Rapides Bank & Trust Company in Alexandria, Assets and Liabilities

1997-12-31Rank
# of Employees:1571,103
Assets and Liabilities
Total Assets:$528,611,000909
Cash and due from depository institutions$21,907,0001,103
Interest-bearing balances$1,326,0002,193
Securities$152,104,000785
Federal funds sold & reverse repurchase agreements$33,000,000412
Net loans & leases$303,874,000978
Loan loss allowance$3,020,0001,240
Trading account assets$5,424,000113
Bank premises and fixed assets$5,977,0001,295
Other real estate owned$249,0001,103
Goodwill and other intangibles$377,0001,927
All other assets$5,699,0001,350
Life insurance assets$01
Total liabilities and capital$528,611,000909
Total liabilities$483,650,000905
Total deposits$466,325,000798
Interest-bearing deposits$405,177,000797
Deposits held in domestic offices$466,325,000791
% insured0.00%1
Federal funds purchased & repurchase agreements$9,378,0001,096
Trading liabilities$080
Other borrowed funds$120,0004,703
Subordinated debt$0260
All other liabilities$7,827,000732
Total equity capital$44,961,0001,006
Total bank equity capital$44,961,0001,006
Perpetual preferred stock$0223
Common stock$10,000,000339
Surplus$12,000,0001,306
Undivided profits$22,961,0001,138
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,919,0001,389
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$515,000272
Income earned, not collected on loans$3,476,000636
Earning assets$495,728,000882
Long-term assets (5+ years)$112,996,000696
Average Assets, year-to-date$526,569,400865
Average Assets, quarterly$525,440,000894
Volatile liabilities$63,143,0001,181
Insider loans$15,015,000254
FHLB advances$0780
Loans and leases held for sale$54,0001,513
Unused loan commitments$61,197,000929
Tier 1 (core) risk-based capital$44,032,000955
Tier 2 risk-based capital$3,020,0001,060
Total risk weighted assets$341,898,400880
Total unused commitments$61,197,000935
Derivatives$7,000,000421
1996-12-31Rank
# of Employees:1591,161
Assets and Liabilities
Total Assets:$516,965,000946
Cash and due from depository institutions$24,277,0001,161
Interest-bearing balances$547,0002,977
Securities$158,383,000791
Federal funds sold & reverse repurchase agreements$35,000,000388
Net loans & leases$283,496,0001,069
Loan loss allowance$2,551,0001,531
Trading account assets$2,225,000150
Bank premises and fixed assets$6,398,0001,211
Other real estate owned$331,0001,161
Goodwill and other intangibles$701,0001,488
All other assets$6,154,0001,349
Life insurance assets$01
Total liabilities and capital$516,965,000946
Total liabilities$473,260,000940
Total deposits$455,867,000856
Interest-bearing deposits$394,577,000851
Deposits held in domestic offices$455,867,000849
% insured0.00%1
Federal funds purchased & repurchase agreements$9,445,0001,186
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$7,948,000711
Total equity capital$43,705,0001,043
Total bank equity capital$43,705,0001,043
Perpetual preferred stock$0250
Common stock$10,000,000367
Surplus$12,000,0001,367
Undivided profits$21,705,0001,183
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,119,0002,477
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$271,000487
Income earned, not collected on loans$3,357,000677
Earning assets$479,651,000941
Long-term assets (5+ years)$106,969,000686
Average Assets, year-to-date$523,890,000906
Average Assets, quarterly$511,902,500950
Volatile liabilities$59,371,0001,241
Insider loans$8,317,000516
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$63,493,000917
Tier 1 (core) risk-based capital$42,481,0001,008
Tier 2 risk-based capital$2,551,0001,263
Total risk weighted assets$301,283,100998
Total unused commitments$63,493,000922
Derivatives$7,000,000464
1995-12-31Rank
# of Employees:1521,261
Assets and Liabilities
Total Assets:$549,143,000922
Cash and due from depository institutions$34,964,0001,261
Interest-bearing balances$971,0002,613
Securities$215,492,000626
Federal funds sold & reverse repurchase agreements$51,000,000328
Net loans & leases$230,752,0001,272
Loan loss allowance$4,120,0001,050
Trading account assets$2,624,000154
Bank premises and fixed assets$6,703,0001,120
Other real estate owned$453,0001,261
Goodwill and other intangibles$1,025,0001,168
All other assets$6,130,0001,378
Life insurance assets$01
Total liabilities and capital$549,143,000922
Total liabilities$504,622,000911
Total deposits$489,028,000824
Interest-bearing deposits$414,426,000850
Deposits held in domestic offices$489,028,000815
% insured0.00%1
Federal funds purchased & repurchase agreements$6,575,0001,369
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$9,019,000707
Total equity capital$44,521,0001,048
Total bank equity capital$44,521,0001,048
Perpetual preferred stock$0288
Common stock$10,000,000379
Surplus$12,000,0001,367
Undivided profits$22,521,0001,160
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,314,0002,107
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$205,000580
Income earned, not collected on loans$3,038,000761
Earning assets$500,839,000930
Long-term assets (5+ years)$101,180,000682
Average Assets, year-to-date$480,113,400996
Average Assets, quarterly$511,384,500963
Volatile liabilities$64,982,0001,088
Insider loans$1,959,0002,173
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$71,319,000842
Tier 1 (core) risk-based capital$41,821,0001,047
Tier 2 risk-based capital$3,283,2701,052
Total risk weighted assets$261,824,4701,132
Total unused commitments$71,319,000847
Derivatives$11,840,000490
1994-12-31Rank
# of Employees:1851,055
Assets and Liabilities
Total Assets:$458,742,0001,047
Cash and due from depository institutions$26,925,0001,055
Interest-bearing balances$1,052,0002,357
Securities$233,250,000608
Federal funds sold & reverse repurchase agreements$17,000,000594
Net loans & leases$160,891,0001,740
Loan loss allowance$3,948,0001,097
Trading account assets$470,000224
Bank premises and fixed assets$5,641,0001,310
Other real estate owned$688,0001,055
Goodwill and other intangibles$276,0001,760
All other assets$13,601,000788
Life insurance assets$01
Total liabilities and capital$458,742,0001,047
Total liabilities$427,591,0001,020
Total deposits$421,317,000921
Interest-bearing deposits$353,466,000948
Deposits held in domestic offices$421,317,000910
% insured0.00%1
Federal funds purchased & repurchase agreements$1,341,0003,071
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$4,933,000924
Total equity capital$31,151,0001,326
Total bank equity capital$31,151,0001,326
Perpetual preferred stock$0310
Common stock$10,000,000378
Surplus$12,000,0001,303
Undivided profits$9,151,0002,544
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,095,0002,471
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$116,000775
Income earned, not collected on loans$1,747,0001,115
Earning assets$412,663,0001,058
Long-term assets (5+ years)$98,653,000680
Average Assets, year-to-date$464,521,6001,003
Average Assets, quarterly$455,576,5001,042
Volatile liabilities$41,319,0001,426
Insider loans$1,583,0002,564
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$46,257,0001,039
Tier 1 (core) risk-based capital$38,325,0001,068
Tier 2 risk-based capital$2,495,3501,300
Total risk weighted assets$198,175,0501,404
Total unused commitments$46,257,0001,049
Derivatives$17,000,000469
1993-12-31Rank
# of Employees:1891,090
Assets and Liabilities
Total Assets:$489,086,000984
Cash and due from depository institutions$45,732,0001,090
Interest-bearing balances$21,117,000296
Securities$278,425,000555
Federal funds sold & reverse repurchase agreements$29,125,000473
Net loans & leases$118,537,0002,242
Loan loss allowance$9,218,000627
Trading account assets$0330
Bank premises and fixed assets$5,538,0001,323
Other real estate owned$969,0001,090
Goodwill and other intangibles$577,0001,273
All other assets$10,183,000942
Life insurance assets$01
Total liabilities and capital$489,086,000984
Total liabilities$448,560,000987
Total deposits$418,389,000957
Interest-bearing deposits$349,574,0001,000
Deposits held in domestic offices$418,389,000946
% insured0.00%1
Federal funds purchased & repurchase agreements$25,125,000670
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$5,046,000945
Total equity capital$40,526,0001,025
Total bank equity capital$40,526,0001,025
Perpetual preferred stock$0343
Common stock$10,000,000384
Surplus$12,000,0001,229
Undivided profits$18,526,0001,278
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,033,0001,885
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$480,000270
Income earned, not collected on loans$1,040,0001,666
Earning assets$447,204,000988
Long-term assets (5+ years)$73,816,000878
Average Assets, year-to-date$481,166,800981
Average Assets, quarterly$472,229,5001,015
Volatile liabilities$52,782,0001,147
Insider loans$1,310,0003,004
FHLB advances$0821
Loans and leases held for sale$2,571,000706
Unused loan commitments$25,102,0001,621
Tier 1 (core) risk-based capital$39,949,0001,006
Tier 2 risk-based capital$2,108,9001,497
Total risk weighted assets$161,603,2001,698
Total unused commitments$25,102,0001,645
Derivatives$47,000,000365
1992-12-31Rank
# of Employees:1941,099
Assets and Liabilities
Total Assets:$488,885,0001,014
Cash and due from depository institutions$46,983,0001,099
Interest-bearing balances$17,630,000448
Securities$309,708,000493
Federal funds sold & reverse repurchase agreements$16,500,0001,022
Net loans & leases$96,199,0002,783
Loan loss allowance$11,403,000564
Trading account assets$0344
Bank premises and fixed assets$4,908,0001,484
Other real estate owned$1,906,0001,099
Goodwill and other intangibles$878,0001,067
All other assets$11,803,000893
Life insurance assets$01
Total liabilities and capital$488,885,0001,014
Total liabilities$451,711,0001,016
Total deposits$441,791,000960
Interest-bearing deposits$372,548,000996
Deposits held in domestic offices$441,791,000950
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$4,457,0001,389
Subordinated debt$0482
All other liabilities$5,463,000898
Total equity capital$37,174,0001,057
Total bank equity capital$37,174,0001,057
Perpetual preferred stock$0346
Common stock$10,000,000385
Surplus$12,000,0001,192
Undivided profits$15,174,0001,426
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,406,0001,231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$894,0002,227
Earning assets$440,037,0001,030
Long-term assets (5+ years)$46,678,0001,244
Average Assets, year-to-date$478,180,8001,019
Average Assets, quarterly$480,388,0001,031
Volatile liabilities$34,590,0001,540
Insider loans$29,0007,958
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$33,421,0001,257
Tier 1 (core) risk-based capital$36,296,0001,049
Tier 2 risk-based capital$1,812,0901,748
Total risk weighted assets$135,376,5902,062
Total unused commitments$33,421,0001,273
Derivatives$4,000,000532