Home > Rancho Vista National Bank > Assets and Liabilities
Rancho Vista National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $122,962,000 | 3,584 |
| Cash and due from depository institutions | $4,538,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,586,000 | 4,649 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,645 |
| Net loans & leases | $89,248,000 | 3,049 |
| Loan loss allowance | $804,000 | 4,039 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $928,000 | 6,186 |
| Other real estate owned | $290,000 | 3,421 |
| Goodwill and other intangibles | $71,000 | 2,761 |
| All other assets | $1,201,000 | 5,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,962,000 | 3,584 |
| Total liabilities | $113,307,000 | 3,498 |
| Total deposits | $112,347,000 | 3,302 |
| Interest-bearing deposits | $92,231,000 | 3,448 |
| Deposits held in domestic offices | $112,347,000 | 3,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $306,000 | 4,314 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $654,000 | 4,920 |
| Total equity capital | $9,655,000 | 4,442 |
| Total bank equity capital | $9,655,000 | 4,442 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,714,000 | 1,370 |
| Surplus | $3,454,000 | 3,777 |
| Undivided profits | $3,487,000 | 5,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $440,000 | 5,272 |
| Earning assets | $115,934,000 | 3,501 |
| Long-term assets (5+ years) | $18,714,000 | 2,908 |
| Average Assets, year-to-date | $114,362,200 | 3,669 |
| Average Assets, quarterly | $121,755,000 | 3,564 |
| Volatile liabilities | $10,333,000 | 4,896 |
| Insider loans | $1,362,000 | 2,824 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $25,607,000 | 1,759 |
| Tier 1 (core) risk-based capital | $9,509,900 | 4,355 |
| Tier 2 risk-based capital | $804,000 | 3,551 |
| Total risk weighted assets | $87,756,200 | 3,147 |
| Total unused commitments | $25,607,000 | 1,764 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $104,371,000 | 4,256 |
| Cash and due from depository institutions | $4,340,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,301,000 | 5,246 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,299 |
| Net loans & leases | $71,734,000 | 3,761 |
| Loan loss allowance | $697,000 | 4,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,052,000 | 5,840 |
| Other real estate owned | $235,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,009,000 | 6,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,371,000 | 4,256 |
| Total liabilities | $96,324,000 | 4,151 |
| Total deposits | $95,195,000 | 3,970 |
| Interest-bearing deposits | $77,686,000 | 4,187 |
| Deposits held in domestic offices | $95,195,000 | 3,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $336,000 | 4,226 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $793,000 | 4,217 |
| Total equity capital | $8,047,000 | 5,211 |
| Total bank equity capital | $8,047,000 | 5,211 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,416,000 | 1,619 |
| Surplus | $2,772,000 | 4,481 |
| Undivided profits | $2,859,000 | 6,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $367,000 | 6,023 |
| Earning assets | $97,735,000 | 4,189 |
| Long-term assets (5+ years) | $14,078,000 | 3,401 |
| Average Assets, year-to-date | $96,317,400 | 4,410 |
| Average Assets, quarterly | $102,435,000 | 4,276 |
| Volatile liabilities | $9,480,000 | 5,048 |
| Insider loans | $881,000 | 3,967 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,398,000 | 2,276 |
| Tier 1 (core) risk-based capital | $7,976,000 | 5,150 |
| Tier 2 risk-based capital | $697,000 | 4,079 |
| Total risk weighted assets | $77,464,300 | 3,512 |
| Total unused commitments | $17,398,000 | 2,292 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $89,942,000 | 4,849 |
| Cash and due from depository institutions | $3,954,000 | 3,911 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,384,000 | 5,301 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,937 |
| Net loans & leases | $54,365,000 | 4,669 |
| Loan loss allowance | $544,000 | 5,700 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,164,000 | 5,530 |
| Other real estate owned | $330,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,145,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,942,000 | 4,849 |
| Total liabilities | $82,887,000 | 4,735 |
| Total deposits | $82,131,000 | 4,578 |
| Interest-bearing deposits | $66,239,000 | 4,868 |
| Deposits held in domestic offices | $82,131,000 | 4,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $362,000 | 3,669 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $394,000 | 7,217 |
| Total equity capital | $7,055,000 | 5,826 |
| Total bank equity capital | $7,055,000 | 5,826 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,210,000 | 1,810 |
| Surplus | $2,387,000 | 4,981 |
| Undivided profits | $2,458,000 | 6,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $315,000 | 6,903 |
| Earning assets | $83,349,000 | 4,829 |
| Long-term assets (5+ years) | $8,211,000 | 4,531 |
| Average Assets, year-to-date | $89,342,000 | 4,691 |
| Average Assets, quarterly | $90,165,500 | 4,786 |
| Volatile liabilities | $6,014,000 | 6,278 |
| Insider loans | $1,291,000 | 3,102 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,945,000 | 3,071 |
| Tier 1 (core) risk-based capital | $6,974,000 | 5,744 |
| Tier 2 risk-based capital | $544,000 | 4,933 |
| Total risk weighted assets | $59,790,700 | 4,326 |
| Total unused commitments | $10,945,000 | 3,084 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $91,252,000 | 4,738 |
| Cash and due from depository institutions | $4,984,000 | 2,740 |
| Interest-bearing balances | $891,000 | 2,586 |
| Securities | $14,686,000 | 7,204 |
| Federal funds sold & reverse repurchase agreements | $3,368,000 | 2,577 |
| Net loans & leases | $65,496,000 | 3,900 |
| Loan loss allowance | $710,000 | 4,780 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,372,000 | 4,942 |
| Other real estate owned | $250,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,096,000 | 6,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,252,000 | 4,738 |
| Total liabilities | $85,207,000 | 4,618 |
| Total deposits | $80,526,000 | 4,617 |
| Interest-bearing deposits | $65,523,000 | 4,859 |
| Deposits held in domestic offices | $80,526,000 | 4,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,385,000 | 1,853 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $296,000 | 7,390 |
| Total equity capital | $6,045,000 | 6,237 |
| Total bank equity capital | $6,045,000 | 6,237 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,106,000 | 1,931 |
| Surplus | $2,303,000 | 5,025 |
| Undivided profits | $1,636,000 | 7,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,432,000 | 1,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $393,000 | 5,275 |
| Earning assets | $84,441,000 | 4,696 |
| Long-term assets (5+ years) | $9,405,000 | 4,271 |
| Average Assets, year-to-date | $87,861,600 | 4,788 |
| Average Assets, quarterly | $91,414,000 | 4,704 |
| Volatile liabilities | $7,388,000 | 5,376 |
| Insider loans | $957,000 | 3,828 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,283,000 | 296 |
| Unused loan commitments | $7,235,000 | 3,901 |
| Tier 1 (core) risk-based capital | $6,130,000 | 6,278 |
| Tier 2 risk-based capital | $710,000 | 3,948 |
| Total risk weighted assets | $64,500,800 | 3,975 |
| Total unused commitments | $7,235,000 | 3,908 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $83,399,000 | 5,220 |
| Cash and due from depository institutions | $9,418,000 | 3,431 |
| Interest-bearing balances | $4,829,000 | 1,262 |
| Securities | $11,386,000 | 8,571 |
| Federal funds sold & reverse repurchase agreements | $2,503,000 | 4,958 |
| Net loans & leases | $51,848,000 | 4,648 |
| Loan loss allowance | $523,000 | 6,187 |
| Trading account assets | $5,250,000 | 160 |
| Bank premises and fixed assets | $1,430,000 | 4,847 |
| Other real estate owned | $611,000 | 3,431 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $953,000 | 6,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,399,000 | 5,220 |
| Total liabilities | $77,361,000 | 5,115 |
| Total deposits | $76,186,000 | 4,970 |
| Interest-bearing deposits | $63,088,000 | 5,209 |
| Deposits held in domestic offices | $76,186,000 | 4,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $730,000 | 3,039 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $445,000 | 5,819 |
| Total equity capital | $6,038,000 | 6,361 |
| Total bank equity capital | $6,038,000 | 6,361 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,006,000 | 2,032 |
| Surplus | $2,243,000 | 5,119 |
| Undivided profits | $1,789,000 | 7,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,723,000 | 2,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $375,000 | 4,946 |
| Earning assets | $75,816,000 | 5,274 |
| Long-term assets (5+ years) | $12,294,000 | 3,819 |
| Average Assets, year-to-date | $81,407,600 | 5,199 |
| Average Assets, quarterly | $82,656,500 | 5,209 |
| Volatile liabilities | $4,123,000 | 7,200 |
| Insider loans | $951,000 | 3,867 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,654,000 | 3,416 |
| Tier 1 (core) risk-based capital | $6,038,000 | 6,281 |
| Tier 2 risk-based capital | $523,000 | 5,084 |
| Total risk weighted assets | $62,520,100 | 4,029 |
| Total unused commitments | $8,654,000 | 3,434 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $81,176,000 | 5,425 |
| Cash and due from depository institutions | $9,041,000 | 2,290 |
| Interest-bearing balances | $2,848,000 | 2,177 |
| Securities | $14,164,000 | 7,612 |
| Federal funds sold & reverse repurchase agreements | $8,978,000 | 1,853 |
| Net loans & leases | $44,544,000 | 5,287 |
| Loan loss allowance | $674,000 | 5,163 |
| Trading account assets | $2,697,000 | 192 |
| Bank premises and fixed assets | $778,000 | 7,221 |
| Other real estate owned | $25,000 | 2,290 |
| Goodwill and other intangibles | $25,000 | 2,678 |
| All other assets | $924,000 | 6,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,176,000 | 5,425 |
| Total liabilities | $75,183,000 | 5,352 |
| Total deposits | $74,394,000 | 5,211 |
| Interest-bearing deposits | $59,789,000 | 5,596 |
| Deposits held in domestic offices | $74,394,000 | 5,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $451,000 | 3,273 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $5,993,000 | 6,166 |
| Total bank equity capital | $5,993,000 | 6,166 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,905,000 | 2,353 |
| Surplus | $2,133,000 | 5,178 |
| Undivided profits | $1,955,000 | 7,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 2,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $345,000 | 5,797 |
| Earning assets | $73,231,000 | 5,472 |
| Long-term assets (5+ years) | $15,423,000 | 3,168 |
| Average Assets, year-to-date | $74,322,200 | 5,703 |
| Average Assets, quarterly | $79,564,500 | 5,461 |
| Volatile liabilities | $5,913,000 | 5,937 |
| Insider loans | $1,302,000 | 607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,650,000 | 3,512 |
| Tier 1 (core) risk-based capital | $5,968,000 | 6,103 |
| Tier 2 risk-based capital | $612,860 | 4,409 |
| Total risk weighted assets | $48,967,960 | 5,015 |
| Total unused commitments | $7,650,000 | 3,530 |
| Derivatives | $0 | 651 |