Home > Queen City Bank > Income and Expense
Queen City Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 11,856 |
| Total interest expense | $91,000 | 11,875 |
| Net interest income | $263,000 | 11,802 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $91,000 | 10,478 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $578,000 | 10,670 |
| Salaries and employee benefits | $204,000 | 11,481 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $297,000 | 9,269 |
| Pre-tax net operating income | $-225,000 | 11,685 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-85,000 | 11,694 |
| Income before extraordinary items | $-140,000 | 11,637 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-140,000 | 11,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 97 |
| Net operating income | $-140,000 | 11,622 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 4,854 |
| Total interest expense | $1,697,000 | 6,334 |
| Net interest income | $4,322,000 | 4,072 |
| Provision for loan and lease losses | $2,327,000 | 516 |
| Total noninterest income | $1,566,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $668,000 | 2,028 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $898,000 | 1,981 |
| Total noninterest expense | $6,968,000 | 2,051 |
| Salaries and employee benefits | $2,685,000 | 2,490 |
| Premises and equipment expense | $905,000 | 2,228 |
| Additional noninterest expense | $3,378,000 | 1,637 |
| Pre-tax net operating income | $-3,407,000 | 12,563 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $-20,000 | 12,127 |
| Income before extraordinary items | $-3,382,000 | 12,529 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,382,000 | 12,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,624,000 | 648 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $-3,386,950 | 12,531 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 4,218 |
| Total interest expense | $2,228,000 | 5,321 |
| Net interest income | $4,950,000 | 3,604 |
| Provision for loan and lease losses | $1,324,000 | 1,086 |
| Total noninterest income | $2,180,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $771,000 | 1,774 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,409,000 | 1,628 |
| Total noninterest expense | $7,388,000 | 1,990 |
| Salaries and employee benefits | $3,162,000 | 2,099 |
| Premises and equipment expense | $923,000 | 2,219 |
| Additional noninterest expense | $3,303,000 | 1,768 |
| Pre-tax net operating income | $-1,582,000 | 13,042 |
| Securities gains (losses) | $378,000 | 1,101 |
| Applicable income taxes | $-168,000 | 13,019 |
| Income before extraordinary items | $-1,036,000 | 13,005 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,036,000 | 13,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,198,000 | 1,014 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,361,080 | 13,011 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 3,754 |
| Total interest expense | $3,315,000 | 4,756 |
| Net interest income | $5,994,000 | 3,054 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $2,253,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $643,000 | 2,115 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,610,000 | 1,443 |
| Total noninterest expense | $6,814,000 | 2,156 |
| Salaries and employee benefits | $3,103,000 | 2,117 |
| Premises and equipment expense | $898,000 | 2,315 |
| Additional noninterest expense | $2,813,000 | 2,105 |
| Pre-tax net operating income | $1,043,000 | 5,464 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $438,000 | 4,472 |
| Income before extraordinary items | $605,000 | 6,538 |
| Extraordinary gains, net | $183,000 | 467 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 3,001 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $605,000 | 6,173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.