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Rabobank, Net charge- offs to loans

2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7623%185
Percentage Net Loans Charged-off: Total real estate loans0.4898%115
Percentage Net Loans Charged-off:Construction & development-0.0166%4,409
Percentage Net Loans Charged-off: Commercial real estate0.1063%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.1006%4,979
Percentage Net Loans Charged-off: Home equity loans-0.7907%3,913
All other 1-4 family - Percent of loans charged-off, net-0.0252%4,575
Percentage Net Loans Charged-off: Commercial and industrial0.5072%645
Percentage Net Loans Charged-off: Loans to individuals4.8249%98
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.8830%78
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4699%83
Percentage Net Loans Charged-off: Total real estate loans1.0702%41
Percentage Net Loans Charged-off:Construction & development-0.0190%4,520
Percentage Net Loans Charged-off: Commercial real estate0.2705%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%4,649
Percentage Net Loans Charged-off: Home equity loans0.0525%166
All other 1-4 family - Percent of loans charged-off, net-0.0323%4,754
Percentage Net Loans Charged-off: Commercial and industrial1.7246%226
Percentage Net Loans Charged-off: Loans to individuals1.4956%483
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5510%410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%3,487
Percentage Net Loans Charged-off: Total real estate loans-0.1310%5,162
Percentage Net Loans Charged-off:Construction & development-0.0516%4,524
Percentage Net Loans Charged-off: Commercial real estate-0.1433%5,099
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,207
Percentage Net Loans Charged-off: 1-4 family residential-0.3358%5,243
Percentage Net Loans Charged-off: Home equity loans-2.1055%4,041
All other 1-4 family - Percent of loans charged-off, net-0.1128%5,094
Percentage Net Loans Charged-off: Commercial and industrial-0.3569%4,963
Percentage Net Loans Charged-off: Loans to individuals38.2467%8
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual38.2921%8
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0074%3,155
Percentage Net Loans Charged-off: Total real estate loans-0.1205%5,189
Percentage Net Loans Charged-off:Construction & development-0.0709%4,612
Percentage Net Loans Charged-off: Commercial real estate-0.1792%5,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.2105%5,243
Percentage Net Loans Charged-off: Home equity loans-1.2684%4,063
All other 1-4 family - Percent of loans charged-off, net-0.0746%5,037
Percentage Net Loans Charged-off: Commercial and industrial-0.1239%4,712
Percentage Net Loans Charged-off: Loans to individuals13.4746%24
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual13.5188%18
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0044%3,017
Percentage Net Loans Charged-off: Total real estate loans-0.1219%5,236
Percentage Net Loans Charged-off:Construction & development-0.0109%4,439
Percentage Net Loans Charged-off: Commercial real estate-0.2349%5,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1112%5,182
Percentage Net Loans Charged-off: Home equity loans-0.4723%4,041
All other 1-4 family - Percent of loans charged-off, net-0.0640%5,027
Percentage Net Loans Charged-off: Commercial and industrial0.2526%863
Percentage Net Loans Charged-off: Loans to individuals-0.7261%5,258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6833%5,215
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2341%5,404
Percentage Net Loans Charged-off: Total real estate loans-0.2147%5,406
Percentage Net Loans Charged-off:Construction & development-0.0076%4,523
Percentage Net Loans Charged-off: Commercial real estate-0.4676%5,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0886%5,194
Percentage Net Loans Charged-off: Home equity loans-0.5587%4,093
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,854
Percentage Net Loans Charged-off: Commercial and industrial-1.0805%5,273
Percentage Net Loans Charged-off: Loans to individuals-0.8219%5,305
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7808%5,263
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0703%2,449
Percentage Net Loans Charged-off: Total real estate loans-0.0671%5,208
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0984%5,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.1252%5,357
Percentage Net Loans Charged-off: Home equity loans-0.5198%4,176
All other 1-4 family - Percent of loans charged-off, net-0.0712%5,231
Percentage Net Loans Charged-off: Commercial and industrial1.1776%553
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0672%2,159
Percentage Net Loans Charged-off: Total real estate loans-0.0357%5,018
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0877%5,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0833%5,305
Percentage Net Loans Charged-off: Home equity loans-0.6899%4,229
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.9412%516
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1402%1,313
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,020
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0660%5,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.9259%450
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0792%1,543
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,533
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial1.7758%216
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0905%5,561
Percentage Net Loans Charged-off: Total real estate loans-0.0949%5,496
Percentage Net Loans Charged-off:Construction & development-0.5714%5,244
Percentage Net Loans Charged-off: Commercial real estate-0.1802%5,568
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0607%5,391
Percentage Net Loans Charged-off: Home equity loans-0.4980%4,347
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial-0.8428%5,546
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0961%1,179
Percentage Net Loans Charged-off:Coml. RE not secured by RE-125.0000%1,233
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1082%5,601
Percentage Net Loans Charged-off: Total real estate loans-0.1088%5,574
Percentage Net Loans Charged-off:Construction & development-0.7256%5,327
Percentage Net Loans Charged-off: Commercial real estate-0.1953%5,627
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0805%5,504
Percentage Net Loans Charged-off: Home equity loans-0.6617%4,392
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial-0.5665%5,529
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE-177.7733%1,222
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1011%5,623
Percentage Net Loans Charged-off: Total real estate loans-0.0543%5,395
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.1473%5,653
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.8481%5,657
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease-0.0977%5,299
Percentage Net Loans Charged-off:Coml. RE not secured by RE-299.9985%1,212
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1206%5,705
Percentage Net Loans Charged-off: Total real estate loans-0.0544%5,443
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.2954%5,839
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2402%556
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.2739%485
Percentage Net Loans Charged-off: Commercial and industrial-1.6878%5,791
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%5,273
Percentage Net Loans Charged-off: Total real estate loans-0.0136%5,095
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0368%5,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.1756%1,644
Percentage Net Loans Charged-off: Loans to individuals-7.2464%6,049
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-7.2464%6,019
Percentage Net Loans Charged-off: All other loans and lease-0.0534%5,304
Percentage Net Loans Charged-off:Coml. RE not secured by RE500.0000%2
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0137%5,082
Percentage Net Loans Charged-off: Total real estate loans-0.0181%5,198
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0980%5,723
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0816%1,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0939%1,611
Percentage Net Loans Charged-off: Commercial and industrial0.2248%1,239
Percentage Net Loans Charged-off: Loans to individuals-9.3565%6,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-9.3565%6,100
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE533.3200%2
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,893
Percentage Net Loans Charged-off: Total real estate loans-0.0271%5,373
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.1459%5,885
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1231%1,352
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1420%1,223
Percentage Net Loans Charged-off: Commercial and industrial0.3219%919
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE600.0060%2
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,288
Percentage Net Loans Charged-off: Total real estate loans0.0543%1,467
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2479%746
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2868%649
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease-0.2110%5,584
Percentage Net Loans Charged-off:Coml. RE not secured by RE800.0000%2
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%4,431
Percentage Net Loans Charged-off: Total real estate loans-0.0277%5,752
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.1070%6,015
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,589
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0000%3,439
Percentage Net Loans Charged-off: Commercial and industrial0.1508%1,985
Percentage Net Loans Charged-off: Loans to individuals5.8824%88
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.8824%83
Percentage Net Loans Charged-off: All other loans and lease0.1107%1,067
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,696
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,610
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0475%5,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,246
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals7.6189%56
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.6189%51
Percentage Net Loans Charged-off: All other loans and lease-0.0771%5,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0209%3,794
Percentage Net Loans Charged-off: Total real estate loans0.0842%2,169
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0711%1,221
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.2963%5,825
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease-0.1150%5,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0416%2,801
Percentage Net Loans Charged-off: Total real estate loans0.0563%1,928
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.1414%715
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.2698%6,448
Percentage Net Loans Charged-off: Home equity loans-1.7544%4,884
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1753%3,075
Percentage Net Loans Charged-off: Total real estate loans0.1182%3,003
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.2124%1,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1546%2,569
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1904%2,227
Percentage Net Loans Charged-off: Commercial and industrial1.3008%834
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,193
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%2,797
Percentage Net Loans Charged-off: Total real estate loans0.1196%2,744
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.1892%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2135%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2659%1,724
Percentage Net Loans Charged-off: Commercial and industrial1.3316%740
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,705
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2497%2,232
Percentage Net Loans Charged-off: Total real estate loans0.1520%2,356
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.1425%1,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5039%1,076
Percentage Net Loans Charged-off: Home equity loans0.8011%465
All other 1-4 family - Percent of loans charged-off, net0.4251%1,217
Percentage Net Loans Charged-off: Commercial and industrial2.0293%530
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2328%2,046
Percentage Net Loans Charged-off: Total real estate loans0.1877%1,827
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.2861%869
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3709%1,234
Percentage Net Loans Charged-off: Home equity loans1.5779%218
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.6999%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.2508%607
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2615%3,373
Percentage Net Loans Charged-off: Total real estate loans0.1627%3,477
Percentage Net Loans Charged-off:Construction & development-1.0352%6,319
Percentage Net Loans Charged-off: Commercial real estate0.1713%2,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6383%1,441
Percentage Net Loans Charged-off: Home equity loans1.4848%444
All other 1-4 family - Percent of loans charged-off, net0.2982%2,349
Percentage Net Loans Charged-off: Commercial and industrial1.3354%1,169
Percentage Net Loans Charged-off: Loans to individuals3.2051%356
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual4.1667%246
Percentage Net Loans Charged-off: All other loans and lease0.2258%1,012
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2535%3,201
Percentage Net Loans Charged-off: Total real estate loans0.2186%2,970
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.2717%1,833
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4330%1,927
Percentage Net Loans Charged-off: Home equity loans0.9786%618
All other 1-4 family - Percent of loans charged-off, net0.2047%2,652
Percentage Net Loans Charged-off: Commercial and industrial0.5173%1,837
Percentage Net Loans Charged-off: Loans to individuals4.3010%234
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual5.5554%174
Percentage Net Loans Charged-off: All other loans and lease0.2144%916
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2304%3,186
Percentage Net Loans Charged-off: Total real estate loans0.1977%2,936
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.2021%1,792
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6647%1,339
Percentage Net Loans Charged-off: Home equity loans1.4510%427
All other 1-4 family - Percent of loans charged-off, net0.3190%2,058
Percentage Net Loans Charged-off: Commercial and industrial0.3995%1,867
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.3310%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3088%2,422
Percentage Net Loans Charged-off: Total real estate loans0.3948%1,859
Percentage Net Loans Charged-off:Construction & development1.6878%796
Percentage Net Loans Charged-off: Commercial real estate0.4015%1,067
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.8909%950
Percentage Net Loans Charged-off: Home equity loans1.4388%381
All other 1-4 family - Percent of loans charged-off, net0.6452%1,177
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7271%2,333
Percentage Net Loans Charged-off: Total real estate loans0.6769%2,221
Percentage Net Loans Charged-off:Construction & development1.7515%1,794
Percentage Net Loans Charged-off: Commercial real estate0.6642%1,688
Percentage Net Loans Charged-off: Multi-family residential0.5513%721
Percentage Net Loans Charged-off: 1-4 family residential1.2221%1,005
Percentage Net Loans Charged-off: Home equity loans2.4150%372
All other 1-4 family - Percent of loans charged-off, net0.6555%1,784
Percentage Net Loans Charged-off: Commercial and industrial1.9494%1,222
Percentage Net Loans Charged-off: Loans to individuals10.8105%90
Percentage Net Loans Charged-off: Credit card loans13.0317%48
Percentage Net Loans Charged-off: Other loans to individual10.1258%92
Percentage Net Loans Charged-off: All other loans and lease0.1001%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7997%1,961
Percentage Net Loans Charged-off: Total real estate loans0.7267%1,895
Percentage Net Loans Charged-off:Construction & development2.9833%1,273
Percentage Net Loans Charged-off: Commercial real estate0.7082%1,370
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.3302%854
Percentage Net Loans Charged-off: Home equity loans2.7390%304
All other 1-4 family - Percent of loans charged-off, net0.6557%1,624
Percentage Net Loans Charged-off: Commercial and industrial2.5954%846
Percentage Net Loans Charged-off: Loans to individuals10.4569%93
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual12.9758%68
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8348%1,836
Percentage Net Loans Charged-off: Total real estate loans0.7657%1,743
Percentage Net Loans Charged-off:Construction & development3.7160%1,007
Percentage Net Loans Charged-off: Commercial real estate0.6172%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.7657%631
Percentage Net Loans Charged-off: Home equity loans2.7079%319
All other 1-4 family - Percent of loans charged-off, net1.3099%892
Percentage Net Loans Charged-off: Commercial and industrial3.0164%699
Percentage Net Loans Charged-off: Loans to individuals9.9996%108
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual12.2904%68
Percentage Net Loans Charged-off: All other loans and lease-0.2239%6,337
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0387%1,317
Percentage Net Loans Charged-off: Total real estate loans0.8871%1,294
Percentage Net Loans Charged-off:Construction & development1.9145%1,002
Percentage Net Loans Charged-off: Commercial real estate0.8558%857
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential2.1889%458
Percentage Net Loans Charged-off: Home equity loans4.0047%194
All other 1-4 family - Percent of loans charged-off, net1.3028%741
Percentage Net Loans Charged-off: Commercial and industrial3.4580%547
Percentage Net Loans Charged-off: Loans to individuals19.2759%57
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual23.3110%39
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5141%1,453
Percentage Net Loans Charged-off: Total real estate loans1.0394%1,853
Percentage Net Loans Charged-off:Construction & development4.0215%1,468
Percentage Net Loans Charged-off: Commercial real estate1.1209%1,165
Percentage Net Loans Charged-off: Multi-family residential0.0512%1,063
Percentage Net Loans Charged-off: 1-4 family residential1.6819%822
Percentage Net Loans Charged-off: Home equity loans2.0248%468
All other 1-4 family - Percent of loans charged-off, net1.5087%931
Percentage Net Loans Charged-off: Commercial and industrial8.6672%269
Percentage Net Loans Charged-off: Loans to individuals5.8099%252
Percentage Net Loans Charged-off: Credit card loans3.7880%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0151%781
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.0793%53
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3752%1,478
Percentage Net Loans Charged-off: Total real estate loans0.9048%1,884
Percentage Net Loans Charged-off:Construction & development5.3438%1,048
Percentage Net Loans Charged-off: Commercial real estate0.8040%1,341
Percentage Net Loans Charged-off: Multi-family residential0.0030%886
Percentage Net Loans Charged-off: 1-4 family residential1.6665%744
Percentage Net Loans Charged-off: Home equity loans1.6960%537
All other 1-4 family - Percent of loans charged-off, net1.6516%764
Percentage Net Loans Charged-off: Commercial and industrial8.0783%287
Percentage Net Loans Charged-off: Loans to individuals5.1338%286
Percentage Net Loans Charged-off: Credit card loans4.4176%354
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1821%683
Percentage Net Loans Charged-off:Coml. RE not secured by RE15.0864%49
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2681%1,504
Percentage Net Loans Charged-off: Total real estate loans0.6847%2,085
Percentage Net Loans Charged-off:Construction & development4.3475%1,100
Percentage Net Loans Charged-off: Commercial real estate0.4394%1,570
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.7502%679
Percentage Net Loans Charged-off: Home equity loans1.8506%455
All other 1-4 family - Percent of loans charged-off, net1.6994%743
Percentage Net Loans Charged-off: Commercial and industrial9.8742%221
Percentage Net Loans Charged-off: Loans to individuals6.1246%238
Percentage Net Loans Charged-off: Credit card loans7.5295%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9453%670
Percentage Net Loans Charged-off:Coml. RE not secured by RE24.4612%25
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6815%2,128
Percentage Net Loans Charged-off: Total real estate loans0.2873%2,578
Percentage Net Loans Charged-off:Construction & development1.0211%1,481
Percentage Net Loans Charged-off: Commercial real estate0.1154%1,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.8639%1,138
Percentage Net Loans Charged-off: Home equity loans1.2465%500
All other 1-4 family - Percent of loans charged-off, net0.6720%1,257
Percentage Net Loans Charged-off: Commercial and industrial6.8593%383
Percentage Net Loans Charged-off: Loans to individuals6.2644%272
Percentage Net Loans Charged-off: Credit card loans11.5208%112
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0673%1,064
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2988%4,765
Percentage Net Loans Charged-off: Total real estate loans0.1947%4,152
Percentage Net Loans Charged-off:Construction & development0.0970%3,354
Percentage Net Loans Charged-off: Commercial real estate0.0695%3,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0577%1,251
Percentage Net Loans Charged-off: Home equity loans1.7539%540
All other 1-4 family - Percent of loans charged-off, net0.7165%1,588
Percentage Net Loans Charged-off: Commercial and industrial1.4487%2,361
Percentage Net Loans Charged-off: Loans to individuals2.2592%1,155
Percentage Net Loans Charged-off: Credit card loans11.9117%120
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3956%1,363
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.8129%93
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2315%4,608
Percentage Net Loans Charged-off: Total real estate loans0.1265%4,078
Percentage Net Loans Charged-off:Construction & development0.1286%2,896
Percentage Net Loans Charged-off: Commercial real estate0.0327%2,646
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7532%1,354
Percentage Net Loans Charged-off: Home equity loans0.9584%732
All other 1-4 family - Percent of loans charged-off, net0.6535%1,409
Percentage Net Loans Charged-off: Commercial and industrial1.2148%2,116
Percentage Net Loans Charged-off: Loans to individuals1.8172%1,413
Percentage Net Loans Charged-off: Credit card loans7.5586%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4983%1,108
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.5057%73
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1673%4,551
Percentage Net Loans Charged-off: Total real estate loans0.0985%3,802
Percentage Net Loans Charged-off:Construction & development0.1530%2,450
Percentage Net Loans Charged-off: Commercial real estate0.0438%2,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4964%1,586
Percentage Net Loans Charged-off: Home equity loans0.7795%698
All other 1-4 family - Percent of loans charged-off, net0.3609%1,777
Percentage Net Loans Charged-off: Commercial and industrial1.0538%1,924
Percentage Net Loans Charged-off: Loans to individuals1.4552%1,669
Percentage Net Loans Charged-off: Credit card loans2.3838%656
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1189%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2100%3,379
Percentage Net Loans Charged-off: Total real estate loans0.1133%2,808
Percentage Net Loans Charged-off:Construction & development0.2973%1,604
Percentage Net Loans Charged-off: Commercial real estate0.0589%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4991%1,227
Percentage Net Loans Charged-off: Home equity loans0.4697%597
All other 1-4 family - Percent of loans charged-off, net0.5130%1,145
Percentage Net Loans Charged-off: Commercial and industrial1.4274%1,188
Percentage Net Loans Charged-off: Loans to individuals2.2706%984
Percentage Net Loans Charged-off: Credit card loans3.5504%462
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1232%1,037
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6694%1,843
Percentage Net Loans Charged-off: Total real estate loans0.5828%1,489
Percentage Net Loans Charged-off:Construction & development6.6241%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1620%2,385
Percentage Net Loans Charged-off: Home equity loans0.3386%854
All other 1-4 family - Percent of loans charged-off, net0.0700%3,007
Percentage Net Loans Charged-off: Commercial and industrial1.7859%1,176
Percentage Net Loans Charged-off: Loans to individuals1.5456%1,419
Percentage Net Loans Charged-off: Credit card loans7.4995%134
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6340%942
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3999%2,047
Percentage Net Loans Charged-off: Total real estate loans0.3125%1,636
Percentage Net Loans Charged-off:Construction & development3.0239%521
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2441%1,532
Percentage Net Loans Charged-off: Home equity loans0.5484%527
All other 1-4 family - Percent of loans charged-off, net0.0818%2,321
Percentage Net Loans Charged-off: Commercial and industrial1.0042%1,329
Percentage Net Loans Charged-off: Loans to individuals2.6875%554
Percentage Net Loans Charged-off: Credit card loans7.2252%126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5799%834
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4880%1,421
Percentage Net Loans Charged-off: Total real estate loans0.3718%1,167
Percentage Net Loans Charged-off:Construction & development3.4410%334
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2977%1,142
Percentage Net Loans Charged-off: Home equity loans0.5957%416
All other 1-4 family - Percent of loans charged-off, net0.1361%1,593
Percentage Net Loans Charged-off: Commercial and industrial1.2296%898
Percentage Net Loans Charged-off: Loans to individuals2.1944%683
Percentage Net Loans Charged-off: Credit card loans6.5404%155
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8830%621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3669%1,396
Percentage Net Loans Charged-off: Total real estate loans0.0239%2,382
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2042%1,040
Percentage Net Loans Charged-off: Home equity loans0.4730%324
All other 1-4 family - Percent of loans charged-off, net0.0539%1,482
Percentage Net Loans Charged-off: Commercial and industrial2.5831%378
Percentage Net Loans Charged-off: Loans to individuals2.5532%572
Percentage Net Loans Charged-off: Credit card loans6.0365%170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7133%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2803%1,951
Percentage Net Loans Charged-off: Total real estate loans0.0197%3,546
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1901%1,286
Percentage Net Loans Charged-off: Home equity loans0.0327%866
All other 1-4 family - Percent of loans charged-off, net0.2792%938
Percentage Net Loans Charged-off: Commercial and industrial3.4088%367
Percentage Net Loans Charged-off: Loans to individuals5.9908%98
Percentage Net Loans Charged-off: Credit card loans4.1878%256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0033%6,777
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3445%1,161
Percentage Net Loans Charged-off: Total real estate loans0.0056%3,178
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0577%1,808
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0901%1,392
Percentage Net Loans Charged-off: Commercial and industrial4.3990%222
Percentage Net Loans Charged-off: Loans to individuals8.1130%50
Percentage Net Loans Charged-off: Credit card loans4.9147%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0047%6,793
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1232%2,452
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,360
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%7,645
Percentage Net Loans Charged-off: Home equity loans-0.0032%5,939
All other 1-4 family - Percent of loans charged-off, net-0.0053%7,653
Percentage Net Loans Charged-off: Commercial and industrial0.0574%2,376
Percentage Net Loans Charged-off: Loans to individuals11.8540%25
Percentage Net Loans Charged-off: Credit card loans2.8774%385
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0024%6,804
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2621%1,138
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,420
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%7,737
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0103%7,774
Percentage Net Loans Charged-off: Commercial and industrial-0.1303%7,466
Percentage Net Loans Charged-off: Loans to individuals26.8136%11
Percentage Net Loans Charged-off: Credit card loans3.8575%292
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0676%3,942
Percentage Net Loans Charged-off: Total real estate loans0.0534%1,911
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1227%720
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%7,770
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0059%7,806
Percentage Net Loans Charged-off: Commercial and industrial0.0227%3,517
Percentage Net Loans Charged-off: Loans to individuals2.3170%440
Percentage Net Loans Charged-off: Credit card loans1.2313%828
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0029%6,795
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%3,293
Percentage Net Loans Charged-off: Total real estate loans0.0739%1,298
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1712%487
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%7,725
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0061%7,768
Percentage Net Loans Charged-off: Commercial and industrial0.0458%2,756
Percentage Net Loans Charged-off: Loans to individuals0.6236%2,127
Percentage Net Loans Charged-off: Credit card loans1.8084%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0041%6,852
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%2,401
Percentage Net Loans Charged-off: Total real estate loans0.1162%890
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.2723%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%7,754
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0066%7,812
Percentage Net Loans Charged-off: Commercial and industrial0.0546%2,282
Percentage Net Loans Charged-off: Loans to individuals0.6474%1,933
Percentage Net Loans Charged-off: Credit card loans2.0940%521
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0065%6,872
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0073%4,086
Percentage Net Loans Charged-off: Total real estate loans0.0006%1,631
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0016%491
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0619%1,506
Percentage Net Loans Charged-off: Loans to individuals0.4507%2,295
Percentage Net Loans Charged-off: Credit card loans2.0788%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0068%6,911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%6,130
Percentage Net Loans Charged-off: Total real estate loans0.0060%3,248
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0203%1,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%8,174
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0254%8,180
Percentage Net Loans Charged-off: Commercial and industrial0.0818%3,443
Percentage Net Loans Charged-off: Loans to individuals0.7299%2,620
Percentage Net Loans Charged-off: Credit card loans1.5451%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0613%7,186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0058%7,465
Percentage Net Loans Charged-off: Total real estate loans-0.0078%7,797
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0130%8,051
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0266%8,184
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0319%8,181
Percentage Net Loans Charged-off: Commercial and industrial0.1005%2,771
Percentage Net Loans Charged-off: Loans to individuals0.5667%2,865
Percentage Net Loans Charged-off: Credit card loans1.1216%1,003
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0861%7,284
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0100%7,339
Percentage Net Loans Charged-off: Total real estate loans-0.0114%7,864
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0177%8,122
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0394%8,233
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0470%8,248
Percentage Net Loans Charged-off: Commercial and industrial0.0941%2,414
Percentage Net Loans Charged-off: Loans to individuals0.4261%3,150
Percentage Net Loans Charged-off: Credit card loans1.5759%795
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0839%7,231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%7,167
Percentage Net Loans Charged-off: Total real estate loans-0.0084%7,891
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0780%8,429
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0925%8,441
Percentage Net Loans Charged-off: Commercial and industrial0.0434%1,828
Percentage Net Loans Charged-off: Loans to individuals0.3578%3,003
Percentage Net Loans Charged-off: Credit card loans1.0536%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1343%7,341
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0253%8,279
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,874
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0028%190
Percentage Net Loans Charged-off: 1-4 family residential0.0116%2,939
Percentage Net Loans Charged-off: Home equity loans0.1952%304
All other 1-4 family - Percent of loans charged-off, net-0.0073%8,023
Percentage Net Loans Charged-off: Commercial and industrial-0.5758%8,241
Percentage Net Loans Charged-off: Loans to individuals0.7509%2,795
Percentage Net Loans Charged-off: Credit card loans1.4414%1,153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0454%7,249
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0477%8,308
Percentage Net Loans Charged-off: Total real estate loans-0.0046%7,882
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0037%150
Percentage Net Loans Charged-off: 1-4 family residential0.0151%2,412
Percentage Net Loans Charged-off: Home equity loans0.2923%197
All other 1-4 family - Percent of loans charged-off, net-0.0093%8,041
Percentage Net Loans Charged-off: Commercial and industrial-0.7783%8,300
Percentage Net Loans Charged-off: Loans to individuals0.3745%4,005
Percentage Net Loans Charged-off: Credit card loans0.1973%1,491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0966%7,381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0541%8,263
Percentage Net Loans Charged-off: Total real estate loans-0.0021%7,769
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%8,146
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0132%8,148
Percentage Net Loans Charged-off: Commercial and industrial-1.0878%8,373
Percentage Net Loans Charged-off: Loans to individuals0.6180%2,803
Percentage Net Loans Charged-off: Credit card loans0.4780%1,280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0208%7,134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0731%8,220
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-1.1832%8,400
Percentage Net Loans Charged-off: Loans to individuals-0.0189%7,344
Percentage Net Loans Charged-off: Credit card loans0.1201%1,090
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0525%7,253
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2857%2,589
Percentage Net Loans Charged-off: Total real estate loans0.1520%1,398
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1302%992
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0652%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0695%2,038
Percentage Net Loans Charged-off: Commercial and industrial0.8157%1,963
Percentage Net Loans Charged-off: Loans to individuals1.5444%1,310
Percentage Net Loans Charged-off: Credit card loans4.1786%555
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0549%678
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%3,030
Percentage Net Loans Charged-off: Total real estate loans0.0912%1,623
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1810%703
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0834%7,856
Percentage Net Loans Charged-off: Loans to individuals1.3019%1,537
Percentage Net Loans Charged-off: Credit card loans3.2715%747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6531%458
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1783%2,982
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,949
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0028%8,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.1034%7,861
Percentage Net Loans Charged-off: Loans to individuals1.3095%1,520
Percentage Net Loans Charged-off: Credit card loans4.5895%499
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6551%313
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0316%4,593
Percentage Net Loans Charged-off: Total real estate loans-0.0016%8,067
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0029%8,535
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0528%7,584
Percentage Net Loans Charged-off: Loans to individuals1.3820%1,417
Percentage Net Loans Charged-off: Credit card loans5.6416%389
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0142%7,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%6,270
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.4952%2,824
Percentage Net Loans Charged-off: Loans to individuals0.0069%7,108
Percentage Net Loans Charged-off: Credit card loans0.0752%1,944
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2356%3,238
Percentage Net Loans Charged-off: Total real estate loans0.0203%3,105
Percentage Net Loans Charged-off:Construction & development-0.0020%8,151
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.7589%2,150
Percentage Net Loans Charged-off: Loans to individuals2.7133%499
Percentage Net Loans Charged-off: Credit card loans7.4527%234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1006%4,616
Percentage Net Loans Charged-off: Total real estate loans-0.0024%1,284
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0048%1,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3815%529
Percentage Net Loans Charged-off: Loans to individuals0.7846%533
Percentage Net Loans Charged-off: Credit card loans1.5946%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2078%3,126
Percentage Net Loans Charged-off: Total real estate loans0.1051%257
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0026%403
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.5829%41
Percentage Net Loans Charged-off: Home equity loans0.1499%179
All other 1-4 family - Percent of loans charged-off, net0.6232%39
Percentage Net Loans Charged-off: Commercial and industrial0.4412%424
Percentage Net Loans Charged-off: Loans to individuals1.0886%400
Percentage Net Loans Charged-off: Credit card loans2.2761%490
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0337%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3791%1,974
Percentage Net Loans Charged-off: Total real estate loans0.0305%596
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0697%296
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%1,337
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0128%1,330
Percentage Net Loans Charged-off: Commercial and industrial2.0245%80
Percentage Net Loans Charged-off: Loans to individuals1.0194%481
Percentage Net Loans Charged-off: Credit card loans3.3423%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7836%848
Percentage Net Loans Charged-off: Total real estate loans0.0825%405
Percentage Net Loans Charged-off:Construction & development0.4269%81
Percentage Net Loans Charged-off: Commercial real estate-0.0200%1,195
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0263%702
Percentage Net Loans Charged-off: Home equity loans-0.0456%1,266
All other 1-4 family - Percent of loans charged-off, net0.0364%590
Percentage Net Loans Charged-off: Commercial and industrial4.6704%24
Percentage Net Loans Charged-off: Loans to individuals0.3822%997
Percentage Net Loans Charged-off: Credit card loans2.5807%543
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1513%4,830
Percentage Net Loans Charged-off: Total real estate loans0.2978%176
Percentage Net Loans Charged-off:Construction & development1.4229%60
Percentage Net Loans Charged-off: Commercial real estate-0.0258%1,239
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1698%239
Percentage Net Loans Charged-off: Home equity loans1.0944%32
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-1.0385%1,425
Percentage Net Loans Charged-off: Loans to individuals1.3107%378
Percentage Net Loans Charged-off: Credit card loans2.6512%486
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8593%823
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3329%2,733
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3379%3,838
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3814%5,237
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA