Railroadmen's Federal Savings and Loan Association of Indianapolis, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$52,914,000	744
Total interest expense	$34,356,000	597
Net interest income	$18,558,000	999
Provision for loan and lease losses	$361,000	3,680
Total noninterest income	$2,442,000	1,688
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,442,000	1,094
Total noninterest expense	$11,322,000	1,381
Salaries and employee benefits	$5,246,000	1,285
Premises and equipment expense	$2,449,000	946
Additional noninterest expense	$3,627,000	1,709
Pre-tax net operating income	$9,317,000	684
Securities gains (losses)	$293,000	1,558
Applicable income taxes	$3,000,000	781
Income before extraordinary items	$6,610,000	716
Extraordinary gains, net	$0	1,422
Net income	$6,610,000	713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	4,645
Cash dividends	$427,000	3,152
Sale, conversion, retirement of capital stock, net	$3,555,000	215
Net operating income	$6,407,830	674

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.