Home > Ranchers Banks > Assets and Liabilities
Ranchers Banks, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $107,096,000 | 4,752 |
| Cash and due from depository institutions | $8,763,000 | 2,362 |
| Interest-bearing balances | $6,624,000 | 859 |
| Securities | $57,521,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $249,000 | 5,723 |
| Net loans & leases | $34,326,000 | 6,522 |
| Loan loss allowance | $478,000 | 6,181 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,844,000 | 3,527 |
| Other real estate owned | $80,000 | 2,362 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,313,000 | 3,845 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $107,096,000 | 4,752 |
| Total liabilities | $92,484,000 | 4,870 |
| Total deposits | $90,513,000 | 4,652 |
| Interest-bearing deposits | $67,363,000 | 4,991 |
| Deposits held in domestic offices | $90,513,000 | 4,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,971,000 | 2,165 |
| Total equity capital | $14,612,000 | 3,913 |
| Total bank equity capital | $14,612,000 | 3,913 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $6,000,000 | 3,305 |
| Undivided profits | $8,012,000 | 3,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $483,000 | 5,864 |
| Earning assets | $98,720,000 | 4,750 |
| Long-term assets (5+ years) | $38,620,000 | 2,126 |
| Average Assets, year-to-date | $113,543,000 | 4,432 |
| Average Assets, quarterly | $109,181,500 | 4,665 |
| Volatile liabilities | $6,899,000 | 6,777 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,873,000 | 7,414 |
| Tier 1 (core) risk-based capital | $15,228,000 | 3,702 |
| Tier 2 risk-based capital | $492,000 | 5,864 |
| Total risk weighted assets | $52,484,000 | 5,653 |
| Total unused commitments | $1,873,000 | 7,415 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $111,267,000 | 4,606 |
| Cash and due from depository institutions | $8,064,000 | 2,346 |
| Interest-bearing balances | $4,439,000 | 1,195 |
| Securities | $60,772,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $293,000 | 5,439 |
| Net loans & leases | $36,369,000 | 6,420 |
| Loan loss allowance | $519,000 | 5,964 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,845,000 | 3,504 |
| Other real estate owned | $7,000 | 2,346 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,917,000 | 4,097 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $111,268,000 | 4,606 |
| Total liabilities | $95,391,000 | 4,714 |
| Total deposits | $94,887,000 | 4,442 |
| Interest-bearing deposits | $71,149,000 | 4,769 |
| Deposits held in domestic offices | $94,887,000 | 4,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $504,000 | 5,129 |
| Total equity capital | $15,877,000 | 3,606 |
| Total bank equity capital | $15,877,000 | 3,606 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $6,000,000 | 3,253 |
| Undivided profits | $9,277,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $501,000 | 5,738 |
| Earning assets | $101,873,000 | 4,608 |
| Long-term assets (5+ years) | $41,197,000 | 2,038 |
| Average Assets, year-to-date | $115,154,750 | 4,395 |
| Average Assets, quarterly | $114,284,500 | 4,479 |
| Volatile liabilities | $6,480,000 | 6,914 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,499,000 | 7,601 |
| Tier 1 (core) risk-based capital | $16,184,000 | 3,455 |
| Tier 2 risk-based capital | $533,000 | 5,625 |
| Total risk weighted assets | $54,254,000 | 5,555 |
| Total unused commitments | $1,499,000 | 7,602 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $117,302,000 | 4,385 |
| Cash and due from depository institutions | $9,123,000 | 2,210 |
| Interest-bearing balances | $5,260,000 | 1,008 |
| Securities | $61,193,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $2,849,000 | 3,001 |
| Net loans & leases | $38,463,000 | 6,224 |
| Loan loss allowance | $907,000 | 4,335 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,909,000 | 3,403 |
| Other real estate owned | $8,000 | 2,210 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,757,000 | 4,110 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $117,302,000 | 4,385 |
| Total liabilities | $102,150,000 | 4,458 |
| Total deposits | $101,740,000 | 4,176 |
| Interest-bearing deposits | $77,940,000 | 4,453 |
| Deposits held in domestic offices | $101,740,000 | 4,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $410,000 | 5,380 |
| Total equity capital | $15,152,000 | 3,691 |
| Total bank equity capital | $15,152,000 | 3,691 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $6,000,000 | 3,197 |
| Undivided profits | $8,552,000 | 3,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $470,000 | 5,651 |
| Earning assets | $107,765,000 | 4,387 |
| Long-term assets (5+ years) | $45,713,000 | 1,916 |
| Average Assets, year-to-date | $116,450,670 | 4,341 |
| Average Assets, quarterly | $116,515,000 | 4,372 |
| Volatile liabilities | $7,162,000 | 6,622 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,407,000 | 7,129 |
| Tier 1 (core) risk-based capital | $15,240,000 | 3,574 |
| Tier 2 risk-based capital | $707,000 | 4,779 |
| Total risk weighted assets | $56,331,000 | 5,357 |
| Total unused commitments | $2,407,000 | 7,131 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $115,728,000 | 4,421 |
| Cash and due from depository institutions | $9,917,000 | 2,061 |
| Interest-bearing balances | $1,080,000 | 2,642 |
| Securities | $62,649,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 5,461 |
| Net loans & leases | $36,405,000 | 6,345 |
| Loan loss allowance | $2,015,000 | 2,303 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,963,000 | 3,333 |
| Other real estate owned | $176,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,993,000 | 3,870 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $115,728,000 | 4,421 |
| Total liabilities | $102,606,000 | 4,447 |
| Total deposits | $102,088,000 | 4,176 |
| Interest-bearing deposits | $77,970,000 | 4,464 |
| Deposits held in domestic offices | $102,088,000 | 4,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $518,000 | 4,706 |
| Total equity capital | $13,122,000 | 4,079 |
| Total bank equity capital | $13,122,000 | 4,079 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $6,000,000 | 3,167 |
| Undivided profits | $6,522,000 | 3,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 2,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $501,000 | 5,346 |
| Earning assets | $100,759,000 | 4,591 |
| Long-term assets (5+ years) | $50,312,000 | 1,820 |
| Average Assets, year-to-date | $116,025,000 | 4,379 |
| Average Assets, quarterly | $116,025,000 | 4,379 |
| Volatile liabilities | $6,972,000 | 6,635 |
| Insider loans | $272,000 | 6,334 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,641,000 | 7,612 |
| Tier 1 (core) risk-based capital | $12,661,000 | 4,137 |
| Tier 2 risk-based capital | $699,000 | 4,823 |
| Total risk weighted assets | $54,606,000 | 5,436 |
| Total unused commitments | $1,641,000 | 7,615 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $116,322,000 | 4,386 |
| Cash and due from depository institutions | $9,408,000 | 2,069 |
| Interest-bearing balances | $5,723,000 | 981 |
| Securities | $56,436,000 | 2,188 |
| Federal funds sold & reverse repurchase agreements | $2,645,000 | 3,450 |
| Net loans & leases | $41,392,000 | 6,026 |
| Loan loss allowance | $1,914,000 | 2,394 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,021,000 | 3,283 |
| Other real estate owned | $843,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,577,000 | 4,182 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $116,322,000 | 4,386 |
| Total liabilities | $103,090,000 | 4,408 |
| Total deposits | $102,593,000 | 4,133 |
| Interest-bearing deposits | $78,538,000 | 4,425 |
| Deposits held in domestic offices | $102,593,000 | 4,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $497,000 | 4,726 |
| Total equity capital | $13,232,000 | 4,048 |
| Total bank equity capital | $13,232,000 | 4,048 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $6,000,000 | 3,122 |
| Undivided profits | $6,632,000 | 3,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,175,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $442,000 | 5,738 |
| Earning assets | $106,196,000 | 4,407 |
| Long-term assets (5+ years) | $50,268,000 | 1,857 |
| Average Assets, year-to-date | $118,453,800 | 4,217 |
| Average Assets, quarterly | $116,183,000 | 4,354 |
| Volatile liabilities | $7,453,000 | 6,477 |
| Insider loans | $283,000 | 6,315 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,475,000 | 7,676 |
| Tier 1 (core) risk-based capital | $11,812,000 | 4,305 |
| Tier 2 risk-based capital | $746,000 | 4,597 |
| Total risk weighted assets | $58,556,000 | 5,208 |
| Total unused commitments | $1,475,000 | 7,680 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 85 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $116,044,000 | 4,357 |
| Cash and due from depository institutions | $9,934,000 | 2,013 |
| Interest-bearing balances | $5,612,000 | 1,026 |
| Securities | $51,871,000 | 2,331 |
| Federal funds sold & reverse repurchase agreements | $3,465,000 | 2,742 |
| Net loans & leases | $44,465,000 | 5,816 |
| Loan loss allowance | $2,185,000 | 2,126 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,027,000 | 3,221 |
| Other real estate owned | $813,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,469,000 | 4,273 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $116,044,000 | 4,357 |
| Total liabilities | $102,753,000 | 4,384 |
| Total deposits | $101,555,000 | 4,117 |
| Interest-bearing deposits | $78,945,000 | 4,391 |
| Deposits held in domestic offices | $101,555,000 | 4,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,198,000 | 2,814 |
| Total equity capital | $13,291,000 | 4,005 |
| Total bank equity capital | $13,291,000 | 4,005 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $6,691,000 | 3,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,585,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $416,000 | 6,089 |
| Earning assets | $105,413,000 | 4,392 |
| Long-term assets (5+ years) | $47,712,000 | 1,947 |
| Average Assets, year-to-date | $118,986,750 | 4,200 |
| Average Assets, quarterly | $117,336,500 | 4,301 |
| Volatile liabilities | $7,677,000 | 6,436 |
| Insider loans | $457,000 | 5,601 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,345,000 | 7,736 |
| Tier 1 (core) risk-based capital | $11,771,000 | 4,297 |
| Tier 2 risk-based capital | $775,000 | 4,483 |
| Total risk weighted assets | $60,602,000 | 5,073 |
| Total unused commitments | $1,345,000 | 7,740 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $118,629,000 | 4,275 |
| Cash and due from depository institutions | $6,960,000 | 1,950 |
| Interest-bearing balances | $2,266,000 | 1,978 |
| Securities | $57,201,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 3,432 |
| Net loans & leases | $45,703,000 | 5,704 |
| Loan loss allowance | $2,087,000 | 2,193 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,090,000 | 3,133 |
| Other real estate owned | $710,000 | 1,950 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,885,000 | 3,859 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $118,629,000 | 4,275 |
| Total liabilities | $105,799,000 | 4,302 |
| Total deposits | $104,670,000 | 4,028 |
| Interest-bearing deposits | $82,843,000 | 4,223 |
| Deposits held in domestic offices | $104,670,000 | 4,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,129,000 | 2,697 |
| Total equity capital | $12,830,000 | 4,012 |
| Total bank equity capital | $12,830,000 | 4,012 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $6,000,000 | 3,030 |
| Undivided profits | $6,230,000 | 3,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,364,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $452,000 | 5,620 |
| Earning assets | $107,250,000 | 4,322 |
| Long-term assets (5+ years) | $51,746,000 | 1,868 |
| Average Assets, year-to-date | $119,967,670 | 4,176 |
| Average Assets, quarterly | $117,900,500 | 4,281 |
| Volatile liabilities | $7,648,000 | 6,408 |
| Insider loans | $392,000 | 5,884 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,712,000 | 7,610 |
| Tier 1 (core) risk-based capital | $11,832,000 | 4,216 |
| Tier 2 risk-based capital | $800,000 | 4,371 |
| Total risk weighted assets | $62,670,000 | 4,948 |
| Total unused commitments | $1,712,000 | 7,615 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 85 | 2,016 |
| Assets and Liabilities | ||
| Total Assets: | $117,172,000 | 4,301 |
| Cash and due from depository institutions | $4,322,000 | 2,016 |
| Interest-bearing balances | $881,000 | 3,219 |
| Securities | $54,955,000 | 2,247 |
| Federal funds sold & reverse repurchase agreements | $385,000 | 6,309 |
| Net loans & leases | $51,058,000 | 5,344 |
| Loan loss allowance | $2,999,000 | 1,536 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,105,000 | 3,070 |
| Other real estate owned | $827,000 | 2,016 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,520,000 | 4,057 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $117,172,000 | 4,301 |
| Total liabilities | $103,308,000 | 4,351 |
| Total deposits | $102,886,000 | 4,086 |
| Interest-bearing deposits | $80,276,000 | 4,350 |
| Deposits held in domestic offices | $102,886,000 | 4,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $422,000 | 5,329 |
| Total equity capital | $13,864,000 | 3,859 |
| Total bank equity capital | $13,864,000 | 3,859 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $6,000,000 | 2,993 |
| Undivided profits | $7,264,000 | 3,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,461,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $482,000 | 5,316 |
| Earning assets | $107,279,000 | 4,326 |
| Long-term assets (5+ years) | $49,350,000 | 1,909 |
| Average Assets, year-to-date | $120,637,000 | 4,172 |
| Average Assets, quarterly | $120,637,000 | 4,172 |
| Volatile liabilities | $7,732,000 | 6,322 |
| Insider loans | $329,000 | 6,113 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,532,000 | 7,113 |
| Tier 1 (core) risk-based capital | $13,456,000 | 3,759 |
| Tier 2 risk-based capital | $860,000 | 4,119 |
| Total risk weighted assets | $66,486,000 | 4,746 |
| Total unused commitments | $2,532,000 | 7,119 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 84 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $124,102,000 | 4,091 |
| Cash and due from depository institutions | $7,833,000 | 2,064 |
| Interest-bearing balances | $3,658,000 | 1,527 |
| Securities | $52,362,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $4,705,000 | 2,396 |
| Net loans & leases | $52,601,000 | 5,240 |
| Loan loss allowance | $2,840,000 | 1,609 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,167,000 | 3,011 |
| Other real estate owned | $874,000 | 2,064 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,560,000 | 4,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,102,000 | 4,091 |
| Total liabilities | $110,152,000 | 4,133 |
| Total deposits | $109,462,000 | 3,869 |
| Interest-bearing deposits | $87,522,000 | 4,028 |
| Deposits held in domestic offices | $109,462,000 | 3,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $690,000 | 3,944 |
| Total equity capital | $13,950,000 | 3,773 |
| Total bank equity capital | $13,950,000 | 3,773 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $6,000,000 | 2,957 |
| Undivided profits | $7,350,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,256,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $520,000 | 5,224 |
| Earning assets | $113,326,000 | 4,098 |
| Long-term assets (5+ years) | $46,722,000 | 2,021 |
| Average Assets, year-to-date | $120,246,400 | 4,080 |
| Average Assets, quarterly | $118,571,000 | 4,222 |
| Volatile liabilities | $9,862,000 | 5,746 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,742,000 | 6,329 |
| Tier 1 (core) risk-based capital | $12,791,000 | 3,882 |
| Tier 2 risk-based capital | $913,000 | 3,936 |
| Total risk weighted assets | $71,124,000 | 4,511 |
| Total unused commitments | $3,742,000 | 6,333 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 85 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $113,040,000 | 4,387 |
| Cash and due from depository institutions | $5,123,000 | 2,053 |
| Interest-bearing balances | $1,553,000 | 2,607 |
| Securities | $47,381,000 | 2,558 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $53,311,000 | 5,200 |
| Loan loss allowance | $2,555,000 | 1,801 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,229,000 | 2,943 |
| Other real estate owned | $1,275,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,721,000 | 3,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,040,000 | 4,387 |
| Total liabilities | $99,321,000 | 4,436 |
| Total deposits | $98,711,000 | 4,179 |
| Interest-bearing deposits | $77,253,000 | 4,428 |
| Deposits held in domestic offices | $98,711,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $610,000 | 4,486 |
| Total equity capital | $13,719,000 | 3,809 |
| Total bank equity capital | $13,719,000 | 3,809 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $6,000,000 | 2,897 |
| Undivided profits | $7,119,000 | 3,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,769,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $511,000 | 5,450 |
| Earning assets | $102,245,000 | 4,425 |
| Long-term assets (5+ years) | $42,763,000 | 2,123 |
| Average Assets, year-to-date | $119,282,500 | 4,124 |
| Average Assets, quarterly | $115,156,500 | 4,307 |
| Volatile liabilities | $9,548,000 | 5,829 |
| Insider loans | $467,000 | 5,595 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,653,000 | 4,599 |
| Tier 1 (core) risk-based capital | $13,585,000 | 3,678 |
| Tier 2 risk-based capital | $876,000 | 4,057 |
| Total risk weighted assets | $68,160,000 | 4,628 |
| Total unused commitments | $8,653,000 | 4,603 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $117,273,000 | 4,252 |
| Cash and due from depository institutions | $4,451,000 | 1,900 |
| Interest-bearing balances | $472,000 | 3,991 |
| Securities | $54,073,000 | 2,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $51,891,000 | 5,253 |
| Loan loss allowance | $2,803,000 | 1,620 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,749,000 | 2,546 |
| Other real estate owned | $912,000 | 1,900 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,197,000 | 4,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,273,000 | 4,252 |
| Total liabilities | $103,018,000 | 4,318 |
| Total deposits | $102,380,000 | 4,073 |
| Interest-bearing deposits | $81,625,000 | 4,258 |
| Deposits held in domestic offices | $102,380,000 | 4,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $638,000 | 4,442 |
| Total equity capital | $14,255,000 | 3,675 |
| Total bank equity capital | $14,255,000 | 3,675 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $6,000,000 | 2,862 |
| Undivided profits | $7,655,000 | 3,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,034,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $534,000 | 5,167 |
| Earning assets | $106,436,000 | 4,293 |
| Long-term assets (5+ years) | $48,601,000 | 1,853 |
| Average Assets, year-to-date | $121,363,330 | 4,069 |
| Average Assets, quarterly | $121,002,500 | 4,116 |
| Volatile liabilities | $10,073,000 | 5,685 |
| Insider loans | $467,000 | 5,584 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,524,000 | 6,452 |
| Tier 1 (core) risk-based capital | $14,050,000 | 3,518 |
| Tier 2 risk-based capital | $904,000 | 3,910 |
| Total risk weighted assets | $70,397,000 | 4,513 |
| Total unused commitments | $3,524,000 | 6,462 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $124,732,000 | 3,994 |
| Cash and due from depository institutions | $4,998,000 | 1,813 |
| Interest-bearing balances | $1,443,000 | 2,842 |
| Securities | $53,511,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $5,175,000 | 3,116 |
| Net loans & leases | $53,616,000 | 5,106 |
| Loan loss allowance | $2,877,000 | 1,546 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,756,000 | 2,512 |
| Other real estate owned | $1,169,000 | 1,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,507,000 | 3,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,732,000 | 3,994 |
| Total liabilities | $110,054,000 | 4,060 |
| Total deposits | $109,482,000 | 3,815 |
| Interest-bearing deposits | $88,286,000 | 3,991 |
| Deposits held in domestic offices | $109,482,000 | 3,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $572,000 | 4,769 |
| Total equity capital | $14,678,000 | 3,527 |
| Total bank equity capital | $14,678,000 | 3,527 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $6,000,000 | 2,821 |
| Undivided profits | $8,078,000 | 3,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,966,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $542,000 | 5,071 |
| Earning assets | $113,745,000 | 4,011 |
| Long-term assets (5+ years) | $47,328,000 | 1,839 |
| Average Assets, year-to-date | $123,408,500 | 3,999 |
| Average Assets, quarterly | $123,408,500 | 3,999 |
| Volatile liabilities | $9,867,000 | 5,705 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,964,000 | 6,740 |
| Tier 1 (core) risk-based capital | $14,320,000 | 3,407 |
| Tier 2 risk-based capital | $974,000 | 3,645 |
| Total risk weighted assets | $75,988,000 | 4,201 |
| Total unused commitments | $2,964,000 | 6,757 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $122,085,000 | 4,023 |
| Cash and due from depository institutions | $4,766,000 | 1,865 |
| Interest-bearing balances | $773,000 | 3,360 |
| Securities | $53,897,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $1,820,000 | 5,010 |
| Net loans & leases | $53,807,000 | 5,092 |
| Loan loss allowance | $2,729,000 | 1,596 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,758,000 | 2,486 |
| Other real estate owned | $1,240,000 | 1,865 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,797,000 | 3,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,085,000 | 4,023 |
| Total liabilities | $106,737,000 | 4,107 |
| Total deposits | $106,076,000 | 3,853 |
| Interest-bearing deposits | $85,811,000 | 4,018 |
| Deposits held in domestic offices | $106,076,000 | 3,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $661,000 | 4,420 |
| Total equity capital | $15,348,000 | 3,336 |
| Total bank equity capital | $15,348,000 | 3,336 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $6,000,000 | 2,779 |
| Undivided profits | $8,748,000 | 3,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,277,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $685,000 | 4,458 |
| Earning assets | $110,297,000 | 4,063 |
| Long-term assets (5+ years) | $47,669,000 | 1,786 |
| Average Assets, year-to-date | $124,016,000 | 3,839 |
| Average Assets, quarterly | $123,551,500 | 3,952 |
| Volatile liabilities | $11,046,000 | 5,418 |
| Insider loans | $372,000 | 5,983 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,153,000 | 7,954 |
| Tier 1 (core) risk-based capital | $14,708,000 | 3,276 |
| Tier 2 risk-based capital | $919,000 | 3,770 |
| Total risk weighted assets | $71,971,000 | 4,356 |
| Total unused commitments | $1,153,000 | 7,959 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 95 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $123,451,000 | 3,858 |
| Cash and due from depository institutions | $12,460,000 | 1,769 |
| Interest-bearing balances | $5,094,000 | 1,236 |
| Securities | $36,862,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $2,230,000 | 4,594 |
| Net loans & leases | $63,361,000 | 4,487 |
| Loan loss allowance | $4,177,000 | 1,001 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,783,000 | 2,406 |
| Other real estate owned | $1,330,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,425,000 | 3,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,451,000 | 3,858 |
| Total liabilities | $107,044,000 | 3,985 |
| Total deposits | $105,216,000 | 3,773 |
| Interest-bearing deposits | $86,751,000 | 3,875 |
| Deposits held in domestic offices | $105,216,000 | 3,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,037,000 | 4,600 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $791,000 | 4,090 |
| Total equity capital | $16,407,000 | 2,933 |
| Total bank equity capital | $16,407,000 | 2,933 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $6,000,000 | 2,662 |
| Undivided profits | $9,807,000 | 2,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,387,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,076,000 | 3,227 |
| Earning assets | $107,547,000 | 4,039 |
| Long-term assets (5+ years) | $14,719,000 | 3,940 |
| Average Assets, year-to-date | $125,931,600 | 3,625 |
| Average Assets, quarterly | $125,020,000 | 3,780 |
| Volatile liabilities | $9,275,000 | 5,856 |
| Insider loans | $309,000 | 6,353 |
| FHLB advances | $1,037,000 | 4,340 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,310,000 | 4,977 |
| Tier 1 (core) risk-based capital | $16,147,000 | 2,847 |
| Tier 2 risk-based capital | $1,019,000 | 3,309 |
| Total risk weighted assets | $78,271,000 | 3,967 |
| Total unused commitments | $6,310,000 | 4,984 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $127,586,000 | 3,609 |
| Cash and due from depository institutions | $5,054,000 | 1,768 |
| Interest-bearing balances | $830,000 | 2,567 |
| Securities | $39,534,000 | 2,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $77,364,000 | 3,785 |
| Loan loss allowance | $1,102,000 | 3,204 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,639,000 | 2,421 |
| Other real estate owned | $423,000 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,572,000 | 4,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,586,000 | 3,609 |
| Total liabilities | $111,401,000 | 3,704 |
| Total deposits | $102,267,000 | 3,708 |
| Interest-bearing deposits | $85,693,000 | 3,771 |
| Deposits held in domestic offices | $102,267,000 | 3,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,190,000 | 1,307 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,101,000 | 4,472 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $843,000 | 4,076 |
| Total equity capital | $16,185,000 | 2,870 |
| Total bank equity capital | $16,185,000 | 2,870 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $10,585,000 | 2,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,916,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $654,000 | 4,147 |
| Earning assets | $117,728,000 | 3,589 |
| Long-term assets (5+ years) | $4,099,000 | 6,358 |
| Average Assets, year-to-date | $120,671,200 | 3,643 |
| Average Assets, quarterly | $126,320,000 | 3,605 |
| Volatile liabilities | $17,883,000 | 3,944 |
| Insider loans | $584,000 | 5,084 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,003,000 | 4,264 |
| Tier 1 (core) risk-based capital | $16,185,000 | 2,774 |
| Tier 2 risk-based capital | $1,070,040 | 3,081 |
| Total risk weighted assets | $85,571,440 | 3,557 |
| Total unused commitments | $8,003,000 | 4,265 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $112,861,000 | 3,970 |
| Cash and due from depository institutions | $6,732,000 | 1,890 |
| Interest-bearing balances | $1,061,000 | 2,346 |
| Securities | $40,306,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,451 |
| Net loans & leases | $56,976,000 | 4,697 |
| Loan loss allowance | $857,000 | 3,875 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,440,000 | 2,514 |
| Other real estate owned | $361,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,321,000 | 5,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,861,000 | 3,970 |
| Total liabilities | $96,893,000 | 4,136 |
| Total deposits | $95,122,000 | 3,903 |
| Interest-bearing deposits | $78,514,000 | 4,042 |
| Deposits held in domestic offices | $95,122,000 | 3,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,000 | 4,084 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,161,000 | 4,415 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $584,000 | 4,831 |
| Total equity capital | $15,968,000 | 2,780 |
| Total bank equity capital | $15,968,000 | 2,780 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $10,368,000 | 2,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $435,000 | 5,083 |
| Earning assets | $102,068,000 | 4,004 |
| Long-term assets (5+ years) | $3,809,000 | 6,772 |
| Average Assets, year-to-date | $114,436,600 | 3,787 |
| Average Assets, quarterly | $111,634,500 | 3,974 |
| Volatile liabilities | $7,951,000 | 6,067 |
| Insider loans | $781,000 | 4,310 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,360,000 | 5,797 |
| Tier 1 (core) risk-based capital | $15,968,000 | 2,758 |
| Tier 2 risk-based capital | $815,660 | 3,735 |
| Total risk weighted assets | $65,211,660 | 4,312 |
| Total unused commitments | $4,360,000 | 5,804 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $116,857,000 | 3,801 |
| Cash and due from depository institutions | $5,330,000 | 1,911 |
| Interest-bearing balances | $320,000 | 3,889 |
| Securities | $36,520,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $15,350,000 | 1,065 |
| Net loans & leases | $54,719,000 | 4,642 |
| Loan loss allowance | $729,000 | 4,329 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,350,000 | 2,424 |
| Other real estate owned | $230,000 | 1,911 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,358,000 | 4,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,857,000 | 3,801 |
| Total liabilities | $102,634,000 | 3,859 |
| Total deposits | $101,345,000 | 3,661 |
| Interest-bearing deposits | $84,353,000 | 3,778 |
| Deposits held in domestic offices | $101,345,000 | 3,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $515,000 | 4,160 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $774,000 | 4,278 |
| Total equity capital | $14,223,000 | 3,147 |
| Total bank equity capital | $14,223,000 | 3,147 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $8,623,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $820,000 | 2,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $452,000 | 4,982 |
| Earning assets | $106,909,000 | 3,822 |
| Long-term assets (5+ years) | $6,489,000 | 5,689 |
| Average Assets, year-to-date | $110,935,600 | 3,786 |
| Average Assets, quarterly | $113,835,500 | 3,815 |
| Volatile liabilities | $10,037,000 | 4,975 |
| Insider loans | $1,112,000 | 3,298 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,293,000 | 5,708 |
| Tier 1 (core) risk-based capital | $14,223,000 | 3,004 |
| Tier 2 risk-based capital | $729,000 | 3,945 |
| Total risk weighted assets | $65,133,500 | 4,113 |
| Total unused commitments | $4,293,000 | 5,716 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 86 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $110,647,000 | 3,948 |
| Cash and due from depository institutions | $4,624,000 | 2,062 |
| Interest-bearing balances | $273,000 | 3,704 |
| Securities | $43,589,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,561 |
| Net loans & leases | $48,674,000 | 5,083 |
| Loan loss allowance | $652,000 | 4,762 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,311,000 | 2,401 |
| Other real estate owned | $308,000 | 2,062 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,341,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,647,000 | 3,948 |
| Total liabilities | $98,006,000 | 3,997 |
| Total deposits | $96,560,000 | 3,824 |
| Interest-bearing deposits | $83,284,000 | 3,813 |
| Deposits held in domestic offices | $96,560,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $656,000 | 3,859 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $790,000 | 4,310 |
| Total equity capital | $12,641,000 | 3,500 |
| Total bank equity capital | $12,641,000 | 3,500 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $7,041,000 | 3,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,013,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $371,000 | 5,974 |
| Earning assets | $101,336,000 | 3,983 |
| Long-term assets (5+ years) | $5,478,000 | 5,756 |
| Average Assets, year-to-date | $105,547,600 | 3,964 |
| Average Assets, quarterly | $109,651,000 | 3,932 |
| Volatile liabilities | $6,394,000 | 6,401 |
| Insider loans | $589,000 | 4,971 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,579,000 | 5,411 |
| Tier 1 (core) risk-based capital | $12,641,000 | 3,345 |
| Tier 2 risk-based capital | $652,000 | 4,243 |
| Total risk weighted assets | $57,318,700 | 4,535 |
| Total unused commitments | $4,579,000 | 5,416 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 82 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $103,263,000 | 4,299 |
| Cash and due from depository institutions | $4,882,000 | 2,290 |
| Interest-bearing balances | $261,000 | 3,767 |
| Securities | $48,015,000 | 2,539 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,254 |
| Net loans & leases | $39,142,000 | 5,950 |
| Loan loss allowance | $573,000 | 5,378 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,550,000 | 2,237 |
| Other real estate owned | $668,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,206,000 | 5,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,263,000 | 4,299 |
| Total liabilities | $91,953,000 | 4,342 |
| Total deposits | $91,558,000 | 4,123 |
| Interest-bearing deposits | $78,691,000 | 4,135 |
| Deposits held in domestic offices | $91,558,000 | 4,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $395,000 | 6,859 |
| Total equity capital | $11,310,000 | 3,880 |
| Total bank equity capital | $11,310,000 | 3,880 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $5,710,000 | 4,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $293,000 | 7,000 |
| Earning assets | $93,218,000 | 4,363 |
| Long-term assets (5+ years) | $6,828,000 | 5,119 |
| Average Assets, year-to-date | $100,611,400 | 4,237 |
| Average Assets, quarterly | $101,446,000 | 4,305 |
| Volatile liabilities | $8,787,000 | 5,278 |
| Insider loans | $608,000 | 4,984 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,619,000 | 5,912 |
| Tier 1 (core) risk-based capital | $11,310,000 | 3,778 |
| Tier 2 risk-based capital | $573,000 | 4,742 |
| Total risk weighted assets | $48,592,400 | 5,165 |
| Total unused commitments | $3,619,000 | 5,928 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 82 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $98,224,000 | 4,495 |
| Cash and due from depository institutions | $4,207,000 | 2,378 |
| Interest-bearing balances | $256,000 | 4,030 |
| Securities | $43,072,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,329 |
| Net loans & leases | $34,604,000 | 6,416 |
| Loan loss allowance | $627,000 | 5,120 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,760,000 | 2,054 |
| Other real estate owned | $767,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,164,000 | 5,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,224,000 | 4,495 |
| Total liabilities | $87,683,000 | 4,524 |
| Total deposits | $87,346,000 | 4,328 |
| Interest-bearing deposits | $76,415,000 | 4,265 |
| Deposits held in domestic offices | $87,346,000 | 4,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $337,000 | 7,830 |
| Total equity capital | $10,541,000 | 4,123 |
| Total bank equity capital | $10,541,000 | 4,123 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $4,941,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,231,000 | 2,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $288,000 | 7,305 |
| Earning assets | $88,582,000 | 4,564 |
| Long-term assets (5+ years) | $8,142,000 | 4,554 |
| Average Assets, year-to-date | $90,465,400 | 4,630 |
| Average Assets, quarterly | $93,885,500 | 4,624 |
| Volatile liabilities | $11,543,000 | 4,118 |
| Insider loans | $637,000 | 4,951 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,483,000 | 5,954 |
| Tier 1 (core) risk-based capital | $10,541,000 | 4,012 |
| Tier 2 risk-based capital | $576,320 | 4,712 |
| Total risk weighted assets | $46,054,920 | 5,359 |
| Total unused commitments | $3,483,000 | 5,966 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $89,161,000 | 4,824 |
| Cash and due from depository institutions | $3,875,000 | 3,120 |
| Interest-bearing balances | $255,000 | 4,203 |
| Securities | $41,721,000 | 3,138 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,104 |
| Net loans & leases | $30,817,000 | 6,917 |
| Loan loss allowance | $699,000 | 4,838 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,738,000 | 2,694 |
| Other real estate owned | $505,000 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,105,000 | 6,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,161,000 | 4,824 |
| Total liabilities | $79,363,000 | 4,895 |
| Total deposits | $78,425,000 | 4,727 |
| Interest-bearing deposits | $68,656,000 | 4,648 |
| Deposits held in domestic offices | $78,425,000 | 4,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $732,000 | 3,646 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $206,000 | 8,893 |
| Total equity capital | $9,798,000 | 4,135 |
| Total bank equity capital | $9,798,000 | 4,135 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $4,198,000 | 4,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 1,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $202,000 | 8,436 |
| Earning assets | $81,193,000 | 4,872 |
| Long-term assets (5+ years) | $8,215,000 | 4,634 |
| Average Assets, year-to-date | $84,104,000 | 4,987 |
| Average Assets, quarterly | $86,679,000 | 4,926 |
| Volatile liabilities | $9,425,000 | 4,532 |
| Insider loans | $692,000 | 4,705 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $580,000 | 10,118 |
| Tier 1 (core) risk-based capital | $9,798,000 | 4,210 |
| Tier 2 risk-based capital | $486,110 | 5,400 |
| Total risk weighted assets | $38,675,710 | 6,042 |
| Total unused commitments | $580,000 | 10,124 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $80,973,000 | 5,367 |
| Cash and due from depository institutions | $4,280,000 | 3,539 |
| Interest-bearing balances | $1,501,000 | 2,831 |
| Securities | $28,436,000 | 4,694 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 979 |
| Net loans & leases | $30,846,000 | 6,861 |
| Loan loss allowance | $588,000 | 5,675 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,236,000 | 3,259 |
| Other real estate owned | $674,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,101,000 | 5,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,973,000 | 5,367 |
| Total liabilities | $72,054,000 | 5,453 |
| Total deposits | $71,924,000 | 5,261 |
| Interest-bearing deposits | $63,304,000 | 5,200 |
| Deposits held in domestic offices | $71,924,000 | 5,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $130,000 | 10,858 |
| Total equity capital | $8,919,000 | 4,541 |
| Total bank equity capital | $8,919,000 | 4,541 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $3,319,000 | 5,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,664,000 | 2,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $320,000 | 5,742 |
| Earning assets | $74,183,000 | 5,380 |
| Long-term assets (5+ years) | $7,526,000 | 5,201 |
| Average Assets, year-to-date | $74,680,600 | 5,610 |
| Average Assets, quarterly | $76,551,000 | 5,598 |
| Volatile liabilities | $8,765,000 | 4,521 |
| Insider loans | $1,287,000 | 3,055 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,468,000 | 8,333 |
| Tier 1 (core) risk-based capital | $8,919,000 | 4,446 |
| Tier 2 risk-based capital | $455,100 | 5,687 |
| Total risk weighted assets | $36,275,000 | 6,357 |
| Total unused commitments | $1,468,000 | 8,358 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $74,168,000 | 5,846 |
| Cash and due from depository institutions | $4,702,000 | 3,724 |
| Interest-bearing balances | $1,900,000 | 2,817 |
| Securities | $29,548,000 | 4,525 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 2,903 |
| Net loans & leases | $30,155,000 | 7,034 |
| Loan loss allowance | $719,000 | 4,900 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,235,000 | 3,261 |
| Other real estate owned | $673,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,205,000 | 5,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,168,000 | 5,846 |
| Total liabilities | $66,159,000 | 5,957 |
| Total deposits | $65,982,000 | 5,781 |
| Interest-bearing deposits | $59,616,000 | 5,605 |
| Deposits held in domestic offices | $65,982,000 | 5,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $177,000 | 10,549 |
| Total equity capital | $8,009,000 | 4,779 |
| Total bank equity capital | $8,009,000 | 4,779 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $2,409,000 | 6,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $304,000 | 6,444 |
| Earning assets | $67,253,000 | 5,876 |
| Long-term assets (5+ years) | $9,018,000 | 4,633 |
| Average Assets, year-to-date | $65,798,200 | 6,302 |
| Average Assets, quarterly | $72,946,500 | 5,877 |
| Volatile liabilities | $14,008,000 | 3,139 |
| Insider loans | $694,000 | 1,291 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $361,000 | 11,047 |
| Tier 1 (core) risk-based capital | $8,009,000 | 4,704 |
| Tier 2 risk-based capital | $415,290 | 6,095 |
| Total risk weighted assets | $32,919,390 | 6,885 |
| Total unused commitments | $361,000 | 11,069 |
| Derivatives | $0 | 651 |