Home > R-G Crown Bank > Income and Expense
R-G Crown Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $127,557,000 | 288 |
| Total interest expense | $89,430,000 | 201 |
| Net interest income | $38,127,000 | 451 |
| Provision for loan and lease losses | $16,756,000 | 113 |
| Total noninterest income | $2,218,000 | 1,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,218,000 | 1,024 |
| Total noninterest expense | $97,415,000 | 177 |
| Salaries and employee benefits | $22,919,000 | 324 |
| Premises and equipment expense | $12,283,000 | 176 |
| Additional noninterest expense | $62,213,000 | 124 |
| Pre-tax net operating income | $-73,826,000 | 8,564 |
| Securities gains (losses) | $7,429,000 | 40 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-66,397,000 | 8,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-66,397,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,902,000 | 97 |
| Cash dividends | $2,294,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-73,826,000 | 8,556 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $86,584,000 | 289 |
| Total interest expense | $60,429,000 | 217 |
| Net interest income | $26,155,000 | 455 |
| Provision for loan and lease losses | $1,756,000 | 359 |
| Total noninterest income | $1,161,000 | 2,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,161,000 | 1,259 |
| Total noninterest expense | $81,125,000 | 159 |
| Salaries and employee benefits | $16,143,000 | 318 |
| Premises and equipment expense | $8,014,000 | 193 |
| Additional noninterest expense | $56,968,000 | 110 |
| Pre-tax net operating income | $-55,565,000 | 8,619 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-2,964,000 | 8,602 |
| Income before extraordinary items | $-52,601,000 | 8,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-52,601,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,808,000 | 217 |
| Cash dividends | $2,294,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-52,601,000 | 8,611 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $44,033,000 | 282 |
| Total interest expense | $30,721,000 | 215 |
| Net interest income | $13,312,000 | 448 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $269,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $269,000 | 2,115 |
| Total noninterest expense | $16,749,000 | 311 |
| Salaries and employee benefits | $8,449,000 | 307 |
| Premises and equipment expense | $4,073,000 | 182 |
| Additional noninterest expense | $4,227,000 | 381 |
| Pre-tax net operating income | $-3,318,000 | 8,634 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,195,000 | 8,629 |
| Income before extraordinary items | $-2,123,000 | 8,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,123,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,755,000 | 169 |
| Cash dividends | $553,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,123,000 | 8,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $177,864,000 | 264 |
| Total interest expense | $115,393,000 | 200 |
| Net interest income | $62,471,000 | 381 |
| Provision for loan and lease losses | $1,484,000 | 720 |
| Total noninterest income | $8,239,000 | 720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,239,000 | 474 |
| Total noninterest expense | $73,218,000 | 268 |
| Salaries and employee benefits | $35,435,000 | 281 |
| Premises and equipment expense | $15,015,000 | 184 |
| Additional noninterest expense | $22,768,000 | 291 |
| Pre-tax net operating income | $-3,992,000 | 8,654 |
| Securities gains (losses) | $977,000 | 166 |
| Applicable income taxes | $-1,586,000 | 8,650 |
| Income before extraordinary items | $-1,429,000 | 8,544 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,429,000 | 8,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,572,000 | 313 |
| Cash dividends | $4,461,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,054,280 | 8,591 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $131,711,000 | 273 |
| Total interest expense | $83,696,000 | 209 |
| Net interest income | $48,015,000 | 389 |
| Provision for loan and lease losses | $1,409,000 | 552 |
| Total noninterest income | $7,625,000 | 615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,625,000 | 422 |
| Total noninterest expense | $53,284,000 | 290 |
| Salaries and employee benefits | $26,575,000 | 294 |
| Premises and equipment expense | $11,063,000 | 195 |
| Additional noninterest expense | $15,646,000 | 326 |
| Pre-tax net operating income | $947,000 | 4,837 |
| Securities gains (losses) | $980,000 | 144 |
| Applicable income taxes | $527,000 | 2,789 |
| Income before extraordinary items | $1,400,000 | 3,353 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,400,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 928 |
| Cash dividends | $2,727,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $684,600 | 5,047 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $84,258,000 | 282 |
| Total interest expense | $52,072,000 | 214 |
| Net interest income | $32,186,000 | 389 |
| Provision for loan and lease losses | $1,334,000 | 385 |
| Total noninterest income | $6,246,000 | 542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,246,000 | 374 |
| Total noninterest expense | $35,312,000 | 295 |
| Salaries and employee benefits | $17,459,000 | 296 |
| Premises and equipment expense | $7,227,000 | 201 |
| Additional noninterest expense | $10,626,000 | 323 |
| Pre-tax net operating income | $1,786,000 | 2,532 |
| Securities gains (losses) | $567,000 | 151 |
| Applicable income taxes | $662,000 | 1,920 |
| Income before extraordinary items | $1,691,000 | 2,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,691,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $772,000 | 412 |
| Cash dividends | $2,165,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,282,760 | 2,628 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $40,391,000 | 289 |
| Total interest expense | $24,207,000 | 215 |
| Net interest income | $16,184,000 | 387 |
| Provision for loan and lease losses | $1,737,000 | 182 |
| Total noninterest income | $2,814,000 | 566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,814,000 | 400 |
| Total noninterest expense | $16,487,000 | 319 |
| Salaries and employee benefits | $8,464,000 | 311 |
| Premises and equipment expense | $3,552,000 | 205 |
| Additional noninterest expense | $4,471,000 | 365 |
| Pre-tax net operating income | $774,000 | 2,775 |
| Securities gains (losses) | $526,000 | 106 |
| Applicable income taxes | $377,000 | 1,731 |
| Income before extraordinary items | $923,000 | 1,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $923,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,205 |
| Cash dividends | $487,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $549,540 | 2,916 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $138,940,000 | 293 |
| Total interest expense | $74,099,000 | 213 |
| Net interest income | $64,841,000 | 377 |
| Provision for loan and lease losses | $7,733,000 | 178 |
| Total noninterest income | $22,218,000 | 369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,665,000 | 64 |
| Additional Noninterest Income | $20,553,000 | 287 |
| Total noninterest expense | $68,211,000 | 292 |
| Salaries and employee benefits | $30,618,000 | 310 |
| Premises and equipment expense | $12,863,000 | 211 |
| Additional noninterest expense | $24,730,000 | 287 |
| Pre-tax net operating income | $11,115,000 | 891 |
| Securities gains (losses) | $-2,343,000 | 8,784 |
| Applicable income taxes | $2,914,000 | 974 |
| Income before extraordinary items | $5,858,000 | 1,228 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,858,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $882,000 | 750 |
| Cash dividends | $3,900,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,427,810 | 956 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $100,013,000 | 293 |
| Total interest expense | $51,313,000 | 214 |
| Net interest income | $48,700,000 | 368 |
| Provision for loan and lease losses | $6,233,000 | 163 |
| Total noninterest income | $17,390,000 | 359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,673,000 | 56 |
| Additional Noninterest Income | $15,717,000 | 293 |
| Total noninterest expense | $43,240,000 | 336 |
| Salaries and employee benefits | $22,524,000 | 320 |
| Premises and equipment expense | $9,111,000 | 226 |
| Additional noninterest expense | $11,605,000 | 402 |
| Pre-tax net operating income | $16,617,000 | 499 |
| Securities gains (losses) | $-3,181,000 | 8,833 |
| Applicable income taxes | $4,349,000 | 581 |
| Income before extraordinary items | $9,087,000 | 617 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,087,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 779 |
| Cash dividends | $1,967,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,250,080 | 502 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $62,535,000 | 302 |
| Total interest expense | $30,892,000 | 220 |
| Net interest income | $31,643,000 | 371 |
| Provision for loan and lease losses | $4,963,000 | 121 |
| Total noninterest income | $11,564,000 | 353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,704,000 | 48 |
| Additional Noninterest Income | $9,860,000 | 292 |
| Total noninterest expense | $30,681,000 | 320 |
| Salaries and employee benefits | $17,013,000 | 276 |
| Premises and equipment expense | $5,936,000 | 226 |
| Additional noninterest expense | $7,732,000 | 394 |
| Pre-tax net operating income | $7,563,000 | 645 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,738,000 | 600 |
| Income before extraordinary items | $4,825,000 | 733 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,825,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $1,527,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,825,000 | 715 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $27,434,000 | 320 |
| Total interest expense | $12,985,000 | 237 |
| Net interest income | $14,449,000 | 396 |
| Provision for loan and lease losses | $3,448,000 | 106 |
| Total noninterest income | $6,759,000 | 309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,848,000 | 47 |
| Additional Noninterest Income | $4,911,000 | 290 |
| Total noninterest expense | $12,543,000 | 369 |
| Salaries and employee benefits | $7,642,000 | 306 |
| Premises and equipment expense | $2,087,000 | 303 |
| Additional noninterest expense | $2,814,000 | 495 |
| Pre-tax net operating income | $5,217,000 | 503 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,033,000 | 457 |
| Income before extraordinary items | $3,184,000 | 583 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,184,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 8,821 |
| Cash dividends | $336,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,184,000 | 564 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $69,199,000 | 428 |
| Total interest expense | $31,484,000 | 295 |
| Net interest income | $37,715,000 | 546 |
| Provision for loan and lease losses | $5,060,000 | 248 |
| Total noninterest income | $5,657,000 | 976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-7,292,000 | 8,969 |
| Additional Noninterest Income | $12,949,000 | 350 |
| Total noninterest expense | $42,632,000 | 427 |
| Salaries and employee benefits | $24,168,000 | 378 |
| Premises and equipment expense | $7,161,000 | 327 |
| Additional noninterest expense | $11,303,000 | 493 |
| Pre-tax net operating income | $-4,320,000 | 8,950 |
| Securities gains (losses) | $25,466,000 | 32 |
| Applicable income taxes | $7,409,000 | 452 |
| Income before extraordinary items | $13,737,000 | 517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,737,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,214,000 | 318 |
| Cash dividends | $331,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,815,900 | 8,929 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $49,530,000 | 442 |
| Total interest expense | $21,375,000 | 315 |
| Net interest income | $28,155,000 | 541 |
| Provision for loan and lease losses | $3,245,000 | 298 |
| Total noninterest income | $8,324,000 | 571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,324,000 | 393 |
| Total noninterest expense | $31,295,000 | 436 |
| Salaries and employee benefits | $17,795,000 | 386 |
| Premises and equipment expense | $5,009,000 | 356 |
| Additional noninterest expense | $8,491,000 | 488 |
| Pre-tax net operating income | $1,939,000 | 2,963 |
| Securities gains (losses) | $21,153,000 | 31 |
| Applicable income taxes | $4,808,000 | 494 |
| Income before extraordinary items | $18,284,000 | 342 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $18,284,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,863,000 | 368 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,573,130 | 2,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $30,453,000 | 470 |
| Total interest expense | $13,019,000 | 337 |
| Net interest income | $17,434,000 | 571 |
| Provision for loan and lease losses | $2,130,000 | 304 |
| Total noninterest income | $6,019,000 | 548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,019,000 | 369 |
| Total noninterest expense | $20,412,000 | 443 |
| Salaries and employee benefits | $11,552,000 | 399 |
| Premises and equipment expense | $3,239,000 | 366 |
| Additional noninterest expense | $5,621,000 | 489 |
| Pre-tax net operating income | $911,000 | 3,766 |
| Securities gains (losses) | $15,562,000 | 32 |
| Applicable income taxes | $5,434,000 | 356 |
| Income before extraordinary items | $11,039,000 | 360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,039,000 | 359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,010 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $612,460 | 4,101 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $14,541,000 | 496 |
| Total interest expense | $6,508,000 | 342 |
| Net interest income | $8,033,000 | 615 |
| Provision for loan and lease losses | $915,000 | 330 |
| Total noninterest income | $-743,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-743,000 | 9,127 |
| Total noninterest expense | $9,792,000 | 466 |
| Salaries and employee benefits | $5,558,000 | 424 |
| Premises and equipment expense | $1,490,000 | 407 |
| Additional noninterest expense | $2,744,000 | 492 |
| Pre-tax net operating income | $-3,417,000 | 9,115 |
| Securities gains (losses) | $13,088,000 | 31 |
| Applicable income taxes | $3,188,000 | 322 |
| Income before extraordinary items | $6,483,000 | 315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,483,000 | 316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 840 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,285,960 | 9,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $44,873,000 | 626 |
| Total interest expense | $21,937,000 | 423 |
| Net interest income | $22,936,000 | 838 |
| Provision for loan and lease losses | $2,302,000 | 584 |
| Total noninterest income | $10,741,000 | 615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,741,000 | 423 |
| Total noninterest expense | $45,016,000 | 409 |
| Salaries and employee benefits | $22,953,000 | 394 |
| Premises and equipment expense | $5,831,000 | 411 |
| Additional noninterest expense | $16,232,000 | 382 |
| Pre-tax net operating income | $-13,641,000 | 9,170 |
| Securities gains (losses) | $18,480,000 | 77 |
| Applicable income taxes | $1,973,000 | 1,301 |
| Income before extraordinary items | $2,866,000 | 2,114 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,866,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,991,000 | 560 |
| Cash dividends | $1,445,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,961,200 | 9,154 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,822,000 | 676 |
| Total interest expense | $15,745,000 | 463 |
| Net interest income | $16,077,000 | 919 |
| Provision for loan and lease losses | $987,000 | 911 |
| Total noninterest income | $6,689,000 | 743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,689,000 | 515 |
| Total noninterest expense | $32,576,000 | 428 |
| Salaries and employee benefits | $16,701,000 | 414 |
| Premises and equipment expense | $4,037,000 | 446 |
| Additional noninterest expense | $11,838,000 | 407 |
| Pre-tax net operating income | $-10,797,000 | 9,224 |
| Securities gains (losses) | $8,530,000 | 115 |
| Applicable income taxes | $-703,000 | 9,188 |
| Income before extraordinary items | $-1,564,000 | 9,174 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,564,000 | 9,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,099,000 | 425 |
| Cash dividends | $1,445,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-7,449,700 | 9,205 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,745,000 | 698 |
| Total interest expense | $10,421,000 | 482 |
| Net interest income | $10,324,000 | 943 |
| Provision for loan and lease losses | $560,000 | 1,046 |
| Total noninterest income | $-1,182,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-1,182,000 | 9,277 |
| Total noninterest expense | $22,409,000 | 418 |
| Salaries and employee benefits | $10,720,000 | 430 |
| Premises and equipment expense | $2,682,000 | 453 |
| Additional noninterest expense | $9,007,000 | 372 |
| Pre-tax net operating income | $-13,827,000 | 9,270 |
| Securities gains (losses) | $408,000 | 655 |
| Applicable income taxes | $-4,038,000 | 9,258 |
| Income before extraordinary items | $-9,381,000 | 9,262 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-9,381,000 | 9,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,331,000 | 297 |
| Cash dividends | $1,445,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-9,666,600 | 9,254 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,281,000 | 711 |
| Total interest expense | $5,070,000 | 502 |
| Net interest income | $5,211,000 | 934 |
| Provision for loan and lease losses | $350,000 | 821 |
| Total noninterest income | $758,000 | 1,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $758,000 | 1,094 |
| Total noninterest expense | $10,570,000 | 439 |
| Salaries and employee benefits | $5,341,000 | 433 |
| Premises and equipment expense | $1,201,000 | 510 |
| Additional noninterest expense | $4,028,000 | 400 |
| Pre-tax net operating income | $-4,951,000 | 9,312 |
| Securities gains (losses) | $185,000 | 688 |
| Applicable income taxes | $-1,446,000 | 9,299 |
| Income before extraordinary items | $-3,320,000 | 9,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,320,000 | 9,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 410 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,449,500 | 9,293 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,691,000 | 881 |
| Total interest expense | $17,648,000 | 640 |
| Net interest income | $17,043,000 | 1,138 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,119,000 | 3,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,119,000 | 2,029 |
| Total noninterest expense | $23,632,000 | 685 |
| Salaries and employee benefits | $12,782,000 | 632 |
| Premises and equipment expense | $3,365,000 | 661 |
| Additional noninterest expense | $7,485,000 | 701 |
| Pre-tax net operating income | $-5,530,000 | 9,317 |
| Securities gains (losses) | $914,000 | 451 |
| Applicable income taxes | $-1,667,000 | 9,315 |
| Income before extraordinary items | $-2,949,000 | 9,309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,949,000 | 9,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,147,000 | 842 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-3,533,960 | 9,295 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,060,000 | 809 |
| Total interest expense | $26,900,000 | 624 |
| Net interest income | $15,160,000 | 1,167 |
| Provision for loan and lease losses | $4,690,000 | 370 |
| Total noninterest income | $5,279,000 | 948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,279,000 | 638 |
| Total noninterest expense | $16,447,000 | 906 |
| Salaries and employee benefits | $8,261,000 | 904 |
| Premises and equipment expense | $3,035,000 | 709 |
| Additional noninterest expense | $5,151,000 | 950 |
| Pre-tax net operating income | $-698,000 | 9,246 |
| Securities gains (losses) | $1,511,000 | 302 |
| Applicable income taxes | $124,000 | 5,727 |
| Income before extraordinary items | $689,000 | 5,265 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $689,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,988,000 | 431 |
| Cash dividends | $926,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-595,350 | 9,241 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $44,521,000 | 792 |
| Total interest expense | $28,838,000 | 643 |
| Net interest income | $15,683,000 | 1,120 |
| Provision for loan and lease losses | $2,179,000 | 574 |
| Total noninterest income | $6,582,000 | 757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,582,000 | 538 |
| Total noninterest expense | $22,139,000 | 701 |
| Salaries and employee benefits | $12,084,000 | 598 |
| Premises and equipment expense | $3,797,000 | 577 |
| Additional noninterest expense | $6,258,000 | 796 |
| Pre-tax net operating income | $-2,053,000 | 9,824 |
| Securities gains (losses) | $1,770,000 | 105 |
| Applicable income taxes | $1,757,000 | 1,307 |
| Income before extraordinary items | $-2,040,000 | 9,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,040,000 | 9,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,483,000 | 423 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-3,810,000 | 9,852 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $37,024,000 | 908 |
| Total interest expense | $20,444,000 | 779 |
| Net interest income | $16,580,000 | 1,057 |
| Provision for loan and lease losses | $4,868,000 | 311 |
| Total noninterest income | $16,544,000 | 454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $16,544,000 | 340 |
| Total noninterest expense | $35,267,000 | 484 |
| Salaries and employee benefits | $20,518,000 | 377 |
| Premises and equipment expense | $5,062,000 | 458 |
| Additional noninterest expense | $9,687,000 | 623 |
| Pre-tax net operating income | $-7,011,000 | 10,216 |
| Securities gains (losses) | $7,695,000 | 49 |
| Applicable income taxes | $-69,000 | 9,869 |
| Income before extraordinary items | $753,000 | 5,261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $753,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 527 |
| Cash dividends | $4,250,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-6,942,000 | 10,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,703,000 | 905 |
| Total interest expense | $19,516,000 | 823 |
| Net interest income | $17,187,000 | 979 |
| Provision for loan and lease losses | $1,851,000 | 615 |
| Total noninterest income | $17,781,000 | 409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $17,781,000 | 317 |
| Total noninterest expense | $39,858,000 | 426 |
| Salaries and employee benefits | $24,099,000 | 318 |
| Premises and equipment expense | $4,079,000 | 537 |
| Additional noninterest expense | $11,680,000 | 536 |
| Pre-tax net operating income | $-6,741,000 | 10,453 |
| Securities gains (losses) | $15,466,000 | 51 |
| Applicable income taxes | $3,051,000 | 856 |
| Income before extraordinary items | $5,674,000 | 951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,674,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 744 |
| Cash dividends | $2,500,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-4,378,900 | 10,434 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,845,000 | 982 |
| Total interest expense | $19,255,000 | 852 |
| Net interest income | $15,590,000 | 1,133 |
| Provision for loan and lease losses | $1,836,000 | 631 |
| Total noninterest income | $21,801,000 | 334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $21,801,000 | 250 |
| Total noninterest expense | $36,776,000 | 425 |
| Salaries and employee benefits | $21,747,000 | 330 |
| Premises and equipment expense | $3,617,000 | 578 |
| Additional noninterest expense | $11,412,000 | 522 |
| Pre-tax net operating income | $-1,221,000 | 10,866 |
| Securities gains (losses) | $18,024,000 | 29 |
| Applicable income taxes | $6,276,000 | 517 |
| Income before extraordinary items | $10,527,000 | 574 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,527,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 799 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,008,360 | 10,845 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,291,000 | 1,068 |
| Total interest expense | $18,933,000 | 889 |
| Net interest income | $13,358,000 | 1,344 |
| Provision for loan and lease losses | $2,335,000 | 547 |
| Total noninterest income | $17,477,000 | 419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $17,477,000 | 316 |
| Total noninterest expense | $31,783,000 | 535 |
| Salaries and employee benefits | $16,558,000 | 443 |
| Premises and equipment expense | $3,421,000 | 655 |
| Additional noninterest expense | $11,804,000 | 590 |
| Pre-tax net operating income | $-3,283,000 | 11,429 |
| Securities gains (losses) | $13,849,000 | 32 |
| Applicable income taxes | $3,938,000 | 705 |
| Income before extraordinary items | $6,628,000 | 809 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,628,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-478,000 | 11,412 |
| Cash dividends | $1,300,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,235,360 | 11,397 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,227,000 | 1,128 |
| Total interest expense | $18,854,000 | 924 |
| Net interest income | $12,373,000 | 1,450 |
| Provision for loan and lease losses | $475,000 | 1,647 |
| Total noninterest income | $4,495,000 | 1,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,495,000 | 703 |
| Total noninterest expense | $11,764,000 | 1,240 |
| Salaries and employee benefits | $7,205,000 | 951 |
| Premises and equipment expense | $1,274,000 | 1,591 |
| Additional noninterest expense | $3,285,000 | 1,569 |
| Pre-tax net operating income | $4,629,000 | 1,603 |
| Securities gains (losses) | $7,767,000 | 37 |
| Applicable income taxes | $5,047,000 | 606 |
| Income before extraordinary items | $7,349,000 | 781 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,349,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,359 |
| Cash dividends | $5,255,000 | 610 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,378,120 | 2,087 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,543,000 | 1,111 |
| Total interest expense | $15,710,000 | 873 |
| Net interest income | $12,833,000 | 1,394 |
| Provision for loan and lease losses | $904,000 | 995 |
| Total noninterest income | $11,250,000 | 539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $11,250,000 | 389 |
| Total noninterest expense | $11,132,000 | 1,317 |
| Salaries and employee benefits | $6,572,000 | 1,035 |
| Premises and equipment expense | $1,268,000 | 1,630 |
| Additional noninterest expense | $3,292,000 | 1,674 |
| Pre-tax net operating income | $12,047,000 | 684 |
| Securities gains (losses) | $1,541,000 | 116 |
| Applicable income taxes | $3,577,000 | 747 |
| Income before extraordinary items | $10,011,000 | 560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,011,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,917 |
| Cash dividends | $1,585,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,870,660 | 636 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,444,000 | 1,467 |
| Total interest expense | $11,909,000 | 1,136 |
| Net interest income | $9,535,000 | 1,893 |
| Provision for loan and lease losses | $812,000 | 1,500 |
| Total noninterest income | $3,298,000 | 1,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,298,000 | 898 |
| Total noninterest expense | $6,937,000 | 2,109 |
| Salaries and employee benefits | $4,160,000 | 1,616 |
| Premises and equipment expense | $778,000 | 2,621 |
| Additional noninterest expense | $1,999,000 | 2,737 |
| Pre-tax net operating income | $5,084,000 | 1,382 |
| Securities gains (losses) | $3,841,000 | 190 |
| Applicable income taxes | $2,938,000 | 872 |
| Income before extraordinary items | $5,987,000 | 881 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,987,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,289 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,413,530 | 1,401 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,355,000 | 1,669 |
| Total interest expense | $12,761,000 | 1,379 |
| Net interest income | $8,594,000 | 2,120 |
| Provision for loan and lease losses | $1,167,000 | 1,677 |
| Total noninterest income | $2,271,000 | 1,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,271,000 | 1,142 |
| Total noninterest expense | $5,926,000 | 2,449 |
| Salaries and employee benefits | $3,087,000 | 2,126 |
| Premises and equipment expense | $802,000 | 2,588 |
| Additional noninterest expense | $2,037,000 | 2,757 |
| Pre-tax net operating income | $3,772,000 | 1,652 |
| Securities gains (losses) | $4,596,000 | 226 |
| Applicable income taxes | $3,089,000 | 756 |
| Income before extraordinary items | $5,279,000 | 904 |
| Extraordinary gains, net | $280,000 | 323 |
| Net income | $5,559,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 2,460 |
| Cash dividends | $41,000 | 7,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,337,560 | 1,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.