Rapides Bank & Trust Company in Alexandria, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$37,294,000922
Total interest expense$17,764,000919
Net interest income$19,530,000914
Provision for loan and lease losses$1,075,000933
Total noninterest income$5,509,000866
Gross Fiduciary activities income$839,000521
Service charges on deposit accounts$3,172,000414
Trading account gains and fees$0239
Additional Noninterest Income$1,498,0001,321
Total noninterest expense$15,195,000932
Salaries and employee benefits$6,239,0001,059
Premises and equipment expense$2,105,000949
Additional noninterest expense$6,851,000771
Pre-tax net operating income$8,769,000929
Securities gains (losses)$61,0001,222
Applicable income taxes$2,712,0001,022
Income before extraordinary items$6,118,000900
Extraordinary gains, net$044
Net income$6,118,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,0001,149
Cash dividends$4,891,000644
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,075,910886
1996-12-31 (YTD Data)Rank
Total interest income$36,614,000958
Total interest expense$16,840,000988
Net interest income$19,774,000940
Provision for loan and lease losses$-1,353,00011,416
Total noninterest income$6,569,000786
Gross Fiduciary activities income$658,000629
Service charges on deposit accounts$3,197,000451
Trading account gains and fees$0262
Additional Noninterest Income$2,714,000944
Total noninterest expense$15,680,000969
Salaries and employee benefits$5,814,0001,158
Premises and equipment expense$2,200,000964
Additional noninterest expense$7,666,000835
Pre-tax net operating income$12,016,000674
Securities gains (losses)$1,0003,760
Applicable income taxes$3,957,000702
Income before extraordinary items$8,060,000696
Extraordinary gains, net$053
Net income$8,060,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,558
Cash dividends$7,724,000515
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,059,330678
1995-12-31 (YTD Data)Rank
Total interest income$32,175,0001,098
Total interest expense$14,151,0001,178
Net interest income$18,024,0001,018
Provision for loan and lease losses$08,958
Total noninterest income$4,617,0001,005
Gross Fiduciary activities income$636,000668
Service charges on deposit accounts$2,777,000528
Trading account gains and fees$0522
Additional Noninterest Income$1,204,0001,599
Total noninterest expense$14,718,0001,019
Salaries and employee benefits$6,036,0001,120
Premises and equipment expense$1,899,0001,116
Additional noninterest expense$6,783,000880
Pre-tax net operating income$7,923,000989
Securities gains (losses)$-1,047,00011,873
Applicable income taxes$2,156,0001,198
Income before extraordinary items$4,720,0001,120
Extraordinary gains, net$065
Net income$4,720,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-172,00011,839
Cash dividends$475,0003,477
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,442,430970
1994-12-31 (YTD Data)Rank
Total interest income$27,580,0001,143
Total interest expense$10,120,0001,303
Net interest income$17,460,0001,058
Provision for loan and lease losses$-6,000,00012,579
Total noninterest income$4,160,0001,050
Gross Fiduciary activities income$560,000703
Service charges on deposit accounts$2,678,000523
Trading account gains and fees$0475
Additional Noninterest Income$922,0001,937
Total noninterest expense$14,022,0001,072
Salaries and employee benefits$6,093,0001,110
Premises and equipment expense$1,740,0001,206
Additional noninterest expense$6,189,000990
Pre-tax net operating income$13,598,000620
Securities gains (losses)$-3,942,00012,538
Applicable income taxes$3,060,000858
Income before extraordinary items$6,596,000808
Extraordinary gains, net$0249
Net income$6,596,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-730,00012,564
Cash dividends$8,521,000388
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,276,560607
1993-12-31 (YTD Data)Rank
Total interest income$27,220,0001,173
Total interest expense$9,214,0001,449
Net interest income$18,006,0001,019
Provision for loan and lease losses$-3,000,00013,260
Total noninterest income$4,500,0001,072
Gross Fiduciary activities income$504,000762
Service charges on deposit accounts$3,038,000470
Trading account gains and fees$0532
Additional Noninterest Income$958,0002,091
Total noninterest expense$13,840,0001,132
Salaries and employee benefits$5,941,0001,141
Premises and equipment expense$1,486,0001,433
Additional noninterest expense$6,413,0001,042
Pre-tax net operating income$11,666,000624
Securities gains (losses)$-2,00012,373
Applicable income taxes$3,539,000729
Income before extraordinary items$8,125,000644
Extraordinary gains, net$03,149
Net income$8,125,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-815,00013,255
Cash dividends$4,773,000511
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,126,400598
1992-12-31 (YTD Data)Rank
Total interest income$30,773,0001,191
Total interest expense$12,624,0001,395
Net interest income$18,149,0001,023
Provision for loan and lease losses$750,0002,244
Total noninterest income$4,751,0001,019
Gross Fiduciary activities income$413,000831
Service charges on deposit accounts$3,290,000450
Trading account gains and fees$0504
Additional Noninterest Income$1,048,0001,931
Total noninterest expense$14,331,0001,105
Salaries and employee benefits$5,728,0001,166
Premises and equipment expense$1,519,0001,426
Additional noninterest expense$7,084,0001,001
Pre-tax net operating income$7,819,000824
Securities gains (losses)$-9,00013,256
Applicable income taxes$2,182,0001,045
Income before extraordinary items$5,628,000847
Extraordinary gains, net$01,422
Net income$5,628,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-206,00013,846
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,634,480773

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.