Home > Rantoul First Bank, s.b. > Income and Expense
Rantoul First Bank, s.b., Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,915 |
| Total interest expense | $523,000 | 6,992 |
| Net interest income | $598,000 | 8,268 |
| Provision for loan and lease losses | $275,000 | 2,345 |
| Total noninterest income | $409,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $354,000 | 3,507 |
| Total noninterest expense | $1,358,000 | 6,378 |
| Salaries and employee benefits | $624,000 | 6,819 |
| Premises and equipment expense | $142,000 | 6,840 |
| Additional noninterest expense | $592,000 | 5,165 |
| Pre-tax net operating income | $-626,000 | 8,640 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-626,000 | 8,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-626,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,120 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 685 |
| Net operating income | $-626,000 | 8,658 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $767,000 | 7,873 |
| Total interest expense | $345,000 | 6,926 |
| Net interest income | $422,000 | 8,223 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $380,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $346,000 | 2,798 |
| Total noninterest expense | $676,000 | 7,146 |
| Salaries and employee benefits | $243,000 | 7,927 |
| Premises and equipment expense | $88,000 | 6,964 |
| Additional noninterest expense | $345,000 | 5,576 |
| Pre-tax net operating income | $122,000 | 7,726 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $122,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 582 |
| Net operating income | $122,000 | 7,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 7,907 |
| Total interest expense | $172,000 | 6,893 |
| Net interest income | $216,000 | 8,273 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $314,000 | 7,351 |
| Salaries and employee benefits | $125,000 | 7,952 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $145,000 | 6,118 |
| Pre-tax net operating income | $-74,000 | 8,617 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-74,000 | 8,632 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-74,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 455 |
| Net operating income | $-74,000 | 8,610 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 7,758 |
| Total interest expense | $714,000 | 6,537 |
| Net interest income | $919,000 | 8,144 |
| Provision for loan and lease losses | $-70,000 | 8,763 |
| Total noninterest income | $103,000 | 8,057 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $98,000 | 6,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $1,166,000 | 7,501 |
| Salaries and employee benefits | $495,000 | 7,992 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $501,000 | 6,525 |
| Pre-tax net operating income | $-74,000 | 8,473 |
| Securities gains (losses) | $-35,000 | 8,520 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-109,000 | 8,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-109,000 | 8,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 771 |
| Net operating income | $-74,000 | 8,480 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 7,802 |
| Total interest expense | $538,000 | 6,509 |
| Net interest income | $673,000 | 8,215 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $75,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $71,000 | 6,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $915,000 | 7,372 |
| Salaries and employee benefits | $377,000 | 7,948 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $408,000 | 6,248 |
| Pre-tax net operating income | $-167,000 | 8,629 |
| Securities gains (losses) | $-35,000 | 8,754 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-202,000 | 8,681 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-202,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 665 |
| Net operating income | $-167,000 | 8,631 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 7,852 |
| Total interest expense | $360,000 | 6,541 |
| Net interest income | $447,000 | 8,269 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $642,000 | 7,306 |
| Salaries and employee benefits | $258,000 | 7,965 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $296,000 | 6,015 |
| Pre-tax net operating income | $-153,000 | 8,731 |
| Securities gains (losses) | $-35,000 | 8,876 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-188,000 | 8,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-188,000 | 8,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 575 |
| Net operating income | $-153,000 | 8,730 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,846 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $234,000 | 8,237 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $318,000 | 7,365 |
| Salaries and employee benefits | $130,000 | 7,977 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $-64,000 | 8,747 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-64,000 | 8,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-64,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 419 |
| Net operating income | $-64,000 | 8,744 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 7,870 |
| Total interest expense | $881,000 | 6,465 |
| Net interest income | $815,000 | 8,389 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $89,000 | 6,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $1,248,000 | 7,374 |
| Salaries and employee benefits | $466,000 | 8,199 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $699,000 | 5,508 |
| Pre-tax net operating income | $-292,000 | 8,742 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $326,000 | 4,152 |
| Income before extraordinary items | $-613,000 | 8,935 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-613,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,791 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,350,000 | 391 |
| Net operating income | $-618,000 | 8,886 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,918 |
| Total interest expense | $678,000 | 6,546 |
| Net interest income | $631,000 | 8,425 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $112,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $914,000 | 7,429 |
| Salaries and employee benefits | $366,000 | 8,114 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $443,000 | 6,030 |
| Pre-tax net operating income | $-181,000 | 8,808 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-176,000 | 8,882 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-176,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,344,000 | 284 |
| Net operating income | $-181,000 | 8,819 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,975 |
| Total interest expense | $458,000 | 6,631 |
| Net interest income | $413,000 | 8,480 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $628,000 | 7,373 |
| Salaries and employee benefits | $243,000 | 8,139 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $341,000 | 5,557 |
| Pre-tax net operating income | $-156,000 | 8,886 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-151,000 | 8,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-151,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,149,000 | 192 |
| Net operating income | $-156,000 | 8,894 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,030 |
| Total interest expense | $239,000 | 6,611 |
| Net interest income | $196,000 | 8,587 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $314,000 | 7,405 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $170,000 | 5,545 |
| Pre-tax net operating income | $-84,000 | 8,950 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-84,000 | 9,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-84,000 | 9,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-84,000 | 8,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 7,863 |
| Total interest expense | $1,234,000 | 6,343 |
| Net interest income | $753,000 | 8,658 |
| Provision for loan and lease losses | $118,000 | 5,458 |
| Total noninterest income | $183,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $1,264,000 | 7,333 |
| Salaries and employee benefits | $494,000 | 8,163 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $641,000 | 5,702 |
| Pre-tax net operating income | $-446,000 | 8,955 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $110,000 | 5,872 |
| Income before extraordinary items | $-556,000 | 9,058 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-556,000 | 9,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,457 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-556,000 | 9,019 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 7,675 |
| Total interest expense | $1,618,000 | 6,748 |
| Net interest income | $948,000 | 8,392 |
| Provision for loan and lease losses | $125,000 | 5,119 |
| Total noninterest income | $127,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $32,000 | 7,942 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,340,000 | 7,142 |
| Salaries and employee benefits | $554,000 | 7,899 |
| Premises and equipment expense | $119,000 | 8,021 |
| Additional noninterest expense | $667,000 | 5,448 |
| Pre-tax net operating income | $-390,000 | 9,104 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-18,000 | 9,046 |
| Income before extraordinary items | $-372,000 | 9,168 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-372,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-372,000 | 9,120 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 7,557 |
| Total interest expense | $1,617,000 | 6,922 |
| Net interest income | $1,245,000 | 7,974 |
| Provision for loan and lease losses | $333,000 | 2,656 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $1,310,000 | 7,216 |
| Salaries and employee benefits | $573,000 | 7,847 |
| Premises and equipment expense | $130,000 | 7,919 |
| Additional noninterest expense | $607,000 | 5,749 |
| Pre-tax net operating income | $-272,000 | 9,395 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $-304,000 | 9,446 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-304,000 | 9,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,522 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-304,000 | 9,446 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 7,509 |
| Total interest expense | $1,568,000 | 6,801 |
| Net interest income | $1,315,000 | 7,952 |
| Provision for loan and lease losses | $1,439,000 | 736 |
| Total noninterest income | $54,000 | 9,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,075,000 | 7,916 |
| Salaries and employee benefits | $582,000 | 7,851 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $351,000 | 7,697 |
| Pre-tax net operating income | $-1,145,000 | 10,084 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-477,000 | 10,133 |
| Income before extraordinary items | $-668,000 | 9,990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-668,000 | 9,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $825,000 | 813 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-668,000 | 9,976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 7,114 |
| Total interest expense | $1,663,000 | 6,850 |
| Net interest income | $1,691,000 | 7,307 |
| Provision for loan and lease losses | $122,000 | 4,587 |
| Total noninterest income | $98,000 | 9,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $1,436,000 | 6,865 |
| Salaries and employee benefits | $687,000 | 7,257 |
| Premises and equipment expense | $158,000 | 7,480 |
| Additional noninterest expense | $591,000 | 5,811 |
| Pre-tax net operating income | $231,000 | 8,761 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $81,000 | 7,809 |
| Income before extraordinary items | $150,000 | 8,981 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $150,000 | 8,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $150,000 | 8,913 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 8,071 |
| Total interest expense | $1,384,000 | 7,621 |
| Net interest income | $1,364,000 | 8,312 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $68,000 | 9,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $1,010,000 | 8,308 |
| Salaries and employee benefits | $463,000 | 8,863 |
| Premises and equipment expense | $126,000 | 8,337 |
| Additional noninterest expense | $421,000 | 7,185 |
| Pre-tax net operating income | $353,000 | 8,717 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $117,000 | 8,141 |
| Income before extraordinary items | $236,000 | 8,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $236,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $236,000 | 8,832 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 9,268 |
| Total interest expense | $1,150,000 | 8,528 |
| Net interest income | $938,000 | 9,731 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $92,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $901,000 | 9,051 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $448,000 | 7,486 |
| Pre-tax net operating income | $123,000 | 10,249 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $103,000 | 10,191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $103,000 | 10,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $96,680 | 10,203 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 9,696 |
| Total interest expense | $1,055,000 | 9,057 |
| Net interest income | $959,000 | 10,047 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $77,000 | 10,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $639,000 | 10,416 |
| Salaries and employee benefits | $324,000 | 10,555 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $276,000 | 9,533 |
| Pre-tax net operating income | $391,000 | 9,126 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $130,000 | 8,624 |
| Income before extraordinary items | $261,000 | 9,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $261,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $261,000 | 9,291 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 10,176 |
| Total interest expense | $801,000 | 9,602 |
| Net interest income | $997,000 | 10,399 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $19,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $623,000 | 11,021 |
| Salaries and employee benefits | $299,000 | 11,214 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $286,000 | 10,119 |
| Pre-tax net operating income | $349,000 | 9,740 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $224,000 | 9,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,000 | 10,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $222,720 | 10,071 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 10,397 |
| Total interest expense | $883,000 | 9,621 |
| Net interest income | $1,012,000 | 10,740 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $25,000 | 13,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $625,000 | 11,518 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $312,000 | 10,293 |
| Pre-tax net operating income | $354,000 | 9,781 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $133,000 | 9,018 |
| Income before extraordinary items | $221,000 | 10,396 |
| Extraordinary gains, net | $78,000 | 1,813 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $221,000 | 10,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 10,399 |
| Total interest expense | $1,291,000 | 9,275 |
| Net interest income | $950,000 | 11,296 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $640,000 | 11,824 |
| Salaries and employee benefits | $281,000 | 12,237 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $257,000 | 11,446 |
| Pre-tax net operating income | $179,000 | 11,265 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,000 | 11,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.