Home > R-G Premier Bank of Puerto Rico > Net charge- offs to loans

R-G Premier Bank of Puerto Rico, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans11.9035%35
Percentage Net Loans Charged-off: Total real estate loans12.4539%27
Percentage Net Loans Charged-off:Construction & development61.3088%29
Percentage Net Loans Charged-off: Commercial real estate7.2289%87
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4020%1,732
Percentage Net Loans Charged-off: Home equity loans2.7991%292
All other 1-4 family - Percent of loans charged-off, net0.3883%1,686
Percentage Net Loans Charged-off: Commercial and industrial8.6971%293
Percentage Net Loans Charged-off: Loans to individuals7.1484%222
Percentage Net Loans Charged-off: Credit card loans10.8872%121
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7595%428
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0051%1,226
Percentage Net Loans Charged-off: Total real estate loans1.7493%1,194
Percentage Net Loans Charged-off:Construction & development6.6294%945
Percentage Net Loans Charged-off: Commercial real estate1.9802%578
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1743%3,402
Percentage Net Loans Charged-off: Home equity loans0.2675%1,516
All other 1-4 family - Percent of loans charged-off, net0.1737%3,252
Percentage Net Loans Charged-off: Commercial and industrial3.2191%1,254
Percentage Net Loans Charged-off: Loans to individuals7.2149%225
Percentage Net Loans Charged-off: Credit card loans10.1781%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6717%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7752%1,137
Percentage Net Loans Charged-off: Total real estate loans1.5403%1,089
Percentage Net Loans Charged-off:Construction & development5.8147%857
Percentage Net Loans Charged-off: Commercial real estate1.7509%488
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1532%3,120
Percentage Net Loans Charged-off: Home equity loans0.3384%1,195
All other 1-4 family - Percent of loans charged-off, net0.1518%2,973
Percentage Net Loans Charged-off: Commercial and industrial2.4053%1,318
Percentage Net Loans Charged-off: Loans to individuals6.8713%244
Percentage Net Loans Charged-off: Credit card loans9.5744%161
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6610%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4298%729
Percentage Net Loans Charged-off: Total real estate loans2.2505%665
Percentage Net Loans Charged-off:Construction & development8.6107%516
Percentage Net Loans Charged-off: Commercial real estate2.6472%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1594%2,675
Percentage Net Loans Charged-off: Home equity loans0.2183%1,072
All other 1-4 family - Percent of loans charged-off, net0.1589%2,495
Percentage Net Loans Charged-off: Commercial and industrial2.9944%945
Percentage Net Loans Charged-off: Loans to individuals6.6859%245
Percentage Net Loans Charged-off: Credit card loans9.1733%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6237%893
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5167%2,168
Percentage Net Loans Charged-off: Total real estate loans0.1565%2,583
Percentage Net Loans Charged-off:Construction & development0.0247%1,832
Percentage Net Loans Charged-off: Commercial real estate0.4185%733
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1256%2,120
Percentage Net Loans Charged-off: Home equity loans0.4249%618
All other 1-4 family - Percent of loans charged-off, net0.1231%1,948
Percentage Net Loans Charged-off: Commercial and industrial1.6494%1,096
Percentage Net Loans Charged-off: Loans to individuals6.9490%227
Percentage Net Loans Charged-off: Credit card loans9.5609%164
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7298%666
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5381%2,214
Percentage Net Loans Charged-off: Total real estate loans0.1101%3,590
Percentage Net Loans Charged-off:Construction & development0.0439%2,725
Percentage Net Loans Charged-off: Commercial real estate0.1108%1,710
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1349%2,568
Percentage Net Loans Charged-off: Home equity loans0.0499%1,298
All other 1-4 family - Percent of loans charged-off, net0.1356%2,421
Percentage Net Loans Charged-off: Commercial and industrial2.9301%703
Percentage Net Loans Charged-off: Loans to individuals5.6954%223
Percentage Net Loans Charged-off: Credit card loans8.9588%103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8652%830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3836%2,136
Percentage Net Loans Charged-off: Total real estate loans0.0968%2,962
Percentage Net Loans Charged-off:Construction & development0.0591%2,061
Percentage Net Loans Charged-off: Commercial real estate-0.0033%7,691
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1442%2,026
Percentage Net Loans Charged-off: Home equity loans0.0524%1,016
All other 1-4 family - Percent of loans charged-off, net0.1450%1,887
Percentage Net Loans Charged-off: Commercial and industrial0.6365%1,786
Percentage Net Loans Charged-off: Loans to individuals5.2708%197
Percentage Net Loans Charged-off: Credit card loans8.4670%102
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5125%877
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3185%2,041
Percentage Net Loans Charged-off: Total real estate loans0.0436%3,031
Percentage Net Loans Charged-off:Construction & development0.0903%1,484
Percentage Net Loans Charged-off: Commercial real estate-0.0033%7,740
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0445%2,363
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0449%2,162
Percentage Net Loans Charged-off: Commercial and industrial0.6512%1,417
Percentage Net Loans Charged-off: Loans to individuals4.7314%231
Percentage Net Loans Charged-off: Credit card loans7.8093%117
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4646%810
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3334%1,519
Percentage Net Loans Charged-off: Total real estate loans0.0499%2,118
Percentage Net Loans Charged-off:Construction & development0.1491%909
Percentage Net Loans Charged-off: Commercial real estate-0.0022%7,824
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0355%1,713
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0358%1,564
Percentage Net Loans Charged-off: Commercial and industrial1.0587%763
Percentage Net Loans Charged-off: Loans to individuals4.3307%278
Percentage Net Loans Charged-off: Credit card loans7.1047%136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3753%685
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2536%2,155
Percentage Net Loans Charged-off: Total real estate loans0.0586%2,690
Percentage Net Loans Charged-off:Construction & development0.0215%1,459
Percentage Net Loans Charged-off: Commercial real estate0.0338%1,372
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0800%2,087
Percentage Net Loans Charged-off: Home equity loans0.6736%249
All other 1-4 family - Percent of loans charged-off, net0.0773%1,981
Percentage Net Loans Charged-off: Commercial and industrial0.2110%2,695
Percentage Net Loans Charged-off: Loans to individuals3.5016%233
Percentage Net Loans Charged-off: Credit card loans5.8196%150
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3097%1,053
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2348%1,707
Percentage Net Loans Charged-off: Total real estate loans0.0637%1,889
Percentage Net Loans Charged-off:Construction & development0.0296%949
Percentage Net Loans Charged-off: Commercial real estate0.0285%980
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0878%1,501
Percentage Net Loans Charged-off: Home equity loans1.3563%102
All other 1-4 family - Percent of loans charged-off, net0.0840%1,441
Percentage Net Loans Charged-off: Commercial and industrial0.1479%2,417
Percentage Net Loans Charged-off: Loans to individuals3.1705%263
Percentage Net Loans Charged-off: Credit card loans5.3857%168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2720%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2045%1,690
Percentage Net Loans Charged-off: Total real estate loans0.0189%2,192
Percentage Net Loans Charged-off:Construction & development0.0454%640
Percentage Net Loans Charged-off: Commercial real estate0.0425%678
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0028%2,101
Percentage Net Loans Charged-off: Home equity loans1.8806%68
All other 1-4 family - Percent of loans charged-off, net-0.0034%7,617
Percentage Net Loans Charged-off: Commercial and industrial0.1588%1,970
Percentage Net Loans Charged-off: Loans to individuals3.2637%238
Percentage Net Loans Charged-off: Credit card loans6.0872%134
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2659%871
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2134%1,326
Percentage Net Loans Charged-off: Total real estate loans0.0320%1,389
Percentage Net Loans Charged-off:Construction & development0.0916%319
Percentage Net Loans Charged-off: Commercial real estate0.0920%342
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,770
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0084%7,746
Percentage Net Loans Charged-off: Commercial and industrial0.1984%1,291
Percentage Net Loans Charged-off: Loans to individuals3.3411%263
Percentage Net Loans Charged-off: Credit card loans6.1083%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1589%751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1395%2,626
Percentage Net Loans Charged-off: Total real estate loans0.0040%3,264
Percentage Net Loans Charged-off:Construction & development0.0183%718
Percentage Net Loans Charged-off: Commercial real estate0.0117%1,219
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%7,721
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,715
Percentage Net Loans Charged-off: Commercial and industrial0.3613%1,946
Percentage Net Loans Charged-off: Loans to individuals2.5279%378
Percentage Net Loans Charged-off: Credit card loans4.4156%219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1238%1,200
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1206%2,378
Percentage Net Loans Charged-off: Total real estate loans0.0007%2,878
Percentage Net Loans Charged-off:Construction & development0.0254%513
Percentage Net Loans Charged-off: Commercial real estate-0.0118%7,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,620
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0004%7,628
Percentage Net Loans Charged-off: Commercial and industrial0.3493%1,567
Percentage Net Loans Charged-off: Loans to individuals2.3369%390
Percentage Net Loans Charged-off: Credit card loans3.9503%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0929%1,133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0924%2,590
Percentage Net Loans Charged-off: Total real estate loans-0.0154%7,944
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0290%8,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%7,969
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0140%7,957
Percentage Net Loans Charged-off: Commercial and industrial0.3290%1,420
Percentage Net Loans Charged-off: Loans to individuals2.1800%444
Percentage Net Loans Charged-off: Credit card loans3.6438%282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0224%1,158
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0854%2,273
Percentage Net Loans Charged-off: Total real estate loans-0.0064%7,767
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0248%8,154
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,774
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,797
Percentage Net Loans Charged-off: Commercial and industrial0.3778%961
Percentage Net Loans Charged-off: Loans to individuals1.7958%688
Percentage Net Loans Charged-off: Credit card loans3.3447%330
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0064%900
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2169%2,153
Percentage Net Loans Charged-off: Total real estate loans0.0960%1,324
Percentage Net Loans Charged-off:Construction & development0.0318%552
Percentage Net Loans Charged-off: Commercial real estate0.2715%485
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0490%2,035
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0491%1,946
Percentage Net Loans Charged-off: Commercial and industrial0.2356%2,637
Percentage Net Loans Charged-off: Loans to individuals3.2323%276
Percentage Net Loans Charged-off: Credit card loans4.5483%309
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1080%1,254
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2317%1,712
Percentage Net Loans Charged-off: Total real estate loans0.1057%1,082
Percentage Net Loans Charged-off:Construction & development0.0461%399
Percentage Net Loans Charged-off: Commercial real estate0.2879%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0578%1,641
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0579%1,558
Percentage Net Loans Charged-off: Commercial and industrial0.2967%2,001
Percentage Net Loans Charged-off: Loans to individuals3.0886%294
Percentage Net Loans Charged-off: Credit card loans4.5018%293
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2762%890
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2790%1,372
Percentage Net Loans Charged-off: Total real estate loans0.1450%797
Percentage Net Loans Charged-off:Construction & development0.0756%282
Percentage Net Loans Charged-off: Commercial real estate0.4390%271
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0697%1,322
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0698%1,262
Percentage Net Loans Charged-off: Commercial and industrial0.4185%1,502
Percentage Net Loans Charged-off: Loans to individuals3.4377%248
Percentage Net Loans Charged-off: Credit card loans5.0592%270
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2700%743
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2629%1,264
Percentage Net Loans Charged-off: Total real estate loans0.0926%874
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.2412%239
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0681%1,035
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0681%970
Percentage Net Loans Charged-off: Commercial and industrial0.7952%815
Percentage Net Loans Charged-off: Loans to individuals4.0415%225
Percentage Net Loans Charged-off: Credit card loans5.7167%230
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1682%647
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2128%2,626
Percentage Net Loans Charged-off: Total real estate loans0.0787%1,850
Percentage Net Loans Charged-off:Construction & development-0.0019%7,814
Percentage Net Loans Charged-off: Commercial real estate0.2316%738
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0526%2,144
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0527%2,062
Percentage Net Loans Charged-off: Commercial and industrial0.3012%2,721
Percentage Net Loans Charged-off: Loans to individuals3.1925%353
Percentage Net Loans Charged-off: Credit card loans4.4712%401
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2566%1,037
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1929%2,406
Percentage Net Loans Charged-off: Total real estate loans0.0435%2,098
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.1269%710
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0279%2,178
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0280%2,061
Percentage Net Loans Charged-off: Commercial and industrial0.2244%2,505
Percentage Net Loans Charged-off: Loans to individuals3.3871%294
Percentage Net Loans Charged-off: Credit card loans4.6337%363
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1956%984
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1702%2,503
Percentage Net Loans Charged-off: Total real estate loans0.0172%2,304
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0423%784
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0132%2,046
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0132%1,918
Percentage Net Loans Charged-off: Commercial and industrial0.3655%1,836
Percentage Net Loans Charged-off: Loans to individuals3.2459%355
Percentage Net Loans Charged-off: Credit card loans4.7560%377
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0314%1,146
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1635%2,212
Percentage Net Loans Charged-off: Total real estate loans0.0154%1,712
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0867%410
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%8,037
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0004%8,076
Percentage Net Loans Charged-off: Commercial and industrial0.0865%1,876
Percentage Net Loans Charged-off: Loans to individuals3.3250%398
Percentage Net Loans Charged-off: Credit card loans4.3729%440
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3190%601
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2603%2,813
Percentage Net Loans Charged-off: Total real estate loans0.0769%2,115
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.3576%604
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0115%3,110
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0116%2,962
Percentage Net Loans Charged-off: Commercial and industrial0.7446%2,093
Percentage Net Loans Charged-off: Loans to individuals2.9890%430
Percentage Net Loans Charged-off: Credit card loans4.3082%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8530%772
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3099%2,075
Percentage Net Loans Charged-off: Total real estate loans0.1196%1,380
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.5494%367
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0151%2,536
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0151%2,423
Percentage Net Loans Charged-off: Commercial and industrial0.9187%1,507
Percentage Net Loans Charged-off: Loans to individuals2.9620%414
Percentage Net Loans Charged-off: Credit card loans4.1320%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9394%658
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3101%1,987
Percentage Net Loans Charged-off: Total real estate loans0.1351%1,160
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.6241%304
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0144%2,140
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0144%2,048
Percentage Net Loans Charged-off: Commercial and industrial0.3574%2,281
Percentage Net Loans Charged-off: Loans to individuals2.8965%455
Percentage Net Loans Charged-off: Credit card loans4.1983%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3908%477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3426%1,590
Percentage Net Loans Charged-off: Total real estate loans0.1615%816
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.6911%212
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0293%1,375
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0294%1,304
Percentage Net Loans Charged-off: Commercial and industrial0.5105%1,422
Percentage Net Loans Charged-off: Loans to individuals2.7582%563
Percentage Net Loans Charged-off: Credit card loans4.1397%548
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1607%424
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4152%2,011
Percentage Net Loans Charged-off: Total real estate loans0.1688%1,250
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.6115%432
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0675%2,066
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0676%2,002
Percentage Net Loans Charged-off: Commercial and industrial1.1149%1,738
Percentage Net Loans Charged-off: Loans to individuals2.6954%550
Percentage Net Loans Charged-off: Credit card loans5.1150%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3855%370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3265%2,480
Percentage Net Loans Charged-off: Total real estate loans0.0726%2,025
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0855%991
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0774%1,766
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0776%1,696
Percentage Net Loans Charged-off: Commercial and industrial0.5927%2,476
Percentage Net Loans Charged-off: Loans to individuals2.6557%518
Percentage Net Loans Charged-off: Credit card loans3.3360%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.7958%138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%3,497
Percentage Net Loans Charged-off: Total real estate loans0.0269%586
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential22.0386%1
Percentage Net Loans Charged-off: 1-4 family residential0.0163%684
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0163%633
Percentage Net Loans Charged-off: Commercial and industrial0.3481%558
Percentage Net Loans Charged-off: Loans to individuals2.4143%144
Percentage Net Loans Charged-off: Credit card loans3.0730%303
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5793%43
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2625%2,581
Percentage Net Loans Charged-off: Total real estate loans0.0250%644
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.2707%101
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0016%970
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0016%922
Percentage Net Loans Charged-off: Commercial and industrial0.3530%499
Percentage Net Loans Charged-off: Loans to individuals3.8843%81
Percentage Net Loans Charged-off: Credit card loans4.7326%162
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6778%31
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3958%1,881
Percentage Net Loans Charged-off: Total real estate loans0.0047%897
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0051%858
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0051%802
Percentage Net Loans Charged-off: Commercial and industrial-3.4880%1,416
Percentage Net Loans Charged-off: Loans to individuals6.7765%24
Percentage Net Loans Charged-off: Credit card loans6.1130%112
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5851%130
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7448%913
Percentage Net Loans Charged-off: Total real estate loans-0.0014%1,191
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%1,259
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0016%1,264
Percentage Net Loans Charged-off: Commercial and industrial4.3259%28
Percentage Net Loans Charged-off: Loans to individuals5.2240%66
Percentage Net Loans Charged-off: Credit card loans5.5704%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6571%21
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8392%928
Percentage Net Loans Charged-off: Total real estate loans0.0223%766
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0262%695
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0263%667
Percentage Net Loans Charged-off: Commercial and industrial10.2926%11
Percentage Net Loans Charged-off: Loans to individuals3.1054%118
Percentage Net Loans Charged-off: Credit card loans0.1867%1,030
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3253%178
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%6,023
Percentage Net Loans Charged-off: Total real estate loans0.0150%892
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0179%799
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0180%760
Percentage Net Loans Charged-off: Commercial and industrial0.0320%742
Percentage Net Loans Charged-off: Loans to individuals1.4366%231
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1048%11,452
Percentage Net Loans Charged-off: Total real estate loans-0.0379%1,344
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.1066%1,317
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential-0.0268%1,396
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net-0.0268%1,394
Percentage Net Loans Charged-off: Commercial and industrial-0.0660%1,084
Percentage Net Loans Charged-off: Loans to individuals-0.9516%1,491
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease31.5068%6
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1072%12,176
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.4704%561
Percentage Net Loans Charged-off: Loans to individuals-1.3914%1,535
Percentage Net Loans Charged-off: Credit card loans2.6324%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0589%9,696
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA