Home > Rapides Bank & Trust Company in Alexandria > Loan Charge- Offs and Recoveries
Rapides Bank & Trust Company in Alexandria, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,228,000 | 864 |
| Loans secured by real estate, total | $0 | 4,932 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $0 | 4,929 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,103 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $93,000 | 2,421 |
| Loans to individuals | $1,135,000 | 523 |
| Credit card loan charge offs | $62,000 | 862 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,073,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $622,000 | 568 |
| Loans secured by real estate, total | $96,000 | 734 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $96,000 | 734 |
| Construction and land development | $9,000 | 321 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $61,000 | 515 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $26,000 | 729 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 115 |
| Commercial and industrial loans | $173,000 | 593 |
| Loans to individuals | $331,000 | 428 |
| Credit card loan recoveries | $8,000 | 909 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $323,000 | 340 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $2,000 | 243 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $606,000 | 1,149 |
| Loans secured by real estate, total | $-96,000 | 10,678 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-96,000 | 10,699 |
| Construction and land development | $-9,000 | 10,682 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-61,000 | 10,796 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-26,000 | 10,507 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-20,000 | 1,096 |
| Commercial and industrial loans | $-80,000 | 10,624 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $804,000 | 535 |
| Credit card loan net charge offs | $54,000 | 852 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $750,000 | 409 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $-2,000 | 1,077 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $903,000 | 1,173 |
| Loans secured by real estate, total | $41,000 | 2,411 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $41,000 | 2,411 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $20,000 | 2,297 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,311 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $19,000 | 5,031 |
| Loans to individuals | $842,000 | 652 |
| Credit card loan charge offs | $30,000 | 1,325 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $812,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,000 | 300 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $687,000 | 627 |
| Loans secured by real estate, total | $171,000 | 584 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $171,000 | 584 |
| Construction and land development | $36,000 | 224 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $80,000 | 443 |
| Secured by multifamily residential properties | $25,000 | 197 |
| Secured by nonfarm nonresidential properties | $30,000 | 824 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 170 |
| Commercial and industrial loans | $172,000 | 706 |
| Loans to individuals | $336,000 | 502 |
| Credit card loan recoveries | $3,000 | 1,534 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $333,000 | 401 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $2,000 | 299 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $216,000 | 2,558 |
| Loans secured by real estate, total | $-130,000 | 11,252 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-130,000 | 11,277 |
| Construction and land development | $-36,000 | 11,315 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-60,000 | 11,356 |
| Secured by multifamily residential properties | $-25,000 | 11,356 |
| Secured by nonfarm nonresidential properties | $-9,000 | 10,728 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,142 |
| Commercial and industrial loans | $-153,000 | 11,249 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $506,000 | 735 |
| Credit card loan net charge offs | $27,000 | 1,254 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $479,000 | 567 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-1,000 | 1,105 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $615,000 | 1,528 |
| Loans secured by real estate, total | $82,000 | 1,901 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $82,000 | 1,899 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 2,981 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $71,000 | 1,055 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $95,000 | 2,415 |
| Loans to individuals | $438,000 | 878 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $438,000 | 689 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $787,000 | 572 |
| Loans secured by real estate, total | $284,000 | 432 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $285,000 | 431 |
| Construction and land development | $54,000 | 212 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $86,000 | 434 |
| Secured by multifamily residential properties | $50,000 | 177 |
| Secured by nonfarm nonresidential properties | $95,000 | 507 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 163 |
| Commercial and industrial loans | $265,000 | 527 |
| Loans to individuals | $231,000 | 620 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $231,000 | 512 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $1,000 | 359 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-172,000 | 11,839 |
| Loans secured by real estate, total | $-202,000 | 11,842 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-203,000 | 11,873 |
| Construction and land development | $-54,000 | 11,848 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-75,000 | 11,871 |
| Secured by multifamily residential properties | $-50,000 | 11,889 |
| Secured by nonfarm nonresidential properties | $-24,000 | 11,476 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,126 |
| Commercial and industrial loans | $-170,000 | 11,734 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $207,000 | 1,143 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $207,000 | 895 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-1,000 | 1,115 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $478,000 | 1,877 |
| Loans secured by real estate, total | $57,000 | 2,568 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $57,000 | 2,568 |
| Construction and land development | $7,000 | 850 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,418 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,739 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $80,000 | 2,814 |
| Loans to individuals | $341,000 | 943 |
| Credit card loan charge offs | $19,000 | 1,489 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $322,000 | 751 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,208,000 | 487 |
| Loans secured by real estate, total | $531,000 | 336 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $531,000 | 334 |
| Construction and land development | $51,000 | 294 |
| Secured by farmland | $160,000 | 30 |
| Secured by 1-4 family residential properties - total recoveries | $198,000 | 230 |
| Secured by multifamily residential properties | $1,000 | 466 |
| Secured by nonfarm nonresidential properties | $121,000 | 492 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 172 |
| Commercial and industrial loans | $374,000 | 471 |
| Loans to individuals | $297,000 | 549 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $294,000 | 443 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-730,000 | 12,564 |
| Loans secured by real estate, total | $-474,000 | 12,532 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-474,000 | 12,570 |
| Construction and land development | $-44,000 | 12,425 |
| Secured by farmland | $-160,000 | 11,051 |
| Secured by 1-4 family residential properties- net charge-offs | $-173,000 | 12,572 |
| Secured by multifamily residential properties | $-1,000 | 12,362 |
| Secured by nonfarm nonresidential properties | $-96,000 | 12,380 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,085 |
| Commercial and industrial loans | $-294,000 | 12,401 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $44,000 | 2,746 |
| Credit card loan net charge offs | $16,000 | 1,436 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 3,068 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $566,000 | 2,085 |
| Loans secured by real estate, total | $254,000 | 1,491 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $254,000 | 1,490 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $15,000 | 369 |
| Total charge-offs secured by 1-4 family residential properties | $152,000 | 1,075 |
| Secured by multifamily residential properties | $72,000 | 461 |
| Secured by nonfarm nonresidential properties | $15,000 | 2,458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,000 | 8,122 |
| Loans to individuals | $309,000 | 1,105 |
| Credit card loan charge offs | $30,000 | 1,296 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $279,000 | 928 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,381,000 | 457 |
| Loans secured by real estate, total | $600,000 | 319 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $600,000 | 319 |
| Construction and land development | $96,000 | 237 |
| Secured by farmland | $12,000 | 345 |
| Secured by 1-4 family residential properties - total recoveries | $303,000 | 163 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $189,000 | 377 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $62,000 | 71 |
| Commercial and industrial loans | $346,000 | 529 |
| Loans to individuals | $372,000 | 497 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $372,000 | 402 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,000 | 335 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-815,000 | 13,255 |
| Loans secured by real estate, total | $-346,000 | 13,224 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-346,000 | 13,264 |
| Construction and land development | $-96,000 | 13,188 |
| Secured by farmland | $3,000 | 476 |
| Secured by 1-4 family residential properties- net charge-offs | $-151,000 | 13,246 |
| Secured by multifamily residential properties | $72,000 | 431 |
| Secured by nonfarm nonresidential properties | $-174,000 | 13,194 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-62,000 | 1,132 |
| Commercial and industrial loans | $-343,000 | 13,172 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $-63,000 | 13,224 |
| Credit card loan net charge offs | $30,000 | 1,155 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-93,000 | 13,225 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-1,000 | 1,071 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,236,000 | 1,585 |
| Loans secured by real estate, total | $381,000 | 1,525 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $381,000 | 1,525 |
| Construction and land development | $82,000 | 869 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $95,000 | 1,686 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $204,000 | 1,198 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 172 |
| Commercial and industrial loans | $80,000 | 4,629 |
| Loans to individuals | $766,000 | 760 |
| Credit card loan charge offs | $48,000 | 1,169 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $718,000 | 597 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,442,000 | 427 |
| Loans secured by real estate, total | $352,000 | 397 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $352,000 | 397 |
| Construction and land development | $35,000 | 416 |
| Secured by farmland | $7,000 | 448 |
| Secured by 1-4 family residential properties - total recoveries | $70,000 | 559 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $240,000 | 278 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $54,000 | 80 |
| Commercial and industrial loans | $476,000 | 394 |
| Loans to individuals | $560,000 | 423 |
| Credit card loan recoveries | $26,000 | 631 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $534,000 | 338 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-206,000 | 13,846 |
| Loans secured by real estate, total | $29,000 | 4,488 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $29,000 | 4,488 |
| Construction and land development | $47,000 | 984 |
| Secured by farmland | $-7,000 | 11,637 |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 3,049 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-36,000 | 13,721 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-45,000 | 1,151 |
| Commercial and industrial loans | $-396,000 | 13,891 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $206,000 | 1,431 |
| Credit card loan net charge offs | $22,000 | 1,532 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $184,000 | 1,222 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.