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Rabobank, Income and Expense

2019-06-30 (YTD Data)		Rank
Total interest income	$268,561,000	119
Total interest expense	$52,354,000	122
Net interest income	$216,207,000	120
Provision for loan and lease losses	$-45,859,000	5,303
Total noninterest income	$35,868,000	170
Gross Fiduciary activities income	$1,629,000	269
Service charges on deposit accounts	$11,022,000	96
Trading account gains and fees	$4,168,000	50
Additional Noninterest Income	$19,049,000	204
Total noninterest expense	$133,384,000	139
Salaries and employee benefits	$84,990,000	108
Premises and equipment expense	$15,934,000	120
Additional noninterest expense	$32,460,000	171
Pre-tax net operating income	$164,550,000	94
Securities gains (losses)	$67,000	649
Applicable income taxes	$47,377,000	74
Income before extraordinary items	$117,240,000	100
Extraordinary gains, net	$0	11
Net income	$117,240,000	101
Minority interest net income	$0	69
Net income of bank and minority interests.	$117,240,000	101
Net charge-offs	$38,213,000	39
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$117,187,070	100
2019-03-31 (YTD Data)		Rank
Total interest income	$135,472,000	114
Total interest expense	$26,419,000	117
Net interest income	$109,053,000	120
Provision for loan and lease losses	$-44,475,000	5,362
Total noninterest income	$16,254,000	181
Gross Fiduciary activities income	$770,000	273
Service charges on deposit accounts	$5,374,000	95
Trading account gains and fees	$3,438,000	39
Additional Noninterest Income	$6,672,000	241
Total noninterest expense	$67,002,000	135
Salaries and employee benefits	$44,345,000	106
Premises and equipment expense	$7,997,000	121
Additional noninterest expense	$14,660,000	181
Pre-tax net operating income	$102,780,000	78
Securities gains (losses)	$23,000	544
Applicable income taxes	$30,025,000	64
Income before extraordinary items	$72,778,000	86
Extraordinary gains, net	$0	5
Net income	$72,778,000	85
Minority interest net income	$0	52
Net income of bank and minority interests.	$72,778,000	86
Net charge-offs	$37,501,000	33
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$72,759,830	87
2018-12-31 (YTD Data)		Rank
Total interest income	$517,133,000	113
Total interest expense	$84,995,000	112
Net interest income	$432,138,000	114
Provision for loan and lease losses	$-5,245,000	5,389
Total noninterest income	$57,820,000	206
Gross Fiduciary activities income	$3,193,000	273
Service charges on deposit accounts	$22,652,000	94
Trading account gains and fees	$8,839,000	45
Additional Noninterest Income	$23,136,000	281
Total noninterest expense	$295,446,000	124
Salaries and employee benefits	$169,299,000	107
Premises and equipment expense	$33,935,000	111
Additional noninterest expense	$92,212,000	139
Pre-tax net operating income	$199,757,000	131
Securities gains (losses)	$-942,000	5,310
Applicable income taxes	$53,771,000	108
Income before extraordinary items	$145,044,000	139
Extraordinary gains, net	$0	6
Net income	$145,044,000	139
Minority interest net income	$0	72
Net income of bank and minority interests.	$145,044,000	139
Net charge-offs	$605,000	841
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$145,788,180	139
2018-09-30 (YTD Data)		Rank
Total interest income	$382,443,000	113
Total interest expense	$59,704,000	109
Net interest income	$322,739,000	114
Provision for loan and lease losses	$-8,323,000	5,468
Total noninterest income	$42,323,000	206
Gross Fiduciary activities income	$2,329,000	275
Service charges on deposit accounts	$16,860,000	94
Trading account gains and fees	$6,065,000	44
Additional Noninterest Income	$17,069,000	292
Total noninterest expense	$216,457,000	124
Salaries and employee benefits	$125,565,000	106
Premises and equipment expense	$24,799,000	112
Additional noninterest expense	$66,093,000	142
Pre-tax net operating income	$156,928,000	126
Securities gains (losses)	$-6,000	4,655
Applicable income taxes	$42,458,000	107
Income before extraordinary items	$114,464,000	132
Extraordinary gains, net	$0	5
Net income	$114,464,000	132
Minority interest net income	$0	66
Net income of bank and minority interests.	$114,464,000	132
Net charge-offs	$554,000	675
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$114,468,740	132
2018-06-30 (YTD Data)		Rank
Total interest income	$252,312,000	112
Total interest expense	$37,395,000	108
Net interest income	$214,917,000	112
Provision for loan and lease losses	$-8,154,000	5,534
Total noninterest income	$28,745,000	203
Gross Fiduciary activities income	$1,572,000	274
Service charges on deposit accounts	$11,063,000	94
Trading account gains and fees	$5,037,000	42
Additional Noninterest Income	$11,073,000	299
Total noninterest expense	$144,988,000	123
Salaries and employee benefits	$82,834,000	105
Premises and equipment expense	$16,029,000	118
Additional noninterest expense	$46,125,000	136
Pre-tax net operating income	$106,828,000	123
Securities gains (losses)	$-6,000	4,894
Applicable income taxes	$31,065,000	102
Income before extraordinary items	$75,757,000	132
Extraordinary gains, net	$0	6
Net income	$75,757,000	131
Minority interest net income	$0	65
Net income of bank and minority interests.	$75,757,000	131
Net charge-offs	$220,000	879
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$75,761,740	132
2018-03-31 (YTD Data)		Rank
Total interest income	$125,433,000	111
Total interest expense	$16,832,000	110
Net interest income	$108,601,000	112
Provision for loan and lease losses	$-11,591,000	5,603
Total noninterest income	$13,663,000	206
Gross Fiduciary activities income	$809,000	272
Service charges on deposit accounts	$5,470,000	94
Trading account gains and fees	$1,410,000	51
Additional Noninterest Income	$5,974,000	269
Total noninterest expense	$71,762,000	126
Salaries and employee benefits	$42,265,000	105
Premises and equipment expense	$8,053,000	117
Additional noninterest expense	$21,444,000	143
Pre-tax net operating income	$62,093,000	106
Securities gains (losses)	$0	735
Applicable income taxes	$18,100,000	94
Income before extraordinary items	$43,993,000	113
Extraordinary gains, net	$0	7
Net income	$43,993,000	113
Minority interest net income	$0	52
Net income of bank and minority interests.	$43,993,000	113
Net charge-offs	$-5,831,000	5,605
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$43,993,000	113
2017-12-31 (YTD Data)		Rank
Total interest income	$440,000,000	110
Total interest expense	$51,000,000	106
Net interest income	$389,000,000	111
Provision for loan and lease losses	$-1,000,000	5,590
Total noninterest income	$61,000,000	188
Gross Fiduciary activities income	$4,000,000	233
Service charges on deposit accounts	$23,000,000	85
Trading account gains and fees	$11,000,000	41
Additional Noninterest Income	$23,000,000	281
Total noninterest expense	$669,000,000	63
Salaries and employee benefits	$165,000,000	100
Premises and equipment expense	$36,000,000	96
Additional noninterest expense	$468,000,000	46
Pre-tax net operating income	$-218,000,000	5,679
Securities gains (losses)	$-1,000,000	5,621
Applicable income taxes	$93,000,000	101
Income before extraordinary items	$-312,000,000	5,670
Extraordinary gains, net	$0	9
Net income	$-312,000,000	5,670
Minority interest net income	$0	76
Net income of bank and minority interests.	$-312,000,000	5,670
Net charge-offs	$7,000,000	175
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-311,000,000	5,670
2017-09-30 (YTD Data)		Rank
Total interest income	$326,000,000	109
Total interest expense	$37,000,000	103
Net interest income	$289,000,000	110
Provision for loan and lease losses	$-8,000,000	5,727
Total noninterest income	$47,000,000	182
Gross Fiduciary activities income	$3,000,000	233
Service charges on deposit accounts	$19,000,000	81
Trading account gains and fees	$8,000,000	41
Additional Noninterest Income	$17,000,000	284
Total noninterest expense	$222,000,000	115
Salaries and employee benefits	$122,000,000	99
Premises and equipment expense	$26,000,000	97
Additional noninterest expense	$74,000,000	122
Pre-tax net operating income	$122,000,000	129
Securities gains (losses)	$1,000,000	130
Applicable income taxes	$46,000,000	116
Income before extraordinary items	$77,000,000	143
Extraordinary gains, net	$0	9
Net income	$77,000,000	142
Minority interest net income	$0	71
Net income of bank and minority interests.	$77,000,000	143
Net charge-offs	$5,000,000	163
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$76,360,000	141
2017-06-30 (YTD Data)		Rank
Total interest income	$213,000,000	110
Total interest expense	$25,000,000	100
Net interest income	$188,000,000	113
Provision for loan and lease losses	$-8,000,000	5,779
Total noninterest income	$33,000,000	175
Gross Fiduciary activities income	$2,000,000	231
Service charges on deposit accounts	$12,000,000	82
Trading account gains and fees	$7,000,000	38
Additional Noninterest Income	$12,000,000	276
Total noninterest expense	$153,000,000	111
Salaries and employee benefits	$83,000,000	97
Premises and equipment expense	$17,000,000	98
Additional noninterest expense	$53,000,000	117
Pre-tax net operating income	$76,000,000	137
Securities gains (losses)	$1,000,000	91
Applicable income taxes	$29,000,000	119
Income before extraordinary items	$48,000,000	152
Extraordinary gains, net	$0	11
Net income	$48,000,000	152
Minority interest net income	$0	71
Net income of bank and minority interests.	$48,000,000	152
Net charge-offs	$7,000,000	108
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$47,360,000	154
2017-03-31 (YTD Data)		Rank
Total interest income	$108,000,000	109
Total interest expense	$13,000,000	93
Net interest income	$95,000,000	110
Provision for loan and lease losses	$-5,000,000	5,846
Total noninterest income	$18,000,000	164
Gross Fiduciary activities income	$1,000,000	232
Service charges on deposit accounts	$6,000,000	83
Trading account gains and fees	$5,000,000	37
Additional Noninterest Income	$6,000,000	269
Total noninterest expense	$80,000,000	110
Salaries and employee benefits	$42,000,000	96
Premises and equipment expense	$8,000,000	104
Additional noninterest expense	$30,000,000	109
Pre-tax net operating income	$38,000,000	135
Securities gains (losses)	$0	1,153
Applicable income taxes	$13,000,000	123
Income before extraordinary items	$25,000,000	143
Extraordinary gains, net	$0	8
Net income	$25,000,000	143
Minority interest net income	$0	55
Net income of bank and minority interests.	$25,000,000	143
Net charge-offs	$2,000,000	145
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$25,000,000	142
2016-12-31 (YTD Data)		Rank
Total interest income	$469,000,000	98
Total interest expense	$86,000,000	63
Net interest income	$383,000,000	103
Provision for loan and lease losses	$1,000,000	889
Total noninterest income	$58,000,000	197
Gross Fiduciary activities income	$4,000,000	226
Service charges on deposit accounts	$24,000,000	82
Trading account gains and fees	$9,000,000	42
Additional Noninterest Income	$21,000,000	300
Total noninterest expense	$319,000,000	104
Salaries and employee benefits	$159,000,000	97
Premises and equipment expense	$36,000,000	90
Additional noninterest expense	$124,000,000	104
Pre-tax net operating income	$121,000,000	151
Securities gains (losses)	$1,000,000	233
Applicable income taxes	$50,000,000	125
Income before extraordinary items	$72,000,000	165
Extraordinary gains, net	$0	5
Net income	$72,000,000	164
Minority interest net income	$0	82
Net income of bank and minority interests.	$72,000,000	165
Net charge-offs	$-9,000,000	5,909
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$71,360,000	166
2016-09-30 (YTD Data)		Rank
Total interest income	$346,000,000	99
Total interest expense	$65,000,000	61
Net interest income	$281,000,000	103
Provision for loan and lease losses	$-5,000,000	5,963
Total noninterest income	$42,000,000	200
Gross Fiduciary activities income	$3,000,000	224
Service charges on deposit accounts	$18,000,000	81
Trading account gains and fees	$7,000,000	45
Additional Noninterest Income	$14,000,000	331
Total noninterest expense	$235,000,000	107
Salaries and employee benefits	$119,000,000	97
Premises and equipment expense	$27,000,000	91
Additional noninterest expense	$89,000,000	102
Pre-tax net operating income	$93,000,000	148
Securities gains (losses)	$1,000,000	203
Applicable income taxes	$39,000,000	122
Income before extraordinary items	$55,000,000	167
Extraordinary gains, net	$0	5
Net income	$55,000,000	166
Minority interest net income	$0	71
Net income of bank and minority interests.	$55,000,000	167
Net charge-offs	$-8,000,000	5,976
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$54,360,000	164
2016-06-30 (YTD Data)		Rank
Total interest income	$229,000,000	102
Total interest expense	$43,000,000	62
Net interest income	$186,000,000	105
Provision for loan and lease losses	$-3,000,000	6,045
Total noninterest income	$28,000,000	197
Gross Fiduciary activities income	$2,000,000	228
Service charges on deposit accounts	$12,000,000	82
Trading account gains and fees	$5,000,000	43
Additional Noninterest Income	$9,000,000	340
Total noninterest expense	$156,000,000	107
Salaries and employee benefits	$80,000,000	98
Premises and equipment expense	$18,000,000	93
Additional noninterest expense	$58,000,000	107
Pre-tax net operating income	$61,000,000	150
Securities gains (losses)	$1,000,000	143
Applicable income taxes	$25,000,000	123
Income before extraordinary items	$37,000,000	165
Extraordinary gains, net	$0	16
Net income	$37,000,000	164
Minority interest net income	$0	71
Net income of bank and minority interests.	$37,000,000	164
Net charge-offs	$-5,000,000	6,055
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$36,360,000	165
2016-03-31 (YTD Data)		Rank
Total interest income	$115,000,000	101
Total interest expense	$22,000,000	62
Net interest income	$93,000,000	104
Provision for loan and lease losses	$-2,000,000	6,109
Total noninterest income	$15,000,000	183
Gross Fiduciary activities income	$1,000,000	228
Service charges on deposit accounts	$6,000,000	80
Trading account gains and fees	$2,000,000	45
Additional Noninterest Income	$6,000,000	258
Total noninterest expense	$81,000,000	104
Salaries and employee benefits	$42,000,000	93
Premises and equipment expense	$10,000,000	85
Additional noninterest expense	$29,000,000	107
Pre-tax net operating income	$29,000,000	150
Securities gains (losses)	$1,000,000	75
Applicable income taxes	$11,000,000	133
Income before extraordinary items	$19,000,000	158
Extraordinary gains, net	$0	12
Net income	$19,000,000	158
Minority interest net income	$0	62
Net income of bank and minority interests.	$19,000,000	158
Net charge-offs	$-3,000,000	6,119
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$18,360,000	159
2015-12-31 (YTD Data)		Rank
Total interest income	$452,000,000	98
Total interest expense	$91,000,000	63
Net interest income	$361,000,000	106
Provision for loan and lease losses	$-3,000,000	6,135
Total noninterest income	$52,000,000	212
Gross Fiduciary activities income	$4,000,000	228
Service charges on deposit accounts	$25,000,000	82
Trading account gains and fees	$4,000,000	52
Additional Noninterest Income	$19,000,000	313
Total noninterest expense	$954,000,000	45
Salaries and employee benefits	$159,000,000	93
Premises and equipment expense	$38,000,000	84
Additional noninterest expense	$757,000,000	33
Pre-tax net operating income	$-538,000,000	6,191
Securities gains (losses)	$1,000,000	208
Applicable income taxes	$35,000,000	144
Income before extraordinary items	$-572,000,000	6,182
Extraordinary gains, net	$0	23
Net income	$-572,000,000	6,182
Minority interest net income	$0	81
Net income of bank and minority interests.	$-572,000,000	6,182
Net charge-offs	$-2,000,000	6,148
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-573,000,000	6,182
2015-09-30 (YTD Data)		Rank
Total interest income	$336,000,000	98
Total interest expense	$68,000,000	64
Net interest income	$268,000,000	109
Provision for loan and lease losses	$6,000,000	149
Total noninterest income	$39,000,000	215
Gross Fiduciary activities income	$3,000,000	229
Service charges on deposit accounts	$19,000,000	83
Trading account gains and fees	$1,000,000	73
Additional Noninterest Income	$16,000,000	299
Total noninterest expense	$870,000,000	36
Salaries and employee benefits	$120,000,000	91
Premises and equipment expense	$28,000,000	84
Additional noninterest expense	$722,000,000	27
Pre-tax net operating income	$-569,000,000	6,279
Securities gains (losses)	$1,000,000	181
Applicable income taxes	$22,000,000	168
Income before extraordinary items	$-590,000,000	6,270
Extraordinary gains, net	$0	21
Net income	$-590,000,000	6,270
Minority interest net income	$0	78
Net income of bank and minority interests.	$-590,000,000	6,270
Net charge-offs	$-1,000,000	6,199
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-591,000,000	6,270
2015-06-30 (YTD Data)		Rank
Total interest income	$224,000,000	99
Total interest expense	$46,000,000	63
Net interest income	$178,000,000	110
Provision for loan and lease losses	$4,000,000	142
Total noninterest income	$26,000,000	218
Gross Fiduciary activities income	$2,000,000	232
Service charges on deposit accounts	$12,000,000	86
Trading account gains and fees	$1,000,000	68
Additional Noninterest Income	$11,000,000	292
Total noninterest expense	$166,000,000	99
Salaries and employee benefits	$81,000,000	92
Premises and equipment expense	$18,000,000	90
Additional noninterest expense	$67,000,000	99
Pre-tax net operating income	$34,000,000	215
Securities gains (losses)	$1,000,000	145
Applicable income taxes	$13,000,000	190
Income before extraordinary items	$22,000,000	231
Extraordinary gains, net	$0	22
Net income	$22,000,000	231
Minority interest net income	$0	75
Net income of bank and minority interests.	$22,000,000	231
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$21,360,000	233
2015-03-31 (YTD Data)		Rank
Total interest income	$109,000,000	100
Total interest expense	$22,000,000	65
Net interest income	$87,000,000	111
Provision for loan and lease losses	$1,000,000	221
Total noninterest income	$13,000,000	211
Gross Fiduciary activities income	$1,000,000	233
Service charges on deposit accounts	$6,000,000	80
Trading account gains and fees	$1,000,000	55
Additional Noninterest Income	$5,000,000	297
Total noninterest expense	$85,000,000	95
Salaries and employee benefits	$41,000,000	89
Premises and equipment expense	$9,000,000	91
Additional noninterest expense	$35,000,000	95
Pre-tax net operating income	$14,000,000	233
Securities gains (losses)	$1,000,000	91
Applicable income taxes	$6,000,000	193
Income before extraordinary items	$9,000,000	249
Extraordinary gains, net	$0	13
Net income	$9,000,000	249
Minority interest net income	$0	64
Net income of bank and minority interests.	$9,000,000	249
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$8,360,000	261
2014-12-31 (YTD Data)		Rank
Total interest income	$447,000,000	99
Total interest expense	$86,000,000	67
Net interest income	$361,000,000	106
Provision for loan and lease losses	$13,000,000	108
Total noninterest income	$41,000,000	235
Gross Fiduciary activities income	$3,000,000	275
Service charges on deposit accounts	$22,000,000	91
Trading account gains and fees	$1,000,000	75
Additional Noninterest Income	$15,000,000	331
Total noninterest expense	$321,000,000	99
Salaries and employee benefits	$164,000,000	85
Premises and equipment expense	$39,000,000	82
Additional noninterest expense	$118,000,000	112
Pre-tax net operating income	$68,000,000	195
Securities gains (losses)	$1,000,000	214
Applicable income taxes	$26,000,000	171
Income before extraordinary items	$43,000,000	217
Extraordinary gains, net	$0	17
Net income	$43,000,000	216
Minority interest net income	$0	84
Net income of bank and minority interests.	$43,000,000	217
Net charge-offs	$2,000,000	514
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$42,360,000	220
2014-09-30 (YTD Data)		Rank
Total interest income	$334,000,000	99
Total interest expense	$64,000,000	68
Net interest income	$270,000,000	105
Provision for loan and lease losses	$5,000,000	172
Total noninterest income	$34,000,000	218
Gross Fiduciary activities income	$2,000,000	287
Service charges on deposit accounts	$17,000,000	90
Trading account gains and fees	$1,000,000	70
Additional Noninterest Income	$14,000,000	279
Total noninterest expense	$232,000,000	103
Salaries and employee benefits	$122,000,000	85
Premises and equipment expense	$29,000,000	83
Additional noninterest expense	$81,000,000	117
Pre-tax net operating income	$67,000,000	164
Securities gains (losses)	$0	2,980
Applicable income taxes	$30,000,000	127
Income before extraordinary items	$37,000,000	194
Extraordinary gains, net	$0	15
Net income	$37,000,000	193
Minority interest net income	$0	81
Net income of bank and minority interests.	$37,000,000	194
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$37,000,000	195
2014-06-30 (YTD Data)		Rank
Total interest income	$220,000,000	98
Total interest expense	$42,000,000	68
Net interest income	$178,000,000	106
Provision for loan and lease losses	$3,000,000	186
Total noninterest income	$23,000,000	213
Gross Fiduciary activities income	$2,000,000	227
Service charges on deposit accounts	$11,000,000	90
Trading account gains and fees	$2,000,000	54
Additional Noninterest Income	$8,000,000	309
Total noninterest expense	$152,000,000	103
Salaries and employee benefits	$82,000,000	84
Premises and equipment expense	$19,000,000	87
Additional noninterest expense	$51,000,000	119
Pre-tax net operating income	$46,000,000	159
Securities gains (losses)	$1,000,000	120
Applicable income taxes	$21,000,000	121
Income before extraordinary items	$26,000,000	191
Extraordinary gains, net	$0	20
Net income	$26,000,000	192
Minority interest net income	$0	80
Net income of bank and minority interests.	$26,000,000	191
Net charge-offs	$1,000,000	498
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$25,360,000	193
2014-03-31 (YTD Data)		Rank
Total interest income	$108,000,000	99
Total interest expense	$21,000,000	68
Net interest income	$87,000,000	107
Provision for loan and lease losses	$2,000,000	145
Total noninterest income	$11,000,000	218
Gross Fiduciary activities income	$1,000,000	230
Service charges on deposit accounts	$5,000,000	92
Trading account gains and fees	$0	147
Additional Noninterest Income	$5,000,000	266
Total noninterest expense	$75,000,000	100
Salaries and employee benefits	$40,000,000	87
Premises and equipment expense	$9,000,000	93
Additional noninterest expense	$26,000,000	114
Pre-tax net operating income	$21,000,000	167
Securities gains (losses)	$0	1,715
Applicable income taxes	$8,000,000	146
Income before extraordinary items	$13,000,000	192
Extraordinary gains, net	$0	16
Net income	$13,000,000	193
Minority interest net income	$0	66
Net income of bank and minority interests.	$13,000,000	193
Net charge-offs	$1,000,000	295
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$13,000,000	191
2013-12-31 (YTD Data)		Rank
Total interest income	$451,000,000	94
Total interest expense	$81,000,000	74
Net interest income	$370,000,000	103
Provision for loan and lease losses	$19,000,000	99
Total noninterest income	$30,000,000	296
Gross Fiduciary activities income	$3,000,000	259
Service charges on deposit accounts	$20,000,000	95
Trading account gains and fees	$6,000,000	47
Additional Noninterest Income	$1,000,000	2,379
Total noninterest expense	$294,000,000	100
Salaries and employee benefits	$156,000,000	82
Premises and equipment expense	$36,000,000	87
Additional noninterest expense	$102,000,000	118
Pre-tax net operating income	$87,000,000	153
Securities gains (losses)	$1,000,000	236
Applicable income taxes	$32,000,000	137
Income before extraordinary items	$56,000,000	178
Extraordinary gains, net	$0	29
Net income	$56,000,000	178
Minority interest net income	$0	90
Net income of bank and minority interests.	$56,000,000	178
Net charge-offs	$16,000,000	128
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$55,360,000	177
2013-09-30 (YTD Data)		Rank
Total interest income	$332,000,000	96
Total interest expense	$60,000,000	74
Net interest income	$272,000,000	103
Provision for loan and lease losses	$8,000,000	150
Total noninterest income	$24,000,000	288
Gross Fiduciary activities income	$2,000,000	276
Service charges on deposit accounts	$15,000,000	94
Trading account gains and fees	$6,000,000	46
Additional Noninterest Income	$1,000,000	2,039
Total noninterest expense	$219,000,000	101
Salaries and employee benefits	$118,000,000	82
Premises and equipment expense	$27,000,000	87
Additional noninterest expense	$74,000,000	118
Pre-tax net operating income	$69,000,000	144
Securities gains (losses)	$1,000,000	208
Applicable income taxes	$28,000,000	125
Income before extraordinary items	$42,000,000	174
Extraordinary gains, net	$0	25
Net income	$42,000,000	174
Minority interest net income	$0	84
Net income of bank and minority interests.	$42,000,000	174
Net charge-offs	$12,000,000	124
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$41,360,000	173
2013-06-30 (YTD Data)		Rank
Total interest income	$219,000,000	97
Total interest expense	$40,000,000	75
Net interest income	$179,000,000	102
Provision for loan and lease losses	$9,000,000	107
Total noninterest income	$18,000,000	271
Gross Fiduciary activities income	$1,000,000	322
Service charges on deposit accounts	$10,000,000	91
Trading account gains and fees	$5,000,000	43
Additional Noninterest Income	$2,000,000	988
Total noninterest expense	$151,000,000	98
Salaries and employee benefits	$81,000,000	77
Premises and equipment expense	$18,000,000	86
Additional noninterest expense	$52,000,000	109
Pre-tax net operating income	$37,000,000	166
Securities gains (losses)	$0	2,791
Applicable income taxes	$14,000,000	153
Income before extraordinary items	$23,000,000	199
Extraordinary gains, net	$0	22
Net income	$23,000,000	199
Minority interest net income	$0	82
Net income of bank and minority interests.	$23,000,000	200
Net charge-offs	$11,000,000	103
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$23,000,000	195
2013-03-31 (YTD Data)		Rank
Total interest income	$106,000,000	99
Total interest expense	$19,000,000	78
Net interest income	$87,000,000	104
Provision for loan and lease losses	$-3,000,000	7,001
Total noninterest income	$11,000,000	229
Gross Fiduciary activities income	$1,000,000	206
Service charges on deposit accounts	$5,000,000	93
Trading account gains and fees	$4,000,000	35
Additional Noninterest Income	$1,000,000	996
Total noninterest expense	$78,000,000	93
Salaries and employee benefits	$42,000,000	73
Premises and equipment expense	$8,000,000	101
Additional noninterest expense	$28,000,000	105
Pre-tax net operating income	$23,000,000	150
Securities gains (losses)	$0	1,966
Applicable income taxes	$9,000,000	131
Income before extraordinary items	$14,000,000	169
Extraordinary gains, net	$0	10
Net income	$14,000,000	170
Minority interest net income	$0	76
Net income of bank and minority interests.	$14,000,000	170
Net charge-offs	$5,000,000	117
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$14,000,000	166
2012-12-31 (YTD Data)		Rank
Total interest income	$414,000,000	103
Total interest expense	$66,000,000	88
Net interest income	$348,000,000	104
Provision for loan and lease losses	$0	5,905
Total noninterest income	$46,000,000	233
Gross Fiduciary activities income	$3,000,000	239
Service charges on deposit accounts	$20,000,000	96
Trading account gains and fees	$16,000,000	37
Additional Noninterest Income	$7,000,000	626
Total noninterest expense	$285,000,000	97
Salaries and employee benefits	$150,000,000	81
Premises and equipment expense	$35,000,000	86
Additional noninterest expense	$100,000,000	112
Pre-tax net operating income	$109,000,000	132
Securities gains (losses)	$0	3,810
Applicable income taxes	$44,000,000	111
Income before extraordinary items	$65,000,000	161
Extraordinary gains, net	$0	29
Net income	$65,000,000	161
Minority interest net income	$0	93
Net income of bank and minority interests.	$65,000,000	161
Net charge-offs	$21,000,000	176
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$65,000,000	158
2012-09-30 (YTD Data)		Rank
Total interest income	$310,000,000	105
Total interest expense	$50,000,000	89
Net interest income	$260,000,000	103
Provision for loan and lease losses	$-6,000,000	7,170
Total noninterest income	$37,000,000	223
Gross Fiduciary activities income	$2,000,000	258
Service charges on deposit accounts	$14,000,000	101
Trading account gains and fees	$11,000,000	38
Additional Noninterest Income	$10,000,000	396
Total noninterest expense	$212,000,000	100
Salaries and employee benefits	$114,000,000	82
Premises and equipment expense	$26,000,000	88
Additional noninterest expense	$72,000,000	119
Pre-tax net operating income	$91,000,000	122
Securities gains (losses)	$0	3,575
Applicable income taxes	$35,000,000	108
Income before extraordinary items	$56,000,000	148
Extraordinary gains, net	$0	20
Net income	$56,000,000	148
Minority interest net income	$0	86
Net income of bank and minority interests.	$56,000,000	148
Net charge-offs	$15,000,000	188
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$56,000,000	143
2012-06-30 (YTD Data)		Rank
Total interest income	$207,000,000	105
Total interest expense	$34,000,000	89
Net interest income	$173,000,000	102
Provision for loan and lease losses	$-5,000,000	7,229
Total noninterest income	$23,000,000	226
Gross Fiduciary activities income	$1,000,000	307
Service charges on deposit accounts	$10,000,000	96
Trading account gains and fees	$8,000,000	38
Additional Noninterest Income	$4,000,000	559
Total noninterest expense	$139,000,000	102
Salaries and employee benefits	$76,000,000	81
Premises and equipment expense	$17,000,000	90
Additional noninterest expense	$46,000,000	122
Pre-tax net operating income	$62,000,000	121
Securities gains (losses)	$0	3,178
Applicable income taxes	$24,000,000	105
Income before extraordinary items	$38,000,000	141
Extraordinary gains, net	$0	19
Net income	$38,000,000	141
Minority interest net income	$0	84
Net income of bank and minority interests.	$38,000,000	141
Net charge-offs	$9,000,000	211
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$38,000,000	138
2012-03-31 (YTD Data)		Rank
Total interest income	$107,000,000	103
Total interest expense	$17,000,000	89
Net interest income	$90,000,000	100
Provision for loan and lease losses	$-7,000,000	7,306
Total noninterest income	$14,000,000	185
Gross Fiduciary activities income	$1,000,000	198
Service charges on deposit accounts	$5,000,000	92
Trading account gains and fees	$5,000,000	35
Additional Noninterest Income	$3,000,000	411
Total noninterest expense	$70,000,000	100
Salaries and employee benefits	$37,000,000	83
Premises and equipment expense	$9,000,000	90
Additional noninterest expense	$24,000,000	119
Pre-tax net operating income	$41,000,000	104
Securities gains (losses)	$0	2,210
Applicable income taxes	$16,000,000	95
Income before extraordinary items	$25,000,000	115
Extraordinary gains, net	$0	19
Net income	$25,000,000	116
Minority interest net income	$0	78
Net income of bank and minority interests.	$25,000,000	116
Net charge-offs	$6,000,000	165
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$25,000,000	113
2011-12-31 (YTD Data)		Rank
Total interest income	$442,000,000	104
Total interest expense	$80,000,000	95
Net interest income	$362,000,000	97
Provision for loan and lease losses	$48,000,000	119
Total noninterest income	$46,000,000	202
Gross Fiduciary activities income	$2,000,000	266
Service charges on deposit accounts	$19,000,000	102
Trading account gains and fees	$7,000,000	49
Additional Noninterest Income	$18,000,000	287
Total noninterest expense	$295,000,000	93
Salaries and employee benefits	$142,000,000	81
Premises and equipment expense	$37,000,000	84
Additional noninterest expense	$116,000,000	99
Pre-tax net operating income	$65,000,000	159
Securities gains (losses)	$8,000,000	76
Applicable income taxes	$26,000,000	142
Income before extraordinary items	$47,000,000	165
Extraordinary gains, net	$0	29
Net income	$47,000,000	166
Minority interest net income	$0	96
Net income of bank and minority interests.	$47,000,000	166
Net charge-offs	$56,000,000	118
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$41,880,000	169
2011-09-30 (YTD Data)		Rank
Total interest income	$334,000,000	104
Total interest expense	$60,000,000	97
Net interest income	$274,000,000	96
Provision for loan and lease losses	$39,000,000	103
Total noninterest income	$32,000,000	218
Gross Fiduciary activities income	$2,000,000	220
Service charges on deposit accounts	$13,000,000	111
Trading account gains and fees	$6,000,000	49
Additional Noninterest Income	$11,000,000	333
Total noninterest expense	$224,000,000	94
Salaries and employee benefits	$109,000,000	79
Premises and equipment expense	$28,000,000	83
Additional noninterest expense	$87,000,000	102
Pre-tax net operating income	$43,000,000	171
Securities gains (losses)	$8,000,000	58
Applicable income taxes	$15,000,000	162
Income before extraordinary items	$36,000,000	163
Extraordinary gains, net	$0	21
Net income	$36,000,000	164
Minority interest net income	$0	87
Net income of bank and minority interests.	$36,000,000	164
Net charge-offs	$46,000,000	109
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$30,320,000	177
2011-06-30 (YTD Data)		Rank
Total interest income	$223,000,000	105
Total interest expense	$40,000,000	101
Net interest income	$183,000,000	98
Provision for loan and lease losses	$31,000,000	97
Total noninterest income	$24,000,000	193
Gross Fiduciary activities income	$1,000,000	268
Service charges on deposit accounts	$9,000,000	105
Trading account gains and fees	$2,000,000	59
Additional Noninterest Income	$12,000,000	239
Total noninterest expense	$152,000,000	94
Salaries and employee benefits	$73,000,000	81
Premises and equipment expense	$19,000,000	82
Additional noninterest expense	$60,000,000	102
Pre-tax net operating income	$24,000,000	195
Securities gains (losses)	$1,000,000	199
Applicable income taxes	$10,000,000	159
Income before extraordinary items	$15,000,000	221
Extraordinary gains, net	$0	15
Net income	$15,000,000	220
Minority interest net income	$0	89
Net income of bank and minority interests.	$15,000,000	221
Net charge-offs	$32,000,000	116
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$14,360,000	225
2011-03-31 (YTD Data)		Rank
Total interest income	$113,000,000	104
Total interest expense	$20,000,000	102
Net interest income	$93,000,000	99
Provision for loan and lease losses	$17,000,000	101
Total noninterest income	$14,000,000	174
Gross Fiduciary activities income	$1,000,000	167
Service charges on deposit accounts	$4,000,000	114
Trading account gains and fees	$1,000,000	63
Additional Noninterest Income	$8,000,000	197
Total noninterest expense	$76,000,000	99
Salaries and employee benefits	$37,000,000	82
Premises and equipment expense	$9,000,000	92
Additional noninterest expense	$30,000,000	106
Pre-tax net operating income	$14,000,000	173
Securities gains (losses)	$1,000,000	103
Applicable income taxes	$5,000,000	159
Income before extraordinary items	$10,000,000	176
Extraordinary gains, net	$0	9
Net income	$10,000,000	175
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,000,000	176
Net charge-offs	$20,000,000	100
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$9,330,000	182
2010-12-31 (YTD Data)		Rank
Total interest income	$405,660,000	114
Total interest expense	$83,284,000	114
Net interest income	$322,376,000	105
Provision for loan and lease losses	$150,167,000	80
Total noninterest income	$54,607,000	186
Gross Fiduciary activities income	$2,002,000	261
Service charges on deposit accounts	$18,771,000	104
Trading account gains and fees	$2,510,000	66
Additional Noninterest Income	$31,324,000	213
Total noninterest expense	$243,226,000	120
Salaries and employee benefits	$121,147,000	93
Premises and equipment expense	$33,052,000	95
Additional noninterest expense	$89,027,000	134
Pre-tax net operating income	$-16,410,000	7,478
Securities gains (losses)	$2,858,000	185
Applicable income taxes	$-13,739,000	7,627
Income before extraordinary items	$187,000	5,332
Extraordinary gains, net	$0	29
Net income	$187,000	5,333
Minority interest net income	$0	111
Net income of bank and minority interests.	$187,000	5,334
Net charge-offs	$111,041,000	98
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,642,120	6,748
2010-09-30 (YTD Data)		Rank
Total interest income	$290,563,000	116
Total interest expense	$62,886,000	116
Net interest income	$227,677,000	106
Provision for loan and lease losses	$109,542,000	85
Total noninterest income	$49,987,000	155
Gross Fiduciary activities income	$1,466,000	264
Service charges on deposit accounts	$14,018,000	104
Trading account gains and fees	$0	165
Additional Noninterest Income	$34,503,000	164
Total noninterest expense	$170,708,000	123
Salaries and employee benefits	$86,908,000	95
Premises and equipment expense	$23,537,000	100
Additional noninterest expense	$60,263,000	134
Pre-tax net operating income	$-2,586,000	7,147
Securities gains (losses)	$2,858,000	152
Applicable income taxes	$-1,505,000	7,563
Income before extraordinary items	$1,777,000	1,855
Extraordinary gains, net	$0	23
Net income	$1,777,000	1,856
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,777,000	1,857
Net charge-offs	$74,468,000	107
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-1,081,000	6,888
2010-06-30 (YTD Data)		Rank
Total interest income	$189,066,000	119
Total interest expense	$41,075,000	121
Net interest income	$147,991,000	107
Provision for loan and lease losses	$62,689,000	104
Total noninterest income	$32,620,000	161
Gross Fiduciary activities income	$964,000	267
Service charges on deposit accounts	$9,338,000	105
Trading account gains and fees	$0	152
Additional Noninterest Income	$22,318,000	162
Total noninterest expense	$111,052,000	126
Salaries and employee benefits	$57,401,000	98
Premises and equipment expense	$15,361,000	101
Additional noninterest expense	$38,290,000	145
Pre-tax net operating income	$6,870,000	405
Securities gains (losses)	$-149,000	7,564
Applicable income taxes	$1,706,000	445
Income before extraordinary items	$5,015,000	432
Extraordinary gains, net	$0	19
Net income	$5,015,000	433
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,015,000	433
Net charge-offs	$44,651,000	119
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,126,750	420
2010-03-31 (YTD Data)		Rank
Total interest income	$92,277,000	122
Total interest expense	$19,998,000	124
Net interest income	$72,279,000	113
Provision for loan and lease losses	$18,742,000	145
Total noninterest income	$13,712,000	182
Gross Fiduciary activities income	$465,000	278
Service charges on deposit accounts	$4,632,000	102
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,615,000	192
Total noninterest expense	$55,912,000	122
Salaries and employee benefits	$28,969,000	95
Premises and equipment expense	$7,294,000	106
Additional noninterest expense	$19,649,000	139
Pre-tax net operating income	$11,337,000	155
Securities gains (losses)	$-154,000	7,741
Applicable income taxes	$4,101,000	143
Income before extraordinary items	$7,082,000	179
Extraordinary gains, net	$0	16
Net income	$7,082,000	181
Minority interest net income	$0	91
Net income of bank and minority interests.	$7,082,000	181
Net charge-offs	$11,865,000	191
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$7,180,560	173
2009-12-31 (YTD Data)		Rank
Total interest income	$378,413,000	124
Total interest expense	$107,561,000	119
Net interest income	$270,852,000	109
Provision for loan and lease losses	$58,623,000	212
Total noninterest income	$50,424,000	200
Gross Fiduciary activities income	$1,922,000	254
Service charges on deposit accounts	$18,647,000	110
Trading account gains and fees	$0	211
Additional Noninterest Income	$29,855,000	219
Total noninterest expense	$241,042,000	120
Salaries and employee benefits	$123,523,000	85
Premises and equipment expense	$31,556,000	97
Additional noninterest expense	$85,963,000	143
Pre-tax net operating income	$21,611,000	212
Securities gains (losses)	$-971,000	7,706
Applicable income taxes	$4,891,000	276
Income before extraordinary items	$15,749,000	216
Extraordinary gains, net	$0	34
Net income	$15,749,000	217
Minority interest net income	$0	115
Net income of bank and minority interests.	$15,749,000	217
Net charge-offs	$20,442,000	407
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$16,486,960	209
2009-09-30 (YTD Data)		Rank
Total interest income	$283,537,000	130
Total interest expense	$84,929,000	127
Net interest income	$198,608,000	115
Provision for loan and lease losses	$24,386,000	348
Total noninterest income	$40,227,000	193
Gross Fiduciary activities income	$1,435,000	253
Service charges on deposit accounts	$13,949,000	110
Trading account gains and fees	$0	212
Additional Noninterest Income	$24,843,000	209
Total noninterest expense	$179,663,000	123
Salaries and employee benefits	$92,364,000	92
Premises and equipment expense	$23,732,000	99
Additional noninterest expense	$63,567,000	153
Pre-tax net operating income	$34,786,000	131
Securities gains (losses)	$-571,000	7,771
Applicable income taxes	$11,593,000	131
Income before extraordinary items	$22,622,000	146
Extraordinary gains, net	$0	27
Net income	$22,622,000	145
Minority interest net income	$0	118
Net income of bank and minority interests.	$22,622,000	146
Net charge-offs	$11,826,000	455
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$22,998,860	144
2009-06-30 (YTD Data)		Rank
Total interest income	$188,189,000	136
Total interest expense	$58,453,000	134
Net interest income	$129,736,000	122
Provision for loan and lease losses	$14,653,000	365
Total noninterest income	$27,073,000	197
Gross Fiduciary activities income	$957,000	259
Service charges on deposit accounts	$9,119,000	112
Trading account gains and fees	$0	193
Additional Noninterest Income	$16,997,000	207
Total noninterest expense	$121,331,000	130
Salaries and employee benefits	$62,669,000	92
Premises and equipment expense	$15,231,000	106
Additional noninterest expense	$43,431,000	154
Pre-tax net operating income	$20,825,000	136
Securities gains (losses)	$-209,000	7,798
Applicable income taxes	$6,844,000	132
Income before extraordinary items	$13,772,000	149
Extraordinary gains, net	$0	21
Net income	$13,772,000	148
Minority interest net income	$0	112
Net income of bank and minority interests.	$13,772,000	149
Net charge-offs	$5,678,000	538
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$13,912,030	144
2009-03-31 (YTD Data)		Rank
Total interest income	$94,183,000	135
Total interest expense	$30,256,000	132
Net interest income	$63,927,000	119
Provision for loan and lease losses	$8,653,000	285
Total noninterest income	$14,577,000	174
Gross Fiduciary activities income	$502,000	248
Service charges on deposit accounts	$4,533,000	111
Trading account gains and fees	$0	171
Additional Noninterest Income	$9,542,000	177
Total noninterest expense	$58,854,000	126
Salaries and employee benefits	$31,566,000	95
Premises and equipment expense	$7,607,000	111
Additional noninterest expense	$19,681,000	154
Pre-tax net operating income	$10,997,000	140
Securities gains (losses)	$0	2,434
Applicable income taxes	$3,409,000	140
Income before extraordinary items	$7,588,000	150
Extraordinary gains, net	$0	15
Net income	$7,588,000	149
Minority interest net income	$0	102
Net income of bank and minority interests.	$7,588,000	151
Net charge-offs	$3,540,000	405
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$7,588,000	144
2008-12-31 (YTD Data)		Rank
Total interest income	$428,930,000	128
Total interest expense	$148,188,000	135
Net interest income	$280,742,000	113
Provision for loan and lease losses	$40,750,000	222
Total noninterest income	$44,150,000	202
Gross Fiduciary activities income	$2,126,000	254
Service charges on deposit accounts	$19,723,000	108
Trading account gains and fees	$0	154
Additional Noninterest Income	$22,301,000	232
Total noninterest expense	$232,931,000	122
Salaries and employee benefits	$121,237,000	94
Premises and equipment expense	$29,544,000	106
Additional noninterest expense	$82,150,000	158
Pre-tax net operating income	$51,211,000	135
Securities gains (losses)	$249,000	620
Applicable income taxes	$18,658,000	122
Income before extraordinary items	$32,802,000	138
Extraordinary gains, net	$0	39
Net income	$32,802,000	139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,078,000	150
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$32,642,640	152
2008-09-30 (YTD Data)		Rank
Total interest income	$324,317,000	131
Total interest expense	$113,434,000	139
Net interest income	$210,883,000	117
Provision for loan and lease losses	$28,600,000	194
Total noninterest income	$35,999,000	199
Gross Fiduciary activities income	$1,536,000	266
Service charges on deposit accounts	$14,569,000	115
Trading account gains and fees	$0	148
Additional Noninterest Income	$19,894,000	215
Total noninterest expense	$176,220,000	120
Salaries and employee benefits	$92,672,000	98
Premises and equipment expense	$21,665,000	113
Additional noninterest expense	$61,883,000	147
Pre-tax net operating income	$42,062,000	158
Securities gains (losses)	$245,000	536
Applicable income taxes	$16,039,000	127
Income before extraordinary items	$26,268,000	162
Extraordinary gains, net	$0	31
Net income	$26,268,000	161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,684,000	178
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$26,111,200	176
2008-06-30 (YTD Data)		Rank
Total interest income	$215,156,000	134
Total interest expense	$77,305,000	144
Net interest income	$137,851,000	121
Provision for loan and lease losses	$22,600,000	163
Total noninterest income	$25,195,000	200
Gross Fiduciary activities income	$1,062,000	267
Service charges on deposit accounts	$9,155,000	121
Trading account gains and fees	$0	149
Additional Noninterest Income	$14,978,000	204
Total noninterest expense	$116,752,000	122
Salaries and employee benefits	$61,820,000	101
Premises and equipment expense	$14,064,000	117
Additional noninterest expense	$40,868,000	145
Pre-tax net operating income	$23,694,000	189
Securities gains (losses)	$104,000	938
Applicable income taxes	$9,084,000	163
Income before extraordinary items	$14,714,000	215
Extraordinary gains, net	$0	21
Net income	$14,714,000	214
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,736,000	147
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$14,647,440	213
2008-03-31 (YTD Data)		Rank
Total interest income	$108,004,000	137
Total interest expense	$41,372,000	149
Net interest income	$66,632,000	123
Provision for loan and lease losses	$8,600,000	169
Total noninterest income	$13,756,000	186
Gross Fiduciary activities income	$514,000	274
Service charges on deposit accounts	$4,614,000	116
Trading account gains and fees	$0	158
Additional Noninterest Income	$8,628,000	191
Total noninterest expense	$60,345,000	118
Salaries and employee benefits	$31,702,000	100
Premises and equipment expense	$6,971,000	119
Additional noninterest expense	$21,672,000	130
Pre-tax net operating income	$11,443,000	204
Securities gains (losses)	$12,000	1,897
Applicable income taxes	$4,254,000	182
Income before extraordinary items	$7,201,000	233
Extraordinary gains, net	$0	15
Net income	$7,201,000	233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,747,000	153
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$7,193,320	228
2007-12-31 (YTD Data)		Rank
Total interest income	$400,200,000	150
Total interest expense	$167,930,000	166
Net interest income	$232,270,000	126
Provision for loan and lease losses	$18,933,000	169
Total noninterest income	$35,308,000	248
Gross Fiduciary activities income	$1,387,000	346
Service charges on deposit accounts	$16,669,000	129
Trading account gains and fees	$0	178
Additional Noninterest Income	$17,252,000	284
Total noninterest expense	$190,204,000	134
Salaries and employee benefits	$98,954,000	117
Premises and equipment expense	$25,652,000	119
Additional noninterest expense	$65,598,000	146
Pre-tax net operating income	$58,441,000	204
Securities gains (losses)	$-1,200,000	8,438
Applicable income taxes	$21,922,000	181
Income before extraordinary items	$35,319,000	231
Extraordinary gains, net	$0	39
Net income	$35,319,000	228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,531,000	140
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$36,087,000	225
2007-09-30 (YTD Data)		Rank
Total interest income	$287,689,000	151
Total interest expense	$123,498,000	165
Net interest income	$164,191,000	135
Provision for loan and lease losses	$8,775,000	173
Total noninterest income	$24,722,000	260
Gross Fiduciary activities income	$809,000	397
Service charges on deposit accounts	$13,871,000	116
Trading account gains and fees	$0	184
Additional Noninterest Income	$10,042,000	343
Total noninterest expense	$130,539,000	140
Salaries and employee benefits	$67,528,000	127
Premises and equipment expense	$17,350,000	129
Additional noninterest expense	$45,661,000	147
Pre-tax net operating income	$49,599,000	194
Securities gains (losses)	$49,000	629
Applicable income taxes	$19,122,000	177
Income before extraordinary items	$30,526,000	221
Extraordinary gains, net	$0	33
Net income	$30,526,000	219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,772,000	109
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$30,494,640	217
2007-06-30 (YTD Data)		Rank
Total interest income	$173,943,000	171
Total interest expense	$77,755,000	188
Net interest income	$96,188,000	160
Provision for loan and lease losses	$8,775,000	118
Total noninterest income	$14,899,000	299
Gross Fiduciary activities income	$299,000	557
Service charges on deposit accounts	$8,167,000	134
Trading account gains and fees	$0	168
Additional Noninterest Income	$6,433,000	372
Total noninterest expense	$76,563,000	165
Salaries and employee benefits	$38,439,000	152
Premises and equipment expense	$9,489,000	164
Additional noninterest expense	$28,635,000	165
Pre-tax net operating income	$25,749,000	263
Securities gains (losses)	$23,000	680
Applicable income taxes	$9,853,000	237
Income before extraordinary items	$15,919,000	291
Extraordinary gains, net	$0	29
Net income	$15,919,000	290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,851,000	211
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$15,904,280	288
2007-03-31 (YTD Data)		Rank
Total interest income	$73,979,000	192
Total interest expense	$36,527,000	194
Net interest income	$37,452,000	190
Provision for loan and lease losses	$8,775,000	74
Total noninterest income	$5,318,000	372
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$3,139,000	156
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,179,000	469
Total noninterest expense	$30,019,000	198
Salaries and employee benefits	$14,897,000	187
Premises and equipment expense	$3,857,000	196
Additional noninterest expense	$11,265,000	186
Pre-tax net operating income	$3,976,000	619
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,409,000	559
Income before extraordinary items	$2,567,000	705
Extraordinary gains, net	$0	22
Net income	$2,567,000	704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,626,000	136
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,567,000	695
2006-12-31 (YTD Data)		Rank
Total interest income	$280,318,000	181
Total interest expense	$116,415,000	199
Net interest income	$163,903,000	178
Provision for loan and lease losses	$3,873,000	307
Total noninterest income	$18,477,000	403
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$11,930,000	154
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,547,000	559
Total noninterest expense	$111,636,000	196
Salaries and employee benefits	$59,706,000	174
Premises and equipment expense	$13,460,000	202
Additional noninterest expense	$38,470,000	209
Pre-tax net operating income	$66,871,000	217
Securities gains (losses)	$49,000	686
Applicable income taxes	$25,778,000	189
Income before extraordinary items	$41,142,000	231
Extraordinary gains, net	$0	51
Net income	$41,142,000	230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,352,000	339
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$41,110,640	232
2006-09-30 (YTD Data)		Rank
Total interest income	$206,339,000	194
Total interest expense	$81,143,000	215
Net interest income	$125,196,000	187
Provision for loan and lease losses	$4,385,000	207
Total noninterest income	$12,506,000	452
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$8,762,000	163
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,744,000	686
Total noninterest expense	$81,358,000	214
Salaries and employee benefits	$45,578,000	185
Premises and equipment expense	$9,729,000	215
Additional noninterest expense	$26,051,000	234
Pre-tax net operating income	$51,959,000	225
Securities gains (losses)	$49,000	560
Applicable income taxes	$20,023,000	205
Income before extraordinary items	$31,985,000	243
Extraordinary gains, net	$0	45
Net income	$31,985,000	243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,756,000	295
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$31,953,640	242
2006-06-30 (YTD Data)		Rank
Total interest income	$129,726,000	200
Total interest expense	$49,300,000	222
Net interest income	$80,426,000	196
Provision for loan and lease losses	$3,419,000	185
Total noninterest income	$8,176,000	455
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$5,726,000	165
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,450,000	688
Total noninterest expense	$51,117,000	229
Salaries and employee benefits	$29,124,000	195
Premises and equipment expense	$6,096,000	229
Additional noninterest expense	$15,897,000	249
Pre-tax net operating income	$34,066,000	233
Securities gains (losses)	$9,000	755
Applicable income taxes	$12,970,000	212
Income before extraordinary items	$21,105,000	250
Extraordinary gains, net	$0	39
Net income	$21,105,000	250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,689,000	238
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$21,099,240	247
2006-03-31 (YTD Data)		Rank
Total interest income	$59,899,000	210
Total interest expense	$21,715,000	227
Net interest income	$38,184,000	195
Provision for loan and lease losses	$1,452,000	204
Total noninterest income	$-1,603,000	8,788
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,695,000	168
Trading account gains and fees	$0	115
Additional Noninterest Income	$-4,298,000	8,801
Total noninterest expense	$22,982,000	244
Salaries and employee benefits	$13,998,000	200
Premises and equipment expense	$2,791,000	250
Additional noninterest expense	$6,193,000	282
Pre-tax net operating income	$12,147,000	294
Securities gains (losses)	$0	955
Applicable income taxes	$4,110,000	292
Income before extraordinary items	$8,037,000	303
Extraordinary gains, net	$0	21
Net income	$8,037,000	302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	1,422
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$8,037,000	299
2005-12-31 (YTD Data)		Rank
Total interest income	$152,792,000	268
Total interest expense	$53,079,000	272
Net interest income	$99,713,000	264
Provision for loan and lease losses	$9,615,000	146
Total noninterest income	$2,257,000	2,032
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$8,690,000	205
Trading account gains and fees	$0	138
Additional Noninterest Income	$-6,433,000	8,845
Total noninterest expense	$63,970,000	312
Salaries and employee benefits	$35,747,000	268
Premises and equipment expense	$7,272,000	346
Additional noninterest expense	$20,951,000	322
Pre-tax net operating income	$28,385,000	421
Securities gains (losses)	$197,000	508
Applicable income taxes	$11,886,000	353
Income before extraordinary items	$16,696,000	476
Extraordinary gains, net	$0	46
Net income	$16,696,000	476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,343
Cash dividends	$16,165,000	279
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$16,569,920	466
2005-09-30 (YTD Data)		Rank
Total interest income	$108,705,000	277
Total interest expense	$35,875,000	276
Net interest income	$72,830,000	269
Provision for loan and lease losses	$6,831,000	149
Total noninterest income	$2,213,000	1,631
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$6,416,000	205
Trading account gains and fees	$0	126
Additional Noninterest Income	$-4,203,000	8,870
Total noninterest expense	$46,689,000	318
Salaries and employee benefits	$26,266,000	273
Premises and equipment expense	$5,320,000	354
Additional noninterest expense	$15,103,000	325
Pre-tax net operating income	$21,523,000	412
Securities gains (losses)	$169,000	519
Applicable income taxes	$9,092,000	349
Income before extraordinary items	$12,600,000	479
Extraordinary gains, net	$0	35
Net income	$12,600,000	479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-88,000	8,607
Cash dividends	$12,166,000	259
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$12,491,840	464
2005-06-30 (YTD Data)		Rank
Total interest income	$69,352,000	274
Total interest expense	$21,502,000	281
Net interest income	$47,850,000	265
Provision for loan and lease losses	$5,831,000	112
Total noninterest income	$4,910,000	631
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$4,158,000	203
Trading account gains and fees	$0	116
Additional Noninterest Income	$752,000	1,654
Total noninterest expense	$30,885,000	319
Salaries and employee benefits	$17,451,000	266
Premises and equipment expense	$3,411,000	369
Additional noninterest expense	$10,023,000	327
Pre-tax net operating income	$16,044,000	378
Securities gains (losses)	$169,000	439
Applicable income taxes	$6,232,000	344
Income before extraordinary items	$9,981,000	414
Extraordinary gains, net	$0	30
Net income	$9,981,000	414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-98,000	8,656
Cash dividends	$8,166,000	233
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$9,872,840	406
2005-03-31 (YTD Data)		Rank
Total interest income	$33,623,000	277
Total interest expense	$9,666,000	294
Net interest income	$23,957,000	269
Provision for loan and lease losses	$3,479,000	105
Total noninterest income	$2,629,000	594
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$2,039,000	201
Trading account gains and fees	$0	115
Additional Noninterest Income	$590,000	1,181
Total noninterest expense	$15,044,000	319
Salaries and employee benefits	$9,219,000	264
Premises and equipment expense	$1,711,000	366
Additional noninterest expense	$4,114,000	374
Pre-tax net operating income	$8,063,000	376
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$3,119,000	342
Income before extraordinary items	$4,945,000	402
Extraordinary gains, net	$0	24
Net income	$4,945,000	402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,727
Cash dividends	$4,165,000	202
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$4,944,360	393
2004-12-31 (YTD Data)		Rank
Total interest income	$100,493,000	322
Total interest expense	$31,089,000	300
Net interest income	$69,404,000	330
Provision for loan and lease losses	$3,683,000	324
Total noninterest income	$10,877,000	567
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$8,332,000	215
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,545,000	1,115
Total noninterest expense	$70,104,000	286
Salaries and employee benefits	$37,351,000	255
Premises and equipment expense	$6,914,000	341
Additional noninterest expense	$25,839,000	281
Pre-tax net operating income	$6,494,000	1,332
Securities gains (losses)	$1,308,000	234
Applicable income taxes	$2,405,000	1,083
Income before extraordinary items	$5,397,000	1,211
Extraordinary gains, net	$0	34
Net income	$5,397,000	1,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-408,000	8,930
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,494,480	1,392
2004-09-30 (YTD Data)		Rank
Total interest income	$78,846,000	310
Total interest expense	$21,886,000	309
Net interest income	$56,960,000	304
Provision for loan and lease losses	$2,947,000	321
Total noninterest income	$8,337,000	570
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$6,259,000	219
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,078,000	1,051
Total noninterest expense	$43,509,000	323
Salaries and employee benefits	$23,472,000	302
Premises and equipment expense	$5,043,000	353
Additional noninterest expense	$14,994,000	329
Pre-tax net operating income	$18,841,000	414
Securities gains (losses)	$1,295,000	215
Applicable income taxes	$7,812,000	358
Income before extraordinary items	$12,324,000	445
Extraordinary gains, net	$0	26
Net income	$12,324,000	445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-553,000	8,991
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$11,495,200	457
2004-06-30 (YTD Data)		Rank
Total interest income	$50,330,000	316
Total interest expense	$14,007,000	317
Net interest income	$36,323,000	311
Provision for loan and lease losses	$1,916,000	327
Total noninterest income	$6,048,000	545
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$4,147,000	214
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,901,000	832
Total noninterest expense	$29,048,000	319
Salaries and employee benefits	$15,594,000	297
Premises and equipment expense	$3,199,000	370
Additional noninterest expense	$10,255,000	319
Pre-tax net operating income	$11,407,000	445
Securities gains (losses)	$1,567,000	167
Applicable income taxes	$4,893,000	383
Income before extraordinary items	$8,081,000	447
Extraordinary gains, net	$0	21
Net income	$8,081,000	447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-409,000	9,039
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$7,078,120	476
2004-03-31 (YTD Data)		Rank
Total interest income	$24,861,000	324
Total interest expense	$6,950,000	325
Net interest income	$17,911,000	316
Provision for loan and lease losses	$779,000	371
Total noninterest income	$3,285,000	511
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,060,000	213
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,225,000	682
Total noninterest expense	$15,136,000	314
Salaries and employee benefits	$7,924,000	299
Premises and equipment expense	$1,489,000	408
Additional noninterest expense	$5,723,000	291
Pre-tax net operating income	$5,281,000	465
Securities gains (losses)	$1,567,000	135
Applicable income taxes	$2,576,000	371
Income before extraordinary items	$4,272,000	429
Extraordinary gains, net	$0	16
Net income	$4,272,000	428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-265,000	9,066
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$3,269,120	512
2003-12-31 (YTD Data)		Rank
Total interest income	$75,564,000	399
Total interest expense	$25,693,000	371
Net interest income	$49,871,000	414
Provision for loan and lease losses	$7,050,000	258
Total noninterest income	$9,441,000	685
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$7,631,000	239
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,810,000	1,576
Total noninterest expense	$53,523,000	350
Salaries and employee benefits	$28,124,000	324
Premises and equipment expense	$6,432,000	381
Additional noninterest expense	$18,967,000	349
Pre-tax net operating income	$-1,261,000	9,015
Securities gains (losses)	$9,000	3,670
Applicable income taxes	$-1,245,000	9,144
Income before extraordinary items	$-7,000	8,635
Extraordinary gains, net	$0	54
Net income	$-7,000	8,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,201,000	385
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-12,760	8,560
2003-09-30 (YTD Data)		Rank
Total interest income	$58,388,000	406
Total interest expense	$18,788,000	389
Net interest income	$39,600,000	410
Provision for loan and lease losses	$5,288,000	268
Total noninterest income	$7,794,000	661
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$5,670,000	250
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,124,000	1,180
Total noninterest expense	$37,560,000	375
Salaries and employee benefits	$19,387,000	361
Premises and equipment expense	$4,636,000	400
Additional noninterest expense	$13,537,000	371
Pre-tax net operating income	$4,546,000	1,419
Securities gains (losses)	$9,000	3,379
Applicable income taxes	$809,000	2,191
Income before extraordinary items	$3,746,000	1,322
Extraordinary gains, net	$0	40
Net income	$3,746,000	1,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,547,000	530
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,738,620	1,252
2003-06-30 (YTD Data)		Rank
Total interest income	$38,086,000	416
Total interest expense	$12,206,000	413
Net interest income	$25,880,000	417
Provision for loan and lease losses	$3,525,000	262
Total noninterest income	$5,181,000	659
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$3,808,000	242
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,373,000	1,216
Total noninterest expense	$25,113,000	379
Salaries and employee benefits	$12,871,000	359
Premises and equipment expense	$3,071,000	404
Additional noninterest expense	$9,171,000	367
Pre-tax net operating income	$2,423,000	1,728
Securities gains (losses)	$9,000	2,996
Applicable income taxes	$334,000	3,042
Income before extraordinary items	$2,098,000	1,552
Extraordinary gains, net	$0	30
Net income	$2,098,000	1,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$867,000	566
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,090,260	1,458
2003-03-31 (YTD Data)		Rank
Total interest income	$19,083,000	421
Total interest expense	$5,974,000	437
Net interest income	$13,109,000	416
Provision for loan and lease losses	$1,763,000	262
Total noninterest income	$2,461,000	676
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,897,000	244
Trading account gains and fees	$0	134
Additional Noninterest Income	$564,000	1,363
Total noninterest expense	$12,520,000	384
Salaries and employee benefits	$6,382,000	363
Premises and equipment expense	$1,498,000	416
Additional noninterest expense	$4,640,000	368
Pre-tax net operating income	$1,287,000	1,632
Securities gains (losses)	$0	2,891
Applicable income taxes	$246,000	2,342
Income before extraordinary items	$1,041,000	1,548
Extraordinary gains, net	$0	21
Net income	$1,041,000	1,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	1,835
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,041,000	1,451
2002-12-31 (YTD Data)		Rank
Total interest income	$869,000	8,948
Total interest expense	$261,000	8,964
Net interest income	$608,000	8,880
Provision for loan and lease losses	$45,000	6,823
Total noninterest income	$105,000	8,339
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$78,000	6,973
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	8,301
Total noninterest expense	$480,000	9,018
Salaries and employee benefits	$236,000	9,089
Premises and equipment expense	$70,000	8,597
Additional noninterest expense	$174,000	8,724
Pre-tax net operating income	$188,000	7,965
Securities gains (losses)	$1,000	4,369
Applicable income taxes	$64,000	6,357
Income before extraordinary items	$125,000	8,212
Extraordinary gains, net	$0	70
Net income	$125,000	8,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$381,000	2,016
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$124,340	8,118
2001-12-31 (YTD Data)		Rank
Total interest income	$83,682,000	453
Total interest expense	$32,021,000	542
Net interest income	$51,661,000	396
Provision for loan and lease losses	$3,000,000	509
Total noninterest income	$9,513,000	622
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$5,833,000	282
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,680,000	823
Total noninterest expense	$42,336,000	411
Salaries and employee benefits	$20,181,000	401
Premises and equipment expense	$6,476,000	367
Additional noninterest expense	$15,679,000	416
Pre-tax net operating income	$15,838,000	522
Securities gains (losses)	$1,900,000	255
Applicable income taxes	$6,199,000	472
Income before extraordinary items	$11,539,000	516
Extraordinary gains, net	$0	105
Net income	$11,539,000	517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,954,000	581
Cash dividends	$2,950,000	951
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$10,304,000	538
2000-12-31 (YTD Data)		Rank
Total interest income	$62,849,000	604
Total interest expense	$27,361,000	674
Net interest income	$35,488,000	531
Provision for loan and lease losses	$2,100,000	588
Total noninterest income	$6,029,000	810
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$3,698,000	369
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,331,000	1,015
Total noninterest expense	$26,792,000	592
Salaries and employee benefits	$12,055,000	600
Premises and equipment expense	$4,364,000	519
Additional noninterest expense	$10,373,000	564
Pre-tax net operating income	$12,625,000	637
Securities gains (losses)	$0	1,956
Applicable income taxes	$4,358,000	604
Income before extraordinary items	$8,267,000	669
Extraordinary gains, net	$0	38
Net income	$8,267,000	669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$545,000	1,169
Cash dividends	$13,200,000	307
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$8,267,000	667
1999-12-31 (YTD Data)		Rank
Total interest income	$51,876,000	677
Total interest expense	$19,426,000	817
Net interest income	$32,450,000	598
Provision for loan and lease losses	$2,400,000	485
Total noninterest income	$5,316,000	902
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,288,000	419
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,028,000	1,145
Total noninterest expense	$26,307,000	614
Salaries and employee benefits	$13,096,000	556
Premises and equipment expense	$4,261,000	536
Additional noninterest expense	$8,950,000	655
Pre-tax net operating income	$9,059,000	911
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$2,904,000	906
Income before extraordinary items	$6,157,000	913
Extraordinary gains, net	$0	35
Net income	$6,157,000	913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$951,000	734
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$224,000	711
Net operating income	$6,155,640	897
1998-12-31 (YTD Data)		Rank
Total interest income	$40,275,000	829
Total interest expense	$12,258,000	1,271
Net interest income	$28,017,000	641
Provision for loan and lease losses	$1,920,000	595
Total noninterest income	$4,928,000	949
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$3,277,000	398
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,651,000	1,317
Total noninterest expense	$23,620,000	647
Salaries and employee benefits	$11,468,000	621
Premises and equipment expense	$4,058,000	540
Additional noninterest expense	$8,094,000	683
Pre-tax net operating income	$7,405,000	1,033
Securities gains (losses)	$489,000	565
Applicable income taxes	$2,802,000	927
Income before extraordinary items	$5,092,000	1,061
Extraordinary gains, net	$0	32
Net income	$5,092,000	1,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,312,000	614
Cash dividends	$350,000	4,247
Sale, conversion, retirement of capital stock, net	$190,000	688
Net operating income	$4,774,150	1,098
1997-12-31 (YTD Data)		Rank
Total interest income	$32,428,000	1,051
Total interest expense	$10,421,000	1,488
Net interest income	$22,007,000	821
Provision for loan and lease losses	$1,850,000	624
Total noninterest income	$5,312,000	886
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,741,000	484
Trading account gains and fees	$0	239
Additional Noninterest Income	$2,571,000	935
Total noninterest expense	$20,276,000	731
Salaries and employee benefits	$9,752,000	706
Premises and equipment expense	$3,464,000	601
Additional noninterest expense	$7,060,000	759
Pre-tax net operating income	$5,193,000	1,489
Securities gains (losses)	$551,000	408
Applicable income taxes	$1,943,000	1,365
Income before extraordinary items	$3,801,000	1,431
Extraordinary gains, net	$0	44
Net income	$3,801,000	1,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,154,000	483
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$9,423,000	98
Net operating income	$3,437,340	1,534
1996-12-31 (YTD Data)		Rank
Total interest income	$24,280,000	1,409
Total interest expense	$7,128,000	2,179
Net interest income	$17,152,000	1,053
Provision for loan and lease losses	$635,000	1,442
Total noninterest income	$2,898,000	1,396
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,405,000	947
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,493,000	1,392
Total noninterest expense	$15,771,000	962
Salaries and employee benefits	$8,151,000	843
Premises and equipment expense	$2,684,000	809
Additional noninterest expense	$4,936,000	1,148
Pre-tax net operating income	$3,644,000	1,984
Securities gains (losses)	$49,000	1,339
Applicable income taxes	$1,193,000	2,000
Income before extraordinary items	$2,500,000	1,979
Extraordinary gains, net	$0	53
Net income	$2,500,000	1,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,967
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$1,029,000	368
Net operating income	$2,466,680	1,967
1995-12-31 (YTD Data)		Rank
Total interest income	$22,019,000	1,538
Total interest expense	$5,972,000	2,571
Net interest income	$16,047,000	1,147
Provision for loan and lease losses	$1,008,000	934
Total noninterest income	$2,564,000	1,512
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,119,000	1,196
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,445,000	1,402
Total noninterest expense	$13,490,000	1,101
Salaries and employee benefits	$7,277,000	937
Premises and equipment expense	$2,004,000	1,056
Additional noninterest expense	$4,209,000	1,285
Pre-tax net operating income	$4,113,000	1,801
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$1,522,000	1,631
Income before extraordinary items	$2,593,000	1,935
Extraordinary gains, net	$0	65
Net income	$2,593,000	1,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,478,000	697
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$472,000	387
Net operating income	$2,591,720	1,917
1994-12-31 (YTD Data)		Rank
Total interest income	$18,610,000	1,663
Total interest expense	$4,299,000	2,850
Net interest income	$14,311,000	1,269
Provision for loan and lease losses	$1,210,000	814
Total noninterest income	$2,608,000	1,514
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,133,000	1,168
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,475,000	1,404
Total noninterest expense	$12,219,000	1,220
Salaries and employee benefits	$6,383,000	1,056
Premises and equipment expense	$1,717,000	1,222
Additional noninterest expense	$4,119,000	1,387
Pre-tax net operating income	$3,490,000	2,045
Securities gains (losses)	$42,000	1,262
Applicable income taxes	$1,097,000	2,055
Income before extraordinary items	$2,435,000	2,006
Extraordinary gains, net	$0	249
Net income	$2,435,000	2,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$544,000	1,304
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$353,000	606
Net operating income	$2,406,020	2,045
1993-12-31 (YTD Data)		Rank
Total interest income	$15,430,000	2,038
Total interest expense	$3,545,000	3,540
Net interest income	$11,885,000	1,514
Provision for loan and lease losses	$968,000	1,330
Total noninterest income	$2,089,000	1,919
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,106,000	1,219
Trading account gains and fees	$0	532
Additional Noninterest Income	$983,000	2,051
Total noninterest expense	$11,328,000	1,358
Salaries and employee benefits	$5,853,000	1,158
Premises and equipment expense	$908,000	2,256
Additional noninterest expense	$4,567,000	1,369
Pre-tax net operating income	$1,678,000	3,919
Securities gains (losses)	$0	7,477
Applicable income taxes	$364,000	5,349
Income before extraordinary items	$1,314,000	3,672
Extraordinary gains, net	$0	3,149
Net income	$1,314,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$466,000	1,846
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$301,000	699
Net operating income	$1,314,000	3,481
1992-12-31 (YTD Data)		Rank
Total interest income	$14,443,000	2,433
Total interest expense	$4,484,000	3,661
Net interest income	$9,959,000	1,837
Provision for loan and lease losses	$579,000	2,697
Total noninterest income	$1,446,000	2,468
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$867,000	1,561
Trading account gains and fees	$0	504
Additional Noninterest Income	$579,000	2,893
Total noninterest expense	$9,657,000	1,587
Salaries and employee benefits	$4,810,000	1,384
Premises and equipment expense	$1,391,000	1,532
Additional noninterest expense	$3,456,000	1,770
Pre-tax net operating income	$1,169,000	5,023
Securities gains (losses)	$120,000	2,718
Applicable income taxes	$277,000	6,260
Income before extraordinary items	$1,012,000	4,449
Extraordinary gains, net	$0	1,422
Net income	$1,012,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$451,000	2,638
Cash dividends	$50,000	7,650
Sale, conversion, retirement of capital stock, net	$1,466,000	363
Net operating income	$917,200	4,537

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.