Home > Putnam County Bank > Income and Expense

Putnam County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,138,0001,602
Total interest expense$8,568,0001,435
Net interest income$16,570,0001,675
Provision for loan and lease losses$332,0001,581
Total noninterest income$911,0002,845
Gross Fiduciary activities income$0981
Service charges on deposit accounts$24,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$887,0002,400
Total noninterest expense$11,325,0001,883
Salaries and employee benefits$6,679,0001,826
Premises and equipment expense$759,0002,374
Additional noninterest expense$887,0002,400
Pre-tax net operating income$5,824,0001,755
Securities gains (losses)$-133,0003,852
Applicable income taxes$1,366,0001,246
Income before extraordinary items$4,325,0001,903
Extraordinary gains, net$054
Net income$4,325,0001,926
Minority interest net income$088
Net income of bank and minority interests.$4,325,0001,906
Net charge-offs$-183,0004,430
Cash dividends$1,533,0001,763
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,430,0701,898
2023-09-30 (YTD Data)Rank
Total interest income$18,290,0001,613
Total interest expense$5,845,0001,433
Net interest income$12,445,0001,681
Provision for loan and lease losses$361,0001,208
Total noninterest income$757,0002,736
Gross Fiduciary activities income$0950
Service charges on deposit accounts$18,0004,156
Trading account gains and feesNANA
Additional Noninterest Income$739,0002,280
Total noninterest expense$7,765,0001,997
Salaries and employee benefits$4,346,0002,003
Premises and equipment expense$533,0002,477
Additional noninterest expense$739,0002,280
Pre-tax net operating income$5,076,0001,638
Securities gains (losses)$-191,0004,171
Applicable income taxes$1,144,0001,187
Income before extraordinary items$3,741,0001,791
Extraordinary gains, net$052
Net income$3,741,0001,806
Minority interest net income$081
Net income of bank and minority interests.$3,741,0001,791
Net charge-offs$-177,0004,454
Cash dividends$767,0001,909
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,891,8901,766
2023-06-30 (YTD Data)Rank
Total interest income$11,828,0001,619
Total interest expense$3,378,0001,451
Net interest income$8,450,0001,682
Provision for loan and lease losses$259,0001,157
Total noninterest income$562,0002,564
Gross Fiduciary activities income$0931
Service charges on deposit accounts$11,0004,194
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,104
Total noninterest expense$5,124,0002,007
Salaries and employee benefits$2,897,0002,006
Premises and equipment expense$344,0002,505
Additional noninterest expense$551,0002,101
Pre-tax net operating income$3,629,0001,540
Securities gains (losses)$-151,0004,291
Applicable income taxes$799,0001,163
Income before extraordinary items$2,679,0001,706
Extraordinary gains, net$051
Net income$2,679,0001,726
Minority interest net income$081
Net income of bank and minority interests.$2,679,0001,706
Net charge-offs$-61,0004,370
Cash dividends$767,0001,604
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,798,2901,653
2023-03-31 (YTD Data)Rank
Total interest income$5,679,0001,652
Total interest expense$1,371,0001,525
Net interest income$4,308,0001,666
Provision for loan and lease losses$02,612
Total noninterest income$379,0002,237
Gross Fiduciary activities income$0913
Service charges on deposit accounts$6,0004,190
Trading account gains and feesNANA
Additional Noninterest Income$373,0001,816
Total noninterest expense$2,436,0002,098
Salaries and employee benefits$1,311,0002,150
Premises and equipment expense$172,0002,546
Additional noninterest expense$373,0001,816
Pre-tax net operating income$2,251,0001,337
Securities gains (losses)$-130,0004,383
Applicable income taxes$602,000921
Income before extraordinary items$1,519,0001,588
Extraordinary gains, net$04
Net income$1,519,0001,588
Minority interest net income$048
Net income of bank and minority interests.$1,519,0001,588
Net charge-offs$-12,0004,101
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,621,7001,535
2022-12-31 (YTD Data)Rank
Total interest income$19,058,0001,642
Total interest expense$2,634,0001,303
Net interest income$16,424,0001,672
Provision for loan and lease losses$-1,423,0004,641
Total noninterest income$694,0003,223
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$22,0004,297
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,758
Total noninterest expense$10,740,0001,906
Salaries and employee benefits$6,513,0001,842
Premises and equipment expense$704,0002,485
Additional noninterest expense$672,0002,758
Pre-tax net operating income$7,801,0001,509
Securities gains (losses)$-1,597,0004,521
Applicable income taxes$1,454,0001,282
Income before extraordinary items$4,750,0001,888
Extraordinary gains, net$05
Net income$4,750,0001,886
Minority interest net income$063
Net income of bank and minority interests.$4,750,0001,887
Net charge-offs$-556,0004,606
Cash dividends$2,040,0001,464
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,011,6301,657
2022-09-30 (YTD Data)Rank
Total interest income$13,483,0001,666
Total interest expense$1,819,0001,108
Net interest income$11,664,0001,726
Provision for loan and lease losses$-1,439,0004,677
Total noninterest income$378,0003,546
Gross Fiduciary activities income$0968
Service charges on deposit accounts$16,0004,337
Trading account gains and feesNANA
Additional Noninterest Income$362,0003,122
Total noninterest expense$7,627,0001,981
Salaries and employee benefits$4,469,0001,956
Premises and equipment expense$509,0002,533
Additional noninterest expense$362,0003,122
Pre-tax net operating income$5,854,0001,512
Securities gains (losses)$-1,600,0004,606
Applicable income taxes$976,0001,359
Income before extraordinary items$3,278,0001,979
Extraordinary gains, net$04
Net income$3,278,0001,978
Minority interest net income$057
Net income of bank and minority interests.$3,278,0001,978
Net charge-offs$-582,0004,650
Cash dividends$1,020,0001,645
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,542,0001,627
2022-06-30 (YTD Data)Rank
Total interest income$8,353,0001,708
Total interest expense$1,174,000988
Net interest income$7,179,0001,788
Provision for loan and lease losses$-1,166,0004,675
Total noninterest income$246,0003,558
Gross Fiduciary activities income$0925
Service charges on deposit accounts$11,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$235,0003,170
Total noninterest expense$5,068,0001,968
Salaries and employee benefits$3,013,0001,935
Premises and equipment expense$339,0002,550
Additional noninterest expense$1,716,0001,809
Pre-tax net operating income$3,523,0001,548
Securities gains (losses)$-1,493,0004,659
Applicable income taxes$442,0001,571
Income before extraordinary items$1,588,0002,268
Extraordinary gains, net$04
Net income$1,588,0002,268
Minority interest net income$060
Net income of bank and minority interests.$1,588,0002,268
Net charge-offs$-501,0004,681
Cash dividends$1,020,0001,314
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,767,4701,637
2022-03-31 (YTD Data)Rank
Total interest income$3,825,0001,781
Total interest expense$606,000912
Net interest income$3,219,0001,888
Provision for loan and lease losses$-453,0004,629
Total noninterest income$111,0003,619
Gross Fiduciary activities income$0892
Service charges on deposit accounts$5,0004,417
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,212
Total noninterest expense$2,485,0001,986
Salaries and employee benefits$1,483,0001,953
Premises and equipment expense$170,0002,544
Additional noninterest expense$832,0001,816
Pre-tax net operating income$1,298,0001,817
Securities gains (losses)$-1,218,0004,719
Applicable income taxes$-23,0004,671
Income before extraordinary items$103,0004,051
Extraordinary gains, net$04
Net income$103,0004,050
Minority interest net income$050
Net income of bank and minority interests.$103,0004,051
Net charge-offs$-263,0004,695
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,321,0001,612
2021-12-31 (YTD Data)Rank
Total interest income$15,768,0001,794
Total interest expense$3,123,000870
Net interest income$12,645,0001,965
Provision for loan and lease losses$-1,087,0004,536
Total noninterest income$459,0003,730
Gross Fiduciary activities income$0994
Service charges on deposit accounts$16,0004,506
Trading account gains and feesNANA
Additional Noninterest Income$443,0003,367
Total noninterest expense$10,354,0001,938
Salaries and employee benefits$6,254,0001,877
Premises and equipment expense$673,0002,573
Additional noninterest expense$3,427,0001,795
Pre-tax net operating income$3,837,0002,385
Securities gains (losses)$-318,0004,757
Applicable income taxes$704,0001,866
Income before extraordinary items$2,815,0002,621
Extraordinary gains, net$010
Net income$2,815,0002,622
Minority interest net income$074
Net income of bank and minority interests.$2,815,0002,622
Net charge-offs$822,000479
Cash dividends$1,980,0001,561
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,069,4002,489
2021-09-30 (YTD Data)Rank
Total interest income$12,043,0001,802
Total interest expense$2,444,000887
Net interest income$9,599,0001,976
Provision for loan and lease losses$-828,0004,603
Total noninterest income$324,0003,818
Gross Fiduciary activities income$0957
Service charges on deposit accounts$15,0004,515
Trading account gains and feesNANA
Additional Noninterest Income$309,0003,487
Total noninterest expense$7,277,0002,029
Salaries and employee benefits$4,224,0002,019
Premises and equipment expense$503,0002,599
Additional noninterest expense$2,550,0001,794
Pre-tax net operating income$3,474,0002,242
Securities gains (losses)$-28,0004,675
Applicable income taxes$685,0001,749
Income before extraordinary items$2,761,0002,371
Extraordinary gains, net$08
Net income$2,761,0002,371
Minority interest net income$069
Net income of bank and minority interests.$2,761,0002,371
Net charge-offs$1,136,000311
Cash dividends$990,0001,770
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,783,4002,339
2021-06-30 (YTD Data)Rank
Total interest income$8,245,0001,762
Total interest expense$1,706,000887
Net interest income$6,539,0001,933
Provision for loan and lease losses$6,0002,748
Total noninterest income$194,0003,912
Gross Fiduciary activities income$0951
Service charges on deposit accounts$7,0004,621
Trading account gains and feesNANA
Additional Noninterest Income$187,0003,591
Total noninterest expense$4,696,0002,064
Salaries and employee benefits$2,721,0002,054
Premises and equipment expense$324,0002,635
Additional noninterest expense$1,651,0001,816
Pre-tax net operating income$2,031,0002,374
Securities gains (losses)$-22,0004,724
Applicable income taxes$341,0001,934
Income before extraordinary items$1,668,0002,482
Extraordinary gains, net$06
Net income$1,668,0002,482
Minority interest net income$067
Net income of bank and minority interests.$1,668,0002,482
Net charge-offs$1,129,000252
Cash dividends$990,0001,415
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,686,2602,426
2021-03-31 (YTD Data)Rank
Total interest income$4,293,0001,699
Total interest expense$899,000887
Net interest income$3,394,0001,845
Provision for loan and lease losses$6,0002,580
Total noninterest income$118,0003,738
Gross Fiduciary activities income$0922
Service charges on deposit accounts$4,0004,598
Trading account gains and feesNANA
Additional Noninterest Income$114,0003,385
Total noninterest expense$2,187,0002,148
Salaries and employee benefits$1,223,0002,195
Premises and equipment expense$152,0002,750
Additional noninterest expense$812,0001,819
Pre-tax net operating income$1,319,0002,028
Securities gains (losses)$-24,0004,757
Applicable income taxes$170,0001,925
Income before extraordinary items$1,125,0002,065
Extraordinary gains, net$03
Net income$1,125,0002,064
Minority interest net income$055
Net income of bank and minority interests.$1,125,0002,065
Net charge-offs$1,109,000174
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,145,8802,010
2020-12-31 (YTD Data)Rank
Total interest income$19,488,0001,535
Total interest expense$5,140,000929
Net interest income$14,348,0001,712
Provision for loan and lease losses$254,0002,834
Total noninterest income$458,0003,696
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$22,0004,577
Trading account gains and feesNANA
Additional Noninterest Income$436,0003,287
Total noninterest expense$10,189,0001,937
Salaries and employee benefits$6,188,0001,857
Premises and equipment expense$580,0002,809
Additional noninterest expense$3,421,0001,733
Pre-tax net operating income$4,363,0001,961
Securities gains (losses)$-1,0004,658
Applicable income taxes$943,0001,473
Income before extraordinary items$3,419,0002,116
Extraordinary gains, net$04
Net income$3,419,0002,117
Minority interest net income$072
Net income of bank and minority interests.$3,419,0002,117
Net charge-offs$-2,058,0004,994
Cash dividends$3,323,0001,042
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,419,7902,065
2020-09-30 (YTD Data)Rank
Total interest income$15,113,0001,496
Total interest expense$4,083,000934
Net interest income$11,030,0001,668
Provision for loan and lease losses$152,0002,975
Total noninterest income$332,0003,727
Gross Fiduciary activities income$0981
Service charges on deposit accounts$17,0004,599
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,299
Total noninterest expense$7,259,0001,983
Salaries and employee benefits$4,203,0001,969
Premises and equipment expense$442,0002,784
Additional noninterest expense$2,614,0001,683
Pre-tax net operating income$3,951,0001,686
Securities gains (losses)$6,0002,229
Applicable income taxes$833,0001,329
Income before extraordinary items$3,124,0001,852
Extraordinary gains, net$04
Net income$3,124,0001,851
Minority interest net income$065
Net income of bank and minority interests.$3,124,0001,852
Net charge-offs$-1,872,0005,024
Cash dividends$2,363,000976
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,119,2601,806
2020-06-30 (YTD Data)Rank
Total interest income$10,467,0001,462
Total interest expense$2,844,000964
Net interest income$7,623,0001,617
Provision for loan and lease losses$127,0002,780
Total noninterest income$215,0003,754
Gross Fiduciary activities income$0970
Service charges on deposit accounts$12,0004,605
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,287
Total noninterest expense$4,776,0001,997
Salaries and employee benefits$2,698,0002,030
Premises and equipment expense$275,0002,902
Additional noninterest expense$1,803,0001,628
Pre-tax net operating income$2,935,0001,479
Securities gains (losses)$5,0002,004
Applicable income taxes$602,0001,197
Income before extraordinary items$2,338,0001,615
Extraordinary gains, net$04
Net income$2,338,0001,616
Minority interest net income$065
Net income of bank and minority interests.$2,338,0001,616
Net charge-offs$-1,805,0005,057
Cash dividends$2,363,000712
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,334,0001,575
2020-03-31 (YTD Data)Rank
Total interest income$5,406,0001,413
Total interest expense$1,489,0001,021
Net interest income$3,917,0001,529
Provision for loan and lease losses$127,0001,771
Total noninterest income$106,0003,743
Gross Fiduciary activities income$0941
Service charges on deposit accounts$8,0004,592
Trading account gains and feesNANA
Additional Noninterest Income$98,0003,203
Total noninterest expense$2,334,0002,046
Salaries and employee benefits$1,303,0002,084
Premises and equipment expense$148,0002,805
Additional noninterest expense$883,0001,685
Pre-tax net operating income$1,562,0001,283
Securities gains (losses)$01,705
Applicable income taxes$301,0001,071
Income before extraordinary items$1,261,0001,359
Extraordinary gains, net$04
Net income$1,261,0001,358
Minority interest net income$056
Net income of bank and minority interests.$1,261,0001,359
Net charge-offs$-442,0005,085
Cash dividends$1,403,000640
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,261,0001,342
2019-12-31 (YTD Data)Rank
Total interest income$22,832,0001,359
Total interest expense$5,726,0001,103
Net interest income$17,106,0001,421
Provision for loan and lease losses$788,0001,090
Total noninterest income$-149,0005,157
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$31,0004,724
Trading account gains and feesNANA
Additional Noninterest Income$-180,0005,154
Total noninterest expense$10,159,0001,898
Salaries and employee benefits$6,128,0001,814
Premises and equipment expense$483,0003,157
Additional noninterest expense$3,548,0001,654
Pre-tax net operating income$6,010,0001,530
Securities gains (losses)$02,379
Applicable income taxes$1,334,0001,195
Income before extraordinary items$4,676,0001,682
Extraordinary gains, net$011
Net income$4,676,0001,684
Minority interest net income$076
Net income of bank and minority interests.$4,676,0001,684
Net charge-offs$1,105,000624
Cash dividends$1,800,0001,685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,676,0001,650
2019-09-30 (YTD Data)Rank
Total interest income$17,236,0001,360
Total interest expense$4,215,0001,128
Net interest income$13,021,0001,421
Provision for loan and lease losses$600,0001,007
Total noninterest income$-268,0005,239
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$23,0004,801
Trading account gains and feesNANA
Additional Noninterest Income$-291,0005,241
Total noninterest expense$7,321,0001,964
Salaries and employee benefits$4,213,0001,948
Premises and equipment expense$361,0003,188
Additional noninterest expense$2,747,0001,614
Pre-tax net operating income$4,832,0001,480
Securities gains (losses)$02,167
Applicable income taxes$1,058,0001,188
Income before extraordinary items$3,774,0001,610
Extraordinary gains, net$011
Net income$3,774,0001,611
Minority interest net income$072
Net income of bank and minority interests.$3,774,0001,611
Net charge-offs$1,001,000497
Cash dividends$870,0001,964
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,774,0001,579
2019-06-30 (YTD Data)Rank
Total interest income$11,536,0001,348
Total interest expense$2,745,0001,129
Net interest income$8,791,0001,400
Provision for loan and lease losses$258,0001,353
Total noninterest income$-377,0005,288
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$15,0004,832
Trading account gains and feesNANA
Additional Noninterest Income$-392,0005,293
Total noninterest expense$4,792,0002,003
Salaries and employee benefits$2,705,0002,000
Premises and equipment expense$237,0003,220
Additional noninterest expense$1,850,0001,613
Pre-tax net operating income$3,364,0001,410
Securities gains (losses)$01,702
Applicable income taxes$734,0001,132
Income before extraordinary items$2,630,0001,539
Extraordinary gains, net$011
Net income$2,630,0001,539
Minority interest net income$069
Net income of bank and minority interests.$2,630,0001,539
Net charge-offs$809,000407
Cash dividends$870,0001,571
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,630,0001,508
2019-03-31 (YTD Data)Rank
Total interest income$5,668,0001,369
Total interest expense$1,317,0001,148
Net interest income$4,351,0001,414
Provision for loan and lease losses$202,000930
Total noninterest income$49,0004,564
Gross Fiduciary activities income$0972
Service charges on deposit accounts$8,0004,849
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,138
Total noninterest expense$2,419,0001,990
Salaries and employee benefits$1,341,0002,025
Premises and equipment expense$113,0003,336
Additional noninterest expense$965,0001,548
Pre-tax net operating income$1,779,0001,328
Securities gains (losses)$01,087
Applicable income taxes$428,000995
Income before extraordinary items$1,351,0001,477
Extraordinary gains, net$05
Net income$1,351,0001,476
Minority interest net income$052
Net income of bank and minority interests.$1,351,0001,476
Net charge-offs$667,000282
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,351,0001,454
2018-12-31 (YTD Data)Rank
Total interest income$22,616,0001,296
Total interest expense$4,676,000983
Net interest income$17,940,0001,359
Provision for loan and lease losses$5,807,000234
Total noninterest income$-202,0005,380
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$31,0004,960
Trading account gains and feesNANA
Additional Noninterest Income$-233,0005,380
Total noninterest expense$10,322,0001,854
Salaries and employee benefits$5,898,0001,848
Premises and equipment expense$471,0003,258
Additional noninterest expense$3,953,0001,517
Pre-tax net operating income$1,609,0003,437
Securities gains (losses)$-338,0005,216
Applicable income taxes$263,0002,486
Income before extraordinary items$1,008,0003,893
Extraordinary gains, net$06
Net income$1,008,0003,892
Minority interest net income$072
Net income of bank and minority interests.$1,008,0003,892
Net charge-offs$6,353,000178
Cash dividends$1,740,0001,584
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,275,0203,598
2018-09-30 (YTD Data)Rank
Total interest income$16,922,0001,294
Total interest expense$3,445,000933
Net interest income$13,477,0001,350
Provision for loan and lease losses$5,797,000188
Total noninterest income$-157,0005,457
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$24,0005,011
Trading account gains and feesNANA
Additional Noninterest Income$-181,0005,457
Total noninterest expense$7,611,0001,876
Salaries and employee benefits$4,106,0001,949
Premises and equipment expense$365,0003,246
Additional noninterest expense$3,140,0001,454
Pre-tax net operating income$-88,0005,356
Securities gains (losses)$-338,0005,361
Applicable income taxes$-141,0005,424
Income before extraordinary items$-285,0005,383
Extraordinary gains, net$05
Net income$-285,0005,382
Minority interest net income$066
Net income of bank and minority interests.$-285,0005,382
Net charge-offs$4,712,000172
Cash dividends$870,0001,821
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-17,9805,310
2018-06-30 (YTD Data)Rank
Total interest income$11,143,0001,293
Total interest expense$2,258,000887
Net interest income$8,885,0001,357
Provision for loan and lease losses$5,785,000144
Total noninterest income$-65,0005,516
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$16,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$-81,0005,516
Total noninterest expense$5,117,0001,878
Salaries and employee benefits$2,671,0001,989
Premises and equipment expense$229,0003,359
Additional noninterest expense$2,217,0001,386
Pre-tax net operating income$-2,082,0005,530
Securities gains (losses)$-177,0005,408
Applicable income taxes$-539,0005,511
Income before extraordinary items$-1,720,0005,519
Extraordinary gains, net$06
Net income$-1,720,0005,518
Minority interest net income$065
Net income of bank and minority interests.$-1,720,0005,518
Net charge-offs$5,024,000128
Cash dividends$870,0001,441
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-1,580,1705,517
2018-03-31 (YTD Data)Rank
Total interest income$5,565,0001,273
Total interest expense$1,077,000885
Net interest income$4,488,0001,346
Provision for loan and lease losses$5,774,00095
Total noninterest income$116,0003,919
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$8,0005,085
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,231
Total noninterest expense$2,563,0001,894
Salaries and employee benefits$1,316,0002,042
Premises and equipment expense$129,0003,180
Additional noninterest expense$1,118,0001,360
Pre-tax net operating income$-3,733,0005,610
Securities gains (losses)$-177,0005,521
Applicable income taxes$-922,0005,594
Income before extraordinary items$-2,988,0005,600
Extraordinary gains, net$07
Net income$-2,988,0005,600
Minority interest net income$052
Net income of bank and minority interests.$-2,988,0005,600
Net charge-offs$4,345,00092
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-2,848,1705,600
2017-12-31 (YTD Data)Rank
Total interest income$23,924,0001,156
Total interest expense$4,711,000719
Net interest income$19,213,0001,260
Provision for loan and lease losses$6,032,000219
Total noninterest income$526,0003,874
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$34,0005,169
Trading account gains and feesNANA
Additional Noninterest Income$492,0003,176
Total noninterest expense$9,789,0001,945
Salaries and employee benefits$5,868,0001,848
Premises and equipment expense$438,0003,497
Additional noninterest expense$3,483,0001,720
Pre-tax net operating income$3,918,0002,072
Securities gains (losses)$02,243
Applicable income taxes$3,361,000887
Income before extraordinary items$557,0004,398
Extraordinary gains, net$09
Net income$557,0004,398
Minority interest net income$076
Net income of bank and minority interests.$557,0004,398
Net charge-offs$7,471,000167
Cash dividends$1,740,0001,573
Sale, conversion, retirement of capital stock, net$0711
Net operating income$557,0004,387
2017-09-30 (YTD Data)Rank
Total interest income$18,089,0001,149
Total interest expense$3,566,000695
Net interest income$14,523,0001,253
Provision for loan and lease losses$3,279,000268
Total noninterest income$132,0004,998
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$25,0005,238
Trading account gains and feesNANA
Additional Noninterest Income$107,0004,578
Total noninterest expense$7,049,0002,020
Salaries and employee benefits$4,073,0001,977
Premises and equipment expense$334,0003,501
Additional noninterest expense$2,642,0001,700
Pre-tax net operating income$4,327,0001,521
Securities gains (losses)$02,274
Applicable income taxes$1,513,0001,118
Income before extraordinary items$2,814,0001,820
Extraordinary gains, net$09
Net income$2,814,0001,820
Minority interest net income$071
Net income of bank and minority interests.$2,814,0001,820
Net charge-offs$2,035,000295
Cash dividends$870,0001,852
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,814,0001,795
2017-06-30 (YTD Data)Rank
Total interest income$12,031,0001,144
Total interest expense$2,390,000671
Net interest income$9,641,0001,256
Provision for loan and lease losses$1,422,000377
Total noninterest income$-29,0005,749
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$17,0005,257
Trading account gains and feesNANA
Additional Noninterest Income$-46,0005,745
Total noninterest expense$4,544,0002,069
Salaries and employee benefits$2,698,0001,986
Premises and equipment expense$231,0003,466
Additional noninterest expense$1,615,0001,818
Pre-tax net operating income$3,646,0001,276
Securities gains (losses)$01,906
Applicable income taxes$1,331,000916
Income before extraordinary items$2,315,0001,514
Extraordinary gains, net$011
Net income$2,315,0001,514
Minority interest net income$071
Net income of bank and minority interests.$2,315,0001,514
Net charge-offs$2,002,000229
Cash dividends$870,0001,457
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,315,0001,500
2017-03-31 (YTD Data)Rank
Total interest income$6,066,0001,130
Total interest expense$1,200,000652
Net interest income$4,866,0001,234
Provision for loan and lease losses$176,0001,026
Total noninterest income$69,0004,695
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$8,0005,335
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,088
Total noninterest expense$2,269,0002,095
Salaries and employee benefits$1,347,0002,021
Premises and equipment expense$104,0003,671
Additional noninterest expense$818,0001,798
Pre-tax net operating income$2,490,000966
Securities gains (losses)$01,153
Applicable income taxes$873,000723
Income before extraordinary items$1,617,0001,163
Extraordinary gains, net$08
Net income$1,617,0001,162
Minority interest net income$055
Net income of bank and minority interests.$1,617,0001,163
Net charge-offs$295,000470
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,617,0001,144
2016-12-31 (YTD Data)Rank
Total interest income$24,928,0001,074
Total interest expense$4,848,000619
Net interest income$20,080,0001,160
Provision for loan and lease losses$4,831,000267
Total noninterest income$669,0003,655
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$38,0005,336
Trading account gains and fees$0170
Additional Noninterest Income$631,0002,967
Total noninterest expense$9,054,0002,083
Salaries and employee benefits$5,364,0001,982
Premises and equipment expense$390,0003,815
Additional noninterest expense$3,300,0001,811
Pre-tax net operating income$6,864,0001,263
Securities gains (losses)$8,0002,738
Applicable income taxes$2,419,000918
Income before extraordinary items$4,453,0001,523
Extraordinary gains, net$05
Net income$4,453,0001,522
Minority interest net income$082
Net income of bank and minority interests.$4,453,0001,522
Net charge-offs$661,000901
Cash dividends$1,680,0001,597
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,447,8001,490
2016-09-30 (YTD Data)Rank
Total interest income$18,591,0001,087
Total interest expense$3,603,000619
Net interest income$14,988,0001,169
Provision for loan and lease losses$4,008,000235
Total noninterest income$435,0003,903
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$29,0005,382
Trading account gains and fees$0169
Additional Noninterest Income$406,0003,158
Total noninterest expense$6,298,0002,202
Salaries and employee benefits$3,491,0002,203
Premises and equipment expense$284,0003,889
Additional noninterest expense$2,523,0001,783
Pre-tax net operating income$5,117,0001,298
Securities gains (losses)$03,160
Applicable income taxes$1,781,000946
Income before extraordinary items$3,336,0001,540
Extraordinary gains, net$05
Net income$3,336,0001,539
Minority interest net income$071
Net income of bank and minority interests.$3,336,0001,540
Net charge-offs$534,000754
Cash dividends$840,0001,837
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,336,0001,507
2016-06-30 (YTD Data)Rank
Total interest income$12,381,0001,085
Total interest expense$2,374,000629
Net interest income$10,007,0001,174
Provision for loan and lease losses$4,008,000180
Total noninterest income$286,0003,912
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$19,0005,440
Trading account gains and fees$0157
Additional Noninterest Income$267,0003,183
Total noninterest expense$3,905,0002,344
Salaries and employee benefits$2,177,0002,342
Premises and equipment expense$176,0004,051
Additional noninterest expense$1,552,0001,919
Pre-tax net operating income$2,380,0001,701
Securities gains (losses)$02,835
Applicable income taxes$-76,0005,978
Income before extraordinary items$2,456,0001,417
Extraordinary gains, net$016
Net income$2,456,0001,417
Minority interest net income$071
Net income of bank and minority interests.$2,456,0001,417
Net charge-offs$489,000609
Cash dividends$840,0001,468
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,456,0001,371
2016-03-31 (YTD Data)Rank
Total interest income$6,235,0001,077
Total interest expense$1,170,000633
Net interest income$5,065,0001,159
Provision for loan and lease losses$658,000377
Total noninterest income$142,0003,900
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$10,0005,438
Trading account gains and fees$0142
Additional Noninterest Income$132,0003,149
Total noninterest expense$1,961,0002,344
Salaries and employee benefits$1,109,0002,307
Premises and equipment expense$92,0004,000
Additional noninterest expense$760,0001,928
Pre-tax net operating income$2,588,000874
Securities gains (losses)$02,077
Applicable income taxes$1,098,000598
Income before extraordinary items$1,490,0001,191
Extraordinary gains, net$012
Net income$1,490,0001,192
Minority interest net income$062
Net income of bank and minority interests.$1,490,0001,192
Net charge-offs$234,000587
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,490,0001,158
2015-12-31 (YTD Data)Rank
Total interest income$23,882,0001,078
Total interest expense$4,428,000638
Net interest income$19,454,0001,175
Provision for loan and lease losses$200,0002,306
Total noninterest income$584,0003,941
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$42,0005,532
Trading account gains and fees$0159
Additional Noninterest Income$542,0003,178
Total noninterest expense$8,542,0002,173
Salaries and employee benefits$4,956,0002,073
Premises and equipment expense$533,0003,355
Additional noninterest expense$3,053,0001,978
Pre-tax net operating income$11,296,000791
Securities gains (losses)$69,0001,413
Applicable income taxes$4,308,000586
Income before extraordinary items$7,057,0001,009
Extraordinary gains, net$023
Net income$7,057,0001,009
Minority interest net income$081
Net income of bank and minority interests.$7,057,0001,009
Net charge-offs$892,000755
Cash dividends$1,620,0001,559
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,012,840996
2015-09-30 (YTD Data)Rank
Total interest income$17,787,0001,093
Total interest expense$3,268,000646
Net interest income$14,519,0001,185
Provision for loan and lease losses$04,232
Total noninterest income$427,0004,009
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$32,0005,591
Trading account gains and fees$0153
Additional Noninterest Income$395,0003,237
Total noninterest expense$5,513,0002,473
Salaries and employee benefits$3,110,0002,414
Premises and equipment expense$380,0003,494
Additional noninterest expense$2,023,0002,185
Pre-tax net operating income$9,433,000732
Securities gains (losses)$45,0001,541
Applicable income taxes$3,432,000579
Income before extraordinary items$6,046,000892
Extraordinary gains, net$021
Net income$6,046,000893
Minority interest net income$078
Net income of bank and minority interests.$6,046,000892
Net charge-offs$696,000681
Cash dividends$810,0001,818
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,017,200868
2015-06-30 (YTD Data)Rank
Total interest income$11,700,0001,105
Total interest expense$2,147,000656
Net interest income$9,553,0001,201
Provision for loan and lease losses$04,069
Total noninterest income$289,0003,986
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$21,0005,643
Trading account gains and fees$0157
Additional Noninterest Income$268,0003,205
Total noninterest expense$3,593,0002,540
Salaries and employee benefits$2,084,0002,420
Premises and equipment expense$226,0003,756
Additional noninterest expense$1,283,0002,292
Pre-tax net operating income$6,249,000740
Securities gains (losses)$47,0001,267
Applicable income taxes$2,279,000595
Income before extraordinary items$4,017,000890
Extraordinary gains, net$022
Net income$4,017,000890
Minority interest net income$075
Net income of bank and minority interests.$4,017,000890
Net charge-offs$706,000472
Cash dividends$810,0001,437
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,986,920870
2015-03-31 (YTD Data)Rank
Total interest income$5,723,0001,120
Total interest expense$1,060,000662
Net interest income$4,663,0001,213
Provision for loan and lease losses$03,703
Total noninterest income$148,0003,938
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$11,0005,619
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$1,631,0002,733
Salaries and employee benefits$902,0002,720
Premises and equipment expense$127,0003,536
Additional noninterest expense$602,0002,406
Pre-tax net operating income$3,180,000708
Securities gains (losses)$40,000939
Applicable income taxes$1,135,000577
Income before extraordinary items$2,085,000842
Extraordinary gains, net$013
Net income$2,085,000841
Minority interest net income$064
Net income of bank and minority interests.$2,085,000842
Net charge-offs$568,000312
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,059,000823
2014-12-31 (YTD Data)Rank
Total interest income$21,813,0001,175
Total interest expense$4,882,000582
Net interest income$16,931,0001,322
Provision for loan and lease losses$04,603
Total noninterest income$634,0003,900
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$50,0005,719
Trading account gains and fees$0180
Additional Noninterest Income$584,0003,056
Total noninterest expense$8,148,0002,294
Salaries and employee benefits$4,602,0002,207
Premises and equipment expense$394,0004,130
Additional noninterest expense$3,152,0001,950
Pre-tax net operating income$9,417,000883
Securities gains (losses)$55,0001,667
Applicable income taxes$3,276,000674
Income before extraordinary items$6,196,0001,059
Extraordinary gains, net$017
Net income$6,196,0001,057
Minority interest net income$084
Net income of bank and minority interests.$6,196,0001,058
Net charge-offs$44,0003,867
Cash dividends$1,560,0001,528
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,160,2501,044
2014-09-30 (YTD Data)Rank
Total interest income$15,985,0001,209
Total interest expense$3,765,000574
Net interest income$12,220,0001,367
Provision for loan and lease losses$04,401
Total noninterest income$476,0003,938
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$37,0005,792
Trading account gains and fees$0174
Additional Noninterest Income$439,0003,089
Total noninterest expense$5,693,0002,425
Salaries and employee benefits$3,113,0002,405
Premises and equipment expense$279,0004,297
Additional noninterest expense$2,301,0001,992
Pre-tax net operating income$7,003,000902
Securities gains (losses)$56,0001,383
Applicable income taxes$2,405,000698
Income before extraordinary items$4,654,0001,076
Extraordinary gains, net$015
Net income$4,654,0001,075
Minority interest net income$081
Net income of bank and minority interests.$4,654,0001,075
Net charge-offs$13,0004,044
Cash dividends$780,0001,762
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,617,0401,058
2014-06-30 (YTD Data)Rank
Total interest income$10,396,0001,221
Total interest expense$2,591,000564
Net interest income$7,805,0001,420
Provision for loan and lease losses$04,196
Total noninterest income$322,0003,902
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$24,0005,831
Trading account gains and fees$0172
Additional Noninterest Income$298,0003,052
Total noninterest expense$3,694,0002,502
Salaries and employee benefits$2,081,0002,409
Premises and equipment expense$162,0004,626
Additional noninterest expense$1,451,0002,082
Pre-tax net operating income$4,433,000926
Securities gains (losses)$51,0001,152
Applicable income taxes$1,527,000709
Income before extraordinary items$2,957,0001,087
Extraordinary gains, net$020
Net income$2,957,0001,087
Minority interest net income$080
Net income of bank and minority interests.$2,957,0001,088
Net charge-offs$11,0003,690
Cash dividends$780,0001,398
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,923,3401,081
2014-03-31 (YTD Data)Rank
Total interest income$5,065,0001,249
Total interest expense$1,318,000553
Net interest income$3,747,0001,461
Provision for loan and lease losses$03,817
Total noninterest income$151,0003,969
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$138,0003,086
Total noninterest expense$1,680,0002,711
Salaries and employee benefits$923,0002,696
Premises and equipment expense$78,0004,733
Additional noninterest expense$679,0002,205
Pre-tax net operating income$2,218,000893
Securities gains (losses)$51,000638
Applicable income taxes$803,000668
Income before extraordinary items$1,466,0001,072
Extraordinary gains, net$016
Net income$1,466,0001,073
Minority interest net income$066
Net income of bank and minority interests.$1,466,0001,073
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,432,8501,065
2013-12-31 (YTD Data)Rank
Total interest income$20,933,0001,222
Total interest expense$5,465,000592
Net interest income$15,468,0001,391
Provision for loan and lease losses$05,091
Total noninterest income$537,0004,305
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$59,0005,841
Trading account gains and fees$0184
Additional Noninterest Income$478,0003,422
Total noninterest expense$8,339,0002,262
Salaries and employee benefits$4,181,0002,384
Premises and equipment expense$391,0004,269
Additional noninterest expense$3,767,0001,691
Pre-tax net operating income$7,666,000997
Securities gains (losses)$5,0002,813
Applicable income taxes$2,647,000730
Income before extraordinary items$5,024,0001,219
Extraordinary gains, net$029
Net income$5,024,0001,221
Minority interest net income$090
Net income of bank and minority interests.$5,024,0001,222
Net charge-offs$63,0004,172
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,020,7501,196
2013-09-30 (YTD Data)Rank
Total interest income$15,654,0001,234
Total interest expense$4,095,000606
Net interest income$11,559,0001,399
Provision for loan and lease losses$04,941
Total noninterest income$365,0004,509
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$45,0005,884
Trading account gains and fees$0180
Additional Noninterest Income$320,0003,645
Total noninterest expense$5,757,0002,425
Salaries and employee benefits$2,871,0002,582
Premises and equipment expense$324,0004,094
Additional noninterest expense$2,562,0001,847
Pre-tax net operating income$6,167,000948
Securities gains (losses)$5,0002,677
Applicable income taxes$2,119,000702
Income before extraordinary items$4,053,0001,149
Extraordinary gains, net$025
Net income$4,053,0001,151
Minority interest net income$084
Net income of bank and minority interests.$4,053,0001,151
Net charge-offs$1,0005,139
Cash dividends$750,0001,718
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,049,7001,117
2013-06-30 (YTD Data)Rank
Total interest income$10,277,0001,239
Total interest expense$2,731,000628
Net interest income$7,546,0001,423
Provision for loan and lease losses$04,788
Total noninterest income$205,0004,794
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$31,0005,854
Trading account gains and fees$0157
Additional Noninterest Income$174,0004,001
Total noninterest expense$3,796,0002,452
Salaries and employee benefits$1,974,0002,522
Premises and equipment expense$157,0004,786
Additional noninterest expense$1,665,0001,887
Pre-tax net operating income$3,955,000959
Securities gains (losses)$-27,0006,751
Applicable income taxes$1,278,000757
Income before extraordinary items$2,650,0001,149
Extraordinary gains, net$022
Net income$2,650,0001,151
Minority interest net income$082
Net income of bank and minority interests.$2,650,0001,152
Net charge-offs$91,0002,841
Cash dividends$750,0001,346
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,668,0901,103
2013-03-31 (YTD Data)Rank
Total interest income$5,040,0001,270
Total interest expense$1,368,000652
Net interest income$3,672,0001,464
Provision for loan and lease losses$04,409
Total noninterest income$102,0004,819
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$16,0005,831
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,976
Total noninterest expense$1,934,0002,447
Salaries and employee benefits$886,0002,806
Premises and equipment expense$89,0004,561
Additional noninterest expense$959,0001,672
Pre-tax net operating income$1,840,0001,002
Securities gains (losses)$-27,0006,889
Applicable income taxes$616,000768
Income before extraordinary items$1,197,0001,252
Extraordinary gains, net$010
Net income$1,197,0001,254
Minority interest net income$076
Net income of bank and minority interests.$1,197,0001,254
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,214,8201,177
2012-12-31 (YTD Data)Rank
Total interest income$21,102,0001,259
Total interest expense$6,485,000660
Net interest income$14,617,0001,499
Provision for loan and lease losses$840,0001,997
Total noninterest income$741,0003,788
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$68,0005,929
Trading account gains and fees$0166
Additional Noninterest Income$673,0002,951
Total noninterest expense$10,779,0001,781
Salaries and employee benefits$5,866,0001,728
Premises and equipment expense$490,0003,871
Additional noninterest expense$4,423,0001,520
Pre-tax net operating income$3,739,0001,728
Securities gains (losses)$-2,0006,630
Applicable income taxes$1,238,0001,265
Income before extraordinary items$2,499,0002,180
Extraordinary gains, net$029
Net income$2,499,0002,179
Minority interest net income$093
Net income of bank and minority interests.$2,499,0002,181
Net charge-offs$1,453,0001,432
Cash dividends$1,440,0001,544
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,500,3402,049
2012-09-30 (YTD Data)Rank
Total interest income$15,771,0001,294
Total interest expense$4,998,000677
Net interest income$10,773,0001,541
Provision for loan and lease losses$840,0001,656
Total noninterest income$358,0004,617
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$51,0006,005
Trading account gains and fees$0157
Additional Noninterest Income$307,0003,659
Total noninterest expense$7,841,0001,832
Salaries and employee benefits$4,358,0001,727
Premises and equipment expense$397,0003,723
Additional noninterest expense$3,086,0001,633
Pre-tax net operating income$2,450,0002,011
Securities gains (losses)$03,575
Applicable income taxes$768,0001,484
Income before extraordinary items$1,682,0002,452
Extraordinary gains, net$020
Net income$1,682,0002,453
Minority interest net income$086
Net income of bank and minority interests.$1,682,0002,453
Net charge-offs$1,456,0001,135
Cash dividends$720,0001,647
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,682,0002,311
2012-06-30 (YTD Data)Rank
Total interest income$10,561,0001,304
Total interest expense$3,350,000692
Net interest income$7,211,0001,540
Provision for loan and lease losses$05,619
Total noninterest income$238,0004,616
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$30,0006,175
Trading account gains and fees$0153
Additional Noninterest Income$208,0003,620
Total noninterest expense$5,586,0001,737
Salaries and employee benefits$3,149,0001,608
Premises and equipment expense$227,0004,112
Additional noninterest expense$2,210,0001,536
Pre-tax net operating income$1,863,0001,780
Securities gains (losses)$03,178
Applicable income taxes$446,0001,606
Income before extraordinary items$1,417,0001,979
Extraordinary gains, net$019
Net income$1,417,0001,977
Minority interest net income$084
Net income of bank and minority interests.$1,417,0001,979
Net charge-offs$705,0001,443
Cash dividends$720,0001,257
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,417,0001,880
2012-03-31 (YTD Data)Rank
Total interest income$5,298,0001,304
Total interest expense$1,643,000741
Net interest income$3,655,0001,526
Provision for loan and lease losses$05,254
Total noninterest income$116,0004,688
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$15,0006,165
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,701
Total noninterest expense$3,480,0001,406
Salaries and employee benefits$1,684,0001,510
Premises and equipment expense$76,0005,053
Additional noninterest expense$1,720,0001,000
Pre-tax net operating income$291,0003,895
Securities gains (losses)$02,210
Applicable income taxes$30,0003,433
Income before extraordinary items$261,0003,888
Extraordinary gains, net$019
Net income$261,0003,893
Minority interest net income$078
Net income of bank and minority interests.$261,0003,892
Net charge-offs$495,0001,102
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$261,0003,738
2011-12-31 (YTD Data)Rank
Total interest income$22,099,0001,294
Total interest expense$6,490,000938
Net interest income$15,609,0001,426
Provision for loan and lease losses$738,0002,864
Total noninterest income$421,0004,690
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$73,0005,923
Trading account gains and fees$0146
Additional Noninterest Income$348,0003,638
Total noninterest expense$9,447,0002,023
Salaries and employee benefits$4,958,0001,945
Premises and equipment expense$583,0003,651
Additional noninterest expense$3,906,0001,738
Pre-tax net operating income$5,845,0001,026
Securities gains (losses)$-1,0006,712
Applicable income taxes$2,025,000778
Income before extraordinary items$3,819,0001,300
Extraordinary gains, net$029
Net income$3,819,0001,300
Minority interest net income$096
Net income of bank and minority interests.$3,819,0001,300
Net charge-offs$705,0002,778
Cash dividends$1,440,0001,282
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,819,6501,230
2011-09-30 (YTD Data)Rank
Total interest income$16,734,0001,295
Total interest expense$4,838,000989
Net interest income$11,896,0001,410
Provision for loan and lease losses$738,0002,376
Total noninterest income$306,0004,789
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0145
Additional Noninterest Income$251,0003,733
Total noninterest expense$6,650,0002,167
Salaries and employee benefits$3,524,0002,055
Premises and equipment expense$360,0004,189
Additional noninterest expense$2,766,0001,838
Pre-tax net operating income$4,814,000962
Securities gains (losses)$03,555
Applicable income taxes$1,619,000744
Income before extraordinary items$3,195,0001,210
Extraordinary gains, net$021
Net income$3,195,0001,210
Minority interest net income$087
Net income of bank and minority interests.$3,195,0001,210
Net charge-offs$692,0002,295
Cash dividends$720,0001,456
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,195,0001,141
2011-06-30 (YTD Data)Rank
Total interest income$11,194,0001,298
Total interest expense$3,211,0001,029
Net interest income$7,983,0001,398
Provision for loan and lease losses$634,0001,998
Total noninterest income$207,0004,816
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$35,0006,003
Trading account gains and fees$0153
Additional Noninterest Income$172,0003,734
Total noninterest expense$4,544,0002,129
Salaries and employee benefits$2,568,0001,908
Premises and equipment expense$178,0004,926
Additional noninterest expense$1,798,0001,893
Pre-tax net operating income$3,012,0001,006
Securities gains (losses)$02,914
Applicable income taxes$1,058,000727
Income before extraordinary items$1,954,0001,280
Extraordinary gains, net$015
Net income$1,954,0001,280
Minority interest net income$089
Net income of bank and minority interests.$1,954,0001,280
Net charge-offs$-61,0007,331
Cash dividends$720,0001,090
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,954,0001,220
2011-03-31 (YTD Data)Rank
Total interest income$5,590,0001,310
Total interest expense$1,590,0001,072
Net interest income$4,000,0001,384
Provision for loan and lease losses$634,0001,218
Total noninterest income$99,0004,939
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$17,0006,004
Trading account gains and fees$0158
Additional Noninterest Income$82,0003,866
Total noninterest expense$2,119,0002,285
Salaries and employee benefits$1,087,0002,251
Premises and equipment expense$96,0004,808
Additional noninterest expense$936,0001,810
Pre-tax net operating income$1,346,0001,092
Securities gains (losses)$01,772
Applicable income taxes$587,000649
Income before extraordinary items$759,0001,554
Extraordinary gains, net$09
Net income$759,0001,554
Minority interest net income$086
Net income of bank and minority interests.$759,0001,554
Net charge-offs$-69,0007,399
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$759,0001,506
2010-12-31 (YTD Data)Rank
Total interest income$23,843,0001,293
Total interest expense$6,572,0001,254
Net interest income$17,271,0001,303
Provision for loan and lease losses$3,832,0001,375
Total noninterest income$533,0004,442
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$89,0005,635
Trading account gains and fees$0175
Additional Noninterest Income$444,0003,361
Total noninterest expense$8,819,0002,199
Salaries and employee benefits$4,815,0002,009
Premises and equipment expense$498,0004,197
Additional noninterest expense$3,506,0002,001
Pre-tax net operating income$5,153,0001,005
Securities gains (losses)$-1,0006,878
Applicable income taxes$1,779,000794
Income before extraordinary items$3,373,0001,260
Extraordinary gains, net$029
Net income$3,373,0001,262
Minority interest net income$0111
Net income of bank and minority interests.$3,373,0001,263
Net charge-offs$3,375,0001,363
Cash dividends$1,320,0001,199
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,373,6501,216
2010-09-30 (YTD Data)Rank
Total interest income$18,039,0001,302
Total interest expense$4,955,0001,307
Net interest income$13,084,0001,296
Provision for loan and lease losses$3,548,0001,133
Total noninterest income$432,0004,363
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$67,0005,704
Trading account gains and fees$0165
Additional Noninterest Income$365,0003,242
Total noninterest expense$6,406,0002,266
Salaries and employee benefits$3,364,0002,158
Premises and equipment expense$403,0004,077
Additional noninterest expense$2,639,0001,961
Pre-tax net operating income$3,562,0001,135
Securities gains (losses)$03,651
Applicable income taxes$1,549,000723
Income before extraordinary items$2,013,0001,643
Extraordinary gains, net$023
Net income$2,013,0001,646
Minority interest net income$0110
Net income of bank and minority interests.$2,013,0001,646
Net charge-offs$3,321,0001,054
Cash dividends$660,0001,457
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,013,0001,570
2010-06-30 (YTD Data)Rank
Total interest income$12,008,0001,316
Total interest expense$3,341,0001,343
Net interest income$8,667,0001,309
Provision for loan and lease losses$975,0001,974
Total noninterest income$283,0004,382
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$46,0005,712
Trading account gains and fees$0152
Additional Noninterest Income$237,0003,207
Total noninterest expense$4,062,0002,388
Salaries and employee benefits$2,150,0002,254
Premises and equipment expense$236,0004,419
Additional noninterest expense$1,676,0002,049
Pre-tax net operating income$3,913,000711
Securities gains (losses)$03,184
Applicable income taxes$1,454,000514
Income before extraordinary items$2,459,000909
Extraordinary gains, net$019
Net income$2,459,000909
Minority interest net income$0105
Net income of bank and minority interests.$2,459,000910
Net charge-offs$1,160,0001,584
Cash dividends$660,0001,041
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,459,000876
2010-03-31 (YTD Data)Rank
Total interest income$5,953,0001,361
Total interest expense$1,704,0001,379
Net interest income$4,249,0001,348
Provision for loan and lease losses$371,0002,164
Total noninterest income$169,0004,013
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$23,0005,727
Trading account gains and fees$0175
Additional Noninterest Income$146,0002,890
Total noninterest expense$2,050,0002,389
Salaries and employee benefits$1,082,0002,280
Premises and equipment expense$124,0004,388
Additional noninterest expense$844,0002,014
Pre-tax net operating income$1,997,000678
Securities gains (losses)$02,284
Applicable income taxes$689,000521
Income before extraordinary items$1,308,000834
Extraordinary gains, net$016
Net income$1,308,000838
Minority interest net income$091
Net income of bank and minority interests.$1,308,000838
Net charge-offs$1,621,000750
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,308,000807
2009-12-31 (YTD Data)Rank
Total interest income$24,123,0001,430
Total interest expense$9,076,0001,314
Net interest income$15,047,0001,494
Provision for loan and lease losses$3,164,0001,909
Total noninterest income$450,0004,921
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$92,0005,860
Trading account gains and fees$0211
Additional Noninterest Income$358,0003,707
Total noninterest expense$9,873,0002,051
Salaries and employee benefits$5,598,0001,767
Premises and equipment expense$523,0004,250
Additional noninterest expense$3,752,0001,954
Pre-tax net operating income$2,460,0001,600
Securities gains (losses)$-4,0006,931
Applicable income taxes$797,0001,137
Income before extraordinary items$1,659,0001,948
Extraordinary gains, net$034
Net income$1,659,0001,945
Minority interest net income$0115
Net income of bank and minority interests.$1,659,0001,947
Net charge-offs$1,429,0002,431
Cash dividends$1,360,0001,296
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,661,7201,906
2009-09-30 (YTD Data)Rank
Total interest income$18,186,0001,447
Total interest expense$7,133,0001,320
Net interest income$11,053,0001,524
Provision for loan and lease losses$2,064,0001,864
Total noninterest income$358,0004,869
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$67,0005,944
Trading account gains and fees$0212
Additional Noninterest Income$291,0003,672
Total noninterest expense$7,153,0002,105
Salaries and employee benefits$4,167,0001,807
Premises and equipment expense$406,0004,221
Additional noninterest expense$2,580,0002,050
Pre-tax net operating income$2,194,0001,483
Securities gains (losses)$-2,0007,117
Applicable income taxes$814,000997
Income before extraordinary items$1,378,0001,931
Extraordinary gains, net$027
Net income$1,378,0001,930
Minority interest net income$0118
Net income of bank and minority interests.$1,378,0001,931
Net charge-offs$1,271,0001,944
Cash dividends$700,0001,628
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,379,2801,881
2009-06-30 (YTD Data)Rank
Total interest income$12,047,0001,484
Total interest expense$5,015,0001,315
Net interest income$7,032,0001,596
Provision for loan and lease losses$802,0002,330
Total noninterest income$179,0005,407
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$43,0006,001
Trading account gains and fees$0193
Additional Noninterest Income$136,0004,284
Total noninterest expense$4,341,0002,311
Salaries and employee benefits$2,316,0002,172
Premises and equipment expense$255,0004,406
Additional noninterest expense$1,770,0002,012
Pre-tax net operating income$2,068,0001,100
Securities gains (losses)$-2,0007,376
Applicable income taxes$775,000769
Income before extraordinary items$1,291,0001,452
Extraordinary gains, net$021
Net income$1,291,0001,450
Minority interest net income$0112
Net income of bank and minority interests.$1,291,0001,451
Net charge-offs$59,0004,771
Cash dividends$700,0001,254
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,292,2801,421
2009-03-31 (YTD Data)Rank
Total interest income$5,993,0001,518
Total interest expense$2,618,0001,311
Net interest income$3,375,0001,656
Provision for loan and lease losses$663,0001,517
Total noninterest income$85,0005,475
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$65,0004,382
Total noninterest expense$2,011,0002,417
Salaries and employee benefits$1,105,0002,318
Premises and equipment expense$129,0004,416
Additional noninterest expense$777,0002,038
Pre-tax net operating income$786,0001,636
Securities gains (losses)$02,434
Applicable income taxes$393,000838
Income before extraordinary items$393,0002,601
Extraordinary gains, net$015
Net income$393,0002,600
Minority interest net income$0102
Net income of bank and minority interests.$393,0002,602
Net charge-offs$82,0003,075
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$393,0002,460
2008-12-31 (YTD Data)Rank
Total interest income$26,374,0001,479
Total interest expense$11,737,0001,389
Net interest income$14,637,0001,527
Provision for loan and lease losses$-1,138,0008,302
Total noninterest income$370,0005,425
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$107,0005,802
Trading account gains and fees$0154
Additional Noninterest Income$263,0004,338
Total noninterest expense$8,579,0002,228
Salaries and employee benefits$4,964,0002,050
Premises and equipment expense$732,0003,399
Additional noninterest expense$2,883,0002,078
Pre-tax net operating income$7,566,000736
Securities gains (losses)$03,220
Applicable income taxes$2,678,000512
Income before extraordinary items$4,888,000828
Extraordinary gains, net$039
Net income$4,888,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$1,376,0001,848
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,888,000896
2008-09-30 (YTD Data)Rank
Total interest income$19,510,0001,531
Total interest expense$8,875,0001,435
Net interest income$10,635,0001,585
Provision for loan and lease losses$-1,239,0008,380
Total noninterest income$278,0005,512
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$81,0005,830
Trading account gains and fees$0148
Additional Noninterest Income$197,0004,450
Total noninterest expense$6,001,0002,372
Salaries and employee benefits$3,275,0002,345
Premises and equipment expense$598,0003,205
Additional noninterest expense$2,128,0002,043
Pre-tax net operating income$6,151,000822
Securities gains (losses)$03,106
Applicable income taxes$2,034,000645
Income before extraordinary items$4,117,000887
Extraordinary gains, net$031
Net income$4,117,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-244,0008,346
Cash dividends$736,0002,215
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,117,000949
2008-06-30 (YTD Data)Rank
Total interest income$13,060,0001,550
Total interest expense$6,047,0001,460
Net interest income$7,013,0001,603
Provision for loan and lease losses$-1,374,0008,450
Total noninterest income$187,0005,577
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$53,0005,861
Trading account gains and fees$0149
Additional Noninterest Income$134,0004,495
Total noninterest expense$3,943,0002,400
Salaries and employee benefits$2,077,0002,481
Premises and equipment expense$404,0003,186
Additional noninterest expense$1,462,0001,970
Pre-tax net operating income$4,631,000763
Securities gains (losses)$03,233
Applicable income taxes$1,352,000724
Income before extraordinary items$3,279,000828
Extraordinary gains, net$021
Net income$3,279,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-243,0008,415
Cash dividends$700,0001,851
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,279,000814
2008-03-31 (YTD Data)Rank
Total interest income$6,748,0001,543
Total interest expense$3,257,0001,442
Net interest income$3,491,0001,588
Provision for loan and lease losses$-1,672,0008,493
Total noninterest income$89,0005,671
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$27,0005,833
Trading account gains and fees$0158
Additional Noninterest Income$62,0004,635
Total noninterest expense$2,110,0002,263
Salaries and employee benefits$1,074,0002,428
Premises and equipment expense$303,0002,244
Additional noninterest expense$733,0001,922
Pre-tax net operating income$3,142,000621
Securities gains (losses)$02,688
Applicable income taxes$621,000851
Income before extraordinary items$2,521,000596
Extraordinary gains, net$015
Net income$2,521,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-336,0008,478
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,521,000571
2007-12-31 (YTD Data)Rank
Total interest income$28,552,0001,507
Total interest expense$13,815,0001,450
Net interest income$14,737,0001,543
Provision for loan and lease losses$1,120,0001,311
Total noninterest income$325,0005,888
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$108,0005,924
Trading account gains and fees$0178
Additional Noninterest Income$217,0004,895
Total noninterest expense$7,633,0002,389
Salaries and employee benefits$4,774,0002,118
Premises and equipment expense$523,0004,229
Additional noninterest expense$2,336,0002,315
Pre-tax net operating income$6,309,0001,337
Securities gains (losses)$7,0001,467
Applicable income taxes$2,250,0001,027
Income before extraordinary items$4,066,0001,567
Extraordinary gains, net$039
Net income$4,066,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,815
Cash dividends$1,225,0002,303
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,061,5201,555
2007-09-30 (YTD Data)Rank
Total interest income$21,324,0001,524
Total interest expense$10,164,0001,477
Net interest income$11,160,0001,538
Provision for loan and lease losses$1,305,000720
Total noninterest income$240,0005,970
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$80,0005,982
Trading account gains and fees$0184
Additional Noninterest Income$160,0004,947
Total noninterest expense$5,398,0002,511
Salaries and employee benefits$3,310,0002,274
Premises and equipment expense$455,0003,811
Additional noninterest expense$1,633,0002,424
Pre-tax net operating income$4,697,0001,444
Securities gains (losses)$8,0001,069
Applicable income taxes$1,749,0001,071
Income before extraordinary items$2,956,0001,716
Extraordinary gains, net$033
Net income$2,956,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000840
Cash dividends$644,0002,593
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,950,8801,704
2007-06-30 (YTD Data)Rank
Total interest income$14,066,0001,555
Total interest expense$6,662,0001,507
Net interest income$7,404,0001,571
Provision for loan and lease losses$900,000635
Total noninterest income$153,0006,094
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$52,0006,036
Trading account gains and fees$0168
Additional Noninterest Income$101,0005,106
Total noninterest expense$3,301,0002,736
Salaries and employee benefits$2,105,0002,422
Premises and equipment expense$260,0004,264
Additional noninterest expense$936,0002,765
Pre-tax net operating income$3,356,0001,395
Securities gains (losses)$8,000912
Applicable income taxes$1,301,0001,032
Income before extraordinary items$2,063,0001,676
Extraordinary gains, net$029
Net income$2,063,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,000562
Cash dividends$643,0002,086
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,057,8801,658
2007-03-31 (YTD Data)Rank
Total interest income$6,951,0001,563
Total interest expense$3,252,0001,528
Net interest income$3,699,0001,566
Provision for loan and lease losses$900,000319
Total noninterest income$74,0006,121
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$25,0006,052
Trading account gains and fees$0195
Additional Noninterest Income$49,0005,151
Total noninterest expense$1,900,0002,406
Salaries and employee benefits$1,091,0002,352
Premises and equipment expense$127,0004,340
Additional noninterest expense$682,0001,943
Pre-tax net operating income$973,0002,220
Securities gains (losses)$8,000735
Applicable income taxes$556,0001,185
Income before extraordinary items$425,0003,357
Extraordinary gains, net$022
Net income$425,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$419,8803,357
2006-12-31 (YTD Data)Rank
Total interest income$27,006,0001,476
Total interest expense$11,369,0001,477
Net interest income$15,637,0001,459
Provision for loan and lease losses$150,0004,039
Total noninterest income$286,0006,269
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$111,0006,003
Trading account gains and fees$0130
Additional Noninterest Income$175,0005,346
Total noninterest expense$7,596,0002,330
Salaries and employee benefits$4,407,0002,215
Premises and equipment expense$509,0004,214
Additional noninterest expense$2,680,0001,975
Pre-tax net operating income$8,177,0001,207
Securities gains (losses)$-167,0008,348
Applicable income taxes$2,866,000979
Income before extraordinary items$5,144,0001,421
Extraordinary gains, net$051
Net income$5,144,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,893
Cash dividends$1,048,0002,482
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,250,8801,382
2006-09-30 (YTD Data)Rank
Total interest income$19,969,0001,490
Total interest expense$8,121,0001,507
Net interest income$11,848,0001,463
Provision for loan and lease losses$150,0003,386
Total noninterest income$215,0006,320
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$84,0006,055
Trading account gains and fees$0126
Additional Noninterest Income$131,0005,373
Total noninterest expense$5,448,0002,425
Salaries and employee benefits$3,056,0002,403
Premises and equipment expense$359,0004,396
Additional noninterest expense$2,033,0001,922
Pre-tax net operating income$6,465,0001,186
Securities gains (losses)$-167,0008,514
Applicable income taxes$2,262,000989
Income before extraordinary items$4,036,0001,404
Extraordinary gains, net$045
Net income$4,036,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,0008,563
Cash dividends$555,0002,780
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,142,8801,353
2006-06-30 (YTD Data)Rank
Total interest income$13,113,0001,481
Total interest expense$5,125,0001,517
Net interest income$7,988,0001,442
Provision for loan and lease losses$150,0002,563
Total noninterest income$140,0006,363
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,106
Trading account gains and fees$0126
Additional Noninterest Income$85,0005,470
Total noninterest expense$3,695,0002,393
Salaries and employee benefits$2,075,0002,366
Premises and equipment expense$199,0004,947
Additional noninterest expense$1,421,0001,846
Pre-tax net operating income$4,283,0001,182
Securities gains (losses)$-167,0008,616
Applicable income taxes$1,500,000994
Income before extraordinary items$2,616,0001,431
Extraordinary gains, net$039
Net income$2,616,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,0008,597
Cash dividends$555,0002,230
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,722,8801,372
2006-03-31 (YTD Data)Rank
Total interest income$6,431,0001,471
Total interest expense$2,338,0001,570
Net interest income$4,093,0001,403
Provision for loan and lease losses$150,0001,421
Total noninterest income$71,0006,306
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$27,0006,103
Trading account gains and fees$0115
Additional Noninterest Income$44,0005,355
Total noninterest expense$1,900,0002,341
Salaries and employee benefits$1,099,0002,236
Premises and equipment expense$77,0005,732
Additional noninterest expense$724,0001,810
Pre-tax net operating income$2,114,0001,164
Securities gains (losses)$0955
Applicable income taxes$777,000956
Income before extraordinary items$1,337,0001,373
Extraordinary gains, net$021
Net income$1,337,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,000883
Cash dividends$5,0003,919
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,337,0001,351
2005-12-31 (YTD Data)Rank
Total interest income$23,918,0001,403
Total interest expense$7,695,0001,475
Net interest income$16,223,0001,358
Provision for loan and lease losses$-1,388,0008,789
Total noninterest income$281,0006,449
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$124,0005,939
Trading account gains and fees$0138
Additional Noninterest Income$157,0005,649
Total noninterest expense$7,011,0002,393
Salaries and employee benefits$3,912,0002,339
Premises and equipment expense$528,0004,012
Additional noninterest expense$2,571,0001,966
Pre-tax net operating income$10,881,000906
Securities gains (losses)$-701,0008,733
Applicable income taxes$3,668,000829
Income before extraordinary items$6,512,0001,117
Extraordinary gains, net$046
Net income$6,512,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,083
Cash dividends$915,0002,624
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,960,6401,020
2005-09-30 (YTD Data)Rank
Total interest income$17,550,0001,386
Total interest expense$5,396,0001,485
Net interest income$12,154,0001,338
Provision for loan and lease losses$06,899
Total noninterest income$212,0006,484
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$93,0005,984
Trading account gains and fees$0126
Additional Noninterest Income$119,0005,636
Total noninterest expense$5,132,0002,420
Salaries and employee benefits$2,808,0002,392
Premises and equipment expense$380,0004,126
Additional noninterest expense$1,944,0001,913
Pre-tax net operating income$7,234,0001,015
Securities gains (losses)$11,0001,448
Applicable income taxes$2,614,000864
Income before extraordinary items$4,631,0001,170
Extraordinary gains, net$035
Net income$4,631,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,045
Cash dividends$477,0002,892
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,623,9601,146
2005-06-30 (YTD Data)Rank
Total interest income$11,450,0001,378
Total interest expense$3,387,0001,487
Net interest income$8,063,0001,332
Provision for loan and lease losses$06,626
Total noninterest income$141,0006,455
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$60,0006,007
Trading account gains and fees$0116
Additional Noninterest Income$81,0005,595
Total noninterest expense$3,410,0002,407
Salaries and employee benefits$1,859,0002,394
Premises and equipment expense$247,0004,188
Additional noninterest expense$1,304,0001,888
Pre-tax net operating income$4,794,000987
Securities gains (losses)$11,0001,322
Applicable income taxes$1,734,000853
Income before extraordinary items$3,071,0001,145
Extraordinary gains, net$030
Net income$3,071,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,928
Cash dividends$477,0002,281
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,063,9601,123
2005-03-31 (YTD Data)Rank
Total interest income$5,566,0001,389
Total interest expense$1,633,0001,461
Net interest income$3,933,0001,359
Provision for loan and lease losses$06,226
Total noninterest income$70,0006,425
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$29,0006,046
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,596
Total noninterest expense$1,841,0002,253
Salaries and employee benefits$1,014,0002,244
Premises and equipment expense$130,0004,075
Additional noninterest expense$697,0001,775
Pre-tax net operating income$2,162,0001,073
Securities gains (losses)$5,0001,192
Applicable income taxes$804,000903
Income before extraordinary items$1,363,0001,271
Extraordinary gains, net$024
Net income$1,363,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,093
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,359,8001,250
2004-12-31 (YTD Data)Rank
Total interest income$21,165,0001,340
Total interest expense$6,610,0001,242
Net interest income$14,555,0001,386
Provision for loan and lease losses$07,314
Total noninterest income$252,0006,764
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$132,0006,026
Trading account gains and fees$0138
Additional Noninterest Income$120,0006,103
Total noninterest expense$6,695,0002,384
Salaries and employee benefits$3,808,0002,284
Premises and equipment expense$532,0003,900
Additional noninterest expense$2,355,0002,074
Pre-tax net operating income$8,112,0001,084
Securities gains (losses)$42,0001,872
Applicable income taxes$2,950,000914
Income before extraordinary items$5,204,0001,251
Extraordinary gains, net$034
Net income$5,204,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-206,0008,881
Cash dividends$855,0002,599
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,177,1201,224
2004-09-30 (YTD Data)Rank
Total interest income$15,605,0001,347
Total interest expense$4,968,0001,211
Net interest income$10,637,0001,411
Provision for loan and lease losses$07,100
Total noninterest income$186,0006,817
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$97,0006,103
Trading account gains and fees$0134
Additional Noninterest Income$89,0006,140
Total noninterest expense$4,853,0002,451
Salaries and employee benefits$2,734,0002,366
Premises and equipment expense$361,0004,199
Additional noninterest expense$1,758,0002,051
Pre-tax net operating income$5,970,0001,104
Securities gains (losses)$-21,0008,653
Applicable income taxes$2,074,000985
Income before extraordinary items$3,875,0001,273
Extraordinary gains, net$026
Net income$3,875,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-244,0008,934
Cash dividends$445,0002,899
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,888,6501,229
2004-06-30 (YTD Data)Rank
Total interest income$10,324,0001,344
Total interest expense$3,341,0001,182
Net interest income$6,983,0001,416
Provision for loan and lease losses$06,885
Total noninterest income$124,0006,836
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$64,0006,133
Trading account gains and fees$0130
Additional Noninterest Income$60,0006,128
Total noninterest expense$3,148,0002,515
Salaries and employee benefits$1,752,0002,447
Premises and equipment expense$199,0004,771
Additional noninterest expense$1,197,0002,003
Pre-tax net operating income$3,959,0001,093
Securities gains (losses)$-21,0008,802
Applicable income taxes$1,398,000974
Income before extraordinary items$2,540,0001,278
Extraordinary gains, net$021
Net income$2,540,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,808
Cash dividends$445,0002,327
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,553,4401,227
2004-03-31 (YTD Data)Rank
Total interest income$5,207,0001,334
Total interest expense$1,704,0001,176
Net interest income$3,503,0001,411
Provision for loan and lease losses$06,501
Total noninterest income$62,0006,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$31,0006,143
Trading account gains and fees$0121
Additional Noninterest Income$31,0006,045
Total noninterest expense$1,567,0002,534
Salaries and employee benefits$798,0002,687
Premises and equipment expense$91,0005,132
Additional noninterest expense$678,0001,753
Pre-tax net operating income$1,998,0001,077
Securities gains (losses)$02,934
Applicable income taxes$707,000975
Income before extraordinary items$1,291,0001,256
Extraordinary gains, net$016
Net income$1,291,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,435
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,291,0001,188
2003-12-31 (YTD Data)Rank
Total interest income$22,236,0001,276
Total interest expense$7,782,0001,155
Net interest income$14,454,0001,353
Provision for loan and lease losses$868,0001,365
Total noninterest income$195,0007,394
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$135,0006,073
Trading account gains and fees$0160
Additional Noninterest Income$60,0007,309
Total noninterest expense$6,028,0002,589
Salaries and employee benefits$3,273,0002,556
Premises and equipment expense$491,0004,125
Additional noninterest expense$2,264,0002,127
Pre-tax net operating income$7,753,0001,086
Securities gains (losses)$04,500
Applicable income taxes$2,789,000976
Income before extraordinary items$4,964,0001,290
Extraordinary gains, net$054
Net income$4,964,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,688
Cash dividends$856,0002,569
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,964,0001,220
2003-09-30 (YTD Data)Rank
Total interest income$16,908,0001,289
Total interest expense$5,977,0001,172
Net interest income$10,931,0001,352
Provision for loan and lease losses$749,0001,152
Total noninterest income$144,0007,462
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$102,0006,087
Trading account gains and fees$0153
Additional Noninterest Income$42,0007,445
Total noninterest expense$4,315,0002,703
Salaries and employee benefits$2,210,0002,822
Premises and equipment expense$386,0003,962
Additional noninterest expense$1,719,0002,092
Pre-tax net operating income$6,011,0001,079
Securities gains (losses)$04,204
Applicable income taxes$2,162,000999
Income before extraordinary items$3,849,0001,280
Extraordinary gains, net$040
Net income$3,849,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,619
Cash dividends$437,0002,902
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,849,0001,206
2003-06-30 (YTD Data)Rank
Total interest income$11,519,0001,280
Total interest expense$4,115,0001,166
Net interest income$7,404,0001,326
Provision for loan and lease losses$749,000826
Total noninterest income$118,0007,103
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$68,0006,077
Trading account gains and fees$0150
Additional Noninterest Income$50,0006,576
Total noninterest expense$2,861,0002,718
Salaries and employee benefits$1,439,0002,887
Premises and equipment expense$212,0004,550
Additional noninterest expense$1,210,0001,978
Pre-tax net operating income$3,912,0001,100
Securities gains (losses)$03,782
Applicable income taxes$1,395,0001,050
Income before extraordinary items$2,517,0001,313
Extraordinary gains, net$030
Net income$2,517,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0001,113
Cash dividends$437,0002,334
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,517,0001,227
2003-03-31 (YTD Data)Rank
Total interest income$5,926,0001,250
Total interest expense$2,154,0001,144
Net interest income$3,772,0001,298
Provision for loan and lease losses$206,0001,330
Total noninterest income$59,0007,051
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$34,0006,012
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$1,434,0002,695
Salaries and employee benefits$678,0003,032
Premises and equipment expense$89,0005,083
Additional noninterest expense$667,0001,762
Pre-tax net operating income$2,191,0001,005
Securities gains (losses)$02,891
Applicable income taxes$782,000973
Income before extraordinary items$1,409,0001,178
Extraordinary gains, net$021
Net income$1,409,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,0009,203
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,409,0001,094
2002-12-31 (YTD Data)Rank
Total interest income$26,046,0001,180
Total interest expense$12,415,000908
Net interest income$13,631,0001,436
Provision for loan and lease losses$1,869,000793
Total noninterest income$232,0007,018
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$142,0005,935
Trading account gains and fees$0153
Additional Noninterest Income$90,0006,648
Total noninterest expense$5,299,0002,779
Salaries and employee benefits$2,935,0002,683
Premises and equipment expense$442,0004,322
Additional noninterest expense$1,922,0002,400
Pre-tax net operating income$6,695,0001,257
Securities gains (losses)$-90,0009,120
Applicable income taxes$2,332,0001,141
Income before extraordinary items$4,273,0001,455
Extraordinary gains, net$070
Net income$4,273,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,873,000379
Cash dividends$850,0002,538
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,331,5001,384
2001-12-31 (YTD Data)Rank
Total interest income$29,721,0001,141
Total interest expense$19,827,000824
Net interest income$9,894,0001,802
Provision for loan and lease losses$3,985,000420
Total noninterest income$237,0006,960
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$157,0005,715
Trading account gains and fees$0177
Additional Noninterest Income$80,0006,875
Total noninterest expense$5,396,0002,619
Salaries and employee benefits$2,943,0002,555
Premises and equipment expense$492,0003,925
Additional noninterest expense$1,961,0002,286
Pre-tax net operating income$750,0005,651
Securities gains (losses)$04,612
Applicable income taxes$191,0005,108
Income before extraordinary items$559,0005,796
Extraordinary gains, net$0105
Net income$559,0005,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,381,000748
Cash dividends$869,0002,502
Sale, conversion, retirement of capital stock, net$0922
Net operating income$559,0005,678
2000-12-31 (YTD Data)Rank
Total interest income$30,770,0001,144
Total interest expense$18,031,000987
Net interest income$12,739,0001,377
Provision for loan and lease losses$1,305,000852
Total noninterest income$311,0006,202
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$189,0005,243
Trading account gains and fees$0180
Additional Noninterest Income$122,0005,952
Total noninterest expense$5,145,0002,646
Salaries and employee benefits$2,808,0002,547
Premises and equipment expense$532,0003,609
Additional noninterest expense$1,805,0002,374
Pre-tax net operating income$6,600,0001,141
Securities gains (losses)$1,0001,732
Applicable income taxes$2,336,0001,018
Income before extraordinary items$4,265,0001,236
Extraordinary gains, net$038
Net income$4,265,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,045,000724
Cash dividends$799,0002,686
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,264,3501,231
1999-12-31 (YTD Data)Rank
Total interest income$28,563,0001,142
Total interest expense$16,985,000921
Net interest income$11,578,0001,514
Provision for loan and lease losses$329,0002,481
Total noninterest income$244,0007,012
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$155,0005,763
Trading account gains and fees$0173
Additional Noninterest Income$89,0006,897
Total noninterest expense$4,996,0002,705
Salaries and employee benefits$2,753,0002,559
Premises and equipment expense$515,0003,672
Additional noninterest expense$1,728,0002,510
Pre-tax net operating income$6,497,0001,187
Securities gains (losses)$-647,00010,121
Applicable income taxes$2,094,0001,183
Income before extraordinary items$3,756,0001,424
Extraordinary gains, net$035
Net income$3,756,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,487
Cash dividends$738,0002,816
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,170,0801,282
1998-12-31 (YTD Data)Rank
Total interest income$27,309,0001,191
Total interest expense$16,054,000993
Net interest income$11,255,0001,508
Provision for loan and lease losses$1,020,000954
Total noninterest income$211,0007,450
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$130,0006,272
Trading account gains and fees$0224
Additional Noninterest Income$81,0007,164
Total noninterest expense$4,820,0002,712
Salaries and employee benefits$2,661,0002,533
Premises and equipment expense$495,0003,742
Additional noninterest expense$1,664,0002,505
Pre-tax net operating income$5,626,0001,334
Securities gains (losses)$04,449
Applicable income taxes$1,994,0001,268
Income before extraordinary items$3,632,0001,455
Extraordinary gains, net$032
Net income$3,632,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,000941
Cash dividends$675,0002,913
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,632,0001,392
1997-12-31 (YTD Data)Rank
Total interest income$26,091,0001,294
Total interest expense$14,869,0001,093
Net interest income$11,222,0001,535
Provision for loan and lease losses$1,617,000693
Total noninterest income$194,0007,918
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$120,0006,759
Trading account gains and fees$0239
Additional Noninterest Income$74,0007,572
Total noninterest expense$4,360,0002,913
Salaries and employee benefits$2,407,0002,749
Premises and equipment expense$335,0005,068
Additional noninterest expense$1,618,0002,538
Pre-tax net operating income$5,439,0001,431
Securities gains (losses)$-239,00010,843
Applicable income taxes$1,848,0001,421
Income before extraordinary items$3,352,0001,615
Extraordinary gains, net$044
Net income$3,352,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,417,000627
Cash dividends$619,0003,016
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,504,9601,494
1996-12-31 (YTD Data)Rank
Total interest income$24,977,0001,367
Total interest expense$14,100,0001,164
Net interest income$10,877,0001,632
Provision for loan and lease losses$710,0001,310
Total noninterest income$642,0004,362
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$122,0007,023
Trading account gains and fees$0262
Additional Noninterest Income$520,0002,841
Total noninterest expense$4,178,0003,216
Salaries and employee benefits$2,233,0002,986
Premises and equipment expense$344,0005,065
Additional noninterest expense$1,601,0002,962
Pre-tax net operating income$6,631,0001,116
Securities gains (losses)$-135,00011,256
Applicable income taxes$2,341,0001,068
Income before extraordinary items$4,155,0001,214
Extraordinary gains, net$053
Net income$4,155,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,939
Cash dividends$521,0003,305
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,241,4001,170
1995-12-31 (YTD Data)Rank
Total interest income$24,197,0001,418
Total interest expense$14,360,0001,162
Net interest income$9,837,0001,817
Provision for loan and lease losses$575,0001,411
Total noninterest income$217,0008,168
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$119,0007,330
Trading account gains and fees$0522
Additional Noninterest Income$98,0007,303
Total noninterest expense$4,345,0003,088
Salaries and employee benefits$2,084,0003,180
Premises and equipment expense$310,0005,489
Additional noninterest expense$1,951,0002,452
Pre-tax net operating income$5,134,0001,470
Securities gains (losses)$29,0001,653
Applicable income taxes$1,894,0001,333
Income before extraordinary items$3,269,0001,562
Extraordinary gains, net$065
Net income$3,269,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,647
Cash dividends$473,0003,490
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,250,4401,548
1994-12-31 (YTD Data)Rank
Total interest income$21,512,0001,434
Total interest expense$12,131,0001,084
Net interest income$9,381,0001,932
Provision for loan and lease losses$138,0003,794
Total noninterest income$194,0008,833
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$113,0007,763
Trading account gains and fees$0475
Additional Noninterest Income$81,0008,198
Total noninterest expense$4,193,0003,280
Salaries and employee benefits$1,896,0003,450
Premises and equipment expense$338,0005,200
Additional noninterest expense$1,959,0002,626
Pre-tax net operating income$5,244,0001,401
Securities gains (losses)$-1,734,00012,465
Applicable income taxes$1,246,0001,829
Income before extraordinary items$2,264,0002,161
Extraordinary gains, net$0249
Net income$2,264,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,218
Cash dividends$781,0002,345
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,391,1001,466
1993-12-31 (YTD Data)Rank
Total interest income$18,799,0001,665
Total interest expense$10,864,0001,244
Net interest income$7,935,0002,267
Provision for loan and lease losses$220,0003,693
Total noninterest income$186,0009,481
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$107,0008,183
Trading account gains and fees$0532
Additional Noninterest Income$79,0008,670
Total noninterest expense$3,922,0003,554
Salaries and employee benefits$1,847,0003,530
Premises and equipment expense$303,0005,803
Additional noninterest expense$1,772,0003,024
Pre-tax net operating income$3,979,0001,735
Securities gains (losses)$756,000670
Applicable income taxes$1,725,0001,376
Income before extraordinary items$3,010,0001,680
Extraordinary gains, net$03,149
Net income$3,010,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0004,167
Cash dividends$775,0002,212
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,526,1601,866
1992-12-31 (YTD Data)Rank
Total interest income$18,263,0001,950
Total interest expense$11,519,0001,530
Net interest income$6,744,0002,704
Provision for loan and lease losses$997,0001,847
Total noninterest income$170,00010,036
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$103,0008,425
Trading account gains and fees$0504
Additional Noninterest Income$67,0009,442
Total noninterest expense$3,695,0003,746
Salaries and employee benefits$1,712,0003,741
Premises and equipment expense$345,0005,424
Additional noninterest expense$1,638,0003,335
Pre-tax net operating income$2,222,0002,807
Securities gains (losses)$1,705,000451
Applicable income taxes$1,435,0001,500
Income before extraordinary items$2,492,0001,823
Extraordinary gains, net$01,422
Net income$2,492,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$899,0001,671
Cash dividends$759,0001,999
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,400,8003,038

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.