
Trading account assets$0245
Bank premises and fixed assets$11,664,0001,049
Other real estate owned$3,150,000282
Goodwill and other intangibles$326,945,00082
All other assets$25,141,000784
Life insurance assets$226,0003,731
Total liabilities and capital$513,520,0001,297
Total liabilities$126,129,0004,046
Total deposits$79,517,0005,136
Interest-bearing deposits$55,500,0005,706
Deposits held in domestic offices$79,517,0005,134
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$46,612,000254
Total equity capital$387,391,000243
Total bank equity capital$387,391,000243
Perpetual preferred stock$0111
Common stock$4,0007,609
Surplus$373,996,000166
Undivided profits$13,391,0002,476
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$264,0007,485
Earning assets$145,649,0003,725
Long-term assets (5+ years)$98,544,0001,125
Average Assets, year-to-date$509,904,3301,288
Average Assets, quarterly$510,655,5001,292
Volatile liabilities$55,500,0002,311
Insider loans$07,685
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$08,389
Tier 1 (core) risk-based capital$89,518,000692
Tier 2 risk-based capital$08,509
Total risk weighted assets$109,242,0003,804
Total unused commitments$08,390
Derivatives$01,067
2007-03-31Rank
# of Employees:570281
Assets and Liabilities
Total Assets:$507,791,0001,316
Cash and due from depository institutions$3,919,000281
Interest-bearing balances$105,0004,640
Securities$53,126,0002,184
Federal funds sold & reverse repurchase agreements$77,000,000259
Net loans & leases$08,590
Loan loss allowance$08,553
Trading account assets$0267
Bank premises and fixed assets$11,835,000999
Other real estate owned$2,150,000281
Goodwill and other intangibles$330,842,00081
All other assets$28,919,000654
Life insurance assets$226,0003,735
Total liabilities and capital$507,791,0001,316
Total liabilities$122,525,0004,124
Total deposits$78,182,0005,219
Interest-bearing deposits$55,500,0005,732
Deposits held in domestic offices$78,182,0005,217
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$44,343,000264
Total equity capital$385,266,000246
Total bank equity capital$385,266,000246
Perpetual preferred stock$0113
Common stock$4,0007,639
Surplus$373,996,000162
Undivided profits$11,266,0002,915
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,425
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$397,0006,607
Earning assets$130,231,0004,045
Long-term assets (5+ years)$43,812,0002,041
Average Assets, year-to-date$508,096,5001,304
Average Assets, quarterly$508,096,5001,304
Volatile liabilities$55,500,0002,296
Insider loans$07,710
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$08,413
Tier 1 (core) risk-based capital$81,895,000754
Tier 2 risk-based capital$08,546
Total risk weighted assets$113,530,0003,670
Total unused commitments$08,413
Derivatives$01,065
2006-12-31Rank
# of Employees:595267
Assets and Liabilities
Total Assets:$508,402,0001,296
Cash and due from depository institutions$3,376,000267
Interest-bearing balances$104,0004,673
Securities$80,232,0001,517
Federal funds sold & reverse repurchase agreements$45,000,000334
Net loans & leases$08,620
Loan loss allowance$08,586
Trading account assets$0156
Bank premises and fixed assets$11,000,0001,062
Other real estate owned$1,850,000267
Goodwill and other intangibles$334,881,00077
All other assets$32,063,000604
Life insurance assets$226,0003,720
Total liabilities and capital$508,402,0001,296
Total liabilities$124,125,0004,079
Total deposits$80,411,0005,108
Interest-bearing deposits$55,500,0005,692
Deposits held in domestic offices$80,411,0005,106
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$43,714,000261
Total equity capital$384,277,000240
Total bank equity capital$384,277,000240
Perpetual preferred stock$0112
Common stock$4,0007,678
Surplus$373,996,000154
Undivided profits$10,277,0003,069
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$349,0006,997
Earning assets$125,336,0004,125
Long-term assets (5+ years)$36,778,0002,286
Average Assets, year-to-date$486,878,0001,294
Average Assets, quarterly$508,781,5001,277
Volatile liabilities$55,500,0002,453
Insider loans$07,725
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$08,445
Tier 1 (core) risk-based capital$76,983,000789
Tier 2 risk-based capital$08,580
Total risk weighted assets$118,481,0003,520
Total unused commitments$08,445
Derivatives$01,023
2006-09-30Rank
# of Employees:596267
Assets and Liabilities
Total Assets:$509,161,0001,285
Cash and due from depository institutions$3,745,000267
Interest-bearing balances$159,0004,276
Securities$88,600,0001,382
Federal funds sold & reverse repurchase agreements$29,000,000454
Net loans & leases$08,685
Loan loss allowance$08,653
Trading account assets$0154
Bank premises and fixed assets$8,806,0001,347
Other real estate owned$1,850,000267
Goodwill and other intangibles$339,063,00078
All other assets$38,097,000527
Life insurance assets$226,0003,693
Total liabilities and capital$509,161,0001,285
Total liabilities$124,866,0004,015
Total deposits$78,206,0005,132
Interest-bearing deposits$55,500,0005,636
Deposits held in domestic offices$78,206,0005,129
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$0269
All other liabilities$46,660,000247
Total equity capital$384,295,000248
Total bank equity capital$384,295,000248
Perpetual preferred stock$0118
Common stock$4,0007,736
Surplus$373,996,000162
Undivided profits$10,295,0003,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,509
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$547,0005,943
Earning assets$117,759,0004,277
Long-term assets (5+ years)$88,600,0001,195
Average Assets, year-to-date$481,497,0001,322
Average Assets, quarterly$509,435,0001,271
Volatile liabilities$55,500,0002,422
Insider loans$07,800
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$08,516
Tier 1 (core) risk-based capital$72,649,000838
Tier 2 risk-based capital$08,648
Total risk weighted assets$124,976,0003,373
Total unused commitments$08,516
Derivatives$01,023
2006-06-30Rank
# of Employees:595279
Assets and Liabilities
Total Assets:$509,709,0001,269
Cash and due from depository institutions$3,854,000279
Interest-bearing balances$102,0004,767
Securities$79,023,0001,543
Federal funds sold & reverse repurchase agreements$35,000,000349
Net loans & leases$08,717
Loan loss allowance$08,680
Trading account assets$0157
Bank premises and fixed assets$8,308,0001,404
Other real estate owned$450,000279
Goodwill and other intangibles$343,387,00080
All other assets$39,687,000508
Life insurance assets$226,0003,669
Total liabilities and capital$509,709,0001,269
Total liabilities$129,141,0003,912
Total deposits$76,986,0005,186
Interest-bearing deposits$55,500,0005,646
Deposits held in domestic offices$76,986,0005,183
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$52,155,000233
Total equity capital$380,568,000251
Total bank equity capital$380,568,000251
Perpetual preferred stock$0119
Common stock$4,0007,763
Surplus$373,997,000166
Undivided profits$6,567,0003,926
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$663,0004,981
Earning assets$114,125,0004,341
Long-term assets (5+ years)$57,515,0001,660
Average Assets, year-to-date$472,275,6701,353
Average Assets, quarterly$500,799,0001,278
Volatile liabilities$55,500,0002,386
Insider loans$07,848
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$08,543
Tier 1 (core) risk-based capital$65,175,000910
Tier 2 risk-based capital$08,677
Total risk weighted assets$128,708,0003,263
Total unused commitments$08,543
Derivatives$01,000
2006-03-31Rank
# of Employees:572283
Assets and Liabilities
Total Assets:$491,889,0001,292
Cash and due from depository institutions$3,760,000283
Interest-bearing balances$101,0004,883
Securities$75,247,0001,632
Federal funds sold & reverse repurchase agreements$22,000,000633
Net loans & leases$08,731
Loan loss allowance$08,700
Trading account assets$0154
Bank premises and fixed assets$8,591,0001,318
Other real estate owned$350,000283
Goodwill and other intangibles$347,854,00076
All other assets$34,087,000557
Life insurance assets$226,0003,635
Total liabilities and capital$491,889,0001,292
Total liabilities$113,015,0004,267
Total deposits$76,035,0005,205
Interest-bearing deposits$55,500,0005,627
Deposits held in domestic offices$76,035,0005,201
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$0259
All other liabilities$36,980,000285
Total equity capital$378,874,000244
Total bank equity capital$378,874,000244
Perpetual preferred stock$0120
Common stock$4,0007,776
Surplus$373,997,000159
Undivided profits$4,873,0004,630
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$469,0005,889
Earning assets$97,348,0004,803
Long-term assets (5+ years)$75,247,0001,318
Average Assets, year-to-date$453,559,0001,387
Average Assets, quarterly$453,559,0001,387
Volatile liabilities$55,500,0002,292
Insider loans$07,878
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$08,561
Tier 1 (core) risk-based capital$57,728,0001,005
Tier 2 risk-based capital$08,692
Total risk weighted assets$124,190,0003,315
Total unused commitments$08,561
Derivatives$0990
2005-12-31Rank
# of Employees:571282
Assets and Liabilities
Total Assets:$415,229,0001,505
Cash and due from depository institutions$4,330,000282
Interest-bearing balances$100,0004,941
Securities$11,890,0005,940
Federal funds sold & reverse repurchase agreements$8,000,0001,667
Net loans & leases$08,771
Loan loss allowance$08,737
Trading account assets$0155
Bank premises and fixed assets$9,014,0001,237
Other real estate owned$150,000282
Goodwill and other intangibles$352,464,00072
All other assets$29,381,000634
Life insurance assets$0351
Total liabilities and capital$415,229,0001,505
Total liabilities$37,147,0007,279
Total deposits$4,001,0008,740
Interest-bearing deposits$500,0008,758
Deposits held in domestic offices$4,001,0008,739
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$0258
All other liabilities$33,146,000297
Total equity capital$378,082,000241
Total bank equity capital$378,082,000241
Perpetual preferred stock$0122
Common stock$4,0007,813
Surplus$373,997,000156
Undivided profits$4,081,0005,061
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$43,0008,667
Earning assets$19,990,0008,314
Long-term assets (5+ years)$11,890,0004,279
Average Assets, year-to-date$422,047,0001,425
Average Assets, quarterly$423,201,0001,466
Volatile liabilities$500,0008,655
Insider loans$07,892
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$08,594
Tier 1 (core) risk-based capital$51,450,0001,124
Tier 2 risk-based capital$08,734
Total risk weighted assets$108,992,0003,607
Total unused commitments$08,596
Derivatives$0930
2005-09-30Rank
# of Employees:503319
Assets and Liabilities
Total Assets:$431,173,0001,425
Cash and due from depository institutions$3,868,000319
Interest-bearing balances$06,835
Securities$12,777,0005,761
Federal funds sold & reverse repurchase agreements$24,000,000554
Net loans & leases$08,793
Loan loss allowance$08,761
Trading account assets$0146
Bank premises and fixed assets$9,244,0001,159
Other real estate owned$0319
Goodwill and other intangibles$357,216,00067
All other assets$24,068,000731
Life insurance assets$0341
Total liabilities and capital$431,173,0001,425
Total liabilities$52,989,0006,471
Total deposits$10,837,0008,607
Interest-bearing deposits$500,0008,774
Deposits held in domestic offices$10,837,0008,604
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$0251
All other liabilities$42,152,000261
Total equity capital$378,184,000236
Total bank equity capital$378,184,000236
Perpetual preferred stock$0120
Common stock$4,0007,837
Surplus$373,996,000153
Undivided profits$4,184,0005,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$221,0007,767
Earning assets$36,777,0007,419
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$425,456,0001,394
Average Assets, quarterly$425,456,0001,430
Volatile liabilities$500,0008,681
Insider loans$07,932
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$08,613
Tier 1 (core) risk-based capital$46,740,0001,209
Tier 2 risk-based capital$08,751
Total risk weighted assets$111,811,0003,479
Total unused commitments$08,613
Derivatives$0909
2005-06-30Rank
# of Employees:483328
Assets and Liabilities
Total Assets:$419,739,0001,439
Cash and due from depository institutions$1,753,000328
Interest-bearing balances$06,834
Securities$13,677,0005,632
Federal funds sold & reverse repurchase agreements$12,000,000992
Net loans & leases$08,808
Loan loss allowance$08,774
Trading account assets$0148
Bank premises and fixed assets$9,641,0001,087
Other real estate owned$0328
Goodwill and other intangibles$361,832,00065
All other assets$20,836,000816
Life insurance assets$0339
Total liabilities and capital$419,739,0001,439
Total liabilities$46,993,0006,749
Total deposits$2,659,0008,805
Interest-bearing deposits$500,0008,792
Deposits held in domestic offices$2,659,0008,804
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$44,334,000243
Total equity capital$372,746,000240
Total bank equity capital$372,746,000240
Perpetual preferred stock$0118
Common stock$4,0007,841
Surplus$373,996,000151
Undivided profits$-1,254,0008,543
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$386,0006,263
Earning assets$25,677,0008,013
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$419,739,0001,404
Average Assets, quarterly$419,739,0001,414
Volatile liabilities$500,0008,688
Insider loans$07,951
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$08,653
Tier 1 (core) risk-based capital$35,285,0001,582
Tier 2 risk-based capital$08,778
Total risk weighted assets$111,199,0003,442
Total unused commitments$08,654
Derivatives$0866