Home > Randolph Bank & Trust Company > Assets and Liabilities
Randolph Bank & Trust Company, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 84 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $283,664,000 | 2,271 |
| Cash and due from depository institutions | $14,072,000 | 1,799 |
| Interest-bearing balances | $5,171,000 | 3,981 |
| Securities | $5,082,000 | 6,050 |
| Federal funds sold & reverse repurchase agreements | $135,000 | 2,663 |
| Net loans & leases | $161,220,000 | 2,405 |
| Loan loss allowance | $233,000 | 6,340 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,537,000 | 2,425 |
| Other real estate owned | $4,844,000 | 1,799 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $93,774,000 | 289 |
| Life insurance assets | $4,863,000 | 1,556 |
| Total liabilities and capital | $283,664,000 | 2,271 |
| Total liabilities | $267,929,000 | 2,165 |
| Total deposits | $260,545,000 | 2,103 |
| Interest-bearing deposits | $219,310,000 | 2,016 |
| Deposits held in domestic offices | $260,545,000 | 2,102 |
| % insured | 88.70% | 2,712 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $6,100,000 | 2,211 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,284,000 | 2,760 |
| Total equity capital | $15,735,000 | 3,771 |
| Total bank equity capital | $15,735,000 | 3,770 |
| Perpetual preferred stock | $2,300,000 | 158 |
| Common stock | $5,224,000 | 793 |
| Surplus | $14,544,000 | 1,927 |
| Undivided profits | $-6,333,000 | 6,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,434,000 | 2,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $801,000 | 3,283 |
| Earning assets | $171,608,000 | 3,219 |
| Long-term assets (5+ years) | $39,896,000 | 3,799 |
| Average Assets, year-to-date | $295,994,250 | 2,181 |
| Average Assets, quarterly | $293,092,000 | 2,199 |
| Volatile liabilities | $6,453,000 | 3,911 |
| Insider loans | $7,453,000 | 807 |
| FHLB advances | $6,100,000 | 2,123 |
| Loans and leases held for sale | $1,993,000 | 760 |
| Unused loan commitments | $30,865,000 | 2,022 |
| Tier 1 (core) risk-based capital | $11,086,000 | 4,637 |
| Tier 2 risk-based capital | $458,000 | 5,425 |
| Total risk weighted assets | $247,825,000 | 1,738 |
| Total unused commitments | $30,865,000 | 2,022 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 83 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $302,520,000 | 2,141 |
| Cash and due from depository institutions | $17,459,000 | 1,828 |
| Interest-bearing balances | $5,063,000 | 4,165 |
| Securities | $93,567,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $120,000 | 2,821 |
| Net loans & leases | $169,968,000 | 2,285 |
| Loan loss allowance | $2,984,000 | 2,243 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $4,684,000 | 2,365 |
| Other real estate owned | $6,722,000 | 1,828 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $10,000,000 | 1,810 |
| Life insurance assets | $4,950,000 | 1,517 |
| Total liabilities and capital | $302,520,000 | 2,141 |
| Total liabilities | $276,780,000 | 2,092 |
| Total deposits | $269,458,000 | 2,048 |
| Interest-bearing deposits | $226,065,000 | 1,962 |
| Deposits held in domestic offices | $269,458,000 | 2,047 |
| % insured | 88.54% | 2,891 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $6,100,000 | 2,169 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,222,000 | 2,759 |
| Total equity capital | $25,740,000 | 2,579 |
| Total bank equity capital | $25,740,000 | 2,579 |
| Perpetual preferred stock | $8,757,000 | 66 |
| Common stock | $5,224,000 | 792 |
| Surplus | $14,544,000 | 1,930 |
| Undivided profits | $-2,785,000 | 6,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,202,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $950,000 | 2,778 |
| Earning assets | $268,718,000 | 2,197 |
| Long-term assets (5+ years) | $56,981,000 | 3,008 |
| Average Assets, year-to-date | $300,104,330 | 2,164 |
| Average Assets, quarterly | $302,380,000 | 2,145 |
| Volatile liabilities | $6,442,000 | 3,872 |
| Insider loans | $7,327,000 | 832 |
| FHLB advances | $6,100,000 | 2,085 |
| Loans and leases held for sale | $5,165,000 | 587 |
| Unused loan commitments | $32,185,000 | 1,940 |
| Tier 1 (core) risk-based capital | $22,684,000 | 2,820 |
| Tier 2 risk-based capital | $2,530,000 | 1,948 |
| Total risk weighted assets | $186,257,000 | 2,255 |
| Total unused commitments | $32,185,000 | 1,940 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 79 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $302,240,000 | 2,178 |
| Cash and due from depository institutions | $32,902,000 | 1,930 |
| Interest-bearing balances | $21,292,000 | 2,054 |
| Securities | $84,395,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $105,000 | 3,214 |
| Net loans & leases | $165,467,000 | 2,333 |
| Loan loss allowance | $3,803,000 | 1,849 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,789,000 | 2,329 |
| Other real estate owned | $4,577,000 | 1,930 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,005,000 | 1,792 |
| Life insurance assets | $4,898,000 | 1,508 |
| Total liabilities and capital | $302,240,000 | 2,178 |
| Total liabilities | $276,523,000 | 2,120 |
| Total deposits | $269,571,000 | 2,063 |
| Interest-bearing deposits | $225,842,000 | 2,009 |
| Deposits held in domestic offices | $269,571,000 | 2,063 |
| % insured | 88.20% | 2,996 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $6,100,000 | 2,080 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $852,000 | 3,459 |
| Total equity capital | $25,717,000 | 2,653 |
| Total bank equity capital | $25,717,000 | 2,653 |
| Perpetual preferred stock | $8,742,000 | 68 |
| Common stock | $5,224,000 | 807 |
| Surplus | $14,544,000 | 1,938 |
| Undivided profits | $-2,793,000 | 6,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,740,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,097,000 | 2,406 |
| Earning assets | $271,259,000 | 2,223 |
| Long-term assets (5+ years) | $77,541,000 | 2,364 |
| Average Assets, year-to-date | $298,896,500 | 2,198 |
| Average Assets, quarterly | $298,896,500 | 2,198 |
| Volatile liabilities | $6,243,000 | 3,904 |
| Insider loans | $7,690,000 | 788 |
| FHLB advances | $6,100,000 | 1,998 |
| Loans and leases held for sale | $1,432,000 | 1,077 |
| Unused loan commitments | $32,059,000 | 1,956 |
| Tier 1 (core) risk-based capital | $22,302,000 | 2,860 |
| Tier 2 risk-based capital | $2,520,000 | 1,961 |
| Total risk weighted assets | $183,939,000 | 2,276 |
| Total unused commitments | $32,059,000 | 1,956 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 82 | 1,859 |
| Assets and Liabilities | ||
| Total Assets: | $295,879,000 | 2,211 |
| Cash and due from depository institutions | $19,551,000 | 1,859 |
| Interest-bearing balances | $5,578,000 | 4,181 |
| Securities | $79,396,000 | 1,839 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 3,071 |
| Net loans & leases | $174,933,000 | 2,233 |
| Loan loss allowance | $3,464,000 | 2,003 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,174,000 | 2,204 |
| Other real estate owned | $6,756,000 | 1,859 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $9,959,000 | 1,812 |
| Life insurance assets | $4,797,000 | 1,506 |
| Total liabilities and capital | $295,879,000 | 2,211 |
| Total liabilities | $270,113,000 | 2,171 |
| Total deposits | $263,162,000 | 2,102 |
| Interest-bearing deposits | $223,141,000 | 2,024 |
| Deposits held in domestic offices | $263,162,000 | 2,102 |
| % insured | 91.93% | 2,730 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,100,000 | 2,234 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $851,000 | 3,479 |
| Total equity capital | $25,766,000 | 2,646 |
| Total bank equity capital | $25,766,000 | 2,646 |
| Perpetual preferred stock | $8,726,000 | 71 |
| Common stock | $5,224,000 | 811 |
| Surplus | $14,544,000 | 1,942 |
| Undivided profits | $-2,728,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,786,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $982,000 | 2,722 |
| Earning assets | $260,017,000 | 2,287 |
| Long-term assets (5+ years) | $78,273,000 | 2,315 |
| Average Assets, year-to-date | $295,965,400 | 2,166 |
| Average Assets, quarterly | $300,925,000 | 2,159 |
| Volatile liabilities | $9,615,000 | 3,280 |
| Insider loans | $7,798,000 | 771 |
| FHLB advances | $6,100,000 | 2,138 |
| Loans and leases held for sale | $7,488,000 | 611 |
| Unused loan commitments | $29,470,000 | 1,990 |
| Tier 1 (core) risk-based capital | $22,501,000 | 2,817 |
| Tier 2 risk-based capital | $2,545,000 | 1,936 |
| Total risk weighted assets | $189,778,000 | 2,219 |
| Total unused commitments | $29,470,000 | 1,990 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 89 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $305,971,000 | 2,151 |
| Cash and due from depository institutions | $38,694,000 | 1,712 |
| Interest-bearing balances | $23,457,000 | 1,656 |
| Securities | $73,389,000 | 1,972 |
| Federal funds sold & reverse repurchase agreements | $165,000 | 3,089 |
| Net loans & leases | $173,431,000 | 2,283 |
| Loan loss allowance | $3,498,000 | 2,033 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,348,000 | 2,152 |
| Other real estate owned | $6,756,000 | 1,712 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $8,188,000 | 2,138 |
| Life insurance assets | $1,768,000 | 2,607 |
| Total liabilities and capital | $305,971,000 | 2,151 |
| Total liabilities | $280,764,000 | 2,084 |
| Total deposits | $274,000,000 | 2,013 |
| Interest-bearing deposits | $228,141,000 | 1,986 |
| Deposits held in domestic offices | $274,000,000 | 2,013 |
| % insured | 91.12% | 3,198 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $6,100,000 | 2,249 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $664,000 | 4,162 |
| Total equity capital | $25,207,000 | 2,735 |
| Total bank equity capital | $25,207,000 | 2,735 |
| Perpetual preferred stock | $8,710,000 | 72 |
| Common stock | $5,224,000 | 829 |
| Surplus | $14,544,000 | 1,963 |
| Undivided profits | $-3,271,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,859,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $951,000 | 3,025 |
| Earning assets | $270,442,000 | 2,212 |
| Long-term assets (5+ years) | $79,412,000 | 2,275 |
| Average Assets, year-to-date | $295,987,000 | 2,184 |
| Average Assets, quarterly | $301,545,000 | 2,162 |
| Volatile liabilities | $9,601,000 | 3,325 |
| Insider loans | $8,030,000 | 756 |
| FHLB advances | $6,100,000 | 2,158 |
| Loans and leases held for sale | $1,741,000 | 1,162 |
| Unused loan commitments | $30,346,000 | 1,953 |
| Tier 1 (core) risk-based capital | $22,123,000 | 2,879 |
| Tier 2 risk-based capital | $2,629,000 | 1,909 |
| Total risk weighted assets | $196,320,000 | 2,160 |
| Total unused commitments | $30,346,000 | 1,953 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 93 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $297,119,000 | 2,184 |
| Cash and due from depository institutions | $35,845,000 | 1,616 |
| Interest-bearing balances | $20,959,000 | 1,829 |
| Securities | $62,881,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 3,335 |
| Net loans & leases | $178,089,000 | 2,224 |
| Loan loss allowance | $4,118,000 | 1,774 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,316,000 | 2,172 |
| Other real estate owned | $7,196,000 | 1,616 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $7,702,000 | 2,217 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $297,119,000 | 2,184 |
| Total liabilities | $272,007,000 | 2,149 |
| Total deposits | $265,060,000 | 2,074 |
| Interest-bearing deposits | $222,717,000 | 2,034 |
| Deposits held in domestic offices | $265,060,000 | 2,074 |
| % insured | 92.85% | 2,654 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $6,100,000 | 2,320 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $847,000 | 3,544 |
| Total equity capital | $25,112,000 | 2,704 |
| Total bank equity capital | $25,112,000 | 2,704 |
| Perpetual preferred stock | $8,694,000 | 71 |
| Common stock | $5,224,000 | 845 |
| Surplus | $14,544,000 | 1,965 |
| Undivided profits | $-3,350,000 | 6,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,409,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $951,000 | 2,859 |
| Earning assets | $262,019,000 | 2,250 |
| Long-term assets (5+ years) | $68,387,000 | 2,502 |
| Average Assets, year-to-date | $292,659,000 | 2,209 |
| Average Assets, quarterly | $294,692,000 | 2,208 |
| Volatile liabilities | $9,563,000 | 3,362 |
| Insider loans | $8,151,000 | 752 |
| FHLB advances | $6,100,000 | 2,230 |
| Loans and leases held for sale | $3,049,000 | 812 |
| Unused loan commitments | $32,448,000 | 1,810 |
| Tier 1 (core) risk-based capital | $22,160,000 | 2,851 |
| Tier 2 risk-based capital | $2,525,000 | 1,979 |
| Total risk weighted assets | $191,231,000 | 2,212 |
| Total unused commitments | $32,448,000 | 1,810 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 92 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $292,265,000 | 2,242 |
| Cash and due from depository institutions | $37,629,000 | 1,620 |
| Interest-bearing balances | $24,844,000 | 1,702 |
| Securities | $52,056,000 | 2,590 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 2,880 |
| Net loans & leases | $179,032,000 | 2,198 |
| Loan loss allowance | $3,211,000 | 2,238 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,438,000 | 2,124 |
| Other real estate owned | $9,151,000 | 1,620 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $8,064,000 | 2,159 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $292,265,000 | 2,242 |
| Total liabilities | $267,098,000 | 2,196 |
| Total deposits | $260,152,000 | 2,117 |
| Interest-bearing deposits | $222,806,000 | 2,058 |
| Deposits held in domestic offices | $260,152,000 | 2,117 |
| % insured | 93.46% | 2,429 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,100,000 | 2,349 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $846,000 | 3,539 |
| Total equity capital | $25,167,000 | 2,670 |
| Total bank equity capital | $25,167,000 | 2,669 |
| Perpetual preferred stock | $8,679,000 | 74 |
| Common stock | $5,224,000 | 858 |
| Surplus | $14,544,000 | 1,977 |
| Undivided profits | $-3,280,000 | 6,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,851,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $993,000 | 2,736 |
| Earning assets | $256,827,000 | 2,325 |
| Long-term assets (5+ years) | $74,822,000 | 2,319 |
| Average Assets, year-to-date | $290,429,000 | 2,240 |
| Average Assets, quarterly | $290,429,000 | 2,240 |
| Volatile liabilities | $9,877,000 | 3,309 |
| Insider loans | $8,047,000 | 764 |
| FHLB advances | $6,100,000 | 2,263 |
| Loans and leases held for sale | $1,005,000 | 1,278 |
| Unused loan commitments | $33,128,000 | 1,795 |
| Tier 1 (core) risk-based capital | $22,701,000 | 2,766 |
| Tier 2 risk-based capital | $2,510,000 | 1,993 |
| Total risk weighted assets | $195,154,000 | 2,158 |
| Total unused commitments | $33,128,000 | 1,795 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 91 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $288,824,000 | 2,247 |
| Cash and due from depository institutions | $37,631,000 | 1,641 |
| Interest-bearing balances | $7,000 | 6,926 |
| Securities | $42,773,000 | 2,930 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 2,522 |
| Net loans & leases | $183,377,000 | 2,172 |
| Loan loss allowance | $3,164,000 | 2,265 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,544,000 | 2,098 |
| Other real estate owned | $9,450,000 | 1,641 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $9,039,000 | 1,988 |
| Life insurance assets | $1,655,000 | 2,569 |
| Total liabilities and capital | $288,825,000 | 2,247 |
| Total liabilities | $263,599,000 | 2,202 |
| Total deposits | $254,388,000 | 2,130 |
| Interest-bearing deposits | $221,988,000 | 2,048 |
| Deposits held in domestic offices | $254,388,000 | 2,129 |
| % insured | 93.10% | 2,641 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $8,100,000 | 2,192 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,111,000 | 3,038 |
| Total equity capital | $25,226,000 | 2,636 |
| Total bank equity capital | $25,226,000 | 2,636 |
| Perpetual preferred stock | $8,664,000 | 71 |
| Common stock | $5,224,000 | 863 |
| Surplus | $14,544,000 | 1,985 |
| Undivided profits | $-3,206,000 | 6,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 3,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $964,000 | 2,972 |
| Earning assets | $227,167,000 | 2,558 |
| Long-term assets (5+ years) | $72,467,000 | 2,029 |
| Average Assets, year-to-date | $287,489,800 | 2,213 |
| Average Assets, quarterly | $289,818,500 | 2,223 |
| Volatile liabilities | $12,413,000 | 3,045 |
| Insider loans | $8,327,000 | 740 |
| FHLB advances | $8,100,000 | 2,102 |
| Loans and leases held for sale | $1,638,000 | 963 |
| Unused loan commitments | $35,414,000 | 1,650 |
| Tier 1 (core) risk-based capital | $23,051,000 | 2,705 |
| Tier 2 risk-based capital | $2,525,000 | 1,978 |
| Total risk weighted assets | $197,335,000 | 2,137 |
| Total unused commitments | $35,414,000 | 1,651 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 99 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $290,813,000 | 2,231 |
| Cash and due from depository institutions | $33,400,000 | 1,513 |
| Interest-bearing balances | $11,000 | 6,925 |
| Securities | $41,595,000 | 2,902 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 2,685 |
| Net loans & leases | $192,312,000 | 2,089 |
| Loan loss allowance | $3,125,000 | 2,300 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,700,000 | 2,053 |
| Other real estate owned | $7,404,000 | 1,513 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $9,402,000 | 1,954 |
| Life insurance assets | $1,643,000 | 2,554 |
| Total liabilities and capital | $290,813,000 | 2,231 |
| Total liabilities | $265,604,000 | 2,185 |
| Total deposits | $254,298,000 | 2,133 |
| Interest-bearing deposits | $221,927,000 | 2,058 |
| Deposits held in domestic offices | $254,298,000 | 2,132 |
| % insured | 92.02% | 3,185 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,100,000 | 1,991 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,206,000 | 3,002 |
| Total equity capital | $25,209,000 | 2,655 |
| Total bank equity capital | $25,209,000 | 2,653 |
| Perpetual preferred stock | $8,648,000 | 74 |
| Common stock | $5,224,000 | 877 |
| Surplus | $14,544,000 | 1,996 |
| Undivided profits | $-3,207,000 | 6,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 3,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $980,000 | 3,020 |
| Earning assets | $234,918,000 | 2,481 |
| Long-term assets (5+ years) | $75,520,000 | 1,905 |
| Average Assets, year-to-date | $287,156,250 | 2,223 |
| Average Assets, quarterly | $286,982,000 | 2,241 |
| Volatile liabilities | $14,644,000 | 2,795 |
| Insider loans | $8,274,000 | 748 |
| FHLB advances | $10,100,000 | 1,879 |
| Loans and leases held for sale | $4,749,000 | 512 |
| Unused loan commitments | $33,497,000 | 1,731 |
| Tier 1 (core) risk-based capital | $22,933,000 | 2,716 |
| Tier 2 risk-based capital | $2,534,000 | 1,983 |
| Total risk weighted assets | $202,139,000 | 2,099 |
| Total unused commitments | $33,497,000 | 1,735 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 93 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $283,151,000 | 2,270 |
| Cash and due from depository institutions | $11,098,000 | 1,624 |
| Interest-bearing balances | $6,000 | 6,971 |
| Securities | $39,707,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $18,436,000 | 298 |
| Net loans & leases | $191,367,000 | 2,130 |
| Loan loss allowance | $3,112,000 | 2,321 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,701,000 | 2,060 |
| Other real estate owned | $7,261,000 | 1,624 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,581,000 | 1,950 |
| Life insurance assets | $1,638,000 | 2,528 |
| Total liabilities and capital | $283,151,000 | 2,270 |
| Total liabilities | $256,692,000 | 2,244 |
| Total deposits | $245,313,000 | 2,187 |
| Interest-bearing deposits | $217,236,000 | 2,100 |
| Deposits held in domestic offices | $245,313,000 | 2,187 |
| % insured | 92.78% | 2,966 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,100,000 | 2,043 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,279,000 | 2,747 |
| Total equity capital | $26,459,000 | 2,488 |
| Total bank equity capital | $26,459,000 | 2,487 |
| Perpetual preferred stock | $8,633,000 | 59 |
| Common stock | $5,224,000 | 892 |
| Surplus | $14,544,000 | 1,993 |
| Undivided profits | $-1,942,000 | 6,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,501,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $917,000 | 3,127 |
| Earning assets | $249,516,000 | 2,338 |
| Long-term assets (5+ years) | $77,034,000 | 1,850 |
| Average Assets, year-to-date | $285,937,330 | 2,244 |
| Average Assets, quarterly | $283,037,500 | 2,270 |
| Volatile liabilities | $14,959,000 | 2,771 |
| Insider loans | $8,369,000 | 776 |
| FHLB advances | $10,100,000 | 1,944 |
| Loans and leases held for sale | $1,408,000 | 758 |
| Unused loan commitments | $34,728,000 | 1,694 |
| Tier 1 (core) risk-based capital | $24,295,000 | 2,551 |
| Tier 2 risk-based capital | $2,603,000 | 1,949 |
| Total risk weighted assets | $204,579,000 | 2,084 |
| Total unused commitments | $34,728,000 | 1,695 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 104 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $282,924,000 | 2,286 |
| Cash and due from depository institutions | $9,164,000 | 1,439 |
| Interest-bearing balances | $243,000 | 6,371 |
| Securities | $34,805,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $26,946,000 | 226 |
| Net loans & leases | $193,907,000 | 2,117 |
| Loan loss allowance | $3,081,000 | 2,353 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,835,000 | 2,027 |
| Other real estate owned | $2,551,000 | 1,439 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,716,000 | 1,957 |
| Life insurance assets | $1,611,000 | 2,539 |
| Total liabilities and capital | $282,924,000 | 2,286 |
| Total liabilities | $256,603,000 | 2,259 |
| Total deposits | $244,259,000 | 2,218 |
| Interest-bearing deposits | $216,967,000 | 2,132 |
| Deposits held in domestic offices | $244,259,000 | 2,216 |
| % insured | 93.61% | 2,645 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,100,000 | 1,964 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,244,000 | 2,767 |
| Total equity capital | $26,321,000 | 2,455 |
| Total bank equity capital | $26,321,000 | 2,454 |
| Perpetual preferred stock | $8,617,000 | 60 |
| Common stock | $5,224,000 | 904 |
| Surplus | $14,544,000 | 1,999 |
| Undivided profits | $-2,064,000 | 6,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,432,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $949,000 | 3,036 |
| Earning assets | $255,901,000 | 2,316 |
| Long-term assets (5+ years) | $79,112,000 | 1,755 |
| Average Assets, year-to-date | $287,330,500 | 2,251 |
| Average Assets, quarterly | $287,330,500 | 2,251 |
| Volatile liabilities | $14,230,000 | 2,886 |
| Insider loans | $7,763,000 | 852 |
| FHLB advances | $11,100,000 | 1,861 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $43,132,000 | 1,440 |
| Tier 1 (core) risk-based capital | $24,311,000 | 2,526 |
| Tier 2 risk-based capital | $2,630,000 | 1,941 |
| Total risk weighted assets | $207,360,000 | 2,081 |
| Total unused commitments | $43,132,000 | 1,442 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 103 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $292,091,000 | 2,220 |
| Cash and due from depository institutions | $14,996,000 | 1,469 |
| Interest-bearing balances | $226,000 | 6,351 |
| Securities | $34,838,000 | 3,176 |
| Federal funds sold & reverse repurchase agreements | $26,502,000 | 246 |
| Net loans & leases | $198,375,000 | 2,122 |
| Loan loss allowance | $3,047,000 | 2,351 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,009,000 | 2,010 |
| Other real estate owned | $2,514,000 | 1,469 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,857,000 | 2,116 |
| Life insurance assets | $1,580,000 | 2,541 |
| Total liabilities and capital | $292,091,000 | 2,220 |
| Total liabilities | $265,604,000 | 2,204 |
| Total deposits | $253,171,000 | 2,131 |
| Interest-bearing deposits | $226,650,000 | 2,045 |
| Deposits held in domestic offices | $253,171,000 | 2,130 |
| % insured | 93.82% | 2,494 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,100,000 | 2,133 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,333,000 | 2,680 |
| Total equity capital | $26,487,000 | 2,425 |
| Total bank equity capital | $26,487,000 | 2,424 |
| Perpetual preferred stock | $8,592,000 | 62 |
| Common stock | $5,224,000 | 908 |
| Surplus | $14,544,000 | 2,001 |
| Undivided profits | $-1,873,000 | 6,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,760,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $989,000 | 3,043 |
| Earning assets | $259,941,000 | 2,279 |
| Long-term assets (5+ years) | $89,059,000 | 1,546 |
| Average Assets, year-to-date | $289,427,200 | 2,217 |
| Average Assets, quarterly | $291,247,000 | 2,230 |
| Volatile liabilities | $50,672,000 | 2,489 |
| Insider loans | $7,961,000 | 851 |
| FHLB advances | $11,100,000 | 2,021 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $41,315,000 | 1,470 |
| Tier 1 (core) risk-based capital | $24,700,000 | 2,476 |
| Tier 2 risk-based capital | $2,750,000 | 1,892 |
| Total risk weighted assets | $215,751,000 | 2,046 |
| Total unused commitments | $41,315,000 | 1,471 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 103 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $290,403,000 | 2,272 |
| Cash and due from depository institutions | $15,408,000 | 1,481 |
| Interest-bearing balances | $1,859,000 | 5,016 |
| Securities | $36,010,000 | 3,090 |
| Federal funds sold & reverse repurchase agreements | $17,245,000 | 431 |
| Net loans & leases | $203,786,000 | 2,115 |
| Loan loss allowance | $2,920,000 | 2,462 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,009,000 | 2,036 |
| Other real estate owned | $2,303,000 | 1,481 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,642,000 | 2,020 |
| Life insurance assets | $1,529,000 | 2,562 |
| Total liabilities and capital | $290,403,000 | 2,272 |
| Total liabilities | $263,153,000 | 2,252 |
| Total deposits | $247,346,000 | 2,208 |
| Interest-bearing deposits | $224,732,000 | 2,099 |
| Deposits held in domestic offices | $247,346,000 | 2,205 |
| % insured | 92.49% | 2,573 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,500,000 | 1,969 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,307,000 | 2,987 |
| Total equity capital | $27,250,000 | 2,433 |
| Total bank equity capital | $27,250,000 | 2,431 |
| Perpetual preferred stock | $8,567,000 | 61 |
| Common stock | $5,224,000 | 912 |
| Surplus | $14,544,000 | 1,995 |
| Undivided profits | $-1,085,000 | 6,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,929,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,078,000 | 3,005 |
| Earning assets | $258,900,000 | 2,318 |
| Long-term assets (5+ years) | $97,381,000 | 1,417 |
| Average Assets, year-to-date | $288,761,250 | 2,253 |
| Average Assets, quarterly | $289,649,500 | 2,259 |
| Volatile liabilities | $57,140,000 | 2,316 |
| Insider loans | $8,344,000 | 822 |
| FHLB advances | $14,500,000 | 1,867 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $29,592,000 | 1,938 |
| Tier 1 (core) risk-based capital | $25,634,000 | 2,435 |
| Tier 2 risk-based capital | $2,697,000 | 1,974 |
| Total risk weighted assets | $215,570,000 | 2,074 |
| Total unused commitments | $29,592,000 | 1,940 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 103 | 1,501 |
| Assets and Liabilities | ||
| Total Assets: | $288,896,000 | 2,280 |
| Cash and due from depository institutions | $14,593,000 | 1,501 |
| Interest-bearing balances | $2,221,000 | 4,738 |
| Securities | $38,443,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $8,835,000 | 886 |
| Net loans & leases | $206,681,000 | 2,119 |
| Loan loss allowance | $2,962,000 | 2,432 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,951,000 | 2,069 |
| Other real estate owned | $2,237,000 | 1,501 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $12,156,000 | 1,708 |
| Life insurance assets | $1,519,000 | 2,573 |
| Total liabilities and capital | $288,896,000 | 2,280 |
| Total liabilities | $261,528,000 | 2,259 |
| Total deposits | $238,601,000 | 2,278 |
| Interest-bearing deposits | $216,858,000 | 2,170 |
| Deposits held in domestic offices | $238,601,000 | 2,276 |
| % insured | 89.82% | 3,662 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,500,000 | 1,558 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,427,000 | 2,706 |
| Total equity capital | $27,368,000 | 2,408 |
| Total bank equity capital | $27,368,000 | 2,405 |
| Perpetual preferred stock | $8,542,000 | 61 |
| Common stock | $5,224,000 | 927 |
| Surplus | $14,544,000 | 1,992 |
| Undivided profits | $-942,000 | 6,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,111,000 | 4,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,065,000 | 2,985 |
| Earning assets | $256,180,000 | 2,351 |
| Long-term assets (5+ years) | $100,870,000 | 1,352 |
| Average Assets, year-to-date | $288,214,000 | 2,276 |
| Average Assets, quarterly | $287,234,000 | 2,286 |
| Volatile liabilities | $61,583,000 | 2,204 |
| Insider loans | $9,928,000 | 681 |
| FHLB advances | $21,500,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $31,942,000 | 1,861 |
| Tier 1 (core) risk-based capital | $26,197,000 | 2,367 |
| Tier 2 risk-based capital | $2,743,000 | 1,958 |
| Total risk weighted assets | $219,248,000 | 2,081 |
| Total unused commitments | $31,942,000 | 1,863 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 97 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $285,572,000 | 2,355 |
| Cash and due from depository institutions | $15,197,000 | 1,608 |
| Interest-bearing balances | $2,424,000 | 4,605 |
| Securities | $37,381,000 | 3,007 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 2,324 |
| Net loans & leases | $211,372,000 | 2,121 |
| Loan loss allowance | $2,811,000 | 2,557 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,976,000 | 2,094 |
| Other real estate owned | $1,956,000 | 1,608 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $10,450,000 | 1,961 |
| Life insurance assets | $1,486,000 | 2,600 |
| Total liabilities and capital | $285,572,000 | 2,355 |
| Total liabilities | $258,704,000 | 2,336 |
| Total deposits | $235,696,000 | 2,339 |
| Interest-bearing deposits | $215,377,000 | 2,237 |
| Deposits held in domestic offices | $235,696,000 | 2,337 |
| % insured | 89.72% | 3,815 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,500,000 | 1,630 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,508,000 | 2,611 |
| Total equity capital | $26,868,000 | 2,461 |
| Total bank equity capital | $26,868,000 | 2,458 |
| Perpetual preferred stock | $8,518,000 | 60 |
| Common stock | $5,224,000 | 944 |
| Surplus | $14,544,000 | 2,025 |
| Undivided profits | $-1,418,000 | 6,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,061,000 | 2,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,106,000 | 2,940 |
| Earning assets | $254,417,000 | 2,411 |
| Long-term assets (5+ years) | $101,535,000 | 1,358 |
| Average Assets, year-to-date | $287,873,000 | 2,331 |
| Average Assets, quarterly | $287,873,000 | 2,331 |
| Volatile liabilities | $60,223,000 | 2,326 |
| Insider loans | $6,429,000 | 1,175 |
| FHLB advances | $21,500,000 | 1,542 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,000,000 | 2,030 |
| Tier 1 (core) risk-based capital | $26,141,000 | 2,396 |
| Tier 2 risk-based capital | $2,737,000 | 2,009 |
| Total risk weighted assets | $218,871,000 | 2,138 |
| Total unused commitments | $30,000,000 | 2,033 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 96 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $290,174,000 | 2,327 |
| Cash and due from depository institutions | $15,987,000 | 1,641 |
| Interest-bearing balances | $2,527,000 | 4,224 |
| Securities | $35,902,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $10,895,000 | 766 |
| Net loans & leases | $209,335,000 | 2,174 |
| Loan loss allowance | $2,759,000 | 2,567 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,913,000 | 2,158 |
| Other real estate owned | $1,921,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,221,000 | 2,054 |
| Life insurance assets | $1,462,000 | 2,608 |
| Total liabilities and capital | $290,174,000 | 2,327 |
| Total liabilities | $263,168,000 | 2,315 |
| Total deposits | $236,237,000 | 2,332 |
| Interest-bearing deposits | $217,554,000 | 2,205 |
| Deposits held in domestic offices | $236,237,000 | 2,330 |
| % insured | 90.69% | 3,459 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,500,000 | 1,551 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,431,000 | 2,744 |
| Total equity capital | $27,006,000 | 2,432 |
| Total bank equity capital | $27,006,000 | 2,428 |
| Perpetual preferred stock | $8,489,000 | 57 |
| Common stock | $5,224,000 | 954 |
| Surplus | $14,544,000 | 2,032 |
| Undivided profits | $-1,251,000 | 6,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 4,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,143,000 | 2,965 |
| Earning assets | $258,659,000 | 2,381 |
| Long-term assets (5+ years) | $108,687,000 | 1,274 |
| Average Assets, year-to-date | $273,466,800 | 2,392 |
| Average Assets, quarterly | $280,986,000 | 2,387 |
| Volatile liabilities | $68,999,000 | 2,096 |
| Insider loans | $7,189,000 | 1,060 |
| FHLB advances | $25,500,000 | 1,455 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $29,322,000 | 2,070 |
| Tier 1 (core) risk-based capital | $26,309,000 | 2,369 |
| Tier 2 risk-based capital | $2,759,000 | 2,024 |
| Total risk weighted assets | $226,607,000 | 2,117 |
| Total unused commitments | $29,322,000 | 2,073 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 96 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $271,798,000 | 2,468 |
| Cash and due from depository institutions | $12,167,000 | 1,665 |
| Interest-bearing balances | $1,886,000 | 4,375 |
| Securities | $31,948,000 | 3,352 |
| Federal funds sold & reverse repurchase agreements | $1,105,000 | 3,525 |
| Net loans & leases | $209,793,000 | 2,194 |
| Loan loss allowance | $2,763,000 | 2,472 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,051,000 | 2,137 |
| Other real estate owned | $1,921,000 | 1,665 |
| Goodwill and other intangibles | $571,000 | 1,964 |
| All other assets | $8,242,000 | 2,178 |
| Life insurance assets | $1,372,000 | 2,649 |
| Total liabilities and capital | $271,798,000 | 2,468 |
| Total liabilities | $251,202,000 | 2,409 |
| Total deposits | $224,236,000 | 2,424 |
| Interest-bearing deposits | $204,824,000 | 2,314 |
| Deposits held in domestic offices | $224,236,000 | 2,422 |
| % insured | 93.52% | 2,474 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,585,000 | 1,591 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,381,000 | 3,072 |
| Total equity capital | $20,596,000 | 3,196 |
| Total bank equity capital | $20,596,000 | 3,196 |
| Perpetual preferred stock | $2,260,000 | 130 |
| Common stock | $5,224,000 | 969 |
| Surplus | $14,544,000 | 2,022 |
| Undivided profits | $-1,432,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,332,000 | 4,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,089,000 | 3,295 |
| Earning assets | $244,732,000 | 2,520 |
| Long-term assets (5+ years) | $106,295,000 | 1,287 |
| Average Assets, year-to-date | $269,290,000 | 2,437 |
| Average Assets, quarterly | $268,989,000 | 2,475 |
| Volatile liabilities | $58,026,000 | 2,430 |
| Insider loans | $7,264,000 | 1,066 |
| FHLB advances | $25,585,000 | 1,501 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,757,000 | 2,007 |
| Tier 1 (core) risk-based capital | $20,108,000 | 3,096 |
| Tier 2 risk-based capital | $2,718,000 | 2,051 |
| Total risk weighted assets | $217,388,000 | 2,216 |
| Total unused commitments | $32,757,000 | 2,009 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 94 | 1,743 |
| Assets and Liabilities | ||
| Total Assets: | $266,180,000 | 2,515 |
| Cash and due from depository institutions | $9,761,000 | 1,743 |
| Interest-bearing balances | $2,077,000 | 3,947 |
| Securities | $31,321,000 | 3,349 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 1,853 |
| Net loans & leases | $203,840,000 | 2,294 |
| Loan loss allowance | $2,730,000 | 2,402 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,959,000 | 2,198 |
| Other real estate owned | $1,519,000 | 1,743 |
| Goodwill and other intangibles | $571,000 | 1,978 |
| All other assets | $7,959,000 | 2,253 |
| Life insurance assets | $1,376,000 | 2,664 |
| Total liabilities and capital | $266,180,000 | 2,515 |
| Total liabilities | $245,297,000 | 2,459 |
| Total deposits | $217,711,000 | 2,492 |
| Interest-bearing deposits | $198,789,000 | 2,380 |
| Deposits held in domestic offices | $217,711,000 | 2,489 |
| % insured | 84.25% | 2,424 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,500,000 | 1,691 |
| Subordinated debt | $571,000 | 265 |
| All other liabilities | $1,515,000 | 2,914 |
| Total equity capital | $20,883,000 | 3,130 |
| Total bank equity capital | $20,883,000 | 3,129 |
| Perpetual preferred stock | $2,260,000 | 127 |
| Common stock | $5,224,000 | 977 |
| Surplus | $14,544,000 | 2,032 |
| Undivided profits | $-1,145,000 | 7,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,112,000 | 4,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,037,000 | 3,332 |
| Earning assets | $242,488,000 | 2,532 |
| Long-term assets (5+ years) | $110,881,000 | 1,231 |
| Average Assets, year-to-date | $268,454,000 | 2,458 |
| Average Assets, quarterly | $267,580,000 | 2,482 |
| Volatile liabilities | $47,451,000 | 2,883 |
| Insider loans | $9,100,000 | 834 |
| FHLB advances | $25,500,000 | 1,589 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,039,000 | 2,215 |
| Tier 1 (core) risk-based capital | $20,873,000 | 3,016 |
| Tier 2 risk-based capital | $2,858,000 | 1,972 |
| Total risk weighted assets | $210,279,000 | 2,322 |
| Total unused commitments | $30,039,000 | 2,218 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 93 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $268,980,000 | 2,491 |
| Cash and due from depository institutions | $8,049,000 | 1,771 |
| Interest-bearing balances | $124,000 | 5,931 |
| Securities | $34,210,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $6,630,000 | 1,826 |
| Net loans & leases | $203,292,000 | 2,307 |
| Loan loss allowance | $2,757,000 | 2,311 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,272,000 | 2,085 |
| Other real estate owned | $1,531,000 | 1,771 |
| Goodwill and other intangibles | $571,000 | 1,995 |
| All other assets | $8,425,000 | 2,158 |
| Life insurance assets | $1,767,000 | 2,465 |
| Total liabilities and capital | $268,981,000 | 2,491 |
| Total liabilities | $247,940,000 | 2,431 |
| Total deposits | $222,274,000 | 2,439 |
| Interest-bearing deposits | $200,380,000 | 2,365 |
| Deposits held in domestic offices | $222,274,000 | 2,437 |
| % insured | 79.25% | 3,985 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $23,500,000 | 1,862 |
| Subordinated debt | $571,000 | 260 |
| All other liabilities | $1,595,000 | 2,736 |
| Total equity capital | $21,041,000 | 3,135 |
| Total bank equity capital | $21,041,000 | 3,135 |
| Perpetual preferred stock | $2,260,000 | 117 |
| Common stock | $5,224,000 | 978 |
| Surplus | $14,544,000 | 2,020 |
| Undivided profits | $-987,000 | 7,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,080,000 | 3,204 |
| Earning assets | $244,256,000 | 2,527 |
| Long-term assets (5+ years) | $120,489,000 | 1,123 |
| Average Assets, year-to-date | $269,591,000 | 2,465 |
| Average Assets, quarterly | $269,591,000 | 2,465 |
| Volatile liabilities | $44,644,000 | 2,999 |
| Insider loans | $9,100,000 | 847 |
| FHLB advances | $23,500,000 | 1,754 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $31,394,000 | 2,219 |
| Tier 1 (core) risk-based capital | $21,022,000 | 3,013 |
| Tier 2 risk-based capital | $2,941,000 | 1,909 |
| Total risk weighted assets | $207,649,000 | 2,364 |
| Total unused commitments | $31,394,000 | 2,221 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 98 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $270,202,000 | 2,464 |
| Cash and due from depository institutions | $8,337,000 | 1,695 |
| Interest-bearing balances | $103,000 | 5,647 |
| Securities | $37,668,000 | 2,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $207,061,000 | 2,275 |
| Loan loss allowance | $2,734,000 | 2,256 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,342,000 | 2,070 |
| Other real estate owned | $1,547,000 | 1,695 |
| Goodwill and other intangibles | $571,000 | 1,993 |
| All other assets | $8,676,000 | 2,133 |
| Life insurance assets | $1,737,000 | 2,491 |
| Total liabilities and capital | $270,202,000 | 2,464 |
| Total liabilities | $249,254,000 | 2,415 |
| Total deposits | $220,477,000 | 2,404 |
| Interest-bearing deposits | $198,310,000 | 2,341 |
| Deposits held in domestic offices | $220,477,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $26,120,000 | 1,849 |
| Subordinated debt | $571,000 | 265 |
| All other liabilities | $2,086,000 | 2,220 |
| Total equity capital | $20,948,000 | 3,116 |
| Total bank equity capital | $20,948,000 | 3,116 |
| Perpetual preferred stock | $2,260,000 | 76 |
| Common stock | $5,224,000 | 973 |
| Surplus | $14,544,000 | 1,995 |
| Undivided profits | $-1,080,000 | 7,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,288,000 | 3,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,114,000 | 3,329 |
| Earning assets | $244,832,000 | 2,495 |
| Long-term assets (5+ years) | $130,374,000 | 1,028 |
| Average Assets, year-to-date | $278,371,800 | 2,323 |
| Average Assets, quarterly | $270,377,000 | 2,434 |
| Volatile liabilities | $42,786,000 | 3,074 |
| Insider loans | $9,500,000 | 810 |
| FHLB advances | $26,120,000 | 1,744 |
| Loans and leases held for sale | $1,793,000 | 660 |
| Unused loan commitments | $37,653,000 | 1,986 |
| Tier 1 (core) risk-based capital | $21,443,000 | 2,917 |
| Tier 2 risk-based capital | $2,979,000 | 1,868 |
| Total risk weighted assets | $210,743,000 | 2,323 |
| Total unused commitments | $37,653,000 | 1,987 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 101 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $270,552,000 | 2,435 |
| Cash and due from depository institutions | $8,783,000 | 1,665 |
| Interest-bearing balances | $180,000 | 4,563 |
| Securities | $38,900,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $205,830,000 | 2,299 |
| Loan loss allowance | $2,449,000 | 2,322 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,397,000 | 2,047 |
| Other real estate owned | $1,540,000 | 1,665 |
| Goodwill and other intangibles | $571,000 | 2,056 |
| All other assets | $8,531,000 | 2,164 |
| Life insurance assets | $1,855,000 | 2,403 |
| Total liabilities and capital | $270,552,000 | 2,435 |
| Total liabilities | $249,623,000 | 2,394 |
| Total deposits | $222,980,000 | 2,343 |
| Interest-bearing deposits | $200,859,000 | 2,265 |
| Deposits held in domestic offices | $222,980,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $180,000 | 3,370 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $23,500,000 | 2,029 |
| Subordinated debt | $571,000 | 265 |
| All other liabilities | $2,392,000 | 2,014 |
| Total equity capital | $20,929,000 | 3,123 |
| Total bank equity capital | $20,929,000 | 3,123 |
| Perpetual preferred stock | $2,260,000 | 48 |
| Common stock | $5,224,000 | 975 |
| Surplus | $14,544,000 | 1,989 |
| Undivided profits | $-1,099,000 | 7,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,082,000 | 4,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,129,000 | 3,448 |
| Earning assets | $244,910,000 | 2,465 |
| Long-term assets (5+ years) | $131,933,000 | 999 |
| Average Assets, year-to-date | $280,414,250 | 2,328 |
| Average Assets, quarterly | $275,520,500 | 2,395 |
| Volatile liabilities | $46,444,000 | 2,820 |
| Insider loans | $9,500,000 | 794 |
| FHLB advances | $23,500,000 | 1,932 |
| Loans and leases held for sale | $1,901,000 | 557 |
| Unused loan commitments | $33,771,000 | 2,258 |
| Tier 1 (core) risk-based capital | $21,561,000 | 2,948 |
| Tier 2 risk-based capital | $2,792,000 | 1,911 |
| Total risk weighted assets | $208,391,000 | 2,342 |
| Total unused commitments | $33,771,000 | 2,260 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 98 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $280,489,000 | 2,364 |
| Cash and due from depository institutions | $10,920,000 | 1,753 |
| Interest-bearing balances | $242,000 | 4,182 |
| Securities | $53,675,000 | 2,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $198,865,000 | 2,340 |
| Loan loss allowance | $2,417,000 | 2,276 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,491,000 | 2,012 |
| Other real estate owned | $1,620,000 | 1,753 |
| Goodwill and other intangibles | $571,000 | 2,073 |
| All other assets | $8,347,000 | 2,139 |
| Life insurance assets | $1,851,000 | 2,415 |
| Total liabilities and capital | $280,489,000 | 2,364 |
| Total liabilities | $259,167,000 | 2,309 |
| Total deposits | $224,035,000 | 2,320 |
| Interest-bearing deposits | $197,402,000 | 2,287 |
| Deposits held in domestic offices | $224,035,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $930,000 | 2,967 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $31,375,000 | 1,591 |
| Subordinated debt | $571,000 | 247 |
| All other liabilities | $2,256,000 | 2,110 |
| Total equity capital | $21,322,000 | 3,103 |
| Total bank equity capital | $21,322,000 | 3,103 |
| Perpetual preferred stock | $2,260,000 | 46 |
| Common stock | $5,224,000 | 962 |
| Surplus | $14,544,000 | 1,972 |
| Undivided profits | $-706,000 | 7,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,633,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,083,000 | 3,490 |
| Earning assets | $252,782,000 | 2,408 |
| Long-term assets (5+ years) | $113,516,000 | 1,138 |
| Average Assets, year-to-date | $283,701,670 | 2,314 |
| Average Assets, quarterly | $281,590,500 | 2,341 |
| Volatile liabilities | $55,940,000 | 2,438 |
| Insider loans | $11,900,000 | 628 |
| FHLB advances | $31,375,000 | 1,503 |
| Loans and leases held for sale | $1,820,000 | 661 |
| Unused loan commitments | $32,637,000 | 2,406 |
| Tier 1 (core) risk-based capital | $21,571,000 | 2,962 |
| Tier 2 risk-based capital | $2,417,000 | 2,117 |
| Total risk weighted assets | $204,059,000 | 2,381 |
| Total unused commitments | $32,637,000 | 2,408 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $282,692,000 | 2,350 |
| Cash and due from depository institutions | $8,829,000 | 1,730 |
| Interest-bearing balances | $529,000 | 3,599 |
| Securities | $57,188,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $200,489,000 | 2,280 |
| Loan loss allowance | $2,677,000 | 2,015 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,445,000 | 1,998 |
| Other real estate owned | $1,739,000 | 1,730 |
| Goodwill and other intangibles | $571,000 | 2,071 |
| All other assets | $7,431,000 | 2,279 |
| Life insurance assets | $1,827,000 | 2,425 |
| Total liabilities and capital | $282,692,000 | 2,350 |
| Total liabilities | $259,858,000 | 2,295 |
| Total deposits | $239,325,000 | 2,206 |
| Interest-bearing deposits | $213,918,000 | 2,144 |
| Deposits held in domestic offices | $239,325,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,533,000 | 2,143 |
| Subordinated debt | $571,000 | 239 |
| All other liabilities | $2,429,000 | 2,119 |
| Total equity capital | $22,834,000 | 2,994 |
| Total bank equity capital | $22,834,000 | 2,994 |
| Perpetual preferred stock | $2,260,000 | 46 |
| Common stock | $5,184,000 | 958 |
| Surplus | $14,433,000 | 1,972 |
| Undivided profits | $957,000 | 6,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,765,000 | 2,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,280,000 | 3,022 |
| Earning assets | $258,206,000 | 2,348 |
| Long-term assets (5+ years) | $132,217,000 | 942 |
| Average Assets, year-to-date | $285,308,000 | 2,301 |
| Average Assets, quarterly | $285,308,000 | 2,301 |
| Volatile liabilities | $54,947,000 | 2,431 |
| Insider loans | $11,550,000 | 635 |
| FHLB advances | $17,533,000 | 2,054 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,787,000 | 2,554 |
| Tier 1 (core) risk-based capital | $22,160,000 | 2,876 |
| Tier 2 risk-based capital | $2,598,000 | 1,949 |
| Total risk weighted assets | $207,788,000 | 2,313 |
| Total unused commitments | $30,787,000 | 2,557 |
| Derivatives | $5,000,000 | 631 |
| 2007-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $287,924,000 | 2,295 |
| Cash and due from depository institutions | $10,625,000 | 1,820 |
| Interest-bearing balances | $1,010,000 | 2,542 |
| Securities | $58,822,000 | 1,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $203,876,000 | 2,259 |
| Loan loss allowance | $2,954,000 | 1,831 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,431,000 | 2,003 |
| Other real estate owned | $492,000 | 1,820 |
| Goodwill and other intangibles | $571,000 | 2,072 |
| All other assets | $7,107,000 | 2,384 |
| Life insurance assets | $1,769,000 | 2,451 |
| Total liabilities and capital | $287,924,000 | 2,295 |
| Total liabilities | $265,326,000 | 2,241 |
| Total deposits | $245,350,000 | 2,136 |
| Interest-bearing deposits | $221,722,000 | 2,051 |
| Deposits held in domestic offices | $245,350,000 | 2,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,066,000 | 2,071 |
| Subordinated debt | $571,000 | 237 |
| All other liabilities | $2,339,000 | 2,180 |
| Total equity capital | $22,598,000 | 2,968 |
| Total bank equity capital | $22,598,000 | 2,968 |
| Perpetual preferred stock | $2,260,000 | 50 |
| Common stock | $5,184,000 | 948 |
| Surplus | $14,432,000 | 1,947 |
| Undivided profits | $722,000 | 7,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,668,000 | 1,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,272,000 | 3,268 |
| Earning assets | $263,708,000 | 2,286 |
| Long-term assets (5+ years) | $135,864,000 | 866 |
| Average Assets, year-to-date | $281,473,000 | 2,269 |
| Average Assets, quarterly | $285,053,000 | 2,294 |
| Volatile liabilities | $56,604,000 | 2,351 |
| Insider loans | $11,550,000 | 619 |
| FHLB advances | $17,066,000 | 1,971 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $40,268,000 | 2,100 |
| Tier 1 (core) risk-based capital | $21,948,000 | 2,887 |
| Tier 2 risk-based capital | $2,634,000 | 1,939 |
| Total risk weighted assets | $210,421,000 | 2,275 |
| Total unused commitments | $40,268,000 | 2,102 |
| Derivatives | $23,000,000 | 340 |
| 2007-09-30 | Rank | |
| # of Employees: | 96 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $282,182,000 | 2,297 |
| Cash and due from depository institutions | $11,581,000 | 1,781 |
| Interest-bearing balances | $1,070,000 | 2,350 |
| Securities | $52,791,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $201,375,000 | 2,246 |
| Loan loss allowance | $2,721,000 | 1,917 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,449,000 | 1,957 |
| Other real estate owned | $1,365,000 | 1,781 |
| Goodwill and other intangibles | $571,000 | 2,058 |
| All other assets | $8,050,000 | 2,134 |
| Life insurance assets | $1,760,000 | 2,403 |
| Total liabilities and capital | $282,182,000 | 2,297 |
| Total liabilities | $259,748,000 | 2,256 |
| Total deposits | $239,428,000 | 2,168 |
| Interest-bearing deposits | $215,317,000 | 2,085 |
| Deposits held in domestic offices | $239,428,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,066,000 | 1,940 |
| Subordinated debt | $571,000 | 232 |
| All other liabilities | $2,683,000 | 1,954 |
| Total equity capital | $22,434,000 | 2,956 |
| Total bank equity capital | $22,434,000 | 2,956 |
| Perpetual preferred stock | $2,260,000 | 49 |
| Common stock | $4,940,000 | 1,009 |
| Surplus | $13,312,000 | 2,063 |
| Undivided profits | $1,922,000 | 6,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,674,000 | 1,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,380,000 | 3,196 |
| Earning assets | $255,236,000 | 2,323 |
| Long-term assets (5+ years) | $120,764,000 | 959 |
| Average Assets, year-to-date | $279,860,250 | 2,273 |
| Average Assets, quarterly | $279,802,000 | 2,300 |
| Volatile liabilities | $56,202,000 | 2,321 |
| Insider loans | $11,550,000 | 615 |
| FHLB advances | $17,066,000 | 1,842 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,842,000 | 2,622 |
| Tier 1 (core) risk-based capital | $22,118,000 | 2,875 |
| Tier 2 risk-based capital | $2,594,000 | 1,937 |
| Total risk weighted assets | $207,279,000 | 2,260 |
| Total unused commitments | $29,842,000 | 2,622 |
| Derivatives | $23,000,000 | 346 |
| 2007-06-30 | Rank | |
| # of Employees: | 93 | 1,874 |
| Assets and Liabilities | ||
| Total Assets: | $277,422,000 | 2,343 |
| Cash and due from depository institutions | $10,278,000 | 1,874 |
| Interest-bearing balances | $1,288,000 | 2,208 |
| Securities | $60,467,000 | 1,899 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 3,372 |
| Net loans & leases | $187,375,000 | 2,371 |
| Loan loss allowance | $2,455,000 | 2,107 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,440,000 | 2,725 |
| Other real estate owned | $1,564,000 | 1,874 |
| Goodwill and other intangibles | $571,000 | 2,075 |
| All other assets | $9,377,000 | 1,881 |
| Life insurance assets | $1,812,000 | 2,373 |
| Total liabilities and capital | $277,422,000 | 2,343 |
| Total liabilities | $255,478,000 | 2,296 |
| Total deposits | $234,933,000 | 2,226 |
| Interest-bearing deposits | $209,189,000 | 2,152 |
| Deposits held in domestic offices | $234,933,000 | 2,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,098,000 | 1,847 |
| Subordinated debt | $571,000 | 245 |
| All other liabilities | $2,876,000 | 1,790 |
| Total equity capital | $21,944,000 | 2,981 |
| Total bank equity capital | $21,944,000 | 2,981 |
| Perpetual preferred stock | $2,260,000 | 51 |
| Common stock | $4,940,000 | 996 |
| Surplus | $13,312,000 | 2,057 |
| Undivided profits | $1,432,000 | 6,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,713,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,253,000 | 3,291 |
| Earning assets | $252,480,000 | 2,365 |
| Long-term assets (5+ years) | $96,041,000 | 1,148 |
| Average Assets, year-to-date | $279,086,330 | 2,319 |
| Average Assets, quarterly | $279,355,500 | 2,326 |
| Volatile liabilities | $52,536,000 | 2,420 |
| Insider loans | $8,250,000 | 867 |
| FHLB advances | $17,098,000 | 1,747 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $32,953,000 | 2,491 |
| Tier 1 (core) risk-based capital | $21,846,000 | 2,894 |
| Tier 2 risk-based capital | $2,455,000 | 2,037 |
| Total risk weighted assets | $196,521,000 | 2,360 |
| Total unused commitments | $32,953,000 | 2,491 |
| Derivatives | $23,000,000 | 377 |
| 2007-03-31 | Rank | |
| # of Employees: | 95 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $281,289,000 | 2,333 |
| Cash and due from depository institutions | $13,526,000 | 1,825 |
| Interest-bearing balances | $4,373,000 | 1,266 |
| Securities | $58,562,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $10,195,000 | 1,960 |
| Net loans & leases | $183,438,000 | 2,390 |
| Loan loss allowance | $2,510,000 | 2,063 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,804,000 | 2,518 |
| Other real estate owned | $1,753,000 | 1,825 |
| Goodwill and other intangibles | $571,000 | 2,072 |
| All other assets | $8,440,000 | 1,982 |
| Life insurance assets | $1,794,000 | 2,376 |
| Total liabilities and capital | $281,289,000 | 2,333 |
| Total liabilities | $259,194,000 | 2,263 |
| Total deposits | $232,740,000 | 2,259 |
| Interest-bearing deposits | $205,963,000 | 2,189 |
| Deposits held in domestic offices | $232,740,000 | 2,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,098,000 | 1,481 |
| Subordinated debt | $571,000 | 248 |
| All other liabilities | $2,785,000 | 1,887 |
| Total equity capital | $22,095,000 | 2,983 |
| Total bank equity capital | $22,095,000 | 2,983 |
| Perpetual preferred stock | $2,260,000 | 51 |
| Common stock | $4,931,000 | 981 |
| Surplus | $13,285,000 | 2,024 |
| Undivided profits | $1,619,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,913,000 | 909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,324,000 | 3,005 |
| Earning assets | $256,568,000 | 2,333 |
| Long-term assets (5+ years) | $109,700,000 | 1,008 |
| Average Assets, year-to-date | $279,918,500 | 2,323 |
| Average Assets, quarterly | $279,918,500 | 2,323 |
| Volatile liabilities | $50,097,000 | 2,482 |
| Insider loans | $8,250,000 | 858 |
| FHLB advances | $23,098,000 | 1,401 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $39,177,000 | 2,176 |
| Tier 1 (core) risk-based capital | $21,751,000 | 2,897 |
| Tier 2 risk-based capital | $2,411,000 | 2,055 |
| Total risk weighted assets | $192,769,000 | 2,372 |
| Total unused commitments | $39,177,000 | 2,178 |
| Derivatives | $23,000,000 | 374 |
| 2006-12-31 | Rank | |
| # of Employees: | 94 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $278,548,000 | 2,329 |
| Cash and due from depository institutions | $12,042,000 | 1,843 |
| Interest-bearing balances | $2,073,000 | 1,857 |
| Securities | $55,478,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $6,755,000 | 2,352 |
| Net loans & leases | $187,864,000 | 2,333 |
| Loan loss allowance | $2,630,000 | 1,968 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,931,000 | 2,428 |
| Other real estate owned | $2,600,000 | 1,843 |
| Goodwill and other intangibles | $571,000 | 2,064 |
| All other assets | $8,307,000 | 2,001 |
| Life insurance assets | $1,765,000 | 2,359 |
| Total liabilities and capital | $278,548,000 | 2,329 |
| Total liabilities | $256,465,000 | 2,269 |
| Total deposits | $230,012,000 | 2,268 |
| Interest-bearing deposits | $203,714,000 | 2,183 |
| Deposits held in domestic offices | $230,012,000 | 2,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,131,000 | 1,544 |
| Subordinated debt | $571,000 | 249 |
| All other liabilities | $2,751,000 | 1,867 |
| Total equity capital | $22,083,000 | 2,939 |
| Total bank equity capital | $22,083,000 | 2,939 |
| Perpetual preferred stock | $2,260,000 | 50 |
| Common stock | $4,931,000 | 966 |
| Surplus | $13,285,000 | 1,974 |
| Undivided profits | $1,607,000 | 6,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,393,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,353,000 | 3,064 |
| Earning assets | $252,170,000 | 2,346 |
| Long-term assets (5+ years) | $105,095,000 | 1,033 |
| Average Assets, year-to-date | $274,265,800 | 2,269 |
| Average Assets, quarterly | $278,373,500 | 2,304 |
| Volatile liabilities | $51,719,000 | 2,577 |
| Insider loans | $8,250,000 | 850 |
| FHLB advances | $23,131,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $39,524,000 | 2,142 |
| Tier 1 (core) risk-based capital | $21,838,000 | 2,843 |
| Tier 2 risk-based capital | $2,454,000 | 2,017 |
| Total risk weighted assets | $196,161,000 | 2,325 |
| Total unused commitments | $39,524,000 | 2,142 |
| Derivatives | $23,000,000 | 363 |
| 2006-09-30 | Rank | |
| # of Employees: | 93 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $278,199,000 | 2,313 |
| Cash and due from depository institutions | $10,656,000 | 1,872 |
| Interest-bearing balances | $1,044,000 | 2,366 |
| Securities | $65,347,000 | 1,821 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,022 |
| Net loans & leases | $183,287,000 | 2,374 |
| Loan loss allowance | $2,486,000 | 2,063 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,064,000 | 2,346 |
| Other real estate owned | $2,633,000 | 1,872 |
| Goodwill and other intangibles | $571,000 | 2,073 |
| All other assets | $8,841,000 | 1,924 |
| Life insurance assets | $1,713,000 | 2,365 |
| Total liabilities and capital | $278,199,000 | 2,313 |
| Total liabilities | $255,645,000 | 2,257 |
| Total deposits | $228,654,000 | 2,256 |
| Interest-bearing deposits | $203,778,000 | 2,152 |
| Deposits held in domestic offices | $228,654,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,131,000 | 1,612 |
| Subordinated debt | $571,000 | 253 |
| All other liabilities | $3,289,000 | 1,584 |
| Total equity capital | $22,554,000 | 2,860 |
| Total bank equity capital | $22,554,000 | 2,860 |
| Perpetual preferred stock | $2,259,000 | 54 |
| Common stock | $4,700,000 | 985 |
| Surplus | $12,221,000 | 2,079 |
| Undivided profits | $3,374,000 | 5,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,429,000 | 895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,515,000 | 2,768 |
| Earning assets | $251,478,000 | 2,338 |
| Long-term assets (5+ years) | $112,026,000 | 965 |
| Average Assets, year-to-date | $273,195,250 | 2,284 |
| Average Assets, quarterly | $276,066,000 | 2,297 |
| Volatile liabilities | $49,284,000 | 2,654 |
| Insider loans | $8,250,000 | 843 |
| FHLB advances | $23,131,000 | 1,512 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $39,112,000 | 2,186 |
| Tier 1 (core) risk-based capital | $22,444,000 | 2,737 |
| Tier 2 risk-based capital | $2,992,000 | 1,705 |
| Total risk weighted assets | $193,670,000 | 2,346 |
| Total unused commitments | $39,112,000 | 2,187 |
| Derivatives | $23,000,000 | 377 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $273,933,000 | 2,329 |
| Cash and due from depository institutions | $10,016,000 | 1,905 |
| Interest-bearing balances | $1,203,000 | 2,266 |
| Securities | $63,536,000 | 1,892 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 3,240 |
| Net loans & leases | $182,948,000 | 2,363 |
| Loan loss allowance | $2,725,000 | 1,878 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,093,000 | 2,292 |
| Other real estate owned | $1,038,000 | 1,905 |
| Goodwill and other intangibles | $571,000 | 2,078 |
| All other assets | $8,056,000 | 2,052 |
| Life insurance assets | $1,711,000 | 2,318 |
| Total liabilities and capital | $273,933,000 | 2,329 |
| Total liabilities | $251,696,000 | 2,278 |
| Total deposits | $225,725,000 | 2,266 |
| Interest-bearing deposits | $199,435,000 | 2,169 |
| Deposits held in domestic offices | $225,725,000 | 2,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $21,641,000 | 1,708 |
| Subordinated debt | $571,000 | 249 |
| All other liabilities | $3,759,000 | 1,310 |
| Total equity capital | $22,237,000 | 2,789 |
| Total bank equity capital | $22,237,000 | 2,789 |
| Perpetual preferred stock | $2,259,000 | 56 |
| Common stock | $4,700,000 | 964 |
| Surplus | $12,221,000 | 2,037 |
| Undivided profits | $3,057,000 | 5,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,959,000 | 679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,296,000 | 2,878 |
| Earning assets | $250,362,000 | 2,326 |
| Long-term assets (5+ years) | $100,339,000 | 1,052 |
| Average Assets, year-to-date | $271,527,330 | 2,306 |
| Average Assets, quarterly | $272,619,500 | 2,312 |
| Volatile liabilities | $46,000,000 | 2,752 |
| Insider loans | $8,250,000 | 834 |
| FHLB advances | $21,641,000 | 1,601 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $38,749,000 | 2,192 |
| Tier 1 (core) risk-based capital | $22,677,000 | 2,672 |
| Tier 2 risk-based capital | $2,949,000 | 1,695 |
| Total risk weighted assets | $189,871,000 | 2,343 |
| Total unused commitments | $38,749,000 | 2,193 |
| Derivatives | $23,000,000 | 375 |
| 2006-03-31 | Rank | |
| # of Employees: | 90 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $271,306,000 | 2,323 |
| Cash and due from depository institutions | $12,388,000 | 1,928 |
| Interest-bearing balances | $1,685,000 | 2,076 |
| Securities | $61,474,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,414 |
| Net loans & leases | $180,941,000 | 2,347 |
| Loan loss allowance | $2,714,000 | 1,858 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,160,000 | 2,201 |
| Other real estate owned | $1,038,000 | 1,928 |
| Goodwill and other intangibles | $571,000 | 2,052 |
| All other assets | $7,934,000 | 2,026 |
| Life insurance assets | $1,665,000 | 2,320 |
| Total liabilities and capital | $271,306,000 | 2,323 |
| Total liabilities | $248,975,000 | 2,267 |
| Total deposits | $223,166,000 | 2,275 |
| Interest-bearing deposits | $196,689,000 | 2,185 |
| Deposits held in domestic offices | $223,166,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,773,000 | 1,643 |
| Subordinated debt | $571,000 | 242 |
| All other liabilities | $3,465,000 | 1,402 |
| Total equity capital | $22,331,000 | 2,751 |
| Total bank equity capital | $22,331,000 | 2,751 |
| Perpetual preferred stock | $2,286,000 | 57 |
| Common stock | $4,681,000 | 955 |
| Surplus | $12,160,000 | 1,991 |
| Undivided profits | $3,204,000 | 5,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,296,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,361,000 | 2,603 |
| Earning assets | $245,900,000 | 2,333 |
| Long-term assets (5+ years) | $96,559,000 | 1,071 |
| Average Assets, year-to-date | $270,324,500 | 2,312 |
| Average Assets, quarterly | $270,324,500 | 2,312 |
| Volatile liabilities | $47,790,000 | 2,570 |
| Insider loans | $8,250,000 | 813 |
| FHLB advances | $21,773,000 | 1,557 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,875,000 | 2,169 |
| Tier 1 (core) risk-based capital | $22,300,000 | 2,666 |
| Tier 2 risk-based capital | $2,939,000 | 1,671 |
| Total risk weighted assets | $188,999,000 | 2,316 |
| Total unused commitments | $38,875,000 | 2,170 |
| Derivatives | $23,000,000 | 362 |
| 2005-12-31 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $269,343,000 | 2,326 |
| Cash and due from depository institutions | $12,353,000 | 1,879 |
| Interest-bearing balances | $1,833,000 | 2,015 |
| Securities | $62,084,000 | 1,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $180,891,000 | 2,302 |
| Loan loss allowance | $2,564,000 | 1,941 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,593,000 | 2,434 |
| Other real estate owned | $1,099,000 | 1,879 |
| Goodwill and other intangibles | $571,000 | 2,046 |
| All other assets | $7,752,000 | 2,074 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $269,343,000 | 2,326 |
| Total liabilities | $249,840,000 | 2,243 |
| Total deposits | $218,572,000 | 2,302 |
| Interest-bearing deposits | $195,037,000 | 2,156 |
| Deposits held in domestic offices | $218,572,000 | 2,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,081 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,196,000 | 1,512 |
| Subordinated debt | $571,000 | 242 |
| All other liabilities | $2,751,000 | 1,650 |
| Total equity capital | $19,503,000 | 3,069 |
| Total bank equity capital | $19,503,000 | 3,069 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,681,000 | 939 |
| Surplus | $12,160,000 | 1,948 |
| Undivided profits | $2,662,000 | 5,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,382,000 | 601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,289,000 | 2,755 |
| Earning assets | $244,808,000 | 2,330 |
| Long-term assets (5+ years) | $96,791,000 | 1,048 |
| Average Assets, year-to-date | $256,369,600 | 2,319 |
| Average Assets, quarterly | $264,329,000 | 2,332 |
| Volatile liabilities | $46,544,000 | 2,592 |
| Insider loans | $8,250,000 | 778 |
| FHLB advances | $25,196,000 | 1,417 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $36,890,000 | 2,204 |
| Tier 1 (core) risk-based capital | $19,265,000 | 3,007 |
| Tier 2 risk-based capital | $2,889,000 | 1,668 |
| Total risk weighted assets | $185,028,000 | 2,319 |
| Total unused commitments | $36,890,000 | 2,205 |
| Derivatives | $23,000,000 | 337 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $259,315,000 | 2,357 |
| Cash and due from depository institutions | $10,417,000 | 1,879 |
| Interest-bearing balances | $2,277,000 | 1,844 |
| Securities | $58,459,000 | 2,052 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,607 |
| Net loans & leases | $174,997,000 | 2,343 |
| Loan loss allowance | $3,157,000 | 1,555 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,404,000 | 2,470 |
| Other real estate owned | $405,000 | 1,879 |
| Goodwill and other intangibles | $571,000 | 2,025 |
| All other assets | $7,862,000 | 1,988 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $259,315,000 | 2,357 |
| Total liabilities | $238,953,000 | 2,301 |
| Total deposits | $213,049,000 | 2,303 |
| Interest-bearing deposits | $190,609,000 | 2,168 |
| Deposits held in domestic offices | $213,049,000 | 2,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $22,137,000 | 1,654 |
| Subordinated debt | $571,000 | 234 |
| All other liabilities | $3,196,000 | 1,424 |
| Total equity capital | $20,362,000 | 2,917 |
| Total bank equity capital | $20,362,000 | 2,917 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,461,000 | 961 |
| Surplus | $11,063,000 | 2,032 |
| Undivided profits | $4,838,000 | 4,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,094,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,278,000 | 2,737 |
| Earning assets | $237,933,000 | 2,360 |
| Long-term assets (5+ years) | $96,765,000 | 1,036 |
| Average Assets, year-to-date | $253,126,250 | 2,333 |
| Average Assets, quarterly | $257,203,500 | 2,353 |
| Volatile liabilities | $38,019,000 | 2,892 |
| Insider loans | $8,250,000 | 754 |
| FHLB advances | $22,137,000 | 1,555 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $39,521,000 | 2,070 |
| Tier 1 (core) risk-based capital | $19,830,000 | 2,899 |
| Tier 2 risk-based capital | $2,865,000 | 1,649 |
| Total risk weighted assets | $182,504,000 | 2,316 |
| Total unused commitments | $39,521,000 | 2,072 |
| Derivatives | $13,000,000 | 419 |
| 2005-06-30 | Rank | |
| # of Employees: | 105 | 1,639 |
| Assets and Liabilities | ||
| Total Assets: | $255,092,000 | 2,348 |
| Cash and due from depository institutions | $10,181,000 | 1,639 |
| Interest-bearing balances | $3,162,000 | 1,488 |
| Securities | $54,266,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 3,865 |
| Net loans & leases | $175,333,000 | 2,282 |
| Loan loss allowance | $2,929,000 | 1,643 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,505,000 | 2,363 |
| Other real estate owned | $734,000 | 1,639 |
| Goodwill and other intangibles | $571,000 | 2,016 |
| All other assets | $8,002,000 | 1,908 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $255,092,000 | 2,348 |
| Total liabilities | $234,781,000 | 2,295 |
| Total deposits | $207,880,000 | 2,312 |
| Interest-bearing deposits | $183,946,000 | 2,222 |
| Deposits held in domestic offices | $207,880,000 | 2,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,465,000 | 1,601 |
| Subordinated debt | $571,000 | 233 |
| All other liabilities | $2,865,000 | 1,476 |
| Total equity capital | $20,311,000 | 2,876 |
| Total bank equity capital | $20,311,000 | 2,876 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,461,000 | 943 |
| Surplus | $11,063,000 | 1,975 |
| Undivided profits | $4,787,000 | 4,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,150,000 | 525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,173,000 | 2,712 |
| Earning assets | $234,261,000 | 2,345 |
| Long-term assets (5+ years) | $96,822,000 | 1,031 |
| Average Assets, year-to-date | $251,063,330 | 2,329 |
| Average Assets, quarterly | $253,950,000 | 2,328 |
| Volatile liabilities | $35,604,000 | 2,917 |
| Insider loans | $8,250,000 | 734 |
| FHLB advances | $23,465,000 | 1,503 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,538,000 | 2,025 |
| Tier 1 (core) risk-based capital | $19,594,000 | 2,874 |
| Tier 2 risk-based capital | $2,834,000 | 1,637 |
| Total risk weighted assets | $180,289,000 | 2,287 |
| Total unused commitments | $39,538,000 | 2,025 |
| Derivatives | $13,000,000 | 406 |
| 2005-03-31 | Rank | |
| # of Employees: | 116 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $252,808,000 | 2,339 |
| Cash and due from depository institutions | $12,442,000 | 1,463 |
| Interest-bearing balances | $4,022,000 | 1,297 |
| Securities | $49,489,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,040 |
| Net loans & leases | $175,567,000 | 2,243 |
| Loan loss allowance | $3,711,000 | 1,295 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,419,000 | 2,382 |
| Other real estate owned | $408,000 | 1,463 |
| Goodwill and other intangibles | $571,000 | 2,015 |
| All other assets | $7,912,000 | 1,901 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $252,808,000 | 2,339 |
| Total liabilities | $232,977,000 | 2,286 |
| Total deposits | $206,236,000 | 2,321 |
| Interest-bearing deposits | $181,748,000 | 2,232 |
| Deposits held in domestic offices | $206,236,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,280,000 | 1,545 |
| Subordinated debt | $571,000 | 248 |
| All other liabilities | $2,890,000 | 1,454 |
| Total equity capital | $19,831,000 | 2,867 |
| Total bank equity capital | $19,831,000 | 2,867 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,423,000 | 932 |
| Surplus | $10,976,000 | 1,954 |
| Undivided profits | $4,432,000 | 4,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,431,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,159,000 | 2,658 |
| Earning assets | $231,078,000 | 2,344 |
| Long-term assets (5+ years) | $95,824,000 | 1,057 |
| Average Assets, year-to-date | $249,049,000 | 2,351 |
| Average Assets, quarterly | $249,049,000 | 2,351 |
| Volatile liabilities | $32,028,000 | 3,054 |
| Insider loans | $8,250,000 | 717 |
| FHLB advances | $23,280,000 | 1,446 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,466,000 | 2,130 |
| Tier 1 (core) risk-based capital | $19,184,000 | 2,871 |
| Tier 2 risk-based capital | $2,844,000 | 1,613 |
| Total risk weighted assets | $180,418,000 | 2,241 |
| Total unused commitments | $35,466,000 | 2,135 |
| Derivatives | $13,000,000 | 379 |
| 2004-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $245,290,000 | 2,385 |
| Cash and due from depository institutions | $11,916,000 | 1,444 |
| Interest-bearing balances | $3,537,000 | 1,426 |
| Securities | $48,842,000 | 2,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $171,205,000 | 2,268 |
| Loan loss allowance | $3,585,000 | 1,328 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,599,000 | 2,265 |
| Other real estate owned | $1,402,000 | 1,444 |
| Goodwill and other intangibles | $571,000 | 2,016 |
| All other assets | $6,755,000 | 2,111 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $245,290,000 | 2,385 |
| Total liabilities | $225,362,000 | 2,333 |
| Total deposits | $197,708,000 | 2,387 |
| Interest-bearing deposits | $175,575,000 | 2,278 |
| Deposits held in domestic offices | $197,708,000 | 2,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $24,676,000 | 1,505 |
| Subordinated debt | $571,000 | 256 |
| All other liabilities | $2,407,000 | 1,642 |
| Total equity capital | $19,928,000 | 2,854 |
| Total bank equity capital | $19,928,000 | 2,854 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,407,000 | 915 |
| Surplus | $10,926,000 | 1,929 |
| Undivided profits | $4,595,000 | 4,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,447,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,065,000 | 2,863 |
| Earning assets | $223,584,000 | 2,412 |
| Long-term assets (5+ years) | $98,907,000 | 1,057 |
| Average Assets, year-to-date | $253,082,000 | 2,198 |
| Average Assets, quarterly | $247,339,500 | 2,343 |
| Volatile liabilities | $29,860,000 | 3,145 |
| Insider loans | $8,250,000 | 703 |
| FHLB advances | $24,676,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $27,806,000 | 2,428 |
| Tier 1 (core) risk-based capital | $18,907,000 | 2,863 |
| Tier 2 risk-based capital | $2,779,000 | 1,634 |
| Total risk weighted assets | $175,273,000 | 2,279 |
| Total unused commitments | $27,806,000 | 2,429 |
| Derivatives | $13,000,000 | 365 |
| 2004-09-30 | Rank | |
| # of Employees: | 104 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $249,389,000 | 2,321 |
| Cash and due from depository institutions | $14,859,000 | 1,637 |
| Interest-bearing balances | $7,722,000 | 768 |
| Securities | $48,575,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,517 |
| Net loans & leases | $171,893,000 | 2,219 |
| Loan loss allowance | $3,302,000 | 1,435 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,721,000 | 2,182 |
| Other real estate owned | $1,198,000 | 1,637 |
| Goodwill and other intangibles | $571,000 | 1,982 |
| All other assets | $6,572,000 | 2,116 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $249,389,000 | 2,321 |
| Total liabilities | $228,325,000 | 2,270 |
| Total deposits | $199,967,000 | 2,339 |
| Interest-bearing deposits | $178,288,000 | 2,210 |
| Deposits held in domestic offices | $199,967,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,387,000 | 1,460 |
| Subordinated debt | $571,000 | 259 |
| All other liabilities | $2,400,000 | 1,653 |
| Total equity capital | $21,064,000 | 2,713 |
| Total bank equity capital | $21,064,000 | 2,713 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,201,000 | 936 |
| Surplus | $9,893,000 | 2,049 |
| Undivided profits | $6,970,000 | 3,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,310,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,114,000 | 2,823 |
| Earning assets | $229,190,000 | 2,313 |
| Long-term assets (5+ years) | $101,896,000 | 1,042 |
| Average Assets, year-to-date | $255,030,000 | 2,176 |
| Average Assets, quarterly | $252,677,000 | 2,256 |
| Volatile liabilities | $31,724,000 | 2,982 |
| Insider loans | $8,250,000 | 683 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,150,000 | 2,232 |
| Tier 1 (core) risk-based capital | $19,703,000 | 2,730 |
| Tier 2 risk-based capital | $2,795,000 | 1,595 |
| Total risk weighted assets | $176,859,000 | 2,234 |
| Total unused commitments | $31,150,000 | 2,239 |
| Derivatives | $13,000,000 | 377 |
| 2004-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $255,965,000 | 2,225 |
| Cash and due from depository institutions | $14,694,000 | 1,630 |
| Interest-bearing balances | $5,802,000 | 1,033 |
| Securities | $53,496,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,461 |
| Net loans & leases | $172,072,000 | 2,170 |
| Loan loss allowance | $3,477,000 | 1,343 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,821,000 | 2,104 |
| Other real estate owned | $1,263,000 | 1,630 |
| Goodwill and other intangibles | $571,000 | 1,983 |
| All other assets | $7,048,000 | 1,997 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $255,965,000 | 2,225 |
| Total liabilities | $235,659,000 | 2,173 |
| Total deposits | $207,108,000 | 2,220 |
| Interest-bearing deposits | $185,964,000 | 2,079 |
| Deposits held in domestic offices | $207,108,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,272,000 | 1,436 |
| Subordinated debt | $571,000 | 271 |
| All other liabilities | $2,708,000 | 1,392 |
| Total equity capital | $20,306,000 | 2,690 |
| Total bank equity capital | $20,306,000 | 2,690 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,197,000 | 923 |
| Surplus | $9,882,000 | 2,014 |
| Undivided profits | $6,227,000 | 3,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,177,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,130,000 | 2,608 |
| Earning assets | $233,370,000 | 2,226 |
| Long-term assets (5+ years) | $109,920,000 | 986 |
| Average Assets, year-to-date | $256,910,330 | 2,168 |
| Average Assets, quarterly | $256,848,000 | 2,189 |
| Volatile liabilities | $32,551,000 | 2,852 |
| Insider loans | $8,250,000 | 672 |
| FHLB advances | $25,272,000 | 1,339 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $30,778,000 | 2,245 |
| Tier 1 (core) risk-based capital | $19,451,000 | 2,716 |
| Tier 2 risk-based capital | $2,826,000 | 1,552 |
| Total risk weighted assets | $179,185,000 | 2,144 |
| Total unused commitments | $30,778,000 | 2,250 |
| Derivatives | $13,000,000 | 376 |
| 2004-03-31 | Rank | |
| # of Employees: | 102 | 1,669 |
| Assets and Liabilities | ||
| Total Assets: | $257,731,000 | 2,181 |
| Cash and due from depository institutions | $15,752,000 | 1,669 |
| Interest-bearing balances | $5,557,000 | 1,204 |
| Securities | $52,572,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,587 |
| Net loans & leases | $176,378,000 | 2,039 |
| Loan loss allowance | $3,043,000 | 1,515 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,829,000 | 2,072 |
| Other real estate owned | $67,000 | 1,669 |
| Goodwill and other intangibles | $571,000 | 1,974 |
| All other assets | $6,562,000 | 2,006 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $257,731,000 | 2,181 |
| Total liabilities | $236,590,000 | 2,129 |
| Total deposits | $207,860,000 | 2,186 |
| Interest-bearing deposits | $187,468,000 | 2,059 |
| Deposits held in domestic offices | $207,860,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $26,028,000 | 1,348 |
| Subordinated debt | $571,000 | 269 |
| All other liabilities | $2,131,000 | 1,898 |
| Total equity capital | $21,141,000 | 2,644 |
| Total bank equity capital | $21,141,000 | 2,644 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,178,000 | 916 |
| Surplus | $9,818,000 | 1,985 |
| Undivided profits | $7,145,000 | 3,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,286,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,250,000 | 2,288 |
| Earning assets | $235,507,000 | 2,197 |
| Long-term assets (5+ years) | $112,504,000 | 943 |
| Average Assets, year-to-date | $257,383,000 | 2,158 |
| Average Assets, quarterly | $257,383,000 | 2,158 |
| Volatile liabilities | $33,408,000 | 2,729 |
| Insider loans | $8,402,000 | 631 |
| FHLB advances | $26,028,000 | 1,245 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $29,083,000 | 2,265 |
| Tier 1 (core) risk-based capital | $19,202,000 | 2,727 |
| Tier 2 risk-based capital | $2,811,000 | 1,548 |
| Total risk weighted assets | $178,371,000 | 2,110 |
| Total unused commitments | $29,083,000 | 2,270 |
| Derivatives | $18,000,000 | 350 |
| 2003-12-31 | Rank | |
| # of Employees: | 100 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $257,035,000 | 2,173 |
| Cash and due from depository institutions | $10,433,000 | 1,730 |
| Interest-bearing balances | $2,851,000 | 1,808 |
| Securities | $56,565,000 | 2,237 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $178,309,000 | 2,001 |
| Loan loss allowance | $2,734,000 | 1,671 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,632,000 | 2,130 |
| Other real estate owned | $95,000 | 1,730 |
| Goodwill and other intangibles | $571,000 | 1,962 |
| All other assets | $6,430,000 | 2,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,035,000 | 2,173 |
| Total liabilities | $236,647,000 | 2,125 |
| Total deposits | $208,382,000 | 2,170 |
| Interest-bearing deposits | $187,767,000 | 2,047 |
| Deposits held in domestic offices | $208,382,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,775,000 | 1,369 |
| Subordinated debt | $571,000 | 277 |
| All other liabilities | $1,919,000 | 1,921 |
| Total equity capital | $20,388,000 | 2,674 |
| Total bank equity capital | $20,388,000 | 2,674 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,170,000 | 920 |
| Surplus | $9,793,000 | 1,966 |
| Undivided profits | $6,425,000 | 4,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,408,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,221,000 | 2,471 |
| Earning assets | $237,725,000 | 2,161 |
| Long-term assets (5+ years) | $111,841,000 | 975 |
| Average Assets, year-to-date | $255,268,200 | 2,109 |
| Average Assets, quarterly | $261,011,000 | 2,128 |
| Volatile liabilities | $33,884,000 | 2,669 |
| Insider loans | $8,437,000 | 597 |
| FHLB advances | $25,775,000 | 1,271 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $32,392,000 | 2,047 |
| Tier 1 (core) risk-based capital | $18,663,000 | 2,758 |
| Tier 2 risk-based capital | $2,829,000 | 1,541 |
| Total risk weighted assets | $180,315,000 | 2,078 |
| Total unused commitments | $32,392,000 | 2,049 |
| Derivatives | $18,000,000 | 332 |
| 2003-09-30 | Rank | |
| # of Employees: | 108 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $264,987,000 | 2,112 |
| Cash and due from depository institutions | $11,296,000 | 1,633 |
| Interest-bearing balances | $1,784,000 | 2,459 |
| Securities | $58,010,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $183,135,000 | 1,940 |
| Loan loss allowance | $4,087,000 | 1,135 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,722,000 | 2,066 |
| Other real estate owned | $382,000 | 1,633 |
| Goodwill and other intangibles | $571,000 | 1,939 |
| All other assets | $6,871,000 | 1,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,987,000 | 2,112 |
| Total liabilities | $244,610,000 | 2,063 |
| Total deposits | $214,107,000 | 2,125 |
| Interest-bearing deposits | $193,080,000 | 2,018 |
| Deposits held in domestic offices | $214,107,000 | 2,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,122 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,988,000 | 1,325 |
| Subordinated debt | $571,000 | 275 |
| All other liabilities | $1,744,000 | 2,151 |
| Total equity capital | $20,377,000 | 2,660 |
| Total bank equity capital | $20,377,000 | 2,660 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,959,000 | 1,001 |
| Surplus | $8,767,000 | 2,159 |
| Undivided profits | $7,651,000 | 3,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,473,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,401,000 | 2,252 |
| Earning assets | $242,929,000 | 2,111 |
| Long-term assets (5+ years) | $109,861,000 | 993 |
| Average Assets, year-to-date | $254,826,500 | 2,130 |
| Average Assets, quarterly | $259,910,500 | 2,132 |
| Volatile liabilities | $36,135,000 | 2,497 |
| Insider loans | $8,436,000 | 595 |
| FHLB advances | $25,988,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,465,000 | 2,057 |
| Tier 1 (core) risk-based capital | $18,701,000 | 2,753 |
| Tier 2 risk-based capital | $2,918,000 | 1,495 |
| Total risk weighted assets | $186,059,000 | 2,008 |
| Total unused commitments | $32,465,000 | 2,059 |
| Derivatives | $5,000,000 | 437 |
| 2003-06-30 | Rank | |
| # of Employees: | 101 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $254,834,000 | 2,163 |
| Cash and due from depository institutions | $12,184,000 | 1,727 |
| Interest-bearing balances | $1,219,000 | 3,012 |
| Securities | $58,548,000 | 2,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $172,411,000 | 2,023 |
| Loan loss allowance | $3,641,000 | 1,255 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,833,000 | 1,988 |
| Other real estate owned | $203,000 | 1,727 |
| Goodwill and other intangibles | $571,000 | 1,894 |
| All other assets | $6,084,000 | 2,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,834,000 | 2,163 |
| Total liabilities | $234,007,000 | 2,121 |
| Total deposits | $200,047,000 | 2,247 |
| Interest-bearing deposits | $179,659,000 | 2,141 |
| Deposits held in domestic offices | $200,047,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 1,893 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,100,000 | 1,235 |
| Subordinated debt | $571,000 | 250 |
| All other liabilities | $1,589,000 | 2,394 |
| Total equity capital | $20,827,000 | 2,607 |
| Total bank equity capital | $20,827,000 | 2,607 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,959,000 | 990 |
| Surplus | $8,767,000 | 2,117 |
| Undivided profits | $8,101,000 | 3,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,793,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,173,000 | 2,577 |
| Earning assets | $232,178,000 | 2,189 |
| Long-term assets (5+ years) | $105,166,000 | 993 |
| Average Assets, year-to-date | $251,439,670 | 2,150 |
| Average Assets, quarterly | $252,563,000 | 2,160 |
| Volatile liabilities | $38,722,000 | 2,316 |
| Insider loans | $5,769,000 | 902 |
| FHLB advances | $29,100,000 | 1,131 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,144,000 | 2,015 |
| Tier 1 (core) risk-based capital | $18,606,000 | 2,710 |
| Tier 2 risk-based capital | $2,769,000 | 1,525 |
| Total risk weighted assets | $174,469,000 | 2,084 |
| Total unused commitments | $32,144,000 | 2,026 |
| Derivatives | $5,000,000 | 450 |
| 2003-03-31 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $250,292,000 | 2,174 |
| Cash and due from depository institutions | $10,201,000 | 1,710 |
| Interest-bearing balances | $1,180,000 | 3,037 |
| Securities | $59,198,000 | 2,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $168,786,000 | 2,030 |
| Loan loss allowance | $3,492,000 | 1,287 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,732,000 | 1,984 |
| Other real estate owned | $100,000 | 1,710 |
| Goodwill and other intangibles | $571,000 | 1,871 |
| All other assets | $6,704,000 | 1,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,292,000 | 2,174 |
| Total liabilities | $230,234,000 | 2,134 |
| Total deposits | $201,727,000 | 2,199 |
| Interest-bearing deposits | $182,233,000 | 2,086 |
| Deposits held in domestic offices | $201,727,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $26,100,000 | 1,259 |
| Subordinated debt | $571,000 | 247 |
| All other liabilities | $1,836,000 | 2,183 |
| Total equity capital | $20,058,000 | 2,633 |
| Total bank equity capital | $20,058,000 | 2,633 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,953,000 | 981 |
| Surplus | $8,748,000 | 2,092 |
| Undivided profits | $7,357,000 | 3,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,757,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,389,000 | 2,180 |
| Earning assets | $229,164,000 | 2,178 |
| Long-term assets (5+ years) | $109,894,000 | 914 |
| Average Assets, year-to-date | $249,742,500 | 2,150 |
| Average Assets, quarterly | $249,742,500 | 2,150 |
| Volatile liabilities | $35,732,000 | 2,451 |
| Insider loans | $8,386,000 | 580 |
| FHLB advances | $26,100,000 | 1,163 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,818,000 | 1,991 |
| Tier 1 (core) risk-based capital | $18,115,000 | 2,732 |
| Tier 2 risk-based capital | $2,731,000 | 1,518 |
| Total risk weighted assets | $171,543,000 | 2,083 |
| Total unused commitments | $30,818,000 | 1,999 |
| Derivatives | $5,000,000 | 424 |
| 2002-12-31 | Rank | |
| # of Employees: | 96 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $249,193,000 | 2,150 |
| Cash and due from depository institutions | $14,054,000 | 1,771 |
| Interest-bearing balances | $4,907,000 | 1,448 |
| Securities | $59,744,000 | 2,006 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,811 |
| Net loans & leases | $161,356,000 | 2,103 |
| Loan loss allowance | $3,267,000 | 1,341 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,843,000 | 1,906 |
| Other real estate owned | $100,000 | 1,771 |
| Goodwill and other intangibles | $571,000 | 1,858 |
| All other assets | $6,525,000 | 1,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,193,000 | 2,150 |
| Total liabilities | $229,677,000 | 2,101 |
| Total deposits | $199,516,000 | 2,174 |
| Interest-bearing deposits | $178,706,000 | 2,087 |
| Deposits held in domestic offices | $199,516,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $27,913,000 | 1,221 |
| Subordinated debt | $571,000 | 240 |
| All other liabilities | $1,677,000 | 2,328 |
| Total equity capital | $19,516,000 | 2,676 |
| Total bank equity capital | $19,516,000 | 2,676 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,953,000 | 974 |
| Surplus | $8,748,000 | 2,059 |
| Undivided profits | $6,815,000 | 3,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,271,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,300,000 | 2,471 |
| Earning assets | $228,007,000 | 2,150 |
| Long-term assets (5+ years) | $101,438,000 | 951 |
| Average Assets, year-to-date | $225,448,400 | 2,260 |
| Average Assets, quarterly | $248,415,500 | 2,124 |
| Volatile liabilities | $35,605,000 | 2,444 |
| Insider loans | $8,431,000 | 572 |
| FHLB advances | $27,913,000 | 1,118 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $27,799,000 | 2,084 |
| Tier 1 (core) risk-based capital | $17,582,000 | 2,754 |
| Tier 2 risk-based capital | $2,678,000 | 1,522 |
| Total risk weighted assets | $167,846,000 | 2,092 |
| Total unused commitments | $27,799,000 | 2,087 |
| Derivatives | $5,000,000 | 398 |
| 2001-12-31 | Rank | |
| # of Employees: | 83 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $193,906,000 | 2,623 |
| Cash and due from depository institutions | $8,485,000 | 2,064 |
| Interest-bearing balances | $1,162,000 | 2,814 |
| Securities | $53,711,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $119,914,000 | 2,675 |
| Loan loss allowance | $1,711,000 | 2,296 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,111,000 | 2,201 |
| Other real estate owned | $100,000 | 2,064 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,585,000 | 1,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,906,000 | 2,623 |
| Total liabilities | $178,011,000 | 2,572 |
| Total deposits | $154,762,000 | 2,637 |
| Interest-bearing deposits | $138,232,000 | 2,544 |
| Deposits held in domestic offices | $154,762,000 | 2,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,288,000 | 1,349 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,961,000 | 2,046 |
| Total equity capital | $15,895,000 | 3,019 |
| Total bank equity capital | $15,895,000 | 3,019 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,386,000 | 1,130 |
| Surplus | $6,024,000 | 2,652 |
| Undivided profits | $6,485,000 | 3,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,907,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,227,000 | 2,831 |
| Earning assets | $174,787,000 | 2,655 |
| Long-term assets (5+ years) | $91,863,000 | 1,028 |
| Average Assets, year-to-date | $191,411,600 | 2,539 |
| Average Assets, quarterly | $194,076,000 | 2,590 |
| Volatile liabilities | $20,733,000 | 3,580 |
| Insider loans | $7,581,000 | 601 |
| FHLB advances | $21,288,000 | 1,234 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,384,000 | 2,232 |
| Tier 1 (core) risk-based capital | $15,361,000 | 2,992 |
| Tier 2 risk-based capital | $1,725,000 | 2,114 |
| Total risk weighted assets | $139,992,000 | 2,384 |
| Total unused commitments | $23,384,000 | 2,238 |
| Derivatives | $30,000,000 | 237 |
| 2000-12-31 | Rank | |
| # of Employees: | 80 | 2,119 |
| Assets and Liabilities | ||
| Total Assets: | $185,632,000 | 2,608 |
| Cash and due from depository institutions | $5,706,000 | 2,119 |
| Interest-bearing balances | $200,000 | 3,847 |
| Securities | $53,360,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $117,088,000 | 2,638 |
| Loan loss allowance | $1,451,000 | 2,532 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,120,000 | 2,129 |
| Other real estate owned | $0 | 2,119 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,358,000 | 1,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,632,000 | 2,608 |
| Total liabilities | $171,337,000 | 2,558 |
| Total deposits | $145,665,000 | 2,677 |
| Interest-bearing deposits | $129,423,000 | 2,604 |
| Deposits held in domestic offices | $145,665,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $938,000 | 2,830 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,675,000 | 1,241 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,059,000 | 2,018 |
| Total equity capital | $14,295,000 | 3,233 |
| Total bank equity capital | $14,295,000 | 3,233 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,221,000 | 1,170 |
| Surplus | $5,206,000 | 2,915 |
| Undivided profits | $5,868,000 | 3,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,052,000 | 1,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $758,000 | 3,590 |
| Earning assets | $170,648,000 | 2,605 |
| Long-term assets (5+ years) | $86,520,000 | 1,043 |
| Average Assets, year-to-date | $175,842,800 | 2,611 |
| Average Assets, quarterly | $182,033,000 | 2,624 |
| Volatile liabilities | $22,786,000 | 3,336 |
| Insider loans | $103,000 | 7,859 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,536,000 | 2,149 |
| Tier 1 (core) risk-based capital | $13,939,000 | 3,189 |
| Tier 2 risk-based capital | $1,451,000 | 2,372 |
| Total risk weighted assets | $135,411,100 | 2,347 |
| Total unused commitments | $22,536,000 | 2,154 |
| Derivatives | $20,000,000 | 283 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $171,571,000 | 2,744 |
| Cash and due from depository institutions | $10,775,000 | 2,369 |
| Interest-bearing balances | $600,000 | 2,939 |
| Securities | $50,652,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $102,246,000 | 2,862 |
| Loan loss allowance | $1,506,000 | 2,373 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,788,000 | 3,041 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,110,000 | 1,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,571,000 | 2,744 |
| Total liabilities | $160,208,000 | 2,668 |
| Total deposits | $133,747,000 | 2,857 |
| Interest-bearing deposits | $118,401,000 | 2,780 |
| Deposits held in domestic offices | $133,747,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,697,000 | 1,228 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,579,000 | 1,607 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,185,000 | 1,762 |
| Total equity capital | $11,363,000 | 3,815 |
| Total bank equity capital | $11,363,000 | 3,815 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,055,000 | 1,232 |
| Surplus | $4,503,000 | 3,264 |
| Undivided profits | $3,805,000 | 4,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $622,000 | 3,773 |
| Earning assets | $153,498,000 | 2,773 |
| Long-term assets (5+ years) | $76,094,000 | 1,226 |
| Average Assets, year-to-date | $154,342,800 | 2,894 |
| Average Assets, quarterly | $165,697,500 | 2,782 |
| Volatile liabilities | $32,733,000 | 2,382 |
| Insider loans | $16,000 | 8,901 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,961,000 | 2,563 |
| Tier 1 (core) risk-based capital | $12,513,000 | 3,505 |
| Tier 2 risk-based capital | $1,438,060 | 2,264 |
| Total risk weighted assets | $114,976,560 | 2,634 |
| Total unused commitments | $17,961,000 | 2,566 |
| Derivatives | $20,000,000 | 307 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $144,612,000 | 3,112 |
| Cash and due from depository institutions | $12,224,000 | 2,650 |
| Interest-bearing balances | $6,906,000 | 910 |
| Securities | $33,486,000 | 3,299 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,571 |
| Net loans & leases | $91,555,000 | 2,977 |
| Loan loss allowance | $1,296,000 | 2,657 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,292,000 | 3,472 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,705,000 | 2,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,612,000 | 3,112 |
| Total liabilities | $133,151,000 | 3,069 |
| Total deposits | $122,533,000 | 3,090 |
| Interest-bearing deposits | $109,179,000 | 2,982 |
| Deposits held in domestic offices | $122,533,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,023,000 | 1,765 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,595,000 | 1,593 |
| Total equity capital | $11,461,000 | 3,871 |
| Total bank equity capital | $11,461,000 | 3,871 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,907,000 | 1,309 |
| Surplus | $4,058,000 | 3,358 |
| Undivided profits | $4,496,000 | 4,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 2,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $614,000 | 3,790 |
| Earning assets | $133,297,000 | 3,117 |
| Long-term assets (5+ years) | $56,254,000 | 1,426 |
| Average Assets, year-to-date | $141,653,200 | 3,021 |
| Average Assets, quarterly | $144,463,500 | 3,073 |
| Volatile liabilities | $14,272,000 | 3,919 |
| Insider loans | $61,000 | 8,516 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,158,000 | 2,758 |
| Tier 1 (core) risk-based capital | $11,234,000 | 3,781 |
| Tier 2 risk-based capital | $1,240,650 | 2,499 |
| Total risk weighted assets | $99,196,650 | 2,842 |
| Total unused commitments | $15,158,000 | 2,767 |
| Derivatives | $15,000,000 | 354 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $137,204,000 | 3,232 |
| Cash and due from depository institutions | $9,642,000 | 2,424 |
| Interest-bearing balances | $3,911,000 | 1,130 |
| Securities | $26,691,000 | 3,997 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 6,690 |
| Net loans & leases | $94,418,000 | 2,897 |
| Loan loss allowance | $1,113,000 | 3,067 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,254,000 | 3,457 |
| Other real estate owned | $0 | 2,424 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,374,000 | 2,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,204,000 | 3,232 |
| Total liabilities | $126,876,000 | 3,142 |
| Total deposits | $116,679,000 | 3,200 |
| Interest-bearing deposits | $103,593,000 | 3,091 |
| Deposits held in domestic offices | $116,679,000 | 3,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,406,000 | 1,634 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,791,000 | 1,547 |
| Total equity capital | $10,328,000 | 4,175 |
| Total bank equity capital | $10,328,000 | 4,175 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,771,000 | 1,350 |
| Surplus | $3,636,000 | 3,619 |
| Undivided profits | $3,921,000 | 5,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 1,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $653,000 | 3,619 |
| Earning assets | $125,845,000 | 3,242 |
| Long-term assets (5+ years) | $33,319,000 | 1,935 |
| Average Assets, year-to-date | $131,289,800 | 3,211 |
| Average Assets, quarterly | $135,313,500 | 3,225 |
| Volatile liabilities | $14,381,000 | 3,875 |
| Insider loans | $105,000 | 8,369 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,523,000 | 2,939 |
| Tier 1 (core) risk-based capital | $10,188,000 | 4,092 |
| Tier 2 risk-based capital | $1,113,000 | 2,661 |
| Total risk weighted assets | $95,836,900 | 2,879 |
| Total unused commitments | $12,523,000 | 2,941 |
| Derivatives | $15,000,000 | 356 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $127,382,000 | 3,547 |
| Cash and due from depository institutions | $5,978,000 | 2,788 |
| Interest-bearing balances | $913,000 | 2,468 |
| Securities | $18,010,000 | 5,717 |
| Federal funds sold & reverse repurchase agreements | $7,020,000 | 1,868 |
| Net loans & leases | $90,498,000 | 3,028 |
| Loan loss allowance | $1,102,000 | 3,228 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,286,000 | 3,381 |
| Other real estate owned | $0 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,590,000 | 2,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,382,000 | 3,547 |
| Total liabilities | $118,073,000 | 3,452 |
| Total deposits | $110,320,000 | 3,454 |
| Interest-bearing deposits | $98,389,000 | 3,325 |
| Deposits held in domestic offices | $110,320,000 | 3,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,366,000 | 1,774 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,387,000 | 1,761 |
| Total equity capital | $9,309,000 | 4,609 |
| Total bank equity capital | $9,309,000 | 4,609 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,643,000 | 1,454 |
| Surplus | $3,269,000 | 3,992 |
| Undivided profits | $3,397,000 | 5,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $639,000 | 3,601 |
| Earning assets | $116,441,000 | 3,556 |
| Long-term assets (5+ years) | $22,309,000 | 2,462 |
| Average Assets, year-to-date | $121,558,400 | 3,551 |
| Average Assets, quarterly | $125,197,000 | 3,561 |
| Volatile liabilities | $14,990,000 | 3,619 |
| Insider loans | $55,000 | 9,427 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,823,000 | 3,021 |
| Tier 1 (core) risk-based capital | $9,294,000 | 4,502 |
| Tier 2 risk-based capital | $1,102,000 | 2,709 |
| Total risk weighted assets | $92,629,200 | 2,987 |
| Total unused commitments | $11,823,000 | 3,036 |
| Derivatives | $22,500,000 | 371 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $114,942,000 | 3,879 |
| Cash and due from depository institutions | $5,159,000 | 3,142 |
| Interest-bearing balances | $499,000 | 3,305 |
| Securities | $17,638,000 | 6,069 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,397 |
| Net loans & leases | $83,162,000 | 3,200 |
| Loan loss allowance | $1,126,000 | 3,178 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,218,000 | 3,383 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,615,000 | 2,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,942,000 | 3,879 |
| Total liabilities | $106,371,000 | 3,776 |
| Total deposits | $100,788,000 | 3,785 |
| Interest-bearing deposits | $87,812,000 | 3,734 |
| Deposits held in domestic offices | $100,788,000 | 3,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,330,000 | 1,953 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,253,000 | 1,910 |
| Total equity capital | $8,571,000 | 4,932 |
| Total bank equity capital | $8,571,000 | 4,932 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,518,000 | 1,545 |
| Surplus | $2,947,000 | 4,299 |
| Undivided profits | $3,106,000 | 6,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $600,000 | 3,973 |
| Earning assets | $105,449,000 | 3,891 |
| Long-term assets (5+ years) | $15,153,000 | 3,060 |
| Average Assets, year-to-date | $107,480,600 | 3,979 |
| Average Assets, quarterly | $112,331,500 | 3,916 |
| Volatile liabilities | $11,788,000 | 4,038 |
| Insider loans | $43,000 | 10,009 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,540,000 | 3,155 |
| Tier 1 (core) risk-based capital | $8,450,000 | 4,859 |
| Tier 2 risk-based capital | $1,074,280 | 2,728 |
| Total risk weighted assets | $85,890,880 | 3,114 |
| Total unused commitments | $10,540,000 | 3,169 |
| Derivatives | $17,500,000 | 468 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $99,024,000 | 4,406 |
| Cash and due from depository institutions | $4,645,000 | 3,273 |
| Interest-bearing balances | $489,000 | 3,398 |
| Securities | $18,565,000 | 6,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $69,401,000 | 3,699 |
| Loan loss allowance | $1,002,000 | 3,584 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,901,000 | 3,821 |
| Other real estate owned | $172,000 | 3,273 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,340,000 | 1,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,024,000 | 4,406 |
| Total liabilities | $91,771,000 | 4,318 |
| Total deposits | $87,344,000 | 4,296 |
| Interest-bearing deposits | $75,481,000 | 4,277 |
| Deposits held in domestic offices | $87,344,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 4,152 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,498,000 | 2,346 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,554,000 | 2,170 |
| Total equity capital | $7,253,000 | 5,352 |
| Total bank equity capital | $7,253,000 | 5,352 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,377,000 | 1,741 |
| Surplus | $2,570,000 | 4,645 |
| Undivided profits | $2,306,000 | 6,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 5,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $520,000 | 4,056 |
| Earning assets | $88,455,000 | 4,512 |
| Long-term assets (5+ years) | $6,607,000 | 5,261 |
| Average Assets, year-to-date | $93,540,600 | 4,544 |
| Average Assets, quarterly | $98,670,500 | 4,397 |
| Volatile liabilities | $8,611,000 | 4,826 |
| Insider loans | $12,000 | 10,964 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,362,000 | 2,869 |
| Tier 1 (core) risk-based capital | $7,601,000 | 5,226 |
| Tier 2 risk-based capital | $947,250 | 3,053 |
| Total risk weighted assets | $75,724,850 | 3,411 |
| Total unused commitments | $11,362,000 | 2,880 |
| Derivatives | $22,500,000 | 445 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $86,550,000 | 5,045 |
| Cash and due from depository institutions | $3,543,000 | 3,717 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,551,000 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $64,004,000 | 3,909 |
| Loan loss allowance | $1,114,000 | 3,361 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,018,000 | 3,598 |
| Other real estate owned | $0 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,934,000 | 2,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,550,000 | 5,045 |
| Total liabilities | $79,634,000 | 5,000 |
| Total deposits | $78,188,000 | 4,867 |
| Interest-bearing deposits | $67,238,000 | 4,907 |
| Deposits held in domestic offices | $78,188,000 | 4,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $641,000 | 3,154 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $805,000 | 3,712 |
| Total equity capital | $6,916,000 | 5,657 |
| Total bank equity capital | $6,916,000 | 5,657 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,259,000 | 1,834 |
| Surplus | $2,294,000 | 5,036 |
| Undivided profits | $2,363,000 | 6,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $370,000 | 5,013 |
| Earning assets | $78,055,000 | 5,134 |
| Long-term assets (5+ years) | $13,358,000 | 3,591 |
| Average Assets, year-to-date | $81,728,800 | 5,184 |
| Average Assets, quarterly | $85,233,000 | 5,074 |
| Volatile liabilities | $8,570,000 | 4,607 |
| Insider loans | $51,000 | 10,614 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,051,000 | 3,092 |
| Tier 1 (core) risk-based capital | $6,916,000 | 5,580 |
| Tier 2 risk-based capital | $828,690 | 3,431 |
| Total risk weighted assets | $66,009,990 | 3,842 |
| Total unused commitments | $10,051,000 | 3,113 |
| Derivatives | $13,973,000 | 484 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $76,118,000 | 5,721 |
| Cash and due from depository institutions | $2,876,000 | 4,240 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,264,000 | 5,125 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 5,864 |
| Net loans & leases | $41,351,000 | 5,594 |
| Loan loss allowance | $683,000 | 5,103 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,105,000 | 3,440 |
| Other real estate owned | $417,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,730,000 | 4,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,118,000 | 5,721 |
| Total liabilities | $70,175,000 | 5,656 |
| Total deposits | $69,333,000 | 5,533 |
| Interest-bearing deposits | $60,706,000 | 5,525 |
| Deposits held in domestic offices | $69,333,000 | 5,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $121,000 | 4,185 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $721,000 | 4,296 |
| Total equity capital | $5,943,000 | 6,201 |
| Total bank equity capital | $5,943,000 | 6,201 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,106,000 | 2,019 |
| Surplus | $2,018,000 | 5,366 |
| Undivided profits | $1,819,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 8,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $285,000 | 6,788 |
| Earning assets | $68,990,000 | 5,747 |
| Long-term assets (5+ years) | $23,736,000 | 2,263 |
| Average Assets, year-to-date | $74,368,600 | 5,702 |
| Average Assets, quarterly | $75,331,000 | 5,719 |
| Volatile liabilities | $7,715,000 | 4,933 |
| Insider loans | $242,000 | 3,418 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,322,000 | 3,618 |
| Tier 1 (core) risk-based capital | $5,943,000 | 6,118 |
| Tier 2 risk-based capital | $592,110 | 4,537 |
| Total risk weighted assets | $47,277,710 | 5,175 |
| Total unused commitments | $7,322,000 | 3,636 |
| Derivatives | $0 | 651 |