Home > Rancho Bernardo Community Bank > Assets and Liabilities
Rancho Bernardo Community Bank, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $124,483,000 | 4,209 |
| Cash and due from depository institutions | $3,425,000 | 5,072 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $18,059,000 | 4,920 |
| Federal funds sold & reverse repurchase agreements | $11,195,000 | 1,057 |
| Net loans & leases | $89,619,000 | 3,904 |
| Loan loss allowance | $1,213,000 | 3,518 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $396,000 | 7,319 |
| Other real estate owned | $0 | 5,072 |
| Goodwill and other intangibles | $59,000 | 2,981 |
| All other assets | $1,730,000 | 5,244 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $124,483,000 | 4,209 |
| Total liabilities | $113,927,000 | 4,132 |
| Total deposits | $112,558,000 | 3,879 |
| Interest-bearing deposits | $89,412,000 | 4,034 |
| Deposits held in domestic offices | $112,558,000 | 3,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $369,000 | 5,660 |
| Total equity capital | $10,556,000 | 4,905 |
| Total bank equity capital | $10,556,000 | 4,905 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,105,000 | 531 |
| Surplus | $0 | 8,188 |
| Undivided profits | $3,451,000 | 5,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 5,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $468,000 | 5,664 |
| Earning assets | $118,873,000 | 4,068 |
| Long-term assets (5+ years) | $2,238,000 | 6,842 |
| Average Assets, year-to-date | $115,258,000 | 4,380 |
| Average Assets, quarterly | $119,130,500 | 4,309 |
| Volatile liabilities | $29,941,000 | 3,297 |
| Insider loans | $560,000 | 5,193 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,736,000 | 2,015 |
| Tier 1 (core) risk-based capital | $10,596,000 | 4,787 |
| Tier 2 risk-based capital | $1,247,000 | 3,244 |
| Total risk weighted assets | $99,898,000 | 3,716 |
| Total unused commitments | $39,736,000 | 2,015 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $113,778,000 | 4,479 |
| Cash and due from depository institutions | $3,418,000 | 5,181 |
| Interest-bearing balances | $99,000 | 5,205 |
| Securities | $19,027,000 | 4,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $88,936,000 | 3,889 |
| Loan loss allowance | $1,114,000 | 3,746 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $437,000 | 7,234 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $63,000 | 2,964 |
| All other assets | $1,897,000 | 5,002 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $113,778,000 | 4,479 |
| Total liabilities | $103,772,000 | 4,408 |
| Total deposits | $101,362,000 | 4,201 |
| Interest-bearing deposits | $81,394,000 | 4,343 |
| Deposits held in domestic offices | $101,362,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,897,000 | 4,651 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $513,000 | 4,725 |
| Total equity capital | $10,006,000 | 5,006 |
| Total bank equity capital | $10,006,000 | 5,006 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,997,000 | 529 |
| Surplus | $0 | 8,248 |
| Undivided profits | $3,009,000 | 5,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 2,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 814 |
| Income earned, not collected on loans | $507,000 | 5,304 |
| Earning assets | $108,062,000 | 4,375 |
| Long-term assets (5+ years) | $4,140,000 | 6,262 |
| Average Assets, year-to-date | $110,645,500 | 4,530 |
| Average Assets, quarterly | $110,645,500 | 4,530 |
| Volatile liabilities | $30,423,000 | 3,163 |
| Insider loans | $1,060,000 | 4,016 |
| FHLB advances | $1,897,000 | 4,488 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $44,583,000 | 1,813 |
| Tier 1 (core) risk-based capital | $9,815,000 | 5,007 |
| Tier 2 risk-based capital | $1,174,000 | 3,402 |
| Total risk weighted assets | $93,887,000 | 3,872 |
| Total unused commitments | $44,583,000 | 1,815 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $107,513,000 | 4,644 |
| Cash and due from depository institutions | $1,922,000 | 5,311 |
| Interest-bearing balances | $99,000 | 5,248 |
| Securities | $18,847,000 | 4,898 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,370 |
| Net loans & leases | $80,170,000 | 4,151 |
| Loan loss allowance | $1,263,000 | 3,369 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $462,000 | 7,188 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $63,000 | 2,958 |
| All other assets | $1,399,000 | 5,737 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $107,513,000 | 4,644 |
| Total liabilities | $97,747,000 | 4,589 |
| Total deposits | $96,357,000 | 4,346 |
| Interest-bearing deposits | $75,990,000 | 4,534 |
| Deposits held in domestic offices | $96,357,000 | 4,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,090,000 | 4,971 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $300,000 | 5,978 |
| Total equity capital | $9,766,000 | 5,080 |
| Total bank equity capital | $9,766,000 | 5,080 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,915,000 | 523 |
| Surplus | $0 | 8,282 |
| Undivided profits | $2,851,000 | 5,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 792 |
| Income earned, not collected on loans | $361,000 | 6,386 |
| Earning assets | $103,766,000 | 4,484 |
| Long-term assets (5+ years) | $4,952,000 | 6,063 |
| Average Assets, year-to-date | $103,884,400 | 4,613 |
| Average Assets, quarterly | $108,012,500 | 4,590 |
| Volatile liabilities | $24,776,000 | 3,551 |
| Insider loans | $1,053,000 | 4,015 |
| FHLB advances | $1,090,000 | 4,744 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $37,926,000 | 1,968 |
| Tier 1 (core) risk-based capital | $9,735,000 | 4,972 |
| Tier 2 risk-based capital | $1,084,000 | 3,578 |
| Total risk weighted assets | $86,487,000 | 4,075 |
| Total unused commitments | $37,926,000 | 1,969 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $108,512,000 | 4,573 |
| Cash and due from depository institutions | $3,515,000 | 5,187 |
| Interest-bearing balances | $99,000 | 5,286 |
| Securities | $18,178,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $1,360,000 | 4,180 |
| Net loans & leases | $83,488,000 | 3,993 |
| Loan loss allowance | $1,143,000 | 3,652 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $495,000 | 7,100 |
| Other real estate owned | $0 | 5,187 |
| Goodwill and other intangibles | $65,000 | 2,911 |
| All other assets | $1,411,000 | 5,717 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $108,512,000 | 4,573 |
| Total liabilities | $99,056,000 | 4,487 |
| Total deposits | $97,689,000 | 4,245 |
| Interest-bearing deposits | $69,565,000 | 4,811 |
| Deposits held in domestic offices | $97,689,000 | 4,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,090,000 | 4,971 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $277,000 | 6,403 |
| Total equity capital | $9,456,000 | 5,185 |
| Total bank equity capital | $9,456,000 | 5,185 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,915,000 | 523 |
| Surplus | $0 | 8,313 |
| Undivided profits | $2,541,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 962 |
| Income earned, not collected on loans | $412,000 | 6,115 |
| Earning assets | $103,125,000 | 4,460 |
| Long-term assets (5+ years) | $5,727,000 | 5,930 |
| Average Assets, year-to-date | $102,977,250 | 4,648 |
| Average Assets, quarterly | $108,095,000 | 4,543 |
| Volatile liabilities | $22,740,000 | 3,792 |
| Insider loans | $553,000 | 5,257 |
| FHLB advances | $1,090,000 | 4,751 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,624,000 | 1,968 |
| Tier 1 (core) risk-based capital | $9,354,000 | 5,074 |
| Tier 2 risk-based capital | $1,094,000 | 3,535 |
| Total risk weighted assets | $87,395,000 | 4,007 |
| Total unused commitments | $37,624,000 | 1,970 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $107,678,000 | 4,577 |
| Cash and due from depository institutions | $3,938,000 | 5,239 |
| Interest-bearing balances | $99,000 | 5,333 |
| Securities | $15,940,000 | 5,401 |
| Federal funds sold & reverse repurchase agreements | $3,585,000 | 2,528 |
| Net loans & leases | $82,286,000 | 4,001 |
| Loan loss allowance | $1,221,000 | 3,461 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $539,000 | 7,005 |
| Other real estate owned | $0 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,390,000 | 5,757 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $107,678,000 | 4,577 |
| Total liabilities | $98,798,000 | 4,501 |
| Total deposits | $97,514,000 | 4,240 |
| Interest-bearing deposits | $77,251,000 | 4,453 |
| Deposits held in domestic offices | $97,514,000 | 4,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,090,000 | 4,946 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $194,000 | 6,877 |
| Total equity capital | $8,880,000 | 5,291 |
| Total bank equity capital | $8,880,000 | 5,291 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,883,000 | 518 |
| Surplus | $0 | 8,370 |
| Undivided profits | $1,997,000 | 6,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 558 |
| Income earned, not collected on loans | $346,000 | 6,485 |
| Earning assets | $101,910,000 | 4,479 |
| Long-term assets (5+ years) | $6,395,000 | 5,865 |
| Average Assets, year-to-date | $101,132,330 | 4,731 |
| Average Assets, quarterly | $104,188,000 | 4,657 |
| Volatile liabilities | $22,272,000 | 3,735 |
| Insider loans | $560,000 | 5,224 |
| FHLB advances | $1,090,000 | 4,740 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,138,000 | 1,998 |
| Tier 1 (core) risk-based capital | $9,057,000 | 5,139 |
| Tier 2 risk-based capital | $1,110,000 | 3,455 |
| Total risk weighted assets | $88,688,000 | 3,912 |
| Total unused commitments | $36,138,000 | 2,002 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $100,698,000 | 4,803 |
| Cash and due from depository institutions | $3,117,000 | 5,632 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $15,269,000 | 5,511 |
| Federal funds sold & reverse repurchase agreements | $6,085,000 | 2,395 |
| Net loans & leases | $74,496,000 | 4,198 |
| Loan loss allowance | $1,234,000 | 3,370 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $484,000 | 7,164 |
| Other real estate owned | $0 | 5,632 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,247,000 | 5,869 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $100,698,000 | 4,803 |
| Total liabilities | $91,950,000 | 4,713 |
| Total deposits | $89,930,000 | 4,512 |
| Interest-bearing deposits | $69,108,000 | 4,865 |
| Deposits held in domestic offices | $89,930,000 | 4,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,600,000 | 4,583 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $420,000 | 5,341 |
| Total equity capital | $8,748,000 | 5,391 |
| Total bank equity capital | $8,748,000 | 5,391 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,134,000 | 571 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,614,000 | 6,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 610 |
| Income earned, not collected on loans | $381,000 | 6,120 |
| Earning assets | $95,850,000 | 4,678 |
| Long-term assets (5+ years) | $6,489,000 | 5,796 |
| Average Assets, year-to-date | $97,859,500 | 4,853 |
| Average Assets, quarterly | $97,859,500 | 4,853 |
| Volatile liabilities | $11,087,000 | 5,440 |
| Insider loans | $1,213,000 | 3,620 |
| FHLB advances | $1,600,000 | 4,402 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,192,000 | 2,369 |
| Tier 1 (core) risk-based capital | $8,609,000 | 5,264 |
| Tier 2 risk-based capital | $1,004,000 | 3,676 |
| Total risk weighted assets | $80,119,000 | 4,157 |
| Total unused commitments | $27,192,000 | 2,376 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $95,021,000 | 4,959 |
| Cash and due from depository institutions | $1,969,000 | 5,136 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $20,091,000 | 4,803 |
| Federal funds sold & reverse repurchase agreements | $4,335,000 | 2,574 |
| Net loans & leases | $66,481,000 | 4,544 |
| Loan loss allowance | $1,215,000 | 3,411 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $516,000 | 7,109 |
| Other real estate owned | $557,000 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,072,000 | 6,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,021,000 | 4,959 |
| Total liabilities | $86,789,000 | 4,888 |
| Total deposits | $84,671,000 | 4,699 |
| Interest-bearing deposits | $64,126,000 | 5,080 |
| Deposits held in domestic offices | $84,671,000 | 4,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,850,000 | 4,516 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $268,000 | 6,372 |
| Total equity capital | $8,232,000 | 5,538 |
| Total bank equity capital | $8,232,000 | 5,538 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,043,000 | 583 |
| Surplus | $0 | 8,463 |
| Undivided profits | $2,189,000 | 6,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $323,000 | 469 |
| Income earned, not collected on loans | $364,000 | 6,413 |
| Earning assets | $90,907,000 | 4,812 |
| Long-term assets (5+ years) | $7,722,000 | 5,501 |
| Average Assets, year-to-date | $91,047,800 | 4,981 |
| Average Assets, quarterly | $96,345,500 | 4,878 |
| Volatile liabilities | $10,620,000 | 5,534 |
| Insider loans | $1,233,000 | 3,601 |
| FHLB advances | $1,850,000 | 4,338 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,443,000 | 2,347 |
| Tier 1 (core) risk-based capital | $8,146,000 | 5,417 |
| Tier 2 risk-based capital | $951,000 | 3,809 |
| Total risk weighted assets | $75,813,000 | 4,299 |
| Total unused commitments | $26,443,000 | 2,352 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $97,670,000 | 4,847 |
| Cash and due from depository institutions | $2,909,000 | 5,274 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $17,228,000 | 5,162 |
| Federal funds sold & reverse repurchase agreements | $14,995,000 | 973 |
| Net loans & leases | $60,852,000 | 4,804 |
| Loan loss allowance | $1,215,000 | 3,408 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $563,000 | 6,994 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,123,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,670,000 | 4,847 |
| Total liabilities | $89,925,000 | 4,753 |
| Total deposits | $87,281,000 | 4,590 |
| Interest-bearing deposits | $65,442,000 | 5,023 |
| Deposits held in domestic offices | $87,281,000 | 4,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,850,000 | 4,493 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $794,000 | 3,750 |
| Total equity capital | $7,745,000 | 5,745 |
| Total bank equity capital | $7,745,000 | 5,745 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,043,000 | 575 |
| Surplus | $0 | 8,515 |
| Undivided profits | $1,702,000 | 6,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $427,000 | 432 |
| Income earned, not collected on loans | $408,000 | 6,207 |
| Earning assets | $93,075,000 | 4,722 |
| Long-term assets (5+ years) | $7,721,000 | 5,499 |
| Average Assets, year-to-date | $90,054,500 | 5,042 |
| Average Assets, quarterly | $92,621,000 | 5,015 |
| Volatile liabilities | $10,607,000 | 5,564 |
| Insider loans | $1,233,000 | 3,567 |
| FHLB advances | $1,850,000 | 4,299 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $26,986,000 | 2,320 |
| Tier 1 (core) risk-based capital | $7,642,000 | 5,629 |
| Tier 2 risk-based capital | $890,000 | 3,994 |
| Total risk weighted assets | $70,925,000 | 4,510 |
| Total unused commitments | $26,986,000 | 2,324 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $87,572,000 | 5,226 |
| Cash and due from depository institutions | $3,933,000 | 5,170 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,760,000 | 5,528 |
| Federal funds sold & reverse repurchase agreements | $6,845,000 | 2,316 |
| Net loans & leases | $60,609,000 | 4,779 |
| Loan loss allowance | $1,147,000 | 3,510 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $499,000 | 7,191 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $926,000 | 6,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,572,000 | 5,226 |
| Total liabilities | $79,907,000 | 5,165 |
| Total deposits | $77,531,000 | 4,988 |
| Interest-bearing deposits | $60,868,000 | 5,252 |
| Deposits held in domestic offices | $77,531,000 | 4,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,850,000 | 4,463 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $526,000 | 4,943 |
| Total equity capital | $7,665,000 | 5,784 |
| Total bank equity capital | $7,665,000 | 5,784 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,043,000 | 566 |
| Surplus | $0 | 8,544 |
| Undivided profits | $1,622,000 | 6,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,999,000 | 1,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $625,000 | 328 |
| Income earned, not collected on loans | $342,000 | 6,640 |
| Earning assets | $82,214,000 | 5,127 |
| Long-term assets (5+ years) | $5,692,000 | 5,961 |
| Average Assets, year-to-date | $87,516,000 | 5,149 |
| Average Assets, quarterly | $90,466,500 | 5,062 |
| Volatile liabilities | $13,418,000 | 4,882 |
| Insider loans | $1,233,000 | 3,570 |
| FHLB advances | $1,850,000 | 4,251 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $24,898,000 | 2,430 |
| Tier 1 (core) risk-based capital | $7,448,000 | 5,664 |
| Tier 2 risk-based capital | $886,000 | 3,978 |
| Total risk weighted assets | $70,643,000 | 4,497 |
| Total unused commitments | $24,898,000 | 2,437 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $93,361,000 | 4,947 |
| Cash and due from depository institutions | $3,539,000 | 5,020 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $11,681,000 | 6,167 |
| Federal funds sold & reverse repurchase agreements | $12,915,000 | 1,282 |
| Net loans & leases | $63,527,000 | 4,584 |
| Loan loss allowance | $1,175,000 | 3,396 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $493,000 | 7,226 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,206,000 | 5,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,361,000 | 4,947 |
| Total liabilities | $85,909,000 | 4,843 |
| Total deposits | $83,317,000 | 4,707 |
| Interest-bearing deposits | $64,135,000 | 5,039 |
| Deposits held in domestic offices | $83,317,000 | 4,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,860,000 | 4,381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $732,000 | 4,111 |
| Total equity capital | $7,452,000 | 5,791 |
| Total bank equity capital | $7,452,000 | 5,791 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,043,000 | 558 |
| Surplus | $0 | 8,583 |
| Undivided profits | $1,409,000 | 7,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 3,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $603,000 | 339 |
| Income earned, not collected on loans | $385,000 | 6,304 |
| Earning assets | $88,123,000 | 4,823 |
| Long-term assets (5+ years) | $4,319,000 | 6,339 |
| Average Assets, year-to-date | $87,488,000 | 5,133 |
| Average Assets, quarterly | $87,488,000 | 5,133 |
| Volatile liabilities | $12,991,000 | 4,940 |
| Insider loans | $789,000 | 4,470 |
| FHLB advances | $1,860,000 | 4,201 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,248,000 | 1,974 |
| Tier 1 (core) risk-based capital | $7,282,000 | 5,685 |
| Tier 2 risk-based capital | $861,000 | 4,022 |
| Total risk weighted assets | $68,604,000 | 4,529 |
| Total unused commitments | $31,248,000 | 1,981 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $81,615,000 | 5,375 |
| Cash and due from depository institutions | $3,373,000 | 5,250 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $12,653,000 | 5,924 |
| Federal funds sold & reverse repurchase agreements | $370,000 | 6,561 |
| Net loans & leases | $63,523,000 | 4,589 |
| Loan loss allowance | $1,146,000 | 3,404 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $498,000 | 7,239 |
| Other real estate owned | $0 | 5,250 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,198,000 | 5,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,615,000 | 5,375 |
| Total liabilities | $74,270,000 | 5,326 |
| Total deposits | $71,823,000 | 5,177 |
| Interest-bearing deposits | $53,458,000 | 5,644 |
| Deposits held in domestic offices | $71,823,000 | 5,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,860,000 | 4,462 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $587,000 | 4,763 |
| Total equity capital | $7,345,000 | 5,809 |
| Total bank equity capital | $7,345,000 | 5,809 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,043,000 | 556 |
| Surplus | $0 | 8,619 |
| Undivided profits | $1,302,000 | 7,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $635,000 | 306 |
| Income earned, not collected on loans | $370,000 | 6,628 |
| Earning assets | $76,546,000 | 5,270 |
| Long-term assets (5+ years) | $4,761,000 | 6,143 |
| Average Assets, year-to-date | $82,904,400 | 5,133 |
| Average Assets, quarterly | $80,689,000 | 5,368 |
| Volatile liabilities | $10,433,000 | 5,568 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $1,860,000 | 4,234 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,740,000 | 2,273 |
| Tier 1 (core) risk-based capital | $7,149,000 | 5,690 |
| Tier 2 risk-based capital | $831,000 | 4,073 |
| Total risk weighted assets | $66,142,000 | 4,615 |
| Total unused commitments | $24,740,000 | 2,278 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $81,333,000 | 5,282 |
| Cash and due from depository institutions | $4,038,000 | 4,798 |
| Interest-bearing balances | $397,000 | 3,884 |
| Securities | $11,732,000 | 6,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $63,659,000 | 4,467 |
| Loan loss allowance | $918,000 | 3,841 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $677,000 | 6,750 |
| Other real estate owned | $230,000 | 4,798 |
| Goodwill and other intangibles | $29,000 | 2,905 |
| All other assets | $968,000 | 6,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,333,000 | 5,282 |
| Total liabilities | $74,493,000 | 5,196 |
| Total deposits | $72,939,000 | 4,990 |
| Interest-bearing deposits | $53,621,000 | 5,524 |
| Deposits held in domestic offices | $72,939,000 | 4,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,270,000 | 4,487 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $284,000 | 7,056 |
| Total equity capital | $6,840,000 | 5,899 |
| Total bank equity capital | $6,840,000 | 5,899 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,003,000 | 556 |
| Surplus | $0 | 8,858 |
| Undivided profits | $837,000 | 7,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $389,000 | 431 |
| Income earned, not collected on loans | $306,000 | 7,480 |
| Earning assets | $75,788,000 | 5,207 |
| Long-term assets (5+ years) | $2,775,000 | 6,998 |
| Average Assets, year-to-date | $77,089,200 | 5,278 |
| Average Assets, quarterly | $81,269,000 | 5,225 |
| Volatile liabilities | $13,119,000 | 4,866 |
| Insider loans | $574,000 | 5,117 |
| FHLB advances | $1,270,000 | 4,252 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,390,000 | 2,458 |
| Tier 1 (core) risk-based capital | $6,733,000 | 5,808 |
| Tier 2 risk-based capital | $802,000 | 4,007 |
| Total risk weighted assets | $64,010,000 | 4,629 |
| Total unused commitments | $20,390,000 | 2,464 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $71,040,000 | 5,643 |
| Cash and due from depository institutions | $3,474,000 | 5,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,198,000 | 6,741 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 1,922 |
| Net loans & leases | $49,607,000 | 5,196 |
| Loan loss allowance | $809,000 | 4,122 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $843,000 | 6,380 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $35,000 | 2,874 |
| All other assets | $603,000 | 7,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,040,000 | 5,643 |
| Total liabilities | $64,652,000 | 5,577 |
| Total deposits | $63,842,000 | 5,315 |
| Interest-bearing deposits | $49,043,000 | 5,717 |
| Deposits held in domestic offices | $63,842,000 | 5,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $125,000 | 5,420 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $685,000 | 4,741 |
| Total equity capital | $6,388,000 | 6,105 |
| Total bank equity capital | $6,388,000 | 6,105 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,003,000 | 546 |
| Surplus | $0 | 9,124 |
| Undivided profits | $385,000 | 8,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $299,000 | 6,934 |
| Earning assets | $66,085,000 | 5,583 |
| Long-term assets (5+ years) | $3,572,000 | 6,609 |
| Average Assets, year-to-date | $65,547,600 | 5,731 |
| Average Assets, quarterly | $70,040,500 | 5,639 |
| Volatile liabilities | $9,498,000 | 5,757 |
| Insider loans | $726,000 | 4,594 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,032,000 | 2,513 |
| Tier 1 (core) risk-based capital | $6,392,000 | 5,996 |
| Tier 2 risk-based capital | $617,900 | 4,708 |
| Total risk weighted assets | $49,240,700 | 5,358 |
| Total unused commitments | $18,032,000 | 2,517 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 23 | 6,217 |
| Assets and Liabilities | ||
| Total Assets: | $63,171,000 | 6,049 |
| Cash and due from depository institutions | $4,482,000 | 6,217 |
| Interest-bearing balances | $398,000 | 3,349 |
| Securities | $9,206,000 | 7,317 |
| Federal funds sold & reverse repurchase agreements | $6,935,000 | 1,387 |
| Net loans & leases | $41,269,000 | 5,727 |
| Loan loss allowance | $487,000 | 5,783 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $606,000 | 7,303 |
| Other real estate owned | $0 | 6,217 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $673,000 | 7,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,171,000 | 6,049 |
| Total liabilities | $58,649,000 | 5,915 |
| Total deposits | $58,313,000 | 5,666 |
| Interest-bearing deposits | $45,557,000 | 6,002 |
| Deposits held in domestic offices | $58,313,000 | 5,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $336,000 | 6,624 |
| Total equity capital | $4,522,000 | 7,365 |
| Total bank equity capital | $4,522,000 | 7,365 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,950,000 | 767 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-428,000 | 9,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $181,000 | 8,041 |
| Earning assets | $57,808,000 | 6,030 |
| Long-term assets (5+ years) | $1,501,000 | 7,986 |
| Average Assets, year-to-date | $53,540,600 | 6,492 |
| Average Assets, quarterly | $61,007,500 | 6,133 |
| Volatile liabilities | $8,510,000 | 5,862 |
| Insider loans | $1,234,000 | 3,247 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,477,000 | 2,322 |
| Tier 1 (core) risk-based capital | $4,718,000 | 7,225 |
| Tier 2 risk-based capital | $487,000 | 5,422 |
| Total risk weighted assets | $46,564,900 | 5,448 |
| Total unused commitments | $20,477,000 | 2,328 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $44,277,000 | 7,420 |
| Cash and due from depository institutions | $3,841,000 | 6,877 |
| Interest-bearing balances | $1,000,000 | 2,848 |
| Securities | $9,106,000 | 7,363 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,341 |
| Net loans & leases | $26,643,000 | 7,117 |
| Loan loss allowance | $329,000 | 7,098 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $745,000 | 6,787 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $27,000 | 3,095 |
| All other assets | $315,000 | 9,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,277,000 | 7,420 |
| Total liabilities | $40,127,000 | 7,354 |
| Total deposits | $39,903,000 | 7,183 |
| Interest-bearing deposits | $30,619,000 | 7,541 |
| Deposits held in domestic offices | $39,903,000 | 7,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $224,000 | 8,330 |
| Total equity capital | $4,150,000 | 7,785 |
| Total bank equity capital | $4,150,000 | 7,785 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,930,000 | 739 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-780,000 | 10,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $127,000 | 8,992 |
| Earning assets | $40,349,000 | 7,429 |
| Long-term assets (5+ years) | $1,175,000 | 8,278 |
| Average Assets, year-to-date | $34,240,600 | 8,072 |
| Average Assets, quarterly | $43,067,000 | 7,444 |
| Volatile liabilities | $4,399,000 | 7,358 |
| Insider loans | $422,000 | 5,712 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,038,000 | 2,426 |
| Tier 1 (core) risk-based capital | $4,115,000 | 7,686 |
| Tier 2 risk-based capital | $329,000 | 6,681 |
| Total risk weighted assets | $34,070,800 | 6,464 |
| Total unused commitments | $18,038,000 | 2,431 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $22,810,000 | 9,581 |
| Cash and due from depository institutions | $1,630,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,184,000 | 9,909 |
| Federal funds sold & reverse repurchase agreements | $5,620,000 | 2,455 |
| Net loans & leases | $11,312,000 | 9,646 |
| Loan loss allowance | $155,000 | 9,394 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $850,000 | 6,473 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $35,000 | 3,097 |
| All other assets | $179,000 | 10,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,810,000 | 9,581 |
| Total liabilities | $18,677,000 | 9,719 |
| Total deposits | $18,599,000 | 9,624 |
| Interest-bearing deposits | $14,228,000 | 9,815 |
| Deposits held in domestic offices | $18,599,000 | 9,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $78,000 | 10,458 |
| Total equity capital | $4,133,000 | 7,938 |
| Total bank equity capital | $4,133,000 | 7,938 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,930,000 | 753 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-797,000 | 10,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $44,000 | 10,482 |
| Earning assets | $20,116,000 | 9,650 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $15,537,670 | 10,206 |
| Average Assets, quarterly | $19,285,500 | 9,887 |
| Volatile liabilities | $1,031,000 | 10,128 |
| Insider loans | $420,000 | 5,865 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,536,000 | 4,134 |
| Tier 1 (core) risk-based capital | $4,094,000 | 7,848 |
| Tier 2 risk-based capital | $155,000 | 9,065 |
| Total risk weighted assets | $14,376,100 | 9,327 |
| Total unused commitments | $7,536,000 | 4,136 |
| Derivatives | $0 | 533 |