Home > Rainier Pacific Bank > Income and Expense
Rainier Pacific Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $41,301,000 | 803 |
| Total interest expense | $20,537,000 | 555 |
| Net interest income | $20,764,000 | 1,056 |
| Provision for loan and lease losses | $14,700,000 | 620 |
| Total noninterest income | $10,641,000 | 607 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,573,000 | 651 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,068,000 | 515 |
| Total noninterest expense | $28,207,000 | 752 |
| Salaries and employee benefits | $14,034,000 | 682 |
| Premises and equipment expense | $4,247,000 | 623 |
| Additional noninterest expense | $9,926,000 | 802 |
| Pre-tax net operating income | $-11,502,000 | 7,541 |
| Securities gains (losses) | $-43,514,000 | 7,989 |
| Applicable income taxes | $13,953,000 | 130 |
| Income before extraordinary items | $-68,969,000 | 7,907 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-68,969,000 | 7,906 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-68,969,000 | 7,906 |
| Net charge-offs | $17,842,000 | 441 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-566,000 | 7,983 |
| Net operating income | $-25,455,000 | 7,789 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $31,784,000 | 805 |
| Total interest expense | $15,977,000 | 568 |
| Net interest income | $15,807,000 | 1,044 |
| Provision for loan and lease losses | $12,000,000 | 541 |
| Total noninterest income | $10,369,000 | 515 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,924,000 | 650 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,445,000 | 415 |
| Total noninterest expense | $21,846,000 | 719 |
| Salaries and employee benefits | $10,946,000 | 672 |
| Premises and equipment expense | $3,144,000 | 648 |
| Additional noninterest expense | $7,756,000 | 735 |
| Pre-tax net operating income | $-7,670,000 | 7,662 |
| Securities gains (losses) | $-32,344,000 | 8,076 |
| Applicable income taxes | $3,148,000 | 318 |
| Income before extraordinary items | $-43,162,000 | 7,976 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-43,162,000 | 7,975 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-43,162,000 | 7,975 |
| Net charge-offs | $15,646,000 | 372 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-372,000 | 8,073 |
| Net operating income | $-10,818,000 | 7,801 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,940,000 | 801 |
| Total interest expense | $11,166,000 | 569 |
| Net interest income | $10,774,000 | 1,007 |
| Provision for loan and lease losses | $6,300,000 | 635 |
| Total noninterest income | $8,054,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,220,000 | 687 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,834,000 | 370 |
| Total noninterest expense | $14,533,000 | 730 |
| Salaries and employee benefits | $7,232,000 | 689 |
| Premises and equipment expense | $2,069,000 | 674 |
| Additional noninterest expense | $5,232,000 | 737 |
| Pre-tax net operating income | $-2,005,000 | 7,383 |
| Securities gains (losses) | $-10,291,000 | 8,146 |
| Applicable income taxes | $-4,109,000 | 8,011 |
| Income before extraordinary items | $-8,187,000 | 7,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,187,000 | 7,915 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,187,000 | 7,915 |
| Net charge-offs | $7,910,000 | 439 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-216,000 | 8,168 |
| Net operating income | $-1,292,030 | 7,262 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,451,000 | 763 |
| Total interest expense | $5,859,000 | 567 |
| Net interest income | $5,592,000 | 959 |
| Provision for loan and lease losses | $2,300,000 | 679 |
| Total noninterest income | $5,391,000 | 351 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $586,000 | 688 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,805,000 | 266 |
| Total noninterest expense | $6,998,000 | 715 |
| Salaries and employee benefits | $3,608,000 | 690 |
| Premises and equipment expense | $1,010,000 | 706 |
| Additional noninterest expense | $2,380,000 | 716 |
| Pre-tax net operating income | $1,685,000 | 753 |
| Securities gains (losses) | $-8,483,000 | 8,219 |
| Applicable income taxes | $-2,272,000 | 8,100 |
| Income before extraordinary items | $-4,526,000 | 8,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,526,000 | 8,045 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,526,000 | 8,045 |
| Net charge-offs | $7,173,000 | 250 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-58,000 | 8,210 |
| Net operating income | $1,157,610 | 863 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $51,526,000 | 718 |
| Total interest expense | $26,178,000 | 602 |
| Net interest income | $25,348,000 | 847 |
| Provision for loan and lease losses | $7,000,000 | 788 |
| Total noninterest income | $9,365,000 | 631 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,635,000 | 660 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,730,000 | 524 |
| Total noninterest expense | $27,175,000 | 738 |
| Salaries and employee benefits | $16,807,000 | 580 |
| Premises and equipment expense | $3,715,000 | 743 |
| Additional noninterest expense | $6,653,000 | 957 |
| Pre-tax net operating income | $538,000 | 4,756 |
| Securities gains (losses) | $-21,666,000 | 8,231 |
| Applicable income taxes | $-7,221,000 | 8,157 |
| Income before extraordinary items | $-13,907,000 | 8,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,907,000 | 8,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,750,000 | 1,401 |
| Cash dividends | $2,243,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $1,667,000 | 347 |
| Net operating income | $392,560 | 4,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,020,000 | 735 |
| Total interest expense | $19,868,000 | 631 |
| Net interest income | $19,152,000 | 858 |
| Provision for loan and lease losses | $6,700,000 | 529 |
| Total noninterest income | $7,094,000 | 651 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,986,000 | 667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,108,000 | 548 |
| Total noninterest expense | $19,726,000 | 748 |
| Salaries and employee benefits | $12,097,000 | 614 |
| Premises and equipment expense | $2,889,000 | 716 |
| Additional noninterest expense | $4,740,000 | 966 |
| Pre-tax net operating income | $-180,000 | 7,004 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $-61,000 | 7,470 |
| Income before extraordinary items | $-107,000 | 6,796 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-107,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 1,454 |
| Cash dividends | $2,750,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $908,000 | 315 |
| Net operating income | $-114,680 | 6,983 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,596,000 | 731 |
| Total interest expense | $13,606,000 | 634 |
| Net interest income | $12,990,000 | 836 |
| Provision for loan and lease losses | $700,000 | 1,528 |
| Total noninterest income | $4,894,000 | 647 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,262,000 | 685 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,632,000 | 536 |
| Total noninterest expense | $13,047,000 | 751 |
| Salaries and employee benefits | $8,070,000 | 615 |
| Premises and equipment expense | $1,940,000 | 712 |
| Additional noninterest expense | $3,037,000 | 978 |
| Pre-tax net operating income | $4,137,000 | 853 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $1,493,000 | 667 |
| Income before extraordinary items | $2,655,000 | 1,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,655,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,300 |
| Cash dividends | $2,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $714,000 | 228 |
| Net operating income | $2,647,960 | 1,024 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,650,000 | 739 |
| Total interest expense | $7,103,000 | 650 |
| Net interest income | $6,547,000 | 831 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $2,559,000 | 628 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $604,000 | 714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,955,000 | 518 |
| Total noninterest expense | $6,500,000 | 735 |
| Salaries and employee benefits | $4,043,000 | 624 |
| Premises and equipment expense | $986,000 | 707 |
| Additional noninterest expense | $1,471,000 | 985 |
| Pre-tax net operating income | $2,456,000 | 774 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $888,000 | 635 |
| Income before extraordinary items | $1,579,000 | 952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,579,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,104 |
| Cash dividends | $625,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 146 |
| Net operating income | $1,571,960 | 918 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $57,763,000 | 716 |
| Total interest expense | $31,445,000 | 633 |
| Net interest income | $26,318,000 | 827 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $8,492,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,560,000 | 687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,932,000 | 596 |
| Total noninterest expense | $27,512,000 | 686 |
| Salaries and employee benefits | $16,271,000 | 595 |
| Premises and equipment expense | $4,005,000 | 665 |
| Additional noninterest expense | $7,236,000 | 800 |
| Pre-tax net operating income | $6,698,000 | 1,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,343,000 | 989 |
| Income before extraordinary items | $4,355,000 | 1,472 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,355,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,211 |
| Cash dividends | $2,170,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $1,960,000 | 362 |
| Net operating income | $4,355,000 | 1,456 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,285,000 | 710 |
| Total interest expense | $23,734,000 | 628 |
| Net interest income | $19,551,000 | 832 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $6,120,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,910,000 | 677 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,210,000 | 623 |
| Total noninterest expense | $20,365,000 | 681 |
| Salaries and employee benefits | $12,246,000 | 590 |
| Premises and equipment expense | $2,949,000 | 671 |
| Additional noninterest expense | $5,170,000 | 798 |
| Pre-tax net operating income | $4,856,000 | 1,394 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,698,000 | 1,104 |
| Income before extraordinary items | $3,158,000 | 1,605 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,158,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 953 |
| Cash dividends | $2,170,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $1,242,000 | 302 |
| Net operating income | $3,158,000 | 1,591 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $28,561,000 | 728 |
| Total interest expense | $15,749,000 | 639 |
| Net interest income | $12,812,000 | 872 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $4,011,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,241,000 | 703 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,770,000 | 650 |
| Total noninterest expense | $13,380,000 | 710 |
| Salaries and employee benefits | $8,026,000 | 614 |
| Premises and equipment expense | $1,970,000 | 694 |
| Additional noninterest expense | $3,384,000 | 827 |
| Pre-tax net operating income | $3,143,000 | 1,466 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,100,000 | 1,187 |
| Income before extraordinary items | $2,043,000 | 1,691 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,043,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 925 |
| Cash dividends | $1,170,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $876,000 | 258 |
| Net operating income | $2,043,000 | 1,670 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,245,000 | 730 |
| Total interest expense | $7,855,000 | 633 |
| Net interest income | $6,390,000 | 871 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,943,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $603,000 | 704 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,340,000 | 657 |
| Total noninterest expense | $6,631,000 | 707 |
| Salaries and employee benefits | $3,976,000 | 624 |
| Premises and equipment expense | $983,000 | 690 |
| Additional noninterest expense | $1,672,000 | 821 |
| Pre-tax net operating income | $1,552,000 | 1,494 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $543,000 | 1,212 |
| Income before extraordinary items | $1,009,000 | 1,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,009,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 866 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 179 |
| Net operating income | $1,009,000 | 1,693 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $54,243,000 | 713 |
| Total interest expense | $29,249,000 | 586 |
| Net interest income | $24,994,000 | 880 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $7,714,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,649,000 | 661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,065,000 | 668 |
| Total noninterest expense | $27,173,000 | 654 |
| Salaries and employee benefits | $15,704,000 | 598 |
| Premises and equipment expense | $4,180,000 | 612 |
| Additional noninterest expense | $7,289,000 | 743 |
| Pre-tax net operating income | $4,935,000 | 1,907 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $1,728,000 | 1,487 |
| Income before extraordinary items | $3,210,000 | 2,152 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,210,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $914,000 | 746 |
| Cash dividends | $1,690,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $2,033,000 | 404 |
| Net operating income | $3,208,050 | 2,143 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $40,109,000 | 727 |
| Total interest expense | $21,295,000 | 598 |
| Net interest income | $18,814,000 | 899 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $5,684,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,983,000 | 667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,701,000 | 691 |
| Total noninterest expense | $20,517,000 | 660 |
| Salaries and employee benefits | $11,936,000 | 610 |
| Premises and equipment expense | $3,150,000 | 617 |
| Additional noninterest expense | $5,431,000 | 747 |
| Pre-tax net operating income | $3,531,000 | 2,045 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $1,237,000 | 1,615 |
| Income before extraordinary items | $2,297,000 | 2,309 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,297,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 670 |
| Cash dividends | $1,275,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $1,331,000 | 347 |
| Net operating income | $2,295,050 | 2,298 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,928,000 | 731 |
| Total interest expense | $13,429,000 | 598 |
| Net interest income | $12,499,000 | 904 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $3,667,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,279,000 | 675 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,388,000 | 699 |
| Total noninterest expense | $13,543,000 | 675 |
| Salaries and employee benefits | $8,022,000 | 616 |
| Premises and equipment expense | $2,055,000 | 635 |
| Additional noninterest expense | $3,466,000 | 774 |
| Pre-tax net operating income | $2,323,000 | 2,071 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $813,000 | 1,644 |
| Income before extraordinary items | $1,510,000 | 2,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,510,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 581 |
| Cash dividends | $850,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $913,000 | 274 |
| Net operating income | $1,510,000 | 2,315 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,728,000 | 726 |
| Total interest expense | $6,329,000 | 596 |
| Net interest income | $6,399,000 | 881 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $1,732,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $594,000 | 707 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,138,000 | 725 |
| Total noninterest expense | $6,805,000 | 665 |
| Salaries and employee benefits | $4,009,000 | 612 |
| Premises and equipment expense | $1,008,000 | 645 |
| Additional noninterest expense | $1,788,000 | 750 |
| Pre-tax net operating income | $1,176,000 | 2,010 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $412,000 | 1,619 |
| Income before extraordinary items | $764,000 | 2,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $764,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 515 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $460,000 | 191 |
| Net operating income | $764,000 | 2,264 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,171,000 | 743 |
| Total interest expense | $18,772,000 | 609 |
| Net interest income | $24,399,000 | 881 |
| Provision for loan and lease losses | $750,000 | 1,335 |
| Total noninterest income | $6,676,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,875,000 | 591 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,801,000 | 841 |
| Total noninterest expense | $25,745,000 | 673 |
| Salaries and employee benefits | $14,159,000 | 635 |
| Premises and equipment expense | $4,100,000 | 597 |
| Additional noninterest expense | $7,486,000 | 707 |
| Pre-tax net operating income | $4,580,000 | 1,996 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $1,557,000 | 1,663 |
| Income before extraordinary items | $3,021,000 | 2,233 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,021,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,134,000 | 613 |
| Cash dividends | $7,177,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $1,451,000 | 440 |
| Net operating income | $3,022,320 | 2,196 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,330,000 | 745 |
| Total interest expense | $13,016,000 | 623 |
| Net interest income | $18,314,000 | 865 |
| Provision for loan and lease losses | $600,000 | 1,202 |
| Total noninterest income | $5,097,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,190,000 | 579 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,907,000 | 833 |
| Total noninterest expense | $19,366,000 | 660 |
| Salaries and employee benefits | $10,656,000 | 635 |
| Premises and equipment expense | $3,120,000 | 581 |
| Additional noninterest expense | $5,590,000 | 708 |
| Pre-tax net operating income | $3,445,000 | 2,007 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $1,171,000 | 1,688 |
| Income before extraordinary items | $2,272,000 | 2,241 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,272,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $852,000 | 552 |
| Cash dividends | $6,902,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $942,000 | 359 |
| Net operating income | $2,273,320 | 2,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,409,000 | 745 |
| Total interest expense | $8,063,000 | 627 |
| Net interest income | $12,346,000 | 848 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $3,464,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,414,000 | 585 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,050,000 | 790 |
| Total noninterest expense | $12,916,000 | 662 |
| Salaries and employee benefits | $7,113,000 | 626 |
| Premises and equipment expense | $2,070,000 | 577 |
| Additional noninterest expense | $3,733,000 | 704 |
| Pre-tax net operating income | $2,444,000 | 1,880 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $829,000 | 1,575 |
| Income before extraordinary items | $1,613,000 | 2,100 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,613,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 509 |
| Cash dividends | $1,577,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $630,000 | 270 |
| Net operating income | $1,614,320 | 2,064 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,094,000 | 739 |
| Total interest expense | $3,740,000 | 640 |
| Net interest income | $6,354,000 | 818 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $1,901,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $701,000 | 570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,200,000 | 698 |
| Total noninterest expense | $6,582,000 | 646 |
| Salaries and employee benefits | $3,538,000 | 627 |
| Premises and equipment expense | $1,134,000 | 529 |
| Additional noninterest expense | $1,910,000 | 673 |
| Pre-tax net operating income | $1,373,000 | 1,662 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $467,000 | 1,424 |
| Income before extraordinary items | $906,000 | 1,867 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $906,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 584 |
| Cash dividends | $1,052,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 188 |
| Net operating income | $906,000 | 1,825 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,078,000 | 694 |
| Total interest expense | $11,965,000 | 686 |
| Net interest income | $28,113,000 | 695 |
| Provision for loan and lease losses | $2,700,000 | 423 |
| Total noninterest income | $7,816,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,380,000 | 518 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,436,000 | 729 |
| Total noninterest expense | $28,224,000 | 599 |
| Salaries and employee benefits | $14,526,000 | 590 |
| Premises and equipment expense | $3,700,000 | 633 |
| Additional noninterest expense | $9,998,000 | 547 |
| Pre-tax net operating income | $5,005,000 | 1,699 |
| Securities gains (losses) | $173,000 | 905 |
| Applicable income taxes | $1,324,000 | 1,770 |
| Income before extraordinary items | $3,854,000 | 1,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,854,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,956,000 | 472 |
| Cash dividends | $1,275,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 416 |
| Net operating income | $3,725,980 | 1,676 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,184,000 | 689 |
| Total interest expense | $8,597,000 | 704 |
| Net interest income | $21,587,000 | 683 |
| Provision for loan and lease losses | $2,100,000 | 401 |
| Total noninterest income | $5,016,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,596,000 | 514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,420,000 | 939 |
| Total noninterest expense | $20,920,000 | 608 |
| Salaries and employee benefits | $10,612,000 | 602 |
| Premises and equipment expense | $2,557,000 | 681 |
| Additional noninterest expense | $7,751,000 | 521 |
| Pre-tax net operating income | $3,583,000 | 1,772 |
| Securities gains (losses) | $178,000 | 823 |
| Applicable income taxes | $1,242,000 | 1,500 |
| Income before extraordinary items | $2,519,000 | 1,891 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,519,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 451 |
| Cash dividends | $1,275,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 363 |
| Net operating income | $2,399,740 | 1,917 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,049,000 | 681 |
| Total interest expense | $5,483,000 | 723 |
| Net interest income | $14,566,000 | 669 |
| Provision for loan and lease losses | $1,500,000 | 385 |
| Total noninterest income | $3,222,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,559,000 | 557 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,663,000 | 916 |
| Total noninterest expense | $13,679,000 | 617 |
| Salaries and employee benefits | $6,969,000 | 612 |
| Premises and equipment expense | $1,699,000 | 688 |
| Additional noninterest expense | $5,011,000 | 539 |
| Pre-tax net operating income | $2,609,000 | 1,613 |
| Securities gains (losses) | $179,000 | 700 |
| Applicable income taxes | $911,000 | 1,384 |
| Income before extraordinary items | $1,877,000 | 1,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,877,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 411 |
| Cash dividends | $850,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 354 |
| Net operating income | $1,757,070 | 1,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 710 |
| Total interest expense | $2,641,000 | 764 |
| Net interest income | $7,124,000 | 691 |
| Provision for loan and lease losses | $900,000 | 332 |
| Total noninterest income | $1,545,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $675,000 | 636 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $870,000 | 873 |
| Total noninterest expense | $6,750,000 | 630 |
| Salaries and employee benefits | $3,382,000 | 634 |
| Premises and equipment expense | $866,000 | 678 |
| Additional noninterest expense | $2,502,000 | 533 |
| Pre-tax net operating income | $1,019,000 | 1,972 |
| Securities gains (losses) | $179,000 | 549 |
| Applicable income taxes | $393,000 | 1,577 |
| Income before extraordinary items | $805,000 | 1,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $805,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 407 |
| Cash dividends | $425,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $685,070 | 2,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,149,000 | 747 |
| Total interest expense | $11,215,000 | 790 |
| Net interest income | $26,934,000 | 704 |
| Provision for loan and lease losses | $4,500,000 | 353 |
| Total noninterest income | $6,976,000 | 868 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,565,000 | 672 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,411,000 | 832 |
| Total noninterest expense | $27,123,000 | 624 |
| Salaries and employee benefits | $13,923,000 | 616 |
| Premises and equipment expense | $2,914,000 | 775 |
| Additional noninterest expense | $10,286,000 | 549 |
| Pre-tax net operating income | $2,287,000 | 3,083 |
| Securities gains (losses) | $130,000 | 1,670 |
| Applicable income taxes | $796,000 | 2,540 |
| Income before extraordinary items | $1,621,000 | 3,356 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,621,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,347,000 | 497 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $38,750,000 | 25 |
| Net operating income | $1,533,900 | 3,338 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,740,000 | 784 |
| Total interest expense | $8,410,000 | 827 |
| Net interest income | $19,330,000 | 744 |
| Provision for loan and lease losses | $3,300,000 | 374 |
| Total noninterest income | $5,459,000 | 874 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,887,000 | 689 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,572,000 | 816 |
| Total noninterest expense | $19,173,000 | 665 |
| Salaries and employee benefits | $10,084,000 | 652 |
| Premises and equipment expense | $2,082,000 | 823 |
| Additional noninterest expense | $7,007,000 | 589 |
| Pre-tax net operating income | $2,316,000 | 2,540 |
| Securities gains (losses) | $130,000 | 1,526 |
| Applicable income taxes | $816,000 | 2,180 |
| Income before extraordinary items | $1,630,000 | 2,784 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,630,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,846,000 | 467 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,542,900 | 2,762 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,792,000 | 820 |
| Total interest expense | $5,616,000 | 852 |
| Net interest income | $12,176,000 | 801 |
| Provision for loan and lease losses | $2,100,000 | 382 |
| Total noninterest income | $3,846,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,260,000 | 675 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,586,000 | 754 |
| Total noninterest expense | $12,096,000 | 697 |
| Salaries and employee benefits | $6,397,000 | 685 |
| Premises and equipment expense | $1,338,000 | 851 |
| Additional noninterest expense | $4,361,000 | 628 |
| Pre-tax net operating income | $1,826,000 | 2,206 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $610,000 | 2,021 |
| Income before extraordinary items | $1,215,000 | 2,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,215,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 434 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,215,670 | 2,392 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 840 |
| Total interest expense | $2,810,000 | 878 |
| Net interest income | $5,949,000 | 817 |
| Provision for loan and lease losses | $1,050,000 | 364 |
| Total noninterest income | $1,917,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $627,000 | 664 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,290,000 | 740 |
| Total noninterest expense | $5,645,000 | 733 |
| Salaries and employee benefits | $3,076,000 | 702 |
| Premises and equipment expense | $668,000 | 861 |
| Additional noninterest expense | $1,901,000 | 680 |
| Pre-tax net operating income | $1,171,000 | 1,783 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $384,000 | 1,683 |
| Income before extraordinary items | $785,000 | 2,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $785,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 399 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $786,340 | 1,889 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,316,000 | 891 |
| Total interest expense | $11,983,000 | 935 |
| Net interest income | $22,333,000 | 868 |
| Provision for loan and lease losses | $3,525,000 | 491 |
| Total noninterest income | $7,681,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,769,000 | 591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,912,000 | 703 |
| Total noninterest expense | $20,436,000 | 786 |
| Salaries and employee benefits | $11,144,000 | 726 |
| Premises and equipment expense | $2,672,000 | 817 |
| Additional noninterest expense | $6,620,000 | 772 |
| Pre-tax net operating income | $6,053,000 | 1,389 |
| Securities gains (losses) | $470,000 | 682 |
| Applicable income taxes | $2,228,000 | 1,186 |
| Income before extraordinary items | $4,295,000 | 1,449 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,295,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,196,000 | 537 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,984,800 | 1,491 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,705,000 | 1,010 |
| Total interest expense | $16,221,000 | 995 |
| Net interest income | $17,484,000 | 1,035 |
| Provision for loan and lease losses | $4,400,000 | 388 |
| Total noninterest income | $6,644,000 | 780 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,881,000 | 528 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,763,000 | 806 |
| Total noninterest expense | $17,775,000 | 850 |
| Salaries and employee benefits | $9,800,000 | 759 |
| Premises and equipment expense | $2,273,000 | 920 |
| Additional noninterest expense | $5,702,000 | 861 |
| Pre-tax net operating income | $1,953,000 | 3,225 |
| Securities gains (losses) | $410,000 | 702 |
| Applicable income taxes | $-1,352,000 | 9,563 |
| Income before extraordinary items | $3,715,000 | 1,449 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,715,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,614,000 | 469 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,305,000 | 1,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.