Home > Raritan Savings Bank > Loan Charge- Offs and Recoveries

Raritan Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$289,0002,395
Loans secured by real estate, total$246,000698
To non-U.S. addressees$013
Real estate loans in domestic offices$246,000696
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$64,0001,090
Secured by multifamily residential properties$152,00091
Secured by nonfarm nonresidential properties$30,000896
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$9,0005,429
Loans to individuals$34,0004,479
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0004,052
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$275,000917
Loans secured by real estate, total$263,000321
To non-U.S. addressees$010
Real estate loans in domestic offices$263,000320
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$263,000151
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$06,193
Loans to individuals$12,0003,948
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0003,642
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$14,0006,737
Loans secured by real estate, total$-17,0009,756
To non-U.S. addressees$012
Real estate loans in domestic offices$-17,0009,774
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-199,00010,438
Secured by multifamily residential properties$152,00072
Secured by nonfarm nonresidential properties$30,000707
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$9,0004,475
To non-U.S. addressees$036
Loans to individuals$22,0004,410
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0003,961
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$409,0002,013
Loans secured by real estate, total$374,000612
To non-U.S. addressees$011
Real estate loans in domestic offices$374,000612
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$219,000522
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$155,000470
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$2,0006,519
Loans to individuals$33,0004,685
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$33,0004,238
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$150,0001,704
Loans secured by real estate, total$144,000561
To non-U.S. addressees$012
Real estate loans in domestic offices$144,000561
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$144,000265
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$06,592
Loans to individuals$6,0005,240
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0004,922
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$259,0002,156
Loans secured by real estate, total$230,000643
To non-U.S. addressees$010
Real estate loans in domestic offices$230,000640
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$75,000906
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$155,000326
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$2,0005,221
To non-U.S. addressees$021
Loans to individuals$27,0004,261
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$27,0003,784
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$380,0002,231
Loans secured by real estate, total$366,000754
To non-U.S. addressees$010
Real estate loans in domestic offices$366,000754
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$366,000407
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$07,405
Loans to individuals$14,0006,429
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$14,0005,897
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$10,0007,256
Loans secured by real estate, total$1,0004,256
To non-U.S. addressees$08
Real estate loans in domestic offices$1,0004,255
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$1,0003,141
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$07,068
Loans to individuals$9,0004,766
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,461
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$370,0001,774
Loans secured by real estate, total$365,000585
To non-U.S. addressees$07
Real estate loans in domestic offices$365,000584
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$365,000339
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$05,817
To non-U.S. addressees$022
Loans to individuals$5,0006,877
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,0006,348
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$464,0001,853
Loans secured by real estate, total$386,000830
To non-U.S. addressees$015
Real estate loans in domestic offices$386,000829
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$135,000899
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$251,000561
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$07,579
Loans to individuals$78,0002,754
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$78,0002,397
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$17,0006,625
Loans secured by real estate, total$10,0002,816
To non-U.S. addressees$013
Real estate loans in domestic offices$10,0002,815
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$9,0001,355
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$07,599
Loans to individuals$7,0005,474
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,145
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$447,0001,481
Loans secured by real estate, total$376,000686
To non-U.S. addressees$012
Real estate loans in domestic offices$376,000685
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$134,000743
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$242,000473
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$05,683
To non-U.S. addressees$022
Loans to individuals$71,0002,223
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$71,0001,861
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$675,0001,471
Loans secured by real estate, total$637,000710
To non-U.S. addressees$013
Real estate loans in domestic offices$637,000710
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$206,000740
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$431,000476
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$7,0006,486
Loans to individuals$31,0004,556
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$31,0004,085
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$10,0008,330
Loans secured by real estate, total$5,0003,936
To non-U.S. addressees$012
Real estate loans in domestic offices$5,0003,937
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$5,0002,570
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$08,252
Loans to individuals$5,0006,495
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0006,206
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$665,0001,132
Loans secured by real estate, total$632,000593
To non-U.S. addressees$09
Real estate loans in domestic offices$632,000593
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$201,000631
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$431,000395
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$7,0004,644
To non-U.S. addressees$026
Loans to individuals$26,0003,693
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$879,0001,543
Loans secured by real estate, total$735,000829
To non-U.S. addresseesNANA
Real estate loans in domestic offices$735,000827
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$479,000485
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$256,000814
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$144,0001,933
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$144,0001,615
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$26,0006,652
Loans secured by real estate, total$3,0004,734
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,734
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$3,0003,266
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$23,0003,372
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0003,115
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$853,0001,274
Loans secured by real estate, total$732,000730
To non-U.S. addresseesNANA
Real estate loans in domestic offices$732,000728
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$476,000416
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$256,000717
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$121,0001,603
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$121,0001,242
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$354,0003,661
Loans secured by real estate, total$320,0001,671
To non-U.S. addresseesNANA
Real estate loans in domestic offices$320,0001,671
Construction and land development$90,000835
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$230,000933
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$34,0005,599
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0005,177
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$50,0005,158
Loans secured by real estate, total$8,0003,737
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,737
Construction and land development$8,000668
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$42,0002,382
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$42,0002,172
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$304,0003,304
Loans secured by real estate, total$312,0001,533
To non-U.S. addresseesNANA
Real estate loans in domestic offices$312,0001,533
Construction and land development$82,000821
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$230,000823
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$-8,00013,537
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-8,00013,477
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.