Home > Quantum National Bank > Income and Expense

Quantum National Bank, Income and Expense

2022-12-31 (YTD Data)Rank
Total interest income$33,679,0001,040
Total interest expense$2,027,0001,582
Net interest income$31,652,000979
Provision for loan and lease losses$170,0001,899
Total noninterest income$2,603,0001,773
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$149,0003,066
Trading account gains and fees$0116
Additional Noninterest Income$2,454,0001,438
Total noninterest expense$14,009,0001,578
Salaries and employee benefits$8,669,0001,473
Premises and equipment expense$786,0002,342
Additional noninterest expense$2,454,0001,438
Pre-tax net operating income$20,076,000745
Securities gains (losses)$0691
Applicable income taxes$5,0003,543
Income before extraordinary items$20,071,000645
Extraordinary gains, net$05
Net income$20,071,000646
Minority interest net income$063
Net income of bank and minority interests.$20,071,000646
Net charge-offs$-1,0003,246
Cash dividends$13,928,000370
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,071,000654
2022-09-30 (YTD Data)Rank
Total interest income$23,862,0001,053
Total interest expense$966,0001,808
Net interest income$22,896,0001,000
Provision for loan and lease losses$170,0001,581
Total noninterest income$1,737,0001,910
Gross Fiduciary activities income$0968
Service charges on deposit accounts$114,0003,061
Trading account gains and fees$0111
Additional Noninterest Income$1,623,0001,564
Total noninterest expense$10,734,0001,549
Salaries and employee benefits$6,742,0001,429
Premises and equipment expense$593,0002,344
Additional noninterest expense$1,623,0001,564
Pre-tax net operating income$13,729,000815
Securities gains (losses)$0740
Applicable income taxes$5,0003,526
Income before extraordinary items$13,724,000683
Extraordinary gains, net$04
Net income$13,724,000683
Minority interest net income$057
Net income of bank and minority interests.$13,724,000683
Net charge-offs$-1,0003,079
Cash dividends$8,795,000405
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,724,000693
2022-06-30 (YTD Data)Rank
Total interest income$15,024,0001,058
Total interest expense$435,0002,141
Net interest income$14,589,0001,006
Provision for loan and lease losses$170,0001,233
Total noninterest income$1,185,0001,879
Gross Fiduciary activities income$0925
Service charges on deposit accounts$76,0003,060
Trading account gains and fees$0108
Additional Noninterest Income$1,109,0001,571
Total noninterest expense$7,221,0001,505
Salaries and employee benefits$4,514,0001,421
Premises and equipment expense$396,0002,345
Additional noninterest expense$2,311,0001,447
Pre-tax net operating income$8,383,000824
Securities gains (losses)$0687
Applicable income taxes$5,0003,467
Income before extraordinary items$8,378,000693
Extraordinary gains, net$04
Net income$8,378,000693
Minority interest net income$060
Net income of bank and minority interests.$8,378,000693
Net charge-offs$-1,0002,999
Cash dividends$4,267,000474
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,378,000701
2022-03-31 (YTD Data)Rank
Total interest income$7,132,0001,080
Total interest expense$193,0002,280
Net interest income$6,939,0001,028
Provision for loan and lease losses$02,285
Total noninterest income$440,0002,194
Gross Fiduciary activities income$0892
Service charges on deposit accounts$35,0003,137
Trading account gains and fees$0103
Additional Noninterest Income$405,0001,894
Total noninterest expense$3,529,0001,523
Salaries and employee benefits$2,213,0001,451
Premises and equipment expense$197,0002,355
Additional noninterest expense$1,119,0001,455
Pre-tax net operating income$3,850,000841
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,850,000717
Extraordinary gains, net$04
Net income$3,850,000717
Minority interest net income$050
Net income of bank and minority interests.$3,850,000717
Net charge-offs$01,838
Cash dividends$1,529,000549
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,850,000723
2021-12-31 (YTD Data)Rank
Total interest income$30,218,0001,049
Total interest expense$859,0002,434
Net interest income$29,359,000993
Provision for loan and lease losses$-1,135,0004,543
Total noninterest income$5,550,0001,221
Gross Fiduciary activities income$0994
Service charges on deposit accounts$171,0002,876
Trading account gains and fees$0132
Additional Noninterest Income$5,379,0001,019
Total noninterest expense$14,793,0001,468
Salaries and employee benefits$8,885,0001,429
Premises and equipment expense$839,0002,244
Additional noninterest expense$5,069,0001,313
Pre-tax net operating income$21,251,000705
Securities gains (losses)$40,0001,233
Applicable income taxes$120,0002,976
Income before extraordinary items$21,171,000621
Extraordinary gains, net$010
Net income$21,171,000621
Minority interest net income$074
Net income of bank and minority interests.$21,171,000622
Net charge-offs$-78,0004,280
Cash dividends$18,464,000314
Sale, conversion, retirement of capital stock, net$0582
Net operating income$21,131,400612
2021-09-30 (YTD Data)Rank
Total interest income$22,248,0001,086
Total interest expense$678,0002,452
Net interest income$21,570,0001,021
Provision for loan and lease losses$-650,0004,575
Total noninterest income$3,335,0001,450
Gross Fiduciary activities income$0957
Service charges on deposit accounts$125,0002,921
Trading account gains and fees$0132
Additional Noninterest Income$3,210,0001,231
Total noninterest expense$11,243,0001,466
Salaries and employee benefits$6,870,0001,395
Premises and equipment expense$649,0002,238
Additional noninterest expense$3,724,0001,332
Pre-tax net operating income$14,312,000807
Securities gains (losses)$40,0001,148
Applicable income taxes$03,719
Income before extraordinary items$14,352,000692
Extraordinary gains, net$08
Net income$14,352,000692
Minority interest net income$069
Net income of bank and minority interests.$14,352,000692
Net charge-offs$-78,0004,372
Cash dividends$12,344,000318
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,312,000681
2021-06-30 (YTD Data)Rank
Total interest income$14,931,0001,070
Total interest expense$492,0002,407
Net interest income$14,439,0001,004
Provision for loan and lease losses$-650,0004,639
Total noninterest income$1,382,0001,886
Gross Fiduciary activities income$0951
Service charges on deposit accounts$78,0002,945
Trading account gains and fees$0133
Additional Noninterest Income$1,304,0001,643
Total noninterest expense$7,182,0001,504
Salaries and employee benefits$4,286,0001,472
Premises and equipment expense$437,0002,225
Additional noninterest expense$2,459,0001,331
Pre-tax net operating income$9,289,000815
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$9,289,000704
Extraordinary gains, net$06
Net income$9,289,000704
Minority interest net income$067
Net income of bank and minority interests.$9,289,000704
Net charge-offs$-10,0003,814
Cash dividends$8,230,000314
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,289,000686
2021-03-31 (YTD Data)Rank
Total interest income$7,410,0001,062
Total interest expense$281,0002,270
Net interest income$7,129,0001,000
Provision for loan and lease losses$-650,0004,769
Total noninterest income$644,0001,973
Gross Fiduciary activities income$0922
Service charges on deposit accounts$30,0003,217
Trading account gains and fees$0127
Additional Noninterest Income$614,0001,705
Total noninterest expense$3,525,0001,515
Salaries and employee benefits$2,069,0001,511
Premises and equipment expense$228,0002,182
Additional noninterest expense$1,228,0001,308
Pre-tax net operating income$4,898,000784
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,898,000678
Extraordinary gains, net$03
Net income$4,898,000678
Minority interest net income$055
Net income of bank and minority interests.$4,898,000678
Net charge-offs$-6,0003,842
Cash dividends$3,851,000292
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,898,000661
2020-12-31 (YTD Data)Rank
Total interest income$29,382,0001,081
Total interest expense$2,284,0001,809
Net interest income$27,098,0001,001
Provision for loan and lease losses$2,305,000951
Total noninterest income$3,495,0001,585
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$179,0002,905
Trading account gains and fees$0133
Additional Noninterest Income$3,316,0001,364
Total noninterest expense$13,465,0001,545
Salaries and employee benefits$8,154,0001,494
Premises and equipment expense$820,0002,305
Additional noninterest expense$4,491,0001,393
Pre-tax net operating income$14,823,000754
Securities gains (losses)$198,0001,041
Applicable income taxes$-70,0004,879
Income before extraordinary items$15,091,000662
Extraordinary gains, net$04
Net income$15,091,000662
Minority interest net income$072
Net income of bank and minority interests.$15,091,000662
Net charge-offs$96,0002,042
Cash dividends$10,535,000434
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,893,000640
2020-09-30 (YTD Data)Rank
Total interest income$22,932,0001,036
Total interest expense$1,915,0001,753
Net interest income$21,017,000963
Provision for loan and lease losses$2,975,000705
Total noninterest income$2,107,0001,756
Gross Fiduciary activities income$0981
Service charges on deposit accounts$126,0002,989
Trading account gains and fees$0125
Additional Noninterest Income$1,981,0001,502
Total noninterest expense$10,034,0001,531
Salaries and employee benefits$6,085,0001,476
Premises and equipment expense$611,0002,318
Additional noninterest expense$3,338,0001,387
Pre-tax net operating income$10,115,000786
Securities gains (losses)$198,000895
Applicable income taxes$-70,0004,907
Income before extraordinary items$10,383,000687
Extraordinary gains, net$04
Net income$10,383,000687
Minority interest net income$065
Net income of bank and minority interests.$10,383,000687
Net charge-offs$-7,0004,165
Cash dividends$7,635,000430
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,185,000668
2020-06-30 (YTD Data)Rank
Total interest income$15,198,0001,052
Total interest expense$1,467,0001,668
Net interest income$13,731,000981
Provision for loan and lease losses$2,180,000687
Total noninterest income$1,065,0001,947
Gross Fiduciary activities income$0970
Service charges on deposit accounts$79,0003,092
Trading account gains and fees$0123
Additional Noninterest Income$986,0001,684
Total noninterest expense$6,567,0001,543
Salaries and employee benefits$4,006,0001,484
Premises and equipment expense$407,0002,309
Additional noninterest expense$2,154,0001,412
Pre-tax net operating income$6,049,000804
Securities gains (losses)$198,000705
Applicable income taxes$-70,0004,918
Income before extraordinary items$6,317,000686
Extraordinary gains, net$04
Net income$6,317,000686
Minority interest net income$065
Net income of bank and minority interests.$6,317,000686
Net charge-offs$-4,0004,068
Cash dividends$5,171,000415
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,119,000679
2020-03-31 (YTD Data)Rank
Total interest income$6,828,0001,161
Total interest expense$857,0001,613
Net interest income$5,971,0001,082
Provision for loan and lease losses$400,0001,004
Total noninterest income$534,0001,879
Gross Fiduciary activities income$0941
Service charges on deposit accounts$39,0003,354
Trading account gains and fees$0106
Additional Noninterest Income$495,0001,531
Total noninterest expense$3,169,0001,614
Salaries and employee benefits$1,895,0001,572
Premises and equipment expense$200,0002,351
Additional noninterest expense$1,074,0001,429
Pre-tax net operating income$2,936,000752
Securities gains (losses)$198,000387
Applicable income taxes$-70,0004,938
Income before extraordinary items$3,204,000612
Extraordinary gains, net$04
Net income$3,204,000613
Minority interest net income$056
Net income of bank and minority interests.$3,204,000612
Net charge-offs$-1,0003,618
Cash dividends$3,121,000397
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,006,000631
2019-12-31 (YTD Data)Rank
Total interest income$29,116,0001,107
Total interest expense$4,244,0001,423
Net interest income$24,872,0001,053
Provision for loan and lease losses$124,0002,760
Total noninterest income$2,133,0001,908
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$123,0003,725
Trading account gains and fees$0135
Additional Noninterest Income$2,010,0001,529
Total noninterest expense$11,742,0001,678
Salaries and employee benefits$6,953,0001,639
Premises and equipment expense$828,0002,296
Additional noninterest expense$3,961,0001,521
Pre-tax net operating income$15,139,000744
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$15,139,000668
Extraordinary gains, net$011
Net income$15,139,000670
Minority interest net income$076
Net income of bank and minority interests.$15,139,000669
Net charge-offs$-17,0004,562
Cash dividends$12,833,000404
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,139,000650
2019-09-30 (YTD Data)Rank
Total interest income$22,042,0001,108
Total interest expense$3,259,0001,385
Net interest income$18,783,0001,052
Provision for loan and lease losses$212,0001,913
Total noninterest income$1,859,0001,750
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$94,0003,750
Trading account gains and fees$0129
Additional Noninterest Income$1,765,0001,382
Total noninterest expense$8,894,0001,673
Salaries and employee benefits$5,262,0001,630
Premises and equipment expense$627,0002,300
Additional noninterest expense$3,005,0001,505
Pre-tax net operating income$11,536,000751
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$11,536,000659
Extraordinary gains, net$011
Net income$11,536,000661
Minority interest net income$072
Net income of bank and minority interests.$11,536,000660
Net charge-offs$20,0002,707
Cash dividends$9,530,000380
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,536,000648
2019-06-30 (YTD Data)Rank
Total interest income$14,609,0001,104
Total interest expense$2,137,0001,389
Net interest income$12,472,0001,052
Provision for loan and lease losses$212,0001,502
Total noninterest income$1,344,0001,636
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$59,0003,827
Trading account gains and fees$0131
Additional Noninterest Income$1,285,0001,276
Total noninterest expense$5,960,0001,678
Salaries and employee benefits$3,531,0001,622
Premises and equipment expense$412,0002,333
Additional noninterest expense$2,017,0001,505
Pre-tax net operating income$7,644,000730
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$7,644,000643
Extraordinary gains, net$011
Net income$7,644,000643
Minority interest net income$069
Net income of bank and minority interests.$7,644,000643
Net charge-offs$-8,0004,422
Cash dividends$6,080,000382
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,644,000628
2019-03-31 (YTD Data)Rank
Total interest income$7,161,0001,114
Total interest expense$1,023,0001,414
Net interest income$6,138,0001,076
Provision for loan and lease losses$54,0002,009
Total noninterest income$612,0001,709
Gross Fiduciary activities income$0972
Service charges on deposit accounts$26,0003,980
Trading account gains and fees$0126
Additional Noninterest Income$586,0001,299
Total noninterest expense$3,027,0001,643
Salaries and employee benefits$1,805,0001,609
Premises and equipment expense$205,0002,360
Additional noninterest expense$1,017,0001,500
Pre-tax net operating income$3,669,000739
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,669,000658
Extraordinary gains, net$05
Net income$3,669,000658
Minority interest net income$052
Net income of bank and minority interests.$3,669,000657
Net charge-offs$-8,0004,574
Cash dividends$3,030,000371
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,669,000646
2018-12-31 (YTD Data)Rank
Total interest income$25,794,0001,145
Total interest expense$3,063,0001,409
Net interest income$22,731,0001,115
Provision for loan and lease losses$221,0002,282
Total noninterest income$2,730,0001,644
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$138,0003,777
Trading account gains and fees$0126
Additional Noninterest Income$2,592,0001,266
Total noninterest expense$11,129,0001,739
Salaries and employee benefits$6,680,0001,666
Premises and equipment expense$744,0002,476
Additional noninterest expense$3,705,0001,608
Pre-tax net operating income$14,111,000789
Securities gains (losses)$01,125
Applicable income taxes$1,078,0001,319
Income before extraordinary items$13,033,000722
Extraordinary gains, net$06
Net income$13,033,000720
Minority interest net income$072
Net income of bank and minority interests.$13,033,000720
Net charge-offs$-22,0004,695
Cash dividends$7,597,000526
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,033,000723
2018-09-30 (YTD Data)Rank
Total interest income$18,955,0001,154
Total interest expense$2,133,0001,426
Net interest income$16,822,0001,120
Provision for loan and lease losses$156,0002,226
Total noninterest income$2,448,0001,469
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$102,0003,823
Trading account gains and fees$0138
Additional Noninterest Income$2,346,0001,133
Total noninterest expense$8,204,0001,764
Salaries and employee benefits$4,914,0001,693
Premises and equipment expense$546,0002,529
Additional noninterest expense$2,744,0001,616
Pre-tax net operating income$10,910,000757
Securities gains (losses)$01,118
Applicable income taxes$1,078,0001,105
Income before extraordinary items$9,832,000723
Extraordinary gains, net$05
Net income$9,832,000722
Minority interest net income$066
Net income of bank and minority interests.$9,832,000722
Net charge-offs$-23,0004,700
Cash dividends$3,742,000686
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,832,000721
2018-06-30 (YTD Data)Rank
Total interest income$12,333,0001,168
Total interest expense$1,324,0001,432
Net interest income$11,009,0001,134
Provision for loan and lease losses$153,0001,750
Total noninterest income$1,754,0001,403
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$65,0003,891
Trading account gains and fees$0130
Additional Noninterest Income$1,689,0001,064
Total noninterest expense$5,388,0001,798
Salaries and employee benefits$3,240,0001,722
Premises and equipment expense$359,0002,562
Additional noninterest expense$1,789,0001,661
Pre-tax net operating income$7,222,000753
Securities gains (losses)$0961
Applicable income taxes$1,078,000838
Income before extraordinary items$6,144,000756
Extraordinary gains, net$06
Net income$6,144,000755
Minority interest net income$065
Net income of bank and minority interests.$6,144,000755
Net charge-offs$-20,0004,745
Cash dividends$370,0002,288
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,144,000753
2018-03-31 (YTD Data)Rank
Total interest income$5,938,0001,203
Total interest expense$638,0001,421
Net interest income$5,300,0001,167
Provision for loan and lease losses$76,0001,675
Total noninterest income$920,0001,341
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$31,0003,973
Trading account gains and fees$0123
Additional Noninterest Income$889,0001,000
Total noninterest expense$2,689,0001,816
Salaries and employee benefits$1,637,0001,729
Premises and equipment expense$176,0002,649
Additional noninterest expense$876,0001,678
Pre-tax net operating income$3,455,000754
Securities gains (losses)$0735
Applicable income taxes$1,078,000526
Income before extraordinary items$2,377,000915
Extraordinary gains, net$07
Net income$2,377,000915
Minority interest net income$052
Net income of bank and minority interests.$2,377,000915
Net charge-offs$-16,0004,917
Cash dividends$150,0002,088
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,377,000909
2017-12-31 (YTD Data)Rank
Total interest income$21,826,0001,258
Total interest expense$1,973,0001,559
Net interest income$19,853,0001,225
Provision for loan and lease losses$-208,0005,439
Total noninterest income$2,205,0001,911
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$105,0004,277
Trading account gains and fees$29,000134
Additional Noninterest Income$2,071,0001,500
Total noninterest expense$10,092,0001,905
Salaries and employee benefits$5,985,0001,830
Premises and equipment expense$778,0002,499
Additional noninterest expense$3,329,0001,787
Pre-tax net operating income$12,174,000844
Securities gains (losses)$02,243
Applicable income taxes$4,509,000712
Income before extraordinary items$7,665,000934
Extraordinary gains, net$09
Net income$7,665,000934
Minority interest net income$076
Net income of bank and minority interests.$7,665,000934
Net charge-offs$-78,0005,241
Cash dividends$3,786,000852
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,665,000927
2017-09-30 (YTD Data)Rank
Total interest income$16,027,0001,279
Total interest expense$1,393,0001,606
Net interest income$14,634,0001,242
Provision for loan and lease losses$-208,0005,574
Total noninterest income$1,948,0001,753
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$76,0004,353
Trading account gains and fees$29,000130
Additional Noninterest Income$1,843,0001,356
Total noninterest expense$7,461,0001,923
Salaries and employee benefits$4,524,0001,818
Premises and equipment expense$547,0002,611
Additional noninterest expense$2,390,0001,844
Pre-tax net operating income$9,329,000837
Securities gains (losses)$02,274
Applicable income taxes$3,376,000626
Income before extraordinary items$5,953,000995
Extraordinary gains, net$09
Net income$5,953,000995
Minority interest net income$071
Net income of bank and minority interests.$5,953,000995
Net charge-offs$-61,0005,213
Cash dividends$3,661,000656
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,953,000981
2017-06-30 (YTD Data)Rank
Total interest income$10,383,0001,308
Total interest expense$873,0001,648
Net interest income$9,510,0001,270
Provision for loan and lease losses$-208,0005,656
Total noninterest income$1,708,0001,458
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$48,0004,438
Trading account gains and fees$29,000125
Additional Noninterest Income$1,631,0001,119
Total noninterest expense$4,897,0001,946
Salaries and employee benefits$3,033,0001,813
Premises and equipment expense$338,0002,756
Additional noninterest expense$1,526,0001,914
Pre-tax net operating income$6,529,000769
Securities gains (losses)$01,906
Applicable income taxes$2,371,000598
Income before extraordinary items$4,158,000931
Extraordinary gains, net$011
Net income$4,158,000932
Minority interest net income$071
Net income of bank and minority interests.$4,158,000931
Net charge-offs$-49,0005,279
Cash dividends$561,0001,875
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,158,000917
2017-03-31 (YTD Data)Rank
Total interest income$5,009,0001,328
Total interest expense$409,0001,729
Net interest income$4,600,0001,292
Provision for loan and lease losses$03,537
Total noninterest income$1,309,0001,098
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$19,0004,687
Trading account gains and fees$25,000124
Additional Noninterest Income$1,265,000813
Total noninterest expense$2,540,0001,900
Salaries and employee benefits$1,614,0001,736
Premises and equipment expense$163,0002,851
Additional noninterest expense$763,0001,913
Pre-tax net operating income$3,369,000738
Securities gains (losses)$01,153
Applicable income taxes$1,227,000571
Income before extraordinary items$2,142,000884
Extraordinary gains, net$08
Net income$2,142,000885
Minority interest net income$055
Net income of bank and minority interests.$2,142,000884
Net charge-offs$-12,0005,065
Cash dividends$191,0002,005
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,142,000868
2016-12-31 (YTD Data)Rank
Total interest income$19,173,0001,338
Total interest expense$1,567,0001,748
Net interest income$17,606,0001,312
Provision for loan and lease losses$75,0003,346
Total noninterest income$3,941,0001,362
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$108,0004,425
Trading account gains and fees$-4,0005,875
Additional Noninterest Income$3,837,0001,011
Total noninterest expense$9,514,0001,997
Salaries and employee benefits$5,668,0001,887
Premises and equipment expense$663,0002,841
Additional noninterest expense$3,183,0001,875
Pre-tax net operating income$11,958,000787
Securities gains (losses)$86,0001,450
Applicable income taxes$4,271,000616
Income before extraordinary items$7,773,000966
Extraordinary gains, net$05
Net income$7,773,000965
Minority interest net income$082
Net income of bank and minority interests.$7,773,000965
Net charge-offs$-31,0005,226
Cash dividends$2,420,0001,205
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,717,100942
2016-09-30 (YTD Data)Rank
Total interest income$14,394,0001,341
Total interest expense$1,174,0001,750
Net interest income$13,220,0001,315
Provision for loan and lease losses$75,0003,003
Total noninterest income$3,245,0001,263
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$79,0004,480
Trading account gains and fees$61,000138
Additional Noninterest Income$3,105,000959
Total noninterest expense$7,017,0002,022
Salaries and employee benefits$4,220,0001,891
Premises and equipment expense$492,0002,869
Additional noninterest expense$2,305,0001,926
Pre-tax net operating income$9,373,000756
Securities gains (losses)$14,0002,461
Applicable income taxes$3,348,000608
Income before extraordinary items$6,039,000925
Extraordinary gains, net$05
Net income$6,039,000924
Minority interest net income$071
Net income of bank and minority interests.$6,039,000925
Net charge-offs$-42,0005,315
Cash dividends$2,150,000964
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,030,040904
2016-06-30 (YTD Data)Rank
Total interest income$9,583,0001,350
Total interest expense$769,0001,769
Net interest income$8,814,0001,322
Provision for loan and lease losses$75,0002,531
Total noninterest income$2,445,0001,150
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$49,0004,575
Trading account gains and fees$93,000121
Additional Noninterest Income$2,303,000872
Total noninterest expense$4,661,0002,041
Salaries and employee benefits$2,815,0001,901
Premises and equipment expense$316,0002,940
Additional noninterest expense$1,530,0001,942
Pre-tax net operating income$6,523,000713
Securities gains (losses)$14,0002,123
Applicable income taxes$2,322,000580
Income before extraordinary items$4,215,000870
Extraordinary gains, net$016
Net income$4,215,000869
Minority interest net income$071
Net income of bank and minority interests.$4,215,000869
Net charge-offs$-35,0005,400
Cash dividends$2,100,000721
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,206,040849
2016-03-31 (YTD Data)Rank
Total interest income$4,717,0001,363
Total interest expense$366,0001,853
Net interest income$4,351,0001,331
Provision for loan and lease losses$75,0001,741
Total noninterest income$664,0001,726
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$22,0004,718
Trading account gains and fees$40,000114
Additional Noninterest Income$602,0001,347
Total noninterest expense$2,482,0001,930
Salaries and employee benefits$1,434,0001,872
Premises and equipment expense$183,0002,714
Additional noninterest expense$865,0001,734
Pre-tax net operating income$2,458,000921
Securities gains (losses)$02,077
Applicable income taxes$913,000679
Income before extraordinary items$1,545,0001,154
Extraordinary gains, net$012
Net income$1,545,0001,155
Minority interest net income$062
Net income of bank and minority interests.$1,545,0001,155
Net charge-offs$-12,0005,253
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,545,0001,128
2015-12-31 (YTD Data)Rank
Total interest income$17,454,0001,420
Total interest expense$1,474,0001,805
Net interest income$15,980,0001,391
Provision for loan and lease losses$397,0001,598
Total noninterest income$1,766,0002,274
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$81,0004,949
Trading account gains and fees$79,000116
Additional Noninterest Income$1,606,0001,772
Total noninterest expense$10,070,0001,882
Salaries and employee benefits$5,183,0001,995
Premises and equipment expense$780,0002,604
Additional noninterest expense$4,107,0001,484
Pre-tax net operating income$7,279,0001,159
Securities gains (losses)$03,216
Applicable income taxes$2,169,000957
Income before extraordinary items$5,110,0001,323
Extraordinary gains, net$023
Net income$5,110,0001,323
Minority interest net income$081
Net income of bank and minority interests.$5,110,0001,323
Net charge-offs$91,0002,744
Cash dividends$2,655,0001,087
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,110,0001,301
2015-09-30 (YTD Data)Rank
Total interest income$12,890,0001,451
Total interest expense$1,097,0001,830
Net interest income$11,793,0001,424
Provision for loan and lease losses$397,0001,258
Total noninterest income$1,456,0002,164
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$59,0005,041
Trading account gains and fees$60,000124
Additional Noninterest Income$1,337,0001,676
Total noninterest expense$7,612,0001,865
Salaries and employee benefits$4,074,0001,919
Premises and equipment expense$555,0002,748
Additional noninterest expense$2,983,0001,532
Pre-tax net operating income$5,240,0001,220
Securities gains (losses)$03,031
Applicable income taxes$1,535,0001,015
Income before extraordinary items$3,705,0001,375
Extraordinary gains, net$021
Net income$3,705,0001,376
Minority interest net income$078
Net income of bank and minority interests.$3,705,0001,376
Net charge-offs$102,0002,141
Cash dividends$2,655,000791
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,705,0001,346
2015-06-30 (YTD Data)Rank
Total interest income$8,324,0001,494
Total interest expense$722,0001,848
Net interest income$7,602,0001,470
Provision for loan and lease losses$322,0001,047
Total noninterest income$1,265,0001,832
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$39,0005,068
Trading account gains and fees$21,000138
Additional Noninterest Income$1,205,0001,372
Total noninterest expense$5,042,0001,891
Salaries and employee benefits$2,697,0001,943
Premises and equipment expense$304,0003,134
Additional noninterest expense$2,041,0001,514
Pre-tax net operating income$3,503,0001,203
Securities gains (losses)$02,636
Applicable income taxes$1,051,000988
Income before extraordinary items$2,452,0001,360
Extraordinary gains, net$022
Net income$2,452,0001,362
Minority interest net income$075
Net income of bank and minority interests.$2,452,0001,361
Net charge-offs$121,0001,559
Cash dividends$2,655,000566
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,452,0001,323
2015-03-31 (YTD Data)Rank
Total interest income$4,057,0001,529
Total interest expense$365,0001,842
Net interest income$3,692,0001,505
Provision for loan and lease losses$110,0001,351
Total noninterest income$348,0002,583
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$19,0005,103
Trading account gains and fees$0152
Additional Noninterest Income$329,0001,996
Total noninterest expense$2,494,0001,904
Salaries and employee benefits$1,315,0001,996
Premises and equipment expense$140,0003,342
Additional noninterest expense$1,039,0001,481
Pre-tax net operating income$1,436,0001,393
Securities gains (losses)$02,027
Applicable income taxes$455,0001,079
Income before extraordinary items$981,0001,635
Extraordinary gains, net$013
Net income$981,0001,637
Minority interest net income$064
Net income of bank and minority interests.$981,0001,637
Net charge-offs$40,0001,719
Cash dividends$2,655,000294
Sale, conversion, retirement of capital stock, net$0697
Net operating income$981,0001,568
2014-12-31 (YTD Data)Rank
Total interest income$17,135,0001,462
Total interest expense$1,544,0001,843
Net interest income$15,591,0001,425
Provision for loan and lease losses$1,606,000568
Total noninterest income$784,0003,517
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$96,0005,056
Trading account gains and fees$0180
Additional Noninterest Income$688,0002,850
Total noninterest expense$9,611,0001,976
Salaries and employee benefits$5,087,0002,010
Premises and equipment expense$721,0002,873
Additional noninterest expense$3,803,0001,637
Pre-tax net operating income$5,158,0001,476
Securities gains (losses)$1,0003,149
Applicable income taxes$1,734,0001,088
Income before extraordinary items$3,425,0001,803
Extraordinary gains, net$017
Net income$3,425,0001,802
Minority interest net income$084
Net income of bank and minority interests.$3,425,0001,802
Net charge-offs$2,213,000459
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,424,3401,771
2014-09-30 (YTD Data)Rank
Total interest income$12,824,0001,475
Total interest expense$1,175,0001,853
Net interest income$11,649,0001,440
Provision for loan and lease losses$1,196,000569
Total noninterest income$961,0002,754
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$71,0005,142
Trading account gains and fees$0174
Additional Noninterest Income$890,0002,098
Total noninterest expense$7,023,0002,024
Salaries and employee benefits$3,989,0001,934
Premises and equipment expense$550,0002,855
Additional noninterest expense$2,484,0001,859
Pre-tax net operating income$4,391,0001,356
Securities gains (losses)$1,0002,871
Applicable income taxes$1,504,000992
Income before extraordinary items$2,888,0001,639
Extraordinary gains, net$015
Net income$2,888,0001,640
Minority interest net income$081
Net income of bank and minority interests.$2,888,0001,639
Net charge-offs$1,590,000474
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,887,3401,607
2014-06-30 (YTD Data)Rank
Total interest income$8,514,0001,472
Total interest expense$804,0001,825
Net interest income$7,710,0001,436
Provision for loan and lease losses$1,090,000424
Total noninterest income$1,093,0001,976
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$51,0005,044
Trading account gains and fees$0172
Additional Noninterest Income$1,042,0001,406
Total noninterest expense$4,889,0001,936
Salaries and employee benefits$2,767,0001,868
Premises and equipment expense$405,0002,689
Additional noninterest expense$1,717,0001,784
Pre-tax net operating income$2,824,0001,351
Securities gains (losses)$02,580
Applicable income taxes$970,000988
Income before extraordinary items$1,854,0001,632
Extraordinary gains, net$020
Net income$1,854,0001,635
Minority interest net income$080
Net income of bank and minority interests.$1,854,0001,634
Net charge-offs$1,591,000348
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,854,0001,608
2014-03-31 (YTD Data)Rank
Total interest income$4,278,0001,468
Total interest expense$411,0001,815
Net interest income$3,867,0001,424
Provision for loan and lease losses$03,817
Total noninterest income$-2,0006,625
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$24,0005,131
Trading account gains and fees$0147
Additional Noninterest Income$-26,0006,606
Total noninterest expense$2,486,0001,910
Salaries and employee benefits$1,529,0001,699
Premises and equipment expense$135,0003,577
Additional noninterest expense$822,0001,845
Pre-tax net operating income$1,379,0001,349
Securities gains (losses)$01,715
Applicable income taxes$482,000957
Income before extraordinary items$897,0001,631
Extraordinary gains, net$016
Net income$897,0001,634
Minority interest net income$066
Net income of bank and minority interests.$897,0001,634
Net charge-offs$-6,0005,539
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$897,0001,599
2013-12-31 (YTD Data)Rank
Total interest income$16,505,0001,523
Total interest expense$1,896,0001,789
Net interest income$14,609,0001,489
Provision for loan and lease losses$2,568,000511
Total noninterest income$2,121,0002,079
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$106,0005,166
Trading account gains and fees$0184
Additional Noninterest Income$2,015,0001,500
Total noninterest expense$9,084,0002,081
Salaries and employee benefits$5,008,0002,034
Premises and equipment expense$559,0003,477
Additional noninterest expense$3,517,0001,812
Pre-tax net operating income$5,078,0001,410
Securities gains (losses)$-127,0006,578
Applicable income taxes$1,921,000933
Income before extraordinary items$3,030,0001,886
Extraordinary gains, net$029
Net income$3,030,0001,888
Minority interest net income$090
Net income of bank and minority interests.$3,030,0001,888
Net charge-offs$2,979,000545
Cash dividends$3,800,000725
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,111,2801,814
2013-09-30 (YTD Data)Rank
Total interest income$12,261,0001,541
Total interest expense$1,461,0001,797
Net interest income$10,800,0001,511
Provision for loan and lease losses$2,057,000482
Total noninterest income$979,0002,847
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$78,0005,256
Trading account gains and fees$0180
Additional Noninterest Income$901,0002,197
Total noninterest expense$7,226,0001,961
Salaries and employee benefits$3,870,0001,983
Premises and equipment expense$468,0003,255
Additional noninterest expense$2,888,0001,666
Pre-tax net operating income$2,496,0002,060
Securities gains (losses)$-51,0006,656
Applicable income taxes$955,0001,299
Income before extraordinary items$1,490,0002,676
Extraordinary gains, net$025
Net income$1,490,0002,680
Minority interest net income$084
Net income of bank and minority interests.$1,490,0002,680
Net charge-offs$2,557,000500
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,522,6402,555
2013-06-30 (YTD Data)Rank
Total interest income$8,022,0001,562
Total interest expense$996,0001,789
Net interest income$7,026,0001,538
Provision for loan and lease losses$1,212,000569
Total noninterest income$937,0002,310
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$51,0005,273
Trading account gains and fees$0157
Additional Noninterest Income$886,0001,733
Total noninterest expense$4,834,0001,957
Salaries and employee benefits$2,538,0002,033
Premises and equipment expense$312,0003,272
Additional noninterest expense$1,984,0001,614
Pre-tax net operating income$1,917,0001,792
Securities gains (losses)$-3,0006,560
Applicable income taxes$737,0001,158
Income before extraordinary items$1,177,0002,328
Extraordinary gains, net$022
Net income$1,177,0002,337
Minority interest net income$082
Net income of bank and minority interests.$1,177,0002,335
Net charge-offs$1,712,000515
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,178,9202,240
2013-03-31 (YTD Data)Rank
Total interest income$3,908,0001,617
Total interest expense$501,0001,830
Net interest income$3,407,0001,588
Provision for loan and lease losses$149,0001,746
Total noninterest income$287,0003,068
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$258,0002,423
Total noninterest expense$2,430,0001,966
Salaries and employee benefits$1,238,0002,086
Premises and equipment expense$156,0003,295
Additional noninterest expense$1,036,0001,565
Pre-tax net operating income$1,115,0001,561
Securities gains (losses)$01,966
Applicable income taxes$418,0001,057
Income before extraordinary items$697,0002,002
Extraordinary gains, net$010
Net income$697,0002,002
Minority interest net income$076
Net income of bank and minority interests.$697,0002,004
Net charge-offs$330,000994
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$0789
Net operating income$697,0001,923
2012-12-31 (YTD Data)Rank
Total interest income$16,282,0001,630
Total interest expense$2,272,0001,920
Net interest income$14,010,0001,571
Provision for loan and lease losses$2,640,000859
Total noninterest income$-30,0006,867
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$88,0005,618
Trading account gains and fees$0166
Additional Noninterest Income$-118,0006,749
Total noninterest expense$8,327,0002,258
Salaries and employee benefits$4,628,0002,159
Premises and equipment expense$632,0003,264
Additional noninterest expense$3,067,0002,114
Pre-tax net operating income$3,013,0002,083
Securities gains (losses)$348,0001,232
Applicable income taxes$1,246,0001,261
Income before extraordinary items$2,115,0002,487
Extraordinary gains, net$029
Net income$2,115,0002,488
Minority interest net income$093
Net income of bank and minority interests.$2,115,0002,488
Net charge-offs$3,206,000808
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,892,2802,560
2012-09-30 (YTD Data)Rank
Total interest income$12,259,0001,653
Total interest expense$1,759,0001,941
Net interest income$10,500,0001,586
Provision for loan and lease losses$1,664,0001,000
Total noninterest income$-194,0007,051
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$57,0005,863
Trading account gains and fees$0157
Additional Noninterest Income$-251,0007,008
Total noninterest expense$6,364,0002,246
Salaries and employee benefits$3,517,0002,125
Premises and equipment expense$478,0003,276
Additional noninterest expense$2,369,0002,062
Pre-tax net operating income$2,278,0002,138
Securities gains (losses)$345,000992
Applicable income taxes$962,0001,267
Income before extraordinary items$1,661,0002,467
Extraordinary gains, net$020
Net income$1,661,0002,468
Minority interest net income$086
Net income of bank and minority interests.$1,661,0002,468
Net charge-offs$2,140,000880
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,440,2002,584
2012-06-30 (YTD Data)Rank
Total interest income$8,166,0001,669
Total interest expense$1,217,0001,936
Net interest income$6,949,0001,597
Provision for loan and lease losses$855,0001,237
Total noninterest income$176,0005,074
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$35,0005,993
Trading account gains and fees$0153
Additional Noninterest Income$141,0004,164
Total noninterest expense$4,262,0002,243
Salaries and employee benefits$2,283,0002,188
Premises and equipment expense$324,0003,243
Additional noninterest expense$1,655,0001,979
Pre-tax net operating income$2,008,0001,680
Securities gains (losses)$301,000855
Applicable income taxes$831,0001,031
Income before extraordinary items$1,478,0001,908
Extraordinary gains, net$019
Net income$1,478,0001,907
Minority interest net income$084
Net income of bank and minority interests.$1,478,0001,908
Net charge-offs$1,241,000979
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,285,3602,036
2012-03-31 (YTD Data)Rank
Total interest income$4,087,0001,680
Total interest expense$649,0001,888
Net interest income$3,438,0001,621
Provision for loan and lease losses$506,0001,032
Total noninterest income$621,0001,861
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$601,0001,321
Total noninterest expense$2,190,0002,179
Salaries and employee benefits$1,178,0002,122
Premises and equipment expense$159,0003,310
Additional noninterest expense$853,0001,928
Pre-tax net operating income$1,363,0001,285
Securities gains (losses)$134,000783
Applicable income taxes$525,000843
Income before extraordinary items$972,0001,506
Extraordinary gains, net$019
Net income$972,0001,507
Minority interest net income$078
Net income of bank and minority interests.$972,0001,507
Net charge-offs$802,000784
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$884,9001,544
2011-12-31 (YTD Data)Rank
Total interest income$16,878,0001,679
Total interest expense$3,543,0001,686
Net interest income$13,335,0001,677
Provision for loan and lease losses$2,841,0001,248
Total noninterest income$-918,0007,241
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$77,0005,860
Trading account gains and fees$0146
Additional Noninterest Income$-995,0007,196
Total noninterest expense$8,008,0002,369
Salaries and employee benefits$4,293,0002,260
Premises and equipment expense$580,0003,670
Additional noninterest expense$3,135,0002,116
Pre-tax net operating income$1,568,0002,954
Securities gains (losses)$460,000838
Applicable income taxes$621,0001,810
Income before extraordinary items$1,407,0002,904
Extraordinary gains, net$029
Net income$1,407,0002,906
Minority interest net income$096
Net income of bank and minority interests.$1,407,0002,906
Net charge-offs$3,276,0001,127
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,089,6003,286
2011-09-30 (YTD Data)Rank
Total interest income$12,885,0001,668
Total interest expense$2,829,0001,664
Net interest income$10,056,0001,675
Provision for loan and lease losses$2,680,0001,019
Total noninterest income$-617,0007,318
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$59,0005,864
Trading account gains and fees$0145
Additional Noninterest Income$-676,0007,273
Total noninterest expense$6,287,0002,276
Salaries and employee benefits$3,276,0002,213
Premises and equipment expense$442,0003,666
Additional noninterest expense$2,569,0001,971
Pre-tax net operating income$472,0004,552
Securities gains (losses)$256,0001,025
Applicable income taxes$159,0002,857
Income before extraordinary items$569,0004,114
Extraordinary gains, net$021
Net income$569,0004,116
Minority interest net income$087
Net income of bank and minority interests.$569,0004,116
Net charge-offs$2,925,000966
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$369,3204,649
2011-06-30 (YTD Data)Rank
Total interest income$8,579,0001,686
Total interest expense$2,048,0001,600
Net interest income$6,531,0001,718
Provision for loan and lease losses$2,123,000881
Total noninterest income$57,0006,449
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$16,0006,375
Total noninterest expense$4,053,0002,373
Salaries and employee benefits$2,187,0002,231
Premises and equipment expense$295,0003,684
Additional noninterest expense$1,571,0002,162
Pre-tax net operating income$412,0004,154
Securities gains (losses)$168,000819
Applicable income taxes$151,0002,496
Income before extraordinary items$429,0003,857
Extraordinary gains, net$015
Net income$429,0003,858
Minority interest net income$089
Net income of bank and minority interests.$429,0003,859
Net charge-offs$2,223,000853
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$304,6804,343
2011-03-31 (YTD Data)Rank
Total interest income$4,275,0001,705
Total interest expense$1,145,0001,485
Net interest income$3,130,0001,788
Provision for loan and lease losses$450,0001,516
Total noninterest income$-426,0007,511
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$23,0005,623
Trading account gains and fees$0158
Additional Noninterest Income$-449,0007,503
Total noninterest expense$2,162,0002,227
Salaries and employee benefits$1,085,0002,257
Premises and equipment expense$136,0003,958
Additional noninterest expense$941,0001,799
Pre-tax net operating income$92,0005,232
Securities gains (losses)$01,772
Applicable income taxes$-8,0006,983
Income before extraordinary items$100,0005,009
Extraordinary gains, net$09
Net income$100,0005,007
Minority interest net income$086
Net income of bank and minority interests.$100,0005,009
Net charge-offs$305,0001,737
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$100,0004,944
2010-12-31 (YTD Data)Rank
Total interest income$16,230,0001,862
Total interest expense$5,818,0001,428
Net interest income$10,412,0002,097
Provision for loan and lease losses$1,428,0002,528
Total noninterest income$-942,0007,538
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$109,0005,373
Trading account gains and fees$0175
Additional Noninterest Income$-1,051,0007,496
Total noninterest expense$7,833,0002,462
Salaries and employee benefits$3,918,0002,449
Premises and equipment expense$580,0003,805
Additional noninterest expense$3,335,0002,088
Pre-tax net operating income$209,0005,180
Securities gains (losses)$386,0001,067
Applicable income taxes$46,0003,673
Income before extraordinary items$549,0004,179
Extraordinary gains, net$029
Net income$549,0004,180
Minority interest net income$0111
Net income of bank and minority interests.$549,0004,181
Net charge-offs$2,489,0001,632
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$193,8805,167
2010-09-30 (YTD Data)Rank
Total interest income$12,125,0001,908
Total interest expense$4,579,0001,419
Net interest income$7,546,0002,197
Provision for loan and lease losses$1,114,0002,370
Total noninterest income$-233,0007,577
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$82,0005,451
Trading account gains and fees$0165
Additional Noninterest Income$-315,0007,514
Total noninterest expense$5,934,0002,443
Salaries and employee benefits$2,925,0002,480
Premises and equipment expense$465,0003,691
Additional noninterest expense$2,544,0002,034
Pre-tax net operating income$265,0004,994
Securities gains (losses)$327,0001,015
Applicable income taxes$75,0003,308
Income before extraordinary items$517,0004,051
Extraordinary gains, net$023
Net income$517,0004,054
Minority interest net income$0110
Net income of bank and minority interests.$517,0004,054
Net charge-offs$2,175,0001,432
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$232,5104,996
2010-06-30 (YTD Data)Rank
Total interest income$8,107,0001,931
Total interest expense$3,196,0001,405
Net interest income$4,911,0002,263
Provision for loan and lease losses$736,0002,310
Total noninterest income$-259,0007,694
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$60,0005,340
Trading account gains and fees$0152
Additional Noninterest Income$-319,0007,651
Total noninterest expense$3,850,0002,513
Salaries and employee benefits$1,950,0002,497
Premises and equipment expense$319,0003,640
Additional noninterest expense$1,581,0002,157
Pre-tax net operating income$66,0005,711
Securities gains (losses)$327,000665
Applicable income taxes$50,0003,283
Income before extraordinary items$343,0004,057
Extraordinary gains, net$019
Net income$343,0004,055
Minority interest net income$0105
Net income of bank and minority interests.$343,0004,056
Net charge-offs$1,489,0001,370
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$58,5105,722
2010-03-31 (YTD Data)Rank
Total interest income$3,893,0002,052
Total interest expense$1,684,0001,399
Net interest income$2,209,0002,541
Provision for loan and lease losses$685,0001,501
Total noninterest income$167,0004,032
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$29,0005,402
Trading account gains and fees$0175
Additional Noninterest Income$138,0002,988
Total noninterest expense$1,852,0002,630
Salaries and employee benefits$949,0002,592
Premises and equipment expense$168,0003,571
Additional noninterest expense$735,0002,301
Pre-tax net operating income$-161,0006,781
Securities gains (losses)$242,000455
Applicable income taxes$-20,0007,194
Income before extraordinary items$101,0004,958
Extraordinary gains, net$016
Net income$101,0004,959
Minority interest net income$091
Net income of bank and minority interests.$101,0004,958
Net charge-offs$1,194,000918
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-141,0006,794
2009-12-31 (YTD Data)Rank
Total interest income$16,403,0002,073
Total interest expense$8,271,0001,450
Net interest income$8,132,0002,683
Provision for loan and lease losses$8,560,000982
Total noninterest income$-1,437,0007,955
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$100,0005,753
Trading account gains and fees$0211
Additional Noninterest Income$-1,537,0007,927
Total noninterest expense$9,039,0002,199
Salaries and employee benefits$4,002,0002,444
Premises and equipment expense$661,0003,618
Additional noninterest expense$4,376,0001,701
Pre-tax net operating income$-10,904,0007,518
Securities gains (losses)$674,000707
Applicable income taxes$-4,108,0007,707
Income before extraordinary items$-6,122,0007,362
Extraordinary gains, net$034
Net income$-6,122,0007,361
Minority interest net income$0115
Net income of bank and minority interests.$-6,122,0007,361
Net charge-offs$6,333,000965
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-6,553,3607,409
2009-09-30 (YTD Data)Rank
Total interest income$12,328,0002,102
Total interest expense$6,497,0001,449
Net interest income$5,831,0002,806
Provision for loan and lease losses$3,772,0001,279
Total noninterest income$-609,0008,021
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$77,0005,761
Trading account gains and fees$0212
Additional Noninterest Income$-686,0007,979
Total noninterest expense$6,920,0002,158
Salaries and employee benefits$3,373,0002,204
Premises and equipment expense$494,0003,650
Additional noninterest expense$3,053,0001,755
Pre-tax net operating income$-5,470,0007,533
Securities gains (losses)$585,000614
Applicable income taxes$-2,022,0007,724
Income before extraordinary items$-2,863,0007,358
Extraordinary gains, net$027
Net income$-2,863,0007,358
Minority interest net income$0118
Net income of bank and minority interests.$-2,863,0007,358
Net charge-offs$4,290,000926
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,237,4007,408
2009-06-30 (YTD Data)Rank
Total interest income$8,177,0002,150
Total interest expense$4,411,0001,501
Net interest income$3,766,0002,874
Provision for loan and lease losses$1,857,0001,461
Total noninterest income$669,0002,823
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$49,0005,826
Trading account gains and fees$0193
Additional Noninterest Income$620,0001,956
Total noninterest expense$4,621,0002,177
Salaries and employee benefits$2,392,0002,104
Premises and equipment expense$324,0003,713
Additional noninterest expense$1,905,0001,880
Pre-tax net operating income$-2,043,0007,390
Securities gains (losses)$585,000441
Applicable income taxes$-675,0007,654
Income before extraordinary items$-783,0007,011
Extraordinary gains, net$021
Net income$-783,0007,011
Minority interest net income$0112
Net income of bank and minority interests.$-783,0007,011
Net charge-offs$2,804,000902
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,157,4007,207
2009-03-31 (YTD Data)Rank
Total interest income$3,930,0002,238
Total interest expense$2,240,0001,526
Net interest income$1,690,0003,132
Provision for loan and lease losses$383,0002,034
Total noninterest income$82,0005,536
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$2,238,0002,190
Salaries and employee benefits$1,200,0002,127
Premises and equipment expense$173,0003,602
Additional noninterest expense$865,0001,860
Pre-tax net operating income$-849,0007,576
Securities gains (losses)$494,000338
Applicable income taxes$-193,0007,699
Income before extraordinary items$-162,0006,968
Extraordinary gains, net$015
Net income$-162,0006,969
Minority interest net income$0102
Net income of bank and minority interests.$-162,0006,969
Net charge-offs$1,344,000796
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-478,1607,397
2008-12-31 (YTD Data)Rank
Total interest income$19,978,0001,910
Total interest expense$10,761,0001,510
Net interest income$9,217,0002,374
Provision for loan and lease losses$5,794,000907
Total noninterest income$-493,0008,234
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$69,0006,353
Trading account gains and fees$0154
Additional Noninterest Income$-562,0008,230
Total noninterest expense$8,548,0002,238
Salaries and employee benefits$4,648,0002,184
Premises and equipment expense$741,0003,367
Additional noninterest expense$3,159,0001,922
Pre-tax net operating income$-5,618,0007,837
Securities gains (losses)$65,0001,425
Applicable income taxes$-2,264,0007,950
Income before extraordinary items$-3,289,0007,652
Extraordinary gains, net$039
Net income$-3,289,0007,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,660,000866
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,330,6007,729
2008-09-30 (YTD Data)Rank
Total interest income$15,372,0001,908
Total interest expense$8,178,0001,547
Net interest income$7,194,0002,313
Provision for loan and lease losses$3,244,000858
Total noninterest income$-634,0008,340
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$45,0006,537
Trading account gains and fees$0148
Additional Noninterest Income$-679,0008,353
Total noninterest expense$6,607,0002,170
Salaries and employee benefits$3,574,0002,161
Premises and equipment expense$553,0003,408
Additional noninterest expense$2,480,0001,791
Pre-tax net operating income$-3,291,0008,045
Securities gains (losses)$65,0001,251
Applicable income taxes$-1,334,0008,117
Income before extraordinary items$-1,892,0007,838
Extraordinary gains, net$031
Net income$-1,892,0007,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$992,0001,309
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,933,6007,926
2008-06-30 (YTD Data)Rank
Total interest income$10,418,0001,906
Total interest expense$5,541,0001,581
Net interest income$4,877,0002,264
Provision for loan and lease losses$1,299,0001,040
Total noninterest income$-45,0008,383
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$26,0006,681
Trading account gains and fees$0149
Additional Noninterest Income$-71,0008,371
Total noninterest expense$4,028,0002,363
Salaries and employee benefits$2,301,0002,255
Premises and equipment expense$363,0003,462
Additional noninterest expense$1,364,0002,084
Pre-tax net operating income$-495,0007,604
Securities gains (losses)$55,0001,373
Applicable income taxes$-253,0008,036
Income before extraordinary items$-187,0007,388
Extraordinary gains, net$021
Net income$-187,0007,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,116
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-222,2007,420
2008-03-31 (YTD Data)Rank
Total interest income$5,581,0001,839
Total interest expense$2,924,0001,599
Net interest income$2,657,0002,092
Provision for loan and lease losses$734,000773
Total noninterest income$243,0003,580
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$12,0006,732
Trading account gains and fees$0158
Additional Noninterest Income$231,0002,342
Total noninterest expense$2,238,0002,139
Salaries and employee benefits$1,300,0002,029
Premises and equipment expense$185,0003,427
Additional noninterest expense$753,0001,870
Pre-tax net operating income$-72,0007,476
Securities gains (losses)$55,0001,035
Applicable income taxes$-50,0008,027
Income before extraordinary items$33,0006,827
Extraordinary gains, net$015
Net income$33,0006,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,000868
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-2,2007,207
2007-12-31 (YTD Data)Rank
Total interest income$25,904,0001,667
Total interest expense$12,190,0001,637
Net interest income$13,714,0001,646
Provision for loan and lease losses$710,0001,830
Total noninterest income$1,669,0002,524
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$54,0006,687
Trading account gains and fees$0178
Additional Noninterest Income$1,615,0001,590
Total noninterest expense$8,995,0002,042
Salaries and employee benefits$5,758,0001,754
Premises and equipment expense$753,0003,250
Additional noninterest expense$2,484,0002,189
Pre-tax net operating income$5,678,0001,468
Securities gains (losses)$7,0001,467
Applicable income taxes$1,988,0001,138
Income before extraordinary items$3,697,0001,712
Extraordinary gains, net$039
Net income$3,697,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,925
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,692,4501,701
2007-09-30 (YTD Data)Rank
Total interest income$19,838,0001,629
Total interest expense$9,106,0001,643
Net interest income$10,732,0001,591
Provision for loan and lease losses$375,0001,954
Total noninterest income$1,474,0002,246
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$42,0006,680
Trading account gains and fees$0184
Additional Noninterest Income$1,432,0001,419
Total noninterest expense$6,783,0002,013
Salaries and employee benefits$4,476,0001,687
Premises and equipment expense$562,0003,239
Additional noninterest expense$1,745,0002,274
Pre-tax net operating income$5,048,0001,353
Securities gains (losses)$7,0001,103
Applicable income taxes$1,796,0001,047
Income before extraordinary items$3,259,0001,552
Extraordinary gains, net$033
Net income$3,259,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,509
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,254,5201,549
2007-06-30 (YTD Data)Rank
Total interest income$13,129,0001,654
Total interest expense$5,911,0001,695
Net interest income$7,218,0001,600
Provision for loan and lease losses$303,0001,519
Total noninterest income$1,168,0002,001
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$29,0006,696
Trading account gains and fees$0168
Additional Noninterest Income$1,139,0001,273
Total noninterest expense$4,581,0002,022
Salaries and employee benefits$3,096,0001,654
Premises and equipment expense$372,0003,273
Additional noninterest expense$1,113,0002,381
Pre-tax net operating income$3,502,0001,351
Securities gains (losses)$7,000933
Applicable income taxes$1,288,0001,040
Income before extraordinary items$2,221,0001,578
Extraordinary gains, net$029
Net income$2,221,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,770
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,216,5201,561
2007-03-31 (YTD Data)Rank
Total interest income$6,386,0001,695
Total interest expense$2,826,0001,758
Net interest income$3,560,0001,622
Provision for loan and lease losses$208,0001,124
Total noninterest income$809,0001,570
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$792,000996
Total noninterest expense$2,350,0001,967
Salaries and employee benefits$1,634,0001,590
Premises and equipment expense$178,0003,422
Additional noninterest expense$538,0002,454
Pre-tax net operating income$1,811,0001,288
Securities gains (losses)$01,187
Applicable income taxes$669,0001,016
Income before extraordinary items$1,142,0001,512
Extraordinary gains, net$022
Net income$1,142,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,142,0001,501
2006-12-31 (YTD Data)Rank
Total interest income$22,602,0001,792
Total interest expense$9,499,0001,770
Net interest income$13,103,0001,756
Provision for loan and lease losses$640,0001,523
Total noninterest income$1,416,0002,806
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$54,0006,825
Trading account gains and fees$0130
Additional Noninterest Income$1,362,0001,786
Total noninterest expense$8,086,0002,184
Salaries and employee benefits$5,314,0001,836
Premises and equipment expense$692,0003,360
Additional noninterest expense$2,080,0002,482
Pre-tax net operating income$5,793,0001,660
Securities gains (losses)$01,687
Applicable income taxes$2,005,0001,334
Income before extraordinary items$3,788,0001,875
Extraordinary gains, net$051
Net income$3,788,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,325
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,788,0001,860
2006-09-30 (YTD Data)Rank
Total interest income$16,545,0001,823
Total interest expense$6,793,0001,788
Net interest income$9,752,0001,792
Provision for loan and lease losses$454,0001,504
Total noninterest income$1,138,0002,693
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$42,0006,883
Trading account gains and fees$0126
Additional Noninterest Income$1,096,0001,697
Total noninterest expense$6,026,0002,192
Salaries and employee benefits$4,112,0001,787
Premises and equipment expense$475,0003,619
Additional noninterest expense$1,439,0002,656
Pre-tax net operating income$4,410,0001,686
Securities gains (losses)$01,388
Applicable income taxes$1,563,0001,352
Income before extraordinary items$2,847,0001,916
Extraordinary gains, net$045
Net income$2,847,0001,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,367
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,847,0001,905
2006-06-30 (YTD Data)Rank
Total interest income$10,535,0001,869
Total interest expense$4,209,0001,825
Net interest income$6,326,0001,837
Provision for loan and lease losses$355,0001,291
Total noninterest income$811,0002,568
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$30,0006,853
Trading account gains and fees$0126
Additional Noninterest Income$781,0001,622
Total noninterest expense$3,941,0002,241
Salaries and employee benefits$2,707,0001,815
Premises and equipment expense$320,0003,581
Additional noninterest expense$914,0002,783
Pre-tax net operating income$2,841,0001,739
Securities gains (losses)$01,185
Applicable income taxes$1,034,0001,370
Income before extraordinary items$1,807,0002,003
Extraordinary gains, net$039
Net income$1,807,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,668
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,807,0001,990
2006-03-31 (YTD Data)Rank
Total interest income$4,985,0001,916
Total interest expense$1,834,0001,974
Net interest income$3,151,0001,836
Provision for loan and lease losses$245,000951
Total noninterest income$421,0002,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$16,0006,758
Trading account gains and fees$0115
Additional Noninterest Income$405,0001,564
Total noninterest expense$1,925,0002,309
Salaries and employee benefits$1,339,0001,844
Premises and equipment expense$159,0003,609
Additional noninterest expense$427,0002,941
Pre-tax net operating income$1,402,0001,728
Securities gains (losses)$0955
Applicable income taxes$495,0001,416
Income before extraordinary items$907,0001,961
Extraordinary gains, net$021
Net income$907,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$907,0001,940
2005-12-31 (YTD Data)Rank
Total interest income$15,160,0002,192
Total interest expense$5,156,0002,138
Net interest income$10,004,0002,210
Provision for loan and lease losses$790,0001,280
Total noninterest income$606,0004,759
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$81,0006,572
Trading account gains and fees$0138
Additional Noninterest Income$525,0003,283
Total noninterest expense$6,200,0002,670
Salaries and employee benefits$3,916,0002,335
Premises and equipment expense$447,0004,513
Additional noninterest expense$1,837,0002,712
Pre-tax net operating income$3,620,0002,399
Securities gains (losses)$02,296
Applicable income taxes$1,216,0001,989
Income before extraordinary items$2,404,0002,680
Extraordinary gains, net$046
Net income$2,404,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,239
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,404,0002,648
2005-09-30 (YTD Data)Rank
Total interest income$10,765,0002,253
Total interest expense$3,617,0002,155
Net interest income$7,148,0002,292
Provision for loan and lease losses$231,0002,668
Total noninterest income$442,0004,863
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$64,0006,537
Trading account gains and fees$0126
Additional Noninterest Income$378,0003,377
Total noninterest expense$4,504,0002,723
Salaries and employee benefits$2,939,0002,312
Premises and equipment expense$303,0004,808
Additional noninterest expense$1,262,0002,913
Pre-tax net operating income$2,855,0002,324
Securities gains (losses)$02,317
Applicable income taxes$926,0001,986
Income before extraordinary items$1,929,0002,550
Extraordinary gains, net$035
Net income$1,929,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,184
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,929,0002,523
2005-06-30 (YTD Data)Rank
Total interest income$6,846,0002,308
Total interest expense$2,209,0002,217
Net interest income$4,637,0002,334
Provision for loan and lease losses$161,0002,517
Total noninterest income$333,0004,507
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$43,0006,506
Trading account gains and fees$0116
Additional Noninterest Income$290,0003,128
Total noninterest expense$2,964,0002,725
Salaries and employee benefits$1,970,0002,291
Premises and equipment expense$161,0005,506
Additional noninterest expense$833,0002,905
Pre-tax net operating income$1,845,0002,327
Securities gains (losses)$02,146
Applicable income taxes$598,0002,010
Income before extraordinary items$1,247,0002,566
Extraordinary gains, net$030
Net income$1,247,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,796
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,247,0002,531
2005-03-31 (YTD Data)Rank
Total interest income$3,185,0002,424
Total interest expense$966,0002,409
Net interest income$2,219,0002,413
Provision for loan and lease losses$86,0002,322
Total noninterest income$219,0003,761
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$23,0006,401
Trading account gains and fees$0115
Additional Noninterest Income$196,0002,504
Total noninterest expense$1,457,0002,793
Salaries and employee benefits$960,0002,371
Premises and equipment expense$69,0005,998
Additional noninterest expense$428,0002,845
Pre-tax net operating income$895,0002,369
Securities gains (losses)$01,685
Applicable income taxes$290,0002,024
Income before extraordinary items$605,0002,599
Extraordinary gains, net$024
Net income$605,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$605,0002,562
2004-12-31 (YTD Data)Rank
Total interest income$10,911,0002,607
Total interest expense$3,181,0002,495
Net interest income$7,730,0002,608
Provision for loan and lease losses$364,0002,535
Total noninterest income$503,0005,240
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$105,0006,397
Trading account gains and fees$0138
Additional Noninterest Income$398,0003,728
Total noninterest expense$4,856,0003,202
Salaries and employee benefits$3,206,0002,681
Premises and equipment expense$260,0006,086
Additional noninterest expense$1,390,0003,323
Pre-tax net operating income$3,013,0002,580
Securities gains (losses)$57,0001,637
Applicable income taxes$976,0002,199
Income before extraordinary items$2,094,0002,806
Extraordinary gains, net$034
Net income$2,094,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,975
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,055,2402,781
2004-09-30 (YTD Data)Rank
Total interest income$7,957,0002,650
Total interest expense$2,334,0002,506
Net interest income$5,623,0002,667
Provision for loan and lease losses$305,0002,238
Total noninterest income$419,0005,022
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$79,0006,439
Trading account gains and fees$0134
Additional Noninterest Income$340,0003,489
Total noninterest expense$3,618,0003,197
Salaries and employee benefits$2,423,0002,637
Premises and equipment expense$202,0005,949
Additional noninterest expense$993,0003,452
Pre-tax net operating income$2,119,0002,742
Securities gains (losses)$57,0001,564
Applicable income taxes$697,0002,326
Income before extraordinary items$1,479,0002,987
Extraordinary gains, net$026
Net income$1,479,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,234
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,440,2402,987
2004-06-30 (YTD Data)Rank
Total interest income$5,067,0002,756
Total interest expense$1,527,0002,536
Net interest income$3,540,0002,816
Provision for loan and lease losses$150,0002,691
Total noninterest income$263,0005,156
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$52,0006,467
Trading account gains and fees$0130
Additional Noninterest Income$211,0003,637
Total noninterest expense$2,313,0003,341
Salaries and employee benefits$1,525,0002,787
Premises and equipment expense$135,0005,977
Additional noninterest expense$653,0003,490
Pre-tax net operating income$1,340,0002,835
Securities gains (losses)$50,0001,460
Applicable income taxes$447,0002,379
Income before extraordinary items$943,0003,079
Extraordinary gains, net$021
Net income$943,0003,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,398
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$909,0003,096
2004-03-31 (YTD Data)Rank
Total interest income$2,488,0002,801
Total interest expense$757,0002,587
Net interest income$1,731,0002,872
Provision for loan and lease losses$85,0002,404
Total noninterest income$168,0004,495
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,373
Trading account gains and fees$0121
Additional Noninterest Income$141,0003,047
Total noninterest expense$1,167,0003,303
Salaries and employee benefits$754,0002,835
Premises and equipment expense$68,0005,967
Additional noninterest expense$345,0003,329
Pre-tax net operating income$647,0002,886
Securities gains (losses)$49,0001,209
Applicable income taxes$214,0002,459
Income before extraordinary items$482,0003,034
Extraordinary gains, net$016
Net income$482,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$448,1903,095
2003-12-31 (YTD Data)Rank
Total interest income$8,987,0003,115
Total interest expense$2,983,0002,886
Net interest income$6,004,0003,185
Provision for loan and lease losses$368,0002,740
Total noninterest income$590,0005,015
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$113,0006,360
Trading account gains and fees$0160
Additional Noninterest Income$477,0003,661
Total noninterest expense$4,381,0003,426
Salaries and employee benefits$2,647,0003,109
Premises and equipment expense$271,0005,953
Additional noninterest expense$1,463,0003,159
Pre-tax net operating income$1,845,0003,574
Securities gains (losses)$68,0002,232
Applicable income taxes$565,0003,169
Income before extraordinary items$1,348,0003,825
Extraordinary gains, net$054
Net income$1,348,0003,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,519
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,300,4003,756
2003-09-30 (YTD Data)Rank
Total interest income$6,616,0003,207
Total interest expense$2,220,0002,994
Net interest income$4,396,0003,264
Provision for loan and lease losses$303,0002,488
Total noninterest income$400,0005,314
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$82,0006,466
Trading account gains and fees$0153
Additional Noninterest Income$318,0003,942
Total noninterest expense$3,236,0003,471
Salaries and employee benefits$1,953,0003,167
Premises and equipment expense$209,0005,874
Additional noninterest expense$1,074,0003,198
Pre-tax net operating income$1,257,0003,947
Securities gains (losses)$68,0002,055
Applicable income taxes$392,0003,451
Income before extraordinary items$933,0004,174
Extraordinary gains, net$040
Net income$933,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,826
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$885,4004,166
2003-06-30 (YTD Data)Rank
Total interest income$4,222,0003,346
Total interest expense$1,511,0003,022
Net interest income$2,711,0003,479
Provision for loan and lease losses$146,0003,180
Total noninterest income$274,0005,225
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$54,0006,457
Trading account gains and fees$0150
Additional Noninterest Income$220,0003,865
Total noninterest expense$2,093,0003,550
Salaries and employee benefits$1,238,0003,294
Premises and equipment expense$144,0005,786
Additional noninterest expense$711,0003,190
Pre-tax net operating income$746,0004,257
Securities gains (losses)$68,0001,796
Applicable income taxes$240,0003,624
Income before extraordinary items$574,0004,420
Extraordinary gains, net$030
Net income$574,0004,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,202
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$525,7204,459
2003-03-31 (YTD Data)Rank
Total interest income$2,087,0003,401
Total interest expense$756,0003,094
Net interest income$1,331,0003,512
Provision for loan and lease losses$95,0002,452
Total noninterest income$65,0006,866
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$29,0006,311
Trading account gains and fees$0134
Additional Noninterest Income$36,0005,881
Total noninterest expense$994,0003,686
Salaries and employee benefits$600,0003,368
Premises and equipment expense$69,0005,897
Additional noninterest expense$325,0003,403
Pre-tax net operating income$307,0004,730
Securities gains (losses)$68,0001,210
Applicable income taxes$109,0003,790
Income before extraordinary items$266,0004,566
Extraordinary gains, net$021
Net income$266,0004,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$217,7204,902
2002-12-31 (YTD Data)Rank
Total interest income$7,662,0003,780
Total interest expense$3,210,0003,338
Net interest income$4,452,0004,029
Provision for loan and lease losses$83,0006,026
Total noninterest income$683,0004,398
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$97,0006,623
Trading account gains and fees$0153
Additional Noninterest Income$586,0003,012
Total noninterest expense$3,463,0004,002
Salaries and employee benefits$2,113,0003,576
Premises and equipment expense$321,0005,345
Additional noninterest expense$1,029,0004,085
Pre-tax net operating income$1,589,0003,953
Securities gains (losses)$78,0001,993
Applicable income taxes$490,0003,487
Income before extraordinary items$1,177,0004,135
Extraordinary gains, net$070
Net income$1,177,0004,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,121,6204,162
2001-12-31 (YTD Data)Rank
Total interest income$8,647,0003,762
Total interest expense$4,444,0003,494
Net interest income$4,203,0003,975
Provision for loan and lease losses$80,0005,977
Total noninterest income$595,0004,598
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$86,0006,853
Trading account gains and fees$0177
Additional Noninterest Income$509,0003,103
Total noninterest expense$3,073,0004,249
Salaries and employee benefits$1,985,0003,617
Premises and equipment expense$332,0005,204
Additional noninterest expense$756,0004,986
Pre-tax net operating income$1,645,0003,644
Securities gains (losses)$78,0001,967
Applicable income taxes$550,0003,145
Income before extraordinary items$1,173,0003,871
Extraordinary gains, net$0105
Net income$1,173,0003,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,119,9603,862
2000-12-31 (YTD Data)Rank
Total interest income$8,310,0003,997
Total interest expense$4,330,0003,740
Net interest income$3,980,0004,197
Provision for loan and lease losses$258,0003,168
Total noninterest income$627,0004,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0007,215
Trading account gains and feesNANA
Additional Noninterest Income$558,0002,756
Total noninterest expense$2,947,0004,294
Salaries and employee benefits$1,877,0003,653
Premises and equipment expense$316,0005,266
Additional noninterest expense$754,0004,921
Pre-tax net operating income$1,402,0004,260
Securities gains (losses)$01,956
Applicable income taxes$421,0003,879
Income before extraordinary items$981,0004,440
Extraordinary gains, net$038
Net income$981,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,928
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$981,0004,436
1999-12-31 (YTD Data)Rank
Total interest income$6,327,0004,782
Total interest expense$3,309,0004,247
Net interest income$3,018,0005,137
Provision for loan and lease losses$127,0004,627
Total noninterest income$606,0004,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0006,689
Trading account gains and feesNANA
Additional Noninterest Income$505,0002,940
Total noninterest expense$2,469,0004,928
Salaries and employee benefits$1,500,0004,342
Premises and equipment expense$260,0005,916
Additional noninterest expense$709,0005,201
Pre-tax net operating income$1,028,0005,223
Securities gains (losses)$03,155
Applicable income taxes$324,0004,643
Income before extraordinary items$704,0005,442
Extraordinary gains, net$035
Net income$704,0005,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,364
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$704,0005,412
1998-12-31 (YTD Data)Rank
Total interest income$4,769,0005,858
Total interest expense$2,290,0005,675
Net interest income$2,479,0005,882
Provision for loan and lease losses$290,0002,708
Total noninterest income$159,0008,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0007,757
Trading account gains and feesNANA
Additional Noninterest Income$98,0006,682
Total noninterest expense$1,945,0005,704
Salaries and employee benefits$1,189,0005,096
Premises and equipment expense$192,0006,833
Additional noninterest expense$564,0005,993
Pre-tax net operating income$403,0007,861
Securities gains (losses)$25,0002,265
Applicable income taxes$111,0007,364
Income before extraordinary items$317,0007,747
Extraordinary gains, net$032
Net income$317,0007,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,658
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$298,5007,821
1997-12-31 (YTD Data)Rank
Total interest income$2,743,0008,075
Total interest expense$1,241,0008,002
Net interest income$1,502,0007,979
Provision for loan and lease losses$190,0003,550
Total noninterest income$209,0007,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0008,938
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,208
Total noninterest expense$1,197,0007,690
Salaries and employee benefits$694,0007,350
Premises and equipment expense$152,0007,751
Additional noninterest expense$351,0007,797
Pre-tax net operating income$324,0008,856
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$324,0008,189
Extraordinary gains, net$044
Net income$324,0008,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$324,0008,151
1996-12-31 (YTD Data)Rank
Total interest income$907,00010,926
Total interest expense$361,00010,961
Net interest income$546,00010,782
Provision for loan and lease losses$80,0005,594
Total noninterest income$42,00010,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,0009,771
Trading account gains and feesNANA
Additional Noninterest Income$33,0009,697
Total noninterest expense$768,0009,557
Salaries and employee benefits$403,0009,584
Premises and equipment expense$73,0009,997
Additional noninterest expense$292,0008,962
Pre-tax net operating income$-260,00011,110
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-260,00011,151
Extraordinary gains, net$053
Net income$-260,00011,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-260,00011,117
1995-12-31 (YTD Data)Rank
Total interest income$16,00011,963
Total interest expense$14,00011,933
Net interest income$2,00011,966
Provision for loan and lease losses$08,958
Total noninterest income$011,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$011,920
Total noninterest expense$150,00011,920
Salaries and employee benefits$128,00011,805
Premises and equipment expense$8,00011,916
Additional noninterest expense$14,00011,963
Pre-tax net operating income$-148,00011,634
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-148,00011,641
Extraordinary gains, net$065
Net income$-148,00011,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$5,000,00097
Net operating income$-148,00011,629

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.