Home > Ravenswood Bank > Assets and Liabilities
Ravenswood Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 40 | 3,675 |
| Assets and Liabilities | ||
| Total Assets: | $264,628,000 | 2,478 |
| Cash and due from depository institutions | $25,517,000 | 3,675 |
| Interest-bearing balances | $23,269,000 | 1,416 |
| Securities | $25,911,000 | 3,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $188,709,000 | 2,289 |
| Loan loss allowance | $22,400,000 | 398 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,997,000 | 1,111 |
| Other real estate owned | $6,336,000 | 3,675 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,158,000 | 2,568 |
| Life insurance assets | $4,981,000 | 1,286 |
| Total liabilities and capital | $264,628,000 | 2,478 |
| Total liabilities | $272,695,000 | 2,186 |
| Total deposits | $269,448,000 | 2,047 |
| Interest-bearing deposits | $259,184,000 | 1,856 |
| Deposits held in domestic offices | $269,448,000 | 2,045 |
| % insured | 99.12% | 275 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,247,000 | 1,472 |
| Total equity capital | $-8,067,000 | 7,838 |
| Total bank equity capital | $-8,067,000 | 7,838 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $10,888,000 | 2,497 |
| Undivided profits | $-19,955,000 | 7,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $79,125,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,238,000 | 2,549 |
| Earning assets | $237,889,000 | 2,524 |
| Long-term assets (5+ years) | $47,447,000 | 2,484 |
| Average Assets, year-to-date | $292,289,330 | 2,251 |
| Average Assets, quarterly | $283,726,000 | 2,317 |
| Volatile liabilities | $34,429,000 | 3,558 |
| Insider loans | $160,000 | 6,274 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,468,000 | 5,933 |
| Tier 1 (core) risk-based capital | $-6,701,000 | 7,838 |
| Tier 2 risk-based capital | $0 | 7,754 |
| Total risk weighted assets | $225,275,000 | 2,031 |
| Total unused commitments | $3,468,000 | 5,935 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 40 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $302,824,000 | 2,247 |
| Cash and due from depository institutions | $31,056,000 | 3,724 |
| Interest-bearing balances | $28,850,000 | 1,195 |
| Securities | $38,485,000 | 2,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $209,393,000 | 2,142 |
| Loan loss allowance | $13,038,000 | 670 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,142,000 | 1,118 |
| Other real estate owned | $3,125,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,623,000 | 2,086 |
| Life insurance assets | $4,932,000 | 1,299 |
| Total liabilities and capital | $302,824,000 | 2,247 |
| Total liabilities | $295,933,000 | 2,078 |
| Total deposits | $292,268,000 | 1,929 |
| Interest-bearing deposits | $272,602,000 | 1,808 |
| Deposits held in domestic offices | $292,268,000 | 1,927 |
| % insured | 98.79% | 385 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,665,000 | 1,331 |
| Total equity capital | $6,891,000 | 6,234 |
| Total bank equity capital | $6,891,000 | 6,234 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $10,888,000 | 2,530 |
| Undivided profits | $-4,997,000 | 7,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $81,846,000 | 267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,769,000 | 1,845 |
| Earning assets | $276,728,000 | 2,240 |
| Long-term assets (5+ years) | $46,712,000 | 2,533 |
| Average Assets, year-to-date | $306,120,000 | 2,217 |
| Average Assets, quarterly | $306,120,000 | 2,217 |
| Volatile liabilities | $31,687,000 | 3,814 |
| Insider loans | $162,000 | 6,352 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,006,000 | 5,500 |
| Tier 1 (core) risk-based capital | $7,726,000 | 5,831 |
| Tier 2 risk-based capital | $3,264,000 | 1,733 |
| Total risk weighted assets | $251,347,000 | 1,889 |
| Total unused commitments | $5,006,000 | 5,504 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 41 | 3,691 |
| Assets and Liabilities | ||
| Total Assets: | $309,416,000 | 2,208 |
| Cash and due from depository institutions | $32,230,000 | 3,691 |
| Interest-bearing balances | $30,663,000 | 944 |
| Securities | $38,558,000 | 2,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $213,963,000 | 2,131 |
| Loan loss allowance | $13,954,000 | 631 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,245,000 | 1,120 |
| Other real estate owned | $3,630,000 | 3,691 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,790,000 | 2,120 |
| Life insurance assets | $4,880,000 | 1,313 |
| Total liabilities and capital | $309,416,000 | 2,208 |
| Total liabilities | $300,910,000 | 2,068 |
| Total deposits | $297,144,000 | 1,905 |
| Interest-bearing deposits | $282,293,000 | 1,756 |
| Deposits held in domestic offices | $297,144,000 | 1,903 |
| % insured | 98.39% | 498 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,766,000 | 1,313 |
| Total equity capital | $8,506,000 | 5,694 |
| Total bank equity capital | $8,506,000 | 5,693 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $10,888,000 | 2,531 |
| Undivided profits | $-3,382,000 | 7,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $51,125,000 | 394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,833,000 | 1,863 |
| Earning assets | $283,184,000 | 2,197 |
| Long-term assets (5+ years) | $44,800,000 | 2,593 |
| Average Assets, year-to-date | $327,940,400 | 2,064 |
| Average Assets, quarterly | $317,194,500 | 2,165 |
| Volatile liabilities | $27,385,000 | 4,177 |
| Insider loans | $169,000 | 6,373 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $7,942,000 | 4,632 |
| Tier 1 (core) risk-based capital | $9,978,000 | 5,119 |
| Tier 2 risk-based capital | $3,414,000 | 1,697 |
| Total risk weighted assets | $262,592,000 | 1,856 |
| Total unused commitments | $7,942,000 | 4,634 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 42 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $324,973,000 | 2,128 |
| Cash and due from depository institutions | $29,527,000 | 3,649 |
| Interest-bearing balances | $16,712,000 | 1,421 |
| Securities | $41,099,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $220,604,000 | 2,105 |
| Loan loss allowance | $9,588,000 | 867 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,339,000 | 1,117 |
| Other real estate owned | $5,839,000 | 3,649 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,565,000 | 1,240 |
| Life insurance assets | $4,827,000 | 1,312 |
| Total liabilities and capital | $324,973,000 | 2,128 |
| Total liabilities | $310,280,000 | 2,005 |
| Total deposits | $306,768,000 | 1,834 |
| Interest-bearing deposits | $289,454,000 | 1,715 |
| Deposits held in domestic offices | $306,768,000 | 1,832 |
| % insured | 96.97% | 1,098 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,512,000 | 1,495 |
| Total equity capital | $14,693,000 | 4,190 |
| Total bank equity capital | $14,693,000 | 4,190 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $10,888,000 | 2,521 |
| Undivided profits | $2,805,000 | 5,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $59,462,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,759,000 | 2,086 |
| Earning assets | $278,415,000 | 2,254 |
| Long-term assets (5+ years) | $41,637,000 | 2,704 |
| Average Assets, year-to-date | $332,571,500 | 2,061 |
| Average Assets, quarterly | $329,125,500 | 2,098 |
| Volatile liabilities | $23,715,000 | 4,572 |
| Insider loans | $183,000 | 6,346 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,674,000 | 4,805 |
| Tier 1 (core) risk-based capital | $16,025,000 | 3,761 |
| Tier 2 risk-based capital | $3,610,000 | 1,643 |
| Total risk weighted assets | $282,836,000 | 1,781 |
| Total unused commitments | $7,674,000 | 4,806 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 42 | 3,696 |
| Assets and Liabilities | ||
| Total Assets: | $333,278,000 | 2,095 |
| Cash and due from depository institutions | $23,620,000 | 3,696 |
| Interest-bearing balances | $13,337,000 | 1,506 |
| Securities | $53,369,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $226,528,000 | 2,087 |
| Loan loss allowance | $9,376,000 | 864 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,444,000 | 1,129 |
| Other real estate owned | $7,363,000 | 3,696 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,954,000 | 1,760 |
| Life insurance assets | $4,770,000 | 1,329 |
| Total liabilities and capital | $333,278,000 | 2,095 |
| Total liabilities | $317,877,000 | 1,990 |
| Total deposits | $314,551,000 | 1,811 |
| Interest-bearing deposits | $298,505,000 | 1,680 |
| Deposits held in domestic offices | $314,551,000 | 1,808 |
| % insured | 94.03% | 352 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,326,000 | 1,616 |
| Total equity capital | $15,401,000 | 4,024 |
| Total bank equity capital | $15,401,000 | 4,024 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $10,888,000 | 2,519 |
| Undivided profits | $3,513,000 | 5,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $31,811,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,046,000 | 1,684 |
| Earning assets | $293,234,000 | 2,164 |
| Long-term assets (5+ years) | $34,798,000 | 2,994 |
| Average Assets, year-to-date | $335,104,330 | 2,071 |
| Average Assets, quarterly | $331,401,500 | 2,096 |
| Volatile liabilities | $19,129,000 | 5,080 |
| Insider loans | $188,000 | 6,386 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,507,000 | 3,740 |
| Tier 1 (core) risk-based capital | $16,958,000 | 3,621 |
| Tier 2 risk-based capital | $3,484,000 | 1,667 |
| Total risk weighted assets | $272,823,000 | 1,861 |
| Total unused commitments | $13,507,000 | 3,743 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 42 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $329,525,000 | 2,122 |
| Cash and due from depository institutions | $14,221,000 | 3,715 |
| Interest-bearing balances | $11,425,000 | 1,484 |
| Securities | $43,307,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,649 |
| Net loans & leases | $234,666,000 | 2,036 |
| Loan loss allowance | $9,259,000 | 822 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,641,000 | 1,105 |
| Other real estate owned | $6,912,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,378,000 | 1,703 |
| Life insurance assets | $4,728,000 | 1,335 |
| Total liabilities and capital | $329,525,000 | 2,122 |
| Total liabilities | $312,382,000 | 2,019 |
| Total deposits | $308,927,000 | 1,836 |
| Interest-bearing deposits | $295,408,000 | 1,694 |
| Deposits held in domestic offices | $308,927,000 | 1,833 |
| % insured | 91.09% | 754 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,455,000 | 1,536 |
| Total equity capital | $17,143,000 | 3,717 |
| Total bank equity capital | $17,143,000 | 3,717 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $10,888,000 | 2,515 |
| Undivided profits | $5,255,000 | 4,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,320,000 | 798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,134,000 | 1,647 |
| Earning assets | $296,798,000 | 2,154 |
| Long-term assets (5+ years) | $34,375,000 | 3,013 |
| Average Assets, year-to-date | $336,017,500 | 2,073 |
| Average Assets, quarterly | $336,017,500 | 2,073 |
| Volatile liabilities | $23,200,000 | 4,625 |
| Insider loans | $195,000 | 6,395 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $23,482,000 | 2,767 |
| Tier 1 (core) risk-based capital | $17,719,000 | 3,525 |
| Tier 2 risk-based capital | $3,637,000 | 1,591 |
| Total risk weighted assets | $285,373,000 | 1,802 |
| Total unused commitments | $23,482,000 | 2,771 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 46 | 3,518 |
| Assets and Liabilities | ||
| Total Assets: | $342,510,000 | 2,024 |
| Cash and due from depository institutions | $23,831,000 | 3,518 |
| Interest-bearing balances | $20,709,000 | 566 |
| Securities | $45,244,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,606 |
| Net loans & leases | $243,429,000 | 1,994 |
| Loan loss allowance | $9,421,000 | 764 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,657,000 | 1,092 |
| Other real estate owned | $570,000 | 3,518 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,779,000 | 1,674 |
| Life insurance assets | $4,687,000 | 1,343 |
| Total liabilities and capital | $342,510,000 | 2,024 |
| Total liabilities | $326,748,000 | 1,914 |
| Total deposits | $323,346,000 | 1,714 |
| Interest-bearing deposits | $305,523,000 | 1,594 |
| Deposits held in domestic offices | $323,346,000 | 1,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,402,000 | 1,548 |
| Total equity capital | $15,762,000 | 3,994 |
| Total bank equity capital | $15,762,000 | 3,994 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $10,888,000 | 2,492 |
| Undivided profits | $3,874,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,275,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,673,000 | 2,266 |
| Earning assets | $315,382,000 | 2,005 |
| Long-term assets (5+ years) | $31,923,000 | 3,109 |
| Average Assets, year-to-date | $356,837,800 | 1,876 |
| Average Assets, quarterly | $354,106,000 | 1,936 |
| Volatile liabilities | $23,403,000 | 4,547 |
| Insider loans | $201,000 | 6,449 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,450,000 | 2,558 |
| Tier 1 (core) risk-based capital | $17,326,000 | 3,571 |
| Tier 2 risk-based capital | $3,755,000 | 1,540 |
| Total risk weighted assets | $294,719,000 | 1,754 |
| Total unused commitments | $26,450,000 | 2,559 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $365,702,000 | 1,878 |
| Cash and due from depository institutions | $3,676,000 | 3,361 |
| Interest-bearing balances | $521,000 | 3,623 |
| Securities | $45,323,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $16,400,000 | 716 |
| Net loans & leases | $277,489,000 | 1,777 |
| Loan loss allowance | $4,769,000 | 1,315 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,681,000 | 1,079 |
| Other real estate owned | $658,000 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,475,000 | 1,810 |
| Life insurance assets | $4,645,000 | 1,339 |
| Total liabilities and capital | $365,702,000 | 1,878 |
| Total liabilities | $335,588,000 | 1,850 |
| Total deposits | $331,490,000 | 1,646 |
| Interest-bearing deposits | $309,433,000 | 1,545 |
| Deposits held in domestic offices | $331,490,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,098,000 | 1,327 |
| Total equity capital | $30,114,000 | 2,282 |
| Total bank equity capital | $30,114,000 | 2,282 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $10,888,000 | 2,477 |
| Undivided profits | $18,226,000 | 1,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,962,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,970,000 | 2,013 |
| Earning assets | $339,733,000 | 1,860 |
| Long-term assets (5+ years) | $32,269,000 | 3,052 |
| Average Assets, year-to-date | $360,419,750 | 1,868 |
| Average Assets, quarterly | $369,185,500 | 1,851 |
| Volatile liabilities | $17,546,000 | 5,119 |
| Insider loans | $210,000 | 6,420 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $43,407,000 | 1,893 |
| Tier 1 (core) risk-based capital | $31,677,000 | 2,070 |
| Tier 2 risk-based capital | $3,912,000 | 1,453 |
| Total risk weighted assets | $325,882,000 | 1,607 |
| Total unused commitments | $43,407,000 | 1,893 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $372,669,000 | 1,841 |
| Cash and due from depository institutions | $4,750,000 | 3,233 |
| Interest-bearing balances | $515,000 | 3,514 |
| Securities | $48,654,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $15,700,000 | 734 |
| Net loans & leases | $282,437,000 | 1,734 |
| Loan loss allowance | $4,684,000 | 1,275 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,218,000 | 1,126 |
| Other real estate owned | $0 | 3,233 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,910,000 | 1,864 |
| Life insurance assets | $4,600,000 | 1,345 |
| Total liabilities and capital | $372,669,000 | 1,841 |
| Total liabilities | $342,375,000 | 1,814 |
| Total deposits | $338,490,000 | 1,601 |
| Interest-bearing deposits | $315,814,000 | 1,495 |
| Deposits held in domestic offices | $338,490,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,885,000 | 1,380 |
| Total equity capital | $30,294,000 | 2,276 |
| Total bank equity capital | $30,294,000 | 2,276 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $10,888,000 | 2,468 |
| Undivided profits | $18,406,000 | 1,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,015,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,993,000 | 1,914 |
| Earning assets | $347,306,000 | 1,815 |
| Long-term assets (5+ years) | $36,101,000 | 2,837 |
| Average Assets, year-to-date | $358,659,000 | 1,881 |
| Average Assets, quarterly | $364,697,500 | 1,870 |
| Volatile liabilities | $17,569,000 | 5,125 |
| Insider loans | $164,000 | 6,655 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $50,398,000 | 1,722 |
| Tier 1 (core) risk-based capital | $31,061,000 | 2,119 |
| Tier 2 risk-based capital | $4,152,000 | 1,337 |
| Total risk weighted assets | $331,662,000 | 1,575 |
| Total unused commitments | $50,398,000 | 1,723 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 53 | 3,188 |
| Assets and Liabilities | ||
| Total Assets: | $356,726,000 | 1,905 |
| Cash and due from depository institutions | $6,848,000 | 3,188 |
| Interest-bearing balances | $510,000 | 3,635 |
| Securities | $45,386,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,992 |
| Net loans & leases | $279,236,000 | 1,704 |
| Loan loss allowance | $4,503,000 | 1,255 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,302,000 | 1,226 |
| Other real estate owned | $0 | 3,188 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,454,000 | 1,872 |
| Life insurance assets | $4,558,000 | 1,349 |
| Total liabilities and capital | $356,726,000 | 1,905 |
| Total liabilities | $326,388,000 | 1,870 |
| Total deposits | $322,280,000 | 1,674 |
| Interest-bearing deposits | $304,948,000 | 1,555 |
| Deposits held in domestic offices | $322,280,000 | 1,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,108,000 | 1,408 |
| Total equity capital | $30,338,000 | 2,324 |
| Total bank equity capital | $30,338,000 | 2,324 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $10,888,000 | 2,446 |
| Undivided profits | $18,450,000 | 1,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,831,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,918,000 | 2,057 |
| Earning assets | $330,632,000 | 1,882 |
| Long-term assets (5+ years) | $37,461,000 | 2,676 |
| Average Assets, year-to-date | $351,654,000 | 1,910 |
| Average Assets, quarterly | $351,654,000 | 1,910 |
| Volatile liabilities | $17,850,000 | 5,055 |
| Insider loans | $160,000 | 6,671 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $50,916,000 | 1,733 |
| Tier 1 (core) risk-based capital | $30,456,000 | 2,163 |
| Tier 2 risk-based capital | $4,146,000 | 1,302 |
| Total risk weighted assets | $331,132,000 | 1,541 |
| Total unused commitments | $50,916,000 | 1,734 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $346,582,000 | 1,943 |
| Cash and due from depository institutions | $4,469,000 | 3,102 |
| Interest-bearing balances | $505,000 | 3,145 |
| Securities | $45,982,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,514 |
| Net loans & leases | $266,978,000 | 1,769 |
| Loan loss allowance | $4,217,000 | 1,305 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,313,000 | 1,231 |
| Other real estate owned | $0 | 3,102 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,740,000 | 1,825 |
| Life insurance assets | $4,514,000 | 1,342 |
| Total liabilities and capital | $346,582,000 | 1,943 |
| Total liabilities | $317,210,000 | 1,909 |
| Total deposits | $313,661,000 | 1,711 |
| Interest-bearing deposits | $293,299,000 | 1,602 |
| Deposits held in domestic offices | $313,661,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,549,000 | 1,551 |
| Total equity capital | $29,372,000 | 2,374 |
| Total bank equity capital | $29,372,000 | 2,374 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $10,888,000 | 2,429 |
| Undivided profits | $17,484,000 | 2,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,009,000 | 2,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,812,000 | 2,366 |
| Earning assets | $322,565,000 | 1,925 |
| Long-term assets (5+ years) | $38,511,000 | 2,418 |
| Average Assets, year-to-date | $327,605,200 | 1,959 |
| Average Assets, quarterly | $341,942,000 | 1,939 |
| Volatile liabilities | $20,151,000 | 4,757 |
| Insider loans | $160,000 | 6,687 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $56,896,000 | 1,595 |
| Tier 1 (core) risk-based capital | $29,896,000 | 2,205 |
| Tier 2 risk-based capital | $4,013,000 | 1,324 |
| Total risk weighted assets | $320,820,000 | 1,576 |
| Total unused commitments | $56,896,000 | 1,595 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $337,302,000 | 1,952 |
| Cash and due from depository institutions | $3,155,000 | 3,127 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $44,879,000 | 2,529 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,097 |
| Net loans & leases | $263,261,000 | 1,758 |
| Loan loss allowance | $3,248,000 | 1,645 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,003,000 | 1,382 |
| Other real estate owned | $997,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,407,000 | 1,873 |
| Life insurance assets | $4,470,000 | 1,313 |
| Total liabilities and capital | $337,302,000 | 1,952 |
| Total liabilities | $307,887,000 | 1,923 |
| Total deposits | $304,131,000 | 1,741 |
| Interest-bearing deposits | $279,560,000 | 1,668 |
| Deposits held in domestic offices | $304,131,000 | 1,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,756,000 | 1,481 |
| Total equity capital | $29,415,000 | 2,340 |
| Total bank equity capital | $29,415,000 | 2,340 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $10,888,000 | 2,372 |
| Undivided profits | $17,527,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 2,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,865,000 | 2,473 |
| Earning assets | $314,740,000 | 1,921 |
| Long-term assets (5+ years) | $40,911,000 | 2,243 |
| Average Assets, year-to-date | $322,861,000 | 1,984 |
| Average Assets, quarterly | $329,390,000 | 1,974 |
| Volatile liabilities | $16,893,000 | 5,131 |
| Insider loans | $158,000 | 6,733 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,990,000 | 1,786 |
| Tier 1 (core) risk-based capital | $29,700,000 | 2,209 |
| Tier 2 risk-based capital | $3,248,000 | 1,606 |
| Total risk weighted assets | $311,772,000 | 1,595 |
| Total unused commitments | $49,990,000 | 1,786 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $321,478,000 | 2,039 |
| Cash and due from depository institutions | $3,032,000 | 3,329 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $41,714,000 | 2,680 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 1,156 |
| Net loans & leases | $245,317,000 | 1,885 |
| Loan loss allowance | $3,113,000 | 1,697 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,272,000 | 1,516 |
| Other real estate owned | $821,000 | 3,329 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,722,000 | 1,993 |
| Life insurance assets | $4,427,000 | 1,317 |
| Total liabilities and capital | $321,478,000 | 2,039 |
| Total liabilities | $292,534,000 | 2,011 |
| Total deposits | $289,731,000 | 1,846 |
| Interest-bearing deposits | $265,003,000 | 1,772 |
| Deposits held in domestic offices | $289,731,000 | 1,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,803,000 | 1,824 |
| Total equity capital | $28,944,000 | 2,359 |
| Total bank equity capital | $28,944,000 | 2,359 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $10,888,000 | 2,373 |
| Undivided profits | $17,056,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,023,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,606,000 | 2,624 |
| Earning assets | $300,631,000 | 2,011 |
| Long-term assets (5+ years) | $38,915,000 | 2,279 |
| Average Assets, year-to-date | $318,047,330 | 2,042 |
| Average Assets, quarterly | $321,384,500 | 2,031 |
| Volatile liabilities | $14,523,000 | 5,435 |
| Insider loans | $175,000 | 6,674 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $47,596,000 | 1,901 |
| Tier 1 (core) risk-based capital | $29,352,000 | 2,236 |
| Tier 2 risk-based capital | $3,113,000 | 1,661 |
| Total risk weighted assets | $292,674,000 | 1,686 |
| Total unused commitments | $47,596,000 | 1,902 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $321,291,000 | 2,037 |
| Cash and due from depository institutions | $3,475,000 | 3,363 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $43,192,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,334 |
| Net loans & leases | $250,955,000 | 1,831 |
| Loan loss allowance | $2,913,000 | 1,798 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,290,000 | 1,493 |
| Other real estate owned | $2,220,000 | 3,363 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,159,000 | 2,035 |
| Life insurance assets | $4,386,000 | 1,313 |
| Total liabilities and capital | $321,291,000 | 2,037 |
| Total liabilities | $292,872,000 | 2,008 |
| Total deposits | $289,635,000 | 1,854 |
| Interest-bearing deposits | $268,988,000 | 1,743 |
| Deposits held in domestic offices | $289,635,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,237,000 | 1,680 |
| Total equity capital | $28,419,000 | 2,395 |
| Total bank equity capital | $28,419,000 | 2,395 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $10,888,000 | 2,346 |
| Undivided profits | $16,531,000 | 2,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,642,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,872,000 | 2,180 |
| Earning assets | $299,147,000 | 2,014 |
| Long-term assets (5+ years) | $39,259,000 | 2,233 |
| Average Assets, year-to-date | $316,332,000 | 2,062 |
| Average Assets, quarterly | $316,332,000 | 2,062 |
| Volatile liabilities | $14,925,000 | 5,304 |
| Insider loans | $130,000 | 6,891 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $49,623,000 | 1,830 |
| Tier 1 (core) risk-based capital | $28,488,000 | 2,276 |
| Tier 2 risk-based capital | $2,913,000 | 1,739 |
| Total risk weighted assets | $298,668,000 | 1,646 |
| Total unused commitments | $49,623,000 | 1,831 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $311,373,000 | 2,079 |
| Cash and due from depository institutions | $3,065,000 | 3,301 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $40,195,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,576 |
| Net loans & leases | $245,891,000 | 1,849 |
| Loan loss allowance | $3,389,000 | 1,542 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,149,000 | 1,487 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,173,000 | 2,037 |
| Life insurance assets | $4,346,000 | 1,296 |
| Total liabilities and capital | $311,373,000 | 2,079 |
| Total liabilities | $283,825,000 | 2,053 |
| Total deposits | $281,428,000 | 1,865 |
| Interest-bearing deposits | $257,354,000 | 1,770 |
| Deposits held in domestic offices | $281,428,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,397,000 | 2,076 |
| Total equity capital | $27,548,000 | 2,409 |
| Total bank equity capital | $27,548,000 | 2,409 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $10,888,000 | 2,296 |
| Undivided profits | $15,660,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,901,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,764,000 | 2,381 |
| Earning assets | $291,986,000 | 2,040 |
| Long-term assets (5+ years) | $33,967,000 | 2,429 |
| Average Assets, year-to-date | $296,164,400 | 2,109 |
| Average Assets, quarterly | $309,937,500 | 2,075 |
| Volatile liabilities | $137,753,000 | 1,118 |
| Insider loans | $30,000 | 7,467 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $51,450,000 | 1,787 |
| Tier 1 (core) risk-based capital | $27,640,000 | 2,294 |
| Tier 2 risk-based capital | $3,389,000 | 1,529 |
| Total risk weighted assets | $293,846,000 | 1,653 |
| Total unused commitments | $51,450,000 | 1,787 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 50 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $308,502,000 | 2,090 |
| Cash and due from depository institutions | $4,719,000 | 3,382 |
| Interest-bearing balances | $1,208,000 | 2,218 |
| Securities | $42,305,000 | 2,694 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,683 |
| Net loans & leases | $246,846,000 | 1,836 |
| Loan loss allowance | $3,194,000 | 1,638 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,616,000 | 2,119 |
| Other real estate owned | $0 | 3,382 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,016,000 | 2,077 |
| Life insurance assets | $4,304,000 | 1,274 |
| Total liabilities and capital | $308,502,000 | 2,090 |
| Total liabilities | $281,921,000 | 2,052 |
| Total deposits | $279,019,000 | 1,859 |
| Interest-bearing deposits | $252,914,000 | 1,782 |
| Deposits held in domestic offices | $279,019,000 | 1,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,902,000 | 1,773 |
| Total equity capital | $26,581,000 | 2,473 |
| Total bank equity capital | $26,581,000 | 2,473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $10,888,000 | 2,261 |
| Undivided profits | $14,693,000 | 2,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,733,000 | 2,450 |
| Earning assets | $291,359,000 | 2,043 |
| Long-term assets (5+ years) | $36,337,000 | 2,294 |
| Average Assets, year-to-date | $292,362,250 | 2,139 |
| Average Assets, quarterly | $304,889,000 | 2,087 |
| Volatile liabilities | $122,951,000 | 1,227 |
| Insider loans | $9,134,000 | 736 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $62,638,000 | 1,553 |
| Tier 1 (core) risk-based capital | $26,777,000 | 2,352 |
| Tier 2 risk-based capital | $3,194,000 | 1,618 |
| Total risk weighted assets | $291,888,000 | 1,654 |
| Total unused commitments | $62,638,000 | 1,553 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $301,276,000 | 2,113 |
| Cash and due from depository institutions | $7,189,000 | 3,429 |
| Interest-bearing balances | $3,173,000 | 1,358 |
| Securities | $37,597,000 | 2,968 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 666 |
| Net loans & leases | $225,382,000 | 1,966 |
| Loan loss allowance | $3,018,000 | 1,710 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,350,000 | 2,189 |
| Other real estate owned | $0 | 3,429 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,558,000 | 2,156 |
| Life insurance assets | $4,263,000 | 1,258 |
| Total liabilities and capital | $301,276,000 | 2,113 |
| Total liabilities | $275,933,000 | 2,071 |
| Total deposits | $272,995,000 | 1,887 |
| Interest-bearing deposits | $246,081,000 | 1,809 |
| Deposits held in domestic offices | $272,995,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,938,000 | 1,621 |
| Total equity capital | $25,343,000 | 2,489 |
| Total bank equity capital | $25,343,000 | 2,489 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $10,888,000 | 2,222 |
| Undivided profits | $13,455,000 | 2,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,465,000 | 2,545 |
| Earning assets | $284,352,000 | 2,064 |
| Long-term assets (5+ years) | $23,819,000 | 3,006 |
| Average Assets, year-to-date | $286,982,330 | 2,183 |
| Average Assets, quarterly | $291,275,500 | 2,168 |
| Volatile liabilities | $119,018,000 | 1,257 |
| Insider loans | $2,725,000 | 2,325 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $58,336,000 | 1,646 |
| Tier 1 (core) risk-based capital | $25,836,000 | 2,384 |
| Tier 2 risk-based capital | $3,018,000 | 1,671 |
| Total risk weighted assets | $266,020,000 | 1,770 |
| Total unused commitments | $58,336,000 | 1,647 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $281,275,000 | 2,238 |
| Cash and due from depository institutions | $7,662,000 | 3,469 |
| Interest-bearing balances | $3,135,000 | 1,517 |
| Securities | $36,684,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,838 |
| Net loans & leases | $218,623,000 | 1,969 |
| Loan loss allowance | $2,744,000 | 1,834 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,309,000 | 1,559 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,497,000 | 2,368 |
| Life insurance assets | $4,224,000 | 1,233 |
| Total liabilities and capital | $281,275,000 | 2,238 |
| Total liabilities | $256,741,000 | 2,200 |
| Total deposits | $254,490,000 | 2,008 |
| Interest-bearing deposits | $228,717,000 | 1,896 |
| Deposits held in domestic offices | $254,490,000 | 2,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,251,000 | 1,986 |
| Total equity capital | $24,534,000 | 2,531 |
| Total bank equity capital | $24,534,000 | 2,531 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $10,888,000 | 2,163 |
| Undivided profits | $12,646,000 | 2,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,893,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,415,000 | 2,498 |
| Earning assets | $262,942,000 | 2,201 |
| Long-term assets (5+ years) | $23,525,000 | 3,001 |
| Average Assets, year-to-date | $279,835,500 | 2,227 |
| Average Assets, quarterly | $279,835,500 | 2,227 |
| Volatile liabilities | $111,439,000 | 1,264 |
| Insider loans | $2,358,000 | 2,565 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $54,050,000 | 1,736 |
| Tier 1 (core) risk-based capital | $24,762,000 | 2,442 |
| Tier 2 risk-based capital | $2,744,000 | 1,762 |
| Total risk weighted assets | $251,115,000 | 1,800 |
| Total unused commitments | $54,050,000 | 1,737 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $278,396,000 | 2,231 |
| Cash and due from depository institutions | $7,050,000 | 3,471 |
| Interest-bearing balances | $3,099,000 | 1,533 |
| Securities | $33,103,000 | 3,288 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 966 |
| Net loans & leases | $210,234,000 | 2,015 |
| Loan loss allowance | $2,661,000 | 1,876 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,200,000 | 1,565 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,009,000 | 2,243 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $278,396,000 | 2,231 |
| Total liabilities | $254,799,000 | 2,197 |
| Total deposits | $252,691,000 | 2,001 |
| Interest-bearing deposits | $228,176,000 | 1,864 |
| Deposits held in domestic offices | $252,691,000 | 1,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,108,000 | 2,061 |
| Total equity capital | $23,597,000 | 2,584 |
| Total bank equity capital | $23,597,000 | 2,584 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $10,888,000 | 2,127 |
| Undivided profits | $11,709,000 | 2,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,410,000 | 2,527 |
| Earning assets | $260,236,000 | 2,190 |
| Long-term assets (5+ years) | $17,934,000 | 3,505 |
| Average Assets, year-to-date | $264,443,600 | 2,241 |
| Average Assets, quarterly | $273,881,000 | 2,242 |
| Volatile liabilities | $118,368,000 | 1,178 |
| Insider loans | $2,073,000 | 2,753 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $56,484,000 | 1,610 |
| Tier 1 (core) risk-based capital | $23,784,000 | 2,479 |
| Tier 2 risk-based capital | $2,661,000 | 1,799 |
| Total risk weighted assets | $245,371,000 | 1,812 |
| Total unused commitments | $56,484,000 | 1,610 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $269,366,000 | 2,271 |
| Cash and due from depository institutions | $6,643,000 | 3,774 |
| Interest-bearing balances | $3,065,000 | 1,550 |
| Securities | $34,051,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $22,600,000 | 594 |
| Net loans & leases | $192,362,000 | 2,151 |
| Loan loss allowance | $2,613,000 | 1,880 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,115,000 | 1,535 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,595,000 | 2,292 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $269,366,000 | 2,271 |
| Total liabilities | $246,565,000 | 2,220 |
| Total deposits | $244,023,000 | 2,032 |
| Interest-bearing deposits | $213,944,000 | 1,933 |
| Deposits held in domestic offices | $244,023,000 | 2,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,542,000 | 1,717 |
| Total equity capital | $22,801,000 | 2,646 |
| Total bank equity capital | $22,801,000 | 2,646 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $10,888,000 | 2,065 |
| Undivided profits | $10,913,000 | 2,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,205,000 | 2,905 |
| Earning assets | $252,078,000 | 2,216 |
| Long-term assets (5+ years) | $16,114,000 | 3,727 |
| Average Assets, year-to-date | $260,955,500 | 2,254 |
| Average Assets, quarterly | $266,518,500 | 2,277 |
| Volatile liabilities | $101,959,000 | 1,293 |
| Insider loans | $5,487,000 | 1,167 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $54,350,000 | 1,641 |
| Tier 1 (core) risk-based capital | $22,791,000 | 2,542 |
| Tier 2 risk-based capital | $2,613,000 | 1,796 |
| Total risk weighted assets | $229,738,000 | 1,872 |
| Total unused commitments | $54,350,000 | 1,641 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $263,671,000 | 2,272 |
| Cash and due from depository institutions | $5,109,000 | 3,856 |
| Interest-bearing balances | $1,043,000 | 2,675 |
| Securities | $33,528,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,657 |
| Net loans & leases | $204,748,000 | 1,985 |
| Loan loss allowance | $2,495,000 | 1,940 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,075,000 | 1,509 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,311,000 | 2,279 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $263,671,000 | 2,272 |
| Total liabilities | $241,638,000 | 2,215 |
| Total deposits | $239,740,000 | 2,017 |
| Interest-bearing deposits | $215,924,000 | 1,881 |
| Deposits held in domestic offices | $239,740,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,898,000 | 2,048 |
| Total equity capital | $22,033,000 | 2,689 |
| Total bank equity capital | $22,033,000 | 2,689 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $10,888,000 | 2,011 |
| Undivided profits | $10,145,000 | 2,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,539,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,246,000 | 2,550 |
| Earning assets | $246,219,000 | 2,228 |
| Long-term assets (5+ years) | $15,289,000 | 3,880 |
| Average Assets, year-to-date | $258,152,000 | 2,257 |
| Average Assets, quarterly | $262,762,500 | 2,244 |
| Volatile liabilities | $105,575,000 | 1,214 |
| Insider loans | $57,000 | 7,494 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $42,375,000 | 1,923 |
| Tier 1 (core) risk-based capital | $21,950,000 | 2,568 |
| Tier 2 risk-based capital | $2,495,000 | 1,845 |
| Total risk weighted assets | $234,361,000 | 1,808 |
| Total unused commitments | $42,375,000 | 1,923 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $261,854,000 | 2,250 |
| Cash and due from depository institutions | $3,653,000 | 3,913 |
| Interest-bearing balances | $534,000 | 3,352 |
| Securities | $36,503,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 971 |
| Net loans & leases | $195,826,000 | 2,014 |
| Loan loss allowance | $2,317,000 | 2,047 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,067,000 | 1,483 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,005,000 | 2,344 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $261,854,000 | 2,250 |
| Total liabilities | $240,727,000 | 2,204 |
| Total deposits | $238,434,000 | 1,994 |
| Interest-bearing deposits | $213,940,000 | 1,890 |
| Deposits held in domestic offices | $238,434,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,293,000 | 1,747 |
| Total equity capital | $21,127,000 | 2,729 |
| Total bank equity capital | $21,127,000 | 2,729 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $10,888,000 | 1,968 |
| Undivided profits | $9,239,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,945,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,306,000 | 2,333 |
| Earning assets | $245,663,000 | 2,203 |
| Long-term assets (5+ years) | $17,777,000 | 3,652 |
| Average Assets, year-to-date | $255,392,500 | 2,291 |
| Average Assets, quarterly | $255,392,500 | 2,291 |
| Volatile liabilities | $101,726,000 | 1,202 |
| Insider loans | $57,000 | 7,539 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,917,000 | 1,903 |
| Tier 1 (core) risk-based capital | $21,079,000 | 2,630 |
| Tier 2 risk-based capital | $2,317,000 | 1,964 |
| Total risk weighted assets | $227,866,000 | 1,828 |
| Total unused commitments | $41,917,000 | 1,905 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $248,931,000 | 2,349 |
| Cash and due from depository institutions | $5,864,000 | 4,006 |
| Interest-bearing balances | $3,031,000 | 1,572 |
| Securities | $36,359,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,503 |
| Net loans & leases | $186,227,000 | 2,100 |
| Loan loss allowance | $2,281,000 | 2,053 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,101,000 | 1,446 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,680,000 | 2,407 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $248,931,000 | 2,349 |
| Total liabilities | $228,262,000 | 2,303 |
| Total deposits | $226,405,000 | 2,067 |
| Interest-bearing deposits | $204,050,000 | 1,950 |
| Deposits held in domestic offices | $226,405,000 | 2,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,857,000 | 2,040 |
| Total equity capital | $20,669,000 | 2,758 |
| Total bank equity capital | $20,669,000 | 2,758 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $10,888,000 | 1,936 |
| Undivided profits | $8,781,000 | 3,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,176,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,179,000 | 2,578 |
| Earning assets | $233,317,000 | 2,300 |
| Long-term assets (5+ years) | $17,844,000 | 3,699 |
| Average Assets, year-to-date | $236,752,200 | 2,357 |
| Average Assets, quarterly | $245,166,500 | 2,365 |
| Volatile liabilities | $96,068,000 | 1,241 |
| Insider loans | $57,000 | 7,572 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,744,000 | 2,015 |
| Tier 1 (core) risk-based capital | $20,337,000 | 2,664 |
| Tier 2 risk-based capital | $2,281,000 | 1,967 |
| Total risk weighted assets | $213,589,000 | 1,901 |
| Total unused commitments | $36,744,000 | 2,016 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $241,402,000 | 2,396 |
| Cash and due from depository institutions | $8,877,000 | 3,854 |
| Interest-bearing balances | $4,526,000 | 1,241 |
| Securities | $37,043,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,348 |
| Net loans & leases | $177,438,000 | 2,155 |
| Loan loss allowance | $2,176,000 | 2,137 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,180,000 | 1,398 |
| Other real estate owned | $0 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,464,000 | 4,279 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $241,402,000 | 2,396 |
| Total liabilities | $221,308,000 | 2,352 |
| Total deposits | $218,803,000 | 2,114 |
| Interest-bearing deposits | $192,705,000 | 2,041 |
| Deposits held in domestic offices | $218,803,000 | 2,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,505,000 | 1,598 |
| Total equity capital | $20,094,000 | 2,824 |
| Total bank equity capital | $20,094,000 | 2,824 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $10,888,000 | 1,900 |
| Undivided profits | $8,206,000 | 3,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,206,000 | 2,585 |
| Earning assets | $227,407,000 | 2,335 |
| Long-term assets (5+ years) | $18,667,000 | 3,668 |
| Average Assets, year-to-date | $233,707,500 | 2,381 |
| Average Assets, quarterly | $242,880,000 | 2,343 |
| Volatile liabilities | $80,075,000 | 1,413 |
| Insider loans | $57,000 | 7,572 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,326,000 | 1,978 |
| Tier 1 (core) risk-based capital | $19,661,000 | 2,735 |
| Tier 2 risk-based capital | $2,176,000 | 2,013 |
| Total risk weighted assets | $201,567,000 | 1,963 |
| Total unused commitments | $37,326,000 | 1,980 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $244,358,000 | 2,319 |
| Cash and due from depository institutions | $7,519,000 | 3,881 |
| Interest-bearing balances | $2,518,000 | 1,842 |
| Securities | $38,680,000 | 3,033 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,540 |
| Net loans & leases | $178,856,000 | 2,082 |
| Loan loss allowance | $2,299,000 | 2,020 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,212,000 | 1,368 |
| Other real estate owned | $297,000 | 3,881 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,894,000 | 2,657 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $244,358,000 | 2,319 |
| Total liabilities | $225,364,000 | 2,281 |
| Total deposits | $221,313,000 | 2,065 |
| Interest-bearing deposits | $191,962,000 | 2,012 |
| Deposits held in domestic offices | $221,313,000 | 2,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 4,352 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,551,000 | 2,152 |
| Total equity capital | $18,994,000 | 2,854 |
| Total bank equity capital | $18,994,000 | 2,854 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $10,888,000 | 1,855 |
| Undivided profits | $7,106,000 | 3,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,816,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,313,000 | 2,216 |
| Earning assets | $226,954,000 | 2,298 |
| Long-term assets (5+ years) | $18,116,000 | 3,840 |
| Average Assets, year-to-date | $231,142,670 | 2,406 |
| Average Assets, quarterly | $235,747,500 | 2,386 |
| Volatile liabilities | $84,946,000 | 1,321 |
| Insider loans | $50,000 | 7,676 |
| FHLB advances | $2,500,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,437,000 | 2,410 |
| Tier 1 (core) risk-based capital | $19,003,000 | 2,770 |
| Tier 2 risk-based capital | $2,299,000 | 1,893 |
| Total risk weighted assets | $200,374,000 | 1,945 |
| Total unused commitments | $27,437,000 | 2,412 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $227,137,000 | 2,466 |
| Cash and due from depository institutions | $6,907,000 | 4,029 |
| Interest-bearing balances | $2,511,000 | 2,053 |
| Securities | $29,120,000 | 3,747 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,797 |
| Net loans & leases | $171,021,000 | 2,115 |
| Loan loss allowance | $2,231,000 | 2,056 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,941,000 | 1,397 |
| Other real estate owned | $365,000 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,483,000 | 2,721 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $227,137,000 | 2,466 |
| Total liabilities | $208,000,000 | 2,423 |
| Total deposits | $201,854,000 | 2,249 |
| Interest-bearing deposits | $179,378,000 | 2,162 |
| Deposits held in domestic offices | $201,854,000 | 2,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,200,000 | 3,638 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,946,000 | 2,004 |
| Total equity capital | $19,137,000 | 2,893 |
| Total bank equity capital | $19,137,000 | 2,893 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $10,888,000 | 1,815 |
| Undivided profits | $7,249,000 | 3,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,789,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,308,000 | 2,188 |
| Earning assets | $210,952,000 | 2,443 |
| Long-term assets (5+ years) | $17,360,000 | 3,889 |
| Average Assets, year-to-date | $224,535,000 | 2,476 |
| Average Assets, quarterly | $224,535,000 | 2,476 |
| Volatile liabilities | $77,821,000 | 1,346 |
| Insider loans | $50,000 | 7,696 |
| FHLB advances | $4,200,000 | 3,479 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,973,000 | 2,386 |
| Tier 1 (core) risk-based capital | $18,395,000 | 2,826 |
| Tier 2 risk-based capital | $2,231,000 | 1,920 |
| Total risk weighted assets | $192,582,000 | 1,975 |
| Total unused commitments | $26,973,000 | 2,392 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $221,933,000 | 2,519 |
| Cash and due from depository institutions | $6,184,000 | 4,223 |
| Interest-bearing balances | $3,003,000 | 1,740 |
| Securities | $30,969,000 | 3,627 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,141 |
| Net loans & leases | $162,387,000 | 2,195 |
| Loan loss allowance | $2,103,000 | 2,162 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,042,000 | 1,363 |
| Other real estate owned | $365,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,686,000 | 2,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,933,000 | 2,519 |
| Total liabilities | $203,749,000 | 2,471 |
| Total deposits | $196,160,000 | 2,303 |
| Interest-bearing deposits | $172,787,000 | 2,233 |
| Deposits held in domestic offices | $196,160,000 | 2,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,200,000 | 3,074 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,389,000 | 2,462 |
| Total equity capital | $18,184,000 | 2,954 |
| Total bank equity capital | $18,184,000 | 2,954 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $10,888,000 | 1,795 |
| Undivided profits | $6,296,000 | 4,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,123,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,206,000 | 2,504 |
| Earning assets | $206,659,000 | 2,480 |
| Long-term assets (5+ years) | $20,323,000 | 3,577 |
| Average Assets, year-to-date | $200,715,200 | 2,687 |
| Average Assets, quarterly | $216,984,500 | 2,563 |
| Volatile liabilities | $76,725,000 | 1,376 |
| Insider loans | $50,000 | 7,750 |
| FHLB advances | $6,200,000 | 2,928 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,099,000 | 2,568 |
| Tier 1 (core) risk-based capital | $17,721,000 | 2,877 |
| Tier 2 risk-based capital | $2,103,000 | 2,012 |
| Total risk weighted assets | $185,140,000 | 2,027 |
| Total unused commitments | $23,099,000 | 2,572 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $212,036,000 | 2,622 |
| Cash and due from depository institutions | $6,809,000 | 4,164 |
| Interest-bearing balances | $3,275,000 | 1,806 |
| Securities | $26,492,000 | 3,984 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,564 |
| Net loans & leases | $163,620,000 | 2,170 |
| Loan loss allowance | $2,089,000 | 2,183 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,025,000 | 1,351 |
| Other real estate owned | $365,000 | 4,164 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,625,000 | 2,652 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,036,000 | 2,622 |
| Total liabilities | $194,379,000 | 2,577 |
| Total deposits | $186,079,000 | 2,427 |
| Interest-bearing deposits | $168,530,000 | 2,286 |
| Deposits held in domestic offices | $186,079,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,200,000 | 3,021 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,100,000 | 1,842 |
| Total equity capital | $17,657,000 | 3,026 |
| Total bank equity capital | $17,657,000 | 3,026 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $10,888,000 | 1,778 |
| Undivided profits | $5,769,000 | 4,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,569,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,305,000 | 2,411 |
| Earning assets | $196,487,000 | 2,589 |
| Long-term assets (5+ years) | $22,732,000 | 3,353 |
| Average Assets, year-to-date | $195,410,750 | 2,755 |
| Average Assets, quarterly | $207,877,500 | 2,653 |
| Volatile liabilities | $76,642,000 | 1,334 |
| Insider loans | $50,000 | 7,807 |
| FHLB advances | $6,200,000 | 2,872 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,748,000 | 2,392 |
| Tier 1 (core) risk-based capital | $17,204,000 | 2,950 |
| Tier 2 risk-based capital | $2,089,000 | 2,016 |
| Total risk weighted assets | $183,406,000 | 2,024 |
| Total unused commitments | $25,748,000 | 2,395 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $203,719,000 | 2,705 |
| Cash and due from depository institutions | $6,155,000 | 4,424 |
| Interest-bearing balances | $3,469,000 | 1,899 |
| Securities | $27,688,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,414 |
| Net loans & leases | $151,563,000 | 2,286 |
| Loan loss allowance | $1,925,000 | 2,307 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,107,000 | 1,302 |
| Other real estate owned | $365,000 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,341,000 | 2,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,719,000 | 2,705 |
| Total liabilities | $186,309,000 | 2,663 |
| Total deposits | $178,578,000 | 2,497 |
| Interest-bearing deposits | $161,503,000 | 2,357 |
| Deposits held in domestic offices | $178,578,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,200,000 | 2,983 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,531,000 | 2,464 |
| Total equity capital | $17,410,000 | 3,072 |
| Total bank equity capital | $17,410,000 | 3,072 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $10,888,000 | 1,741 |
| Undivided profits | $5,522,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,676,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,230,000 | 2,453 |
| Earning assets | $189,220,000 | 2,668 |
| Long-term assets (5+ years) | $21,855,000 | 3,277 |
| Average Assets, year-to-date | $189,869,000 | 2,801 |
| Average Assets, quarterly | $193,356,000 | 2,794 |
| Volatile liabilities | $72,072,000 | 1,384 |
| Insider loans | $50,000 | 7,876 |
| FHLB advances | $6,200,000 | 2,815 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,091,000 | 2,701 |
| Tier 1 (core) risk-based capital | $16,601,000 | 3,006 |
| Tier 2 risk-based capital | $1,925,000 | 2,115 |
| Total risk weighted assets | $172,543,000 | 2,106 |
| Total unused commitments | $21,091,000 | 2,708 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $182,993,000 | 2,922 |
| Cash and due from depository institutions | $4,715,000 | 4,413 |
| Interest-bearing balances | $2,561,000 | 2,238 |
| Securities | $25,262,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $141,158,000 | 2,400 |
| Loan loss allowance | $1,824,000 | 2,373 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,118,000 | 1,286 |
| Other real estate owned | $869,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,871,000 | 2,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,993,000 | 2,922 |
| Total liabilities | $166,394,000 | 2,901 |
| Total deposits | $158,650,000 | 2,783 |
| Interest-bearing deposits | $143,671,000 | 2,644 |
| Deposits held in domestic offices | $158,650,000 | 2,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,200,000 | 2,891 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,544,000 | 2,474 |
| Total equity capital | $16,599,000 | 3,150 |
| Total bank equity capital | $16,599,000 | 3,150 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $10,888,000 | 1,710 |
| Undivided profits | $4,711,000 | 4,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,020,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,027,000 | 2,964 |
| Earning assets | $168,981,000 | 2,887 |
| Long-term assets (5+ years) | $21,727,000 | 3,219 |
| Average Assets, year-to-date | $182,944,000 | 2,882 |
| Average Assets, quarterly | $182,944,000 | 2,882 |
| Volatile liabilities | $56,402,000 | 1,666 |
| Insider loans | $50,000 | 7,873 |
| FHLB advances | $6,200,000 | 2,735 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,205,000 | 2,521 |
| Tier 1 (core) risk-based capital | $16,059,000 | 3,056 |
| Tier 2 risk-based capital | $1,824,000 | 2,169 |
| Total risk weighted assets | $160,210,000 | 2,218 |
| Total unused commitments | $22,205,000 | 2,529 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $182,895,000 | 2,857 |
| Cash and due from depository institutions | $5,574,000 | 4,296 |
| Interest-bearing balances | $2,554,000 | 2,119 |
| Securities | $24,449,000 | 4,060 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,556 |
| Net loans & leases | $134,274,000 | 2,494 |
| Loan loss allowance | $2,107,000 | 2,027 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,149,000 | 1,264 |
| Other real estate owned | $365,000 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,784,000 | 4,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,895,000 | 2,857 |
| Total liabilities | $166,816,000 | 2,829 |
| Total deposits | $159,078,000 | 2,710 |
| Interest-bearing deposits | $143,884,000 | 2,594 |
| Deposits held in domestic offices | $159,078,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,200,000 | 2,913 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,538,000 | 2,489 |
| Total equity capital | $16,079,000 | 3,199 |
| Total bank equity capital | $16,079,000 | 3,199 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $10,888,000 | 1,671 |
| Undivided profits | $4,191,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,354,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,004,000 | 3,202 |
| Earning assets | $170,577,000 | 2,820 |
| Long-term assets (5+ years) | $15,027,000 | 3,967 |
| Average Assets, year-to-date | $177,246,400 | 2,824 |
| Average Assets, quarterly | $182,079,500 | 2,850 |
| Volatile liabilities | $56,951,000 | 1,641 |
| Insider loans | $50,000 | 7,929 |
| FHLB advances | $6,200,000 | 2,737 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,432,000 | 2,284 |
| Tier 1 (core) risk-based capital | $15,660,000 | 3,074 |
| Tier 2 risk-based capital | $1,941,000 | 2,034 |
| Total risk weighted assets | $155,098,000 | 2,261 |
| Total unused commitments | $24,432,000 | 2,289 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $168,885,000 | 2,954 |
| Cash and due from depository institutions | $3,363,000 | 5,385 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,326,000 | 4,788 |
| Federal funds sold & reverse repurchase agreements | $12,750,000 | 1,153 |
| Net loans & leases | $124,594,000 | 2,578 |
| Loan loss allowance | $2,314,000 | 1,738 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,340,000 | 1,181 |
| Other real estate owned | $47,000 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,465,000 | 3,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,885,000 | 2,954 |
| Total liabilities | $155,097,000 | 2,907 |
| Total deposits | $144,710,000 | 2,818 |
| Interest-bearing deposits | $130,482,000 | 2,700 |
| Deposits held in domestic offices | $144,710,000 | 2,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,700,000 | 2,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,687,000 | 2,312 |
| Total equity capital | $13,788,000 | 3,450 |
| Total bank equity capital | $13,788,000 | 3,450 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $10,138,000 | 1,668 |
| Undivided profits | $2,650,000 | 5,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,280,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,145,000 | 3,028 |
| Earning assets | $155,670,000 | 2,935 |
| Long-term assets (5+ years) | $7,996,000 | 5,277 |
| Average Assets, year-to-date | $157,591,400 | 2,999 |
| Average Assets, quarterly | $168,555,500 | 2,928 |
| Volatile liabilities | $60,815,000 | 1,501 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $6,200,000 | 2,570 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,025,000 | 3,033 |
| Tier 1 (core) risk-based capital | $13,565,000 | 3,344 |
| Tier 2 risk-based capital | $1,749,000 | 2,088 |
| Total risk weighted assets | $139,641,000 | 2,392 |
| Total unused commitments | $15,025,000 | 3,041 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $133,107,000 | 3,499 |
| Cash and due from depository institutions | $2,622,000 | 6,049 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $30,614,000 | 3,386 |
| Federal funds sold & reverse repurchase agreements | $4,445,000 | 2,612 |
| Net loans & leases | $88,070,000 | 3,390 |
| Loan loss allowance | $920,000 | 3,728 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,776,000 | 1,500 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,580,000 | 4,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,107,000 | 3,499 |
| Total liabilities | $122,834,000 | 3,404 |
| Total deposits | $117,135,000 | 3,276 |
| Interest-bearing deposits | $105,771,000 | 3,144 |
| Deposits held in domestic offices | $117,135,000 | 3,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,700,000 | 3,290 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,999,000 | 2,068 |
| Total equity capital | $10,273,000 | 4,301 |
| Total bank equity capital | $10,273,000 | 4,301 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $7,638,000 | 2,123 |
| Undivided profits | $1,635,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 2,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $770,000 | 3,535 |
| Earning assets | $123,129,000 | 3,467 |
| Long-term assets (5+ years) | $11,324,000 | 4,321 |
| Average Assets, year-to-date | $114,124,600 | 3,833 |
| Average Assets, quarterly | $126,923,000 | 3,585 |
| Volatile liabilities | $58,605,000 | 1,518 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,341,000 | 3,671 |
| Tier 1 (core) risk-based capital | $9,990,000 | 4,290 |
| Tier 2 risk-based capital | $920,000 | 3,522 |
| Total risk weighted assets | $101,108,500 | 3,060 |
| Total unused commitments | $10,341,000 | 3,672 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $94,946,000 | 4,599 |
| Cash and due from depository institutions | $2,695,000 | 7,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,874,000 | 5,412 |
| Federal funds sold & reverse repurchase agreements | $5,640,000 | 1,698 |
| Net loans & leases | $63,803,000 | 4,290 |
| Loan loss allowance | $710,000 | 4,490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,961,000 | 1,717 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $973,000 | 6,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,946,000 | 4,599 |
| Total liabilities | $86,297,000 | 4,577 |
| Total deposits | $81,490,000 | 4,488 |
| Interest-bearing deposits | $71,963,000 | 4,373 |
| Deposits held in domestic offices | $81,490,000 | 4,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,700,000 | 3,272 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,107,000 | 3,011 |
| Total equity capital | $8,649,000 | 4,780 |
| Total bank equity capital | $8,649,000 | 4,780 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $7,638,000 | 2,088 |
| Undivided profits | $11,000 | 9,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 4,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $422,000 | 5,207 |
| Earning assets | $86,317,000 | 4,637 |
| Long-term assets (5+ years) | $9,037,000 | 5,088 |
| Average Assets, year-to-date | $72,517,200 | 5,417 |
| Average Assets, quarterly | $88,444,500 | 4,844 |
| Volatile liabilities | $41,977,000 | 1,911 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,300,000 | 4,200 |
| Tier 1 (core) risk-based capital | $8,766,000 | 4,748 |
| Tier 2 risk-based capital | $710,000 | 4,198 |
| Total risk weighted assets | $72,415,700 | 3,950 |
| Total unused commitments | $8,300,000 | 4,205 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $51,889,000 | 6,857 |
| Cash and due from depository institutions | $1,791,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,916,000 | 9,529 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 4,069 |
| Net loans & leases | $39,448,000 | 5,762 |
| Loan loss allowance | $550,000 | 5,272 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,289,000 | 2,465 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $470,000 | 8,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,889,000 | 6,857 |
| Total liabilities | $47,754,000 | 6,716 |
| Total deposits | $47,388,000 | 6,534 |
| Interest-bearing deposits | $40,897,000 | 6,482 |
| Deposits held in domestic offices | $47,388,000 | 6,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $366,000 | 6,811 |
| Total equity capital | $4,135,000 | 7,798 |
| Total bank equity capital | $4,135,000 | 7,798 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,713,000 | 3,640 |
| Undivided profits | $-578,000 | 10,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 4,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $227,000 | 7,554 |
| Earning assets | $46,339,000 | 6,916 |
| Long-term assets (5+ years) | $2,009,000 | 7,729 |
| Average Assets, year-to-date | $40,750,000 | 7,509 |
| Average Assets, quarterly | $49,208,000 | 6,955 |
| Volatile liabilities | $12,417,000 | 4,347 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,617,000 | 5,041 |
| Tier 1 (core) risk-based capital | $4,131,000 | 7,667 |
| Tier 2 risk-based capital | $550,000 | 4,881 |
| Total risk weighted assets | $44,789,900 | 5,482 |
| Total unused commitments | $5,617,000 | 5,047 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $30,558,000 | 8,812 |
| Cash and due from depository institutions | $750,000 | 9,630 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $500,000 | 10,690 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,894 |
| Net loans & leases | $21,070,000 | 8,099 |
| Loan loss allowance | $320,000 | 7,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,409,000 | 2,336 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $66,000 | 2,794 |
| All other assets | $163,000 | 10,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,558,000 | 8,812 |
| Total liabilities | $26,976,000 | 8,832 |
| Total deposits | $26,716,000 | 8,725 |
| Interest-bearing deposits | $23,523,000 | 8,583 |
| Deposits held in domestic offices | $26,716,000 | 8,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $260,000 | 8,252 |
| Total equity capital | $3,582,000 | 8,428 |
| Total bank equity capital | $3,582,000 | 8,428 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,456,000 | 3,775 |
| Undivided profits | $-874,000 | 10,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $144,000 | 9,133 |
| Earning assets | $26,170,000 | 8,988 |
| Long-term assets (5+ years) | $1,655,000 | 7,941 |
| Average Assets, year-to-date | $19,299,800 | 9,828 |
| Average Assets, quarterly | $27,064,000 | 9,104 |
| Volatile liabilities | $5,470,000 | 6,864 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,478,000 | 6,127 |
| Tier 1 (core) risk-based capital | $3,516,000 | 8,401 |
| Tier 2 risk-based capital | $315,980 | 6,890 |
| Total risk weighted assets | $25,274,680 | 7,632 |
| Total unused commitments | $3,478,000 | 6,136 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $9,745,000 | 11,214 |
| Cash and due from depository institutions | $865,000 | 10,883 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,219 |
| Net loans & leases | $3,608,000 | 11,242 |
| Loan loss allowance | $80,000 | 10,783 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,282,000 | 5,214 |
| Other real estate owned | $0 | 10,883 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $140,000 | 11,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,745,000 | 11,214 |
| Total liabilities | $5,536,000 | 11,364 |
| Total deposits | $5,479,000 | 11,326 |
| Interest-bearing deposits | $4,982,000 | 11,253 |
| Deposits held in domestic offices | $5,479,000 | 11,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $57,000 | 11,129 |
| Total equity capital | $4,209,000 | 7,993 |
| Total bank equity capital | $4,209,000 | 7,993 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $3,456,000 | 3,860 |
| Undivided profits | $-247,000 | 11,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $7,458,000 | 11,280 |
| Long-term assets (5+ years) | $116,000 | 9,790 |
| Average Assets, year-to-date | $7,612,000 | 11,332 |
| Average Assets, quarterly | $7,612,000 | 11,338 |
| Volatile liabilities | $2,090,000 | 9,394 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $4,209,000 | 7,900 |
| Tier 2 risk-based capital | $74,010 | 10,717 |
| Total risk weighted assets | $5,914,510 | 11,081 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |