Home > Randleman Savings Bank, SSB > Assets and Liabilities
Randleman Savings Bank, SSB, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 3 | 10,389 |
| Assets and Liabilities | ||
| Total Assets: | $17,227,000 | 9,760 |
| Cash and due from depository institutions | $4,985,000 | 10,389 |
| Interest-bearing balances | $4,764,000 | 1,273 |
| Securities | $1,642,000 | 9,894 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 7,834 |
| Net loans & leases | $9,613,000 | 9,527 |
| Loan loss allowance | $25,000 | 10,277 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $391,000 | 8,240 |
| Other real estate owned | $0 | 10,389 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $137,000 | 10,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,227,000 | 9,760 |
| Total liabilities | $14,606,000 | 9,785 |
| Total deposits | $14,362,000 | 9,731 |
| Interest-bearing deposits | $14,362,000 | 9,458 |
| Deposits held in domestic offices | $14,362,000 | 9,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $244,000 | 8,106 |
| Total equity capital | $2,621,000 | 9,145 |
| Total bank equity capital | $2,621,000 | 9,145 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $2,621,000 | 6,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 9,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $39,000 | 10,044 |
| Earning assets | $16,478,000 | 9,676 |
| Long-term assets (5+ years) | $8,838,000 | 5,027 |
| Average Assets, year-to-date | $16,896,400 | 9,703 |
| Average Assets, quarterly | $16,995,500 | 9,752 |
| Volatile liabilities | $1,587,000 | 9,336 |
| Insider loans | $105,000 | 8,021 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $2,401,000 | 9,265 |
| Tier 2 risk-based capital | $195,100 | 8,311 |
| Total risk weighted assets | $7,246,200 | 10,026 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 3 | 10,842 |
| Assets and Liabilities | ||
| Total Assets: | $16,636,000 | 10,179 |
| Cash and due from depository institutions | $4,811,000 | 10,842 |
| Interest-bearing balances | $4,568,000 | 992 |
| Securities | $1,289,000 | 10,507 |
| Federal funds sold & reverse repurchase agreements | $469,000 | 7,323 |
| Net loans & leases | $9,538,000 | 9,947 |
| Loan loss allowance | $25,000 | 10,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $406,000 | 8,370 |
| Other real estate owned | $0 | 10,842 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $123,000 | 10,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,636,000 | 10,179 |
| Total liabilities | $14,271,000 | 10,199 |
| Total deposits | $14,232,000 | 10,129 |
| Interest-bearing deposits | $14,232,000 | 9,814 |
| Deposits held in domestic offices | $14,232,000 | 10,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $39,000 | 10,771 |
| Total equity capital | $2,365,000 | 9,648 |
| Total bank equity capital | $2,365,000 | 9,648 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,365,000 | 6,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 9,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $47,000 | 10,446 |
| Earning assets | $15,864,000 | 10,084 |
| Long-term assets (5+ years) | $9,014,000 | 4,591 |
| Average Assets, year-to-date | $16,442,800 | 10,116 |
| Average Assets, quarterly | $16,592,000 | 10,144 |
| Volatile liabilities | $1,362,000 | 9,856 |
| Insider loans | $33,000 | 9,280 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $2,365,000 | 9,582 |
| Tier 2 risk-based capital | $25,000 | 10,709 |
| Total risk weighted assets | $6,919,000 | 10,472 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 3 | 11,364 |
| Assets and Liabilities | ||
| Total Assets: | $15,749,000 | 10,710 |
| Cash and due from depository institutions | $4,105,000 | 11,364 |
| Interest-bearing balances | $3,874,000 | 1,001 |
| Securities | $1,310,000 | 11,060 |
| Federal funds sold & reverse repurchase agreements | $511,000 | 7,408 |
| Net loans & leases | $9,274,000 | 10,361 |
| Loan loss allowance | $25,000 | 11,286 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $413,000 | 8,541 |
| Other real estate owned | $0 | 11,364 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $136,000 | 11,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,749,000 | 10,710 |
| Total liabilities | $13,493,000 | 10,753 |
| Total deposits | $13,427,000 | 10,683 |
| Interest-bearing deposits | $13,427,000 | 10,376 |
| Deposits held in domestic offices | $13,427,000 | 10,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $66,000 | 11,036 |
| Total equity capital | $2,256,000 | 10,059 |
| Total bank equity capital | $2,256,000 | 10,059 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $2,256,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 9,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $41,000 | 10,996 |
| Earning assets | $14,969,000 | 10,623 |
| Long-term assets (5+ years) | $8,916,000 | 4,474 |
| Average Assets, year-to-date | $15,884,600 | 10,622 |
| Average Assets, quarterly | $15,911,000 | 10,672 |
| Volatile liabilities | $1,049,000 | 10,469 |
| Insider loans | $37,000 | 9,681 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $471,000 | 9,848 |
| Tier 1 (core) risk-based capital | $2,256,000 | 10,007 |
| Tier 2 risk-based capital | $25,000 | 11,243 |
| Total risk weighted assets | $6,677,900 | 10,977 |
| Total unused commitments | $471,000 | 9,856 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 3 | 11,879 |
| Assets and Liabilities | ||
| Total Assets: | $15,543,000 | 11,172 |
| Cash and due from depository institutions | $3,644,000 | 11,879 |
| Interest-bearing balances | $3,413,000 | 1,302 |
| Securities | $1,392,000 | 11,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $9,956,000 | 10,602 |
| Loan loss allowance | $23,000 | 11,818 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $409,000 | 8,816 |
| Other real estate owned | $0 | 11,879 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $142,000 | 11,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,543,000 | 11,172 |
| Total liabilities | $13,346,000 | 11,225 |
| Total deposits | $13,297,000 | 11,164 |
| Interest-bearing deposits | $13,297,000 | 10,855 |
| Deposits held in domestic offices | $13,297,000 | 11,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $49,000 | 11,729 |
| Total equity capital | $2,197,000 | 10,464 |
| Total bank equity capital | $2,197,000 | 10,464 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,197,000 | 7,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 7,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $50,000 | 11,416 |
| Earning assets | $14,761,000 | 11,084 |
| Long-term assets (5+ years) | $9,829,000 | 4,070 |
| Average Assets, year-to-date | $15,624,200 | 11,083 |
| Average Assets, quarterly | $15,632,500 | 11,144 |
| Volatile liabilities | $1,130,000 | 10,675 |
| Insider loans | $42,000 | 10,033 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $40,000 | 11,207 |
| Tier 1 (core) risk-based capital | $2,197,000 | 10,400 |
| Tier 2 risk-based capital | $23,000 | 11,752 |
| Total risk weighted assets | $6,732,700 | 11,419 |
| Total unused commitments | $40,000 | 11,208 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 3 | 12,513 |
| Assets and Liabilities | ||
| Total Assets: | $15,610,000 | 11,673 |
| Cash and due from depository institutions | $3,115,000 | 12,513 |
| Interest-bearing balances | $2,918,000 | 1,192 |
| Securities | $2,085,000 | 12,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $9,807,000 | 11,042 |
| Loan loss allowance | $23,000 | 12,447 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $426,000 | 8,968 |
| Other real estate owned | $0 | 12,513 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $177,000 | 12,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,610,000 | 11,673 |
| Total liabilities | $13,510,000 | 11,721 |
| Total deposits | $13,459,000 | 11,648 |
| Interest-bearing deposits | $13,459,000 | 11,263 |
| Deposits held in domestic offices | $13,459,000 | 11,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $51,000 | 12,137 |
| Total equity capital | $2,100,000 | 10,787 |
| Total bank equity capital | $2,100,000 | 10,787 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $2,100,000 | 7,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $51,000 | 11,917 |
| Earning assets | $14,810,000 | 11,564 |
| Long-term assets (5+ years) | $10,268,000 | 4,056 |
| Average Assets, year-to-date | $16,286,200 | 11,566 |
| Average Assets, quarterly | $15,679,000 | 11,661 |
| Volatile liabilities | $1,043,000 | 11,039 |
| Insider loans | $46,000 | 10,346 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $52,000 | 11,673 |
| Tier 1 (core) risk-based capital | $2,100,000 | 10,859 |
| Tier 2 risk-based capital | $23,000 | 12,381 |
| Total risk weighted assets | $6,591,100 | 11,987 |
| Total unused commitments | $52,000 | 11,674 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 3 | 13,181 |
| Assets and Liabilities | ||
| Total Assets: | $16,651,000 | 12,111 |
| Cash and due from depository institutions | $5,234,000 | 13,181 |
| Interest-bearing balances | $4,993,000 | 1,223 |
| Securities | $1,139,000 | 12,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $9,706,000 | 11,449 |
| Loan loss allowance | $21,000 | 13,126 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $445,000 | 9,082 |
| Other real estate owned | $0 | 13,181 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $127,000 | 12,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,651,000 | 12,111 |
| Total liabilities | $14,683,000 | 12,155 |
| Total deposits | $14,616,000 | 12,072 |
| Interest-bearing deposits | $14,616,000 | 11,616 |
| Deposits held in domestic offices | $14,616,000 | 12,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $67,000 | 12,362 |
| Total equity capital | $1,968,000 | 11,404 |
| Total bank equity capital | $1,968,000 | 11,404 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,968,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $51,000 | 12,376 |
| Earning assets | $15,838,000 | 11,970 |
| Long-term assets (5+ years) | $9,288,000 | 4,568 |
| Average Assets, year-to-date | $16,348,600 | 12,091 |
| Average Assets, quarterly | $16,464,500 | 12,101 |
| Volatile liabilities | $921,000 | 11,516 |
| Insider loans | $48,000 | 10,678 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $416,000 | 10,807 |
| Tier 1 (core) risk-based capital | $1,968,000 | 11,373 |
| Tier 2 risk-based capital | $21,000 | 12,996 |
| Total risk weighted assets | $6,745,100 | 12,503 |
| Total unused commitments | $416,000 | 10,819 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $16,766,000 | 12,552 |
| Cash and due from depository institutions | $5,836,000 | 13,692 |
| Interest-bearing balances | $5,627,000 | 1,300 |
| Securities | $5,000 | 13,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $10,205,000 | 11,617 |
| Loan loss allowance | $20,000 | 13,723 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $455,000 | 9,229 |
| Other real estate owned | $0 | 13,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $265,000 | 12,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,766,000 | 12,552 |
| Total liabilities | $14,956,000 | 12,588 |
| Total deposits | $14,901,000 | 12,506 |
| Interest-bearing deposits | $14,901,000 | 12,010 |
| Deposits held in domestic offices | $14,901,000 | 12,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $55,000 | 13,355 |
| Total equity capital | $1,810,000 | 11,843 |
| Total bank equity capital | $1,810,000 | 11,843 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,810,000 | 7,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 9,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $61,000 | 12,693 |
| Earning assets | $15,837,000 | 12,401 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $15,454,000 | 12,704 |
| Average Assets, quarterly | $16,945,000 | 12,490 |
| Volatile liabilities | $3,338,000 | 8,154 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,810,000 | 11,804 |
| Tier 2 risk-based capital | $0 | 13,680 |
| Total risk weighted assets | $6,905,000 | 12,961 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |