Home > Quality Bank > Income and Expense
Quality Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 5,405 |
| Total interest expense | $29,000 | 5,234 |
| Net interest income | $240,000 | 5,407 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $7,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $6,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,459 |
| Total noninterest expense | $151,000 | 5,508 |
| Salaries and employee benefits | $57,000 | 5,561 |
| Premises and equipment expense | $19,000 | 5,321 |
| Additional noninterest expense | $75,000 | 5,304 |
| Pre-tax net operating income | $96,000 | 4,891 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $96,000 | 4,826 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $96,000 | 4,825 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $96,000 | 4,826 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $96,000 | 4,833 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,453 |
| Total interest expense | $111,000 | 5,263 |
| Net interest income | $966,000 | 5,454 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $32,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $35,000 | 5,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-3,000 | 5,582 |
| Total noninterest expense | $664,000 | 5,543 |
| Salaries and employee benefits | $318,000 | 5,570 |
| Premises and equipment expense | $113,000 | 5,216 |
| Additional noninterest expense | $233,000 | 5,483 |
| Pre-tax net operating income | $334,000 | 4,984 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $13,000 | 3,839 |
| Income before extraordinary items | $321,000 | 4,801 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $321,000 | 4,801 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $321,000 | 4,801 |
| Net charge-offs | $8,000 | 3,737 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $321,000 | 4,790 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 5,518 |
| Total interest expense | $80,000 | 5,341 |
| Net interest income | $723,000 | 5,517 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $23,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $18,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,573 |
| Total noninterest expense | $490,000 | 5,603 |
| Salaries and employee benefits | $225,000 | 5,640 |
| Premises and equipment expense | $85,000 | 5,259 |
| Additional noninterest expense | $180,000 | 5,532 |
| Pre-tax net operating income | $256,000 | 5,066 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $252,000 | 4,998 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $252,000 | 4,998 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $252,000 | 4,998 |
| Net charge-offs | $11,000 | 3,228 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $252,000 | 4,991 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 5,572 |
| Total interest expense | $52,000 | 5,392 |
| Net interest income | $481,000 | 5,570 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $21,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $11,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,471 |
| Total noninterest expense | $340,000 | 5,641 |
| Salaries and employee benefits | $154,000 | 5,688 |
| Premises and equipment expense | $43,000 | 5,450 |
| Additional noninterest expense | $143,000 | 5,487 |
| Pre-tax net operating income | $162,000 | 5,105 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $162,000 | 5,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $162,000 | 5,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $162,000 | 5,023 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $162,000 | 5,008 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 5,610 |
| Total interest expense | $26,000 | 5,430 |
| Net interest income | $251,000 | 5,609 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $12,000 | 5,674 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $11,000 | 5,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,710 |
| Total noninterest expense | $177,000 | 5,693 |
| Salaries and employee benefits | $82,000 | 5,740 |
| Premises and equipment expense | $30,000 | 5,295 |
| Additional noninterest expense | $65,000 | 5,603 |
| Pre-tax net operating income | $86,000 | 5,060 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $86,000 | 4,976 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $86,000 | 4,976 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $86,000 | 4,976 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $86,000 | 4,960 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 5,655 |
| Total interest expense | $117,000 | 5,416 |
| Net interest income | $991,000 | 5,661 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $43,000 | 5,738 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $40,000 | 5,298 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,000 | 5,756 |
| Total noninterest expense | $727,000 | 5,743 |
| Salaries and employee benefits | $340,000 | 5,784 |
| Premises and equipment expense | $115,000 | 5,405 |
| Additional noninterest expense | $272,000 | 5,652 |
| Pre-tax net operating income | $307,000 | 5,150 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $294,000 | 5,122 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $294,000 | 5,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $294,000 | 5,121 |
| Net charge-offs | $-22,000 | 5,135 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $294,000 | 5,088 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 5,723 |
| Total interest expense | $88,000 | 5,461 |
| Net interest income | $740,000 | 5,727 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $33,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $31,000 | 5,342 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,000 | 5,838 |
| Total noninterest expense | $547,000 | 5,794 |
| Salaries and employee benefits | $253,000 | 5,843 |
| Premises and equipment expense | $87,000 | 5,435 |
| Additional noninterest expense | $207,000 | 5,702 |
| Pre-tax net operating income | $226,000 | 5,242 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $226,000 | 5,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $226,000 | 5,192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $226,000 | 5,192 |
| Net charge-offs | $-17,000 | 5,049 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $226,000 | 5,137 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 5,800 |
| Total interest expense | $59,000 | 5,513 |
| Net interest income | $481,000 | 5,805 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $22,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 5,898 |
| Total noninterest expense | $361,000 | 5,870 |
| Salaries and employee benefits | $173,000 | 5,906 |
| Premises and equipment expense | $62,000 | 5,448 |
| Additional noninterest expense | $126,000 | 5,818 |
| Pre-tax net operating income | $142,000 | 5,308 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $142,000 | 5,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 5,270 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $142,000 | 5,270 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $142,000 | 5,206 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 5,863 |
| Total interest expense | $29,000 | 5,572 |
| Net interest income | $238,000 | 5,866 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $11,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,000 | 5,950 |
| Total noninterest expense | $178,000 | 5,931 |
| Salaries and employee benefits | $87,000 | 5,963 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $60,000 | 5,896 |
| Pre-tax net operating income | $71,000 | 5,303 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $71,000 | 5,265 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $71,000 | 5,266 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $71,000 | 5,266 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $71,000 | 5,200 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,886 |
| Total interest expense | $109,000 | 5,676 |
| Net interest income | $1,010,000 | 5,882 |
| Provision for loan and lease losses | $-100,000 | 5,729 |
| Total noninterest income | $62,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $40,000 | 5,562 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $22,000 | 5,795 |
| Total noninterest expense | $772,000 | 5,963 |
| Salaries and employee benefits | $356,000 | 6,020 |
| Premises and equipment expense | $113,000 | 5,665 |
| Additional noninterest expense | $303,000 | 5,826 |
| Pre-tax net operating income | $400,000 | 5,097 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $16,000 | 4,001 |
| Income before extraordinary items | $384,000 | 5,056 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $384,000 | 5,060 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $384,000 | 5,060 |
| Net charge-offs | $-74,000 | 5,661 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $384,000 | 5,013 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 5,971 |
| Total interest expense | $81,000 | 5,766 |
| Net interest income | $750,000 | 5,962 |
| Provision for loan and lease losses | $-100,000 | 5,916 |
| Total noninterest income | $27,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $11,000 | 5,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 5,870 |
| Total noninterest expense | $553,000 | 6,056 |
| Salaries and employee benefits | $255,000 | 6,117 |
| Premises and equipment expense | $57,000 | 5,954 |
| Additional noninterest expense | $241,000 | 5,863 |
| Pre-tax net operating income | $324,000 | 5,161 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $9,000 | 4,172 |
| Income before extraordinary items | $315,000 | 5,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 5,089 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $315,000 | 5,091 |
| Net charge-offs | $-64,000 | 5,694 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $315,000 | 5,032 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 6,043 |
| Total interest expense | $51,000 | 5,854 |
| Net interest income | $489,000 | 6,042 |
| Provision for loan and lease losses | $-100,000 | 6,049 |
| Total noninterest income | $15,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,963 |
| Total noninterest expense | $379,000 | 6,120 |
| Salaries and employee benefits | $170,000 | 6,181 |
| Premises and equipment expense | $58,000 | 5,751 |
| Additional noninterest expense | $151,000 | 5,961 |
| Pre-tax net operating income | $225,000 | 5,142 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $216,000 | 5,058 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $216,000 | 5,060 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $216,000 | 5,062 |
| Net charge-offs | $-47,000 | 5,734 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $216,000 | 5,008 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 6,121 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $238,000 | 6,111 |
| Provision for loan and lease losses | $-100,000 | 6,203 |
| Total noninterest income | $6,000 | 6,257 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $190,000 | 6,187 |
| Salaries and employee benefits | $87,000 | 6,236 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $74,000 | 6,030 |
| Pre-tax net operating income | $154,000 | 4,808 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $154,000 | 4,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $154,000 | 4,658 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $154,000 | 4,660 |
| Net charge-offs | $-30,000 | 5,812 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $154,000 | 4,580 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 6,233 |
| Total interest expense | $85,000 | 6,140 |
| Net interest income | $903,000 | 6,218 |
| Provision for loan and lease losses | $-230,000 | 6,145 |
| Total noninterest income | $40,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $40,000 | 5,834 |
| Total noninterest expense | $836,000 | 6,231 |
| Salaries and employee benefits | $348,000 | 6,332 |
| Premises and equipment expense | $185,000 | 5,450 |
| Additional noninterest expense | $303,000 | 6,115 |
| Pre-tax net operating income | $337,000 | 5,404 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $336,000 | 5,315 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $336,000 | 5,314 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $336,000 | 5,315 |
| Net charge-offs | $-55,000 | 6,014 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $323,520 | 5,292 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,328 |
| Total interest expense | $60,000 | 6,246 |
| Net interest income | $653,000 | 6,309 |
| Provision for loan and lease losses | $-230,000 | 6,291 |
| Total noninterest income | $25,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $25,000 | 5,973 |
| Total noninterest expense | $615,000 | 6,296 |
| Salaries and employee benefits | $254,000 | 6,404 |
| Premises and equipment expense | $146,000 | 5,443 |
| Additional noninterest expense | $215,000 | 6,220 |
| Pre-tax net operating income | $293,000 | 5,366 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $14,000 | 4,098 |
| Income before extraordinary items | $290,000 | 5,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $290,000 | 5,271 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $290,000 | 5,273 |
| Net charge-offs | $-42,000 | 5,989 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $279,550 | 5,261 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 6,412 |
| Total interest expense | $39,000 | 6,314 |
| Net interest income | $413,000 | 6,395 |
| Provision for loan and lease losses | $-230,000 | 6,428 |
| Total noninterest income | $19,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $19,000 | 5,978 |
| Total noninterest expense | $391,000 | 6,384 |
| Salaries and employee benefits | $162,000 | 6,488 |
| Premises and equipment expense | $97,000 | 5,492 |
| Additional noninterest expense | $132,000 | 6,326 |
| Pre-tax net operating income | $271,000 | 5,026 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $268,000 | 4,892 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $268,000 | 4,893 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $268,000 | 4,894 |
| Net charge-offs | $-27,000 | 5,990 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $257,550 | 4,882 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 6,520 |
| Total interest expense | $21,000 | 6,352 |
| Net interest income | $185,000 | 6,507 |
| Provision for loan and lease losses | $-230,000 | 6,580 |
| Total noninterest income | $8,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $8,000 | 6,076 |
| Total noninterest expense | $190,000 | 6,479 |
| Salaries and employee benefits | $78,000 | 6,574 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $65,000 | 6,399 |
| Pre-tax net operating income | $233,000 | 4,219 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $233,000 | 3,988 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $233,000 | 3,990 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $233,000 | 3,990 |
| Net charge-offs | $-10,000 | 5,749 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $233,000 | 3,947 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,543 |
| Total interest expense | $101,000 | 6,417 |
| Net interest income | $826,000 | 6,532 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $37,000 | 6,535 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $16,000 | 6,462 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 6,206 |
| Total noninterest expense | $777,000 | 6,546 |
| Salaries and employee benefits | $327,000 | 6,649 |
| Premises and equipment expense | $195,000 | 5,588 |
| Additional noninterest expense | $255,000 | 6,482 |
| Pre-tax net operating income | $86,000 | 5,986 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $83,000 | 6,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $83,000 | 6,043 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $83,000 | 6,045 |
| Net charge-offs | $-49,000 | 6,414 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $83,000 | 5,997 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,604 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $630,000 | 6,600 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $25,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $9,000 | 6,579 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,305 |
| Total noninterest expense | $570,000 | 6,597 |
| Salaries and employee benefits | $249,000 | 6,702 |
| Premises and equipment expense | $149,000 | 5,609 |
| Additional noninterest expense | $172,000 | 6,593 |
| Pre-tax net operating income | $85,000 | 6,040 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $85,000 | 6,081 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $85,000 | 6,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $85,000 | 6,082 |
| Net charge-offs | $-46,000 | 6,451 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $85,000 | 6,020 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $485,000 | 6,640 |
| Total interest expense | $54,000 | 6,533 |
| Net interest income | $431,000 | 6,626 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $14,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $9,000 | 6,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $375,000 | 6,656 |
| Salaries and employee benefits | $167,000 | 6,748 |
| Premises and equipment expense | $59,000 | 6,244 |
| Additional noninterest expense | $149,000 | 6,437 |
| Pre-tax net operating income | $70,000 | 5,976 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $71,000 | 6,018 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $71,000 | 6,019 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $71,000 | 6,020 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $70,000 | 5,935 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 6,696 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $216,000 | 6,688 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $7,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $193,000 | 6,709 |
| Salaries and employee benefits | $84,000 | 6,815 |
| Premises and equipment expense | $17,000 | 6,665 |
| Additional noninterest expense | $92,000 | 6,325 |
| Pre-tax net operating income | $30,000 | 6,047 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $31,000 | 6,081 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $31,000 | 6,082 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $31,000 | 6,082 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $30,000 | 6,012 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 6,746 |
| Total interest expense | $156,000 | 6,593 |
| Net interest income | $911,000 | 6,746 |
| Provision for loan and lease losses | $-400,000 | 6,976 |
| Total noninterest income | $112,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $93,000 | 5,409 |
| Total noninterest expense | $837,000 | 6,728 |
| Salaries and employee benefits | $382,000 | 6,824 |
| Premises and equipment expense | $60,000 | 6,823 |
| Additional noninterest expense | $395,000 | 6,366 |
| Pre-tax net operating income | $586,000 | 4,736 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $23,000 | 4,174 |
| Income before extraordinary items | $563,000 | 4,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $563,000 | 4,778 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $563,000 | 4,779 |
| Net charge-offs | $-55,000 | 6,870 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $563,000 | 4,599 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,856 |
| Total interest expense | $123,000 | 6,692 |
| Net interest income | $667,000 | 6,857 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $104,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $9,000 | 6,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 5,183 |
| Total noninterest expense | $623,000 | 6,813 |
| Salaries and employee benefits | $284,000 | 6,904 |
| Premises and equipment expense | $125,000 | 6,054 |
| Additional noninterest expense | $214,000 | 6,746 |
| Pre-tax net operating income | $148,000 | 5,872 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $148,000 | 5,939 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $148,000 | 5,938 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $148,000 | 5,938 |
| Net charge-offs | $-68,000 | 6,974 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $148,000 | 5,789 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,932 |
| Total interest expense | $88,000 | 6,725 |
| Net interest income | $424,000 | 6,933 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $66,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,273 |
| Total noninterest expense | $399,000 | 6,909 |
| Salaries and employee benefits | $184,000 | 6,979 |
| Premises and equipment expense | $41,000 | 6,784 |
| Additional noninterest expense | $174,000 | 6,614 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $-64,000 | 7,020 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 7,006 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $204,000 | 7,007 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $195,000 | 6,975 |
| Salaries and employee benefits | $90,000 | 7,051 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $87,000 | 6,666 |
| Pre-tax net operating income | $56,000 | 5,867 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $56,000 | 5,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $56,000 | 5,915 |
| Net charge-offs | $-16,000 | 6,815 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $56,000 | 5,779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 7,035 |
| Total interest expense | $267,000 | 6,665 |
| Net interest income | $820,000 | 7,059 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $20,000 | 6,901 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $38,000 | 6,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-18,000 | 6,763 |
| Total noninterest expense | $1,054,000 | 6,783 |
| Salaries and employee benefits | $261,000 | 7,243 |
| Premises and equipment expense | $90,000 | 6,900 |
| Additional noninterest expense | $703,000 | 5,681 |
| Pre-tax net operating income | $-214,000 | 6,249 |
| Securities gains (losses) | $61,000 | 2,432 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $-152,000 | 6,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-152,000 | 6,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-152,000 | 6,314 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-212,390 | 6,282 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 7,076 |
| Total interest expense | $211,000 | 6,716 |
| Net interest income | $645,000 | 7,107 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $12,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-21,000 | 6,958 |
| Total noninterest expense | $816,000 | 6,788 |
| Salaries and employee benefits | $235,000 | 7,241 |
| Premises and equipment expense | $82,000 | 6,787 |
| Additional noninterest expense | $499,000 | 5,832 |
| Pre-tax net operating income | $-159,000 | 6,353 |
| Securities gains (losses) | $61,000 | 2,186 |
| Applicable income taxes | $3,000 | 4,520 |
| Income before extraordinary items | $-101,000 | 6,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-101,000 | 6,416 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-101,000 | 6,415 |
| Net charge-offs | $-56,000 | 7,262 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-162,000 | 6,398 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,103 |
| Total interest expense | $148,000 | 6,757 |
| Net interest income | $448,000 | 7,139 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-13,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-38,000 | 7,115 |
| Total noninterest expense | $551,000 | 6,841 |
| Salaries and employee benefits | $171,000 | 7,263 |
| Premises and equipment expense | $62,000 | 6,722 |
| Additional noninterest expense | $318,000 | 6,008 |
| Pre-tax net operating income | $-116,000 | 6,450 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $-119,000 | 6,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-119,000 | 6,530 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-119,000 | 6,530 |
| Net charge-offs | $-18,000 | 7,136 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-119,000 | 6,497 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 7,149 |
| Total interest expense | $73,000 | 6,848 |
| Net interest income | $228,000 | 7,172 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-1,000 | 7,316 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-10,000 | 7,184 |
| Total noninterest expense | $306,000 | 6,758 |
| Salaries and employee benefits | $94,000 | 7,253 |
| Premises and equipment expense | $34,000 | 6,663 |
| Additional noninterest expense | $178,000 | 5,797 |
| Pre-tax net operating income | $-79,000 | 6,634 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $-82,000 | 6,676 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-82,000 | 6,676 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-82,000 | 6,676 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-82,000 | 6,665 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 7,044 |
| Total interest expense | $330,000 | 6,975 |
| Net interest income | $1,180,000 | 6,991 |
| Provision for loan and lease losses | $89,000 | 6,126 |
| Total noninterest income | $-7,000 | 7,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 6,496 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-39,000 | 7,101 |
| Total noninterest expense | $1,283,000 | 6,766 |
| Salaries and employee benefits | $480,000 | 7,163 |
| Premises and equipment expense | $154,000 | 6,594 |
| Additional noninterest expense | $649,000 | 6,057 |
| Pre-tax net operating income | $-199,000 | 6,026 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $-201,000 | 6,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-201,000 | 6,172 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-201,000 | 6,173 |
| Net charge-offs | $163,000 | 4,968 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-201,000 | 6,100 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 7,170 |
| Total interest expense | $250,000 | 7,096 |
| Net interest income | $865,000 | 7,119 |
| Provision for loan and lease losses | $89,000 | 5,849 |
| Total noninterest income | $67,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $27,000 | 6,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $993,000 | 6,776 |
| Salaries and employee benefits | $402,000 | 7,131 |
| Premises and equipment expense | $133,000 | 6,484 |
| Additional noninterest expense | $458,000 | 6,229 |
| Pre-tax net operating income | $-150,000 | 6,239 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-150,000 | 6,380 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-150,000 | 6,381 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-150,000 | 6,380 |
| Net charge-offs | $217,000 | 4,133 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-150,000 | 6,285 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 7,300 |
| Total interest expense | $166,000 | 7,188 |
| Net interest income | $527,000 | 7,275 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $95,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $664,000 | 6,825 |
| Salaries and employee benefits | $287,000 | 7,099 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $341,000 | 6,023 |
| Pre-tax net operating income | $-42,000 | 6,167 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-42,000 | 6,298 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-42,000 | 6,300 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-42,000 | 6,298 |
| Net charge-offs | $110,000 | 4,139 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-42,000 | 6,208 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 7,524 |
| Total interest expense | $86,000 | 7,276 |
| Net interest income | $212,000 | 7,530 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $46,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $335,000 | 6,888 |
| Salaries and employee benefits | $158,000 | 7,035 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $165,000 | 6,143 |
| Pre-tax net operating income | $-77,000 | 6,591 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-77,000 | 6,693 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-77,000 | 6,694 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-77,000 | 6,693 |
| Net charge-offs | $98,000 | 3,125 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-77,000 | 6,622 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 7,373 |
| Total interest expense | $446,000 | 7,247 |
| Net interest income | $1,120,000 | 7,325 |
| Provision for loan and lease losses | $198,000 | 5,810 |
| Total noninterest income | $153,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $38,000 | 6,680 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $115,000 | 5,477 |
| Total noninterest expense | $1,488,000 | 6,814 |
| Salaries and employee benefits | $533,000 | 7,364 |
| Premises and equipment expense | $88,000 | 7,482 |
| Additional noninterest expense | $867,000 | 5,616 |
| Pre-tax net operating income | $-413,000 | 5,923 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-413,000 | 6,023 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-413,000 | 6,021 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-413,000 | 6,022 |
| Net charge-offs | $419,000 | 4,021 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-413,000 | 6,023 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,393 |
| Total interest expense | $352,000 | 7,302 |
| Net interest income | $894,000 | 7,303 |
| Provision for loan and lease losses | $198,000 | 5,179 |
| Total noninterest income | $99,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $1,154,000 | 6,764 |
| Salaries and employee benefits | $391,000 | 7,433 |
| Premises and equipment expense | $64,000 | 7,572 |
| Additional noninterest expense | $699,000 | 5,414 |
| Pre-tax net operating income | $-359,000 | 6,193 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-359,000 | 6,291 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-359,000 | 6,292 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-359,000 | 6,291 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-359,000 | 6,284 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,530 |
| Total interest expense | $245,000 | 7,366 |
| Net interest income | $537,000 | 7,463 |
| Provision for loan and lease losses | $77,000 | 5,613 |
| Total noninterest income | $82,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,000 | 5,502 |
| Total noninterest expense | $774,000 | 6,815 |
| Salaries and employee benefits | $261,000 | 7,514 |
| Premises and equipment expense | $62,000 | 7,283 |
| Additional noninterest expense | $451,000 | 5,525 |
| Pre-tax net operating income | $-232,000 | 6,334 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-232,000 | 6,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-232,000 | 6,431 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-232,000 | 6,431 |
| Net charge-offs | $-59,000 | 8,115 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-232,000 | 6,422 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,475 |
| Total interest expense | $129,000 | 7,394 |
| Net interest income | $300,000 | 7,365 |
| Provision for loan and lease losses | $77,000 | 4,278 |
| Total noninterest income | $11,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $262,000 | 7,462 |
| Salaries and employee benefits | $130,000 | 7,563 |
| Premises and equipment expense | $26,000 | 7,517 |
| Additional noninterest expense | $106,000 | 7,001 |
| Pre-tax net operating income | $-28,000 | 6,407 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-28,000 | 6,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-28,000 | 6,555 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-28,000 | 6,555 |
| Net charge-offs | $79,000 | 3,118 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-28,000 | 6,435 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 7,335 |
| Total interest expense | $739,000 | 7,239 |
| Net interest income | $1,258,000 | 7,299 |
| Provision for loan and lease losses | $2,233,000 | 1,683 |
| Total noninterest income | $-106,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,135 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-119,000 | 8,140 |
| Total noninterest expense | $1,101,000 | 7,406 |
| Salaries and employee benefits | $529,000 | 7,589 |
| Premises and equipment expense | $104,000 | 7,578 |
| Additional noninterest expense | $468,000 | 6,761 |
| Pre-tax net operating income | $-2,182,000 | 7,407 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-152,000 | 7,161 |
| Income before extraordinary items | $-2,030,000 | 7,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,030,000 | 7,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 1,518 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,030,000 | 7,489 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 7,357 |
| Total interest expense | $607,000 | 7,232 |
| Net interest income | $956,000 | 7,337 |
| Provision for loan and lease losses | $2,233,000 | 1,103 |
| Total noninterest income | $-77,000 | 8,294 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-87,000 | 8,260 |
| Total noninterest expense | $807,000 | 7,457 |
| Salaries and employee benefits | $372,000 | 7,704 |
| Premises and equipment expense | $77,000 | 7,630 |
| Additional noninterest expense | $358,000 | 6,711 |
| Pre-tax net operating income | $-2,161,000 | 7,893 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,161,000 | 7,890 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,161,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,396,000 | 1,069 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,161,000 | 7,966 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,376 |
| Total interest expense | $445,000 | 7,187 |
| Net interest income | $631,000 | 7,390 |
| Provision for loan and lease losses | $1,433,000 | 986 |
| Total noninterest income | $-36,000 | 8,379 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-42,000 | 8,362 |
| Total noninterest expense | $492,000 | 7,640 |
| Salaries and employee benefits | $223,000 | 7,886 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $208,000 | 6,995 |
| Pre-tax net operating income | $-1,330,000 | 8,038 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,330,000 | 8,111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,330,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,140 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,330,000 | 8,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,370 |
| Total interest expense | $238,000 | 7,216 |
| Net interest income | $328,000 | 7,363 |
| Provision for loan and lease losses | $1,433,000 | 498 |
| Total noninterest income | $-34,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-37,000 | 8,435 |
| Total noninterest expense | $204,000 | 7,914 |
| Salaries and employee benefits | $114,000 | 7,907 |
| Premises and equipment expense | $26,000 | 7,696 |
| Additional noninterest expense | $64,000 | 7,736 |
| Pre-tax net operating income | $-1,343,000 | 8,318 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,343,000 | 8,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,343,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,131 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,343,000 | 8,343 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 7,170 |
| Total interest expense | $1,056,000 | 7,077 |
| Net interest income | $1,488,000 | 7,121 |
| Provision for loan and lease losses | $575,000 | 2,119 |
| Total noninterest income | $24,000 | 8,213 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,000 | 8,138 |
| Total noninterest expense | $877,000 | 7,834 |
| Salaries and employee benefits | $483,000 | 7,848 |
| Premises and equipment expense | $96,000 | 7,796 |
| Additional noninterest expense | $298,000 | 7,545 |
| Pre-tax net operating income | $60,000 | 7,265 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $55,000 | 7,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $55,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,289 |
| Cash dividends | $261,000 | 4,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $55,000 | 7,280 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 7,202 |
| Total interest expense | $800,000 | 7,088 |
| Net interest income | $1,123,000 | 7,166 |
| Provision for loan and lease losses | $487,000 | 1,610 |
| Total noninterest income | $38,000 | 8,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $673,000 | 7,779 |
| Salaries and employee benefits | $379,000 | 7,768 |
| Premises and equipment expense | $75,000 | 7,728 |
| Additional noninterest expense | $219,000 | 7,570 |
| Pre-tax net operating income | $1,000 | 7,634 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,000 | 7,674 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,514 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,000 | 7,650 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 7,266 |
| Total interest expense | $513,000 | 7,188 |
| Net interest income | $749,000 | 7,226 |
| Provision for loan and lease losses | $108,000 | 3,179 |
| Total noninterest income | $30,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $432,000 | 7,878 |
| Salaries and employee benefits | $242,000 | 7,870 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $110,000 | 7,950 |
| Pre-tax net operating income | $239,000 | 6,420 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $227,000 | 6,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,655 |
| Cash dividends | $171,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $227,000 | 6,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,392 |
| Total interest expense | $236,000 | 7,331 |
| Net interest income | $364,000 | 7,319 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $206,000 | 7,967 |
| Salaries and employee benefits | $113,000 | 7,999 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $53,000 | 8,024 |
| Pre-tax net operating income | $79,000 | 6,933 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $128,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 7,359 |
| Total interest expense | $821,000 | 7,287 |
| Net interest income | $1,417,000 | 7,285 |
| Provision for loan and lease losses | $152,000 | 4,025 |
| Total noninterest income | $31,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $16,000 | 7,331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $860,000 | 7,923 |
| Salaries and employee benefits | $533,000 | 7,777 |
| Premises and equipment expense | $130,000 | 7,489 |
| Additional noninterest expense | $197,000 | 8,140 |
| Pre-tax net operating income | $436,000 | 6,679 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $404,000 | 6,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $404,000 | 6,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $208,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $404,000 | 6,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,446 |
| Total interest expense | $590,000 | 7,338 |
| Net interest income | $1,051,000 | 7,372 |
| Provision for loan and lease losses | $147,000 | 3,454 |
| Total noninterest income | $24,000 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $13,000 | 7,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $619,000 | 7,989 |
| Salaries and employee benefits | $390,000 | 7,809 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $146,000 | 8,168 |
| Pre-tax net operating income | $309,000 | 6,965 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $281,000 | 6,816 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $281,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,987 |
| Cash dividends | $208,000 | 4,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $281,000 | 6,819 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,541 |
| Total interest expense | $356,000 | 7,461 |
| Net interest income | $682,000 | 7,474 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $408,000 | 8,025 |
| Salaries and employee benefits | $223,000 | 8,063 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $102,000 | 8,130 |
| Pre-tax net operating income | $303,000 | 6,439 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $287,000 | 6,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $287,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $172,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $287,000 | 6,109 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,645 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $321,000 | 7,601 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $199,000 | 8,075 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $137,000 | 6,588 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $132,000 | 6,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $115,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 7,752 |
| Total interest expense | $478,000 | 7,688 |
| Net interest income | $1,182,000 | 7,702 |
| Provision for loan and lease losses | $94,000 | 4,935 |
| Total noninterest income | $82,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $15,000 | 7,536 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $811,000 | 8,055 |
| Salaries and employee benefits | $490,000 | 7,935 |
| Premises and equipment expense | $108,000 | 7,776 |
| Additional noninterest expense | $213,000 | 8,145 |
| Pre-tax net operating income | $359,000 | 7,199 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $25,000 | 6,237 |
| Income before extraordinary items | $334,000 | 7,038 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $334,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $184,000 | 5,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $334,000 | 7,018 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 7,855 |
| Total interest expense | $337,000 | 7,748 |
| Net interest income | $832,000 | 7,846 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $60,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 7,114 |
| Total noninterest expense | $537,000 | 8,213 |
| Salaries and employee benefits | $306,000 | 8,167 |
| Premises and equipment expense | $87,000 | 7,688 |
| Additional noninterest expense | $144,000 | 8,255 |
| Pre-tax net operating income | $323,000 | 7,100 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $19,000 | 6,314 |
| Income before extraordinary items | $304,000 | 6,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $304,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $184,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $304,000 | 6,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 7,991 |
| Total interest expense | $193,000 | 7,865 |
| Net interest income | $522,000 | 7,943 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $8,000 | 7,585 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $367,000 | 8,183 |
| Salaries and employee benefits | $205,000 | 8,160 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $110,000 | 8,091 |
| Pre-tax net operating income | $194,000 | 7,254 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $180,000 | 7,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $180,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $154,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $180,000 | 7,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,128 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $244,000 | 8,104 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $182,000 | 8,258 |
| Salaries and employee benefits | $104,000 | 8,217 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $53,000 | 8,199 |
| Pre-tax net operating income | $98,000 | 7,251 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $93,000 | 7,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $93,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $119,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $93,000 | 6,986 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 8,191 |
| Total interest expense | $377,000 | 7,776 |
| Net interest income | $844,000 | 8,246 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $88,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $18,000 | 7,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $732,000 | 8,275 |
| Salaries and employee benefits | $403,000 | 8,297 |
| Premises and equipment expense | $117,000 | 7,757 |
| Additional noninterest expense | $212,000 | 8,243 |
| Pre-tax net operating income | $160,000 | 7,908 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $11,000 | 6,738 |
| Income before extraordinary items | $149,000 | 7,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,670 |
| Cash dividends | $81,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $149,000 | 7,837 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 8,281 |
| Total interest expense | $275,000 | 7,848 |
| Net interest income | $607,000 | 8,334 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $14,000 | 7,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $558,000 | 8,255 |
| Salaries and employee benefits | $292,000 | 8,320 |
| Premises and equipment expense | $99,000 | 7,547 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $74,000 | 8,233 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $72,000 | 8,216 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $72,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $81,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $72,000 | 8,173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,378 |
| Total interest expense | $192,000 | 7,828 |
| Net interest income | $370,000 | 8,473 |
| Provision for loan and lease losses | $31,000 | 5,281 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $9,000 | 7,775 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $371,000 | 8,304 |
| Salaries and employee benefits | $200,000 | 8,341 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $111,000 | 8,207 |
| Pre-tax net operating income | $13,000 | 8,453 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $12,000 | 8,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 8,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $77,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $12,000 | 8,440 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,499 |
| Total interest expense | $98,000 | 7,876 |
| Net interest income | $164,000 | 8,625 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $159,000 | 8,545 |
| Salaries and employee benefits | $84,000 | 8,598 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $11,000 | 8,422 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $77,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,000 | 8,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 8,681 |
| Total interest expense | $321,000 | 8,393 |
| Net interest income | $565,000 | 8,738 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $18,000 | 9,021 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $11,000 | 7,926 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $434,000 | 8,925 |
| Salaries and employee benefits | $253,000 | 8,894 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $134,000 | 8,839 |
| Pre-tax net operating income | $125,000 | 8,104 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $118,000 | 8,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $118,000 | 8,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $118,000 | 8,017 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,792 |
| Total interest expense | $229,000 | 8,549 |
| Net interest income | $415,000 | 8,825 |
| Provision for loan and lease losses | $17,000 | 6,906 |
| Total noninterest income | $75,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $288,000 | 9,041 |
| Salaries and employee benefits | $160,000 | 9,018 |
| Premises and equipment expense | $36,000 | 8,838 |
| Additional noninterest expense | $92,000 | 8,945 |
| Pre-tax net operating income | $185,000 | 7,798 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $172,000 | 7,773 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $172,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $244,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $172,000 | 7,629 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 8,849 |
| Total interest expense | $154,000 | 8,618 |
| Net interest income | $267,000 | 8,894 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $22,000 | 8,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,000 | 8,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $164,000 | 9,132 |
| Salaries and employee benefits | $92,000 | 9,112 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $54,000 | 9,041 |
| Pre-tax net operating income | $118,000 | 7,863 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $111,000 | 7,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $199,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $111,000 | 7,667 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,921 |
| Total interest expense | $79,000 | 8,685 |
| Net interest income | $126,000 | 8,972 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $78,000 | 9,192 |
| Salaries and employee benefits | $45,000 | 9,163 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $25,000 | 9,104 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $49,000 | 7,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $149,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,000 | 7,774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 8,928 |
| Total interest expense | $375,000 | 8,722 |
| Net interest income | $539,000 | 8,958 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $22,000 | 9,163 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $351,000 | 9,193 |
| Salaries and employee benefits | $210,000 | 9,144 |
| Premises and equipment expense | $39,000 | 9,068 |
| Additional noninterest expense | $102,000 | 9,159 |
| Pre-tax net operating income | $177,000 | 8,015 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $16,000 | 7,144 |
| Income before extraordinary items | $161,000 | 8,035 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $161,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $105,000 | 5,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $161,000 | 7,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 9,200 |
| Total interest expense | $431,000 | 9,125 |
| Net interest income | $502,000 | 9,186 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $20,000 | 9,419 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $7,000 | 8,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $323,000 | 9,471 |
| Salaries and employee benefits | $203,000 | 9,398 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $72,000 | 9,494 |
| Pre-tax net operating income | $175,000 | 8,000 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $163,000 | 7,945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $163,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $81,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $163,000 | 7,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 9,499 |
| Total interest expense | $392,000 | 9,430 |
| Net interest income | $468,000 | 9,497 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $20,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $335,000 | 9,717 |
| Salaries and employee benefits | $206,000 | 9,613 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $82,000 | 9,732 |
| Pre-tax net operating income | $125,000 | 8,711 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $8,000 | 8,119 |
| Income before extraordinary items | $117,000 | 8,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $117,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $112,000 | 5,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $117,000 | 8,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 9,802 |
| Total interest expense | $330,000 | 9,758 |
| Net interest income | $430,000 | 9,784 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $24,000 | 9,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $262,000 | 10,102 |
| Salaries and employee benefits | $146,000 | 10,051 |
| Premises and equipment expense | $35,000 | 9,905 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $149,000 | 8,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $149,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $69,000 | 6,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $149,000 | 8,604 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 10,067 |
| Total interest expense | $325,000 | 10,016 |
| Net interest income | $425,000 | 10,046 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $17,000 | 10,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $245,000 | 10,338 |
| Salaries and employee benefits | $137,000 | 10,295 |
| Premises and equipment expense | $31,000 | 10,161 |
| Additional noninterest expense | $77,000 | 10,277 |
| Pre-tax net operating income | $189,000 | 8,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $155,000 | 8,948 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $155,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $155,000 | 8,879 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 10,552 |
| Total interest expense | $317,000 | 10,484 |
| Net interest income | $398,000 | 10,554 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $19,000 | 10,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 9,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $275,000 | 10,742 |
| Salaries and employee benefits | $159,000 | 10,697 |
| Premises and equipment expense | $36,000 | 10,506 |
| Additional noninterest expense | $80,000 | 10,694 |
| Pre-tax net operating income | $115,000 | 10,005 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $91,000 | 10,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $91,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $38,000 | 7,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $91,000 | 9,971 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 11,132 |
| Total interest expense | $306,000 | 11,067 |
| Net interest income | $370,000 | 11,145 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $17,000 | 11,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $251,000 | 11,313 |
| Salaries and employee benefits | $146,000 | 11,249 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $72,000 | 11,292 |
| Pre-tax net operating income | $134,000 | 10,188 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $30,000 | 10,034 |
| Income before extraordinary items | $92,000 | 10,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $92,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $37,000 | 7,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $101,000 | 10,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 11,681 |
| Total interest expense | $289,000 | 11,599 |
| Net interest income | $354,000 | 11,691 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $25,000 | 11,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $245,000 | 11,820 |
| Salaries and employee benefits | $143,000 | 11,762 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $73,000 | 11,801 |
| Pre-tax net operating income | $119,000 | 10,983 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $94,000 | 10,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $94,000 | 10,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $94,000 | 10,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 12,261 |
| Total interest expense | $272,000 | 12,134 |
| Net interest income | $375,000 | 12,278 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $18,000 | 12,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $262,000 | 12,422 |
| Salaries and employee benefits | $150,000 | 12,356 |
| Premises and equipment expense | $29,000 | 12,238 |
| Additional noninterest expense | $83,000 | 12,413 |
| Pre-tax net operating income | $99,000 | 11,638 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $21,000 | 11,132 |
| Income before extraordinary items | $78,000 | 11,588 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $78,000 | 11,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 12,878 |
| Total interest expense | $313,000 | 12,623 |
| Net interest income | $340,000 | 12,928 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $14,000 | 13,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $259,000 | 13,082 |
| Salaries and employee benefits | $145,000 | 13,005 |
| Premises and equipment expense | $32,000 | 12,790 |
| Additional noninterest expense | $82,000 | 13,069 |
| Pre-tax net operating income | $84,000 | 11,972 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $16,000 | 11,688 |
| Income before extraordinary items | $68,000 | 12,112 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $65,000 | 12,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $68,000 | 11,953 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 13,496 |
| Total interest expense | $376,000 | 13,276 |
| Net interest income | $317,000 | 13,590 |
| Provision for loan and lease losses | $-25,000 | 13,548 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $260,000 | 13,674 |
| Salaries and employee benefits | $149,000 | 13,559 |
| Premises and equipment expense | $25,000 | 13,551 |
| Additional noninterest expense | $86,000 | 13,638 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $79,000 | 12,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $79,000 | 11,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.