Home > Queststar Bank > Income and Expense
Queststar Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 8,149 |
| Total interest expense | $1,054,000 | 9,062 |
| Net interest income | $1,987,000 | 7,348 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,118,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $408,000 | 3,303 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $710,000 | 2,270 |
| Total noninterest expense | $1,512,000 | 7,231 |
| Salaries and employee benefits | $725,000 | 7,560 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $563,000 | 6,760 |
| Pre-tax net operating income | $1,593,000 | 4,243 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $570,000 | 3,794 |
| Income before extraordinary items | $1,023,000 | 4,511 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,023,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,447 |
| Cash dividends | $528,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,023,000 | 4,494 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,538,000 | 2,419 |
| Total interest expense | $3,749,000 | 3,261 |
| Net interest income | $8,789,000 | 2,052 |
| Provision for loan and lease losses | $387,000 | 1,871 |
| Total noninterest income | $4,411,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,375,000 | 582 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,036,000 | 1,115 |
| Total noninterest expense | $9,187,000 | 1,599 |
| Salaries and employee benefits | $4,827,000 | 1,400 |
| Premises and equipment expense | $1,296,000 | 1,588 |
| Additional noninterest expense | $3,064,000 | 1,772 |
| Pre-tax net operating income | $3,626,000 | 1,970 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $1,290,000 | 1,771 |
| Income before extraordinary items | $2,334,000 | 2,095 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,334,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 779 |
| Net operating income | $2,335,280 | 2,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 3,479 |
| Total interest expense | $2,466,000 | 4,882 |
| Net interest income | $6,356,000 | 2,855 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $3,770,000 | 1,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,097,000 | 658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,673,000 | 1,418 |
| Total noninterest expense | $7,156,000 | 2,049 |
| Salaries and employee benefits | $3,607,000 | 1,857 |
| Premises and equipment expense | $1,097,000 | 1,890 |
| Additional noninterest expense | $2,452,000 | 2,273 |
| Pre-tax net operating income | $2,820,000 | 2,441 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $990,000 | 2,281 |
| Income before extraordinary items | $1,830,000 | 2,729 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,830,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,123 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 842 |
| Net operating income | $1,830,000 | 2,572 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 4,498 |
| Total interest expense | $2,228,000 | 6,565 |
| Net interest income | $5,356,000 | 3,406 |
| Provision for loan and lease losses | $425,000 | 3,322 |
| Total noninterest income | $3,168,000 | 1,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,842,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,326,000 | 1,645 |
| Total noninterest expense | $5,677,000 | 2,548 |
| Salaries and employee benefits | $2,576,000 | 2,508 |
| Premises and equipment expense | $978,000 | 2,136 |
| Additional noninterest expense | $2,123,000 | 2,661 |
| Pre-tax net operating income | $2,422,000 | 2,574 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $906,000 | 2,309 |
| Income before extraordinary items | $1,607,000 | 2,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,607,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 3,619 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 873 |
| Net operating income | $1,548,760 | 2,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.