Home > Rancho Bank > Assets and Liabilities
Rancho Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $220,528,000 | 2,800 |
| Cash and due from depository institutions | $12,349,000 | 3,429 |
| Interest-bearing balances | $52,000 | 5,476 |
| Securities | $74,836,000 | 1,613 |
| Federal funds sold & reverse repurchase agreements | $5,825,000 | 2,001 |
| Net loans & leases | $120,226,000 | 3,313 |
| Loan loss allowance | $1,424,000 | 3,239 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,222,000 | 5,559 |
| Other real estate owned | $644,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,426,000 | 2,819 |
| Life insurance assets | $1,766,000 | 2,286 |
| Total liabilities and capital | $220,528,000 | 2,800 |
| Total liabilities | $200,751,000 | 2,759 |
| Total deposits | $199,687,000 | 2,527 |
| Interest-bearing deposits | $109,871,000 | 3,603 |
| Deposits held in domestic offices | $199,687,000 | 2,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,064,000 | 3,398 |
| Total equity capital | $19,777,000 | 3,075 |
| Total bank equity capital | $19,777,000 | 3,075 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,205,000 | 600 |
| Surplus | $0 | 8,130 |
| Undivided profits | $12,572,000 | 2,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $997,000 | 3,622 |
| Earning assets | $200,939,000 | 2,807 |
| Long-term assets (5+ years) | $75,679,000 | 1,336 |
| Average Assets, year-to-date | $224,805,000 | 2,706 |
| Average Assets, quarterly | $224,134,000 | 2,739 |
| Volatile liabilities | $19,059,000 | 4,777 |
| Insider loans | $384,000 | 5,905 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,657,000 | 2,465 |
| Tier 1 (core) risk-based capital | $21,333,000 | 2,820 |
| Tier 2 risk-based capital | $1,622,000 | 2,787 |
| Total risk weighted assets | $158,072,000 | 2,739 |
| Total unused commitments | $32,657,000 | 2,467 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $227,740,000 | 2,707 |
| Cash and due from depository institutions | $13,490,000 | 3,199 |
| Interest-bearing balances | $52,000 | 5,541 |
| Securities | $79,062,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $10,645,000 | 1,408 |
| Net loans & leases | $118,072,000 | 3,307 |
| Loan loss allowance | $1,433,000 | 3,195 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,227,000 | 5,520 |
| Other real estate owned | $681,000 | 3,199 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,563,000 | 3,119 |
| Life insurance assets | $1,754,000 | 2,251 |
| Total liabilities and capital | $227,740,000 | 2,707 |
| Total liabilities | $208,235,000 | 2,666 |
| Total deposits | $206,837,000 | 2,435 |
| Interest-bearing deposits | $114,277,000 | 3,469 |
| Deposits held in domestic offices | $206,837,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,398,000 | 2,836 |
| Total equity capital | $19,505,000 | 3,086 |
| Total bank equity capital | $19,505,000 | 3,086 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,205,000 | 581 |
| Surplus | $0 | 8,136 |
| Undivided profits | $12,300,000 | 2,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $934,000 | 3,646 |
| Earning assets | $207,831,000 | 2,709 |
| Long-term assets (5+ years) | $76,079,000 | 1,299 |
| Average Assets, year-to-date | $226,943,500 | 2,689 |
| Average Assets, quarterly | $226,943,500 | 2,689 |
| Volatile liabilities | $24,789,000 | 3,982 |
| Insider loans | $446,000 | 5,654 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,828,000 | 2,642 |
| Tier 1 (core) risk-based capital | $20,573,000 | 2,872 |
| Tier 2 risk-based capital | $1,621,000 | 2,749 |
| Total risk weighted assets | $154,378,000 | 2,754 |
| Total unused commitments | $28,828,000 | 2,644 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $226,147,000 | 2,694 |
| Cash and due from depository institutions | $9,784,000 | 3,204 |
| Interest-bearing balances | $337,000 | 3,714 |
| Securities | $86,079,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $123,748,000 | 3,136 |
| Loan loss allowance | $1,458,000 | 3,111 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,320,000 | 5,358 |
| Other real estate owned | $718,000 | 3,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,498,000 | 3,104 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $226,147,000 | 2,694 |
| Total liabilities | $207,335,000 | 2,648 |
| Total deposits | $201,736,000 | 2,463 |
| Interest-bearing deposits | $115,695,000 | 3,387 |
| Deposits held in domestic offices | $201,736,000 | 2,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,710,000 | 1,694 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $889,000 | 3,773 |
| Total equity capital | $18,812,000 | 3,162 |
| Total bank equity capital | $18,812,000 | 3,162 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,190,000 | 573 |
| Surplus | $0 | 8,157 |
| Undivided profits | $11,622,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,074,000 | 3,250 |
| Earning assets | $210,164,000 | 2,665 |
| Long-term assets (5+ years) | $76,370,000 | 1,269 |
| Average Assets, year-to-date | $229,272,200 | 2,580 |
| Average Assets, quarterly | $233,126,000 | 2,625 |
| Volatile liabilities | $26,554,000 | 3,756 |
| Insider loans | $1,179,000 | 3,864 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,960,000 | 2,951 |
| Tier 1 (core) risk-based capital | $19,882,000 | 2,930 |
| Tier 2 risk-based capital | $1,570,000 | 2,773 |
| Total risk weighted assets | $159,443,000 | 2,644 |
| Total unused commitments | $23,960,000 | 2,953 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $240,105,000 | 2,525 |
| Cash and due from depository institutions | $15,314,000 | 3,152 |
| Interest-bearing balances | $337,000 | 3,836 |
| Securities | $96,221,000 | 1,277 |
| Federal funds sold & reverse repurchase agreements | $1,140,000 | 4,459 |
| Net loans & leases | $121,161,000 | 3,160 |
| Loan loss allowance | $1,449,000 | 3,094 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,396,000 | 5,196 |
| Other real estate owned | $755,000 | 3,152 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,118,000 | 3,266 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $240,105,000 | 2,525 |
| Total liabilities | $221,486,000 | 2,472 |
| Total deposits | $220,670,000 | 2,233 |
| Interest-bearing deposits | $128,770,000 | 3,058 |
| Deposits held in domestic offices | $220,670,000 | 2,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $816,000 | 3,944 |
| Total equity capital | $18,619,000 | 3,158 |
| Total bank equity capital | $18,619,000 | 3,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,159,000 | 545 |
| Surplus | $0 | 8,180 |
| Undivided profits | $11,460,000 | 2,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,036,000 | 3,328 |
| Earning assets | $218,859,000 | 2,544 |
| Long-term assets (5+ years) | $72,677,000 | 1,307 |
| Average Assets, year-to-date | $230,053,500 | 2,551 |
| Average Assets, quarterly | $235,799,000 | 2,547 |
| Volatile liabilities | $21,788,000 | 4,197 |
| Insider loans | $1,254,000 | 3,692 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,555,000 | 2,874 |
| Tier 1 (core) risk-based capital | $19,126,000 | 2,983 |
| Tier 2 risk-based capital | $1,557,000 | 2,751 |
| Total risk weighted assets | $160,497,000 | 2,581 |
| Total unused commitments | $24,555,000 | 2,876 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $231,493,000 | 2,570 |
| Cash and due from depository institutions | $13,677,000 | 3,039 |
| Interest-bearing balances | $659,000 | 3,118 |
| Securities | $88,516,000 | 1,393 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,105 |
| Net loans & leases | $120,535,000 | 3,097 |
| Loan loss allowance | $1,501,000 | 2,977 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,417,000 | 5,125 |
| Other real estate owned | $823,000 | 3,039 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,876,000 | 3,296 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $231,493,000 | 2,570 |
| Total liabilities | $213,587,000 | 2,499 |
| Total deposits | $212,528,000 | 2,253 |
| Interest-bearing deposits | $131,490,000 | 2,953 |
| Deposits held in domestic offices | $212,528,000 | 2,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,059,000 | 3,115 |
| Total equity capital | $17,906,000 | 3,209 |
| Total bank equity capital | $17,906,000 | 3,209 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,128,000 | 528 |
| Surplus | $0 | 8,188 |
| Undivided profits | $10,778,000 | 2,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $986,000 | 3,191 |
| Earning assets | $212,360,000 | 2,559 |
| Long-term assets (5+ years) | $62,126,000 | 1,510 |
| Average Assets, year-to-date | $226,703,000 | 2,569 |
| Average Assets, quarterly | $227,741,500 | 2,585 |
| Volatile liabilities | $26,481,000 | 3,587 |
| Insider loans | $1,320,000 | 3,563 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $24,856,000 | 2,771 |
| Tier 1 (core) risk-based capital | $17,974,000 | 3,089 |
| Tier 2 risk-based capital | $1,616,000 | 2,631 |
| Total risk weighted assets | $156,766,000 | 2,570 |
| Total unused commitments | $24,856,000 | 2,772 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $223,990,000 | 2,632 |
| Cash and due from depository institutions | $17,353,000 | 3,096 |
| Interest-bearing balances | $1,649,000 | 2,225 |
| Securities | $76,754,000 | 1,608 |
| Federal funds sold & reverse repurchase agreements | $2,420,000 | 3,730 |
| Net loans & leases | $120,825,000 | 3,036 |
| Loan loss allowance | $1,467,000 | 3,019 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,428,000 | 5,120 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,210,000 | 2,619 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $223,990,000 | 2,632 |
| Total liabilities | $207,338,000 | 2,544 |
| Total deposits | $206,208,000 | 2,322 |
| Interest-bearing deposits | $129,991,000 | 2,990 |
| Deposits held in domestic offices | $206,208,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,130,000 | 2,936 |
| Total equity capital | $16,652,000 | 3,351 |
| Total bank equity capital | $16,652,000 | 3,351 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,104,000 | 512 |
| Surplus | $0 | 8,248 |
| Undivided profits | $9,548,000 | 3,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 3,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,022,000 | 3,007 |
| Earning assets | $201,648,000 | 2,657 |
| Long-term assets (5+ years) | $58,304,000 | 1,623 |
| Average Assets, year-to-date | $224,308,000 | 2,598 |
| Average Assets, quarterly | $224,308,000 | 2,598 |
| Volatile liabilities | $23,539,000 | 3,786 |
| Insider loans | $1,350,000 | 3,532 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,028,000 | 2,697 |
| Tier 1 (core) risk-based capital | $17,333,000 | 3,144 |
| Tier 2 risk-based capital | $1,585,000 | 2,642 |
| Total risk weighted assets | $155,849,000 | 2,570 |
| Total unused commitments | $25,028,000 | 2,702 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $224,626,000 | 2,608 |
| Cash and due from depository institutions | $17,192,000 | 3,120 |
| Interest-bearing balances | $6,520,000 | 869 |
| Securities | $68,644,000 | 1,818 |
| Federal funds sold & reverse repurchase agreements | $8,220,000 | 1,419 |
| Net loans & leases | $124,654,000 | 2,945 |
| Loan loss allowance | $1,429,000 | 3,047 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,413,000 | 5,147 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,503,000 | 2,876 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $224,626,000 | 2,608 |
| Total liabilities | $207,827,000 | 2,532 |
| Total deposits | $207,106,000 | 2,282 |
| Interest-bearing deposits | $133,772,000 | 2,912 |
| Deposits held in domestic offices | $207,106,000 | 2,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $721,000 | 3,861 |
| Total equity capital | $16,799,000 | 3,321 |
| Total bank equity capital | $16,799,000 | 3,321 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,089,000 | 500 |
| Surplus | $0 | 8,282 |
| Undivided profits | $9,710,000 | 3,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $854,000 | 3,504 |
| Earning assets | $208,038,000 | 2,591 |
| Long-term assets (5+ years) | $52,449,000 | 1,800 |
| Average Assets, year-to-date | $220,671,400 | 2,531 |
| Average Assets, quarterly | $221,991,000 | 2,606 |
| Volatile liabilities | $24,243,000 | 3,612 |
| Insider loans | $1,379,000 | 3,491 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,095,000 | 2,597 |
| Tier 1 (core) risk-based capital | $16,783,000 | 3,197 |
| Tier 2 risk-based capital | $1,548,000 | 2,688 |
| Total risk weighted assets | $156,753,000 | 2,539 |
| Total unused commitments | $25,095,000 | 2,598 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $219,356,000 | 2,621 |
| Cash and due from depository institutions | $24,982,000 | 3,112 |
| Interest-bearing balances | $6,611,000 | 867 |
| Securities | $65,758,000 | 1,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $122,687,000 | 2,936 |
| Loan loss allowance | $1,372,000 | 3,180 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,488,000 | 4,984 |
| Other real estate owned | $0 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,441,000 | 2,873 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $219,356,000 | 2,621 |
| Total liabilities | $202,832,000 | 2,556 |
| Total deposits | $202,074,000 | 2,313 |
| Interest-bearing deposits | $127,682,000 | 2,988 |
| Deposits held in domestic offices | $202,074,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $758,000 | 3,851 |
| Total equity capital | $16,524,000 | 3,347 |
| Total bank equity capital | $16,524,000 | 3,347 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,030,000 | 505 |
| Surplus | $0 | 8,313 |
| Undivided profits | $9,494,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $895,000 | 3,487 |
| Earning assets | $195,056,000 | 2,686 |
| Long-term assets (5+ years) | $54,700,000 | 1,754 |
| Average Assets, year-to-date | $219,682,750 | 2,535 |
| Average Assets, quarterly | $221,097,000 | 2,570 |
| Volatile liabilities | $22,121,000 | 3,860 |
| Insider loans | $1,392,000 | 3,405 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,478,000 | 2,368 |
| Tier 1 (core) risk-based capital | $16,360,000 | 3,233 |
| Tier 2 risk-based capital | $1,504,000 | 2,720 |
| Total risk weighted assets | $153,310,000 | 2,552 |
| Total unused commitments | $28,478,000 | 2,372 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $222,838,000 | 2,551 |
| Cash and due from depository institutions | $27,568,000 | 3,139 |
| Interest-bearing balances | $6,908,000 | 872 |
| Securities | $59,088,000 | 2,109 |
| Federal funds sold & reverse repurchase agreements | $9,935,000 | 1,101 |
| Net loans & leases | $119,627,000 | 2,958 |
| Loan loss allowance | $1,302,000 | 3,282 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,579,000 | 4,833 |
| Other real estate owned | $0 | 3,139 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,041,000 | 2,605 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $222,838,000 | 2,551 |
| Total liabilities | $207,423,000 | 2,472 |
| Total deposits | $206,763,000 | 2,226 |
| Interest-bearing deposits | $127,506,000 | 2,983 |
| Deposits held in domestic offices | $206,763,000 | 2,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $660,000 | 3,899 |
| Total equity capital | $15,415,000 | 3,449 |
| Total bank equity capital | $15,415,000 | 3,449 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,014,000 | 495 |
| Surplus | $0 | 8,370 |
| Undivided profits | $8,401,000 | 3,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $732,000 | 3,883 |
| Earning assets | $195,558,000 | 2,658 |
| Long-term assets (5+ years) | $43,962,000 | 2,114 |
| Average Assets, year-to-date | $219,791,670 | 2,534 |
| Average Assets, quarterly | $223,855,500 | 2,512 |
| Volatile liabilities | $21,023,000 | 3,890 |
| Insider loans | $1,412,000 | 3,359 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $29,443,000 | 2,308 |
| Tier 1 (core) risk-based capital | $15,994,000 | 3,261 |
| Tier 2 risk-based capital | $1,401,000 | 2,870 |
| Total risk weighted assets | $150,567,000 | 2,549 |
| Total unused commitments | $29,443,000 | 2,311 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $224,873,000 | 2,495 |
| Cash and due from depository institutions | $25,964,000 | 3,131 |
| Interest-bearing balances | $6,448,000 | 1,069 |
| Securities | $23,352,000 | 4,340 |
| Federal funds sold & reverse repurchase agreements | $28,135,000 | 484 |
| Net loans & leases | $141,190,000 | 2,533 |
| Loan loss allowance | $1,073,000 | 3,770 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,579,000 | 4,816 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,653,000 | 2,641 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $224,873,000 | 2,495 |
| Total liabilities | $209,217,000 | 2,409 |
| Total deposits | $208,718,000 | 2,174 |
| Interest-bearing deposits | $135,398,000 | 2,834 |
| Deposits held in domestic offices | $208,718,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $499,000 | 4,889 |
| Total equity capital | $15,656,000 | 3,462 |
| Total bank equity capital | $15,656,000 | 3,462 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,764,000 | 518 |
| Surplus | $0 | 8,403 |
| Undivided profits | $8,892,000 | 3,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $761,000 | 3,718 |
| Earning assets | $199,125,000 | 2,584 |
| Long-term assets (5+ years) | $46,163,000 | 2,003 |
| Average Assets, year-to-date | $218,268,500 | 2,544 |
| Average Assets, quarterly | $218,268,500 | 2,544 |
| Volatile liabilities | $22,488,000 | 3,613 |
| Insider loans | $1,426,000 | 3,305 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $29,487,000 | 2,242 |
| Tier 1 (core) risk-based capital | $15,451,000 | 3,335 |
| Tier 2 risk-based capital | $1,121,000 | 3,379 |
| Total risk weighted assets | $166,835,000 | 2,245 |
| Total unused commitments | $29,487,000 | 2,246 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $211,664,000 | 2,635 |
| Cash and due from depository institutions | $21,496,000 | 3,206 |
| Interest-bearing balances | $2,233,000 | 2,063 |
| Securities | $27,379,000 | 3,963 |
| Federal funds sold & reverse repurchase agreements | $18,155,000 | 614 |
| Net loans & leases | $137,912,000 | 2,568 |
| Loan loss allowance | $832,000 | 4,488 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,698,000 | 4,637 |
| Other real estate owned | $147,000 | 3,206 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,877,000 | 2,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,664,000 | 2,635 |
| Total liabilities | $196,538,000 | 2,552 |
| Total deposits | $195,973,000 | 2,307 |
| Interest-bearing deposits | $131,146,000 | 2,896 |
| Deposits held in domestic offices | $195,973,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $565,000 | 4,419 |
| Total equity capital | $15,126,000 | 3,505 |
| Total bank equity capital | $15,126,000 | 3,505 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,625,000 | 529 |
| Surplus | $0 | 8,463 |
| Undivided profits | $8,501,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $808,000 | 3,647 |
| Earning assets | $185,679,000 | 2,733 |
| Long-term assets (5+ years) | $45,035,000 | 2,073 |
| Average Assets, year-to-date | $207,669,200 | 2,606 |
| Average Assets, quarterly | $217,323,500 | 2,555 |
| Volatile liabilities | $20,749,000 | 3,812 |
| Insider loans | $1,470,000 | 3,250 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,987,000 | 2,205 |
| Tier 1 (core) risk-based capital | $15,153,000 | 3,346 |
| Tier 2 risk-based capital | $927,000 | 3,883 |
| Total risk weighted assets | $159,941,000 | 2,323 |
| Total unused commitments | $28,987,000 | 2,208 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $222,983,000 | 2,513 |
| Cash and due from depository institutions | $23,038,000 | 3,166 |
| Interest-bearing balances | $2,581,000 | 2,067 |
| Securities | $44,413,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $14,090,000 | 1,024 |
| Net loans & leases | $134,108,000 | 2,600 |
| Loan loss allowance | $2,229,000 | 2,056 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,747,000 | 4,548 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,587,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,983,000 | 2,513 |
| Total liabilities | $208,421,000 | 2,441 |
| Total deposits | $207,654,000 | 2,186 |
| Interest-bearing deposits | $140,684,000 | 2,715 |
| Deposits held in domestic offices | $207,654,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $767,000 | 3,838 |
| Total equity capital | $14,562,000 | 3,604 |
| Total bank equity capital | $14,562,000 | 3,604 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,531,000 | 527 |
| Surplus | $0 | 8,515 |
| Undivided profits | $8,031,000 | 3,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,007,000 | 3,119 |
| Earning assets | $195,192,000 | 2,603 |
| Long-term assets (5+ years) | $50,091,000 | 1,898 |
| Average Assets, year-to-date | $206,670,500 | 2,630 |
| Average Assets, quarterly | $216,399,000 | 2,570 |
| Volatile liabilities | $22,803,000 | 3,556 |
| Insider loans | $6,252,000 | 839 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,971,000 | 2,447 |
| Tier 1 (core) risk-based capital | $14,576,000 | 3,448 |
| Tier 2 risk-based capital | $2,014,000 | 2,086 |
| Total risk weighted assets | $160,682,000 | 2,298 |
| Total unused commitments | $24,971,000 | 2,449 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $209,815,000 | 2,640 |
| Cash and due from depository institutions | $22,307,000 | 3,162 |
| Interest-bearing balances | $2,757,000 | 2,139 |
| Securities | $32,057,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $10,355,000 | 1,531 |
| Net loans & leases | $138,766,000 | 2,494 |
| Loan loss allowance | $2,252,000 | 1,995 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,834,000 | 4,364 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,496,000 | 2,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,815,000 | 2,640 |
| Total liabilities | $195,470,000 | 2,543 |
| Total deposits | $194,936,000 | 2,307 |
| Interest-bearing deposits | $132,917,000 | 2,857 |
| Deposits held in domestic offices | $194,936,000 | 2,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $534,000 | 4,906 |
| Total equity capital | $14,345,000 | 3,653 |
| Total bank equity capital | $14,345,000 | 3,653 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,491,000 | 523 |
| Surplus | $0 | 8,544 |
| Undivided profits | $7,854,000 | 3,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,007,000 | 3,005 |
| Earning assets | $183,935,000 | 2,726 |
| Long-term assets (5+ years) | $51,676,000 | 1,769 |
| Average Assets, year-to-date | $201,233,000 | 2,690 |
| Average Assets, quarterly | $204,938,500 | 2,668 |
| Volatile liabilities | $23,861,000 | 3,373 |
| Insider loans | $8,091,000 | 615 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,094,000 | 2,120 |
| Tier 1 (core) risk-based capital | $14,090,000 | 3,511 |
| Tier 2 risk-based capital | $2,002,000 | 2,053 |
| Total risk weighted assets | $159,809,000 | 2,273 |
| Total unused commitments | $30,094,000 | 2,129 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $200,062,000 | 2,709 |
| Cash and due from depository institutions | $19,914,000 | 3,142 |
| Interest-bearing balances | $3,400,000 | 1,955 |
| Securities | $38,581,000 | 2,911 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 4,145 |
| Net loans & leases | $132,520,000 | 2,537 |
| Loan loss allowance | $1,321,000 | 3,118 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,879,000 | 4,267 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,793,000 | 2,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,062,000 | 2,709 |
| Total liabilities | $185,715,000 | 2,648 |
| Total deposits | $185,308,000 | 2,404 |
| Interest-bearing deposits | $127,129,000 | 2,931 |
| Deposits held in domestic offices | $185,308,000 | 2,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $407,000 | 5,724 |
| Total equity capital | $14,347,000 | 3,597 |
| Total bank equity capital | $14,347,000 | 3,597 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,391,000 | 524 |
| Surplus | $0 | 8,583 |
| Undivided profits | $7,956,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,115,000 | 2,749 |
| Earning assets | $177,876,000 | 2,766 |
| Long-term assets (5+ years) | $46,785,000 | 1,855 |
| Average Assets, year-to-date | $196,942,000 | 2,726 |
| Average Assets, quarterly | $196,942,000 | 2,726 |
| Volatile liabilities | $24,076,000 | 3,302 |
| Insider loans | $3,679,000 | 1,458 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,232,000 | 2,311 |
| Tier 1 (core) risk-based capital | $14,320,000 | 3,407 |
| Tier 2 risk-based capital | $1,321,000 | 2,858 |
| Total risk weighted assets | $151,732,000 | 2,338 |
| Total unused commitments | $25,232,000 | 2,322 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 53 | 3,168 |
| Assets and Liabilities | ||
| Total Assets: | $193,822,000 | 2,749 |
| Cash and due from depository institutions | $18,563,000 | 3,168 |
| Interest-bearing balances | $3,397,000 | 1,821 |
| Securities | $37,750,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $6,670,000 | 2,169 |
| Net loans & leases | $125,340,000 | 2,636 |
| Loan loss allowance | $1,171,000 | 3,334 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,890,000 | 4,234 |
| Other real estate owned | $0 | 3,168 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,609,000 | 2,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,822,000 | 2,749 |
| Total liabilities | $180,054,000 | 2,658 |
| Total deposits | $179,695,000 | 2,423 |
| Interest-bearing deposits | $122,428,000 | 2,971 |
| Deposits held in domestic offices | $179,695,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $359,000 | 6,194 |
| Total equity capital | $13,768,000 | 3,674 |
| Total bank equity capital | $13,768,000 | 3,674 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,202,000 | 539 |
| Surplus | $0 | 8,619 |
| Undivided profits | $7,566,000 | 3,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,055,000 | 3,050 |
| Earning assets | $173,157,000 | 2,783 |
| Long-term assets (5+ years) | $40,597,000 | 2,012 |
| Average Assets, year-to-date | $173,883,800 | 2,882 |
| Average Assets, quarterly | $190,463,000 | 2,761 |
| Volatile liabilities | $21,838,000 | 3,520 |
| Insider loans | $3,626,000 | 1,468 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,735,000 | 2,152 |
| Tier 1 (core) risk-based capital | $13,761,000 | 3,474 |
| Tier 2 risk-based capital | $1,171,000 | 3,109 |
| Total risk weighted assets | $145,015,000 | 2,408 |
| Total unused commitments | $26,735,000 | 2,157 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $144,369,000 | 3,377 |
| Cash and due from depository institutions | $12,842,000 | 3,073 |
| Interest-bearing balances | $4,603,000 | 1,348 |
| Securities | $30,435,000 | 3,302 |
| Federal funds sold & reverse repurchase agreements | $3,245,000 | 3,753 |
| Net loans & leases | $91,608,000 | 3,390 |
| Loan loss allowance | $1,150,000 | 3,219 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,004,000 | 4,024 |
| Other real estate owned | $775,000 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,460,000 | 3,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,369,000 | 3,377 |
| Total liabilities | $132,325,000 | 3,323 |
| Total deposits | $132,021,000 | 3,069 |
| Interest-bearing deposits | $89,621,000 | 3,782 |
| Deposits held in domestic offices | $132,021,000 | 3,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $304,000 | 6,843 |
| Total equity capital | $12,044,000 | 3,873 |
| Total bank equity capital | $12,044,000 | 3,873 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,111,000 | 538 |
| Surplus | $0 | 8,858 |
| Undivided profits | $5,933,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,085,000 | 3,197 |
| Earning assets | $129,891,000 | 3,407 |
| Long-term assets (5+ years) | $42,375,000 | 1,936 |
| Average Assets, year-to-date | $137,907,800 | 3,359 |
| Average Assets, quarterly | $144,312,500 | 3,338 |
| Volatile liabilities | $18,233,000 | 3,924 |
| Insider loans | $3,262,000 | 1,530 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,439,000 | 2,304 |
| Tier 1 (core) risk-based capital | $12,291,000 | 3,666 |
| Tier 2 risk-based capital | $1,156,000 | 2,988 |
| Total risk weighted assets | $112,999,000 | 2,916 |
| Total unused commitments | $22,439,000 | 2,311 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 44 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $125,839,000 | 3,645 |
| Cash and due from depository institutions | $13,271,000 | 3,757 |
| Interest-bearing balances | $6,962,000 | 655 |
| Securities | $24,351,000 | 4,022 |
| Federal funds sold & reverse repurchase agreements | $3,130,000 | 3,311 |
| Net loans & leases | $77,824,000 | 3,769 |
| Loan loss allowance | $730,000 | 4,445 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,406,000 | 5,044 |
| Other real estate owned | $2,540,000 | 3,757 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,317,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,839,000 | 3,645 |
| Total liabilities | $114,975,000 | 3,613 |
| Total deposits | $114,703,000 | 3,352 |
| Interest-bearing deposits | $78,627,000 | 4,066 |
| Deposits held in domestic offices | $114,703,000 | 3,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $272,000 | 7,556 |
| Total equity capital | $10,864,000 | 4,114 |
| Total bank equity capital | $10,864,000 | 4,114 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,067,000 | 538 |
| Surplus | $0 | 9,124 |
| Undivided profits | $4,797,000 | 4,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $477,000 | 5,274 |
| Earning assets | $112,267,000 | 3,750 |
| Long-term assets (5+ years) | $32,413,000 | 2,270 |
| Average Assets, year-to-date | $116,670,600 | 3,745 |
| Average Assets, quarterly | $123,794,000 | 3,659 |
| Volatile liabilities | $18,456,000 | 3,844 |
| Insider loans | $2,153,000 | 2,182 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,316,000 | 3,275 |
| Tier 1 (core) risk-based capital | $11,122,000 | 3,921 |
| Tier 2 risk-based capital | $730,000 | 4,180 |
| Total risk weighted assets | $96,999,000 | 3,168 |
| Total unused commitments | $12,316,000 | 3,277 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $104,525,000 | 4,247 |
| Cash and due from depository institutions | $10,441,000 | 4,097 |
| Interest-bearing balances | $5,149,000 | 802 |
| Securities | $20,549,000 | 4,759 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 2,969 |
| Net loans & leases | $66,332,000 | 4,164 |
| Loan loss allowance | $616,000 | 4,957 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,554,000 | 4,755 |
| Other real estate owned | $460,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,314,000 | 3,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,525,000 | 4,247 |
| Total liabilities | $95,731,000 | 4,181 |
| Total deposits | $95,126,000 | 3,902 |
| Interest-bearing deposits | $59,012,000 | 5,090 |
| Deposits held in domestic offices | $95,126,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $605,000 | 4,733 |
| Total equity capital | $8,794,000 | 4,722 |
| Total bank equity capital | $8,794,000 | 4,722 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,031,000 | 576 |
| Surplus | $0 | 9,427 |
| Undivided profits | $2,763,000 | 5,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,305,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $373,000 | 5,658 |
| Earning assets | $94,905,000 | 4,246 |
| Long-term assets (5+ years) | $29,013,000 | 2,622 |
| Average Assets, year-to-date | $97,782,800 | 4,335 |
| Average Assets, quarterly | $103,601,500 | 4,231 |
| Volatile liabilities | $12,499,000 | 4,796 |
| Insider loans | $2,360,000 | 1,936 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,374,000 | 3,258 |
| Tier 1 (core) risk-based capital | $9,774,000 | 4,344 |
| Tier 2 risk-based capital | $616,000 | 4,623 |
| Total risk weighted assets | $77,462,500 | 3,725 |
| Total unused commitments | $12,374,000 | 3,261 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $86,001,000 | 4,934 |
| Cash and due from depository institutions | $6,978,000 | 4,440 |
| Interest-bearing balances | $3,255,000 | 1,659 |
| Securities | $19,626,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,110 |
| Net loans & leases | $52,008,000 | 4,820 |
| Loan loss allowance | $363,000 | 6,766 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,584,000 | 4,618 |
| Other real estate owned | $463,000 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,442,000 | 4,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,001,000 | 4,934 |
| Total liabilities | $79,732,000 | 4,791 |
| Total deposits | $79,300,000 | 4,568 |
| Interest-bearing deposits | $51,088,000 | 5,643 |
| Deposits held in domestic offices | $79,300,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $432,000 | 6,286 |
| Total equity capital | $6,269,000 | 6,190 |
| Total bank equity capital | $6,269,000 | 6,190 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,601,000 | 1,032 |
| Surplus | $0 | 9,669 |
| Undivided profits | $2,668,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $601,000 | 3,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $272,000 | 6,919 |
| Earning assets | $78,789,000 | 4,941 |
| Long-term assets (5+ years) | $21,040,000 | 3,061 |
| Average Assets, year-to-date | $80,241,600 | 4,960 |
| Average Assets, quarterly | $85,403,000 | 4,872 |
| Volatile liabilities | $12,052,000 | 4,441 |
| Insider loans | $1,228,000 | 3,078 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,112,000 | 4,456 |
| Tier 1 (core) risk-based capital | $6,340,000 | 5,997 |
| Tier 2 risk-based capital | $364,800 | 6,337 |
| Total risk weighted assets | $64,340,000 | 4,157 |
| Total unused commitments | $7,112,000 | 4,463 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $72,006,000 | 5,611 |
| Cash and due from depository institutions | $6,713,000 | 4,671 |
| Interest-bearing balances | $2,769,000 | 1,437 |
| Securities | $7,304,000 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $49,885,000 | 4,989 |
| Loan loss allowance | $551,000 | 5,331 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,559,000 | 4,594 |
| Other real estate owned | $531,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,014,000 | 5,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,006,000 | 5,611 |
| Total liabilities | $66,548,000 | 5,488 |
| Total deposits | $66,169,000 | 5,273 |
| Interest-bearing deposits | $42,348,000 | 6,443 |
| Deposits held in domestic offices | $66,169,000 | 5,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $379,000 | 6,922 |
| Total equity capital | $5,458,000 | 6,785 |
| Total bank equity capital | $5,458,000 | 6,785 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,760,000 | 1,355 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,698,000 | 6,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $330,000 | 6,447 |
| Earning assets | $64,958,000 | 5,686 |
| Long-term assets (5+ years) | $20,016,000 | 2,782 |
| Average Assets, year-to-date | $65,384,000 | 5,809 |
| Average Assets, quarterly | $71,758,500 | 5,559 |
| Volatile liabilities | $7,418,000 | 5,962 |
| Insider loans | $1,224,000 | 3,073 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,121,000 | 5,123 |
| Tier 1 (core) risk-based capital | $5,439,000 | 6,664 |
| Tier 2 risk-based capital | $551,000 | 4,824 |
| Total risk weighted assets | $57,065,100 | 4,554 |
| Total unused commitments | $5,121,000 | 5,127 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $56,495,000 | 6,768 |
| Cash and due from depository institutions | $6,452,000 | 5,392 |
| Interest-bearing balances | $3,598,000 | 1,077 |
| Securities | $2,558,000 | 10,693 |
| Federal funds sold & reverse repurchase agreements | $3,425,000 | 3,500 |
| Net loans & leases | $41,570,000 | 5,732 |
| Loan loss allowance | $582,000 | 5,325 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,002,000 | 6,000 |
| Other real estate owned | $407,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,081,000 | 5,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,495,000 | 6,768 |
| Total liabilities | $51,706,000 | 6,677 |
| Total deposits | $51,362,000 | 6,480 |
| Interest-bearing deposits | $31,776,000 | 7,813 |
| Deposits held in domestic offices | $51,362,000 | 6,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $4,789,000 | 7,429 |
| Total bank equity capital | $4,789,000 | 7,429 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,721,000 | 1,424 |
| Surplus | $0 | 10,586 |
| Undivided profits | $2,068,000 | 7,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $353,000 | 6,215 |
| Earning assets | $51,151,000 | 6,808 |
| Long-term assets (5+ years) | $6,960,000 | 5,075 |
| Average Assets, year-to-date | $56,235,800 | 6,634 |
| Average Assets, quarterly | $56,679,000 | 6,707 |
| Volatile liabilities | $5,256,000 | 6,946 |
| Insider loans | $1,173,000 | 3,234 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,088,000 | 5,610 |
| Tier 1 (core) risk-based capital | $4,793,000 | 7,313 |
| Tier 2 risk-based capital | $578,100 | 4,713 |
| Total risk weighted assets | $46,243,700 | 5,384 |
| Total unused commitments | $4,088,000 | 5,620 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $55,778,000 | 6,972 |
| Cash and due from depository institutions | $7,602,000 | 5,686 |
| Interest-bearing balances | $3,569,000 | 1,249 |
| Securities | $1,888,000 | 11,418 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,433 |
| Net loans & leases | $39,472,000 | 5,900 |
| Loan loss allowance | $954,000 | 3,695 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,070,000 | 5,817 |
| Other real estate owned | $807,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $839,000 | 7,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,778,000 | 6,972 |
| Total liabilities | $51,351,000 | 6,860 |
| Total deposits | $51,145,000 | 6,683 |
| Interest-bearing deposits | $32,480,000 | 7,953 |
| Deposits held in domestic offices | $51,145,000 | 6,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $206,000 | 9,620 |
| Total equity capital | $4,427,000 | 7,897 |
| Total bank equity capital | $4,427,000 | 7,897 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,705,000 | 1,458 |
| Surplus | $0 | 11,041 |
| Undivided profits | $1,722,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,437,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $294,000 | 7,198 |
| Earning assets | $49,029,000 | 7,123 |
| Long-term assets (5+ years) | $4,949,000 | 5,821 |
| Average Assets, year-to-date | $55,055,200 | 6,823 |
| Average Assets, quarterly | $55,987,000 | 6,899 |
| Volatile liabilities | $5,451,000 | 6,642 |
| Insider loans | $807,000 | 4,295 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,005,000 | 5,576 |
| Tier 1 (core) risk-based capital | $4,427,000 | 7,785 |
| Tier 2 risk-based capital | $575,650 | 4,717 |
| Total risk weighted assets | $45,673,450 | 5,395 |
| Total unused commitments | $4,005,000 | 5,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $52,889,000 | 7,237 |
| Cash and due from depository institutions | $7,154,000 | 5,876 |
| Interest-bearing balances | $4,387,000 | 813 |
| Securities | $1,275,000 | 12,258 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $40,345,000 | 5,745 |
| Loan loss allowance | $752,000 | 4,567 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,163,000 | 5,546 |
| Other real estate owned | $761,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $691,000 | 8,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,889,000 | 7,237 |
| Total liabilities | $48,832,000 | 7,131 |
| Total deposits | $48,708,000 | 6,928 |
| Interest-bearing deposits | $29,498,000 | 8,509 |
| Deposits held in domestic offices | $48,708,000 | 6,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $124,000 | 10,579 |
| Total equity capital | $4,057,000 | 8,107 |
| Total bank equity capital | $4,057,000 | 8,107 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,617,000 | 1,523 |
| Surplus | $0 | 11,565 |
| Undivided profits | $1,440,000 | 8,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $298,000 | 6,600 |
| Earning assets | $47,507,000 | 7,299 |
| Long-term assets (5+ years) | $3,193,000 | 7,227 |
| Average Assets, year-to-date | $52,374,400 | 7,184 |
| Average Assets, quarterly | $53,610,000 | 7,144 |
| Volatile liabilities | $3,453,000 | 8,017 |
| Insider loans | $859,000 | 4,105 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,032,000 | 5,526 |
| Tier 1 (core) risk-based capital | $4,057,000 | 8,196 |
| Tier 2 risk-based capital | $556,180 | 4,858 |
| Total risk weighted assets | $44,298,680 | 5,478 |
| Total unused commitments | $4,032,000 | 5,532 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $50,018,000 | 7,743 |
| Cash and due from depository institutions | $5,203,000 | 5,844 |
| Interest-bearing balances | $3,369,000 | 1,703 |
| Securities | $2,493,000 | 12,369 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,868 |
| Net loans & leases | $35,753,000 | 6,203 |
| Loan loss allowance | $674,000 | 5,120 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,220,000 | 5,413 |
| Other real estate owned | $1,314,000 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $535,000 | 9,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,018,000 | 7,743 |
| Total liabilities | $46,259,000 | 7,636 |
| Total deposits | $46,176,000 | 7,468 |
| Interest-bearing deposits | $30,274,000 | 8,756 |
| Deposits held in domestic offices | $46,176,000 | 7,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $83,000 | 11,978 |
| Total equity capital | $3,759,000 | 8,693 |
| Total bank equity capital | $3,759,000 | 8,693 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,522,000 | 1,584 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,237,000 | 8,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 5,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $264,000 | 6,716 |
| Earning assets | $45,115,000 | 7,800 |
| Long-term assets (5+ years) | $1,953,000 | 8,810 |
| Average Assets, year-to-date | $49,297,400 | 7,664 |
| Average Assets, quarterly | $51,127,000 | 7,565 |
| Volatile liabilities | $3,271,000 | 8,091 |
| Insider loans | $784,000 | 4,422 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,392,000 | 6,012 |
| Tier 1 (core) risk-based capital | $3,759,000 | 8,608 |
| Tier 2 risk-based capital | $526,750 | 5,055 |
| Total risk weighted assets | $41,993,050 | 5,676 |
| Total unused commitments | $3,392,000 | 6,031 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $48,168,000 | 8,061 |
| Cash and due from depository institutions | $5,817,000 | 6,105 |
| Interest-bearing balances | $1,783,000 | 2,895 |
| Securities | $2,559,000 | 12,785 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $36,232,000 | 6,171 |
| Loan loss allowance | $582,000 | 5,780 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,224,000 | 5,436 |
| Other real estate owned | $821,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $515,000 | 9,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,168,000 | 8,061 |
| Total liabilities | $44,671,000 | 7,960 |
| Total deposits | $44,338,000 | 7,820 |
| Interest-bearing deposits | $30,697,000 | 8,923 |
| Deposits held in domestic offices | $44,338,000 | 7,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $333,000 | 7,705 |
| Total equity capital | $3,497,000 | 8,937 |
| Total bank equity capital | $3,497,000 | 8,937 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,522,000 | 1,625 |
| Surplus | $0 | 12,588 |
| Undivided profits | $975,000 | 9,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $234,000 | 7,865 |
| Earning assets | $41,574,000 | 8,307 |
| Long-term assets (5+ years) | $2,378,000 | 8,547 |
| Average Assets, year-to-date | $46,408,200 | 8,094 |
| Average Assets, quarterly | $48,147,500 | 7,985 |
| Volatile liabilities | $5,682,000 | 6,068 |
| Insider loans | $27,000 | 8,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,088,000 | 5,190 |
| Tier 1 (core) risk-based capital | $3,497,000 | 8,859 |
| Tier 2 risk-based capital | $520,490 | 5,036 |
| Total risk weighted assets | $41,577,790 | 5,760 |
| Total unused commitments | $4,088,000 | 5,221 |
| Derivatives | $0 | 651 |