Home > Ranchers Banks > Income and Expense
Ranchers Banks, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,424,000 | 4,418 |
| Total interest expense | $1,086,000 | 6,086 |
| Net interest income | $5,338,000 | 3,771 |
| Provision for loan and lease losses | $-2,136,000 | 8,796 |
| Total noninterest income | $1,171,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $613,000 | 2,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $558,000 | 3,187 |
| Total noninterest expense | $4,973,000 | 3,255 |
| Salaries and employee benefits | $2,618,000 | 3,348 |
| Premises and equipment expense | $819,000 | 2,840 |
| Additional noninterest expense | $1,536,000 | 3,167 |
| Pre-tax net operating income | $3,672,000 | 2,363 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $1,324,000 | 1,868 |
| Income before extraordinary items | $2,368,000 | 2,703 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,368,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-699,000 | 8,796 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,355,200 | 2,678 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 4,267 |
| Total interest expense | $804,000 | 6,009 |
| Net interest income | $4,160,000 | 3,650 |
| Provision for loan and lease losses | $-1,657,000 | 8,820 |
| Total noninterest income | $997,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $464,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $533,000 | 2,758 |
| Total noninterest expense | $3,645,000 | 3,288 |
| Salaries and employee benefits | $2,139,000 | 3,079 |
| Premises and equipment expense | $640,000 | 2,706 |
| Additional noninterest expense | $866,000 | 3,938 |
| Pre-tax net operating income | $3,169,000 | 2,144 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,189,000 | 1,649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,189,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-261,000 | 8,772 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,169,000 | 1,628 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 4,272 |
| Total interest expense | $530,000 | 5,886 |
| Net interest income | $2,694,000 | 3,696 |
| Provision for loan and lease losses | $-1,107,000 | 8,824 |
| Total noninterest income | $802,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $300,000 | 2,620 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $502,000 | 2,171 |
| Total noninterest expense | $2,380,000 | 3,325 |
| Salaries and employee benefits | $1,395,000 | 3,129 |
| Premises and equipment expense | $422,000 | 2,702 |
| Additional noninterest expense | $563,000 | 3,995 |
| Pre-tax net operating income | $2,223,000 | 2,012 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,244,000 | 1,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,244,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,664 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,223,000 | 1,523 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 4,012 |
| Total interest expense | $258,000 | 5,885 |
| Net interest income | $1,489,000 | 3,432 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $289,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $143,000 | 2,665 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,022 |
| Total noninterest expense | $1,251,000 | 3,202 |
| Salaries and employee benefits | $718,000 | 3,059 |
| Premises and equipment expense | $245,000 | 2,393 |
| Additional noninterest expense | $288,000 | 3,930 |
| Pre-tax net operating income | $527,000 | 3,534 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $534,000 | 2,896 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $534,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,791 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $527,000 | 2,879 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,711 |
| Total interest expense | $981,000 | 5,712 |
| Net interest income | $4,224,000 | 4,314 |
| Provision for loan and lease losses | $465,000 | 2,077 |
| Total noninterest income | $1,224,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $609,000 | 2,674 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $615,000 | 2,942 |
| Total noninterest expense | $5,517,000 | 2,852 |
| Salaries and employee benefits | $2,773,000 | 3,064 |
| Premises and equipment expense | $920,000 | 2,481 |
| Additional noninterest expense | $1,824,000 | 2,624 |
| Pre-tax net operating income | $-534,000 | 8,675 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $-68,000 | 8,698 |
| Income before extraordinary items | $-464,000 | 8,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-464,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,391,000 | 605 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-465,740 | 8,674 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 4,724 |
| Total interest expense | $744,000 | 5,651 |
| Net interest income | $3,122,000 | 4,356 |
| Provision for loan and lease losses | $434,000 | 1,663 |
| Total noninterest income | $798,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $460,000 | 2,674 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $4,170,000 | 2,815 |
| Salaries and employee benefits | $2,141,000 | 2,950 |
| Premises and equipment expense | $641,000 | 2,627 |
| Additional noninterest expense | $1,388,000 | 2,552 |
| Pre-tax net operating income | $-684,000 | 8,826 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $-68,000 | 8,831 |
| Income before extraordinary items | $-614,000 | 8,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-614,000 | 8,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,089,000 | 536 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-615,800 | 8,824 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,713 |
| Total interest expense | $508,000 | 5,603 |
| Net interest income | $2,080,000 | 4,356 |
| Provision for loan and lease losses | $298,000 | 1,610 |
| Total noninterest income | $487,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $300,000 | 2,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $2,768,000 | 2,826 |
| Salaries and employee benefits | $1,408,000 | 3,001 |
| Premises and equipment expense | $423,000 | 2,658 |
| Additional noninterest expense | $937,000 | 2,536 |
| Pre-tax net operating income | $-499,000 | 8,903 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $-68,000 | 8,916 |
| Income before extraordinary items | $-429,000 | 8,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-429,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 413 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-430,720 | 8,883 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 4,674 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $1,052,000 | 4,326 |
| Provision for loan and lease losses | $147,000 | 1,564 |
| Total noninterest income | $214,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 2,549 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,359,000 | 2,880 |
| Salaries and employee benefits | $681,000 | 3,105 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $482,000 | 2,450 |
| Pre-tax net operating income | $-240,000 | 8,937 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $-30,000 | 8,931 |
| Income before extraordinary items | $-208,000 | 8,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-208,000 | 8,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-209,740 | 8,921 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 4,656 |
| Total interest expense | $1,301,000 | 5,325 |
| Net interest income | $4,064,000 | 4,314 |
| Provision for loan and lease losses | $758,000 | 1,527 |
| Total noninterest income | $789,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $627,000 | 2,618 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $162,000 | 5,688 |
| Total noninterest expense | $5,812,000 | 2,671 |
| Salaries and employee benefits | $2,904,000 | 2,837 |
| Premises and equipment expense | $833,000 | 2,657 |
| Additional noninterest expense | $2,075,000 | 2,325 |
| Pre-tax net operating income | $-1,717,000 | 9,058 |
| Securities gains (losses) | $170,000 | 1,447 |
| Applicable income taxes | $-503,000 | 9,090 |
| Income before extraordinary items | $-1,044,000 | 9,043 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,044,000 | 9,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,306 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,157,900 | 9,013 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 4,666 |
| Total interest expense | $1,004,000 | 5,371 |
| Net interest income | $3,069,000 | 4,316 |
| Provision for loan and lease losses | $441,000 | 1,884 |
| Total noninterest income | $615,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $474,000 | 2,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 5,464 |
| Total noninterest expense | $4,760,000 | 2,470 |
| Salaries and employee benefits | $2,220,000 | 2,811 |
| Premises and equipment expense | $898,000 | 1,912 |
| Additional noninterest expense | $1,642,000 | 2,187 |
| Pre-tax net operating income | $-1,517,000 | 9,133 |
| Securities gains (losses) | $161,000 | 1,366 |
| Applicable income taxes | $-235,000 | 9,134 |
| Income before extraordinary items | $-1,121,000 | 9,138 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,121,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,003 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,254,630 | 9,114 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,567 |
| Total interest expense | $703,000 | 5,325 |
| Net interest income | $2,128,000 | 4,201 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $437,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $321,000 | 2,519 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $3,179,000 | 2,473 |
| Salaries and employee benefits | $1,544,000 | 2,719 |
| Premises and equipment expense | $675,000 | 1,687 |
| Additional noninterest expense | $960,000 | 2,458 |
| Pre-tax net operating income | $-914,000 | 9,147 |
| Securities gains (losses) | $145,000 | 1,245 |
| Applicable income taxes | $-112,000 | 9,147 |
| Income before extraordinary items | $-657,000 | 9,170 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-657,000 | 9,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,517 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-780,250 | 9,133 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,734 |
| Total interest expense | $366,000 | 5,306 |
| Net interest income | $989,000 | 4,435 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $231,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $1,677,000 | 2,321 |
| Salaries and employee benefits | $852,000 | 2,471 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $478,000 | 2,430 |
| Pre-tax net operating income | $-607,000 | 9,226 |
| Securities gains (losses) | $145,000 | 810 |
| Applicable income taxes | $-75,000 | 9,203 |
| Income before extraordinary items | $-387,000 | 9,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-387,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-508,800 | 9,202 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 4,184 |
| Total interest expense | $1,868,000 | 5,037 |
| Net interest income | $4,862,000 | 3,750 |
| Provision for loan and lease losses | $1,738,000 | 840 |
| Total noninterest income | $1,275,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $544,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 2,644 |
| Total noninterest expense | $6,255,000 | 2,375 |
| Salaries and employee benefits | $2,900,000 | 2,713 |
| Premises and equipment expense | $1,035,000 | 2,115 |
| Additional noninterest expense | $2,320,000 | 1,997 |
| Pre-tax net operating income | $-1,856,000 | 9,239 |
| Securities gains (losses) | $125,000 | 1,551 |
| Applicable income taxes | $-292,000 | 9,186 |
| Income before extraordinary items | $-1,439,000 | 9,237 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,439,000 | 9,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,186,000 | 425 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,542,750 | 9,220 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 3,656 |
| Total interest expense | $3,511,000 | 4,197 |
| Net interest income | $5,471,000 | 3,195 |
| Provision for loan and lease losses | $4,270,000 | 397 |
| Total noninterest income | $1,546,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $913,000 | 1,653 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $633,000 | 2,739 |
| Total noninterest expense | $5,233,000 | 2,711 |
| Salaries and employee benefits | $2,703,000 | 2,759 |
| Premises and equipment expense | $1,044,000 | 2,036 |
| Additional noninterest expense | $1,486,000 | 2,895 |
| Pre-tax net operating income | $-2,486,000 | 9,519 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $-1,407,000 | 9,564 |
| Income before extraordinary items | $-1,038,000 | 9,426 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,038,000 | 9,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 404 |
| Net operating income | $-1,064,240 | 9,396 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 3,323 |
| Total interest expense | $3,487,000 | 4,398 |
| Net interest income | $6,807,000 | 2,613 |
| Provision for loan and lease losses | $376,000 | 2,390 |
| Total noninterest income | $795,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $479,000 | 2,792 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $316,000 | 3,810 |
| Total noninterest expense | $4,538,000 | 2,970 |
| Salaries and employee benefits | $2,584,000 | 2,746 |
| Premises and equipment expense | $928,000 | 2,214 |
| Additional noninterest expense | $1,026,000 | 3,912 |
| Pre-tax net operating income | $2,688,000 | 2,609 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $705,000 | 2,760 |
| Income before extraordinary items | $1,983,000 | 2,596 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,983,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $1,766,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,983,000 | 2,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 3,575 |
| Total interest expense | $2,890,000 | 4,730 |
| Net interest income | $5,972,000 | 2,942 |
| Provision for loan and lease losses | $211,000 | 3,432 |
| Total noninterest income | $860,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $723,000 | 1,839 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $4,346,000 | 3,071 |
| Salaries and employee benefits | $2,375,000 | 2,948 |
| Premises and equipment expense | $869,000 | 2,334 |
| Additional noninterest expense | $1,102,000 | 3,707 |
| Pre-tax net operating income | $2,275,000 | 3,014 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $480,000 | 3,720 |
| Income before extraordinary items | $1,795,000 | 2,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,795,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,795,000 | 2,780 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 3,880 |
| Total interest expense | $3,051,000 | 4,663 |
| Net interest income | $5,072,000 | 3,342 |
| Provision for loan and lease losses | $116,000 | 4,821 |
| Total noninterest income | $1,342,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $659,000 | 1,933 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $683,000 | 2,435 |
| Total noninterest expense | $4,277,000 | 3,034 |
| Salaries and employee benefits | $2,199,000 | 3,046 |
| Premises and equipment expense | $867,000 | 2,245 |
| Additional noninterest expense | $1,211,000 | 3,344 |
| Pre-tax net operating income | $2,021,000 | 3,318 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $440,000 | 4,179 |
| Income before extraordinary items | $1,581,000 | 3,120 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,581,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,581,000 | 3,033 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,415,000 | 4,288 |
| Total interest expense | $3,028,000 | 4,672 |
| Net interest income | $4,387,000 | 3,892 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $1,335,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $594,000 | 2,211 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $741,000 | 2,139 |
| Total noninterest expense | $3,601,000 | 3,513 |
| Salaries and employee benefits | $1,902,000 | 3,460 |
| Premises and equipment expense | $761,000 | 2,540 |
| Additional noninterest expense | $938,000 | 4,149 |
| Pre-tax net operating income | $1,946,000 | 3,631 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $448,000 | 4,545 |
| Income before extraordinary items | $1,498,000 | 3,365 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,498,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,914 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,498,000 | 3,286 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 4,450 |
| Total interest expense | $3,249,000 | 4,460 |
| Net interest income | $3,958,000 | 4,368 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $669,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $3,437,000 | 3,839 |
| Salaries and employee benefits | $1,777,000 | 3,712 |
| Premises and equipment expense | $734,000 | 2,663 |
| Additional noninterest expense | $926,000 | 4,661 |
| Pre-tax net operating income | $990,000 | 5,770 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $801,000 | 5,310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $801,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,327 |
| Cash dividends | $32,000 | 7,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $801,000 | 5,242 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,579,000 | 4,805 |
| Total interest expense | $2,819,000 | 5,039 |
| Net interest income | $3,760,000 | 4,557 |
| Provision for loan and lease losses | $194,000 | 3,088 |
| Total noninterest income | $611,000 | 4,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $3,120,000 | 4,136 |
| Salaries and employee benefits | $1,569,000 | 4,118 |
| Premises and equipment expense | $675,000 | 2,910 |
| Additional noninterest expense | $876,000 | 4,883 |
| Pre-tax net operating income | $1,057,000 | 5,760 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $869,000 | 5,128 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $869,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,102 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $869,000 | 5,111 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 4,913 |
| Total interest expense | $2,372,000 | 4,855 |
| Net interest income | $3,558,000 | 4,871 |
| Provision for loan and lease losses | $221,000 | 2,846 |
| Total noninterest income | $597,000 | 4,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $2,479,000 | 5,195 |
| Salaries and employee benefits | $1,237,000 | 5,104 |
| Premises and equipment expense | $538,000 | 3,572 |
| Additional noninterest expense | $704,000 | 6,282 |
| Pre-tax net operating income | $1,455,000 | 4,520 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $1,180,000 | 3,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,180,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $301,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,178,380 | 3,970 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,186 |
| Total interest expense | $2,198,000 | 5,379 |
| Net interest income | $3,493,000 | 4,970 |
| Provision for loan and lease losses | $228,000 | 3,632 |
| Total noninterest income | $544,000 | 5,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,333 |
| Total noninterest expense | $2,473,000 | 5,334 |
| Salaries and employee benefits | $1,110,000 | 5,597 |
| Premises and equipment expense | $526,000 | 3,701 |
| Additional noninterest expense | $837,000 | 5,708 |
| Pre-tax net operating income | $1,336,000 | 4,764 |
| Securities gains (losses) | $175,000 | 1,831 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $1,162,000 | 4,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,162,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,206 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,027,250 | 4,357 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,856 |
| Total interest expense | $2,350,000 | 6,285 |
| Net interest income | $3,199,000 | 5,402 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $591,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $2,278,000 | 5,741 |
| Salaries and employee benefits | $1,043,000 | 5,806 |
| Premises and equipment expense | $422,000 | 4,598 |
| Additional noninterest expense | $813,000 | 5,988 |
| Pre-tax net operating income | $1,222,000 | 4,846 |
| Securities gains (losses) | $181,000 | 2,152 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $1,152,000 | 3,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,152,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,797 |
| Cash dividends | $392,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,003,580 | 4,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.