Home > Raleigh Federal Savings Bank > Net charge- offs to loans
Raleigh Federal Savings Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2867% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6263% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4838% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 7,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4575% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8704% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 6,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.8177% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4025% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4404% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4937% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4834% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5807% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 42.3787% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0807% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4047% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3971% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |