Home > Railroad Savings Bank, F.S.B. > Assets and Liabilities

Railroad Savings Bank, F.S.B., Assets and Liabilities

1994-12-31Rank
# of Employees:267735
Assets and Liabilities
Total Assets:$560,094,000869
Cash and due from depository institutions$4,904,000735
Interest-bearing balances$2,834,0001,215
Securities$41,279,0003,182
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$482,893,000677
Loan loss allowance$2,002,0001,965
Trading account assets$0286
Bank premises and fixed assets$3,813,0001,971
Other real estate owned$7,865,000735
Goodwill and other intangibles$624,0001,324
All other assets$18,716,000619
Life insurance assets$01
Total liabilities and capital$560,094,000869
Total liabilities$529,495,000848
Total deposits$324,428,0001,182
Interest-bearing deposits$320,452,0001,049
Deposits held in domestic offices$324,428,0001,172
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$201,846,000251
Subordinated debt$0372
All other liabilities$3,221,0001,238
Total equity capital$30,599,0001,348
Total bank equity capital$30,599,0001,348
Perpetual preferred stock$0310
Common stock$100,0009,549
Surplus$13,471,0001,184
Undivided profits$17,028,0001,389
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,211,0001,436
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,513,000790
Earning assets$527,006,000851
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$496,122,400945
Average Assets, quarterly$541,656,500886
Volatile liabilities$213,279,000524
Insider loans$011,229
FHLB advances$201,822,00075
Loans and leases held for sale$01,430
Unused loan commitments$19,748,0001,939
Tier 1 (core) risk-based capital$31,155,0001,318
Tier 2 risk-based capital$1,979,0001,595
Total risk weighted assets$282,009,0001,031
Total unused commitments$20,248,0001,907
Derivatives$0687
1993-12-31Rank
# of Employees:1631,269
Assets and Liabilities
Total Assets:$458,695,0001,053
Cash and due from depository institutions$5,540,0001,269
Interest-bearing balances$4,295,0001,387
Securities$54,358,0002,552
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$376,261,000797
Loan loss allowance$1,793,0002,260
Trading account assets$0330
Bank premises and fixed assets$2,535,0002,886
Other real estate owned$7,304,0001,269
Goodwill and other intangibles$135,0002,050
All other assets$12,562,000817
Life insurance assets$01
Total liabilities and capital$458,695,0001,053
Total liabilities$428,618,0001,033
Total deposits$323,014,0001,229
Interest-bearing deposits$312,442,0001,115
Deposits held in domestic offices$323,014,0001,218
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$100,940,000330
Subordinated debt$0413
All other liabilities$4,664,000986
Total equity capital$30,077,0001,362
Total bank equity capital$30,077,0001,362
Perpetual preferred stock$0343
Common stock$100,00010,031
Surplus$12,721,0001,181
Undivided profits$17,256,0001,377
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,556,0001,591
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,587,0001,071
Earning assets$434,914,0001,015
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$418,437,2001,108
Average Assets, quarterly$434,739,5001,093
Volatile liabilities$112,799,000724
Insider loans$011,728
FHLB advances$100,940,000117
Loans and leases held for sale$01,681
Unused loan commitments$73,891,000742
Tier 1 (core) risk-based capital$29,505,0001,346
Tier 2 risk-based capital$1,903,0001,645
Total risk weighted assets$235,289,0001,198
Total unused commitments$73,891,000761
Derivatives$0714
1992-12-31Rank
# of Employees:1121,928
Assets and Liabilities
Total Assets:$387,525,0001,260
Cash and due from depository institutions$1,465,0001,928
Interest-bearing balances$577,0004,713
Securities$61,949,0002,186
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$298,135,000993
Loan loss allowance$1,705,0002,416
Trading account assets$0344
Bank premises and fixed assets$2,376,0003,074
Other real estate owned$7,775,0001,928
Goodwill and other intangibles$193,0001,875
All other assets$15,632,000730
Life insurance assets$01
Total liabilities and capital$387,525,0001,260
Total liabilities$361,736,0001,244
Total deposits$343,939,0001,197
Interest-bearing deposits$331,000,0001,102
Deposits held in domestic offices$343,939,0001,188
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$15,000,000797
Subordinated debt$0482
All other liabilities$2,797,0001,457
Total equity capital$25,789,0001,503
Total bank equity capital$25,789,0001,503
Perpetual preferred stock$0346
Common stock$100,00010,493
Surplus$12,454,0001,151
Undivided profits$13,235,0001,656
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$519,0005,513
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,818,0001,055
Earning assets$360,661,0001,242
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$392,587,8001,233
Average Assets, quarterly$396,433,5001,226
Volatile liabilities$27,909,0001,813
Insider loans$09,493
FHLB advances$15,000,000329
Loans and leases held for sale$01,207
Unused loan commitments$19,203,0001,877
Tier 1 (core) risk-based capital$25,749,0001,465
Tier 2 risk-based capital$1,781,0001,773
Total risk weighted assets$204,996,0001,417
Total unused commitments$19,203,0001,893
Derivatives$0651