Home > RBC Bank (USA) > Income and Expense

RBC Bank (USA), Income and Expense

2011-12-31 (YTD Data)Rank
Total interest income$853,980,00056
Total interest expense$177,447,00055
Net interest income$676,533,00061
Provision for loan and lease losses$265,585,00034
Total noninterest income$150,249,00089
Gross Fiduciary activities income$1,489,000328
Service charges on deposit accounts$80,264,00038
Trading account gains and fees$224,00092
Additional Noninterest Income$68,272,000118
Total noninterest expense$1,094,147,00039
Salaries and employee benefits$375,050,00038
Premises and equipment expense$109,508,00034
Additional noninterest expense$609,589,00036
Pre-tax net operating income$-532,950,0007,364
Securities gains (losses)$-211,176,0007,356
Applicable income taxes$-298,137,0007,356
Income before extraordinary items$-445,989,0007,355
Extraordinary gains, net$029
Net income$-445,989,0007,355
Minority interest net income$096
Net income of bank and minority interests.$-445,989,0007,355
Net charge-offs$408,366,00031
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-310,836,3607,355
2011-09-30 (YTD Data)Rank
Total interest income$653,864,00055
Total interest expense$137,321,00055
Net interest income$516,543,00059
Provision for loan and lease losses$228,899,00031
Total noninterest income$106,543,00096
Gross Fiduciary activities income$1,489,000266
Service charges on deposit accounts$59,709,00037
Trading account gains and fees$-4,0007,361
Additional Noninterest Income$45,349,000125
Total noninterest expense$896,877,00038
Salaries and employee benefits$286,224,00036
Premises and equipment expense$82,265,00034
Additional noninterest expense$528,388,00034
Pre-tax net operating income$-502,690,0007,445
Securities gains (losses)$-195,451,0007,436
Applicable income taxes$-269,457,0007,437
Income before extraordinary items$-428,684,0007,437
Extraordinary gains, net$021
Net income$-428,684,0007,437
Minority interest net income$087
Net income of bank and minority interests.$-428,684,0007,437
Net charge-offs$320,472,00032
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-303,595,3607,436
2011-06-30 (YTD Data)Rank
Total interest income$440,722,00057
Total interest expense$92,509,00058
Net interest income$348,213,00059
Provision for loan and lease losses$176,275,00032
Total noninterest income$80,511,00094
Gross Fiduciary activities income$1,102,000251
Service charges on deposit accounts$38,810,00039
Trading account gains and fees$349,00079
Additional Noninterest Income$40,250,000110
Total noninterest expense$678,192,00037
Salaries and employee benefits$188,616,00039
Premises and equipment expense$53,231,00037
Additional noninterest expense$436,345,00029
Pre-tax net operating income$-425,743,0007,521
Securities gains (losses)$-25,491,0007,509
Applicable income taxes$-176,276,0007,512
Income before extraordinary items$-274,958,0007,512
Extraordinary gains, net$015
Net income$-274,958,0007,512
Minority interest net income$089
Net income of bank and minority interests.$-274,958,0007,512
Net charge-offs$218,508,00036
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-258,643,7607,512
2011-03-31 (YTD Data)Rank
Total interest income$223,085,00058
Total interest expense$46,405,00057
Net interest income$176,680,00059
Provision for loan and lease losses$107,942,00029
Total noninterest income$52,822,00081
Gross Fiduciary activities income$545,000251
Service charges on deposit accounts$18,766,00040
Trading account gains and fees$310,00077
Additional Noninterest Income$33,201,00085
Total noninterest expense$219,878,00043
Salaries and employee benefits$92,742,00038
Premises and equipment expense$26,671,00038
Additional noninterest expense$100,465,00047
Pre-tax net operating income$-98,318,0007,580
Securities gains (losses)$-2,333,0007,557
Applicable income taxes$-41,604,0007,572
Income before extraordinary items$-59,047,0007,569
Extraordinary gains, net$09
Net income$-59,047,0007,569
Minority interest net income$086
Net income of bank and minority interests.$-59,047,0007,569
Net charge-offs$130,892,00033
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-57,553,8807,568
2010-12-31 (YTD Data)Rank
Total interest income$934,209,00055
Total interest expense$217,239,00055
Net interest income$716,970,00058
Provision for loan and lease losses$510,595,00038
Total noninterest income$183,844,00091
Gross Fiduciary activities income$2,234,000239
Service charges on deposit accounts$91,285,00037
Trading account gains and fees$743,00084
Additional Noninterest Income$89,582,000101
Total noninterest expense$988,870,00040
Salaries and employee benefits$358,925,00035
Premises and equipment expense$107,715,00034
Additional noninterest expense$522,230,00039
Pre-tax net operating income$-598,651,0007,664
Securities gains (losses)$-54,121,0007,653
Applicable income taxes$-260,167,0007,656
Income before extraordinary items$-392,605,0007,651
Extraordinary gains, net$029
Net income$-392,605,0007,651
Minority interest net income$0111
Net income of bank and minority interests.$-392,605,0007,651
Net charge-offs$492,649,00043
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$898,896,0005
Net operating income$-357,967,5607,648
2010-09-30 (YTD Data)Rank
Total interest income$703,081,00055
Total interest expense$167,409,00054
Net interest income$535,672,00058
Provision for loan and lease losses$412,887,00038
Total noninterest income$153,880,00086
Gross Fiduciary activities income$1,697,000236
Service charges on deposit accounts$71,722,00034
Trading account gains and fees$-818,0007,748
Additional Noninterest Income$81,279,00091
Total noninterest expense$619,198,00044
Salaries and employee benefits$273,575,00035
Premises and equipment expense$81,473,00033
Additional noninterest expense$264,150,00053
Pre-tax net operating income$-342,533,0007,761
Securities gains (losses)$-22,686,0007,749
Applicable income taxes$-169,693,0007,758
Income before extraordinary items$-195,526,0007,752
Extraordinary gains, net$023
Net income$-195,526,0007,752
Minority interest net income$0110
Net income of bank and minority interests.$-195,526,0007,752
Net charge-offs$365,282,00041
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$898,896,0005
Net operating income$-181,006,9607,748
2010-06-30 (YTD Data)Rank
Total interest income$471,359,00055
Total interest expense$113,629,00054
Net interest income$357,730,00058
Provision for loan and lease losses$280,969,00035
Total noninterest income$111,422,00083
Gross Fiduciary activities income$1,167,000234
Service charges on deposit accounts$49,606,00033
Trading account gains and fees$-781,0007,817
Additional Noninterest Income$61,430,00090
Total noninterest expense$413,083,00044
Salaries and employee benefits$187,101,00034
Premises and equipment expense$54,475,00033
Additional noninterest expense$171,507,00055
Pre-tax net operating income$-224,900,0007,831
Securities gains (losses)$-2,092,0007,771
Applicable income taxes$-104,820,0007,826
Income before extraordinary items$-122,172,0007,815
Extraordinary gains, net$019
Net income$-122,172,0007,815
Minority interest net income$0105
Net income of bank and minority interests.$-122,172,0007,815
Net charge-offs$226,060,00043
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$900,000,0004
Net operating income$-120,833,1207,816
2010-03-31 (YTD Data)Rank
Total interest income$237,710,00054
Total interest expense$58,731,00054
Net interest income$178,979,00056
Provision for loan and lease losses$164,354,00035
Total noninterest income$53,886,00083
Gross Fiduciary activities income$650,000216
Service charges on deposit accounts$24,248,00032
Trading account gains and fees$63,000101
Additional Noninterest Income$28,925,00093
Total noninterest expense$200,679,00042
Salaries and employee benefits$92,240,00035
Premises and equipment expense$27,621,00033
Additional noninterest expense$80,818,00054
Pre-tax net operating income$-132,168,0007,935
Securities gains (losses)$1,936,00081
Applicable income taxes$-61,877,0007,928
Income before extraordinary items$-68,355,0007,913
Extraordinary gains, net$016
Net income$-68,355,0007,913
Minority interest net income$091
Net income of bank and minority interests.$-68,355,0007,913
Net charge-offs$119,106,00047
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$900,000,0002
Net operating income$-69,594,0407,913
2009-12-31 (YTD Data)Rank
Total interest income$1,144,634,00049
Total interest expense$392,010,00050
Net interest income$752,624,00053
Provision for loan and lease losses$832,179,00038
Total noninterest income$221,140,00090
Gross Fiduciary activities income$2,293,000227
Service charges on deposit accounts$102,047,00034
Trading account gains and fees$7,375,00051
Additional Noninterest Income$109,425,000104
Total noninterest expense$1,314,171,00036
Salaries and employee benefits$392,117,00035
Premises and equipment expense$117,163,00033
Additional noninterest expense$804,891,00033
Pre-tax net operating income$-1,172,586,0008,013
Securities gains (losses)$8,204,00081
Applicable income taxes$-309,516,0008,003
Income before extraordinary items$-854,866,0008,003
Extraordinary gains, net$034
Net income$-854,866,0008,002
Minority interest net income$0115
Net income of bank and minority interests.$-854,866,0008,002
Net charge-offs$471,538,00046
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,156,321,0003
Net operating income$-860,854,9208,004
2009-09-30 (YTD Data)Rank
Total interest income$882,247,00052
Total interest expense$318,761,00050
Net interest income$563,486,00054
Provision for loan and lease losses$695,912,00038
Total noninterest income$174,965,00085
Gross Fiduciary activities income$1,659,000231
Service charges on deposit accounts$75,503,00035
Trading account gains and fees$6,452,00056
Additional Noninterest Income$91,351,00097
Total noninterest expense$1,043,170,00036
Salaries and employee benefits$300,725,00035
Premises and equipment expense$86,745,00036
Additional noninterest expense$655,700,00030
Pre-tax net operating income$-1,000,631,0008,101
Securities gains (losses)$-15,258,0008,058
Applicable income taxes$-231,903,0008,086
Income before extraordinary items$-783,986,0008,092
Extraordinary gains, net$027
Net income$-783,986,0008,091
Minority interest net income$0118
Net income of bank and minority interests.$-783,986,0008,091
Net charge-offs$372,608,00045
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,156,321,0002
Net operating income$-772,237,3408,093
2009-06-30 (YTD Data)Rank
Total interest income$605,904,00054
Total interest expense$231,066,00053
Net interest income$374,838,00056
Provision for loan and lease losses$488,602,00041
Total noninterest income$118,823,00081
Gross Fiduciary activities income$1,105,000231
Service charges on deposit accounts$49,328,00036
Trading account gains and fees$3,848,00061
Additional Noninterest Income$64,542,00087
Total noninterest expense$435,176,00045
Salaries and employee benefits$213,186,00035
Premises and equipment expense$58,453,00038
Additional noninterest expense$163,537,00067
Pre-tax net operating income$-430,117,0008,186
Securities gains (losses)$-5,383,0008,127
Applicable income taxes$-165,015,0008,183
Income before extraordinary items$-270,485,0008,176
Extraordinary gains, net$021
Net income$-270,485,0008,175
Minority interest net income$0112
Net income of bank and minority interests.$-270,485,0008,175
Net charge-offs$254,953,00041
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,156,321,0002
Net operating income$-267,039,8808,170
2009-03-31 (YTD Data)Rank
Total interest income$306,528,00055
Total interest expense$128,076,00054
Net interest income$178,452,00061
Provision for loan and lease losses$286,100,00034
Total noninterest income$59,588,00082
Gross Fiduciary activities income$621,000222
Service charges on deposit accounts$24,375,00036
Trading account gains and fees$-1,286,0008,233
Additional Noninterest Income$35,878,00081
Total noninterest expense$202,142,00048
Salaries and employee benefits$102,736,00036
Premises and equipment expense$29,631,00039
Additional noninterest expense$69,775,00069
Pre-tax net operating income$-250,202,0008,242
Securities gains (losses)$-2,041,0008,173
Applicable income taxes$-91,811,0008,235
Income before extraordinary items$-160,432,0008,234
Extraordinary gains, net$015
Net income$-160,432,0008,234
Minority interest net income$0102
Net income of bank and minority interests.$-160,432,0008,234
Net charge-offs$141,907,00037
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$775,000,0002
Net operating income$-159,125,7608,231
2008-12-31 (YTD Data)Rank
Total interest income$1,473,878,00052
Total interest expense$661,419,00053
Net interest income$812,459,00052
Provision for loan and lease losses$376,353,00059
Total noninterest income$226,322,00078
Gross Fiduciary activities income$1,582,000304
Service charges on deposit accounts$101,577,00034
Trading account gains and fees$-2,904,0008,263
Additional Noninterest Income$126,067,00082
Total noninterest expense$1,733,580,00032
Salaries and employee benefits$414,399,00035
Premises and equipment expense$115,710,00038
Additional noninterest expense$1,203,471,00028
Pre-tax net operating income$-1,071,152,0008,302
Securities gains (losses)$-314,058,0008,297
Applicable income taxes$-165,426,0008,290
Income before extraordinary items$-1,219,784,0008,295
Extraordinary gains, net$039
Net income$-1,219,784,0008,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,925,00063
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$375,000,0005
Net operating income$-943,412,9608,294
2008-09-30 (YTD Data)Rank
Total interest income$1,123,442,00055
Total interest expense$506,726,00059
Net interest income$616,716,00055
Provision for loan and lease losses$243,565,00061
Total noninterest income$176,872,00084
Gross Fiduciary activities income$953,000358
Service charges on deposit accounts$74,635,00038
Trading account gains and fees$3,029,00056
Additional Noninterest Income$98,255,00086
Total noninterest expense$629,855,00049
Salaries and employee benefits$310,553,00040
Premises and equipment expense$86,883,00041
Additional noninterest expense$232,419,00064
Pre-tax net operating income$-79,832,0008,343
Securities gains (losses)$-110,966,0008,367
Applicable income taxes$-78,841,0008,366
Income before extraordinary items$-111,957,0008,348
Extraordinary gains, net$031
Net income$-111,957,0008,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,748,00072
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$225,000,0006
Net operating income$-40,938,7608,321
2008-06-30 (YTD Data)Rank
Total interest income$752,178,00059
Total interest expense$349,435,00060
Net interest income$402,743,00055
Provision for loan and lease losses$133,165,00066
Total noninterest income$112,845,00086
Gross Fiduciary activities income$891,000302
Service charges on deposit accounts$47,215,00039
Trading account gains and fees$2,320,00057
Additional Noninterest Income$62,419,00091
Total noninterest expense$411,070,00053
Salaries and employee benefits$206,563,00043
Premises and equipment expense$56,269,00047
Additional noninterest expense$148,238,00066
Pre-tax net operating income$-28,647,0008,402
Securities gains (losses)$5,040,00063
Applicable income taxes$-14,492,0008,407
Income before extraordinary items$-9,115,0008,361
Extraordinary gains, net$021
Net income$-9,115,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,187,00068
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$150,000,0004
Net operating income$-12,340,6008,371
2008-03-31 (YTD Data)Rank
Total interest income$328,779,00065
Total interest expense$166,033,00067
Net interest income$162,746,00065
Provision for loan and lease losses$79,816,00050
Total noninterest income$42,732,00098
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$20,259,00042
Trading account gains and fees$1,424,00054
Additional Noninterest Income$21,047,000112
Total noninterest expense$178,963,00057
Salaries and employee benefits$84,228,00047
Premises and equipment expense$23,956,00050
Additional noninterest expense$70,779,00070
Pre-tax net operating income$-53,301,0008,482
Securities gains (losses)$2,505,00077
Applicable income taxes$-19,751,0008,481
Income before extraordinary items$-31,045,0008,473
Extraordinary gains, net$015
Net income$-31,045,0008,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,928,00084
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-32,648,2008,470
2007-12-31 (YTD Data)Rank
Total interest income$1,472,840,00058
Total interest expense$780,254,00059
Net interest income$692,586,00055
Provision for loan and lease losses$136,693,00053
Total noninterest income$185,842,00092
Gross Fiduciary activities income$39,0001,053
Service charges on deposit accounts$86,735,00041
Trading account gains and fees$1,340,00069
Additional Noninterest Income$97,728,000100
Total noninterest expense$1,375,487,00040
Salaries and employee benefits$328,553,00045
Premises and equipment expense$93,504,00044
Additional noninterest expense$953,430,00032
Pre-tax net operating income$-633,752,0008,538
Securities gains (losses)$303,000358
Applicable income taxes$-4,154,0008,490
Income before extraordinary items$-629,295,0008,530
Extraordinary gains, net$039
Net income$-629,295,0008,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,208,00084
Cash dividends$10,000,000414
Sale, conversion, retirement of capital stock, net$10,039,000182
Net operating income$-629,594,9708,530
2007-09-30 (YTD Data)Rank
Total interest income$1,109,957,00057
Total interest expense$584,528,00059
Net interest income$525,429,00053
Provision for loan and lease losses$46,347,00065
Total noninterest income$136,995,00091
Gross Fiduciary activities income$36,0001,005
Service charges on deposit accounts$64,174,00041
Trading account gains and fees$692,00075
Additional Noninterest Income$72,093,00099
Total noninterest expense$519,684,00054
Salaries and employee benefits$242,355,00045
Premises and equipment expense$68,131,00046
Additional noninterest expense$209,198,00061
Pre-tax net operating income$96,393,000126
Securities gains (losses)$201,000370
Applicable income taxes$21,481,000167
Income before extraordinary items$75,113,000115
Extraordinary gains, net$033
Net income$75,113,000114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,802,00078
Cash dividends$10,000,000327
Sale, conversion, retirement of capital stock, net$10,039,000133
Net operating income$74,956,220114
2007-06-30 (YTD Data)Rank
Total interest income$731,104,00062
Total interest expense$383,156,00064
Net interest income$347,948,00057
Provision for loan and lease losses$20,444,00075
Total noninterest income$92,338,000100
Gross Fiduciary activities income$31,000994
Service charges on deposit accounts$41,644,00046
Trading account gains and fees$392,00082
Additional Noninterest Income$50,271,000103
Total noninterest expense$345,603,00059
Salaries and employee benefits$159,756,00051
Premises and equipment expense$44,773,00051
Additional noninterest expense$141,074,00065
Pre-tax net operating income$74,239,000131
Securities gains (losses)$164,000334
Applicable income taxes$17,731,000158
Income before extraordinary items$56,672,000124
Extraordinary gains, net$029
Net income$56,672,000124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,130,00074
Cash dividends$5,000,000421
Sale, conversion, retirement of capital stock, net$10,039,00095
Net operating income$56,547,360122
2007-03-31 (YTD Data)Rank
Total interest income$352,472,00061
Total interest expense$184,330,00065
Net interest income$168,142,00058
Provision for loan and lease losses$8,400,00076
Total noninterest income$42,970,00099
Gross Fiduciary activities income$18,000983
Service charges on deposit accounts$19,271,00046
Trading account gains and fees$196,00095
Additional Noninterest Income$23,485,000103
Total noninterest expense$164,060,00062
Salaries and employee benefits$78,317,00050
Premises and equipment expense$21,382,00051
Additional noninterest expense$64,361,00065
Pre-tax net operating income$38,652,000123
Securities gains (losses)$-43,0008,479
Applicable income taxes$9,012,000155
Income before extraordinary items$29,597,000117
Extraordinary gains, net$022
Net income$29,597,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,139,00076
Cash dividends$5,000,000242
Sale, conversion, retirement of capital stock, net$10,039,00047
Net operating income$29,630,110113
2006-12-31 (YTD Data)Rank
Total interest income$1,198,910,00065
Total interest expense$604,173,00064
Net interest income$594,737,00062
Provision for loan and lease losses$16,010,000103
Total noninterest income$149,418,000108
Gross Fiduciary activities income$94,000940
Service charges on deposit accounts$61,911,00056
Trading account gains and fees$1,039,00071
Additional Noninterest Income$86,374,000110
Total noninterest expense$555,418,00063
Salaries and employee benefits$267,043,00054
Premises and equipment expense$75,880,00050
Additional noninterest expense$212,495,00070
Pre-tax net operating income$172,727,000113
Securities gains (losses)$-19,381,0008,662
Applicable income taxes$42,337,000138
Income before extraordinary items$111,009,000117
Extraordinary gains, net$051
Net income$111,009,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,910,00097
Cash dividends$57,000,000127
Sale, conversion, retirement of capital stock, net$11,766,000184
Net operating income$124,963,320107
2006-09-30 (YTD Data)Rank
Total interest income$877,852,00072
Total interest expense$434,307,00070
Net interest income$443,545,00069
Provision for loan and lease losses$12,612,000101
Total noninterest income$108,419,000117
Gross Fiduciary activities income$75,000920
Service charges on deposit accounts$45,953,00059
Trading account gains and fees$884,00073
Additional Noninterest Income$61,507,000129
Total noninterest expense$412,522,00072
Salaries and employee benefits$198,531,00059
Premises and equipment expense$56,117,00055
Additional noninterest expense$157,874,00082
Pre-tax net operating income$126,830,000128
Securities gains (losses)$1,230,000126
Applicable income taxes$38,355,000140
Income before extraordinary items$89,705,000121
Extraordinary gains, net$045
Net income$89,705,000122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,614,000101
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$88,844,000122
2006-06-30 (YTD Data)Rank
Total interest income$568,280,00074
Total interest expense$272,112,00075
Net interest income$296,168,00071
Provision for loan and lease losses$10,192,00091
Total noninterest income$69,928,000122
Gross Fiduciary activities income$55,000931
Service charges on deposit accounts$29,844,00063
Trading account gains and fees$715,00071
Additional Noninterest Income$39,314,000134
Total noninterest expense$277,747,00073
Salaries and employee benefits$133,468,00061
Premises and equipment expense$37,250,00058
Additional noninterest expense$107,029,00081
Pre-tax net operating income$78,157,000138
Securities gains (losses)$01,185
Applicable income taxes$24,211,000147
Income before extraordinary items$53,946,000137
Extraordinary gains, net$039
Net income$53,946,000138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,657,00095
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$53,946,000132
2006-03-31 (YTD Data)Rank
Total interest income$275,273,00073
Total interest expense$128,157,00076
Net interest income$147,116,00071
Provision for loan and lease losses$5,246,00084
Total noninterest income$32,160,000127
Gross Fiduciary activities income$30,000919
Service charges on deposit accounts$14,545,00062
Trading account gains and fees$324,00070
Additional Noninterest Income$17,261,000140
Total noninterest expense$134,936,00072
Salaries and employee benefits$65,824,00061
Premises and equipment expense$18,499,00058
Additional noninterest expense$50,613,00083
Pre-tax net operating income$39,094,000136
Securities gains (losses)$0955
Applicable income taxes$11,981,000144
Income before extraordinary items$27,113,000137
Extraordinary gains, net$021
Net income$27,113,000138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,380,00094
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$27,113,000135
2005-12-31 (YTD Data)Rank
Total interest income$947,265,00074
Total interest expense$377,686,00074
Net interest income$569,579,00071
Provision for loan and lease losses$36,129,00067
Total noninterest income$122,558,000128
Gross Fiduciary activities income$284,000730
Service charges on deposit accounts$60,435,00058
Trading account gains and fees$1,360,00067
Additional Noninterest Income$60,479,000152
Total noninterest expense$514,630,00069
Salaries and employee benefits$256,553,00057
Premises and equipment expense$69,195,00059
Additional noninterest expense$188,882,00081
Pre-tax net operating income$141,378,000142
Securities gains (losses)$02,296
Applicable income taxes$51,921,000137
Income before extraordinary items$89,457,000153
Extraordinary gains, net$046
Net income$89,457,000153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,278,00073
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$89,457,000150
2005-09-30 (YTD Data)Rank
Total interest income$684,713,00076
Total interest expense$262,838,00077
Net interest income$421,875,00073
Provision for loan and lease losses$32,407,00060
Total noninterest income$94,352,000127
Gross Fiduciary activities income$248,000667
Service charges on deposit accounts$44,914,00059
Trading account gains and fees$1,065,00060
Additional Noninterest Income$48,125,000148
Total noninterest expense$377,788,00072
Salaries and employee benefits$192,068,00058
Premises and equipment expense$50,325,00061
Additional noninterest expense$135,395,00082
Pre-tax net operating income$106,032,000145
Securities gains (losses)$02,317
Applicable income taxes$42,969,000129
Income before extraordinary items$63,063,000158
Extraordinary gains, net$035
Net income$63,063,000158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,918,00069
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$63,063,000153
2005-06-30 (YTD Data)Rank
Total interest income$438,562,00076
Total interest expense$162,089,00079
Net interest income$276,473,00072
Provision for loan and lease losses$24,024,00055
Total noninterest income$59,669,000130
Gross Fiduciary activities income$204,000630
Service charges on deposit accounts$29,041,00059
Trading account gains and fees$733,00061
Additional Noninterest Income$29,691,000155
Total noninterest expense$247,736,00072
Salaries and employee benefits$127,757,00056
Premises and equipment expense$31,658,00062
Additional noninterest expense$88,321,00082
Pre-tax net operating income$64,382,000154
Securities gains (losses)$02,146
Applicable income taxes$19,423,000164
Income before extraordinary items$44,959,000152
Extraordinary gains, net$030
Net income$44,959,000152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,014,00084
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$44,959,000146
2005-03-31 (YTD Data)Rank
Total interest income$209,589,00076
Total interest expense$73,721,00083
Net interest income$135,868,00075
Provision for loan and lease losses$11,024,00059
Total noninterest income$27,209,000140
Gross Fiduciary activities income$88,000670
Service charges on deposit accounts$13,567,00062
Trading account gains and fees$223,00074
Additional Noninterest Income$13,331,000164
Total noninterest expense$122,059,00074
Salaries and employee benefits$64,109,00058
Premises and equipment expense$16,079,00063
Additional noninterest expense$41,871,00086
Pre-tax net operating income$29,994,000162
Securities gains (losses)$01,685
Applicable income taxes$8,540,000174
Income before extraordinary items$21,454,000156
Extraordinary gains, net$024
Net income$21,454,000157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,286,000101
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$21,454,000151
2004-12-31 (YTD Data)Rank
Total interest income$810,431,00069
Total interest expense$253,616,00070
Net interest income$556,815,00069
Provision for loan and lease losses$54,929,00055
Total noninterest income$170,982,000118
Gross Fiduciary activities income$1,186,000343
Service charges on deposit accounts$61,457,00062
Trading account gains and fees$92,000108
Additional Noninterest Income$108,247,000111
Total noninterest expense$829,720,00050
Salaries and employee benefits$344,740,00044
Premises and equipment expense$103,850,00050
Additional noninterest expense$381,130,00048
Pre-tax net operating income$-156,852,0008,987
Securities gains (losses)$410,000515
Applicable income taxes$-29,609,0008,974
Income before extraordinary items$-126,833,0008,976
Extraordinary gains, net$034
Net income$-126,833,0008,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,677,00082
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$240,786,0005
Net operating income$-127,165,1008,975
2004-09-30 (YTD Data)Rank
Total interest income$595,597,00072
Total interest expense$182,492,00073
Net interest income$413,105,00072
Provision for loan and lease losses$41,629,00060
Total noninterest income$138,542,000111
Gross Fiduciary activities income$1,073,000314
Service charges on deposit accounts$46,974,00062
Trading account gains and fees$-8,0008,993
Additional Noninterest Income$90,503,000107
Total noninterest expense$536,665,00055
Salaries and employee benefits$274,300,00044
Premises and equipment expense$71,118,00053
Additional noninterest expense$191,247,00068
Pre-tax net operating income$-26,647,0009,027
Securities gains (losses)$153,000925
Applicable income taxes$-17,455,0009,020
Income before extraordinary items$-9,039,0009,014
Extraordinary gains, net$026
Net income$-9,039,0009,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,446,00086
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$220,000,0004
Net operating income$-9,136,9209,007
2004-06-30 (YTD Data)Rank
Total interest income$386,611,00076
Total interest expense$114,437,00077
Net interest income$272,174,00072
Provision for loan and lease losses$28,729,00057
Total noninterest income$134,095,00095
Gross Fiduciary activities income$917,000279
Service charges on deposit accounts$31,471,00063
Trading account gains and fees$361,00081
Additional Noninterest Income$101,346,00082
Total noninterest expense$375,670,00056
Salaries and employee benefits$196,777,00046
Premises and equipment expense$46,675,00056
Additional noninterest expense$132,218,00066
Pre-tax net operating income$1,870,0002,167
Securities gains (losses)$-10,0008,693
Applicable income taxes$-4,259,0009,070
Income before extraordinary items$6,119,000576
Extraordinary gains, net$021
Net income$6,119,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,555,00082
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$220,000,0002
Net operating income$6,129,000547
2004-03-31 (YTD Data)Rank
Total interest income$184,295,00076
Total interest expense$54,833,00077
Net interest income$129,462,00075
Provision for loan and lease losses$13,129,00063
Total noninterest income$90,598,00074
Gross Fiduciary activities income$618,000233
Service charges on deposit accounts$15,668,00062
Trading account gains and fees$102,00082
Additional Noninterest Income$74,210,00062
Total noninterest expense$190,905,00055
Salaries and employee benefits$102,337,00044
Premises and equipment expense$23,556,00056
Additional noninterest expense$65,012,00067
Pre-tax net operating income$16,026,000211
Securities gains (losses)$25,0001,594
Applicable income taxes$2,176,000414
Income before extraordinary items$13,875,000192
Extraordinary gains, net$016
Net income$13,875,000193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,175,00076
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$13,853,500180
2003-12-31 (YTD Data)Rank
Total interest income$782,861,00070
Total interest expense$237,428,00079
Net interest income$545,433,00071
Provision for loan and lease losses$50,739,00079
Total noninterest income$209,960,000106
Gross Fiduciary activities income$3,692,000180
Service charges on deposit accounts$65,582,00064
Trading account gains and fees$554,00092
Additional Noninterest Income$140,132,000105
Total noninterest expense$649,177,00061
Salaries and employee benefits$331,731,00050
Premises and equipment expense$79,612,00062
Additional noninterest expense$237,834,00076
Pre-tax net operating income$55,477,000225
Securities gains (losses)$17,812,00080
Applicable income taxes$17,588,000252
Income before extraordinary items$55,701,000185
Extraordinary gains, net$054
Net income$55,701,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,028,00087
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$350,000,0005
Net operating income$42,163,880208
2003-09-30 (YTD Data)Rank
Total interest income$602,759,00068
Total interest expense$183,369,00078
Net interest income$419,390,00070
Provision for loan and lease losses$33,590,00097
Total noninterest income$173,067,000101
Gross Fiduciary activities income$3,176,000175
Service charges on deposit accounts$49,331,00063
Trading account gains and fees$670,00084
Additional Noninterest Income$119,890,00093
Total noninterest expense$474,144,00064
Salaries and employee benefits$247,545,00051
Premises and equipment expense$56,310,00064
Additional noninterest expense$170,289,00078
Pre-tax net operating income$84,723,000147
Securities gains (losses)$13,226,00085
Applicable income taxes$32,088,000147
Income before extraordinary items$65,861,000141
Extraordinary gains, net$040
Net income$65,861,000141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,364,000106
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$5,197,000123
Net operating income$56,999,580142
2003-06-30 (YTD Data)Rank
Total interest income$396,483,00070
Total interest expense$124,655,00076
Net interest income$271,828,00073
Provision for loan and lease losses$23,135,00089
Total noninterest income$144,132,00088
Gross Fiduciary activities income$2,342,000169
Service charges on deposit accounts$32,887,00063
Trading account gains and fees$508,00082
Additional Noninterest Income$108,395,00078
Total noninterest expense$309,550,00065
Salaries and employee benefits$156,882,00054
Premises and equipment expense$37,442,00064
Additional noninterest expense$115,226,00078
Pre-tax net operating income$83,275,000114
Securities gains (losses)$12,690,00074
Applicable income taxes$34,224,000109
Income before extraordinary items$61,741,000114
Extraordinary gains, net$030
Net income$61,741,000114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,776,000107
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$53,619,400116
2003-03-31 (YTD Data)Rank
Total interest income$192,844,00074
Total interest expense$61,112,00080
Net interest income$131,732,00071
Provision for loan and lease losses$10,124,000102
Total noninterest income$74,440,00082
Gross Fiduciary activities income$1,378,000159
Service charges on deposit accounts$16,127,00062
Trading account gains and fees$327,00076
Additional Noninterest Income$56,608,00075
Total noninterest expense$145,191,00068
Salaries and employee benefits$72,041,00060
Premises and equipment expense$16,477,00071
Additional noninterest expense$56,673,00074
Pre-tax net operating income$50,857,000104
Securities gains (losses)$4,566,00086
Applicable income taxes$21,230,00088
Income before extraordinary items$34,193,000110
Extraordinary gains, net$021
Net income$34,193,000110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,372,000126
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$31,270,760111
2002-12-31 (YTD Data)Rank
Total interest income$673,832,00087
Total interest expense$237,194,00094
Net interest income$436,638,00078
Provision for loan and lease losses$44,601,000106
Total noninterest income$165,611,000115
Gross Fiduciary activities income$8,674,000126
Service charges on deposit accounts$67,821,00060
Trading account gains and fees$-325,0009,327
Additional Noninterest Income$89,441,000127
Total noninterest expense$417,234,00088
Salaries and employee benefits$190,831,00076
Premises and equipment expense$55,553,00078
Additional noninterest expense$170,850,00088
Pre-tax net operating income$140,414,000133
Securities gains (losses)$12,328,00091
Applicable income taxes$47,067,000140
Income before extraordinary items$105,675,000127
Extraordinary gains, net$070
Net income$105,675,000127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,860,000108
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$3,222,000222
Net operating income$97,168,680124
2001-12-31 (YTD Data)Rank
Total interest income$427,574,000143
Total interest expense$179,126,000157
Net interest income$248,448,000131
Provision for loan and lease losses$24,310,000151
Total noninterest income$97,890,000157
Gross Fiduciary activities income$5,573,000156
Service charges on deposit accounts$40,579,00074
Trading account gains and fees$255,00098
Additional Noninterest Income$51,483,000172
Total noninterest expense$262,900,000115
Salaries and employee benefits$108,312,000108
Premises and equipment expense$28,815,000118
Additional noninterest expense$125,773,000116
Pre-tax net operating income$59,128,000201
Securities gains (losses)$8,215,000101
Applicable income taxes$36,420,000152
Income before extraordinary items$30,923,000249
Extraordinary gains, net$0105
Net income$30,923,000249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,015,000134
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$25,665,400265
2000-12-31 (YTD Data)Rank
Total interest income$882,036,00086
Total interest expense$462,998,00089
Net interest income$419,038,00080
Provision for loan and lease losses$31,615,000120
Total noninterest income$181,752,000107
Gross Fiduciary activities income$10,005,000116
Service charges on deposit accounts$62,783,00056
Trading account gains and fees$11,000161
Additional Noninterest Income$108,953,000118
Total noninterest expense$371,001,00094
Salaries and employee benefits$166,524,00073
Premises and equipment expense$45,599,00089
Additional noninterest expense$158,878,000106
Pre-tax net operating income$198,174,00080
Securities gains (losses)$-37,583,0009,884
Applicable income taxes$57,430,000105
Income before extraordinary items$103,161,000107
Extraordinary gains, net$038
Net income$103,161,000107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,672,000134
Cash dividends$153,183,00063
Sale, conversion, retirement of capital stock, net$1,297,000416
Net operating income$127,214,12087
1999-12-31 (YTD Data)Rank
Total interest income$639,750,00097
Total interest expense$298,355,000101
Net interest income$341,395,00097
Provision for loan and lease losses$32,977,000102
Total noninterest income$154,950,000122
Gross Fiduciary activities income$10,340,000134
Service charges on deposit accounts$54,291,00062
Trading account gains and fees$5,000158
Additional Noninterest Income$90,314,000137
Total noninterest expense$302,914,000100
Salaries and employee benefits$143,777,00084
Premises and equipment expense$39,751,00098
Additional noninterest expense$119,386,000120
Pre-tax net operating income$160,454,000112
Securities gains (losses)$769,000262
Applicable income taxes$55,003,000117
Income before extraordinary items$106,220,000116
Extraordinary gains, net$035
Net income$106,220,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,818,000103
Cash dividends$38,880,000170
Sale, conversion, retirement of capital stock, net$1,583,000459
Net operating income$105,712,460113
1998-12-31 (YTD Data)Rank
Total interest income$566,134,000112
Total interest expense$267,440,000107
Net interest income$298,694,000107
Provision for loan and lease losses$15,144,000162
Total noninterest income$136,050,000135
Gross Fiduciary activities income$9,304,000144
Service charges on deposit accounts$48,139,00066
Trading account gains and fees$47,000169
Additional Noninterest Income$78,560,000149
Total noninterest expense$275,744,000112
Salaries and employee benefits$127,465,00095
Premises and equipment expense$37,047,00097
Additional noninterest expense$111,232,000135
Pre-tax net operating income$143,856,000111
Securities gains (losses)$470,000577
Applicable income taxes$50,200,000118
Income before extraordinary items$94,126,000118
Extraordinary gains, net$032
Net income$94,126,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,969,000151
Cash dividends$30,126,000199
Sale, conversion, retirement of capital stock, net$1,423,000428
Net operating income$93,820,500108
1997-12-31 (YTD Data)Rank
Total interest income$509,882,000114
Total interest expense$239,675,000122
Net interest income$270,207,000110
Provision for loan and lease losses$13,418,000167
Total noninterest income$115,198,000136
Gross Fiduciary activities income$7,737,000158
Service charges on deposit accounts$40,703,00073
Trading account gains and fees$23,000197
Additional Noninterest Income$66,735,000135
Total noninterest expense$250,921,000112
Salaries and employee benefits$106,513,000102
Premises and equipment expense$35,224,00097
Additional noninterest expense$109,184,000128
Pre-tax net operating income$121,066,000127
Securities gains (losses)$113,000939
Applicable income taxes$41,819,000130
Income before extraordinary items$79,360,000130
Extraordinary gains, net$044
Net income$79,360,000130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,987,000178
Cash dividends$47,354,000133
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$79,286,550123
1996-12-31 (YTD Data)Rank
Total interest income$469,465,000137
Total interest expense$216,816,000143
Net interest income$252,649,000128
Provision for loan and lease losses$9,596,000207
Total noninterest income$103,907,000150
Gross Fiduciary activities income$6,841,000184
Service charges on deposit accounts$34,758,00089
Trading account gains and fees$212,000152
Additional Noninterest Income$62,096,000152
Total noninterest expense$241,361,000127
Salaries and employee benefits$101,401,000109
Premises and equipment expense$31,952,000109
Additional noninterest expense$108,008,000140
Pre-tax net operating income$105,599,000136
Securities gains (losses)$1,586,000181
Applicable income taxes$39,178,000137
Income before extraordinary items$68,007,000148
Extraordinary gains, net$053
Net income$68,007,000147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,928,000269
Cash dividends$80,864,00098
Sale, conversion, retirement of capital stock, net$0953
Net operating income$66,991,960149
1995-12-31 (YTD Data)Rank
Total interest income$380,392,000163
Total interest expense$176,396,000175
Net interest income$203,996,000156
Provision for loan and lease losses$7,400,000238
Total noninterest income$63,969,000199
Gross Fiduciary activities income$6,108,000216
Service charges on deposit accounts$27,527,000107
Trading account gains and fees$215,000236
Additional Noninterest Income$30,119,000217
Total noninterest expense$169,770,000160
Salaries and employee benefits$77,854,000134
Premises and equipment expense$23,753,000144
Additional noninterest expense$68,163,000190
Pre-tax net operating income$90,795,000160
Securities gains (losses)$-829,00011,855
Applicable income taxes$31,825,000161
Income before extraordinary items$58,141,000169
Extraordinary gains, net$065
Net income$58,141,000168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,168,000354
Cash dividends$18,171,000275
Sale, conversion, retirement of capital stock, net$0809
Net operating income$58,679,850169
1994-12-31 (YTD Data)Rank
Total interest income$293,060,000187
Total interest expense$111,619,000209
Net interest income$181,441,000173
Provision for loan and lease losses$6,700,000238
Total noninterest income$55,200,000209
Gross Fiduciary activities income$5,574,000215
Service charges on deposit accounts$24,060,000117
Trading account gains and fees$163,000208
Additional Noninterest Income$25,403,000237
Total noninterest expense$151,330,000177
Salaries and employee benefits$70,595,000147
Premises and equipment expense$18,966,000177
Additional noninterest expense$61,769,000195
Pre-tax net operating income$78,611,000174
Securities gains (losses)$-1,054,00012,410
Applicable income taxes$27,601,000170
Income before extraordinary items$49,956,000183
Extraordinary gains, net$0249
Net income$49,956,000183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,477,000478
Cash dividends$25,411,000178
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$50,630,560182
1993-12-31 (YTD Data)Rank
Total interest income$237,643,000200
Total interest expense$94,120,000210
Net interest income$143,523,000196
Provision for loan and lease losses$8,250,000313
Total noninterest income$47,495,000217
Gross Fiduciary activities income$4,918,000225
Service charges on deposit accounts$20,715,000123
Trading account gains and fees$207,000225
Additional Noninterest Income$21,655,000257
Total noninterest expense$124,610,000206
Salaries and employee benefits$60,306,000156
Premises and equipment expense$16,644,000189
Additional noninterest expense$47,660,000249
Pre-tax net operating income$58,158,000185
Securities gains (losses)$2,412,000276
Applicable income taxes$20,404,000176
Income before extraordinary items$40,166,000191
Extraordinary gains, net$03,149
Net income$40,166,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,500,000387
Cash dividends$13,521,000230
Sale, conversion, retirement of capital stock, net$22,0001,074
Net operating income$38,574,080186
1992-12-31 (YTD Data)Rank
Total interest income$208,704,000244
Total interest expense$92,243,000270
Net interest income$116,461,000224
Provision for loan and lease losses$13,956,000284
Total noninterest income$35,502,000263
Gross Fiduciary activities income$4,516,000232
Service charges on deposit accounts$17,821,000131
Trading account gains and fees$184,000233
Additional Noninterest Income$12,981,000371
Total noninterest expense$100,311,000243
Salaries and employee benefits$46,489,000189
Premises and equipment expense$14,568,000213
Additional noninterest expense$39,254,000289
Pre-tax net operating income$37,696,000207
Securities gains (losses)$2,540,000339
Applicable income taxes$12,865,000218
Income before extraordinary items$27,371,000217
Extraordinary gains, net$01,422
Net income$27,371,000217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,170,000331
Cash dividends$8,452,000249
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$25,643,800201

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.