Home > R-G Premier Bank of Puerto Rico > Income and Expense
R-G Premier Bank of Puerto Rico, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $73,090,000 | 145 |
| Total interest expense | $37,769,000 | 81 |
| Net interest income | $35,321,000 | 186 |
| Provision for loan and lease losses | $128,168,000 | 42 |
| Total noninterest income | $11,003,000 | 220 |
| Gross Fiduciary activities income | $10,000 | 980 |
| Service charges on deposit accounts | $1,657,000 | 248 |
| Trading account gains and fees | $1,766,000 | 48 |
| Additional Noninterest Income | $7,570,000 | 212 |
| Total noninterest expense | $37,174,000 | 161 |
| Salaries and employee benefits | $11,162,000 | 207 |
| Premises and equipment expense | $6,603,000 | 113 |
| Additional noninterest expense | $19,409,000 | 140 |
| Pre-tax net operating income | $-119,018,000 | 7,933 |
| Securities gains (losses) | $2,203,000 | 76 |
| Applicable income taxes | $1,680,000 | 260 |
| Income before extraordinary items | $-118,495,000 | 7,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-118,495,000 | 7,928 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-118,495,000 | 7,928 |
| Net charge-offs | $157,560,000 | 36 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-120,698,000 | 7,927 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $339,095,000 | 134 |
| Total interest expense | $185,469,000 | 82 |
| Net interest income | $153,626,000 | 168 |
| Provision for loan and lease losses | $85,173,000 | 167 |
| Total noninterest income | $55,761,000 | 188 |
| Gross Fiduciary activities income | $235,000 | 717 |
| Service charges on deposit accounts | $6,557,000 | 267 |
| Trading account gains and fees | $3,655,000 | 66 |
| Additional Noninterest Income | $45,314,000 | 167 |
| Total noninterest expense | $205,559,000 | 130 |
| Salaries and employee benefits | $44,520,000 | 206 |
| Premises and equipment expense | $28,216,000 | 105 |
| Additional noninterest expense | $132,823,000 | 107 |
| Pre-tax net operating income | $-81,345,000 | 7,915 |
| Securities gains (losses) | $18,161,000 | 46 |
| Applicable income taxes | $8,127,000 | 186 |
| Income before extraordinary items | $-71,311,000 | 7,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-71,311,000 | 7,910 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-71,311,000 | 7,910 |
| Net charge-offs | $113,345,000 | 113 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-89,472,000 | 7,925 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $258,670,000 | 139 |
| Total interest expense | $143,476,000 | 88 |
| Net interest income | $115,194,000 | 175 |
| Provision for loan and lease losses | $42,634,000 | 230 |
| Total noninterest income | $44,685,000 | 173 |
| Gross Fiduciary activities income | $216,000 | 677 |
| Service charges on deposit accounts | $4,994,000 | 261 |
| Trading account gains and fees | $880,000 | 97 |
| Additional Noninterest Income | $38,595,000 | 155 |
| Total noninterest expense | $174,816,000 | 124 |
| Salaries and employee benefits | $34,320,000 | 206 |
| Premises and equipment expense | $21,242,000 | 108 |
| Additional noninterest expense | $119,254,000 | 95 |
| Pre-tax net operating income | $-57,571,000 | 7,993 |
| Securities gains (losses) | $14,922,000 | 48 |
| Applicable income taxes | $5,014,000 | 227 |
| Income before extraordinary items | $-47,663,000 | 7,983 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-47,663,000 | 7,982 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-47,663,000 | 7,982 |
| Net charge-offs | $75,994,000 | 124 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-62,585,000 | 8,008 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $177,167,000 | 142 |
| Total interest expense | $98,165,000 | 93 |
| Net interest income | $79,002,000 | 178 |
| Provision for loan and lease losses | $31,391,000 | 218 |
| Total noninterest income | $34,739,000 | 156 |
| Gross Fiduciary activities income | $161,000 | 651 |
| Service charges on deposit accounts | $3,334,000 | 263 |
| Trading account gains and fees | $-1,006,000 | 8,184 |
| Additional Noninterest Income | $32,250,000 | 133 |
| Total noninterest expense | $131,306,000 | 120 |
| Salaries and employee benefits | $22,435,000 | 219 |
| Premises and equipment expense | $13,875,000 | 119 |
| Additional noninterest expense | $94,996,000 | 87 |
| Pre-tax net operating income | $-48,956,000 | 8,100 |
| Securities gains (losses) | $14,560,000 | 44 |
| Applicable income taxes | $5,059,000 | 171 |
| Income before extraordinary items | $-39,455,000 | 8,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-39,455,000 | 8,095 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-39,455,000 | 8,096 |
| Net charge-offs | $69,842,000 | 100 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-54,015,000 | 8,109 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $89,862,000 | 143 |
| Total interest expense | $50,506,000 | 96 |
| Net interest income | $39,356,000 | 174 |
| Provision for loan and lease losses | $12,707,000 | 222 |
| Total noninterest income | $27,255,000 | 121 |
| Gross Fiduciary activities income | $87,000 | 631 |
| Service charges on deposit accounts | $1,701,000 | 257 |
| Trading account gains and fees | $-648,000 | 8,230 |
| Additional Noninterest Income | $26,115,000 | 105 |
| Total noninterest expense | $35,103,000 | 185 |
| Salaries and employee benefits | $9,855,000 | 252 |
| Premises and equipment expense | $6,531,000 | 129 |
| Additional noninterest expense | $18,717,000 | 159 |
| Pre-tax net operating income | $18,801,000 | 100 |
| Securities gains (losses) | $8,628,000 | 36 |
| Applicable income taxes | $2,987,000 | 155 |
| Income before extraordinary items | $24,442,000 | 73 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,442,000 | 73 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,442,000 | 73 |
| Net charge-offs | $7,451,000 | 241 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $16,763,080 | 87 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $410,588,000 | 133 |
| Total interest expense | $253,096,000 | 96 |
| Net interest income | $157,492,000 | 173 |
| Provision for loan and lease losses | $99,203,000 | 116 |
| Total noninterest income | $38,132,000 | 230 |
| Gross Fiduciary activities income | $533,000 | 559 |
| Service charges on deposit accounts | $7,712,000 | 238 |
| Trading account gains and fees | $8,162,000 | 44 |
| Additional Noninterest Income | $21,725,000 | 238 |
| Total noninterest expense | $140,601,000 | 187 |
| Salaries and employee benefits | $37,587,000 | 259 |
| Premises and equipment expense | $25,493,000 | 121 |
| Additional noninterest expense | $77,521,000 | 166 |
| Pre-tax net operating income | $-44,180,000 | 8,190 |
| Securities gains (losses) | $-4,045,000 | 8,046 |
| Applicable income taxes | $65,895,000 | 53 |
| Income before extraordinary items | $-114,120,000 | 8,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-114,120,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,058,000 | 191 |
| Cash dividends | $4,499,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-110,075,000 | 8,240 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $312,385,000 | 135 |
| Total interest expense | $196,638,000 | 100 |
| Net interest income | $115,747,000 | 181 |
| Provision for loan and lease losses | $52,833,000 | 130 |
| Total noninterest income | $23,991,000 | 265 |
| Gross Fiduciary activities income | $411,000 | 561 |
| Service charges on deposit accounts | $5,739,000 | 250 |
| Trading account gains and fees | $165,000 | 96 |
| Additional Noninterest Income | $17,676,000 | 236 |
| Total noninterest expense | $104,716,000 | 180 |
| Salaries and employee benefits | $30,170,000 | 249 |
| Premises and equipment expense | $19,225,000 | 126 |
| Additional noninterest expense | $55,321,000 | 156 |
| Pre-tax net operating income | $-17,811,000 | 8,271 |
| Securities gains (losses) | $-323,000 | 7,680 |
| Applicable income taxes | $-9,408,000 | 8,308 |
| Income before extraordinary items | $-8,726,000 | 8,205 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,726,000 | 8,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,962,000 | 201 |
| Cash dividends | $4,498,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,519,280 | 8,227 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $212,012,000 | 135 |
| Total interest expense | $136,305,000 | 103 |
| Net interest income | $75,707,000 | 186 |
| Provision for loan and lease losses | $36,034,000 | 117 |
| Total noninterest income | $14,935,000 | 288 |
| Gross Fiduciary activities income | $285,000 | 562 |
| Service charges on deposit accounts | $3,853,000 | 242 |
| Trading account gains and fees | $-1,312,000 | 8,413 |
| Additional Noninterest Income | $12,109,000 | 243 |
| Total noninterest expense | $69,824,000 | 174 |
| Salaries and employee benefits | $20,011,000 | 251 |
| Premises and equipment expense | $12,966,000 | 125 |
| Additional noninterest expense | $36,847,000 | 153 |
| Pre-tax net operating income | $-15,216,000 | 8,379 |
| Securities gains (losses) | $-606,000 | 8,353 |
| Applicable income taxes | $-8,410,000 | 8,395 |
| Income before extraordinary items | $-7,412,000 | 8,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,412,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,724,000 | 210 |
| Cash dividends | $4,498,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,024,160 | 8,344 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $109,472,000 | 133 |
| Total interest expense | $72,037,000 | 105 |
| Net interest income | $37,435,000 | 187 |
| Provision for loan and lease losses | $24,323,000 | 104 |
| Total noninterest income | $11,523,000 | 214 |
| Gross Fiduciary activities income | $155,000 | 549 |
| Service charges on deposit accounts | $1,939,000 | 239 |
| Trading account gains and fees | $1,509,000 | 53 |
| Additional Noninterest Income | $7,920,000 | 201 |
| Total noninterest expense | $34,611,000 | 173 |
| Salaries and employee benefits | $9,934,000 | 257 |
| Premises and equipment expense | $6,474,000 | 127 |
| Additional noninterest expense | $18,203,000 | 149 |
| Pre-tax net operating income | $-9,976,000 | 8,451 |
| Securities gains (losses) | $-606,000 | 8,456 |
| Applicable income taxes | $-5,423,000 | 8,457 |
| Income before extraordinary items | $-5,159,000 | 8,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,159,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,502,000 | 176 |
| Cash dividends | $4,064,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-4,771,160 | 8,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $486,416,000 | 129 |
| Total interest expense | $331,893,000 | 101 |
| Net interest income | $154,523,000 | 173 |
| Provision for loan and lease losses | $53,518,000 | 90 |
| Total noninterest income | $22,299,000 | 348 |
| Gross Fiduciary activities income | $692,000 | 514 |
| Service charges on deposit accounts | $7,768,000 | 240 |
| Trading account gains and fees | $2,060,000 | 61 |
| Additional Noninterest Income | $11,779,000 | 369 |
| Total noninterest expense | $152,053,000 | 158 |
| Salaries and employee benefits | $39,679,000 | 250 |
| Premises and equipment expense | $26,284,000 | 117 |
| Additional noninterest expense | $86,090,000 | 127 |
| Pre-tax net operating income | $-28,749,000 | 8,512 |
| Securities gains (losses) | $51,000 | 784 |
| Applicable income taxes | $-24,974,000 | 8,521 |
| Income before extraordinary items | $-3,724,000 | 8,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,724,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,470,000 | 147 |
| Cash dividends | $36,255,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,103 |
| Net operating income | $-3,756,640 | 8,420 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $359,505,000 | 131 |
| Total interest expense | $241,346,000 | 103 |
| Net interest income | $118,159,000 | 174 |
| Provision for loan and lease losses | $8,900,000 | 170 |
| Total noninterest income | $18,311,000 | 337 |
| Gross Fiduciary activities income | $519,000 | 519 |
| Service charges on deposit accounts | $5,755,000 | 235 |
| Trading account gains and fees | $-826,000 | 8,539 |
| Additional Noninterest Income | $12,863,000 | 287 |
| Total noninterest expense | $103,607,000 | 167 |
| Salaries and employee benefits | $31,911,000 | 236 |
| Premises and equipment expense | $18,546,000 | 125 |
| Additional noninterest expense | $53,150,000 | 136 |
| Pre-tax net operating income | $23,963,000 | 358 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,059,000 | 689 |
| Income before extraordinary items | $20,904,000 | 304 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,904,000 | 302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,335,000 | 130 |
| Cash dividends | $32,190,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $20,904,000 | 303 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $237,916,000 | 145 |
| Total interest expense | $157,994,000 | 113 |
| Net interest income | $79,922,000 | 188 |
| Provision for loan and lease losses | $7,100,000 | 139 |
| Total noninterest income | $5,649,000 | 583 |
| Gross Fiduciary activities income | $382,000 | 496 |
| Service charges on deposit accounts | $4,021,000 | 226 |
| Trading account gains and fees | $-155,000 | 8,586 |
| Additional Noninterest Income | $1,401,000 | 1,102 |
| Total noninterest expense | $65,993,000 | 186 |
| Salaries and employee benefits | $20,406,000 | 257 |
| Premises and equipment expense | $11,877,000 | 139 |
| Additional noninterest expense | $33,710,000 | 149 |
| Pre-tax net operating income | $12,478,000 | 456 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-2,144,000 | 8,599 |
| Income before extraordinary items | $14,622,000 | 307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,622,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,399,000 | 131 |
| Cash dividends | $8,128,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $14,622,000 | 305 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $118,437,000 | 143 |
| Total interest expense | $77,748,000 | 113 |
| Net interest income | $40,689,000 | 181 |
| Provision for loan and lease losses | $3,900,000 | 112 |
| Total noninterest income | $1,284,000 | 1,075 |
| Gross Fiduciary activities income | $197,000 | 484 |
| Service charges on deposit accounts | $1,969,000 | 221 |
| Trading account gains and fees | $-622,000 | 8,641 |
| Additional Noninterest Income | $-260,000 | 8,646 |
| Total noninterest expense | $31,268,000 | 189 |
| Salaries and employee benefits | $10,208,000 | 258 |
| Premises and equipment expense | $6,036,000 | 136 |
| Additional noninterest expense | $15,024,000 | 157 |
| Pre-tax net operating income | $6,805,000 | 432 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-796,000 | 8,626 |
| Income before extraordinary items | $7,601,000 | 309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,601,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,827,000 | 124 |
| Cash dividends | $4,063,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,601,000 | 305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $526,467,000 | 124 |
| Total interest expense | $359,801,000 | 91 |
| Net interest income | $166,666,000 | 177 |
| Provision for loan and lease losses | $19,411,000 | 91 |
| Total noninterest income | $20,628,000 | 367 |
| Gross Fiduciary activities income | $752,000 | 479 |
| Service charges on deposit accounts | $7,640,000 | 229 |
| Trading account gains and fees | $603,000 | 80 |
| Additional Noninterest Income | $11,633,000 | 376 |
| Total noninterest expense | $138,978,000 | 168 |
| Salaries and employee benefits | $39,451,000 | 251 |
| Premises and equipment expense | $22,893,000 | 133 |
| Additional noninterest expense | $76,634,000 | 136 |
| Pre-tax net operating income | $28,905,000 | 423 |
| Securities gains (losses) | $8,608,000 | 49 |
| Applicable income taxes | $5,117,000 | 626 |
| Income before extraordinary items | $32,396,000 | 292 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $32,396,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,589,000 | 146 |
| Cash dividends | $17,644,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $24,993,120 | 350 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $343,045,000 | 143 |
| Total interest expense | $214,882,000 | 112 |
| Net interest income | $128,163,000 | 181 |
| Provision for loan and lease losses | $11,700,000 | 106 |
| Total noninterest income | $7,758,000 | 609 |
| Gross Fiduciary activities income | $572,000 | 476 |
| Service charges on deposit accounts | $5,821,000 | 228 |
| Trading account gains and fees | $708,000 | 75 |
| Additional Noninterest Income | $657,000 | 2,420 |
| Total noninterest expense | $95,917,000 | 187 |
| Salaries and employee benefits | $32,395,000 | 236 |
| Premises and equipment expense | $18,199,000 | 135 |
| Additional noninterest expense | $45,323,000 | 164 |
| Pre-tax net operating income | $28,304,000 | 351 |
| Securities gains (losses) | $4,545,000 | 59 |
| Applicable income taxes | $1,939,000 | 1,119 |
| Income before extraordinary items | $30,910,000 | 250 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $30,910,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,905,000 | 157 |
| Cash dividends | $13,579,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,637,700 | 285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $222,007,000 | 148 |
| Total interest expense | $135,120,000 | 115 |
| Net interest income | $86,887,000 | 181 |
| Provision for loan and lease losses | $7,800,000 | 102 |
| Total noninterest income | $6,335,000 | 533 |
| Gross Fiduciary activities income | $385,000 | 481 |
| Service charges on deposit accounts | $3,944,000 | 225 |
| Trading account gains and fees | $2,487,000 | 52 |
| Additional Noninterest Income | $-481,000 | 8,784 |
| Total noninterest expense | $64,238,000 | 193 |
| Salaries and employee benefits | $21,762,000 | 241 |
| Premises and equipment expense | $12,091,000 | 138 |
| Additional noninterest expense | $30,385,000 | 165 |
| Pre-tax net operating income | $21,184,000 | 330 |
| Securities gains (losses) | $4,545,000 | 54 |
| Applicable income taxes | $1,841,000 | 848 |
| Income before extraordinary items | $23,888,000 | 230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $23,888,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,443,000 | 188 |
| Cash dividends | $9,516,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,661,150 | 256 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $110,570,000 | 142 |
| Total interest expense | $64,901,000 | 115 |
| Net interest income | $45,669,000 | 173 |
| Provision for loan and lease losses | $3,900,000 | 100 |
| Total noninterest income | $2,864,000 | 559 |
| Gross Fiduciary activities income | $191,000 | 491 |
| Service charges on deposit accounts | $1,965,000 | 221 |
| Trading account gains and fees | $1,727,000 | 46 |
| Additional Noninterest Income | $-1,019,000 | 8,797 |
| Total noninterest expense | $28,117,000 | 212 |
| Salaries and employee benefits | $11,535,000 | 230 |
| Premises and equipment expense | $6,154,000 | 134 |
| Additional noninterest expense | $10,428,000 | 204 |
| Pre-tax net operating income | $16,516,000 | 233 |
| Securities gains (losses) | $4,548,000 | 27 |
| Applicable income taxes | $4,297,000 | 279 |
| Income before extraordinary items | $16,767,000 | 180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,767,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,103,000 | 204 |
| Cash dividends | $5,452,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $13,128,600 | 206 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $532,918,000 | 103 |
| Total interest expense | $322,223,000 | 84 |
| Net interest income | $210,695,000 | 151 |
| Provision for loan and lease losses | $23,256,000 | 89 |
| Total noninterest income | $51,900,000 | 214 |
| Gross Fiduciary activities income | $647,000 | 513 |
| Service charges on deposit accounts | $6,784,000 | 257 |
| Trading account gains and fees | $27,812,000 | 23 |
| Additional Noninterest Income | $16,657,000 | 316 |
| Total noninterest expense | $141,590,000 | 174 |
| Salaries and employee benefits | $35,827,000 | 267 |
| Premises and equipment expense | $21,463,000 | 151 |
| Additional noninterest expense | $84,300,000 | 133 |
| Pre-tax net operating income | $97,749,000 | 179 |
| Securities gains (losses) | $9,938,000 | 57 |
| Applicable income taxes | $10,810,000 | 377 |
| Income before extraordinary items | $96,877,000 | 143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $96,877,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,483,000 | 130 |
| Cash dividends | $35,753,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $87,932,800 | 151 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $312,225,000 | 132 |
| Total interest expense | $165,731,000 | 103 |
| Net interest income | $146,494,000 | 161 |
| Provision for loan and lease losses | $11,700,000 | 104 |
| Total noninterest income | $28,620,000 | 253 |
| Gross Fiduciary activities income | $111,000 | 861 |
| Service charges on deposit accounts | $5,026,000 | 254 |
| Trading account gains and fees | $-12,837,000 | 8,854 |
| Additional Noninterest Income | $36,320,000 | 174 |
| Total noninterest expense | $78,278,000 | 218 |
| Salaries and employee benefits | $30,691,000 | 236 |
| Premises and equipment expense | $16,423,000 | 151 |
| Additional noninterest expense | $31,164,000 | 208 |
| Pre-tax net operating income | $85,136,000 | 165 |
| Securities gains (losses) | $16,993,000 | 30 |
| Applicable income taxes | $13,273,000 | 271 |
| Income before extraordinary items | $88,856,000 | 125 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $88,856,000 | 126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,975,000 | 127 |
| Cash dividends | $21,633,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $74,072,090 | 138 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $205,475,000 | 128 |
| Total interest expense | $105,075,000 | 102 |
| Net interest income | $100,400,000 | 156 |
| Provision for loan and lease losses | $7,800,000 | 98 |
| Total noninterest income | $24,291,000 | 221 |
| Gross Fiduciary activities income | $50,000 | 938 |
| Service charges on deposit accounts | $3,267,000 | 253 |
| Trading account gains and fees | $-11,733,000 | 8,865 |
| Additional Noninterest Income | $32,707,000 | 148 |
| Total noninterest expense | $51,063,000 | 217 |
| Salaries and employee benefits | $20,286,000 | 235 |
| Premises and equipment expense | $10,778,000 | 148 |
| Additional noninterest expense | $19,999,000 | 214 |
| Pre-tax net operating income | $65,828,000 | 150 |
| Securities gains (losses) | $7,092,000 | 53 |
| Applicable income taxes | $4,933,000 | 407 |
| Income before extraordinary items | $67,987,000 | 116 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $67,987,000 | 118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,560,000 | 108 |
| Cash dividends | $14,854,000 | 155 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $61,391,440 | 118 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $100,879,000 | 128 |
| Total interest expense | $50,251,000 | 103 |
| Net interest income | $50,628,000 | 153 |
| Provision for loan and lease losses | $3,900,000 | 95 |
| Total noninterest income | $15,893,000 | 196 |
| Gross Fiduciary activities income | $19,000 | 990 |
| Service charges on deposit accounts | $1,559,000 | 251 |
| Trading account gains and fees | $-10,700,000 | 8,928 |
| Additional Noninterest Income | $25,015,000 | 117 |
| Total noninterest expense | $24,578,000 | 224 |
| Salaries and employee benefits | $9,478,000 | 257 |
| Premises and equipment expense | $5,408,000 | 150 |
| Additional noninterest expense | $9,692,000 | 216 |
| Pre-tax net operating income | $38,043,000 | 137 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,924,000 | 8,923 |
| Income before extraordinary items | $39,967,000 | 108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,967,000 | 108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,200,000 | 114 |
| Cash dividends | $7,058,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $39,967,000 | 104 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $403,212,000 | 122 |
| Total interest expense | $196,481,000 | 90 |
| Net interest income | $206,731,000 | 149 |
| Provision for loan and lease losses | $19,605,000 | 102 |
| Total noninterest income | $9,025,000 | 664 |
| Gross Fiduciary activities income | $518,000 | 566 |
| Service charges on deposit accounts | $6,101,000 | 280 |
| Trading account gains and fees | $-3,885,000 | 8,968 |
| Additional Noninterest Income | $6,291,000 | 556 |
| Total noninterest expense | $104,608,000 | 215 |
| Salaries and employee benefits | $32,560,000 | 287 |
| Premises and equipment expense | $17,708,000 | 164 |
| Additional noninterest expense | $54,340,000 | 185 |
| Pre-tax net operating income | $91,543,000 | 173 |
| Securities gains (losses) | $6,214,000 | 95 |
| Applicable income taxes | $17,036,000 | 257 |
| Income before extraordinary items | $80,721,000 | 150 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $80,721,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,620,000 | 160 |
| Cash dividends | $26,286,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $75,563,380 | 151 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $258,258,000 | 139 |
| Total interest expense | $121,772,000 | 103 |
| Net interest income | $136,486,000 | 166 |
| Provision for loan and lease losses | $12,250,000 | 117 |
| Total noninterest income | $41,502,000 | 213 |
| Gross Fiduciary activities income | $80,000 | 922 |
| Service charges on deposit accounts | $4,470,000 | 294 |
| Trading account gains and fees | $-7,829,000 | 9,017 |
| Additional Noninterest Income | $44,781,000 | 160 |
| Total noninterest expense | $61,586,000 | 256 |
| Salaries and employee benefits | $23,959,000 | 297 |
| Premises and equipment expense | $12,633,000 | 177 |
| Additional noninterest expense | $24,994,000 | 246 |
| Pre-tax net operating income | $104,152,000 | 131 |
| Securities gains (losses) | $1,389,000 | 206 |
| Applicable income taxes | $18,127,000 | 201 |
| Income before extraordinary items | $87,414,000 | 124 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $87,414,000 | 125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,348,000 | 183 |
| Cash dividends | $19,436,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $86,261,130 | 120 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $166,952,000 | 144 |
| Total interest expense | $79,318,000 | 108 |
| Net interest income | $87,634,000 | 166 |
| Provision for loan and lease losses | $8,500,000 | 120 |
| Total noninterest income | $30,268,000 | 200 |
| Gross Fiduciary activities income | $63,000 | 897 |
| Service charges on deposit accounts | $2,973,000 | 289 |
| Trading account gains and fees | $1,252,000 | 59 |
| Additional Noninterest Income | $25,980,000 | 177 |
| Total noninterest expense | $39,565,000 | 264 |
| Salaries and employee benefits | $15,862,000 | 294 |
| Premises and equipment expense | $8,900,000 | 167 |
| Additional noninterest expense | $14,803,000 | 252 |
| Pre-tax net operating income | $69,837,000 | 132 |
| Securities gains (losses) | $-1,506,000 | 9,046 |
| Applicable income taxes | $13,940,000 | 183 |
| Income before extraordinary items | $54,391,000 | 129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,391,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,096,000 | 203 |
| Cash dividends | $12,780,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $55,595,800 | 124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $82,560,000 | 141 |
| Total interest expense | $38,723,000 | 108 |
| Net interest income | $43,837,000 | 166 |
| Provision for loan and lease losses | $4,750,000 | 116 |
| Total noninterest income | $13,188,000 | 212 |
| Gross Fiduciary activities income | $13,000 | 1,062 |
| Service charges on deposit accounts | $1,597,000 | 267 |
| Trading account gains and fees | $-465,000 | 9,098 |
| Additional Noninterest Income | $12,043,000 | 179 |
| Total noninterest expense | $19,027,000 | 269 |
| Salaries and employee benefits | $7,215,000 | 324 |
| Premises and equipment expense | $4,239,000 | 178 |
| Additional noninterest expense | $7,573,000 | 251 |
| Pre-tax net operating income | $33,248,000 | 134 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,679,000 | 187 |
| Income before extraordinary items | $26,569,000 | 130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,569,000 | 131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,472,000 | 213 |
| Cash dividends | $6,320,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $26,569,000 | 122 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $326,601,000 | 140 |
| Total interest expense | $160,532,000 | 110 |
| Net interest income | $166,069,000 | 166 |
| Provision for loan and lease losses | $9,614,000 | 202 |
| Total noninterest income | $7,880,000 | 789 |
| Gross Fiduciary activities income | $466,000 | 586 |
| Service charges on deposit accounts | $4,427,000 | 390 |
| Trading account gains and fees | $-2,668,000 | 9,171 |
| Additional Noninterest Income | $5,655,000 | 699 |
| Total noninterest expense | $89,765,000 | 239 |
| Salaries and employee benefits | $28,101,000 | 326 |
| Premises and equipment expense | $15,924,000 | 178 |
| Additional noninterest expense | $45,740,000 | 208 |
| Pre-tax net operating income | $74,570,000 | 185 |
| Securities gains (losses) | $1,304,000 | 391 |
| Applicable income taxes | $10,554,000 | 351 |
| Income before extraordinary items | $65,320,000 | 160 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $65,320,000 | 161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,816,000 | 206 |
| Cash dividends | $59,706,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $75,000,000 | 19 |
| Net operating income | $64,198,560 | 151 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $220,603,000 | 151 |
| Total interest expense | $112,331,000 | 116 |
| Net interest income | $108,272,000 | 189 |
| Provision for loan and lease losses | $11,250,000 | 161 |
| Total noninterest income | $18,208,000 | 368 |
| Gross Fiduciary activities income | $55,000 | 1,019 |
| Service charges on deposit accounts | $3,225,000 | 407 |
| Trading account gains and fees | $-682,000 | 9,224 |
| Additional Noninterest Income | $15,610,000 | 303 |
| Total noninterest expense | $50,989,000 | 301 |
| Salaries and employee benefits | $18,684,000 | 372 |
| Premises and equipment expense | $12,245,000 | 178 |
| Additional noninterest expense | $20,060,000 | 277 |
| Pre-tax net operating income | $64,241,000 | 175 |
| Securities gains (losses) | $495,000 | 690 |
| Applicable income taxes | $11,321,000 | 286 |
| Income before extraordinary items | $53,415,000 | 161 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $53,415,000 | 161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,576,000 | 196 |
| Cash dividends | $13,645,000 | 254 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $53,004,150 | 149 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $144,060,000 | 155 |
| Total interest expense | $74,321,000 | 119 |
| Net interest income | $69,739,000 | 196 |
| Provision for loan and lease losses | $7,500,000 | 161 |
| Total noninterest income | $11,787,000 | 376 |
| Gross Fiduciary activities income | $44,000 | 989 |
| Service charges on deposit accounts | $2,093,000 | 415 |
| Trading account gains and fees | $-761,000 | 9,254 |
| Additional Noninterest Income | $10,411,000 | 306 |
| Total noninterest expense | $32,921,000 | 309 |
| Salaries and employee benefits | $12,124,000 | 385 |
| Premises and equipment expense | $7,957,000 | 183 |
| Additional noninterest expense | $12,840,000 | 283 |
| Pre-tax net operating income | $41,105,000 | 176 |
| Securities gains (losses) | $495,000 | 577 |
| Applicable income taxes | $6,953,000 | 310 |
| Income before extraordinary items | $34,647,000 | 164 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $34,647,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,197,000 | 212 |
| Cash dividends | $9,001,000 | 227 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $34,236,150 | 152 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $69,838,000 | 161 |
| Total interest expense | $36,411,000 | 119 |
| Net interest income | $33,427,000 | 202 |
| Provision for loan and lease losses | $3,750,000 | 165 |
| Total noninterest income | $5,465,000 | 396 |
| Gross Fiduciary activities income | $20,000 | 1,017 |
| Service charges on deposit accounts | $1,019,000 | 410 |
| Trading account gains and fees | $-278,000 | 9,296 |
| Additional Noninterest Income | $4,704,000 | 331 |
| Total noninterest expense | $15,698,000 | 321 |
| Salaries and employee benefits | $6,439,000 | 360 |
| Premises and equipment expense | $3,780,000 | 197 |
| Additional noninterest expense | $5,479,000 | 315 |
| Pre-tax net operating income | $19,444,000 | 179 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,642,000 | 262 |
| Income before extraordinary items | $14,802,000 | 180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,802,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,233,000 | 198 |
| Cash dividends | $4,437,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,802,000 | 163 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $287,824,000 | 163 |
| Total interest expense | $156,992,000 | 127 |
| Net interest income | $130,832,000 | 203 |
| Provision for loan and lease losses | $15,967,000 | 187 |
| Total noninterest income | $14,182,000 | 502 |
| Gross Fiduciary activities income | $498,000 | 571 |
| Service charges on deposit accounts | $3,566,000 | 463 |
| Trading account gains and fees | $-5,264,000 | 9,344 |
| Additional Noninterest Income | $15,382,000 | 344 |
| Total noninterest expense | $71,257,000 | 277 |
| Salaries and employee benefits | $22,342,000 | 389 |
| Premises and equipment expense | $13,524,000 | 211 |
| Additional noninterest expense | $35,391,000 | 245 |
| Pre-tax net operating income | $57,790,000 | 226 |
| Securities gains (losses) | $1,474,000 | 332 |
| Applicable income taxes | $5,784,000 | 524 |
| Income before extraordinary items | $53,480,000 | 188 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $53,480,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,005,000 | 232 |
| Cash dividends | $15,454,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $52,153,400 | 178 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $231,671,000 | 215 |
| Total interest expense | $147,814,000 | 173 |
| Net interest income | $83,857,000 | 284 |
| Provision for loan and lease losses | $10,550,000 | 225 |
| Total noninterest income | $36,164,000 | 269 |
| Gross Fiduciary activities income | $66,000 | 1,081 |
| Service charges on deposit accounts | $3,230,000 | 467 |
| Trading account gains and fees | $730,000 | 77 |
| Additional Noninterest Income | $32,138,000 | 232 |
| Total noninterest expense | $56,650,000 | 330 |
| Salaries and employee benefits | $23,194,000 | 342 |
| Premises and equipment expense | $12,685,000 | 206 |
| Additional noninterest expense | $20,771,000 | 347 |
| Pre-tax net operating income | $52,821,000 | 219 |
| Securities gains (losses) | $3,286,000 | 180 |
| Applicable income taxes | $14,314,000 | 258 |
| Income before extraordinary items | $41,793,000 | 208 |
| Extraordinary gains, net | $-323,000 | 9,550 |
| Net income | $41,470,000 | 209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,032,000 | 273 |
| Cash dividends | $9,511,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $39,361,360 | 204 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $201,281,000 | 243 |
| Total interest expense | $138,802,000 | 206 |
| Net interest income | $62,479,000 | 347 |
| Provision for loan and lease losses | $5,751,000 | 292 |
| Total noninterest income | $21,879,000 | 355 |
| Gross Fiduciary activities income | $347,000 | 688 |
| Service charges on deposit accounts | $3,229,000 | 420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,303,000 | 308 |
| Total noninterest expense | $46,188,000 | 366 |
| Salaries and employee benefits | $18,138,000 | 414 |
| Premises and equipment expense | $10,213,000 | 252 |
| Additional noninterest expense | $17,837,000 | 385 |
| Pre-tax net operating income | $32,419,000 | 316 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,415,000 | 349 |
| Income before extraordinary items | $23,004,000 | 301 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $23,004,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,122,000 | 361 |
| Cash dividends | $6,498,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $2,402,000 | 326 |
| Net operating income | $23,004,000 | 296 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $132,844,000 | 327 |
| Total interest expense | $82,309,000 | 260 |
| Net interest income | $50,535,000 | 419 |
| Provision for loan and lease losses | $4,525,000 | 322 |
| Total noninterest income | $13,346,000 | 516 |
| Gross Fiduciary activities income | $376,000 | 719 |
| Service charges on deposit accounts | $2,989,000 | 459 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,981,000 | 445 |
| Total noninterest expense | $37,285,000 | 457 |
| Salaries and employee benefits | $14,716,000 | 513 |
| Premises and equipment expense | $8,671,000 | 292 |
| Additional noninterest expense | $13,898,000 | 470 |
| Pre-tax net operating income | $22,071,000 | 447 |
| Securities gains (losses) | $20,000 | 1,398 |
| Applicable income taxes | $6,637,000 | 495 |
| Income before extraordinary items | $15,454,000 | 440 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,454,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,610,000 | 324 |
| Cash dividends | $3,664,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $39,212,000 | 18 |
| Net operating income | $15,440,000 | 433 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $90,464,000 | 440 |
| Total interest expense | $52,665,000 | 373 |
| Net interest income | $37,799,000 | 503 |
| Provision for loan and lease losses | $6,600,000 | 264 |
| Total noninterest income | $14,891,000 | 457 |
| Gross Fiduciary activities income | $374,000 | 728 |
| Service charges on deposit accounts | $2,710,000 | 484 |
| Trading account gains and fees | $15,000 | 187 |
| Additional Noninterest Income | $11,792,000 | 402 |
| Total noninterest expense | $26,404,000 | 588 |
| Salaries and employee benefits | $9,972,000 | 691 |
| Premises and equipment expense | $6,762,000 | 342 |
| Additional noninterest expense | $9,670,000 | 606 |
| Pre-tax net operating income | $19,686,000 | 453 |
| Securities gains (losses) | $271,000 | 780 |
| Applicable income taxes | $6,631,000 | 464 |
| Income before extraordinary items | $13,326,000 | 456 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,326,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,680,000 | 336 |
| Cash dividends | $3,342,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $25,283,000 | 39 |
| Net operating income | $13,144,430 | 442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $76,011,000 | 497 |
| Total interest expense | $41,906,000 | 453 |
| Net interest income | $34,105,000 | 552 |
| Provision for loan and lease losses | $6,370,000 | 284 |
| Total noninterest income | $7,492,000 | 695 |
| Gross Fiduciary activities income | $371,000 | 756 |
| Service charges on deposit accounts | $1,841,000 | 691 |
| Trading account gains and fees | $-120,000 | 4,491 |
| Additional Noninterest Income | $5,400,000 | 588 |
| Total noninterest expense | $24,979,000 | 606 |
| Salaries and employee benefits | $9,817,000 | 698 |
| Premises and equipment expense | $5,358,000 | 407 |
| Additional noninterest expense | $9,804,000 | 599 |
| Pre-tax net operating income | $10,248,000 | 803 |
| Securities gains (losses) | $107,000 | 958 |
| Applicable income taxes | $2,810,000 | 984 |
| Income before extraordinary items | $7,545,000 | 746 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,545,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,965,000 | 282 |
| Cash dividends | $2,953,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,466,890 | 741 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $60,717,000 | 630 |
| Total interest expense | $33,815,000 | 556 |
| Net interest income | $26,902,000 | 705 |
| Provision for loan and lease losses | $4,742,000 | 342 |
| Total noninterest income | $5,709,000 | 871 |
| Gross Fiduciary activities income | $248,000 | 915 |
| Service charges on deposit accounts | $1,802,000 | 736 |
| Trading account gains and fees | $111,000 | 176 |
| Additional Noninterest Income | $3,548,000 | 801 |
| Total noninterest expense | $22,925,000 | 704 |
| Salaries and employee benefits | $7,774,000 | 879 |
| Premises and equipment expense | $4,636,000 | 494 |
| Additional noninterest expense | $10,515,000 | 647 |
| Pre-tax net operating income | $4,944,000 | 1,458 |
| Securities gains (losses) | $656,000 | 350 |
| Applicable income taxes | $1,601,000 | 1,507 |
| Income before extraordinary items | $3,999,000 | 1,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,999,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,385,000 | 368 |
| Cash dividends | $617,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $20,112,000 | 31 |
| Net operating income | $3,533,240 | 1,364 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,644,000 | 817 |
| Total interest expense | $25,608,000 | 720 |
| Net interest income | $20,036,000 | 927 |
| Provision for loan and lease losses | $450,000 | 1,710 |
| Total noninterest income | $5,630,000 | 884 |
| Gross Fiduciary activities income | $46,000 | 1,299 |
| Service charges on deposit accounts | $1,913,000 | 703 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,671,000 | 792 |
| Total noninterest expense | $15,374,000 | 990 |
| Salaries and employee benefits | $5,684,000 | 1,177 |
| Premises and equipment expense | $3,266,000 | 703 |
| Additional noninterest expense | $6,424,000 | 922 |
| Pre-tax net operating income | $9,842,000 | 841 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,576,000 | 789 |
| Income before extraordinary items | $6,266,000 | 880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,266,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,837 |
| Cash dividends | $348,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $10,011,000 | 50 |
| Net operating income | $6,266,000 | 870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,411,000 | 984 |
| Total interest expense | $16,175,000 | 855 |
| Net interest income | $16,236,000 | 1,133 |
| Provision for loan and lease losses | $-401,000 | 12,440 |
| Total noninterest income | $2,906,000 | 1,404 |
| Gross Fiduciary activities income | $30,000 | 1,384 |
| Service charges on deposit accounts | $980,000 | 1,368 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,896,000 | 1,169 |
| Total noninterest expense | $14,481,000 | 1,045 |
| Salaries and employee benefits | $3,979,000 | 1,685 |
| Premises and equipment expense | $2,592,000 | 850 |
| Additional noninterest expense | $7,910,000 | 830 |
| Pre-tax net operating income | $5,062,000 | 1,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,170,000 | 1,114 |
| Income before extraordinary items | $2,892,000 | 1,694 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,892,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-302,000 | 12,481 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 296 |
| Net operating income | $2,892,000 | 1,699 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,979,000 | 1,385 |
| Total interest expense | $10,776,000 | 1,258 |
| Net interest income | $12,203,000 | 1,485 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,605,000 | 1,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,605,000 | 1,059 |
| Total noninterest expense | $9,024,000 | 1,678 |
| Salaries and employee benefits | $3,361,000 | 1,978 |
| Premises and equipment expense | $1,572,000 | 1,356 |
| Additional noninterest expense | $4,091,000 | 1,489 |
| Pre-tax net operating income | $5,784,000 | 1,205 |
| Securities gains (losses) | $4,372,000 | 165 |
| Applicable income taxes | $4,075,000 | 637 |
| Income before extraordinary items | $6,081,000 | 860 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,081,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 13,132 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,251,000 | 429 |
| Net operating income | $3,282,920 | 1,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,003,000 | 2,081 |
| Total interest expense | $8,577,000 | 1,986 |
| Net interest income | $8,426,000 | 2,161 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $1,861,000 | 2,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,861,000 | 1,302 |
| Total noninterest expense | $5,500,000 | 2,626 |
| Salaries and employee benefits | $2,086,000 | 3,102 |
| Premises and equipment expense | $762,000 | 2,723 |
| Additional noninterest expense | $2,652,000 | 2,217 |
| Pre-tax net operating income | $4,352,000 | 1,461 |
| Securities gains (losses) | $2,707,000 | 330 |
| Applicable income taxes | $2,856,000 | 825 |
| Income before extraordinary items | $4,203,000 | 1,123 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,203,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,251,000 | 378 |
| Net operating income | $2,470,520 | 1,697 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.