Home > Quaker City Bank > Income and Expense

Quaker City Bank, Income and Expense

2004-06-30 (YTD Data)		Rank
Total interest income	$48,482,000	324
Total interest expense	$17,465,000	263
Net interest income	$31,017,000	355
Provision for loan and lease losses	$700,000	728
Total noninterest income	$6,323,000	522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,323,000	357
Total noninterest expense	$17,969,000	482
Salaries and employee benefits	$11,340,000	406
Premises and equipment expense	$3,037,000	393
Additional noninterest expense	$3,592,000	711
Pre-tax net operating income	$18,671,000	314
Securities gains (losses)	$139,000	830
Applicable income taxes	$8,634,000	260
Income before extraordinary items	$10,176,000	379
Extraordinary gains, net	$0	21
Net income	$10,176,000	378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	1,109
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$10,087,040	369
2004-03-31 (YTD Data)		Rank
Total interest income	$24,142,000	329
Total interest expense	$8,610,000	273
Net interest income	$15,532,000	363
Provision for loan and lease losses	$250,000	948
Total noninterest income	$3,308,000	505
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,308,000	347
Total noninterest expense	$7,825,000	549
Salaries and employee benefits	$4,665,000	486
Premises and equipment expense	$1,415,000	430
Additional noninterest expense	$1,745,000	720
Pre-tax net operating income	$10,765,000	278
Securities gains (losses)	$92,000	848
Applicable income taxes	$4,738,000	238
Income before extraordinary items	$6,119,000	332
Extraordinary gains, net	$0	16
Net income	$6,119,000	333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	907
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$6,060,120	311
2003-12-31 (YTD Data)		Rank
Total interest income	$93,701,000	333
Total interest expense	$36,669,000	279
Net interest income	$57,032,000	372
Provision for loan and lease losses	$214,000	3,905
Total noninterest income	$10,205,000	640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$10,205,000	440
Total noninterest expense	$29,757,000	573
Salaries and employee benefits	$16,801,000	520
Premises and equipment expense	$5,364,000	440
Additional noninterest expense	$7,592,000	704
Pre-tax net operating income	$37,266,000	303
Securities gains (losses)	$2,548,000	249
Applicable income taxes	$17,243,000	258
Income before extraordinary items	$22,571,000	345
Extraordinary gains, net	$0	54
Net income	$22,571,000	346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,475
Cash dividends	$13,000,000	316
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$20,940,280	345
2003-09-30 (YTD Data)		Rank
Total interest income	$70,799,000	342
Total interest expense	$28,050,000	291
Net interest income	$42,749,000	376
Provision for loan and lease losses	$114,000	4,451
Total noninterest income	$7,329,000	696
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,329,000	484
Total noninterest expense	$22,085,000	593
Salaries and employee benefits	$12,508,000	534
Premises and equipment expense	$3,933,000	455
Additional noninterest expense	$5,644,000	700
Pre-tax net operating income	$27,879,000	308
Securities gains (losses)	$2,105,000	267
Applicable income taxes	$12,948,000	266
Income before extraordinary items	$17,036,000	362
Extraordinary gains, net	$0	40
Net income	$17,036,000	363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,784
Cash dividends	$9,000,000	329
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$15,688,800	352
2003-06-30 (YTD Data)		Rank
Total interest income	$47,784,000	343
Total interest expense	$19,274,000	290
Net interest income	$28,510,000	382
Provision for loan and lease losses	$114,000	3,657
Total noninterest income	$4,616,000	713
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,616,000	499
Total noninterest expense	$14,430,000	596
Salaries and employee benefits	$8,258,000	537
Premises and equipment expense	$2,514,000	476
Additional noninterest expense	$3,658,000	718
Pre-tax net operating income	$18,582,000	313
Securities gains (losses)	$1,655,000	261
Applicable income taxes	$8,705,000	265
Income before extraordinary items	$11,532,000	360
Extraordinary gains, net	$0	30
Net income	$11,532,000	361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,822
Cash dividends	$5,000,000	343
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$10,472,800	356
2003-03-31 (YTD Data)		Rank
Total interest income	$24,234,000	347
Total interest expense	$9,836,000	296
Net interest income	$14,398,000	385
Provision for loan and lease losses	$114,000	2,170
Total noninterest income	$2,202,000	735
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,202,000	508
Total noninterest expense	$6,994,000	608
Salaries and employee benefits	$4,047,000	549
Premises and equipment expense	$1,206,000	504
Additional noninterest expense	$1,741,000	731
Pre-tax net operating income	$9,492,000	307
Securities gains (losses)	$844,000	250
Applicable income taxes	$4,428,000	268
Income before extraordinary items	$5,908,000	339
Extraordinary gains, net	$0	21
Net income	$5,908,000	340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,492
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$5,367,840	340
2002-12-31 (YTD Data)		Rank
Total interest income	$100,153,000	359
Total interest expense	$42,852,000	318
Net interest income	$57,301,000	386
Provision for loan and lease losses	$400,000	2,829
Total noninterest income	$8,410,000	701
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,410,000	485
Total noninterest expense	$25,985,000	629
Salaries and employee benefits	$14,525,000	565
Premises and equipment expense	$4,528,000	512
Additional noninterest expense	$6,932,000	740
Pre-tax net operating income	$39,326,000	296
Securities gains (losses)	$985,000	431
Applicable income taxes	$17,065,000	253
Income before extraordinary items	$23,246,000	328
Extraordinary gains, net	$-311,000	9,329
Net income	$22,935,000	333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	9,123
Cash dividends	$10,000,000	361
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$22,615,600	321
2001-12-31 (YTD Data)		Rank
Total interest income	$104,391,000	379
Total interest expense	$56,960,000	346
Net interest income	$47,431,000	418
Provision for loan and lease losses	$400,000	2,609
Total noninterest income	$7,406,000	731
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$7,406,000	498
Total noninterest expense	$22,761,000	688
Salaries and employee benefits	$12,643,000	610
Premises and equipment expense	$4,143,000	535
Additional noninterest expense	$5,975,000	831
Pre-tax net operating income	$31,676,000	302
Securities gains (losses)	$453,000	649
Applicable income taxes	$13,708,000	270
Income before extraordinary items	$18,421,000	350
Extraordinary gains, net	$0	105
Net income	$18,421,000	348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-140,000	9,533
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$18,131,080	337
2000-12-31 (YTD Data)		Rank
Total interest income	$93,885,000	427
Total interest expense	$56,595,000	386
Net interest income	$37,290,000	507
Provision for loan and lease losses	$1,400,000	809
Total noninterest income	$6,266,000	780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,266,000	555
Total noninterest expense	$19,895,000	754
Salaries and employee benefits	$10,969,000	654
Premises and equipment expense	$3,973,000	559
Additional noninterest expense	$4,953,000	951
Pre-tax net operating income	$22,261,000	413
Securities gains (losses)	$235,000	386
Applicable income taxes	$9,148,000	357
Income before extraordinary items	$13,348,000	454
Extraordinary gains, net	$0	38
Net income	$13,348,000	455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-226,000	9,834
Cash dividends	$1,000,000	2,257
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$13,197,600	457
1999-12-31 (YTD Data)		Rank
Total interest income	$75,705,000	498
Total interest expense	$42,921,000	433
Net interest income	$32,784,000	592
Provision for loan and lease losses	$1,699,000	642
Total noninterest income	$5,248,000	914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$5,248,000	627
Total noninterest expense	$17,902,000	824
Salaries and employee benefits	$9,650,000	728
Premises and equipment expense	$3,519,000	622
Additional noninterest expense	$4,733,000	998
Pre-tax net operating income	$18,431,000	519
Securities gains (losses)	$378,000	403
Applicable income taxes	$8,218,000	418
Income before extraordinary items	$10,591,000	596
Extraordinary gains, net	$0	35
Net income	$10,591,000	596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	9,551
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$10,349,080	595
1998-12-31 (YTD Data)		Rank
Total interest income	$66,436,000	552
Total interest expense	$39,543,000	471
Net interest income	$26,893,000	670
Provision for loan and lease losses	$1,600,000	673
Total noninterest income	$4,134,000	1,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$4,134,000	737
Total noninterest expense	$16,296,000	871
Salaries and employee benefits	$9,069,000	743
Premises and equipment expense	$2,944,000	700
Additional noninterest expense	$4,283,000	1,072
Pre-tax net operating income	$13,131,000	633
Securities gains (losses)	$518,000	544
Applicable income taxes	$6,006,000	492
Income before extraordinary items	$7,643,000	743
Extraordinary gains, net	$101,000	17
Net income	$7,744,000	738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$730,000	941
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$7,311,480	737
1997-12-31 (YTD Data)		Rank
Total interest income	$60,870,000	593
Total interest expense	$37,824,000	492
Net interest income	$23,046,000	790
Provision for loan and lease losses	$1,650,000	686
Total noninterest income	$3,170,000	1,245
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$3,170,000	815
Total noninterest expense	$14,713,000	947
Salaries and employee benefits	$8,069,000	829
Premises and equipment expense	$2,648,000	768
Additional noninterest expense	$3,996,000	1,126
Pre-tax net operating income	$9,853,000	832
Securities gains (losses)	$311,000	559
Applicable income taxes	$4,451,000	656
Income before extraordinary items	$5,713,000	977
Extraordinary gains, net	$0	44
Net income	$5,713,000	978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,693,000	555
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,513,960	978
1996-12-31 (YTD Data)		Rank
Total interest income	$54,466,000	683
Total interest expense	$32,697,000	574
Net interest income	$21,769,000	854
Provision for loan and lease losses	$3,415,000	426
Total noninterest income	$2,334,000	1,626
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,334,000	1,043
Total noninterest expense	$18,090,000	856
Salaries and employee benefits	$7,486,000	914
Premises and equipment expense	$2,570,000	849
Additional noninterest expense	$8,034,000	800
Pre-tax net operating income	$2,598,000	2,687
Securities gains (losses)	$181,000	733
Applicable income taxes	$1,172,000	2,037
Income before extraordinary items	$1,607,000	2,997
Extraordinary gains, net	$0	53
Net income	$1,607,000	2,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,155,000	332
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,491,160	3,170
1995-12-31 (YTD Data)		Rank
Total interest income	$46,664,000	804
Total interest expense	$28,814,000	664
Net interest income	$17,850,000	1,032
Provision for loan and lease losses	$864,000	1,067
Total noninterest income	$1,846,000	1,963
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,846,000	1,189
Total noninterest expense	$14,846,000	1,012
Salaries and employee benefits	$7,231,000	943
Premises and equipment expense	$2,560,000	862
Additional noninterest expense	$5,055,000	1,112
Pre-tax net operating income	$3,986,000	1,859
Securities gains (losses)	$174,000	726
Applicable income taxes	$1,660,000	1,503
Income before extraordinary items	$2,500,000	2,025
Extraordinary gains, net	$0	65
Net income	$2,500,000	2,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,768,000	328
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$2,388,640	2,079
1994-12-31 (YTD Data)		Rank
Total interest income	$35,409,000	904
Total interest expense	$18,596,000	764
Net interest income	$16,813,000	1,097
Provision for loan and lease losses	$8,403,000	211
Total noninterest income	$1,894,000	1,908
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,894,000	1,170
Total noninterest expense	$14,094,000	1,065
Salaries and employee benefits	$7,002,000	975
Premises and equipment expense	$2,422,000	889
Additional noninterest expense	$4,670,000	1,245
Pre-tax net operating income	$-3,790,000	12,569
Securities gains (losses)	$181,000	528
Applicable income taxes	$-1,643,000	12,544
Income before extraordinary items	$-1,966,000	12,491
Extraordinary gains, net	$0	249
Net income	$-1,966,000	12,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,717,000	365
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$164,000	722
Net operating income	$-2,081,840	12,498
1993-12-31 (YTD Data)		Rank
Total interest income	$36,582,000	901
Total interest expense	$18,859,000	749
Net interest income	$17,723,000	1,041
Provision for loan and lease losses	$5,770,000	398
Total noninterest income	$931,000	3,536
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$931,000	2,137
Total noninterest expense	$12,339,000	1,251
Salaries and employee benefits	$5,466,000	1,227
Premises and equipment expense	$2,339,000	945
Additional noninterest expense	$4,534,000	1,376
Pre-tax net operating income	$545,000	8,335
Securities gains (losses)	$557,000	833
Applicable income taxes	$-21,000	12,827
Income before extraordinary items	$1,123,000	4,249
Extraordinary gains, net	$53,000	2,118
Net income	$1,176,000	4,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$496,000	1,772
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$10,194,000	120
Net operating income	$566,000	6,775
1992-12-31 (YTD Data)		Rank
Total interest income	$41,255,000	922
Total interest expense	$21,247,000	869
Net interest income	$20,008,000	942
Provision for loan and lease losses	$1,115,000	1,711
Total noninterest income	$1,587,000	2,294
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,587,000	1,457
Total noninterest expense	$13,161,000	1,208
Salaries and employee benefits	$5,413,000	1,237
Premises and equipment expense	$2,372,000	968
Additional noninterest expense	$5,375,000	1,240
Pre-tax net operating income	$7,319,000	887
Securities gains (losses)	$59,000	3,858
Applicable income taxes	$3,612,000	654
Income before extraordinary items	$3,767,000	1,246
Extraordinary gains, net	$0	1,422
Net income	$3,767,000	1,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	3,760
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$3,729,240	1,161

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.