Pullman Bank of Commerce & Industry, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$10,978,0002,991
Total interest expense$5,489,0002,770
Net interest income$5,489,0003,228
Provision for loan and lease losses$299,0002,612
Total noninterest income$424,0005,762
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$215,0005,308
Trading account gains and fees$0262
Additional Noninterest Income$209,0005,043
Total noninterest expense$3,470,0003,801
Salaries and employee benefits$1,484,0004,353
Premises and equipment expense$638,0003,018
Additional noninterest expense$1,348,0003,419
Pre-tax net operating income$2,144,0003,231
Securities gains (losses)$6,0002,865
Applicable income taxes$635,0003,416
Income before extraordinary items$1,515,0003,157
Extraordinary gains, net$053
Net income$1,515,0003,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,164
Cash dividends$1,052,0002,053
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,510,8003,133
1995-12-31 (YTD Data)Rank
Total interest income$10,382,0003,199
Total interest expense$4,807,0003,128
Net interest income$5,575,0003,187
Provision for loan and lease losses$450,0001,710
Total noninterest income$674,0004,202
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$253,0004,907
Trading account gains and fees$0522
Additional Noninterest Income$421,0003,204
Total noninterest expense$3,690,0003,565
Salaries and employee benefits$1,548,0004,178
Premises and equipment expense$654,0002,990
Additional noninterest expense$1,488,0003,106
Pre-tax net operating income$2,109,0003,328
Securities gains (losses)$03,831
Applicable income taxes$715,0003,183
Income before extraordinary items$1,394,0003,484
Extraordinary gains, net$065
Net income$1,394,0003,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,626
Cash dividends$995,0002,089
Sale, conversion, retirement of capital stock, net$365,000415
Net operating income$1,394,0003,448
1994-12-31 (YTD Data)Rank
Total interest income$8,761,0003,424
Total interest expense$3,528,0003,429
Net interest income$5,233,0003,420
Provision for loan and lease losses$486,0001,579
Total noninterest income$351,0006,662
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$273,0004,714
Trading account gains and fees$0475
Additional Noninterest Income$78,0008,327
Total noninterest expense$3,614,0003,743
Salaries and employee benefits$1,776,0003,665
Premises and equipment expense$628,0003,138
Additional noninterest expense$1,210,0004,029
Pre-tax net operating income$1,484,0004,451
Securities gains (losses)$108,000741
Applicable income taxes$545,0003,794
Income before extraordinary items$1,047,0004,364
Extraordinary gains, net$0249
Net income$1,047,0004,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,556
Cash dividends$846,0002,188
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$975,7204,658
1993-12-31 (YTD Data)Rank
Total interest income$8,375,0003,656
Total interest expense$3,511,0003,575
Net interest income$4,864,0003,664
Provision for loan and lease losses$561,0001,941
Total noninterest income$221,0008,836
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$159,0006,850
Trading account gains and fees$0532
Additional Noninterest Income$62,0009,431
Total noninterest expense$3,549,0003,862
Salaries and employee benefits$1,660,0003,901
Premises and equipment expense$540,0003,632
Additional noninterest expense$1,349,0003,821
Pre-tax net operating income$975,0005,993
Securities gains (losses)$75,0002,875
Applicable income taxes$394,0005,065
Income before extraordinary items$656,0006,389
Extraordinary gains, net$165,0001,165
Net income$821,0005,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0004,062
Cash dividends$818,0002,105
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$608,0006,474
1992-12-31 (YTD Data)Rank
Total interest income$8,086,0004,251
Total interest expense$4,284,0003,821
Net interest income$3,802,0004,657
Provision for loan and lease losses$531,0002,874
Total noninterest income$582,0005,076
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$147,0007,190
Trading account gains and fees$0504
Additional Noninterest Income$435,0003,513
Total noninterest expense$3,687,0003,753
Salaries and employee benefits$1,490,0004,256
Premises and equipment expense$516,0003,858
Additional noninterest expense$1,681,0003,253
Pre-tax net operating income$166,00011,365
Securities gains (losses)$563,000991
Applicable income taxes$65,00010,856
Income before extraordinary items$664,0006,145
Extraordinary gains, net$01,422
Net income$664,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0004,645
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$151,67010,918

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.