Home > Randolph Bank & Trust Company > Income and Expense
Randolph Bank & Trust Company, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,147,000 | 2,252 |
| Total interest expense | $1,380,000 | 1,894 |
| Net interest income | $6,767,000 | 2,330 |
| Provision for loan and lease losses | $948,000 | 925 |
| Total noninterest income | $2,258,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $586,000 | 1,673 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,672,000 | 1,435 |
| Total noninterest expense | $10,347,000 | 1,429 |
| Salaries and employee benefits | $5,894,000 | 1,353 |
| Premises and equipment expense | $1,045,000 | 1,693 |
| Additional noninterest expense | $3,408,000 | 1,450 |
| Pre-tax net operating income | $-2,270,000 | 6,805 |
| Securities gains (losses) | $-1,550,000 | 6,864 |
| Applicable income taxes | $-1,408,000 | 6,840 |
| Income before extraordinary items | $-2,412,000 | 6,814 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,412,000 | 6,815 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,412,000 | 6,815 |
| Net charge-offs | $4,179,000 | 314 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-6,583,000 | 6,882 |
| Net operating income | $-1,420,000 | 6,742 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 2,216 |
| Total interest expense | $920,000 | 1,920 |
| Net interest income | $4,643,000 | 2,242 |
| Provision for loan and lease losses | $948,000 | 708 |
| Total noninterest income | $2,917,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $389,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,528,000 | 831 |
| Total noninterest expense | $5,839,000 | 1,646 |
| Salaries and employee benefits | $3,273,000 | 1,593 |
| Premises and equipment expense | $592,000 | 1,944 |
| Additional noninterest expense | $1,974,000 | 1,623 |
| Pre-tax net operating income | $773,000 | 3,400 |
| Securities gains (losses) | $223,000 | 692 |
| Applicable income taxes | $359,000 | 1,849 |
| Income before extraordinary items | $637,000 | 3,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $637,000 | 3,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $637,000 | 3,502 |
| Net charge-offs | $1,428,000 | 586 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $494,280 | 3,863 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 2,189 |
| Total interest expense | $472,000 | 1,924 |
| Net interest income | $2,371,000 | 2,205 |
| Provision for loan and lease losses | $948,000 | 421 |
| Total noninterest income | $1,777,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $199,000 | 1,625 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,578,000 | 717 |
| Total noninterest expense | $3,002,000 | 1,612 |
| Salaries and employee benefits | $1,800,000 | 1,474 |
| Premises and equipment expense | $307,000 | 1,928 |
| Additional noninterest expense | $895,000 | 1,778 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $179,000 | 500 |
| Applicable income taxes | $129,000 | 2,160 |
| Income before extraordinary items | $248,000 | 3,901 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $248,000 | 3,901 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $248,000 | 3,903 |
| Net charge-offs | $609,000 | 671 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $129,860 | 4,838 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,104,000 | 2,161 |
| Total interest expense | $2,434,000 | 1,796 |
| Net interest income | $9,670,000 | 2,227 |
| Provision for loan and lease losses | $1,672,000 | 1,231 |
| Total noninterest income | $3,871,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $742,000 | 1,798 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,129,000 | 1,125 |
| Total noninterest expense | $12,097,000 | 1,598 |
| Salaries and employee benefits | $6,393,000 | 1,584 |
| Premises and equipment expense | $1,326,000 | 1,786 |
| Additional noninterest expense | $4,378,000 | 1,539 |
| Pre-tax net operating income | $-228,000 | 6,372 |
| Securities gains (losses) | $-67,000 | 6,866 |
| Applicable income taxes | $-149,000 | 6,749 |
| Income before extraordinary items | $-146,000 | 6,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-146,000 | 6,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-146,000 | 6,430 |
| Net charge-offs | $1,372,000 | 1,478 |
| Cash dividends | $138,000 | 3,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-103,120 | 6,296 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 2,204 |
| Total interest expense | $1,879,000 | 1,812 |
| Net interest income | $7,187,000 | 2,275 |
| Provision for loan and lease losses | $1,673,000 | 997 |
| Total noninterest income | $3,849,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $541,000 | 1,867 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,308,000 | 870 |
| Total noninterest expense | $9,685,000 | 1,513 |
| Salaries and employee benefits | $4,742,000 | 1,596 |
| Premises and equipment expense | $1,022,000 | 1,735 |
| Additional noninterest expense | $3,921,000 | 1,296 |
| Pre-tax net operating income | $-322,000 | 6,600 |
| Securities gains (losses) | $-48,000 | 6,956 |
| Applicable income taxes | $-170,000 | 6,959 |
| Income before extraordinary items | $-200,000 | 6,619 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-200,000 | 6,617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-200,000 | 6,617 |
| Net charge-offs | $1,339,000 | 1,216 |
| Cash dividends | $139,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-169,280 | 6,513 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,081,000 | 2,193 |
| Total interest expense | $1,275,000 | 1,837 |
| Net interest income | $4,806,000 | 2,261 |
| Provision for loan and lease losses | $1,298,000 | 897 |
| Total noninterest income | $2,108,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $355,000 | 1,882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,753,000 | 1,021 |
| Total noninterest expense | $5,808,000 | 1,671 |
| Salaries and employee benefits | $3,125,000 | 1,617 |
| Premises and equipment expense | $686,000 | 1,718 |
| Additional noninterest expense | $1,997,000 | 1,677 |
| Pre-tax net operating income | $-192,000 | 6,624 |
| Securities gains (losses) | $-34,000 | 7,022 |
| Applicable income taxes | $-106,000 | 7,025 |
| Income before extraordinary items | $-120,000 | 6,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-120,000 | 6,643 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-120,000 | 6,643 |
| Net charge-offs | $344,000 | 2,171 |
| Cash dividends | $139,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-98,240 | 6,542 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,200 |
| Total interest expense | $648,000 | 1,892 |
| Net interest income | $2,417,000 | 2,266 |
| Provision for loan and lease losses | $174,000 | 2,171 |
| Total noninterest income | $1,216,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $171,000 | 1,937 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,045,000 | 874 |
| Total noninterest expense | $3,138,000 | 1,555 |
| Salaries and employee benefits | $1,552,000 | 1,632 |
| Premises and equipment expense | $326,000 | 1,818 |
| Additional noninterest expense | $1,260,000 | 1,334 |
| Pre-tax net operating income | $321,000 | 3,712 |
| Securities gains (losses) | $-34,000 | 7,137 |
| Applicable income taxes | $94,000 | 2,499 |
| Income before extraordinary items | $193,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $193,000 | 4,441 |
| Net charge-offs | $127,000 | 2,244 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $215,780 | 4,103 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,602,000 | 2,220 |
| Total interest expense | $2,861,000 | 2,042 |
| Net interest income | $9,741,000 | 2,252 |
| Provision for loan and lease losses | $3,003,000 | 1,192 |
| Total noninterest income | $4,174,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $617,000 | 2,195 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,557,000 | 924 |
| Total noninterest expense | $11,863,000 | 1,652 |
| Salaries and employee benefits | $5,973,000 | 1,638 |
| Premises and equipment expense | $1,438,000 | 1,724 |
| Additional noninterest expense | $4,452,000 | 1,532 |
| Pre-tax net operating income | $-951,000 | 6,567 |
| Securities gains (losses) | $-59,000 | 7,041 |
| Applicable income taxes | $-139,000 | 6,870 |
| Income before extraordinary items | $-871,000 | 6,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-871,000 | 6,606 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-871,000 | 6,605 |
| Net charge-offs | $2,886,000 | 1,224 |
| Cash dividends | $279,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,020 |
| Net operating income | $-820,260 | 6,564 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,527,000 | 2,227 |
| Total interest expense | $2,189,000 | 2,081 |
| Net interest income | $7,338,000 | 2,248 |
| Provision for loan and lease losses | $2,901,000 | 951 |
| Total noninterest income | $2,759,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $468,000 | 2,182 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,291,000 | 1,016 |
| Total noninterest expense | $8,353,000 | 1,737 |
| Salaries and employee benefits | $4,233,000 | 1,719 |
| Premises and equipment expense | $1,065,000 | 1,765 |
| Additional noninterest expense | $3,055,000 | 1,672 |
| Pre-tax net operating income | $-1,157,000 | 6,838 |
| Securities gains (losses) | $-9,000 | 6,996 |
| Applicable income taxes | $-477,000 | 7,205 |
| Income before extraordinary items | $-689,000 | 6,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-689,000 | 6,764 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-689,000 | 6,764 |
| Net charge-offs | $2,823,000 | 986 |
| Cash dividends | $279,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 940 |
| Net operating income | $-683,240 | 6,721 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 2,249 |
| Total interest expense | $1,482,000 | 2,122 |
| Net interest income | $4,835,000 | 2,270 |
| Provision for loan and lease losses | $407,000 | 2,574 |
| Total noninterest income | $1,561,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $321,000 | 2,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,240,000 | 1,160 |
| Total noninterest expense | $5,436,000 | 1,794 |
| Salaries and employee benefits | $2,786,000 | 1,762 |
| Premises and equipment expense | $709,000 | 1,784 |
| Additional noninterest expense | $1,941,000 | 1,771 |
| Pre-tax net operating income | $553,000 | 3,614 |
| Securities gains (losses) | $-9,000 | 7,063 |
| Applicable income taxes | $181,000 | 2,323 |
| Income before extraordinary items | $363,000 | 4,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 4,153 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $363,000 | 4,155 |
| Net charge-offs | $342,000 | 2,537 |
| Cash dividends | $137,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $369,030 | 4,030 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 2,254 |
| Total interest expense | $766,000 | 2,137 |
| Net interest income | $2,402,000 | 2,273 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $843,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $171,000 | 1,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $672,000 | 1,084 |
| Total noninterest expense | $2,811,000 | 1,754 |
| Salaries and employee benefits | $1,419,000 | 1,736 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $1,006,000 | 1,707 |
| Pre-tax net operating income | $434,000 | 2,811 |
| Securities gains (losses) | $-30,000 | 7,287 |
| Applicable income taxes | $141,000 | 1,853 |
| Income before extraordinary items | $263,000 | 3,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $263,000 | 3,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $263,000 | 3,482 |
| Net charge-offs | $-34,000 | 7,299 |
| Cash dividends | $138,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $282,500 | 3,308 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,058,000 | 2,149 |
| Total interest expense | $4,394,000 | 1,834 |
| Net interest income | $9,664,000 | 2,268 |
| Provision for loan and lease losses | $2,105,000 | 2,006 |
| Total noninterest income | $3,260,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $866,000 | 1,695 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,394,000 | 1,242 |
| Total noninterest expense | $11,128,000 | 1,772 |
| Salaries and employee benefits | $5,419,000 | 1,787 |
| Premises and equipment expense | $1,537,000 | 1,676 |
| Additional noninterest expense | $4,172,000 | 1,726 |
| Pre-tax net operating income | $-309,000 | 6,119 |
| Securities gains (losses) | $-825,000 | 7,485 |
| Applicable income taxes | $-6,000 | 6,534 |
| Income before extraordinary items | $-1,128,000 | 6,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,128,000 | 6,633 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,128,000 | 6,633 |
| Net charge-offs | $1,817,000 | 1,973 |
| Cash dividends | $572,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,043 |
| Net operating income | $-311,250 | 6,198 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 2,186 |
| Total interest expense | $3,367,000 | 1,865 |
| Net interest income | $7,214,000 | 2,319 |
| Provision for loan and lease losses | $1,142,000 | 2,329 |
| Total noninterest income | $2,166,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $656,000 | 1,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,510,000 | 1,338 |
| Total noninterest expense | $7,664,000 | 1,905 |
| Salaries and employee benefits | $3,836,000 | 1,895 |
| Premises and equipment expense | $1,131,000 | 1,728 |
| Additional noninterest expense | $2,697,000 | 1,918 |
| Pre-tax net operating income | $574,000 | 4,014 |
| Securities gains (losses) | $-626,000 | 7,608 |
| Applicable income taxes | $-61,000 | 7,003 |
| Income before extraordinary items | $9,000 | 6,091 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,000 | 6,092 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,000 | 6,092 |
| Net charge-offs | $981,000 | 2,214 |
| Cash dividends | $432,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $409,640 | 4,260 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 2,215 |
| Total interest expense | $2,302,000 | 1,889 |
| Net interest income | $4,759,000 | 2,349 |
| Provision for loan and lease losses | $232,000 | 4,020 |
| Total noninterest income | $1,272,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $451,000 | 1,701 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $821,000 | 1,496 |
| Total noninterest expense | $4,938,000 | 1,978 |
| Salaries and employee benefits | $2,476,000 | 1,966 |
| Premises and equipment expense | $745,000 | 1,757 |
| Additional noninterest expense | $1,717,000 | 2,007 |
| Pre-tax net operating income | $861,000 | 2,660 |
| Securities gains (losses) | $-85,000 | 7,490 |
| Applicable income taxes | $260,000 | 1,873 |
| Income before extraordinary items | $516,000 | 3,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $516,000 | 3,350 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $516,000 | 3,352 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $292,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 935 |
| Net operating income | $572,100 | 3,053 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 2,280 |
| Total interest expense | $1,179,000 | 1,939 |
| Net interest income | $2,344,000 | 2,408 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $508,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $229,000 | 1,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 1,926 |
| Total noninterest expense | $2,348,000 | 2,083 |
| Salaries and employee benefits | $1,212,000 | 2,036 |
| Premises and equipment expense | $365,000 | 1,847 |
| Additional noninterest expense | $771,000 | 2,204 |
| Pre-tax net operating income | $474,000 | 2,508 |
| Securities gains (losses) | $-60,000 | 7,642 |
| Applicable income taxes | $143,000 | 1,782 |
| Income before extraordinary items | $271,000 | 3,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,327 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $271,000 | 3,329 |
| Net charge-offs | $-22,000 | 7,666 |
| Cash dividends | $153,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $310,000 | 2,961 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,506,000 | 2,302 |
| Total interest expense | $5,260,000 | 2,156 |
| Net interest income | $9,246,000 | 2,357 |
| Provision for loan and lease losses | $2,786,000 | 2,073 |
| Total noninterest income | $2,813,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,033,000 | 1,634 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,780,000 | 1,489 |
| Total noninterest expense | $10,221,000 | 1,977 |
| Salaries and employee benefits | $4,809,000 | 2,045 |
| Premises and equipment expense | $1,496,000 | 1,813 |
| Additional noninterest expense | $3,916,000 | 1,879 |
| Pre-tax net operating income | $-948,000 | 6,238 |
| Securities gains (losses) | $-309,000 | 7,502 |
| Applicable income taxes | $-596,000 | 7,105 |
| Income before extraordinary items | $-661,000 | 6,173 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-661,000 | 6,172 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-661,000 | 6,172 |
| Net charge-offs | $2,763,000 | 1,689 |
| Cash dividends | $219,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $6,229,000 | 149 |
| Net operating income | $-463,240 | 6,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 2,332 |
| Total interest expense | $4,004,000 | 2,216 |
| Net interest income | $6,878,000 | 2,374 |
| Provision for loan and lease losses | $2,658,000 | 1,601 |
| Total noninterest income | $2,168,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $764,000 | 1,657 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,404,000 | 1,464 |
| Total noninterest expense | $6,908,000 | 2,162 |
| Salaries and employee benefits | $3,613,000 | 2,052 |
| Premises and equipment expense | $1,087,000 | 1,869 |
| Additional noninterest expense | $2,208,000 | 2,360 |
| Pre-tax net operating income | $-520,000 | 6,349 |
| Securities gains (losses) | $-89,000 | 7,462 |
| Applicable income taxes | $-275,000 | 7,177 |
| Income before extraordinary items | $-334,000 | 6,275 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-334,000 | 6,276 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-334,000 | 6,275 |
| Net charge-offs | $2,631,000 | 1,280 |
| Cash dividends | $164,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-277,040 | 6,195 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 2,368 |
| Total interest expense | $2,728,000 | 2,258 |
| Net interest income | $4,528,000 | 2,390 |
| Provision for loan and lease losses | $742,000 | 2,425 |
| Total noninterest income | $1,620,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $524,000 | 1,584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,096,000 | 1,343 |
| Total noninterest expense | $4,574,000 | 2,192 |
| Salaries and employee benefits | $2,449,000 | 2,052 |
| Premises and equipment expense | $815,000 | 1,705 |
| Additional noninterest expense | $1,310,000 | 2,629 |
| Pre-tax net operating income | $832,000 | 2,448 |
| Securities gains (losses) | $-121,000 | 7,716 |
| Applicable income taxes | $251,000 | 1,723 |
| Income before extraordinary items | $460,000 | 3,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 3,251 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $460,000 | 3,254 |
| Net charge-offs | $748,000 | 1,914 |
| Cash dividends | $109,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $538,650 | 2,857 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 2,379 |
| Total interest expense | $1,384,000 | 2,306 |
| Net interest income | $2,272,000 | 2,384 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $849,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $258,000 | 1,574 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $591,000 | 1,249 |
| Total noninterest expense | $2,347,000 | 2,113 |
| Salaries and employee benefits | $1,247,000 | 2,048 |
| Premises and equipment expense | $363,000 | 1,930 |
| Additional noninterest expense | $737,000 | 2,133 |
| Pre-tax net operating income | $704,000 | 1,794 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $248,000 | 1,236 |
| Income before extraordinary items | $456,000 | 2,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $456,000 | 2,306 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $456,000 | 2,308 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $54,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $456,000 | 2,172 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,119,000 | 2,319 |
| Total interest expense | $7,570,000 | 2,068 |
| Net interest income | $8,549,000 | 2,536 |
| Provision for loan and lease losses | $1,317,000 | 2,311 |
| Total noninterest income | $2,957,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,165,000 | 1,534 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,792,000 | 1,407 |
| Total noninterest expense | $10,663,000 | 1,819 |
| Salaries and employee benefits | $5,275,000 | 1,914 |
| Premises and equipment expense | $1,536,000 | 1,781 |
| Additional noninterest expense | $3,852,000 | 1,614 |
| Pre-tax net operating income | $-474,000 | 6,751 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $-257,000 | 7,284 |
| Income before extraordinary items | $-200,000 | 6,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-200,000 | 6,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,538,000 | 1,526 |
| Cash dividends | $219,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 856 |
| Net operating income | $-210,880 | 6,637 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 2,333 |
| Total interest expense | $5,954,000 | 2,061 |
| Net interest income | $6,392,000 | 2,577 |
| Provision for loan and lease losses | $955,000 | 1,872 |
| Total noninterest income | $2,441,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $865,000 | 1,558 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,576,000 | 1,315 |
| Total noninterest expense | $8,212,000 | 1,761 |
| Salaries and employee benefits | $4,164,000 | 1,861 |
| Premises and equipment expense | $1,205,000 | 1,721 |
| Additional noninterest expense | $2,843,000 | 1,574 |
| Pre-tax net operating income | $-334,000 | 7,137 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $-116,000 | 7,561 |
| Income before extraordinary items | $-201,000 | 6,906 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-201,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,460,000 | 1,036 |
| Cash dividends | $164,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 652 |
| Net operating income | $-211,880 | 7,088 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 2,346 |
| Total interest expense | $4,230,000 | 2,044 |
| Net interest income | $4,103,000 | 2,652 |
| Provision for loan and lease losses | $895,000 | 1,320 |
| Total noninterest income | $1,784,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $587,000 | 1,518 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,197,000 | 1,239 |
| Total noninterest expense | $5,380,000 | 1,790 |
| Salaries and employee benefits | $2,702,000 | 1,922 |
| Premises and equipment expense | $809,000 | 1,706 |
| Additional noninterest expense | $1,869,000 | 1,570 |
| Pre-tax net operating income | $-388,000 | 7,515 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $-82,000 | 7,827 |
| Income before extraordinary items | $-296,000 | 7,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-296,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,432,000 | 684 |
| Cash dividends | $108,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 466 |
| Net operating income | $-303,800 | 7,505 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 2,339 |
| Total interest expense | $2,275,000 | 2,025 |
| Net interest income | $2,030,000 | 2,678 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $1,174,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $294,000 | 1,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $880,000 | 940 |
| Total noninterest expense | $2,582,000 | 1,858 |
| Salaries and employee benefits | $1,304,000 | 2,022 |
| Premises and equipment expense | $430,000 | 1,623 |
| Additional noninterest expense | $848,000 | 1,685 |
| Pre-tax net operating income | $547,000 | 2,893 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $179,000 | 2,108 |
| Income before extraordinary items | $378,000 | 3,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 885 |
| Cash dividends | $54,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $371,200 | 3,254 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,400,000 | 2,370 |
| Total interest expense | $9,170,000 | 2,080 |
| Net interest income | $8,230,000 | 2,661 |
| Provision for loan and lease losses | $455,000 | 2,487 |
| Total noninterest income | $2,266,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,167,000 | 1,540 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,099,000 | 2,100 |
| Total noninterest expense | $9,783,000 | 1,890 |
| Salaries and employee benefits | $4,879,000 | 2,069 |
| Premises and equipment expense | $1,594,000 | 1,662 |
| Additional noninterest expense | $3,310,000 | 1,685 |
| Pre-tax net operating income | $258,000 | 6,713 |
| Securities gains (losses) | $410,000 | 294 |
| Applicable income taxes | $120,000 | 4,330 |
| Income before extraordinary items | $548,000 | 5,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $548,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,397 |
| Cash dividends | $366,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,204 |
| Net operating income | $211,800 | 6,730 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,944,000 | 2,395 |
| Total interest expense | $6,734,000 | 2,111 |
| Net interest income | $6,210,000 | 2,652 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $1,660,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $862,000 | 1,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $798,000 | 2,125 |
| Total noninterest expense | $7,313,000 | 1,875 |
| Salaries and employee benefits | $3,682,000 | 2,047 |
| Premises and equipment expense | $1,171,000 | 1,681 |
| Additional noninterest expense | $2,460,000 | 1,660 |
| Pre-tax net operating income | $352,000 | 6,360 |
| Securities gains (losses) | $142,000 | 425 |
| Applicable income taxes | $86,000 | 4,568 |
| Income before extraordinary items | $408,000 | 5,797 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $408,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $163,000 | 4,301 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 950 |
| Net operating income | $290,140 | 6,361 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,413 |
| Total interest expense | $4,437,000 | 2,141 |
| Net interest income | $4,160,000 | 2,669 |
| Provision for loan and lease losses | $130,000 | 2,852 |
| Total noninterest income | $1,022,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $559,000 | 1,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $463,000 | 2,366 |
| Total noninterest expense | $4,887,000 | 1,889 |
| Salaries and employee benefits | $2,496,000 | 2,042 |
| Premises and equipment expense | $784,000 | 1,694 |
| Additional noninterest expense | $1,607,000 | 1,692 |
| Pre-tax net operating income | $165,000 | 6,859 |
| Securities gains (losses) | $-164,000 | 8,451 |
| Applicable income taxes | $-79,000 | 8,354 |
| Income before extraordinary items | $80,000 | 7,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $80,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,026 |
| Cash dividends | $107,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 799 |
| Net operating income | $244,000 | 6,041 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 2,402 |
| Total interest expense | $2,194,000 | 2,147 |
| Net interest income | $2,125,000 | 2,620 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $261,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-10,000 | 8,604 |
| Total noninterest expense | $2,415,000 | 1,916 |
| Salaries and employee benefits | $1,257,000 | 2,048 |
| Premises and equipment expense | $390,000 | 1,711 |
| Additional noninterest expense | $768,000 | 1,746 |
| Pre-tax net operating income | $-119,000 | 8,179 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $-70,000 | 8,469 |
| Income before extraordinary items | $-34,000 | 8,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-34,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 715 |
| Cash dividends | $53,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-43,600 | 8,021 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,685,000 | 2,341 |
| Total interest expense | $7,956,000 | 2,060 |
| Net interest income | $8,729,000 | 2,585 |
| Provision for loan and lease losses | $585,000 | 1,668 |
| Total noninterest income | $3,030,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,324,000 | 1,355 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,706,000 | 1,515 |
| Total noninterest expense | $10,434,000 | 1,706 |
| Salaries and employee benefits | $5,190,000 | 1,873 |
| Premises and equipment expense | $1,781,000 | 1,442 |
| Additional noninterest expense | $3,463,000 | 1,527 |
| Pre-tax net operating income | $740,000 | 5,813 |
| Securities gains (losses) | $-16,000 | 7,468 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $692,000 | 5,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $692,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,145 |
| Cash dividends | $410,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $2,319,000 | 391 |
| Net operating income | $707,360 | 5,480 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,415,000 | 2,338 |
| Total interest expense | $5,796,000 | 2,053 |
| Net interest income | $6,619,000 | 2,584 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $2,313,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,026,000 | 1,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,287,000 | 1,511 |
| Total noninterest expense | $7,602,000 | 1,751 |
| Salaries and employee benefits | $3,905,000 | 1,863 |
| Premises and equipment expense | $1,331,000 | 1,455 |
| Additional noninterest expense | $2,366,000 | 1,664 |
| Pre-tax net operating income | $1,195,000 | 4,311 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $197,000 | 4,151 |
| Income before extraordinary items | $987,000 | 4,198 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $987,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,461 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $2,340,000 | 296 |
| Net operating income | $996,130 | 4,167 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,098,000 | 2,345 |
| Total interest expense | $3,810,000 | 1,986 |
| Net interest income | $4,288,000 | 2,646 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,700,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $708,000 | 1,253 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $992,000 | 1,365 |
| Total noninterest expense | $5,067,000 | 1,753 |
| Salaries and employee benefits | $2,612,000 | 1,870 |
| Premises and equipment expense | $885,000 | 1,471 |
| Additional noninterest expense | $1,570,000 | 1,685 |
| Pre-tax net operating income | $821,000 | 4,270 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $175,000 | 3,789 |
| Income before extraordinary items | $645,000 | 4,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $645,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,468 |
| Cash dividends | $65,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $2,340,000 | 205 |
| Net operating income | $645,790 | 4,257 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 2,356 |
| Total interest expense | $1,819,000 | 1,984 |
| Net interest income | $2,127,000 | 2,651 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $793,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $354,000 | 1,220 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $439,000 | 1,472 |
| Total noninterest expense | $2,501,000 | 1,775 |
| Salaries and employee benefits | $1,325,000 | 1,859 |
| Premises and equipment expense | $434,000 | 1,495 |
| Additional noninterest expense | $742,000 | 1,766 |
| Pre-tax net operating income | $364,000 | 4,499 |
| Securities gains (losses) | $-21,000 | 8,390 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $268,000 | 4,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,633 |
| Cash dividends | $10,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $2,285,000 | 105 |
| Net operating income | $284,380 | 4,540 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,385,000 | 2,297 |
| Total interest expense | $5,665,000 | 1,985 |
| Net interest income | $8,720,000 | 2,496 |
| Provision for loan and lease losses | $700,000 | 1,421 |
| Total noninterest income | $2,484,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,430,000 | 1,238 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,054,000 | 2,138 |
| Total noninterest expense | $9,781,000 | 1,740 |
| Salaries and employee benefits | $4,971,000 | 1,874 |
| Premises and equipment expense | $1,714,000 | 1,425 |
| Additional noninterest expense | $3,096,000 | 1,635 |
| Pre-tax net operating income | $723,000 | 6,093 |
| Securities gains (losses) | $46,000 | 955 |
| Applicable income taxes | $97,000 | 5,404 |
| Income before extraordinary items | $672,000 | 5,753 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $672,000 | 5,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,721,000 | 448 |
| Cash dividends | $223,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 665 |
| Net operating income | $631,980 | 5,862 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,580,000 | 2,298 |
| Total interest expense | $4,060,000 | 1,965 |
| Net interest income | $6,520,000 | 2,490 |
| Provision for loan and lease losses | $575,000 | 1,241 |
| Total noninterest income | $2,202,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,062,000 | 1,237 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,140,000 | 1,651 |
| Total noninterest expense | $7,285,000 | 1,721 |
| Salaries and employee benefits | $3,792,000 | 1,829 |
| Premises and equipment expense | $1,305,000 | 1,395 |
| Additional noninterest expense | $2,188,000 | 1,710 |
| Pre-tax net operating income | $862,000 | 5,131 |
| Securities gains (losses) | $46,000 | 910 |
| Applicable income taxes | $177,000 | 4,593 |
| Income before extraordinary items | $731,000 | 4,974 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $731,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 491 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 502 |
| Net operating income | $693,740 | 5,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 2,294 |
| Total interest expense | $2,593,000 | 1,927 |
| Net interest income | $4,297,000 | 2,489 |
| Provision for loan and lease losses | $375,000 | 1,255 |
| Total noninterest income | $1,483,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $670,000 | 1,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $813,000 | 1,559 |
| Total noninterest expense | $4,855,000 | 1,719 |
| Salaries and employee benefits | $2,585,000 | 1,774 |
| Premises and equipment expense | $898,000 | 1,340 |
| Additional noninterest expense | $1,372,000 | 1,799 |
| Pre-tax net operating income | $550,000 | 5,228 |
| Securities gains (losses) | $51,000 | 773 |
| Applicable income taxes | $105,000 | 4,757 |
| Income before extraordinary items | $496,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,031,000 | 357 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 369 |
| Net operating income | $453,670 | 5,083 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 2,328 |
| Total interest expense | $1,242,000 | 1,907 |
| Net interest income | $2,078,000 | 2,571 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $780,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $326,000 | 1,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $454,000 | 1,418 |
| Total noninterest expense | $2,399,000 | 1,740 |
| Salaries and employee benefits | $1,364,000 | 1,691 |
| Premises and equipment expense | $435,000 | 1,394 |
| Additional noninterest expense | $600,000 | 2,047 |
| Pre-tax net operating income | $234,000 | 5,606 |
| Securities gains (losses) | $17,000 | 846 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $211,000 | 5,287 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $211,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,128 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 297 |
| Net operating income | $196,720 | 5,432 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 2,126 |
| Total interest expense | $4,456,000 | 1,826 |
| Net interest income | $9,041,000 | 2,261 |
| Provision for loan and lease losses | $2,560,000 | 439 |
| Total noninterest income | $2,835,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,480,000 | 1,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,355,000 | 1,753 |
| Total noninterest expense | $9,620,000 | 1,688 |
| Salaries and employee benefits | $5,189,000 | 1,702 |
| Premises and equipment expense | $1,709,000 | 1,356 |
| Additional noninterest expense | $2,722,000 | 1,792 |
| Pre-tax net operating income | $-304,000 | 8,581 |
| Securities gains (losses) | $441,000 | 487 |
| Applicable income taxes | $-207,000 | 8,815 |
| Income before extraordinary items | $344,000 | 7,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $344,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,709,000 | 522 |
| Cash dividends | $232,000 | 4,698 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 622 |
| Net operating income | $-97,000 | 8,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,073 |
| Total interest expense | $3,302,000 | 1,818 |
| Net interest income | $6,837,000 | 2,213 |
| Provision for loan and lease losses | $1,010,000 | 767 |
| Total noninterest income | $2,071,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,100,000 | 1,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $971,000 | 1,803 |
| Total noninterest expense | $7,034,000 | 1,719 |
| Salaries and employee benefits | $3,828,000 | 1,724 |
| Premises and equipment expense | $1,276,000 | 1,354 |
| Additional noninterest expense | $1,930,000 | 1,856 |
| Pre-tax net operating income | $864,000 | 4,987 |
| Securities gains (losses) | $238,000 | 689 |
| Applicable income taxes | $193,000 | 4,491 |
| Income before extraordinary items | $909,000 | 4,241 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $909,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,075 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 490 |
| Net operating income | $713,840 | 4,822 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 2,029 |
| Total interest expense | $2,191,000 | 1,811 |
| Net interest income | $4,641,000 | 2,156 |
| Provision for loan and lease losses | $710,000 | 718 |
| Total noninterest income | $1,403,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $735,000 | 1,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $668,000 | 1,783 |
| Total noninterest expense | $4,625,000 | 1,731 |
| Salaries and employee benefits | $2,546,000 | 1,727 |
| Premises and equipment expense | $832,000 | 1,389 |
| Additional noninterest expense | $1,247,000 | 1,916 |
| Pre-tax net operating income | $709,000 | 4,423 |
| Securities gains (losses) | $136,000 | 846 |
| Applicable income taxes | $168,000 | 4,062 |
| Income before extraordinary items | $677,000 | 3,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,602 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 395 |
| Net operating income | $568,200 | 4,304 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 2,021 |
| Total interest expense | $1,101,000 | 1,819 |
| Net interest income | $2,369,000 | 2,123 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $696,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $359,000 | 1,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $337,000 | 1,737 |
| Total noninterest expense | $2,151,000 | 1,864 |
| Salaries and employee benefits | $1,274,000 | 1,742 |
| Premises and equipment expense | $407,000 | 1,445 |
| Additional noninterest expense | $470,000 | 2,504 |
| Pre-tax net operating income | $614,000 | 3,028 |
| Securities gains (losses) | $107,000 | 766 |
| Applicable income taxes | $215,000 | 2,452 |
| Income before extraordinary items | $506,000 | 2,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $506,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 341 |
| Net operating income | $431,100 | 3,195 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,118,000 | 2,006 |
| Total interest expense | $5,092,000 | 1,759 |
| Net interest income | $9,026,000 | 2,151 |
| Provision for loan and lease losses | $1,490,000 | 834 |
| Total noninterest income | $3,069,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,548,000 | 1,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,521,000 | 1,802 |
| Total noninterest expense | $9,081,000 | 1,750 |
| Salaries and employee benefits | $5,053,000 | 1,702 |
| Premises and equipment expense | $1,687,000 | 1,346 |
| Additional noninterest expense | $2,341,000 | 2,058 |
| Pre-tax net operating income | $1,524,000 | 4,093 |
| Securities gains (losses) | $225,000 | 1,261 |
| Applicable income taxes | $360,000 | 3,983 |
| Income before extraordinary items | $1,389,000 | 3,751 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,389,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,023,000 | 550 |
| Cash dividends | $417,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 680 |
| Net operating income | $1,211,250 | 3,955 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,605,000 | 2,041 |
| Total interest expense | $3,903,000 | 1,789 |
| Net interest income | $6,702,000 | 2,180 |
| Provision for loan and lease losses | $1,240,000 | 747 |
| Total noninterest income | $2,376,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $969,000 | 1,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,407,000 | 1,595 |
| Total noninterest expense | $6,668,000 | 1,789 |
| Salaries and employee benefits | $3,753,000 | 1,732 |
| Premises and equipment expense | $1,265,000 | 1,360 |
| Additional noninterest expense | $1,650,000 | 2,169 |
| Pre-tax net operating income | $1,170,000 | 4,143 |
| Securities gains (losses) | $225,000 | 1,161 |
| Applicable income taxes | $320,000 | 3,799 |
| Income before extraordinary items | $1,075,000 | 3,811 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,075,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,344 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 610 |
| Net operating income | $901,750 | 4,112 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,065 |
| Total interest expense | $2,626,000 | 1,834 |
| Net interest income | $4,424,000 | 2,200 |
| Provision for loan and lease losses | $540,000 | 1,072 |
| Total noninterest income | $1,626,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $784,000 | 1,089 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $842,000 | 1,716 |
| Total noninterest expense | $4,359,000 | 1,812 |
| Salaries and employee benefits | $2,492,000 | 1,722 |
| Premises and equipment expense | $842,000 | 1,366 |
| Additional noninterest expense | $1,025,000 | 2,312 |
| Pre-tax net operating income | $1,151,000 | 3,186 |
| Securities gains (losses) | $198,000 | 1,046 |
| Applicable income taxes | $370,000 | 2,846 |
| Income before extraordinary items | $979,000 | 3,027 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $979,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,856 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 486 |
| Net operating income | $834,460 | 3,219 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 2,122 |
| Total interest expense | $1,326,000 | 1,857 |
| Net interest income | $2,144,000 | 2,269 |
| Provision for loan and lease losses | $315,000 | 878 |
| Total noninterest income | $849,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 1,061 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $458,000 | 1,574 |
| Total noninterest expense | $2,124,000 | 1,844 |
| Salaries and employee benefits | $1,221,000 | 1,743 |
| Premises and equipment expense | $435,000 | 1,327 |
| Additional noninterest expense | $468,000 | 2,484 |
| Pre-tax net operating income | $554,000 | 3,269 |
| Securities gains (losses) | $164,000 | 739 |
| Applicable income taxes | $205,000 | 2,653 |
| Income before extraordinary items | $513,000 | 2,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $396,560 | 3,318 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,272,000 | 2,151 |
| Total interest expense | $5,693,000 | 1,992 |
| Net interest income | $8,579,000 | 2,256 |
| Provision for loan and lease losses | $2,665,000 | 603 |
| Total noninterest income | $3,047,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,312,000 | 1,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,735,000 | 1,469 |
| Total noninterest expense | $8,307,000 | 1,822 |
| Salaries and employee benefits | $4,518,000 | 1,772 |
| Premises and equipment expense | $1,751,000 | 1,252 |
| Additional noninterest expense | $2,038,000 | 2,272 |
| Pre-tax net operating income | $654,000 | 6,233 |
| Securities gains (losses) | $149,000 | 1,395 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $791,000 | 5,245 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $791,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,495,000 | 671 |
| Cash dividends | $211,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 784 |
| Net operating income | $643,490 | 5,645 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,095,000 | 2,434 |
| Total interest expense | $7,063,000 | 2,274 |
| Net interest income | $7,032,000 | 2,545 |
| Provision for loan and lease losses | $457,000 | 2,365 |
| Total noninterest income | $1,600,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $950,000 | 1,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $650,000 | 2,692 |
| Total noninterest expense | $6,249,000 | 2,286 |
| Salaries and employee benefits | $3,389,000 | 2,217 |
| Premises and equipment expense | $818,000 | 2,572 |
| Additional noninterest expense | $2,042,000 | 2,202 |
| Pre-tax net operating income | $1,926,000 | 3,265 |
| Securities gains (losses) | $222,000 | 1,111 |
| Applicable income taxes | $578,000 | 3,035 |
| Income before extraordinary items | $1,570,000 | 3,114 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,570,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,886 |
| Cash dividends | $186,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 765 |
| Net operating income | $1,407,940 | 3,288 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,788,000 | 2,529 |
| Total interest expense | $7,167,000 | 2,359 |
| Net interest income | $6,621,000 | 2,689 |
| Provision for loan and lease losses | $74,000 | 5,896 |
| Total noninterest income | $1,335,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $874,000 | 1,568 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $461,000 | 3,080 |
| Total noninterest expense | $5,684,000 | 2,407 |
| Salaries and employee benefits | $2,900,000 | 2,459 |
| Premises and equipment expense | $791,000 | 2,603 |
| Additional noninterest expense | $1,993,000 | 2,166 |
| Pre-tax net operating income | $2,198,000 | 3,083 |
| Securities gains (losses) | $-193,000 | 9,564 |
| Applicable income taxes | $497,000 | 3,495 |
| Income before extraordinary items | $1,508,000 | 3,238 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,508,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $169,000 | 5,360 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 711 |
| Net operating income | $1,652,750 | 2,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,503,000 | 2,810 |
| Total interest expense | $5,421,000 | 2,703 |
| Net interest income | $6,082,000 | 2,893 |
| Provision for loan and lease losses | $431,000 | 1,976 |
| Total noninterest income | $1,358,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $930,000 | 1,397 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $428,000 | 3,262 |
| Total noninterest expense | $5,161,000 | 2,617 |
| Salaries and employee benefits | $2,558,000 | 2,750 |
| Premises and equipment expense | $702,000 | 2,856 |
| Additional noninterest expense | $1,901,000 | 2,302 |
| Pre-tax net operating income | $1,848,000 | 3,543 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $429,000 | 3,982 |
| Income before extraordinary items | $1,414,000 | 3,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,414,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,249 |
| Cash dividends | $158,000 | 5,571 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 930 |
| Net operating income | $1,417,850 | 3,350 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,266,000 | 2,865 |
| Total interest expense | $5,247,000 | 2,862 |
| Net interest income | $6,019,000 | 2,862 |
| Provision for loan and lease losses | $673,000 | 1,363 |
| Total noninterest income | $1,371,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $959,000 | 1,297 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $412,000 | 3,368 |
| Total noninterest expense | $5,088,000 | 2,555 |
| Salaries and employee benefits | $2,409,000 | 2,826 |
| Premises and equipment expense | $732,000 | 2,666 |
| Additional noninterest expense | $1,947,000 | 2,156 |
| Pre-tax net operating income | $1,629,000 | 3,938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $435,000 | 4,209 |
| Income before extraordinary items | $1,194,000 | 3,946 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,194,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,271 |
| Cash dividends | $152,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,005 |
| Net operating income | $1,194,000 | 3,859 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,575,000 | 3,066 |
| Total interest expense | $4,941,000 | 3,014 |
| Net interest income | $5,634,000 | 3,100 |
| Provision for loan and lease losses | $605,000 | 1,499 |
| Total noninterest income | $1,162,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $847,000 | 1,533 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $315,000 | 3,819 |
| Total noninterest expense | $4,654,000 | 2,743 |
| Salaries and employee benefits | $2,352,000 | 2,810 |
| Premises and equipment expense | $512,000 | 3,631 |
| Additional noninterest expense | $1,790,000 | 2,317 |
| Pre-tax net operating income | $1,537,000 | 4,403 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $500,000 | 4,210 |
| Income before extraordinary items | $1,040,000 | 4,558 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,040,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,169 |
| Cash dividends | $146,000 | 5,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,037,960 | 4,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,823,000 | 3,337 |
| Total interest expense | $4,748,000 | 3,148 |
| Net interest income | $5,075,000 | 3,487 |
| Provision for loan and lease losses | $405,000 | 2,060 |
| Total noninterest income | $978,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $750,000 | 1,804 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $228,000 | 4,822 |
| Total noninterest expense | $4,223,000 | 3,177 |
| Salaries and employee benefits | $2,108,000 | 3,174 |
| Premises and equipment expense | $478,000 | 3,912 |
| Additional noninterest expense | $1,637,000 | 2,908 |
| Pre-tax net operating income | $1,425,000 | 4,517 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $976,000 | 4,597 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $976,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,601 |
| Cash dividends | $137,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $984,280 | 4,520 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,755,000 | 3,704 |
| Total interest expense | $4,151,000 | 3,572 |
| Net interest income | $4,604,000 | 3,821 |
| Provision for loan and lease losses | $286,000 | 2,361 |
| Total noninterest income | $1,024,000 | 3,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $664,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,539 |
| Total noninterest expense | $4,098,000 | 3,248 |
| Salaries and employee benefits | $1,922,000 | 3,425 |
| Premises and equipment expense | $417,000 | 4,366 |
| Additional noninterest expense | $1,759,000 | 2,677 |
| Pre-tax net operating income | $1,244,000 | 5,136 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $350,000 | 5,442 |
| Income before extraordinary items | $872,000 | 5,110 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $872,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,871 |
| Cash dividends | $131,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 552 |
| Net operating income | $887,620 | 5,037 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,814,000 | 4,326 |
| Total interest expense | $2,719,000 | 4,312 |
| Net interest income | $4,095,000 | 4,287 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $857,000 | 3,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $631,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,871 |
| Total noninterest expense | $3,858,000 | 3,537 |
| Salaries and employee benefits | $1,740,000 | 3,743 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $1,830,000 | 2,785 |
| Pre-tax net operating income | $1,164,000 | 5,353 |
| Securities gains (losses) | $-54,000 | 11,090 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $790,000 | 5,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $790,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,017 |
| Net operating income | $828,340 | 5,282 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,844 |
| Total interest expense | $2,421,000 | 4,963 |
| Net interest income | $3,726,000 | 4,702 |
| Provision for loan and lease losses | $643,000 | 1,766 |
| Total noninterest income | $1,055,000 | 3,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,538 |
| Total noninterest expense | $3,378,000 | 4,048 |
| Salaries and employee benefits | $1,387,000 | 4,596 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $1,703,000 | 3,127 |
| Pre-tax net operating income | $760,000 | 7,032 |
| Securities gains (losses) | $205,000 | 1,669 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $758,000 | 5,788 |
| Extraordinary gains, net | $227,000 | 920 |
| Net income | $985,000 | 4,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 878 |
| Net operating income | $596,050 | 6,567 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 5,580 |
| Total interest expense | $2,774,000 | 5,509 |
| Net interest income | $3,107,000 | 5,563 |
| Provision for loan and lease losses | $392,000 | 3,513 |
| Total noninterest income | $738,000 | 4,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $603,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,675,000 | 4,998 |
| Salaries and employee benefits | $1,259,000 | 4,946 |
| Premises and equipment expense | $336,000 | 5,522 |
| Additional noninterest expense | $1,080,000 | 4,752 |
| Pre-tax net operating income | $778,000 | 6,667 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $637,000 | 6,315 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $637,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $111,000 | 6,367 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,087 |
| Net operating income | $578,540 | 6,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.