Home > Raleigh Federal Savings Bank > Income and Expense
Raleigh Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $61,402,000 | 650 |
| Total interest expense | $34,901,000 | 581 |
| Net interest income | $26,501,000 | 742 |
| Provision for loan and lease losses | $550,000 | 1,455 |
| Total noninterest income | $3,660,000 | 1,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,660,000 | 793 |
| Total noninterest expense | $24,077,000 | 681 |
| Salaries and employee benefits | $12,359,000 | 574 |
| Premises and equipment expense | $4,661,000 | 521 |
| Additional noninterest expense | $7,057,000 | 859 |
| Pre-tax net operating income | $5,534,000 | 1,381 |
| Securities gains (losses) | $211,000 | 653 |
| Applicable income taxes | $2,510,000 | 1,043 |
| Income before extraordinary items | $3,235,000 | 1,580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,235,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,955 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,099,960 | 1,626 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $53,403,000 | 661 |
| Total interest expense | $26,933,000 | 569 |
| Net interest income | $26,470,000 | 744 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $7,525,000 | 709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,525,000 | 492 |
| Total noninterest expense | $20,096,000 | 805 |
| Salaries and employee benefits | $8,567,000 | 805 |
| Premises and equipment expense | $4,612,000 | 516 |
| Additional noninterest expense | $6,917,000 | 918 |
| Pre-tax net operating income | $13,499,000 | 627 |
| Securities gains (losses) | $-3,858,000 | 12,535 |
| Applicable income taxes | $3,734,000 | 729 |
| Income before extraordinary items | $5,907,000 | 885 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,907,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,240 |
| Cash dividends | $5,175,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,376,120 | 663 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $51,838,000 | 671 |
| Total interest expense | $27,419,000 | 562 |
| Net interest income | $24,419,000 | 782 |
| Provision for loan and lease losses | $625,000 | 1,794 |
| Total noninterest income | $4,981,000 | 985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,981,000 | 672 |
| Total noninterest expense | $20,505,000 | 822 |
| Salaries and employee benefits | $8,075,000 | 858 |
| Premises and equipment expense | $4,650,000 | 526 |
| Additional noninterest expense | $7,780,000 | 911 |
| Pre-tax net operating income | $8,270,000 | 889 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $3,027,000 | 850 |
| Income before extraordinary items | $5,226,000 | 989 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,226,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 1,449 |
| Cash dividends | $5,175,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,236,880 | 927 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $60,167,000 | 662 |
| Total interest expense | $34,780,000 | 590 |
| Net interest income | $25,387,000 | 783 |
| Provision for loan and lease losses | $2,356,000 | 1,017 |
| Total noninterest income | $4,387,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,387,000 | 741 |
| Total noninterest expense | $22,043,000 | 782 |
| Salaries and employee benefits | $8,354,000 | 812 |
| Premises and equipment expense | $4,579,000 | 552 |
| Additional noninterest expense | $9,110,000 | 832 |
| Pre-tax net operating income | $5,375,000 | 1,200 |
| Securities gains (losses) | $1,636,000 | 464 |
| Applicable income taxes | $2,967,000 | 789 |
| Income before extraordinary items | $4,044,000 | 1,157 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,044,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,612,000 | 367 |
| Cash dividends | $313,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,996,960 | 1,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.