Home > Ralston Bank > Income and Expense
Ralston Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 4,491 |
| Total interest expense | $3,082,000 | 5,045 |
| Net interest income | $4,515,000 | 3,995 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $1,085,000 | 3,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $840,000 | 1,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 5,023 |
| Total noninterest expense | $3,417,000 | 4,017 |
| Salaries and employee benefits | $1,814,000 | 3,528 |
| Premises and equipment expense | $510,000 | 3,898 |
| Additional noninterest expense | $1,093,000 | 4,710 |
| Pre-tax net operating income | $2,053,000 | 3,027 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $711,000 | 2,922 |
| Income before extraordinary items | $1,393,000 | 3,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,393,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $586,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,359,340 | 3,131 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.