Home > Quad City Bank and Trust Company > Net charge- offs to loans
Quad City Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3948% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3949% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6346% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6346% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3071% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0736% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4927% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2984% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0603% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3431% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3431% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2091% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7565% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8093% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0430% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2300% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0224% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0224% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1347% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0338% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0338% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1426% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0729% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0729% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4459% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3381% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6523% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0171% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0171% | 2,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5703% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0218% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4458% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3513% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0769% | 4,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0867% | 4,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6395% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0318% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0318% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2930% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3310% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1059% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1059% | 2,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3792% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4286% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 2,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3215% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5701% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6415% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1656% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1656% | 2,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3628% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3650% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3650% | 1,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2767% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0171% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0171% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2759% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0446% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4169% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0327% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0327% | 2,674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0615% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0615% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4450% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3669% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6519% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3164% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1160% | 5,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1160% | 5,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2284% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1783% | 5,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1783% | 5,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1687% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3295% | 5,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3295% | 5,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2778% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6005% | 5,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6005% | 5,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2244% | 5,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2244% | 5,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7980% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3037% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1459% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2215% | 5,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2215% | 5,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8572% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1264% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2904% | 5,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3146% | 5,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7380% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 4,075 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2850% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1970% | 5,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2463% | 5,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7801% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4185% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4558% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7491% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5812% | 5,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5406% | 5,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6051% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5110% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5817% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0716% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0368% | 5,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0900% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6761% | 5,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6197% | 5,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7061% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 5,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 5,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7343% | 5,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6799% | 5,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7287% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 5,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 5,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1107% | 6,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0049% | 6,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8238% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2267% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4442% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 5,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 5,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1370% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7133% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7598% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6111% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 4,433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1825% | 5,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2561% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2995% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4891% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 5,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 5,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0989% | 5,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0659% | 5,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1055% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 3,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 5,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 4,743 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0682% | 5,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0682% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0944% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3335% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4793% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4663% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 6,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 4,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2392% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8413% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0932% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1790% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4766% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1722% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3333% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 6,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 4,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 6,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1752% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8602% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3478% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0896% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5151% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2881% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2604% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4972% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 6,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 6,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5032% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2973% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5653% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 5,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 6,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 4,702 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 6,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4516% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4165% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3904% | 6,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1574% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.4735% | 1,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1679% | 2,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 1,696 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 6,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0720% | 5,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6375% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6014% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4277% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.6432% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 1,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0653% | 1,471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8537% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9387% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3362% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2945% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.9862% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3331% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 3,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0974% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 3,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1731% | 6,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9652% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1251% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0330% | 5,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4029% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 2,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2226% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3851% | 6,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7181% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7195% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7741% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6146% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2804% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 2.5935% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5403% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1658% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5208% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7502% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5839% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 6,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.0999% | 6,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 4,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1497% | 3,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6477% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5160% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2709% | 3,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2236% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.1540% | 6,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 3,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 3,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7816% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6627% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3979% | 2,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3542% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2636% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 6,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 6,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 6,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0494% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2328% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6438% | 7,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7155% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7927% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5505% | 2,838 |
| Percentage Net Loans Charged-off:Construction & development | 2.9713% | 1,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2974% | 2,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 4,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1088% | 3,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8875% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8866% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2276% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1195% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7186% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4452% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 3.1747% | 1,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0852% | 2,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4846% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2281% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0577% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4125% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6527% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6567% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 4.7002% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1254% | 2,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 3,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 3,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7115% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4631% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5242% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3330% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 3,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4856% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2696% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3905% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0173% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8567% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 1.7257% | 2,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2291% | 3,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2834% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7735% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7706% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2802% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9803% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6853% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3226% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.8352% | 1,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2858% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3540% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6139% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4551% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6176% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1956% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5190% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3220% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6162% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3875% | 7,708 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1445% | 1,651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2764% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1717% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1276% | 8,050 |
| Percentage Net Loans Charged-off: Credit card loans | -11.9326% | 1,691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5382% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 4,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.2731% | 2,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 7,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6832% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8003% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 7,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0098% | 7,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3148% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9614% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1099% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 7,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0065% | 7,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2085% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2199% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 7,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9900% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1209% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0649% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0594% | 7,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 6,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2193% | 8,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1879% | 8,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7710% | 8,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8520% | 8,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3685% | 7,739 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2636% | 7,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 3,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1513% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6721% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1934% | 2,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0135% | 5,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9185% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1009% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0406% | 7,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 7,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 6,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0404% | 6,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0511% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 6,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0580% | 5,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1382% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 5,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 6,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 4,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 6,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 6,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 4,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3709% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3837% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0649% | 7,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1645% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0790% | 8,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2169% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3077% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0940% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1146% | 7,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3046% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.2016% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1051% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3817% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3978% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6461% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 8,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1583% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7530% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0922% | 7,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5584% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1497% | 8,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2581% | 8,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5917% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2076% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3060% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4399% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2282% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0665% | 7,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 5,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3341% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0978% | 7,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1875% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1540% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 7,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2806% | 8,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3120% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6845% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 5,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5171% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0356% | 6,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7367% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2018% | 8,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8088% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7153% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2134% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8745% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2382% | 3,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8674% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6478% | 1,884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6641% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4962% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9794% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3109% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 3,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 5,557 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 6,027 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |