Home > Quoin Financial Bank > Income and Expense
Quoin Financial Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 4,208 |
| Total interest expense | $599,000 | 4,026 |
| Net interest income | $1,882,000 | 4,228 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $140,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $27,000 | 4,107 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $113,000 | 3,955 |
| Total noninterest expense | $1,277,000 | 4,316 |
| Salaries and employee benefits | $694,000 | 4,304 |
| Premises and equipment expense | $92,000 | 4,347 |
| Additional noninterest expense | $113,000 | 3,955 |
| Pre-tax net operating income | $745,000 | 3,764 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $168,000 | 2,538 |
| Income before extraordinary items | $577,000 | 3,814 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $577,000 | 3,853 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $577,000 | 3,815 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $577,000 | 3,840 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,673,000 | 2,625 |
| Total interest expense | $1,427,000 | 2,993 |
| Net interest income | $7,246,000 | 2,450 |
| Provision for loan and lease losses | $-150,000 | 4,411 |
| Total noninterest income | $619,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $119,000 | 2,949 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $500,000 | 2,678 |
| Total noninterest expense | $5,351,000 | 2,518 |
| Salaries and employee benefits | $4,004,000 | 2,100 |
| Premises and equipment expense | $389,000 | 2,910 |
| Additional noninterest expense | $500,000 | 2,677 |
| Pre-tax net operating income | $2,664,000 | 2,368 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $624,000 | 1,600 |
| Income before extraordinary items | $2,040,000 | 2,491 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,040,000 | 2,515 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,040,000 | 2,492 |
| Net charge-offs | $-14,000 | 3,912 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,040,000 | 2,514 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 2,682 |
| Total interest expense | $850,000 | 2,970 |
| Net interest income | $4,556,000 | 2,546 |
| Provision for loan and lease losses | $-100,000 | 4,448 |
| Total noninterest income | $412,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $80,000 | 2,927 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $332,000 | 2,652 |
| Total noninterest expense | $2,484,000 | 3,047 |
| Salaries and employee benefits | $1,553,000 | 2,884 |
| Premises and equipment expense | $310,000 | 2,658 |
| Additional noninterest expense | $332,000 | 2,647 |
| Pre-tax net operating income | $2,584,000 | 1,919 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $616,000 | 1,353 |
| Income before extraordinary items | $1,968,000 | 2,077 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,968,000 | 2,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,968,000 | 2,077 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,968,000 | 2,089 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 2,748 |
| Total interest expense | $372,000 | 2,942 |
| Net interest income | $2,174,000 | 2,617 |
| Provision for loan and lease losses | $-50,000 | 4,506 |
| Total noninterest income | $213,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $37,000 | 3,030 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $176,000 | 2,584 |
| Total noninterest expense | $1,212,000 | 3,121 |
| Salaries and employee benefits | $767,000 | 2,955 |
| Premises and equipment expense | $156,000 | 2,686 |
| Additional noninterest expense | $176,000 | 2,584 |
| Pre-tax net operating income | $1,225,000 | 2,044 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $292,000 | 1,409 |
| Income before extraordinary items | $933,000 | 2,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $933,000 | 2,184 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $933,000 | 2,184 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $933,000 | 2,203 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 2,706 |
| Total interest expense | $939,000 | 2,500 |
| Net interest income | $7,951,000 | 2,687 |
| Provision for loan and lease losses | $-200,000 | 4,435 |
| Total noninterest income | $1,215,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $128,000 | 3,211 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,087,000 | 2,250 |
| Total noninterest expense | $5,577,000 | 2,869 |
| Salaries and employee benefits | $3,865,000 | 2,559 |
| Premises and equipment expense | $591,000 | 2,737 |
| Additional noninterest expense | $1,087,000 | 2,250 |
| Pre-tax net operating income | $3,789,000 | 2,375 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $889,000 | 1,652 |
| Income before extraordinary items | $2,900,000 | 2,504 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,900,000 | 2,501 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,900,000 | 2,503 |
| Net charge-offs | $-40,000 | 4,022 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,900,000 | 2,538 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 2,727 |
| Total interest expense | $647,000 | 2,305 |
| Net interest income | $5,662,000 | 2,749 |
| Provision for loan and lease losses | $-150,000 | 4,480 |
| Total noninterest income | $1,030,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $98,000 | 3,213 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $932,000 | 2,127 |
| Total noninterest expense | $3,588,000 | 3,104 |
| Salaries and employee benefits | $2,301,000 | 2,891 |
| Premises and equipment expense | $440,000 | 2,748 |
| Additional noninterest expense | $932,000 | 2,127 |
| Pre-tax net operating income | $3,254,000 | 2,194 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $769,000 | 1,540 |
| Income before extraordinary items | $2,485,000 | 2,305 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,485,000 | 2,304 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,485,000 | 2,304 |
| Net charge-offs | $-10,000 | 3,603 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,485,000 | 2,343 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 2,771 |
| Total interest expense | $417,000 | 2,198 |
| Net interest income | $3,551,000 | 2,802 |
| Provision for loan and lease losses | $-100,000 | 4,474 |
| Total noninterest income | $512,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $66,000 | 3,223 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $446,000 | 2,510 |
| Total noninterest expense | $2,403,000 | 3,086 |
| Salaries and employee benefits | $1,549,000 | 2,890 |
| Premises and equipment expense | $291,000 | 2,773 |
| Additional noninterest expense | $563,000 | 3,505 |
| Pre-tax net operating income | $1,760,000 | 2,363 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $411,000 | 1,631 |
| Income before extraordinary items | $1,349,000 | 2,477 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,349,000 | 2,477 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,349,000 | 2,477 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,349,000 | 2,513 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 2,781 |
| Total interest expense | $214,000 | 2,113 |
| Net interest income | $1,710,000 | 2,823 |
| Provision for loan and lease losses | $-50,000 | 4,469 |
| Total noninterest income | $319,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $33,000 | 3,196 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $286,000 | 2,237 |
| Total noninterest expense | $1,231,000 | 3,036 |
| Salaries and employee benefits | $795,000 | 2,848 |
| Premises and equipment expense | $153,000 | 2,703 |
| Additional noninterest expense | $283,000 | 3,503 |
| Pre-tax net operating income | $848,000 | 2,320 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $196,000 | 1,623 |
| Income before extraordinary items | $652,000 | 2,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $652,000 | 2,446 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $652,000 | 2,449 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $652,000 | 2,467 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 2,711 |
| Total interest expense | $1,083,000 | 2,102 |
| Net interest income | $7,484,000 | 2,750 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,495,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $108,000 | 3,369 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,387,000 | 2,306 |
| Total noninterest expense | $5,621,000 | 2,818 |
| Salaries and employee benefits | $4,082,000 | 2,462 |
| Premises and equipment expense | $573,000 | 2,812 |
| Additional noninterest expense | $966,000 | 3,724 |
| Pre-tax net operating income | $3,358,000 | 2,549 |
| Securities gains (losses) | $22,000 | 1,473 |
| Applicable income taxes | $785,000 | 1,783 |
| Income before extraordinary items | $2,595,000 | 2,717 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,595,000 | 2,718 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,595,000 | 2,718 |
| Net charge-offs | $-116,000 | 4,407 |
| Cash dividends | $1,200,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,577,620 | 2,709 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 2,705 |
| Total interest expense | $856,000 | 2,110 |
| Net interest income | $5,766,000 | 2,748 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,171,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $77,000 | 3,441 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,094,000 | 2,288 |
| Total noninterest expense | $3,585,000 | 3,110 |
| Salaries and employee benefits | $2,442,000 | 2,823 |
| Premises and equipment expense | $428,000 | 2,836 |
| Additional noninterest expense | $715,000 | 3,754 |
| Pre-tax net operating income | $3,352,000 | 2,280 |
| Securities gains (losses) | $22,000 | 1,359 |
| Applicable income taxes | $795,000 | 1,647 |
| Income before extraordinary items | $2,579,000 | 2,471 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,579,000 | 2,471 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,579,000 | 2,471 |
| Net charge-offs | $-76,000 | 4,360 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,561,620 | 2,451 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 2,601 |
| Total interest expense | $595,000 | 2,112 |
| Net interest income | $4,094,000 | 2,655 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $797,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $50,000 | 3,442 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $747,000 | 2,232 |
| Total noninterest expense | $2,351,000 | 3,123 |
| Salaries and employee benefits | $1,626,000 | 2,825 |
| Premises and equipment expense | $278,000 | 2,881 |
| Additional noninterest expense | $447,000 | 3,844 |
| Pre-tax net operating income | $2,540,000 | 2,100 |
| Securities gains (losses) | $22,000 | 1,150 |
| Applicable income taxes | $608,000 | 1,517 |
| Income before extraordinary items | $1,954,000 | 2,263 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,954,000 | 2,261 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,954,000 | 2,263 |
| Net charge-offs | $-75,000 | 4,500 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,936,620 | 2,239 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 2,466 |
| Total interest expense | $311,000 | 2,128 |
| Net interest income | $2,252,000 | 2,495 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $407,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $381,000 | 2,203 |
| Total noninterest expense | $1,193,000 | 3,099 |
| Salaries and employee benefits | $790,000 | 2,865 |
| Premises and equipment expense | $134,000 | 2,951 |
| Additional noninterest expense | $269,000 | 3,595 |
| Pre-tax net operating income | $1,466,000 | 1,906 |
| Securities gains (losses) | $22,000 | 857 |
| Applicable income taxes | $362,000 | 1,386 |
| Income before extraordinary items | $1,126,000 | 2,063 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,126,000 | 2,062 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,126,000 | 2,063 |
| Net charge-offs | $56,000 | 789 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,108,620 | 2,049 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 2,650 |
| Total interest expense | $1,728,000 | 2,164 |
| Net interest income | $7,447,000 | 2,726 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $1,425,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $159,000 | 3,034 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,266,000 | 2,248 |
| Total noninterest expense | $5,408,000 | 2,856 |
| Salaries and employee benefits | $3,916,000 | 2,519 |
| Premises and equipment expense | $553,000 | 2,888 |
| Additional noninterest expense | $939,000 | 3,781 |
| Pre-tax net operating income | $3,364,000 | 2,292 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $780,000 | 1,636 |
| Income before extraordinary items | $2,585,000 | 2,504 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,585,000 | 2,504 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,585,000 | 2,504 |
| Net charge-offs | $20,000 | 2,800 |
| Cash dividends | $1,050,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,584,210 | 2,451 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 2,623 |
| Total interest expense | $1,372,000 | 2,169 |
| Net interest income | $5,713,000 | 2,690 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,012,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $121,000 | 3,029 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $891,000 | 2,264 |
| Total noninterest expense | $3,443,000 | 3,134 |
| Salaries and employee benefits | $2,350,000 | 2,854 |
| Premises and equipment expense | $412,000 | 2,907 |
| Additional noninterest expense | $681,000 | 3,810 |
| Pre-tax net operating income | $3,282,000 | 1,928 |
| Securities gains (losses) | $3,000 | 2,334 |
| Applicable income taxes | $773,000 | 1,379 |
| Income before extraordinary items | $2,512,000 | 2,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,512,000 | 2,142 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,512,000 | 2,142 |
| Net charge-offs | $22,000 | 2,453 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,509,630 | 2,085 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 2,591 |
| Total interest expense | $955,000 | 2,214 |
| Net interest income | $3,943,000 | 2,657 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $664,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $83,000 | 3,033 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $581,000 | 2,230 |
| Total noninterest expense | $2,226,000 | 3,197 |
| Salaries and employee benefits | $1,514,000 | 2,926 |
| Premises and equipment expense | $271,000 | 2,931 |
| Additional noninterest expense | $441,000 | 3,853 |
| Pre-tax net operating income | $2,381,000 | 1,767 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $564,000 | 1,242 |
| Income before extraordinary items | $1,817,000 | 1,965 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,817,000 | 1,966 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,817,000 | 1,966 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,817,000 | 1,928 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 2,679 |
| Total interest expense | $490,000 | 2,315 |
| Net interest income | $1,838,000 | 2,737 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $358,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $58,000 | 2,887 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $300,000 | 1,997 |
| Total noninterest expense | $1,103,000 | 3,238 |
| Salaries and employee benefits | $740,000 | 2,973 |
| Premises and equipment expense | $131,000 | 3,003 |
| Additional noninterest expense | $232,000 | 3,830 |
| Pre-tax net operating income | $1,093,000 | 1,711 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $264,000 | 1,183 |
| Income before extraordinary items | $829,000 | 1,921 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $829,000 | 1,921 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $829,000 | 1,921 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $829,000 | 1,883 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,165,000 | 2,723 |
| Total interest expense | $1,932,000 | 2,393 |
| Net interest income | $7,233,000 | 2,783 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $821,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $222,000 | 3,039 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $599,000 | 2,834 |
| Total noninterest expense | $5,091,000 | 2,974 |
| Salaries and employee benefits | $3,613,000 | 2,620 |
| Premises and equipment expense | $568,000 | 2,886 |
| Additional noninterest expense | $910,000 | 3,925 |
| Pre-tax net operating income | $2,863,000 | 2,537 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $654,000 | 1,766 |
| Income before extraordinary items | $2,209,000 | 2,758 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,209,000 | 2,759 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,209,000 | 2,760 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $950,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,209,000 | 2,723 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 2,751 |
| Total interest expense | $1,439,000 | 2,429 |
| Net interest income | $5,425,000 | 2,826 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $619,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $172,000 | 3,033 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $447,000 | 2,846 |
| Total noninterest expense | $3,327,000 | 3,239 |
| Salaries and employee benefits | $2,244,000 | 2,952 |
| Premises and equipment expense | $421,000 | 2,929 |
| Additional noninterest expense | $662,000 | 3,994 |
| Pre-tax net operating income | $2,717,000 | 2,246 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $631,000 | 1,617 |
| Income before extraordinary items | $2,086,000 | 2,463 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,086,000 | 2,464 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,086,000 | 2,464 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,086,000 | 2,434 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 2,784 |
| Total interest expense | $958,000 | 2,392 |
| Net interest income | $3,579,000 | 2,854 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $403,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $119,000 | 2,979 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $284,000 | 2,864 |
| Total noninterest expense | $2,195,000 | 3,292 |
| Salaries and employee benefits | $1,488,000 | 2,976 |
| Premises and equipment expense | $277,000 | 2,967 |
| Additional noninterest expense | $430,000 | 4,074 |
| Pre-tax net operating income | $1,787,000 | 2,234 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $411,000 | 1,607 |
| Income before extraordinary items | $1,376,000 | 2,448 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,376,000 | 2,448 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,376,000 | 2,448 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,376,000 | 2,426 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 2,834 |
| Total interest expense | $476,000 | 2,376 |
| Net interest income | $1,754,000 | 2,915 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $189,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $68,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 2,994 |
| Total noninterest expense | $1,068,000 | 3,364 |
| Salaries and employee benefits | $724,000 | 3,041 |
| Premises and equipment expense | $139,000 | 2,994 |
| Additional noninterest expense | $205,000 | 4,155 |
| Pre-tax net operating income | $875,000 | 2,237 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $201,000 | 1,585 |
| Income before extraordinary items | $674,000 | 2,420 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $674,000 | 2,419 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $674,000 | 2,419 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $674,000 | 2,406 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,850 |
| Total interest expense | $1,335,000 | 2,507 |
| Net interest income | $7,045,000 | 2,884 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $720,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $206,000 | 3,274 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $514,000 | 3,027 |
| Total noninterest expense | $4,780,000 | 3,139 |
| Salaries and employee benefits | $3,322,000 | 2,768 |
| Premises and equipment expense | $553,000 | 2,988 |
| Additional noninterest expense | $905,000 | 4,045 |
| Pre-tax net operating income | $2,885,000 | 2,562 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $739,000 | 1,642 |
| Income before extraordinary items | $2,150,000 | 2,820 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,150,000 | 2,819 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,150,000 | 2,819 |
| Net charge-offs | $-106,000 | 5,052 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,146,840 | 2,817 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 2,851 |
| Total interest expense | $997,000 | 2,444 |
| Net interest income | $5,278,000 | 2,899 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $532,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $142,000 | 3,397 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $390,000 | 3,050 |
| Total noninterest expense | $3,123,000 | 3,416 |
| Salaries and employee benefits | $2,048,000 | 3,124 |
| Premises and equipment expense | $414,000 | 3,009 |
| Additional noninterest expense | $661,000 | 4,107 |
| Pre-tax net operating income | $2,687,000 | 2,276 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $688,000 | 1,516 |
| Income before extraordinary items | $2,003,000 | 2,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,003,000 | 2,514 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,003,000 | 2,514 |
| Net charge-offs | $-4,000 | 4,251 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,999,840 | 2,510 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 2,852 |
| Total interest expense | $637,000 | 2,431 |
| Net interest income | $3,503,000 | 2,917 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $354,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $94,000 | 3,414 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $260,000 | 3,068 |
| Total noninterest expense | $2,067,000 | 3,446 |
| Salaries and employee benefits | $1,350,000 | 3,158 |
| Premises and equipment expense | $276,000 | 3,019 |
| Additional noninterest expense | $441,000 | 4,146 |
| Pre-tax net operating income | $1,790,000 | 2,255 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $456,000 | 1,494 |
| Income before extraordinary items | $1,334,000 | 2,502 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,334,000 | 2,501 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,334,000 | 2,501 |
| Net charge-offs | $-12,000 | 4,572 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,334,000 | 2,495 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 2,923 |
| Total interest expense | $300,000 | 2,469 |
| Net interest income | $1,703,000 | 2,979 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $182,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $140,000 | 2,924 |
| Total noninterest expense | $1,020,000 | 3,512 |
| Salaries and employee benefits | $671,000 | 3,195 |
| Premises and equipment expense | $135,000 | 3,086 |
| Additional noninterest expense | $214,000 | 4,223 |
| Pre-tax net operating income | $865,000 | 2,257 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $222,000 | 1,479 |
| Income before extraordinary items | $643,000 | 2,503 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $643,000 | 2,503 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $643,000 | 2,503 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $643,000 | 2,495 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 3,029 |
| Total interest expense | $931,000 | 2,673 |
| Net interest income | $6,442,000 | 3,045 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $618,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $195,000 | 3,483 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $423,000 | 3,385 |
| Total noninterest expense | $4,303,000 | 3,417 |
| Salaries and employee benefits | $2,938,000 | 3,037 |
| Premises and equipment expense | $539,000 | 3,123 |
| Additional noninterest expense | $826,000 | 4,339 |
| Pre-tax net operating income | $2,557,000 | 2,714 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $969,000 | 1,902 |
| Income before extraordinary items | $1,589,000 | 3,037 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,589,000 | 3,035 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,589,000 | 3,037 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $800,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,588,360 | 3,014 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 3,088 |
| Total interest expense | $673,000 | 2,711 |
| Net interest income | $4,745,000 | 3,100 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $459,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $140,000 | 3,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $319,000 | 3,389 |
| Total noninterest expense | $2,874,000 | 3,643 |
| Salaries and employee benefits | $1,869,000 | 3,346 |
| Premises and equipment expense | $405,000 | 3,146 |
| Additional noninterest expense | $600,000 | 4,407 |
| Pre-tax net operating income | $2,330,000 | 2,476 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $744,000 | 1,735 |
| Income before extraordinary items | $1,587,000 | 2,765 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,587,000 | 2,764 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,587,000 | 2,765 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,586,320 | 2,748 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 3,123 |
| Total interest expense | $454,000 | 2,653 |
| Net interest income | $3,069,000 | 3,165 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $304,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $84,000 | 3,715 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $220,000 | 3,348 |
| Total noninterest expense | $1,909,000 | 3,659 |
| Salaries and employee benefits | $1,233,000 | 3,386 |
| Premises and equipment expense | $275,000 | 3,118 |
| Additional noninterest expense | $401,000 | 4,420 |
| Pre-tax net operating income | $1,464,000 | 2,531 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $453,000 | 1,792 |
| Income before extraordinary items | $1,012,000 | 2,794 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,012,000 | 2,794 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,012,000 | 2,794 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,011,310 | 2,781 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 3,127 |
| Total interest expense | $243,000 | 2,506 |
| Net interest income | $1,516,000 | 3,191 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,187 |
| Total noninterest expense | $939,000 | 3,746 |
| Salaries and employee benefits | $604,000 | 3,477 |
| Premises and equipment expense | $138,000 | 3,145 |
| Additional noninterest expense | $197,000 | 4,500 |
| Pre-tax net operating income | $738,000 | 2,439 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $241,000 | 1,690 |
| Income before extraordinary items | $497,000 | 2,766 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $497,000 | 2,766 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $497,000 | 2,766 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $497,000 | 2,749 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 3,201 |
| Total interest expense | $897,000 | 2,604 |
| Net interest income | $5,829,000 | 3,248 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $520,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $177,000 | 3,743 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $343,000 | 3,777 |
| Total noninterest expense | $4,164,000 | 3,561 |
| Salaries and employee benefits | $2,656,000 | 3,290 |
| Premises and equipment expense | $527,000 | 3,264 |
| Additional noninterest expense | $981,000 | 4,186 |
| Pre-tax net operating income | $2,185,000 | 2,911 |
| Securities gains (losses) | $58,000 | 1,734 |
| Applicable income taxes | $695,000 | 1,970 |
| Income before extraordinary items | $1,548,000 | 3,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,548,000 | 3,234 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,548,000 | 3,234 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $1,060,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,507,980 | 3,231 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 3,205 |
| Total interest expense | $672,000 | 2,600 |
| Net interest income | $4,386,000 | 3,259 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $489,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $134,000 | 3,759 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $355,000 | 3,345 |
| Total noninterest expense | $2,846,000 | 3,757 |
| Salaries and employee benefits | $1,759,000 | 3,527 |
| Premises and equipment expense | $387,000 | 3,341 |
| Additional noninterest expense | $700,000 | 4,320 |
| Pre-tax net operating income | $2,029,000 | 2,599 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $684,000 | 1,779 |
| Income before extraordinary items | $1,398,000 | 2,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,398,000 | 2,925 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,398,000 | 2,925 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $350,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,362,490 | 2,924 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 3,238 |
| Total interest expense | $450,000 | 2,610 |
| Net interest income | $2,888,000 | 3,300 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $342,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $90,000 | 3,740 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,267 |
| Total noninterest expense | $1,908,000 | 3,769 |
| Salaries and employee benefits | $1,167,000 | 3,558 |
| Premises and equipment expense | $250,000 | 3,406 |
| Additional noninterest expense | $491,000 | 4,266 |
| Pre-tax net operating income | $1,322,000 | 2,601 |
| Securities gains (losses) | $53,000 | 1,383 |
| Applicable income taxes | $447,000 | 1,777 |
| Income before extraordinary items | $928,000 | 2,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $928,000 | 2,926 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $928,000 | 2,927 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $892,490 | 2,921 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,245 |
| Total interest expense | $223,000 | 2,638 |
| Net interest income | $1,449,000 | 3,294 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $169,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $127,000 | 3,205 |
| Total noninterest expense | $942,000 | 3,833 |
| Salaries and employee benefits | $578,000 | 3,603 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $241,000 | 4,313 |
| Pre-tax net operating income | $676,000 | 2,541 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $220,000 | 1,754 |
| Income before extraordinary items | $456,000 | 2,896 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $456,000 | 2,895 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $456,000 | 2,896 |
| Net charge-offs | $23,000 | 1,894 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $456,000 | 2,842 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 3,205 |
| Total interest expense | $957,000 | 2,489 |
| Net interest income | $5,765,000 | 3,279 |
| Provision for loan and lease losses | $1,035,000 | 802 |
| Total noninterest income | $1,007,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $210,000 | 3,636 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $797,000 | 2,660 |
| Total noninterest expense | $3,714,000 | 3,873 |
| Salaries and employee benefits | $2,324,000 | 3,587 |
| Premises and equipment expense | $508,000 | 3,449 |
| Additional noninterest expense | $882,000 | 4,515 |
| Pre-tax net operating income | $2,023,000 | 2,989 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $613,000 | 2,042 |
| Income before extraordinary items | $1,410,000 | 3,339 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,410,000 | 3,338 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,410,000 | 3,340 |
| Net charge-offs | $969,000 | 711 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,410,000 | 3,289 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 3,219 |
| Total interest expense | $750,000 | 2,443 |
| Net interest income | $4,316,000 | 3,304 |
| Provision for loan and lease losses | $935,000 | 642 |
| Total noninterest income | $703,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $169,000 | 3,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $534,000 | 2,825 |
| Total noninterest expense | $2,652,000 | 4,011 |
| Salaries and employee benefits | $1,679,000 | 3,687 |
| Premises and equipment expense | $374,000 | 3,529 |
| Additional noninterest expense | $599,000 | 4,739 |
| Pre-tax net operating income | $1,432,000 | 3,167 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $424,000 | 2,146 |
| Income before extraordinary items | $1,008,000 | 3,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 3,480 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,008,000 | 3,481 |
| Net charge-offs | $932,000 | 529 |
| Cash dividends | $150,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,008,000 | 3,429 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,192 |
| Total interest expense | $529,000 | 2,361 |
| Net interest income | $2,904,000 | 3,294 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $514,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $105,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $409,000 | 2,649 |
| Total noninterest expense | $1,755,000 | 4,065 |
| Salaries and employee benefits | $1,111,000 | 3,733 |
| Premises and equipment expense | $246,000 | 3,587 |
| Additional noninterest expense | $398,000 | 4,769 |
| Pre-tax net operating income | $1,663,000 | 2,178 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $537,000 | 1,557 |
| Income before extraordinary items | $1,126,000 | 2,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,126,000 | 2,539 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,126,000 | 2,539 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $150,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,126,000 | 2,483 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,224 |
| Total interest expense | $252,000 | 2,467 |
| Net interest income | $1,449,000 | 3,300 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $369,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $329,000 | 1,996 |
| Total noninterest expense | $877,000 | 4,102 |
| Salaries and employee benefits | $563,000 | 3,734 |
| Premises and equipment expense | $123,000 | 3,601 |
| Additional noninterest expense | $191,000 | 4,890 |
| Pre-tax net operating income | $941,000 | 1,958 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $299,000 | 1,443 |
| Income before extraordinary items | $642,000 | 2,283 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $642,000 | 2,284 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $642,000 | 2,284 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $642,000 | 2,220 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 3,358 |
| Total interest expense | $912,000 | 2,759 |
| Net interest income | $5,562,000 | 3,411 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $648,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $196,000 | 3,944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $452,000 | 3,421 |
| Total noninterest expense | $3,844,000 | 3,919 |
| Salaries and employee benefits | $2,457,000 | 3,516 |
| Premises and equipment expense | $524,000 | 3,524 |
| Additional noninterest expense | $863,000 | 4,760 |
| Pre-tax net operating income | $2,266,000 | 2,773 |
| Securities gains (losses) | $111,000 | 1,181 |
| Applicable income taxes | $776,000 | 1,799 |
| Income before extraordinary items | $1,601,000 | 3,133 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,601,000 | 3,133 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,601,000 | 3,134 |
| Net charge-offs | $-28,000 | 5,873 |
| Cash dividends | $700,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,526,630 | 3,158 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 3,403 |
| Total interest expense | $702,000 | 2,743 |
| Net interest income | $4,106,000 | 3,471 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $492,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $145,000 | 4,009 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $347,000 | 3,410 |
| Total noninterest expense | $2,650,000 | 4,127 |
| Salaries and employee benefits | $1,628,000 | 3,837 |
| Premises and equipment expense | $388,000 | 3,599 |
| Additional noninterest expense | $634,000 | 4,829 |
| Pre-tax net operating income | $1,948,000 | 2,552 |
| Securities gains (losses) | $111,000 | 924 |
| Applicable income taxes | $668,000 | 1,700 |
| Income before extraordinary items | $1,391,000 | 2,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,391,000 | 2,879 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,391,000 | 2,879 |
| Net charge-offs | $-27,000 | 5,867 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,315,520 | 2,920 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 3,420 |
| Total interest expense | $491,000 | 2,662 |
| Net interest income | $2,703,000 | 3,499 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $267,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $88,000 | 4,159 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $179,000 | 3,805 |
| Total noninterest expense | $1,772,000 | 4,150 |
| Salaries and employee benefits | $1,091,000 | 3,837 |
| Premises and equipment expense | $250,000 | 3,712 |
| Additional noninterest expense | $431,000 | 4,796 |
| Pre-tax net operating income | $1,198,000 | 2,656 |
| Securities gains (losses) | $110,000 | 738 |
| Applicable income taxes | $423,000 | 1,714 |
| Income before extraordinary items | $885,000 | 2,882 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $885,000 | 2,887 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $885,000 | 2,887 |
| Net charge-offs | $-26,000 | 5,972 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $810,200 | 3,010 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 3,498 |
| Total interest expense | $250,000 | 2,679 |
| Net interest income | $1,305,000 | 3,585 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $136,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $92,000 | 3,694 |
| Total noninterest expense | $896,000 | 4,152 |
| Salaries and employee benefits | $549,000 | 3,864 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $219,000 | 4,806 |
| Pre-tax net operating income | $545,000 | 2,742 |
| Securities gains (losses) | $67,000 | 556 |
| Applicable income taxes | $197,000 | 1,726 |
| Income before extraordinary items | $415,000 | 2,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,927 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $415,000 | 2,927 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $369,440 | 3,135 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 3,483 |
| Total interest expense | $996,000 | 2,948 |
| Net interest income | $5,373,000 | 3,534 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $245,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 5,636 |
| Total noninterest expense | $3,670,000 | 4,133 |
| Salaries and employee benefits | $2,293,000 | 3,759 |
| Premises and equipment expense | $459,000 | 3,918 |
| Additional noninterest expense | $918,000 | 4,769 |
| Pre-tax net operating income | $1,948,000 | 2,914 |
| Securities gains (losses) | $21,000 | 2,321 |
| Applicable income taxes | $604,000 | 1,965 |
| Income before extraordinary items | $1,365,000 | 3,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,365,000 | 3,332 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,365,000 | 3,333 |
| Net charge-offs | $-40,000 | 6,383 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,350,510 | 3,298 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 3,511 |
| Total interest expense | $758,000 | 3,000 |
| Net interest income | $4,020,000 | 3,555 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $382,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $127,000 | 4,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 3,999 |
| Total noninterest expense | $2,553,000 | 4,349 |
| Salaries and employee benefits | $1,546,000 | 4,029 |
| Premises and equipment expense | $338,000 | 4,018 |
| Additional noninterest expense | $669,000 | 4,860 |
| Pre-tax net operating income | $1,849,000 | 2,569 |
| Securities gains (losses) | $18,000 | 2,258 |
| Applicable income taxes | $597,000 | 1,739 |
| Income before extraordinary items | $1,270,000 | 2,964 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,270,000 | 2,968 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,270,000 | 2,968 |
| Net charge-offs | $-34,000 | 6,377 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,257,760 | 2,915 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 3,543 |
| Total interest expense | $513,000 | 3,012 |
| Net interest income | $2,639,000 | 3,579 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $227,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $80,000 | 4,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,234 |
| Total noninterest expense | $1,681,000 | 4,394 |
| Salaries and employee benefits | $1,024,000 | 4,053 |
| Premises and equipment expense | $215,000 | 4,132 |
| Additional noninterest expense | $442,000 | 4,891 |
| Pre-tax net operating income | $1,185,000 | 2,619 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $371,000 | 1,817 |
| Income before extraordinary items | $813,000 | 3,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $813,000 | 3,041 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $813,000 | 3,042 |
| Net charge-offs | $-22,000 | 6,352 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $813,690 | 2,944 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 3,586 |
| Total interest expense | $249,000 | 3,159 |
| Net interest income | $1,316,000 | 3,618 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $118,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 4,023 |
| Total noninterest expense | $842,000 | 4,428 |
| Salaries and employee benefits | $513,000 | 4,096 |
| Premises and equipment expense | $105,000 | 4,201 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $592,000 | 2,581 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $406,000 | 3,001 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $406,000 | 3,001 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $406,000 | 3,003 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $406,000 | 2,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 3,744 |
| Total interest expense | $1,078,000 | 3,447 |
| Net interest income | $5,122,000 | 3,756 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $-435,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $162,000 | 4,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-597,000 | 6,953 |
| Total noninterest expense | $3,376,000 | 4,466 |
| Salaries and employee benefits | $2,099,000 | 4,017 |
| Premises and equipment expense | $475,000 | 3,936 |
| Additional noninterest expense | $802,000 | 5,261 |
| Pre-tax net operating income | $1,236,000 | 3,661 |
| Securities gains (losses) | $139,000 | 2,009 |
| Applicable income taxes | $326,000 | 2,585 |
| Income before extraordinary items | $1,049,000 | 3,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,049,000 | 3,804 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,049,000 | 3,806 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $943,360 | 3,834 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 3,834 |
| Total interest expense | $838,000 | 3,476 |
| Net interest income | $3,768,000 | 3,865 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $-281,000 | 7,074 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-400,000 | 7,053 |
| Total noninterest expense | $2,413,000 | 4,604 |
| Salaries and employee benefits | $1,489,000 | 4,161 |
| Premises and equipment expense | $355,000 | 3,999 |
| Additional noninterest expense | $569,000 | 5,432 |
| Pre-tax net operating income | $999,000 | 3,633 |
| Securities gains (losses) | $139,000 | 1,729 |
| Applicable income taxes | $274,000 | 2,550 |
| Income before extraordinary items | $864,000 | 3,726 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $864,000 | 3,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $864,000 | 3,728 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $758,360 | 3,788 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 3,857 |
| Total interest expense | $586,000 | 3,458 |
| Net interest income | $2,489,000 | 3,900 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $-302,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-384,000 | 7,149 |
| Total noninterest expense | $1,610,000 | 4,629 |
| Salaries and employee benefits | $986,000 | 4,210 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $386,000 | 5,416 |
| Pre-tax net operating income | $527,000 | 4,032 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $99,000 | 3,058 |
| Income before extraordinary items | $429,000 | 4,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $429,000 | 4,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $429,000 | 4,252 |
| Net charge-offs | $92,000 | 3,493 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $428,190 | 4,075 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 3,883 |
| Total interest expense | $300,000 | 3,516 |
| Net interest income | $1,252,000 | 3,908 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-362,000 | 7,269 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-404,000 | 7,263 |
| Total noninterest expense | $802,000 | 4,652 |
| Salaries and employee benefits | $483,000 | 4,294 |
| Premises and equipment expense | $114,000 | 4,109 |
| Additional noninterest expense | $205,000 | 5,294 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-22,000 | 7,037 |
| Income before extraordinary items | $111,000 | 5,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,250 |
| Net charge-offs | $90,000 | 2,538 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $110,000 | 5,115 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 3,871 |
| Total interest expense | $1,260,000 | 3,848 |
| Net interest income | $5,208,000 | 3,805 |
| Provision for loan and lease losses | $775,000 | 2,786 |
| Total noninterest income | $263,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $185,000 | 4,523 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $78,000 | 5,546 |
| Total noninterest expense | $3,693,000 | 4,344 |
| Salaries and employee benefits | $2,150,000 | 3,969 |
| Premises and equipment expense | $480,000 | 4,145 |
| Additional noninterest expense | $1,063,000 | 4,757 |
| Pre-tax net operating income | $1,003,000 | 3,727 |
| Securities gains (losses) | $138,000 | 1,773 |
| Applicable income taxes | $272,000 | 2,620 |
| Income before extraordinary items | $869,000 | 3,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $869,000 | 3,815 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $869,000 | 3,814 |
| Net charge-offs | $668,000 | 2,837 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $764,120 | 3,890 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 3,877 |
| Total interest expense | $963,000 | 3,912 |
| Net interest income | $3,945,000 | 3,802 |
| Provision for loan and lease losses | $625,000 | 2,588 |
| Total noninterest income | $405,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $265,000 | 3,650 |
| Total noninterest expense | $2,755,000 | 4,355 |
| Salaries and employee benefits | $1,578,000 | 4,037 |
| Premises and equipment expense | $359,000 | 4,195 |
| Additional noninterest expense | $818,000 | 4,726 |
| Pre-tax net operating income | $970,000 | 3,363 |
| Securities gains (losses) | $43,000 | 2,413 |
| Applicable income taxes | $261,000 | 2,412 |
| Income before extraordinary items | $752,000 | 3,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 3,622 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $752,000 | 3,622 |
| Net charge-offs | $690,000 | 2,299 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $720,180 | 3,595 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 3,934 |
| Total interest expense | $651,000 | 3,995 |
| Net interest income | $2,594,000 | 3,849 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $363,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 2,990 |
| Total noninterest expense | $1,903,000 | 4,302 |
| Salaries and employee benefits | $1,079,000 | 3,995 |
| Premises and equipment expense | $240,000 | 4,221 |
| Additional noninterest expense | $584,000 | 4,604 |
| Pre-tax net operating income | $679,000 | 3,235 |
| Securities gains (losses) | $43,000 | 1,678 |
| Applicable income taxes | $190,000 | 2,277 |
| Income before extraordinary items | $532,000 | 3,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $532,000 | 3,449 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $532,000 | 3,449 |
| Net charge-offs | $231,000 | 2,964 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $500,180 | 3,485 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 3,982 |
| Total interest expense | $332,000 | 4,049 |
| Net interest income | $1,275,000 | 3,893 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $248,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $207,000 | 2,427 |
| Total noninterest expense | $982,000 | 4,225 |
| Salaries and employee benefits | $556,000 | 3,938 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $299,000 | 4,538 |
| Pre-tax net operating income | $391,000 | 3,021 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $102,000 | 2,155 |
| Income before extraordinary items | $289,000 | 3,319 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $289,000 | 3,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $289,000 | 3,317 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $289,000 | 3,269 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,088 |
| Total interest expense | $1,659,000 | 4,032 |
| Net interest income | $4,861,000 | 4,031 |
| Provision for loan and lease losses | $1,225,000 | 2,746 |
| Total noninterest income | $-230,000 | 7,435 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 4,482 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-422,000 | 7,378 |
| Total noninterest expense | $3,726,000 | 4,416 |
| Salaries and employee benefits | $2,212,000 | 3,939 |
| Premises and equipment expense | $482,000 | 4,283 |
| Additional noninterest expense | $1,032,000 | 5,007 |
| Pre-tax net operating income | $-320,000 | 6,133 |
| Securities gains (losses) | $59,000 | 2,547 |
| Applicable income taxes | $-540,000 | 7,187 |
| Income before extraordinary items | $279,000 | 5,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,012 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $279,000 | 5,012 |
| Net charge-offs | $1,965,000 | 1,881 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $241,240 | 4,999 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 4,160 |
| Total interest expense | $1,290,000 | 4,088 |
| Net interest income | $3,628,000 | 4,104 |
| Provision for loan and lease losses | $1,225,000 | 2,250 |
| Total noninterest income | $6,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-137,000 | 7,415 |
| Total noninterest expense | $2,657,000 | 4,573 |
| Salaries and employee benefits | $1,608,000 | 4,074 |
| Premises and equipment expense | $366,000 | 4,303 |
| Additional noninterest expense | $683,000 | 5,331 |
| Pre-tax net operating income | $-248,000 | 6,348 |
| Securities gains (losses) | $59,000 | 2,312 |
| Applicable income taxes | $-497,000 | 7,369 |
| Income before extraordinary items | $308,000 | 4,836 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $308,000 | 4,839 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $308,000 | 4,839 |
| Net charge-offs | $934,000 | 2,272 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $270,240 | 4,809 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 4,206 |
| Total interest expense | $885,000 | 4,105 |
| Net interest income | $2,384,000 | 4,139 |
| Provision for loan and lease losses | $475,000 | 2,932 |
| Total noninterest income | $125,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $1,758,000 | 4,605 |
| Salaries and employee benefits | $1,064,000 | 4,112 |
| Premises and equipment expense | $242,000 | 4,351 |
| Additional noninterest expense | $452,000 | 5,357 |
| Pre-tax net operating income | $276,000 | 4,523 |
| Securities gains (losses) | $59,000 | 1,781 |
| Applicable income taxes | $-264,000 | 7,374 |
| Income before extraordinary items | $599,000 | 3,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $599,000 | 3,062 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $599,000 | 3,065 |
| Net charge-offs | $935,000 | 1,800 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $540,000 | 3,165 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 4,276 |
| Total interest expense | $468,000 | 4,098 |
| Net interest income | $1,157,000 | 4,259 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-43,000 | 7,665 |
| Total noninterest expense | $862,000 | 4,708 |
| Salaries and employee benefits | $524,000 | 4,221 |
| Premises and equipment expense | $123,000 | 4,408 |
| Additional noninterest expense | $215,000 | 5,514 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-323,000 | 7,642 |
| Income before extraordinary items | $444,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 2,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $444,000 | 2,372 |
| Net charge-offs | $362,000 | 1,856 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $444,000 | 2,286 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,879,000 | 4,225 |
| Total interest expense | $2,425,000 | 3,976 |
| Net interest income | $4,454,000 | 4,263 |
| Provision for loan and lease losses | $2,750,000 | 2,086 |
| Total noninterest income | $-1,084,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $196,000 | 4,698 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,280,000 | 7,906 |
| Total noninterest expense | $3,512,000 | 4,702 |
| Salaries and employee benefits | $2,128,000 | 4,166 |
| Premises and equipment expense | $457,000 | 4,626 |
| Additional noninterest expense | $927,000 | 5,451 |
| Pre-tax net operating income | $-2,892,000 | 6,874 |
| Securities gains (losses) | $98,000 | 2,159 |
| Applicable income taxes | $-1,212,000 | 7,352 |
| Income before extraordinary items | $-1,582,000 | 6,601 |
| Extraordinary gains, net | $822,000 | 13 |
| Net income | $-760,000 | 6,238 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-760,000 | 6,238 |
| Net charge-offs | $2,438,000 | 1,821 |
| Cash dividends | $115,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,644,720 | 6,623 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 4,244 |
| Total interest expense | $1,902,000 | 3,982 |
| Net interest income | $3,311,000 | 4,291 |
| Provision for loan and lease losses | $2,750,000 | 1,560 |
| Total noninterest income | $-700,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-842,000 | 8,000 |
| Total noninterest expense | $2,613,000 | 4,745 |
| Salaries and employee benefits | $1,605,000 | 4,177 |
| Premises and equipment expense | $345,000 | 4,659 |
| Additional noninterest expense | $663,000 | 5,565 |
| Pre-tax net operating income | $-2,752,000 | 7,232 |
| Securities gains (losses) | $94,000 | 1,891 |
| Applicable income taxes | $-1,002,000 | 7,558 |
| Income before extraordinary items | $-1,656,000 | 7,054 |
| Extraordinary gains, net | $822,000 | 10 |
| Net income | $-834,000 | 6,649 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-834,000 | 6,649 |
| Net charge-offs | $2,491,000 | 1,324 |
| Cash dividends | $115,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,716,160 | 7,068 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 4,275 |
| Total interest expense | $1,292,000 | 4,056 |
| Net interest income | $2,198,000 | 4,299 |
| Provision for loan and lease losses | $875,000 | 2,234 |
| Total noninterest income | $-748,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $95,000 | 4,760 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-843,000 | 8,116 |
| Total noninterest expense | $1,773,000 | 4,734 |
| Salaries and employee benefits | $1,078,000 | 4,205 |
| Premises and equipment expense | $235,000 | 4,627 |
| Additional noninterest expense | $460,000 | 5,468 |
| Pre-tax net operating income | $-1,198,000 | 7,116 |
| Securities gains (losses) | $36,000 | 2,081 |
| Applicable income taxes | $-37,000 | 6,956 |
| Income before extraordinary items | $-1,125,000 | 7,189 |
| Extraordinary gains, net | $822,000 | 6 |
| Net income | $-303,000 | 6,540 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-303,000 | 6,540 |
| Net charge-offs | $985,000 | 1,643 |
| Cash dividends | $115,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,159,920 | 7,211 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 4,333 |
| Total interest expense | $642,000 | 4,191 |
| Net interest income | $1,088,000 | 4,319 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-43,000 | 8,072 |
| Total noninterest expense | $775,000 | 5,065 |
| Salaries and employee benefits | $467,000 | 4,694 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $184,000 | 5,798 |
| Pre-tax net operating income | $265,000 | 3,537 |
| Securities gains (losses) | $36,000 | 1,437 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $288,000 | 3,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $288,000 | 3,201 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $253,440 | 3,271 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 4,468 |
| Total interest expense | $2,791,000 | 4,455 |
| Net interest income | $4,256,000 | 4,384 |
| Provision for loan and lease losses | $2,300,000 | 1,645 |
| Total noninterest income | $282,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $180,000 | 4,986 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $102,000 | 5,897 |
| Total noninterest expense | $4,221,000 | 4,075 |
| Salaries and employee benefits | $2,207,000 | 4,131 |
| Premises and equipment expense | $527,000 | 4,321 |
| Additional noninterest expense | $1,487,000 | 3,636 |
| Pre-tax net operating income | $-1,983,000 | 7,352 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $740,000 | 1,474 |
| Income before extraordinary items | $-2,688,000 | 7,549 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,688,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,400,000 | 1,153 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,723,000 | 7,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,559 |
| Total interest expense | $2,141,000 | 4,510 |
| Net interest income | $3,109,000 | 4,513 |
| Provision for loan and lease losses | $2,200,000 | 1,113 |
| Total noninterest income | $300,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $140,000 | 4,964 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 4,846 |
| Total noninterest expense | $3,286,000 | 3,937 |
| Salaries and employee benefits | $1,569,000 | 4,332 |
| Premises and equipment expense | $411,000 | 4,225 |
| Additional noninterest expense | $1,306,000 | 3,137 |
| Pre-tax net operating income | $-2,077,000 | 7,881 |
| Securities gains (losses) | $35,000 | 1,656 |
| Applicable income taxes | $746,000 | 1,448 |
| Income before extraordinary items | $-2,788,000 | 7,987 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,788,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,395,000 | 738 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,823,000 | 8,052 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 4,649 |
| Total interest expense | $1,476,000 | 4,545 |
| Net interest income | $1,997,000 | 4,630 |
| Provision for loan and lease losses | $2,050,000 | 775 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $93,000 | 4,964 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $90,000 | 5,223 |
| Total noninterest expense | $1,736,000 | 4,678 |
| Salaries and employee benefits | $1,033,000 | 4,413 |
| Premises and equipment expense | $278,000 | 4,195 |
| Additional noninterest expense | $425,000 | 5,233 |
| Pre-tax net operating income | $-1,606,000 | 8,105 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $748,000 | 1,169 |
| Income before extraordinary items | $-2,318,000 | 8,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,318,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,244,000 | 521 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,354,000 | 8,236 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 4,544 |
| Total interest expense | $762,000 | 4,645 |
| Net interest income | $1,091,000 | 4,345 |
| Provision for loan and lease losses | $800,000 | 722 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $47,000 | 4,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $840,000 | 4,783 |
| Salaries and employee benefits | $487,000 | 4,645 |
| Premises and equipment expense | $133,000 | 4,350 |
| Additional noninterest expense | $220,000 | 5,078 |
| Pre-tax net operating income | $-430,000 | 8,032 |
| Securities gains (losses) | $36,000 | 1,273 |
| Applicable income taxes | $728,000 | 742 |
| Income before extraordinary items | $-1,122,000 | 8,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,122,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 533 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,158,000 | 8,318 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 4,635 |
| Total interest expense | $3,212,000 | 4,598 |
| Net interest income | $4,068,000 | 4,573 |
| Provision for loan and lease losses | $325,000 | 3,050 |
| Total noninterest income | $441,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $236,000 | 4,714 |
| Total noninterest expense | $2,811,000 | 5,207 |
| Salaries and employee benefits | $1,933,000 | 4,500 |
| Premises and equipment expense | $365,000 | 5,290 |
| Additional noninterest expense | $513,000 | 6,511 |
| Pre-tax net operating income | $1,373,000 | 4,066 |
| Securities gains (losses) | $36,000 | 908 |
| Applicable income taxes | $334,000 | 3,244 |
| Income before extraordinary items | $1,075,000 | 4,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,075,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,047,640 | 4,196 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 4,686 |
| Total interest expense | $2,404,000 | 4,605 |
| Net interest income | $2,998,000 | 4,642 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $331,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $177,000 | 4,740 |
| Total noninterest expense | $1,852,000 | 5,606 |
| Salaries and employee benefits | $1,243,000 | 4,982 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $340,000 | 6,801 |
| Pre-tax net operating income | $1,252,000 | 3,850 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $324,000 | 3,098 |
| Income before extraordinary items | $942,000 | 4,010 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $942,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,813 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $931,640 | 4,014 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 4,619 |
| Total interest expense | $1,570,000 | 4,647 |
| Net interest income | $2,133,000 | 4,505 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $220,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $120,000 | 4,752 |
| Total noninterest expense | $1,207,000 | 5,708 |
| Salaries and employee benefits | $824,000 | 5,032 |
| Premises and equipment expense | $171,000 | 5,493 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $1,146,000 | 3,207 |
| Securities gains (losses) | $14,000 | 780 |
| Applicable income taxes | $336,000 | 2,599 |
| Income before extraordinary items | $824,000 | 3,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $824,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $814,060 | 3,459 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 4,532 |
| Total interest expense | $764,000 | 4,709 |
| Net interest income | $1,142,000 | 4,306 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $112,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $583,000 | 5,836 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $87,000 | 7,339 |
| Pre-tax net operating income | $671,000 | 2,890 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $188,000 | 2,483 |
| Income before extraordinary items | $483,000 | 3,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $483,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $483,000 | 3,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,493,000 | 4,367 |
| Total interest expense | $2,527,000 | 4,796 |
| Net interest income | $4,966,000 | 4,025 |
| Provision for loan and lease losses | $250,000 | 3,097 |
| Total noninterest income | $425,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $183,000 | 5,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $242,000 | 4,724 |
| Total noninterest expense | $3,151,000 | 4,724 |
| Salaries and employee benefits | $2,374,000 | 3,749 |
| Premises and equipment expense | $338,000 | 5,421 |
| Additional noninterest expense | $439,000 | 6,862 |
| Pre-tax net operating income | $1,990,000 | 3,659 |
| Securities gains (losses) | $79,000 | 584 |
| Applicable income taxes | $569,000 | 2,959 |
| Income before extraordinary items | $1,500,000 | 3,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,500,000 | 3,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,909 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,443,120 | 3,837 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 4,354 |
| Total interest expense | $1,807,000 | 4,845 |
| Net interest income | $3,818,000 | 3,980 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $320,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $137,000 | 5,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $1,814,000 | 5,564 |
| Salaries and employee benefits | $1,243,000 | 4,860 |
| Premises and equipment expense | $255,000 | 5,419 |
| Additional noninterest expense | $316,000 | 6,984 |
| Pre-tax net operating income | $2,224,000 | 2,899 |
| Securities gains (losses) | $26,000 | 688 |
| Applicable income taxes | $685,000 | 2,405 |
| Income before extraordinary items | $1,565,000 | 3,111 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,565,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,546,800 | 3,130 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 4,324 |
| Total interest expense | $1,152,000 | 4,845 |
| Net interest income | $2,571,000 | 3,966 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 5,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,217,000 | 5,566 |
| Salaries and employee benefits | $824,000 | 4,901 |
| Premises and equipment expense | $173,000 | 5,359 |
| Additional noninterest expense | $220,000 | 6,901 |
| Pre-tax net operating income | $1,506,000 | 2,870 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $458,000 | 2,432 |
| Income before extraordinary items | $1,057,000 | 3,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,057,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,050,700 | 3,086 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 4,379 |
| Total interest expense | $566,000 | 4,755 |
| Net interest income | $1,235,000 | 4,082 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $104,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $605,000 | 5,600 |
| Salaries and employee benefits | $404,000 | 4,976 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $734,000 | 2,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $220,000 | 2,473 |
| Income before extraordinary items | $514,000 | 3,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $514,000 | 3,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,430 |
| Total interest expense | $1,802,000 | 4,739 |
| Net interest income | $4,599,000 | 4,198 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $403,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $163,000 | 5,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,814 |
| Total noninterest expense | $2,945,000 | 4,825 |
| Salaries and employee benefits | $2,204,000 | 3,838 |
| Premises and equipment expense | $333,000 | 5,440 |
| Additional noninterest expense | $408,000 | 7,055 |
| Pre-tax net operating income | $2,007,000 | 3,682 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $546,000 | 3,225 |
| Income before extraordinary items | $1,461,000 | 3,845 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,461,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,075,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,461,000 | 3,819 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,478 |
| Total interest expense | $1,272,000 | 4,779 |
| Net interest income | $3,386,000 | 4,251 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $312,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 5,500 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,713 |
| Total noninterest expense | $1,753,000 | 5,554 |
| Salaries and employee benefits | $1,192,000 | 4,847 |
| Premises and equipment expense | $256,000 | 5,356 |
| Additional noninterest expense | $305,000 | 7,069 |
| Pre-tax net operating income | $1,945,000 | 3,120 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $571,000 | 2,722 |
| Income before extraordinary items | $1,374,000 | 3,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,374,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,374,000 | 3,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 4,499 |
| Total interest expense | $795,000 | 4,803 |
| Net interest income | $2,225,000 | 4,267 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $216,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $76,000 | 5,593 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $1,170,000 | 5,547 |
| Salaries and employee benefits | $794,000 | 4,832 |
| Premises and equipment expense | $169,000 | 5,376 |
| Additional noninterest expense | $207,000 | 7,008 |
| Pre-tax net operating income | $1,271,000 | 3,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $371,000 | 2,730 |
| Income before extraordinary items | $900,000 | 3,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $900,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $900,000 | 3,306 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 4,487 |
| Total interest expense | $384,000 | 4,795 |
| Net interest income | $1,116,000 | 4,278 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $129,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,813 |
| Total noninterest expense | $591,000 | 5,559 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $654,000 | 3,024 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $192,000 | 2,667 |
| Income before extraordinary items | $464,000 | 3,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $464,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $462,580 | 3,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 4,411 |
| Total interest expense | $1,357,000 | 4,782 |
| Net interest income | $4,352,000 | 4,223 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $393,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $173,000 | 5,515 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $220,000 | 4,913 |
| Total noninterest expense | $2,945,000 | 4,716 |
| Salaries and employee benefits | $2,173,000 | 3,732 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $465,000 | 6,767 |
| Pre-tax net operating income | $1,750,000 | 3,854 |
| Securities gains (losses) | $165,000 | 934 |
| Applicable income taxes | $512,000 | 3,309 |
| Income before extraordinary items | $1,403,000 | 3,803 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,403,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $1,190,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,282,550 | 3,971 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 4,428 |
| Total interest expense | $999,000 | 4,789 |
| Net interest income | $3,239,000 | 4,238 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $292,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $124,000 | 5,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $1,741,000 | 5,508 |
| Salaries and employee benefits | $1,171,000 | 4,757 |
| Premises and equipment expense | $238,000 | 5,500 |
| Additional noninterest expense | $332,000 | 6,855 |
| Pre-tax net operating income | $1,790,000 | 3,165 |
| Securities gains (losses) | $165,000 | 875 |
| Applicable income taxes | $571,000 | 2,664 |
| Income before extraordinary items | $1,384,000 | 3,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,384,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $260,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,266,850 | 3,316 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 4,472 |
| Total interest expense | $667,000 | 4,801 |
| Net interest income | $2,121,000 | 4,301 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $78,000 | 5,773 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $1,159,000 | 5,546 |
| Salaries and employee benefits | $778,000 | 4,806 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $220,000 | 6,908 |
| Pre-tax net operating income | $1,156,000 | 3,201 |
| Securities gains (losses) | $136,000 | 846 |
| Applicable income taxes | $377,000 | 2,664 |
| Income before extraordinary items | $915,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $210,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $818,440 | 3,383 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,369 |
| Total interest expense | $343,000 | 4,766 |
| Net interest income | $1,110,000 | 4,154 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $579,000 | 5,566 |
| Salaries and employee benefits | $381,000 | 4,905 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $643,000 | 2,901 |
| Securities gains (losses) | $64,000 | 1,060 |
| Applicable income taxes | $212,000 | 2,476 |
| Income before extraordinary items | $495,000 | 2,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $495,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $450,200 | 3,084 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 4,419 |
| Total interest expense | $1,609,000 | 4,678 |
| Net interest income | $4,145,000 | 4,254 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $429,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $239,000 | 4,932 |
| Total noninterest expense | $2,755,000 | 4,882 |
| Salaries and employee benefits | $2,015,000 | 3,896 |
| Premises and equipment expense | $320,000 | 5,465 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $1,769,000 | 3,687 |
| Securities gains (losses) | $223,000 | 1,270 |
| Applicable income taxes | $593,000 | 3,081 |
| Income before extraordinary items | $1,399,000 | 3,730 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,399,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $1,115,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,242,900 | 3,863 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 4,457 |
| Total interest expense | $1,256,000 | 4,678 |
| Net interest income | $3,086,000 | 4,295 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $322,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $1,650,000 | 5,657 |
| Salaries and employee benefits | $1,102,000 | 4,900 |
| Premises and equipment expense | $235,000 | 5,523 |
| Additional noninterest expense | $313,000 | 7,018 |
| Pre-tax net operating income | $1,758,000 | 3,128 |
| Securities gains (losses) | $179,000 | 1,298 |
| Applicable income taxes | $611,000 | 2,636 |
| Income before extraordinary items | $1,326,000 | 3,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,326,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $205,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,204,280 | 3,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 4,442 |
| Total interest expense | $867,000 | 4,683 |
| Net interest income | $2,075,000 | 4,285 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $213,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $1,097,000 | 5,662 |
| Salaries and employee benefits | $733,000 | 4,916 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $207,000 | 7,051 |
| Pre-tax net operating income | $1,191,000 | 3,097 |
| Securities gains (losses) | $160,000 | 1,189 |
| Applicable income taxes | $430,000 | 2,553 |
| Income before extraordinary items | $921,000 | 3,159 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $921,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $812,200 | 3,286 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 4,425 |
| Total interest expense | $446,000 | 4,694 |
| Net interest income | $1,053,000 | 4,238 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $558,000 | 5,577 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $612,000 | 3,031 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $197,000 | 2,723 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $145,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $420,270 | 3,172 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 4,531 |
| Total interest expense | $2,184,000 | 4,529 |
| Net interest income | $3,858,000 | 4,466 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $413,000 | 5,698 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $191,000 | 5,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,815 |
| Total noninterest expense | $2,592,000 | 4,958 |
| Salaries and employee benefits | $1,898,000 | 3,917 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $388,000 | 7,239 |
| Pre-tax net operating income | $1,644,000 | 3,870 |
| Securities gains (losses) | $164,000 | 1,305 |
| Applicable income taxes | $554,000 | 3,257 |
| Income before extraordinary items | $1,254,000 | 3,963 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,254,000 | 3,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $830,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,140,840 | 4,116 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 4,442 |
| Total interest expense | $3,255,000 | 4,434 |
| Net interest income | $3,734,000 | 4,358 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $426,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $204,000 | 5,117 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $222,000 | 4,718 |
| Total noninterest expense | $2,502,000 | 4,947 |
| Salaries and employee benefits | $1,752,000 | 3,994 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $397,000 | 7,167 |
| Pre-tax net operating income | $1,658,000 | 3,620 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $538,000 | 3,197 |
| Income before extraordinary items | $1,168,000 | 3,882 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,168,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $743,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,135,360 | 3,818 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 4,580 |
| Total interest expense | $3,303,000 | 4,572 |
| Net interest income | $3,718,000 | 4,422 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $357,000 | 5,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,064 |
| Total noninterest expense | $2,390,000 | 5,013 |
| Salaries and employee benefits | $1,607,000 | 4,135 |
| Premises and equipment expense | $385,000 | 4,627 |
| Additional noninterest expense | $398,000 | 7,161 |
| Pre-tax net operating income | $1,685,000 | 3,742 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $559,000 | 3,251 |
| Income before extraordinary items | $1,134,000 | 4,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,134,000 | 4,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 9,773 |
| Cash dividends | $760,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,128,640 | 4,024 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 4,857 |
| Total interest expense | $2,801,000 | 4,855 |
| Net interest income | $3,359,000 | 4,777 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $361,000 | 5,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $2,285,000 | 5,185 |
| Salaries and employee benefits | $1,536,000 | 4,255 |
| Premises and equipment expense | $376,000 | 4,727 |
| Additional noninterest expense | $373,000 | 7,514 |
| Pre-tax net operating income | $1,435,000 | 4,220 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $473,000 | 3,746 |
| Income before extraordinary items | $962,000 | 4,540 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $962,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,822 |
| Cash dividends | $628,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $962,000 | 4,496 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 4,785 |
| Total interest expense | $2,956,000 | 4,782 |
| Net interest income | $3,406,000 | 4,694 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $341,000 | 6,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,504 |
| Total noninterest expense | $2,217,000 | 5,183 |
| Salaries and employee benefits | $1,472,000 | 4,302 |
| Premises and equipment expense | $364,000 | 4,752 |
| Additional noninterest expense | $381,000 | 7,379 |
| Pre-tax net operating income | $1,515,000 | 4,156 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $520,000 | 3,737 |
| Income before extraordinary items | $1,035,000 | 4,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,035,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,055 |
| Cash dividends | $647,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,008,200 | 4,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,831 |
| Total interest expense | $2,997,000 | 4,715 |
| Net interest income | $3,389,000 | 4,843 |
| Provision for loan and lease losses | $156,000 | 4,044 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $2,169,000 | 5,337 |
| Salaries and employee benefits | $1,438,000 | 4,406 |
| Premises and equipment expense | $350,000 | 4,898 |
| Additional noninterest expense | $381,000 | 7,521 |
| Pre-tax net operating income | $1,352,000 | 4,832 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $452,000 | 4,520 |
| Income before extraordinary items | $911,000 | 5,008 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $911,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,692 |
| Cash dividends | $184,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $903,630 | 4,987 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,290,000 | 5,007 |
| Total interest expense | $2,835,000 | 5,016 |
| Net interest income | $3,455,000 | 4,870 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,943,000 | 6,060 |
| Salaries and employee benefits | $1,202,000 | 5,205 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $1,692,000 | 3,948 |
| Securities gains (losses) | $56,000 | 1,263 |
| Applicable income taxes | $631,000 | 3,434 |
| Income before extraordinary items | $1,117,000 | 4,109 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,117,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $661,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,081,160 | 4,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 5,028 |
| Total interest expense | $3,014,000 | 4,734 |
| Net interest income | $3,230,000 | 5,190 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $233,000 | 7,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,914,000 | 6,195 |
| Salaries and employee benefits | $1,150,000 | 5,407 |
| Premises and equipment expense | $325,000 | 5,303 |
| Additional noninterest expense | $439,000 | 7,816 |
| Pre-tax net operating income | $1,542,000 | 4,356 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $546,000 | 3,928 |
| Income before extraordinary items | $1,012,000 | 4,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,012,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $564,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,001,600 | 4,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 5,134 |
| Total interest expense | $2,483,000 | 4,689 |
| Net interest income | $3,152,000 | 5,388 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $251,000 | 7,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $1,954,000 | 6,326 |
| Salaries and employee benefits | $1,116,000 | 5,581 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $537,000 | 7,545 |
| Pre-tax net operating income | $1,449,000 | 4,538 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $512,000 | 3,986 |
| Income before extraordinary items | $938,000 | 4,742 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $938,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $365,000 | 3,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $937,350 | 4,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 5,201 |
| Total interest expense | $2,632,000 | 4,605 |
| Net interest income | $3,032,000 | 5,613 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $282,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $2,050,000 | 6,203 |
| Salaries and employee benefits | $1,079,000 | 5,746 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $714,000 | 6,454 |
| Pre-tax net operating income | $1,239,000 | 5,062 |
| Securities gains (losses) | $324,000 | 1,233 |
| Applicable income taxes | $558,000 | 3,812 |
| Income before extraordinary items | $1,005,000 | 4,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,005,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $797,640 | 5,351 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 5,254 |
| Total interest expense | $3,557,000 | 4,492 |
| Net interest income | $2,773,000 | 6,088 |
| Provision for loan and lease losses | $269,000 | 4,423 |
| Total noninterest income | $348,000 | 7,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,978,000 | 6,442 |
| Salaries and employee benefits | $1,038,000 | 5,832 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $720,000 | 6,625 |
| Pre-tax net operating income | $874,000 | 6,226 |
| Securities gains (losses) | $213,000 | 1,931 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $690,000 | 5,985 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $690,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 3,809 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $553,680 | 6,535 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.