Home > Raritan Savings Bank > Assets and Liabilities
Raritan Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $431,533,000 | 1,073 |
| Cash and due from depository institutions | $11,020,000 | 1,985 |
| Interest-bearing balances | $4,867,000 | 1,251 |
| Securities | $52,956,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $50,100,000 | 332 |
| Net loans & leases | $299,138,000 | 960 |
| Loan loss allowance | $3,592,000 | 1,044 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,718,000 | 1,402 |
| Other real estate owned | $475,000 | 1,985 |
| Goodwill and other intangibles | $315,000 | 2,107 |
| All other assets | $11,811,000 | 773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,533,000 | 1,073 |
| Total liabilities | $397,780,000 | 1,059 |
| Total deposits | $359,808,000 | 1,019 |
| Interest-bearing deposits | $326,739,000 | 979 |
| Deposits held in domestic offices | $359,808,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 549 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000 | 5,164 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,963,000 | 1,447 |
| Total equity capital | $33,753,000 | 1,335 |
| Total bank equity capital | $33,753,000 | 1,335 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $9,940,000 | 1,575 |
| Undivided profits | $23,213,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,493,000 | 1,404 |
| Earning assets | $407,061,000 | 1,052 |
| Long-term assets (5+ years) | $102,625,000 | 873 |
| Average Assets, year-to-date | $425,311,800 | 1,040 |
| Average Assets, quarterly | $432,429,000 | 1,056 |
| Volatile liabilities | $54,723,000 | 1,285 |
| Insider loans | $6,468,000 | 634 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $42,807,000 | 1,262 |
| Tier 1 (core) risk-based capital | $32,362,000 | 1,308 |
| Tier 2 risk-based capital | $3,389,720 | 1,010 |
| Total risk weighted assets | $261,243,520 | 1,110 |
| Total unused commitments | $42,807,000 | 1,268 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $408,284,000 | 1,144 |
| Cash and due from depository institutions | $7,316,000 | 1,959 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $92,929,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $26,700,000 | 505 |
| Net loans & leases | $264,294,000 | 1,130 |
| Loan loss allowance | $3,306,000 | 1,145 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,861,000 | 1,323 |
| Other real estate owned | $140,000 | 1,959 |
| Goodwill and other intangibles | $431,000 | 1,857 |
| All other assets | $10,613,000 | 827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $408,284,000 | 1,144 |
| Total liabilities | $377,461,000 | 1,124 |
| Total deposits | $339,613,000 | 1,101 |
| Interest-bearing deposits | $313,107,000 | 1,028 |
| Deposits held in domestic offices | $339,613,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 869 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,103,000 | 956 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,745,000 | 1,563 |
| Total equity capital | $30,823,000 | 1,469 |
| Total bank equity capital | $30,823,000 | 1,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $9,940,000 | 1,567 |
| Undivided profits | $20,283,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,430,000 | 1,535 |
| Earning assets | $383,923,000 | 1,122 |
| Long-term assets (5+ years) | $88,512,000 | 857 |
| Average Assets, year-to-date | $389,153,000 | 1,149 |
| Average Assets, quarterly | $407,771,000 | 1,135 |
| Volatile liabilities | $53,355,000 | 1,341 |
| Insider loans | $6,216,000 | 642 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $44,925,000 | 1,178 |
| Tier 1 (core) risk-based capital | $29,605,000 | 1,435 |
| Tier 2 risk-based capital | $2,851,140 | 1,116 |
| Total risk weighted assets | $227,636,240 | 1,250 |
| Total unused commitments | $44,925,000 | 1,181 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $375,632,000 | 1,279 |
| Cash and due from depository institutions | $5,451,000 | 2,234 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $101,844,000 | 1,168 |
| Federal funds sold & reverse repurchase agreements | $27,300,000 | 485 |
| Net loans & leases | $231,373,000 | 1,299 |
| Loan loss allowance | $2,965,000 | 1,345 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,689,000 | 2,143 |
| Other real estate owned | $794,000 | 2,234 |
| Goodwill and other intangibles | $547,000 | 1,632 |
| All other assets | $4,634,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,632,000 | 1,279 |
| Total liabilities | $347,367,000 | 1,252 |
| Total deposits | $334,135,000 | 1,161 |
| Interest-bearing deposits | $309,568,000 | 1,084 |
| Deposits held in domestic offices | $334,135,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,154,000 | 1,314 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,078,000 | 1,440 |
| Total equity capital | $28,265,000 | 1,606 |
| Total bank equity capital | $28,265,000 | 1,606 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $9,940,000 | 1,614 |
| Undivided profits | $17,725,000 | 1,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,200,000 | 1,837 |
| Earning assets | $360,517,000 | 1,224 |
| Long-term assets (5+ years) | $83,302,000 | 839 |
| Average Assets, year-to-date | $364,311,800 | 1,255 |
| Average Assets, quarterly | $364,935,000 | 1,292 |
| Volatile liabilities | $26,499,000 | 2,314 |
| Insider loans | $6,659,000 | 639 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $40,229,000 | 1,246 |
| Tier 1 (core) risk-based capital | $26,764,000 | 1,602 |
| Tier 2 risk-based capital | $2,507,940 | 1,282 |
| Total risk weighted assets | $200,178,040 | 1,427 |
| Total unused commitments | $40,229,000 | 1,252 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $354,225,000 | 1,345 |
| Cash and due from depository institutions | $8,586,000 | 2,550 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $114,622,000 | 1,093 |
| Federal funds sold & reverse repurchase agreements | $31,300,000 | 502 |
| Net loans & leases | $192,208,000 | 1,499 |
| Loan loss allowance | $2,582,000 | 1,557 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,231,000 | 2,387 |
| Other real estate owned | $520,000 | 2,550 |
| Goodwill and other intangibles | $664,000 | 1,411 |
| All other assets | $3,094,000 | 2,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,225,000 | 1,345 |
| Total liabilities | $327,910,000 | 1,331 |
| Total deposits | $316,699,000 | 1,241 |
| Interest-bearing deposits | $292,874,000 | 1,160 |
| Deposits held in domestic offices | $316,699,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,206,000 | 1,156 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,005,000 | 3,623 |
| Total equity capital | $26,315,000 | 1,704 |
| Total bank equity capital | $26,315,000 | 1,704 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $8,464,000 | 1,850 |
| Undivided profits | $17,251,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,035,000 | 2,233 |
| Earning assets | $338,130,000 | 1,300 |
| Long-term assets (5+ years) | $74,206,000 | 873 |
| Average Assets, year-to-date | $336,903,200 | 1,356 |
| Average Assets, quarterly | $344,770,500 | 1,367 |
| Volatile liabilities | $23,053,000 | 2,348 |
| Insider loans | $2,254,000 | 1,909 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $137,000 | 1,362 |
| Unused loan commitments | $29,301,000 | 1,507 |
| Tier 1 (core) risk-based capital | $24,745,000 | 1,723 |
| Tier 2 risk-based capital | $2,070,750 | 1,528 |
| Total risk weighted assets | $165,148,550 | 1,712 |
| Total unused commitments | $29,301,000 | 1,516 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $333,284,000 | 1,390 |
| Cash and due from depository institutions | $7,069,000 | 2,785 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $127,343,000 | 1,026 |
| Federal funds sold & reverse repurchase agreements | $9,275,000 | 1,011 |
| Net loans & leases | $179,883,000 | 1,564 |
| Loan loss allowance | $2,729,000 | 1,518 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,320,000 | 2,236 |
| Other real estate owned | $1,677,000 | 2,785 |
| Goodwill and other intangibles | $780,000 | 1,210 |
| All other assets | $3,937,000 | 2,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,284,000 | 1,390 |
| Total liabilities | $309,875,000 | 1,368 |
| Total deposits | $298,337,000 | 1,262 |
| Interest-bearing deposits | $276,448,000 | 1,182 |
| Deposits held in domestic offices | $298,337,000 | 1,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,792,000 | 1,293 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $872,000 | 3,300 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $874,000 | 3,390 |
| Total equity capital | $23,409,000 | 1,767 |
| Total bank equity capital | $23,409,000 | 1,767 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $8,464,000 | 1,786 |
| Undivided profits | $14,345,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $888,000 | 2,246 |
| Earning assets | $316,501,000 | 1,344 |
| Long-term assets (5+ years) | $114,547,000 | 607 |
| Average Assets, year-to-date | $323,560,600 | 1,390 |
| Average Assets, quarterly | $331,955,500 | 1,392 |
| Volatile liabilities | $18,160,000 | 2,741 |
| Insider loans | $1,284,000 | 3,069 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $139,000 | 1,170 |
| Unused loan commitments | $18,097,000 | 2,071 |
| Tier 1 (core) risk-based capital | $23,865,000 | 1,730 |
| Tier 2 risk-based capital | $1,936,210 | 1,635 |
| Total risk weighted assets | $154,103,910 | 1,801 |
| Total unused commitments | $18,097,000 | 2,082 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $307,006,000 | 1,531 |
| Cash and due from depository institutions | $3,481,000 | 2,991 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $121,074,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,160 |
| Net loans & leases | $161,792,000 | 1,700 |
| Loan loss allowance | $3,094,000 | 1,439 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,259,000 | 2,250 |
| Other real estate owned | $2,249,000 | 2,991 |
| Goodwill and other intangibles | $896,000 | 1,056 |
| All other assets | $2,755,000 | 2,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,006,000 | 1,531 |
| Total liabilities | $284,650,000 | 1,519 |
| Total deposits | $282,908,000 | 1,416 |
| Interest-bearing deposits | $267,445,000 | 1,291 |
| Deposits held in domestic offices | $282,908,000 | 1,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $901,000 | 2,856 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $841,000 | 3,570 |
| Total equity capital | $22,356,000 | 1,832 |
| Total bank equity capital | $22,356,000 | 1,832 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $8,083,000 | 1,772 |
| Undivided profits | $13,673,000 | 1,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,632,000 | 2,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $744,000 | 2,409 |
| Earning assets | $294,366,000 | 1,457 |
| Long-term assets (5+ years) | $102,159,000 | 663 |
| Average Assets, year-to-date | $299,288,600 | 1,522 |
| Average Assets, quarterly | $304,014,500 | 1,535 |
| Volatile liabilities | $9,164,000 | 4,353 |
| Insider loans | $1,189,000 | 3,267 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $140,000 | 1,519 |
| Unused loan commitments | $26,565,000 | 1,560 |
| Tier 1 (core) risk-based capital | $21,460,000 | 1,852 |
| Tier 2 risk-based capital | $1,781,120 | 1,742 |
| Total risk weighted assets | $141,176,720 | 1,917 |
| Total unused commitments | $26,565,000 | 1,584 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $292,486,000 | 1,648 |
| Cash and due from depository institutions | $5,294,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $111,666,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $9,625,000 | 1,703 |
| Net loans & leases | $157,065,000 | 1,789 |
| Loan loss allowance | $1,797,000 | 2,315 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,450,000 | 2,144 |
| Other real estate owned | $2,326,000 | 3,303 |
| Goodwill and other intangibles | $1,012,000 | 1,003 |
| All other assets | $2,048,000 | 3,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,486,000 | 1,648 |
| Total liabilities | $272,084,000 | 1,631 |
| Total deposits | $270,672,000 | 1,553 |
| Interest-bearing deposits | $256,645,000 | 1,426 |
| Deposits held in domestic offices | $270,672,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $960,000 | 2,588 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $452,000 | 6,263 |
| Total equity capital | $20,402,000 | 1,913 |
| Total bank equity capital | $20,402,000 | 1,913 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $7,961,000 | 1,760 |
| Undivided profits | $11,841,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,217,000 | 1,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $843,000 | 2,357 |
| Earning assets | $278,356,000 | 1,588 |
| Long-term assets (5+ years) | $98,212,000 | 632 |
| Average Assets, year-to-date | $290,338,200 | 1,620 |
| Average Assets, quarterly | $290,721,500 | 1,644 |
| Volatile liabilities | $12,208,000 | 3,539 |
| Insider loans | $530,000 | 1,709 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $529,000 | 881 |
| Unused loan commitments | $19,464,000 | 1,855 |
| Tier 1 (core) risk-based capital | $19,390,000 | 1,954 |
| Tier 2 risk-based capital | $1,674,250 | 1,890 |
| Total risk weighted assets | $133,817,150 | 2,090 |
| Total unused commitments | $19,464,000 | 1,871 |
| Derivatives | $0 | 651 |