Home > Pulse Savings Bank > Assets and Liabilities
Pulse Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $538,047,000 | 884 |
| Cash and due from depository institutions | $4,622,000 | 2,965 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $383,895,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $136,351,000 | 2,058 |
| Loan loss allowance | $2,315,000 | 1,568 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,433,000 | 4,870 |
| Other real estate owned | $748,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,998,000 | 1,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $538,047,000 | 884 |
| Total liabilities | $496,776,000 | 869 |
| Total deposits | $417,353,000 | 907 |
| Interest-bearing deposits | $412,293,000 | 783 |
| Deposits held in domestic offices | $417,353,000 | 902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,675,000 | 398 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,029,000 | 2,430 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,719,000 | 1,572 |
| Total equity capital | $41,271,000 | 1,093 |
| Total bank equity capital | $41,271,000 | 1,093 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000,000 | 897 |
| Surplus | $8,333,000 | 1,831 |
| Undivided profits | $28,938,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,443,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 897 |
| Income earned, not collected on loans | $904,000 | 2,536 |
| Earning assets | $525,246,000 | 835 |
| Long-term assets (5+ years) | $293,444,000 | 305 |
| Average Assets, year-to-date | $521,168,600 | 874 |
| Average Assets, quarterly | $531,647,000 | 882 |
| Volatile liabilities | $95,859,000 | 862 |
| Insider loans | $498,000 | 5,439 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,148,000 | 2,186 |
| Tier 1 (core) risk-based capital | $40,385,000 | 1,049 |
| Tier 2 risk-based capital | $2,097,680 | 1,472 |
| Total risk weighted assets | $167,596,880 | 1,674 |
| Total unused commitments | $19,148,000 | 2,192 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $508,208,000 | 956 |
| Cash and due from depository institutions | $3,377,000 | 3,543 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $356,771,000 | 401 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 1,238 |
| Net loans & leases | $129,619,000 | 2,191 |
| Loan loss allowance | $2,429,000 | 1,590 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,232,000 | 5,329 |
| Other real estate owned | $137,000 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,522,000 | 1,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $508,208,000 | 956 |
| Total liabilities | $471,124,000 | 943 |
| Total deposits | $402,072,000 | 975 |
| Interest-bearing deposits | $397,721,000 | 850 |
| Deposits held in domestic offices | $402,072,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,325,000 | 458 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,430,000 | 3,038 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,297,000 | 1,810 |
| Total equity capital | $37,084,000 | 1,218 |
| Total bank equity capital | $37,084,000 | 1,218 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000,000 | 948 |
| Surplus | $8,333,000 | 1,893 |
| Undivided profits | $24,751,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,063,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 830 |
| Income earned, not collected on loans | $894,000 | 2,524 |
| Earning assets | $496,940,000 | 908 |
| Long-term assets (5+ years) | $224,965,000 | 377 |
| Average Assets, year-to-date | $483,269,200 | 978 |
| Average Assets, quarterly | $504,636,500 | 960 |
| Volatile liabilities | $81,976,000 | 997 |
| Insider loans | $621,000 | 4,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,948,000 | 2,827 |
| Tier 1 (core) risk-based capital | $36,967,000 | 1,160 |
| Tier 2 risk-based capital | $2,056,900 | 1,548 |
| Total risk weighted assets | $164,180,000 | 1,742 |
| Total unused commitments | $12,948,000 | 2,842 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $452,434,000 | 1,094 |
| Cash and due from depository institutions | $4,602,000 | 3,656 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $287,472,000 | 497 |
| Federal funds sold & reverse repurchase agreements | $15,275,000 | 928 |
| Net loans & leases | $135,572,000 | 2,080 |
| Loan loss allowance | $2,519,000 | 1,597 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,194,000 | 5,432 |
| Other real estate owned | $3,198,000 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,121,000 | 1,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $452,434,000 | 1,094 |
| Total liabilities | $401,775,000 | 1,109 |
| Total deposits | $398,063,000 | 1,002 |
| Interest-bearing deposits | $393,712,000 | 883 |
| Deposits held in domestic offices | $398,063,000 | 992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,723,000 | 2,521 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,989,000 | 2,108 |
| Total equity capital | $50,659,000 | 933 |
| Total bank equity capital | $50,659,000 | 933 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,000,000 | 954 |
| Surplus | $8,333,000 | 1,877 |
| Undivided profits | $38,326,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,659,000 | 1,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $219,000 | 555 |
| Income earned, not collected on loans | $1,069,000 | 2,152 |
| Earning assets | $438,319,000 | 1,039 |
| Long-term assets (5+ years) | $144,274,000 | 498 |
| Average Assets, year-to-date | $448,746,000 | 1,056 |
| Average Assets, quarterly | $448,422,000 | 1,094 |
| Volatile liabilities | $14,257,000 | 3,486 |
| Insider loans | $531,000 | 5,495 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,588,000 | 2,610 |
| Tier 1 (core) risk-based capital | $50,315,000 | 891 |
| Tier 2 risk-based capital | $2,016,230 | 1,583 |
| Total risk weighted assets | $160,795,830 | 1,771 |
| Total unused commitments | $13,588,000 | 2,621 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $447,371,000 | 1,070 |
| Cash and due from depository institutions | $5,120,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $282,608,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $5,675,000 | 1,627 |
| Net loans & leases | $141,969,000 | 1,963 |
| Loan loss allowance | $3,369,000 | 1,253 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,297,000 | 5,164 |
| Other real estate owned | $2,601,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,101,000 | 1,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $447,371,000 | 1,070 |
| Total liabilities | $399,411,000 | 1,090 |
| Total deposits | $394,654,000 | 972 |
| Interest-bearing deposits | $390,612,000 | 867 |
| Deposits held in domestic offices | $394,654,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,219,000 | 2,104 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,538,000 | 2,191 |
| Total equity capital | $47,960,000 | 903 |
| Total bank equity capital | $47,960,000 | 903 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000,000 | 939 |
| Surplus | $8,333,000 | 1,811 |
| Undivided profits | $35,627,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,072,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 405 |
| Income earned, not collected on loans | $1,141,000 | 1,718 |
| Earning assets | $430,252,000 | 1,018 |
| Long-term assets (5+ years) | $147,972,000 | 490 |
| Average Assets, year-to-date | $446,965,200 | 1,037 |
| Average Assets, quarterly | $447,572,500 | 1,060 |
| Volatile liabilities | $12,822,000 | 3,623 |
| Insider loans | $594,000 | 5,162 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,656,000 | 321 |
| Unused loan commitments | $12,927,000 | 2,623 |
| Tier 1 (core) risk-based capital | $47,960,000 | 891 |
| Tier 2 risk-based capital | $2,145,590 | 1,484 |
| Total risk weighted assets | $170,423,890 | 1,638 |
| Total unused commitments | $12,927,000 | 2,633 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $443,147,000 | 1,093 |
| Cash and due from depository institutions | $4,946,000 | 3,910 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $248,854,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,670 |
| Net loans & leases | $170,864,000 | 1,608 |
| Loan loss allowance | $4,637,000 | 1,033 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,416,000 | 4,885 |
| Other real estate owned | $3,323,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,444,000 | 1,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,147,000 | 1,093 |
| Total liabilities | $398,404,000 | 1,114 |
| Total deposits | $393,988,000 | 1,012 |
| Interest-bearing deposits | $390,551,000 | 895 |
| Deposits held in domestic offices | $393,988,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,880,000 | 1,912 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,536,000 | 2,254 |
| Total equity capital | $44,743,000 | 940 |
| Total bank equity capital | $44,743,000 | 940 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,000,000 | 936 |
| Surplus | $8,333,000 | 1,727 |
| Undivided profits | $32,410,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,290,000 | 1,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $359,000 | 378 |
| Income earned, not collected on loans | $1,449,000 | 1,174 |
| Earning assets | $428,018,000 | 1,034 |
| Long-term assets (5+ years) | $121,960,000 | 572 |
| Average Assets, year-to-date | $428,358,000 | 1,090 |
| Average Assets, quarterly | $439,282,500 | 1,081 |
| Volatile liabilities | $11,943,000 | 3,608 |
| Insider loans | $676,000 | 4,840 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,708,000 | 586 |
| Unused loan commitments | $15,914,000 | 2,224 |
| Tier 1 (core) risk-based capital | $44,743,000 | 902 |
| Tier 2 risk-based capital | $2,336,360 | 1,369 |
| Total risk weighted assets | $184,607,960 | 1,497 |
| Total unused commitments | $15,914,000 | 2,245 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $415,812,000 | 1,180 |
| Cash and due from depository institutions | $6,121,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $192,395,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $9,050,000 | 1,831 |
| Net loans & leases | $199,336,000 | 1,439 |
| Loan loss allowance | $4,597,000 | 1,062 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,483,000 | 4,699 |
| Other real estate owned | $2,461,000 | 3,994 |
| Goodwill and other intangibles | $158,000 | 1,985 |
| All other assets | $4,808,000 | 1,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,812,000 | 1,180 |
| Total liabilities | $376,790,000 | 1,198 |
| Total deposits | $371,715,000 | 1,116 |
| Interest-bearing deposits | $370,382,000 | 999 |
| Deposits held in domestic offices | $371,715,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,785,000 | 1,731 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,290,000 | 1,678 |
| Total equity capital | $39,022,000 | 1,011 |
| Total bank equity capital | $39,022,000 | 1,011 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $8,333,000 | 1,668 |
| Undivided profits | $26,689,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,818,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,653,000 | 756 |
| Earning assets | $400,781,000 | 1,124 |
| Long-term assets (5+ years) | $132,487,000 | 491 |
| Average Assets, year-to-date | $402,470,200 | 1,193 |
| Average Assets, quarterly | $407,540,000 | 1,190 |
| Volatile liabilities | $11,568,000 | 3,690 |
| Insider loans | $678,000 | 1,331 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,967,000 | 404 |
| Unused loan commitments | $14,053,000 | 2,327 |
| Tier 1 (core) risk-based capital | $38,864,000 | 981 |
| Tier 2 risk-based capital | $2,689,780 | 1,243 |
| Total risk weighted assets | $213,275,480 | 1,366 |
| Total unused commitments | $14,053,000 | 2,344 |
| Derivatives | $0 | 651 |