Home > Putnam County Bank > Net charge- offs to loans

Putnam County Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0473%4,356
Percentage Net Loans Charged-off: Total real estate loans-0.0401%4,361
Percentage Net Loans Charged-off:Construction & development-0.0144%4,306
Percentage Net Loans Charged-off: Commercial real estate-0.1256%4,526
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0005%782
Percentage Net Loans Charged-off: Home equity loans-0.0904%4,440
All other 1-4 family - Percent of loans charged-off, net0.0025%660
Percentage Net Loans Charged-off: Commercial and industrial-0.3012%4,460
Percentage Net Loans Charged-off: Loans to individuals0.1495%2,145
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.1509%2,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0615%4,416
Percentage Net Loans Charged-off: Total real estate loans-0.0523%4,432
Percentage Net Loans Charged-off:Construction & development-0.0189%4,374
Percentage Net Loans Charged-off: Commercial real estate-0.1670%4,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0033%575
Percentage Net Loans Charged-off: Home equity loans-0.0908%4,478
All other 1-4 family - Percent of loans charged-off, net0.0053%492
Percentage Net Loans Charged-off: Commercial and industrial-0.3694%4,495
Percentage Net Loans Charged-off: Loans to individuals0.1216%2,039
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1225%1,966
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0321%4,261
Percentage Net Loans Charged-off: Total real estate loans-0.0039%3,748
Percentage Net Loans Charged-off:Construction & development-0.0288%4,465
Percentage Net Loans Charged-off: Commercial real estate-0.0226%4,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0089%402
Percentage Net Loans Charged-off: Home equity loans-0.0929%4,500
All other 1-4 family - Percent of loans charged-off, net0.0111%351
Percentage Net Loans Charged-off: Commercial and industrial-0.7792%4,590
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,355
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0128%3,932
Percentage Net Loans Charged-off: Total real estate loans0.0068%399
Percentage Net Loans Charged-off:Construction & development-0.0193%4,521
Percentage Net Loans Charged-off: Commercial real estate-0.0245%4,455
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0281%201
Percentage Net Loans Charged-off: Home equity loans-0.0949%4,598
All other 1-4 family - Percent of loans charged-off, net0.0307%179
Percentage Net Loans Charged-off: Commercial and industrial-0.5395%4,594
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1609%4,602
Percentage Net Loans Charged-off: Total real estate loans-0.1164%4,589
Percentage Net Loans Charged-off:Construction & development-0.0301%4,461
Percentage Net Loans Charged-off: Commercial real estate-0.3410%4,656
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0100%3,853
Percentage Net Loans Charged-off: Home equity loans-0.1119%4,566
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,841
Percentage Net Loans Charged-off: Commercial and industrial-1.1978%4,659
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2289%4,660
Percentage Net Loans Charged-off: Total real estate loans-0.1840%4,666
Percentage Net Loans Charged-off:Construction & development-0.0276%4,482
Percentage Net Loans Charged-off: Commercial real estate-0.4576%4,706
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0628%4,448
Percentage Net Loans Charged-off: Home equity loans-0.1166%4,591
All other 1-4 family - Percent of loans charged-off, net-0.0618%4,450
Percentage Net Loans Charged-off: Commercial and industrial-1.2393%4,689
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3012%4,647
Percentage Net Loans Charged-off: Total real estate loans-0.2533%4,629
Percentage Net Loans Charged-off:Construction & development-0.0341%4,127
Percentage Net Loans Charged-off: Commercial real estate-0.6942%4,608
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0584%4,313
Percentage Net Loans Charged-off: Home equity loans-0.1208%3,420
All other 1-4 family - Percent of loans charged-off, net-0.0573%4,320
Percentage Net Loans Charged-off: Commercial and industrial-1.3031%4,527
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3242%4,668
Percentage Net Loans Charged-off: Total real estate loans-0.2773%4,663
Percentage Net Loans Charged-off:Construction & development-0.0493%4,210
Percentage Net Loans Charged-off: Commercial real estate-0.8658%4,652
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%4,070
Percentage Net Loans Charged-off: Home equity loans-0.1258%3,443
All other 1-4 family - Percent of loans charged-off, net-0.0195%4,085
Percentage Net Loans Charged-off: Commercial and industrial-1.2364%4,537
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2606%345
Percentage Net Loans Charged-off: Total real estate loans0.3949%76
Percentage Net Loans Charged-off:Construction & development-0.0456%4,159
Percentage Net Loans Charged-off: Commercial real estate0.5793%102
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3583%68
Percentage Net Loans Charged-off: Home equity loans-0.1430%3,483
All other 1-4 family - Percent of loans charged-off, net0.3660%70
Percentage Net Loans Charged-off: Commercial and industrial-1.5162%4,632
Percentage Net Loans Charged-off: Loans to individuals-0.7388%4,606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7388%4,571
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4804%158
Percentage Net Loans Charged-off: Total real estate loans0.5565%51
Percentage Net Loans Charged-off:Construction & development-0.0615%4,259
Percentage Net Loans Charged-off: Commercial real estate0.7702%58
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.5245%43
Percentage Net Loans Charged-off: Home equity loans-0.1463%3,544
All other 1-4 family - Percent of loans charged-off, net0.5347%44
Percentage Net Loans Charged-off: Commercial and industrial-0.5573%4,611
Percentage Net Loans Charged-off: Loans to individuals0.3612%988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3612%894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7104%115
Percentage Net Loans Charged-off: Total real estate loans0.7831%29
Percentage Net Loans Charged-off:Construction & development-0.0667%4,315
Percentage Net Loans Charged-off: Commercial real estate1.1705%40
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.6923%36
Percentage Net Loans Charged-off: Home equity loans-0.1459%3,566
All other 1-4 family - Percent of loans charged-off, net0.7050%36
Percentage Net Loans Charged-off: Commercial and industrial-0.6307%4,667
Percentage Net Loans Charged-off: Loans to individuals2.7661%127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7661%108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3901%49
Percentage Net Loans Charged-off: Total real estate loans1.5976%9
Percentage Net Loans Charged-off:Construction & development-0.1118%4,394
Percentage Net Loans Charged-off: Commercial real estate2.4133%17
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential1.3891%19
Percentage Net Loans Charged-off: Home equity loans-0.1412%3,598
All other 1-4 family - Percent of loans charged-off, net1.4127%18
Percentage Net Loans Charged-off: Commercial and industrial-1.2258%4,749
Percentage Net Loans Charged-off: Loans to individuals-0.7775%4,639
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7775%4,603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6137%4,957
Percentage Net Loans Charged-off: Total real estate loans-0.1481%4,843
Percentage Net Loans Charged-off:Construction & development0.3079%122
Percentage Net Loans Charged-off: Commercial real estate-0.7566%4,861
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0866%562
Percentage Net Loans Charged-off: Home equity loans-0.1063%3,611
All other 1-4 family - Percent of loans charged-off, net0.0894%532
Percentage Net Loans Charged-off: Commercial and industrial-8.5849%4,833
Percentage Net Loans Charged-off: Loans to individuals0.4774%1,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4774%1,164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7375%4,987
Percentage Net Loans Charged-off: Total real estate loans-0.1837%4,889
Percentage Net Loans Charged-off:Construction & development0.4137%93
Percentage Net Loans Charged-off: Commercial real estate-0.9823%4,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1198%384
Percentage Net Loans Charged-off: Home equity loans-0.0966%3,619
All other 1-4 family - Percent of loans charged-off, net0.1228%361
Percentage Net Loans Charged-off: Commercial and industrial-10.3548%4,863
Percentage Net Loans Charged-off: Loans to individuals0.6209%976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6209%889
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0581%5,024
Percentage Net Loans Charged-off: Total real estate loans-0.2612%4,943
Percentage Net Loans Charged-off:Construction & development0.7182%49
Percentage Net Loans Charged-off: Commercial real estate-1.4476%4,933
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.1816%261
Percentage Net Loans Charged-off: Home equity loans-0.0710%3,600
All other 1-4 family - Percent of loans charged-off, net0.1851%249
Percentage Net Loans Charged-off: Commercial and industrial-15.6504%4,895
Percentage Net Loans Charged-off: Loans to individuals0.9077%755
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9077%680
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5169%5,026
Percentage Net Loans Charged-off: Total real estate loans-0.5036%5,006
Percentage Net Loans Charged-off:Construction & development1.5007%23
Percentage Net Loans Charged-off: Commercial real estate-2.8775%4,988
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.3752%136
Percentage Net Loans Charged-off: Home equity loans-0.1381%3,675
All other 1-4 family - Percent of loans charged-off, net0.3824%126
Percentage Net Loans Charged-off: Commercial and industrial-1.1946%4,841
Percentage Net Loans Charged-off: Loans to individuals0.9408%822
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9408%744
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3197%645
Percentage Net Loans Charged-off: Total real estate loans0.4873%127
Percentage Net Loans Charged-off:Construction & development1.3660%50
Percentage Net Loans Charged-off: Commercial real estate0.7389%149
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3287%201
Percentage Net Loans Charged-off: Home equity loans-0.9847%3,852
All other 1-4 family - Percent of loans charged-off, net0.3464%191
Percentage Net Loans Charged-off: Commercial and industrial-2.4029%4,963
Percentage Net Loans Charged-off: Loans to individuals0.2738%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2738%2,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3858%432
Percentage Net Loans Charged-off: Total real estate loans0.5295%104
Percentage Net Loans Charged-off:Construction & development1.5553%36
Percentage Net Loans Charged-off: Commercial real estate0.6068%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.4255%129
Percentage Net Loans Charged-off: Home equity loans-1.2679%3,903
All other 1-4 family - Percent of loans charged-off, net0.4482%118
Percentage Net Loans Charged-off: Commercial and industrial-1.7619%5,025
Percentage Net Loans Charged-off: Loans to individuals-0.0513%4,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0511%4,505
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4662%343
Percentage Net Loans Charged-off: Total real estate loans0.6322%80
Percentage Net Loans Charged-off:Construction & development0.7795%58
Percentage Net Loans Charged-off: Commercial real estate0.9299%106
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.5292%109
Percentage Net Loans Charged-off: Home equity loans-0.1388%3,815
All other 1-4 family - Percent of loans charged-off, net0.5383%108
Percentage Net Loans Charged-off: Commercial and industrial-1.6019%5,053
Percentage Net Loans Charged-off: Loans to individuals-1.1453%5,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.1453%5,085
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7665%192
Percentage Net Loans Charged-off: Total real estate loans0.9792%47
Percentage Net Loans Charged-off:Construction & development-0.2722%4,779
Percentage Net Loans Charged-off: Commercial real estate1.9273%36
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.8022%68
Percentage Net Loans Charged-off: Home equity loans-0.1387%3,862
All other 1-4 family - Percent of loans charged-off, net0.8150%65
Percentage Net Loans Charged-off: Commercial and industrial-1.5750%5,094
Percentage Net Loans Charged-off: Loans to individuals-1.7737%5,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.7737%5,150
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7379%61
Percentage Net Loans Charged-off: Total real estate loans0.9622%39
Percentage Net Loans Charged-off:Construction & development8.2761%10
Percentage Net Loans Charged-off: Commercial real estate0.9031%114
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0688%1,017
Percentage Net Loans Charged-off: Home equity loans-1.2353%4,034
All other 1-4 family - Percent of loans charged-off, net0.0875%849
Percentage Net Loans Charged-off: Commercial and industrial11.5325%19
Percentage Net Loans Charged-off: Loans to individuals-0.8974%5,196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8974%5,162
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6982%64
Percentage Net Loans Charged-off: Total real estate loans0.7466%48
Percentage Net Loans Charged-off:Construction & development8.2361%9
Percentage Net Loans Charged-off: Commercial real estate-0.0769%5,070
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0444%1,126
Percentage Net Loans Charged-off: Home equity loans-1.5382%4,069
All other 1-4 family - Percent of loans charged-off, net0.0673%900
Percentage Net Loans Charged-off: Commercial and industrial13.2353%17
Percentage Net Loans Charged-off: Loans to individuals-1.0116%5,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0118%5,239
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6770%36
Percentage Net Loans Charged-off: Total real estate loans1.2411%16
Percentage Net Loans Charged-off:Construction & development12.7957%5
Percentage Net Loans Charged-off: Commercial real estate-0.0338%4,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0773%751
Percentage Net Loans Charged-off: Home equity loans-2.1990%4,103
All other 1-4 family - Percent of loans charged-off, net0.1107%573
Percentage Net Loans Charged-off: Commercial and industrial19.6566%9
Percentage Net Loans Charged-off: Loans to individuals-1.2596%5,339
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2596%5,306
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5489%22
Percentage Net Loans Charged-off: Total real estate loans0.8398%55
Percentage Net Loans Charged-off:Construction & development3.9011%17
Percentage Net Loans Charged-off: Commercial real estate1.7724%34
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0688%660
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0698%613
Percentage Net Loans Charged-off: Commercial and industrial47.6189%3
Percentage Net Loans Charged-off: Loans to individuals-4.4875%5,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-4.4875%5,426
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7802%82
Percentage Net Loans Charged-off: Total real estate loans1.1715%48
Percentage Net Loans Charged-off:Construction & development7.3378%18
Percentage Net Loans Charged-off: Commercial real estate0.7083%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.2631%437
Percentage Net Loans Charged-off: Home equity loans3.6592%13
All other 1-4 family - Percent of loans charged-off, net0.2052%573
Percentage Net Loans Charged-off: Commercial and industrial6.4300%79
Percentage Net Loans Charged-off: Loans to individuals6.6665%55
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.6665%46
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6370%312
Percentage Net Loans Charged-off: Total real estate loans0.6233%99
Percentage Net Loans Charged-off:Construction & development4.5858%30
Percentage Net Loans Charged-off: Commercial real estate0.2153%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0551%1,332
Percentage Net Loans Charged-off: Home equity loans0.3030%176
All other 1-4 family - Percent of loans charged-off, net0.0507%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.4036%887
Percentage Net Loans Charged-off: Loans to individuals2.7920%210
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7920%181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9306%211
Percentage Net Loans Charged-off: Total real estate loans0.8972%69
Percentage Net Loans Charged-off:Construction & development6.7047%16
Percentage Net Loans Charged-off: Commercial real estate0.2726%269
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0493%1,252
Percentage Net Loans Charged-off: Home equity loans0.4388%126
All other 1-4 family - Percent of loans charged-off, net0.0421%1,272
Percentage Net Loans Charged-off: Commercial and industrial0.6242%589
Percentage Net Loans Charged-off: Loans to individuals4.5793%114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.5793%99
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2707%676
Percentage Net Loans Charged-off: Total real estate loans0.0722%789
Percentage Net Loans Charged-off:Construction & development0.1135%149
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0978%760
Percentage Net Loans Charged-off: Home equity loans0.8370%65
All other 1-4 family - Percent of loans charged-off, net0.0837%776
Percentage Net Loans Charged-off: Commercial and industrial1.4441%251
Percentage Net Loans Charged-off: Loans to individuals3.1631%208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1631%181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%1,771
Percentage Net Loans Charged-off: Total real estate loans0.1363%998
Percentage Net Loans Charged-off:Construction & development0.5218%212
Percentage Net Loans Charged-off: Commercial real estate0.3046%470
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.2152%1,506
Percentage Net Loans Charged-off: Loans to individuals0.3601%2,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3601%2,061
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1606%1,416
Percentage Net Loans Charged-off: Total real estate loans0.1485%797
Percentage Net Loans Charged-off:Construction & development0.7077%155
Percentage Net Loans Charged-off: Commercial real estate0.2692%407
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,407
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial0.2001%1,269
Percentage Net Loans Charged-off: Loans to individuals0.4892%1,598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4892%1,481
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2213%1,061
Percentage Net Loans Charged-off: Total real estate loans0.1992%616
Percentage Net Loans Charged-off:Construction & development1.1284%108
Percentage Net Loans Charged-off: Commercial real estate0.2961%343
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.3062%944
Percentage Net Loans Charged-off: Loans to individuals0.7372%1,093
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7372%996
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2138%944
Percentage Net Loans Charged-off: Total real estate loans0.1306%726
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.4956%193
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.6409%494
Percentage Net Loans Charged-off: Loans to individuals1.4893%537
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4893%478
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2114%1,391
Percentage Net Loans Charged-off: Total real estate loans0.1974%943
Percentage Net Loans Charged-off:Construction & development1.4984%192
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.6894%107
Percentage Net Loans Charged-off: 1-4 family residential0.0312%2,609
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0318%2,509
Percentage Net Loans Charged-off: Commercial and industrial0.3775%1,164
Percentage Net Loans Charged-off: Loans to individuals-0.1482%5,537
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1482%5,475
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2216%1,177
Percentage Net Loans Charged-off: Total real estate loans0.2633%646
Percentage Net Loans Charged-off:Construction & development1.9929%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.9125%75
Percentage Net Loans Charged-off: 1-4 family residential0.0394%2,283
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0401%2,187
Percentage Net Loans Charged-off: Commercial and industrial-0.0401%4,741
Percentage Net Loans Charged-off: Loans to individuals-0.2017%5,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2017%5,536
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3401%774
Percentage Net Loans Charged-off: Total real estate loans0.3977%440
Percentage Net Loans Charged-off:Construction & development3.0043%105
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential1.3609%53
Percentage Net Loans Charged-off: 1-4 family residential0.0594%1,874
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0605%1,761
Percentage Net Loans Charged-off: Commercial and industrial-0.0088%4,337
Percentage Net Loans Charged-off: Loans to individuals-0.3671%5,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3671%5,733
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5550%446
Percentage Net Loans Charged-off: Total real estate loans0.6411%253
Percentage Net Loans Charged-off:Construction & development6.0232%50
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0280%1,629
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0285%1,527
Percentage Net Loans Charged-off: Commercial and industrial-0.0089%4,366
Percentage Net Loans Charged-off: Loans to individuals-0.2298%5,524
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2298%5,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%4,666
Percentage Net Loans Charged-off: Total real estate loans0.0076%3,764
Percentage Net Loans Charged-off:Construction & development-0.1931%5,401
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0417%3,022
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0424%2,883
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%4,801
Percentage Net Loans Charged-off: Loans to individuals0.4276%1,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4276%1,859
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0047%4,539
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,538
Percentage Net Loans Charged-off:Construction & development-0.2730%5,538
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0450%2,685
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0458%2,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0186%4,742
Percentage Net Loans Charged-off: Loans to individuals0.2396%2,473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2396%2,320
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%4,166
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,134
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0115%2,803
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0117%2,657
Percentage Net Loans Charged-off: Commercial and industrial-0.0173%4,689
Percentage Net Loans Charged-off: Loans to individuals0.1115%2,841
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1115%2,686
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,660
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0242%4,807
Percentage Net Loans Charged-off: Loans to individuals0.1532%2,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1532%2,185
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%5,065
Percentage Net Loans Charged-off: Total real estate loans0.0186%4,204
Percentage Net Loans Charged-off:Construction & development-0.3448%5,789
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0816%3,163
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0827%3,017
Percentage Net Loans Charged-off: Commercial and industrial-0.0326%5,254
Percentage Net Loans Charged-off: Loans to individuals0.3228%2,648
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3228%2,505
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%5,208
Percentage Net Loans Charged-off: Total real estate loans0.0027%4,204
Percentage Net Loans Charged-off:Construction & development-0.4693%5,902
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0728%3,029
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0737%2,872
Percentage Net Loans Charged-off: Commercial and industrial-0.0302%5,179
Percentage Net Loans Charged-off: Loans to individuals0.0271%3,775
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0271%3,628
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%3,901
Percentage Net Loans Charged-off: Total real estate loans0.0647%3,050
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1100%2,485
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1115%2,340
Percentage Net Loans Charged-off: Commercial and industrial-0.0398%5,215
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0037%5,219
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.0479%5,282
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4538%2,416
Percentage Net Loans Charged-off: Total real estate loans0.4997%1,980
Percentage Net Loans Charged-off:Construction & development3.0737%835
Percentage Net Loans Charged-off: Commercial real estate0.1840%2,333
Percentage Net Loans Charged-off: Multi-family residential2.9641%250
Percentage Net Loans Charged-off: 1-4 family residential0.0377%4,199
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0383%4,006
Percentage Net Loans Charged-off: Commercial and industrial-0.0350%5,743
Percentage Net Loans Charged-off: Loans to individuals0.0547%4,233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0547%4,069
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6074%1,816
Percentage Net Loans Charged-off: Total real estate loans0.6663%1,493
Percentage Net Loans Charged-off:Construction & development4.0121%648
Percentage Net Loans Charged-off: Commercial real estate0.2416%1,924
Percentage Net Loans Charged-off: Multi-family residential3.8775%193
Percentage Net Loans Charged-off: 1-4 family residential0.0510%3,776
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0517%3,600
Percentage Net Loans Charged-off: Commercial and industrial-0.0298%5,637
Percentage Net Loans Charged-off: Loans to individuals0.0733%3,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0733%3,678
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4412%2,278
Percentage Net Loans Charged-off: Total real estate loans0.4834%1,889
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.4962%1,255
Percentage Net Loans Charged-off: Multi-family residential5.6834%130
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,822
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial-0.0364%5,650
Percentage Net Loans Charged-off: Loans to individuals0.1104%3,361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1104%3,174
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6221%1,546
Percentage Net Loans Charged-off: Total real estate loans0.6851%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,680
Percentage Net Loans Charged-off: Multi-family residential11.2042%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0543%5,715
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2173%4,432
Percentage Net Loans Charged-off: Total real estate loans0.1012%4,608
Percentage Net Loans Charged-off:Construction & development0.9697%2,155
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0112%4,819
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0114%4,642
Percentage Net Loans Charged-off: Commercial and industrial1.7266%1,359
Percentage Net Loans Charged-off: Loans to individuals0.2805%3,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2559%3,462
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2828%3,666
Percentage Net Loans Charged-off: Total real estate loans0.1332%4,033
Percentage Net Loans Charged-off:Construction & development1.2249%1,790
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0134%4,398
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0135%4,210
Percentage Net Loans Charged-off: Commercial and industrial2.2616%964
Percentage Net Loans Charged-off: Loans to individuals0.2502%3,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2225%3,294
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0371%6,973
Percentage Net Loans Charged-off: Total real estate loans-0.0053%6,836
Percentage Net Loans Charged-off:Construction & development-0.0498%6,441
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial-0.5397%6,904
Percentage Net Loans Charged-off: Loans to individuals0.3045%2,991
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2596%2,865
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0830%7,032
Percentage Net Loans Charged-off: Total real estate loans-0.0105%6,813
Percentage Net Loans Charged-off:Construction & development-0.0942%6,509
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial-1.0663%7,075
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9688%2,239
Percentage Net Loans Charged-off: Total real estate loans1.1969%1,614
Percentage Net Loans Charged-off:Construction & development5.5414%1,127
Percentage Net Loans Charged-off: Commercial real estate-0.0692%7,302
Percentage Net Loans Charged-off: Multi-family residential7.6028%198
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,170
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,145
Percentage Net Loans Charged-off: Commercial and industrial-1.7720%7,304
Percentage Net Loans Charged-off: Loans to individuals0.2707%4,240
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2587%1,620
Percentage Net Loans Charged-off: Total real estate loans1.5740%1,126
Percentage Net Loans Charged-off:Construction & development7.2297%787
Percentage Net Loans Charged-off: Commercial real estate-0.0905%7,395
Percentage Net Loans Charged-off: Multi-family residential9.5953%147
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%7,310
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net-0.0168%7,295
Percentage Net Loans Charged-off: Commercial and industrial-2.4596%7,403
Percentage Net Loans Charged-off: Loans to individuals0.0680%4,828
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6566%2,577
Percentage Net Loans Charged-off: Total real estate loans1.0327%1,555
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.1327%7,473
Percentage Net Loans Charged-off: Multi-family residential14.2583%87
Percentage Net Loans Charged-off: 1-4 family residential-0.0254%7,361
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net-0.0256%7,345
Percentage Net Loans Charged-off: Commercial and industrial-4.1567%7,479
Percentage Net Loans Charged-off: Loans to individuals0.0938%4,327
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8503%934
Percentage Net Loans Charged-off: Total real estate loans2.0395%737
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.3901%7,618
Percentage Net Loans Charged-off: Multi-family residential28.9566%28
Percentage Net Loans Charged-off: 1-4 family residential-0.0531%7,485
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0534%7,480
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4198%4,120
Percentage Net Loans Charged-off: Total real estate loans0.3681%3,355
Percentage Net Loans Charged-off:Construction & development2.6176%1,842
Percentage Net Loans Charged-off: Commercial real estate-0.0009%7,532
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0352%4,567
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0355%4,358
Percentage Net Loans Charged-off: Commercial and industrial1.4672%2,341
Percentage Net Loans Charged-off: Loans to individuals0.0300%5,900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5009%3,222
Percentage Net Loans Charged-off: Total real estate loans0.4932%2,467
Percentage Net Loans Charged-off:Construction & development3.5662%1,274
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0476%3,958
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0479%3,730
Percentage Net Loans Charged-off: Commercial and industrial0.9094%2,479
Percentage Net Loans Charged-off: Loans to individuals0.0264%5,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0351%5,972
Percentage Net Loans Charged-off: Total real estate loans0.0307%4,463
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0725%3,206
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0729%2,981
Percentage Net Loans Charged-off: Commercial and industrial0.1295%3,470
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0985%4,189
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.8285%1,022
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%7,733
Percentage Net Loans Charged-off: Total real estate loans-0.0669%8,052
Percentage Net Loans Charged-off:Construction & development0.0657%2,682
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.1841%8,061
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.1851%8,046
Percentage Net Loans Charged-off: Commercial and industrial0.9891%1,842
Percentage Net Loans Charged-off: Loans to individuals0.1513%5,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1025%8,092
Percentage Net Loans Charged-off: Total real estate loans-0.0707%8,088
Percentage Net Loans Charged-off:Construction & development0.0795%2,010
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.1997%8,118
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.2007%8,095
Percentage Net Loans Charged-off: Commercial and industrial-0.8071%7,862
Percentage Net Loans Charged-off: Loans to individuals0.1557%4,700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1543%8,173
Percentage Net Loans Charged-off: Total real estate loans-0.1063%8,159
Percentage Net Loans Charged-off:Construction & development0.1301%1,410
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.3060%8,197
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.3077%8,174
Percentage Net Loans Charged-off: Commercial and industrial-1.1794%7,946
Percentage Net Loans Charged-off: Loans to individuals0.2391%3,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4279%8,318
Percentage Net Loans Charged-off: Total real estate loans-0.3041%8,297
Percentage Net Loans Charged-off:Construction & development-0.0156%7,568
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.7230%8,274
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.7269%8,248
Percentage Net Loans Charged-off: Commercial and industrial-3.0123%8,041
Percentage Net Loans Charged-off: Loans to individuals0.4875%2,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1483%3,219
Percentage Net Loans Charged-off: Total real estate loans0.0127%3,767
Percentage Net Loans Charged-off:Construction & development-0.0136%7,636
Percentage Net Loans Charged-off: Commercial real estate0.0011%1,669
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0346%2,680
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0347%2,504
Percentage Net Loans Charged-off: Commercial and industrial4.3350%268
Percentage Net Loans Charged-off: Loans to individuals0.2395%4,340
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3122%1,276
Percentage Net Loans Charged-off: Total real estate loans-0.0049%7,650
Percentage Net Loans Charged-off:Construction & development-0.0158%7,620
Percentage Net Loans Charged-off: Commercial real estate-0.0359%7,989
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0231%2,262
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0232%2,094
Percentage Net Loans Charged-off: Commercial and industrial5.7823%156
Percentage Net Loans Charged-off: Loans to individuals0.1292%4,527
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4821%745
Percentage Net Loans Charged-off: Total real estate loans-0.0149%7,835
Percentage Net Loans Charged-off:Construction & development-0.0150%7,622
Percentage Net Loans Charged-off: Commercial real estate-0.0368%8,023
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial9.1168%86
Percentage Net Loans Charged-off: Loans to individuals0.0698%4,364
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0137%7,075
Percentage Net Loans Charged-off: Total real estate loans-0.0151%7,875
Percentage Net Loans Charged-off:Construction & development-0.0206%7,634
Percentage Net Loans Charged-off: Commercial real estate-0.0348%8,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0436%4,576
Percentage Net Loans Charged-off: Total real estate loans0.0469%2,033
Percentage Net Loans Charged-off:Construction & development-0.4012%7,842
Percentage Net Loans Charged-off: Commercial real estate0.1204%724
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1338%1,161
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1343%1,115
Percentage Net Loans Charged-off: Commercial and industrial0.0654%3,188
Percentage Net Loans Charged-off: Loans to individuals-0.0525%7,602
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0605%8,162
Percentage Net Loans Charged-off: Total real estate loans-0.0789%8,352
Percentage Net Loans Charged-off:Construction & development-0.5531%7,854
Percentage Net Loans Charged-off: Commercial real estate-0.2371%8,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1803%755
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1809%741
Percentage Net Loans Charged-off: Commercial and industrial0.0924%2,456
Percentage Net Loans Charged-off: Loans to individuals0.1643%4,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0812%8,179
Percentage Net Loans Charged-off: Total real estate loans-0.0892%8,365
Percentage Net Loans Charged-off:Construction & development-0.9110%7,836
Percentage Net Loans Charged-off: Commercial real estate-0.2483%8,358
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2741%484
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2750%484
Percentage Net Loans Charged-off: Commercial and industrial0.1422%1,887
Percentage Net Loans Charged-off: Loans to individuals-0.1594%7,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1718%1,467
Percentage Net Loans Charged-off: Total real estate loans0.1743%478
Percentage Net Loans Charged-off:Construction & development1.4234%39
Percentage Net Loans Charged-off: Commercial real estate-0.4565%8,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.3875%312
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.3888%302
Percentage Net Loans Charged-off: Commercial and industrial0.2774%1,077
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%4,801
Percentage Net Loans Charged-off: Total real estate loans0.0472%2,015
Percentage Net Loans Charged-off:Construction & development-0.0452%7,810
Percentage Net Loans Charged-off: Commercial real estate0.1139%735
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0232%2,494
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0234%2,349
Percentage Net Loans Charged-off: Commercial and industrial0.0182%3,944
Percentage Net Loans Charged-off: Loans to individuals0.0921%5,732
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%3,480
Percentage Net Loans Charged-off: Total real estate loans0.0696%1,411
Percentage Net Loans Charged-off:Construction & development-0.0551%7,807
Percentage Net Loans Charged-off: Commercial real estate0.1695%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0313%2,001
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0314%1,892
Percentage Net Loans Charged-off: Commercial and industrial0.0639%2,985
Percentage Net Loans Charged-off: Loans to individuals0.3110%3,991
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%4,283
Percentage Net Loans Charged-off: Total real estate loans0.0139%2,153
Percentage Net Loans Charged-off:Construction & development-0.0662%7,782
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,525
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0477%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.1160%2,317
Percentage Net Loans Charged-off: Loans to individuals0.3480%3,487
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0558%3,132
Percentage Net Loans Charged-off: Total real estate loans0.0375%1,269
Percentage Net Loans Charged-off:Construction & development-0.0336%7,772
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0908%923
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0913%880
Percentage Net Loans Charged-off: Commercial and industrial0.4189%1,121
Percentage Net Loans Charged-off: Loans to individuals0.0656%4,105
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0910%8,616
Percentage Net Loans Charged-off: Total real estate loans-0.1276%8,690
Percentage Net Loans Charged-off:Construction & development-0.0272%7,887
Percentage Net Loans Charged-off: Commercial real estate-0.2873%8,601
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0344%8,376
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0345%8,352
Percentage Net Loans Charged-off: Commercial and industrial0.2675%2,842
Percentage Net Loans Charged-off: Loans to individuals0.1667%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1450%8,674
Percentage Net Loans Charged-off: Total real estate loans-0.1863%8,757
Percentage Net Loans Charged-off:Construction & development-0.0309%7,894
Percentage Net Loans Charged-off: Commercial real estate-0.6194%8,674
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1028%1,341
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1030%1,314
Percentage Net Loans Charged-off: Commercial and industrial0.1582%2,748
Percentage Net Loans Charged-off: Loans to individuals0.2093%4,927
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0604%8,308
Percentage Net Loans Charged-off: Total real estate loans-0.0673%8,575
Percentage Net Loans Charged-off:Construction & development-0.0296%7,868
Percentage Net Loans Charged-off: Commercial real estate-0.3976%8,699
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1737%875
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1741%850
Percentage Net Loans Charged-off: Commercial and industrial-0.2524%7,920
Percentage Net Loans Charged-off: Loans to individuals0.1914%4,667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0271%7,644
Percentage Net Loans Charged-off: Total real estate loans-0.0143%8,202
Percentage Net Loans Charged-off:Construction & development-0.0204%7,843
Percentage Net Loans Charged-off: Commercial real estate-0.2604%8,709
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1713%738
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1715%700
Percentage Net Loans Charged-off: Commercial and industrial-0.5130%8,163
Percentage Net Loans Charged-off: Loans to individuals0.1743%4,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2040%3,340
Percentage Net Loans Charged-off: Total real estate loans0.1461%1,435
Percentage Net Loans Charged-off:Construction & development-2.2965%8,151
Percentage Net Loans Charged-off: Commercial real estate0.5029%480
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3230%727
Percentage Net Loans Charged-off: Home equity loans-2.8409%6,102
All other 1-4 family - Percent of loans charged-off, net0.3241%757
Percentage Net Loans Charged-off: Commercial and industrial0.7374%2,107
Percentage Net Loans Charged-off: Loans to individuals0.5977%3,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1888%3,110
Percentage Net Loans Charged-off: Total real estate loans0.1615%1,104
Percentage Net Loans Charged-off:Construction & development-2.5094%8,140
Percentage Net Loans Charged-off: Commercial real estate0.5422%373
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3556%570
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.3556%587
Percentage Net Loans Charged-off: Commercial and industrial0.0335%3,951
Percentage Net Loans Charged-off: Loans to individuals0.7176%2,973
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2967%2,060
Percentage Net Loans Charged-off: Total real estate loans0.2380%746
Percentage Net Loans Charged-off:Construction & development-3.7050%8,096
Percentage Net Loans Charged-off: Commercial real estate0.7959%259
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5270%362
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5270%375
Percentage Net Loans Charged-off: Commercial and industrial0.4188%2,143
Percentage Net Loans Charged-off: Loans to individuals1.0565%1,955
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1587%8,809
Percentage Net Loans Charged-off: Total real estate loans-0.1616%8,979
Percentage Net Loans Charged-off:Construction & development-6.6023%8,048
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.7703%213
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7703%220
Percentage Net Loans Charged-off: Commercial and industrial-0.3232%8,247
Percentage Net Loans Charged-off: Loans to individuals-0.0259%7,730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4958%401
Percentage Net Loans Charged-off: Total real estate loans1.1274%146
Percentage Net Loans Charged-off:Construction & development7.9566%45
Percentage Net Loans Charged-off: Commercial real estate1.5905%191
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.2256%9,067
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2256%9,058
Percentage Net Loans Charged-off: Commercial and industrial9.6428%139
Percentage Net Loans Charged-off: Loans to individuals0.1932%6,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2660%1,299
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5178%1,564
Percentage Net Loans Charged-off: Total real estate loans0.2768%720
Percentage Net Loans Charged-off:Construction & development1.1739%179
Percentage Net Loans Charged-off: Commercial real estate0.0164%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3336%582
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3336%572
Percentage Net Loans Charged-off: Commercial and industrial4.0974%452
Percentage Net Loans Charged-off: Loans to individuals0.2887%5,380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3990%1,668
Percentage Net Loans Charged-off: Total real estate loans0.1614%162
Percentage Net Loans Charged-off:Construction & development0.7961%42
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1829%143
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1829%146
Percentage Net Loans Charged-off: Commercial and industrial3.5229%63
Percentage Net Loans Charged-off: Loans to individuals0.2917%1,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0761%5,366
Percentage Net Loans Charged-off: Total real estate loans-0.0417%1,434
Percentage Net Loans Charged-off:Construction & development-0.0338%1,368
Percentage Net Loans Charged-off: Commercial real estate-0.1896%1,427
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0660%414
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0660%390
Percentage Net Loans Charged-off: Commercial and industrial1.3195%148
Percentage Net Loans Charged-off: Loans to individuals0.2721%1,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3108%2,384
Percentage Net Loans Charged-off: Total real estate loans0.2738%94
Percentage Net Loans Charged-off:Construction & development-0.2289%1,351
Percentage Net Loans Charged-off: Commercial real estate0.4763%80
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1673%170
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1673%161
Percentage Net Loans Charged-off: Commercial and industrial1.0329%161
Percentage Net Loans Charged-off: Loans to individuals0.1633%1,165
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6413%1,125
Percentage Net Loans Charged-off: Total real estate loans0.5240%44
Percentage Net Loans Charged-off:Construction & development4.5535%9
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%1,342
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0133%1,339
Percentage Net Loans Charged-off: Commercial and industrial3.0113%46
Percentage Net Loans Charged-off: Loans to individuals0.1823%1,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0520%6,937
Percentage Net Loans Charged-off: Total real estate loans0.0134%862
Percentage Net Loans Charged-off:Construction & development-0.0240%1,311
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0340%633
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0340%602
Percentage Net Loans Charged-off: Commercial and industrial0.6268%283
Percentage Net Loans Charged-off: Loans to individuals-0.0250%1,487
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1137%5,326
Percentage Net Loans Charged-off: Total real estate loans-0.0381%1,406
Percentage Net Loans Charged-off:Construction & development-0.0206%1,330
Percentage Net Loans Charged-off: Commercial real estate-0.1417%1,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0096%894
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0096%853
Percentage Net Loans Charged-off: Commercial and industrial0.9636%191
Percentage Net Loans Charged-off: Loans to individuals0.4707%799
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1093%5,536
Percentage Net Loans Charged-off: Total real estate loans0.1781%428
Percentage Net Loans Charged-off:Construction & development0.2858%230
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.2518%219
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2518%227
Percentage Net Loans Charged-off: Commercial and industrial-0.2923%1,229
Percentage Net Loans Charged-off: Loans to individuals-0.0300%1,407
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1166%6,760
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9534%2,213
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA