Home > Quincy Savings Bank > Income and Expense
Quincy Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $52,432,000 | 675 |
| Total interest expense | $22,315,000 | 655 |
| Net interest income | $30,117,000 | 666 |
| Provision for loan and lease losses | $1,250,000 | 795 |
| Total noninterest income | $4,657,000 | 971 |
| Gross Fiduciary activities income | $102,000 | 1,179 |
| Service charges on deposit accounts | $1,964,000 | 693 |
| Trading account gains and fees | $88,000 | 242 |
| Additional Noninterest Income | $2,503,000 | 988 |
| Total noninterest expense | $24,429,000 | 693 |
| Salaries and employee benefits | $11,274,000 | 637 |
| Premises and equipment expense | $2,733,000 | 808 |
| Additional noninterest expense | $10,422,000 | 681 |
| Pre-tax net operating income | $9,095,000 | 855 |
| Securities gains (losses) | $468,000 | 281 |
| Applicable income taxes | $-125,000 | 12,328 |
| Income before extraordinary items | $9,688,000 | 579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,688,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,940,000 | 564 |
| Cash dividends | $980,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $545,000 | 534 |
| Net operating income | $9,220,000 | 612 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $54,683,000 | 648 |
| Total interest expense | $24,523,000 | 605 |
| Net interest income | $30,160,000 | 663 |
| Provision for loan and lease losses | $16,043,000 | 193 |
| Total noninterest income | $5,878,000 | 875 |
| Gross Fiduciary activities income | $99,000 | 1,213 |
| Service charges on deposit accounts | $2,010,000 | 684 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,769,000 | 831 |
| Total noninterest expense | $36,911,000 | 511 |
| Salaries and employee benefits | $11,064,000 | 655 |
| Premises and equipment expense | $4,067,000 | 591 |
| Additional noninterest expense | $21,780,000 | 435 |
| Pre-tax net operating income | $-16,916,000 | 13,258 |
| Securities gains (losses) | $2,051,000 | 308 |
| Applicable income taxes | $-944,000 | 13,173 |
| Income before extraordinary items | $-13,921,000 | 13,226 |
| Extraordinary gains, net | $1,636,000 | 145 |
| Net income | $-12,285,000 | 13,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,650,000 | 173 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $-15,848,940 | 13,230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $61,427,000 | 650 |
| Total interest expense | $33,460,000 | 608 |
| Net interest income | $27,967,000 | 715 |
| Provision for loan and lease losses | $7,200,000 | 468 |
| Total noninterest income | $6,562,000 | 805 |
| Gross Fiduciary activities income | $26,000 | 1,457 |
| Service charges on deposit accounts | $1,436,000 | 910 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,100,000 | 666 |
| Total noninterest expense | $27,314,000 | 656 |
| Salaries and employee benefits | $10,951,000 | 653 |
| Premises and equipment expense | $2,731,000 | 872 |
| Additional noninterest expense | $13,632,000 | 612 |
| Pre-tax net operating income | $15,000 | 12,619 |
| Securities gains (losses) | $4,535,000 | 230 |
| Applicable income taxes | $2,535,000 | 912 |
| Income before extraordinary items | $2,015,000 | 2,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,015,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,079,000 | 413 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-887,400 | 13,444 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.